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Published by deepakkazh, 2017-01-27 12:03:54

KNOW YOUR CIRCULAR-AGAM5-

KNOW YOUR CIRCULAR-AGAM5-

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HO:BR:98:130 Unification of -3- Zones in Gujarat
HO:BR:98:129 Dearness Allowance for Workmen and Officer Employees in Banks for the months of
aug Sept and Oct 2006
HO:BR:98:128 Dearness Relief payable to SURVIVING PRE-1.1.1 986 retirees of our Bank for the
months from August, 2006 to January, 2007
HO:BR:98:127 Dearness Relief payable to STAFF PENSIONERS i. a Pensioners of Bank of Baroda
for the months from August 2006 to January 2007
HO:BR:98:126 Granting of Higher Transaction passing / Posting / Authorization Powers to Officers
at CBS Branches and unlimited posting power to DBA at Central Data Centre
HO:BR:98:125 Higher / Enhanced due diligence in Opening of Accounts of Customers of High Risk
Categories - Compliance of AML Measures
HO:BR:98:124 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act , ibid - The Bharuch Nagarik Sahakari Bank Ltd., Bharuch
HO:BR:98:123 (Gujarat)
HO:BR:98:122 Banking Code and Standard Board of India (BCSBI)
HO:BR:98:121 Allotment of Fresh Specimen Signature Number
Cancellation of licence to carry on the banking business in India under Section 22 of
HO:BR:98:120 the Banking Regulation Act, 1949 (AACS) – Purna Nagari Sahakari Bank Ltd., Purna,
HO:BR:98:119 Dist. Parbhani Maharashtra
HO:BR:98:117 LIST OF TRANSPORT OPERATORS RECOMMENDED BY IBA
Scanning of Signature and verification thereof in Finacle i.e in CBS Branches
HO:BR:98:116 Opening Account by Company and availing Clearing & Settlement services to
HO:BR:98:115 provide internet based electronic purse Schemes to its online members.
HO:BR:98:114 Cheque Drop Box facility and facility of acknowledgment
Fraudulent presentation of fake Demand Draft : Fraud of Rs.25 lacs.
HO:BR:98:113 Further Revision of Service Charges under Baroda Real Time Gross Settlement
HO:BR:98:112 Scheme (BRTGS)

HO:BR:98:111 Payment of cheques “Payable at Par” at CBS and Non CBS branches
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:98:110 the Section 56 of the Act , ibid - Kuber Co-operative Bank Ltd., Ahmedabad
HO:BR:98:109 Cancellation of licence to carry on the banking business in India under section 22 of
HO:BR:98:108 the Banking Regulation Act, 1949 (AACS)
CITIZENS’ CHARTER- REVISED
HO:BR:98:107 PAYMENT OF OUR BANK’S DIVIDEND FOR THE YEAR 2005-06: A/c No.67999
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:98:106 the Section 56 of the Act , ibid - Balaji Urban Cooperative Bank Ltd., Tirupati
(Andhra Pradesh)
HO:BR:98:105 : Cancellation of licence to carry on the banking business in India under section 22
of the Banking Regulation Act, 1949 (AACS) – Mahila Nagarik Sahakari Bank
HO:BR:98:118 Maryadit, Khargone (Madhya Pradesh)
HO:BR:98:104 Dispensation of counterfeit banknotes through ATMs / cash counters & detection of
HO:BR:98:103 counterfeit notes by RBI in the soiled note remittances
Openlng of Joint account by Bank of Baroda Staff Pensioners- Credit of pension
HO:BR:98:102 amount to the said joint account.
HO:BR:98:101 Allotment of Fresh Specimen Signature Number
HO:BR:98:100 Cancellation of Signing Powers

Clarification on –1. Front End Fee on New Term Loans / Demand Loans / DPG over
Rs.1 crore for Fixed Assets and / or towards long term Working Capital
requirements. 2. Processing Charge for Ad-hoc sanctions.
“Baroda Sujhav” - Staff Suggestions Scheme
Unification of Clearing House of Cuttack and Bhubaneswar.

Allotment of Fresh Specimen Signature Number

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HO:BR:98:99 Implementation / Compliance of Anti Money Laundering (AML) measures. Risk
Categorisation of customer of the Bank
HO:BR:98:98 Preventive Vigilance – Attempted fraud by presentation of forged / fake demand
draft
HO:BR:98:97 Implementation of Cheque Collection Policy for Inland Instruments relating to
Immediate Credit of local / outstation cheques up-to Rs 15000/
HO:BR:98:96 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act, ibid
HO:BR:98:95 Cancellation of licence to carry on the banking business in India under section 22 of
the Banking Regulation Act, 1949 (AACS)
HO:BR:98:94 Service Charges- Minimum information to be displayed in the branch premises
HO:BR:98:93 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act , ibid - Devyani Sahakari Bank Ltd., Kopargaon
HO:BR:98:92 Maharashtra
Replacement of the existing system of presentation of Silver Salvers to the
HO:BR:98:91 employees of the Bank on completion of 25 years of service with a new scheme
HO:BR:98:90 titled as “Silver Jubilee Felicitation Scheme for Employees”.
HO:BR:98:89 Implementation / Compliance of Know Your Customer (KYC) standards.
HO:BR:98:88
HO:BR:98:87 Cancellation of Signing Powers
Allotment of Fresh Specimen Signature Number
HO:BR:98:86 LIST OF TRANSPORT OPERATORS RECOMMENDED BY IBA
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) readwith
HO:BR:98:85 the Section 56 of the Act , ibid - Laxmi Vishnu Sahakari Bank Ltd.,Ichalkaranji, Dist.
Kolhapur
HO:BR:98:84 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:98:83 the Section 56 of the Act , ibid - Bikaner Urban Co-operative Bank Ltd.,Bikaner
Revision of Service Charges under Baroda Real Time Gross Settlement (BRTGS)
HO:BR:98:81 Scheme
Introduction of MICR Cheque Processing Centre at Jamshedpur
HO:BR:98:80 1.UPGRADATION OF EXTENSION COUNTER FUNCTIONING AT VIKAS
HO:BR:98:79 BHAVAN,MANJHANPUR INTO FULL FLEDGED BRANCH 2. MERGER OF BRANCHES
HO:BR:98:151 Free of exchange remittance facility to guardians/parents/students remitting fee
HO:BR:98:78 etc.to Scindia School, Gwalior, SB Account No.622, maintained with our M.L.B. Road
Branch, Gwalior (Bhopal Region) - (Alpha Code ”FORGWA”)
HO:BR:98:77 Administration of Govt Business Revised rates -commision
Allotment of Fresh Specimen Signature Number
HO:BR:98:76 Allotment of Fresh Specimen Signature Number
HO:BR:98:75 Dearness Allowance for Workmen and Officer Employees in Banks for the month of
HO:BR:98:74 May june July 2006.
HO:BR:98:82 (A) SHIFTING OF BRANCHES/OFFICES : CHANGE OF ADDRESSES (B) MERGER OF
HO:BR:98:73 BRANCH IC) MISCELLANEOUS MATTERS
HO:BR:98:72 Conduct of Government Business – Agency Commission – Revision of Rates
HO:BR:98:71 Introduction of Star Series Numbering System in banknotes
HO:BR:98:70 Fake Credit Cards caught by Thane Crime Branch Officials
HO:BR:98:69 Interest on P.F. contribution and Loan account for period ending 31st March 2006
Cancellation of Signing Powers
HO:BR:98:68 Preventive Vigilance - Opening of Deposit Account
Appointment of Chief Liaison Officer for Other Backward Classes
Allotment of Fresh Specimen Signature Number
Operational guidelines on Know Your Customer (KYC) standards and Anti Money
Laundering (AML) measures
Renewal of Memorandum of Understanding (MOU) with Life Insurance Corporation

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HO:BR:98:67 of India in respect of service charges
Cancellation of licence to carry on the banking business in India under section 22 of
HO:BR:98:66 the Banking Regulation Act, 1949 (AACS)
HO:BR:98:65 Preventive Vigilance - Attempted fraud at our Bhubaneshwar Branch

HO:BR:98:64 (A) MERGER AND CONVERSION OF BRANCHES II’TO SATELLITE OFFICES (B)
HO:BR:98:63 SHIFTING OF BRANCHES I OFFICES: CHANGE OF ADDRESS
HO:BR:98:62 shifting of CIAD and credit audit dept
HO:BR:98:61 establishment of Holiday home Mumbai
Allotment of Fresh Specimen Signature Number
HO:BR:98:59 Preventive Vigilance – Some important Steps/measures to be taken to prevent
HO:BR:98:58 frauds
Levying Of Revised Service Tax On Our Service Charges
HO:BR:98:57 Opening of branch at Itanagar(Arunachal pradesh)(2) shifting of branches/offices
(3) Miscelleneous matter
HO:BR:98:56 Revised Policy on Know Your Customer Standards and Anti Money Laundering
HO:BR:98:55 Measures
LIST OF TRANSPORT OPERATORS RECOMMENDED BY IBA
HO:BR:98:54 (1) Openeing of branch at english bazar Malda,(2) Merger of Vishnupuri branch(3)
HO:BR:98:53 Conversion od special category branch into General category branch
HO:BR:98:52 Nomination facility and Settlement of Claims in respect of Deceased Customers
Allotment of Fresh Specimen Signature Number
HO:BR:98:51 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:98:50 the Section 56 of the Act, ibid
HO:BR:98:49 Opening of new branches and upgradation of Extension counter
Establishment Expenses for the year ended 31.03.2006.
HO:BR:98:48 Cancellation of licence to carry on the banking business in India under section 22 of
HO:BR:98:47 the Banking Regulation Act, 1949 (AACS)
Cancellation of Signing Powers
HO:BR:98:46 Tax Audit under the rncornc Tax Act, 1961 For the Accounting year ending 31st
March ,2006
HO:BR:98:45 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:98:44 the Section 56 of the Act, ibid –The Ongole Co-operative Bank Ltd., Ongole, Andhra
HO:BR:98:43 Pradesh
HO:BR:98:42 Additional retirement benefit
HO:BR:98:41 Preventive Vigilance - Attempted Fraud at one of our Branches in Uttanchal Region
HO:BR:98:40 Phishing Attacks
HO:BR:98:39 Government Business - Claiming Agency Commission
Penal Interest levied on delayed remittance of Government Collections
HO:BR:98:38 Payment of pension to Staff Pensioners — Bank of Baroda Staff Pensioners
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:98:37 the Section 56 of the Act, ibid –in respect of -4- Co-op Banks
HO:BR:98:35 Preventive Vigilance - Opening of SB Account by one Sri S.Srinivasan by producing
HO:BR:98:34 copies of fabricated documents in Corporation Bank
Verification of HODD Statements – BOBLAN Branches
HO:BR:98:33 Allotment of Fresh Specimen Signature Number
(A) SHIFTING OF BRANCHES/OFFICES : CHANGE OF ADDRESSES (B)
HO:BR:98:32 MISCELLANEOUS MATTERS
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act , ibid - The Bedkihal Urban Co-operative Bank Ltd.,
Bedkihal, Belgaum, District. Karnataka
Dearness Allowance for Officer Employees in Banks for the month of February,
March and April 2006.

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HO:BR:98:31 Dearness Allowance for Workmen and Officer Employees in Banks for the months of
HO:BR:98:30 February, March and April 2006
HO:BR:98:29
HO:BR:98:28 Dearness Relief payable to STAFF PNSlONERS I. e. Pensioners of Sank of Baroda for
the months from February, 2006 to July , 2006.
HO:BR:98:27
Dearness Relief payable to SURVIVING PRE-1.1.1 986 retirees of our Bank for the
HO:BR:98:26 months from Feb.2006 to July 2006

HO:BR:98:25 OPENING OF GENERAL CATEGORY URBAN BRANCH At HABRA., DIST. 24
PARGANAS (NORTH) ON 24/01/2006 IN WEST BENGAL,SIKKIM, A & NI REGION OF
HO:BR:98:24 EASTERN ZONE, KOLKATA
HO:BR:98:23
HO:BR:98:22 OPENING OF GENERAL CATEGORY URBAN BRANCH AT BIRATI DIST.24 PARGANAS
HO:BR:97:21 (NORTH) ON 21/01/2006 IN WEST BENGAL,SIKKIM, A & NI REGION OF EASTERN
HO:BR:98:20 ZONE, KOLKATA
HO:BR:98:19
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) Read with
HO:BR:98:18 the Section 56 of the Act , ibid - Sanjivani Urban Co-operative Bank Ltd., Parbhani
HO:BR:98:17 (Maharashtra)
HO:BR:98:16
HO:BR:98:15 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:98:14 the Section 56 of the Act, ibid – Sri Kalidasa Sahakara Bank Niyamitha,
Gandhinagar, Bangalore
HO:BR:98:13
HO:BR:98:12 LIST OF TRANSPORT OPERATORS RECOMMENDED BY IBA
HO:BR:98:11
HO:BR:98:10 Collection of account payee cheque – Prohibition on crediting proceeds to third
party account
HO:BR:98:13
HO:BR:98:12 Cancellation of Signing Powers
HO:BR:98:11
HO:BR:98:10 Insurance cover for Moveable Assets owned by the Bank

HO:BR:98:9 PAYMENT OF REFUND ORDERS OF OUR BANK’S FOLLOW ON PUBLIC OFFER (FPO)
HO:BR:98:8 : A/c No.067760
HO:BR:98:7
Special Campaign for mobilization of investment credit in agriculture sector with
focus on farm mechanisation and minor irrigation – Extension up to
31.03.2006

(A) SIUFTINC OF BRANCHES/OFFICES: CHANGE OF ADDRESS
OPENING OF GENERAL CATEGORY SEMI URBAN BRANCH AT BEHROR,
DIST.ALWAR ON 21/01/2006 IN JAIPUR REGION OF RAJASTHAN ZONE, JAIPUR.

OPENING OF GENERAL CATEGORY URBAN BRANCH AT BELTOLA, GUWAHATI,
DIST. KAMRUP ON 06/01/2006 IN NORTH EAST REGION KOLKATA

The Banking Ombudsman Scheme – 2006
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act, ibid – The Anand Urban Co-operative Bank Ltd Anand,
Gujarat

SERVICE CHARGES – Revisions & Clarifications
Allotment of Fresh Specimen Signature Number
Guidelines to grant the User Level – 1 Passwords to Officers in BOBLAN branches
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act , ibid – The Banagalore Souharda Central Co-operative
Bank Ltd., Bangalore

SERVICE CHARGES – Revisions & Clarifications
Allotment of Fresh Specimen Signature Number

Guidelines to grant the User Level – 1 Passwords to Officers in BOBLAN branches
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act , ibid – The Banagalore Souharda Central Co-operative
Bank Ltd., Bangalore

Shifting of Holiday hHome at Nathdwara

Shifting of Holiday Home at Mount Abu

“BARODA SUJHAV” – The revised and renamed Staff Suggestions Scheme

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HO:BR:98:6 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act , ibid - Ankleshwar Nagrik Sahakari Bank Ltd Ankleshwar
HO:BR:98:5 (Gujarat)
(1)Details of departments functioning from Head Office and its addresses (2).
HO:BR:98:4 Introduction of Digital EPABX system at Head Office
HO:BR:98:3 Reducing the Controllable Expenses
HO:BR:98:2 Allotment of Fresh Specimen Signature Number
Cancellation of licence to carry on the banking business in India under section 22 of
HO:BR:98:1 the Banking Regulation Act, 1949 (AACS)
HO:BR:98:60 Cancellation of Signing Powers
YEAR Cancellation of Signing Powers
2005
BCC:BR:97:358
BCC:BR:97:356 Drawal of refinance from NABARD at the Rate of Interest not exceeding @ 6.25%
p.a.
BCC:BR:97:351 Limited Quarterly Review of bank’s accounts by SCAs - Submission of
BCC:BR:97:355 Certificate No.8 on quarterly basis
BCC:BR:97:348 Baroda Kisan Credit Card Scheme--Clarifications
Debit Card – 24 X 7 Connectivity – ISDN Backup
BCC:BR:97:346 Exercise for Promotion from Clerical to Officers’ Cadre in Junior
BCC:BR:97:345 Management Grade/ Scale – I : 2006
Debit Card – Cash Verification in ATMs & Accounting Entries
BCC:BR:97:339 Retail Banking –Launching of a New small savings product –
“ NAGRIK BACHAT KHATA “
BCC:BR:97:343 Operational Guidelines for issuance of FCNR deposit in Australian Dollars (AUD) and
BCC:BR:97:342 Canadian Dollars (CAD)
Debit Card – Problem Reporting
BCC:BR:97:335 Retail Lending – Product Modification – “ BARODA LOAN
AGAINST SECURITIES “
BCC:BR:97:334 i) Special Recovery Campaign (Vishesh Vasooli Abhiyan) for recovery in Doubtful &
BCC:BR:97:336 Loss a/cs . ii) Delegation of Special powers for compromise and write off to the level
BCC:BR:97:333 of Branch Heads .
BCC:BR:97:344 Re : Management
Debit Card – Erroneous / Multiple Debits – Release of Reversals
BCC:INT:DFB:97:2 Sale of Travelex Foreign Currency Traveller Cheques (Visa and Mastercard Branded)
316 Credit Guarantee Fund Trust Scheme for Small Industries (CGFTSI) –
BCC:INT:DFB:97:2 Eligibility of Credit facilities extended to Handicrafts artisans under Credit Guarantee
316 Scheme (CGS) of CGFTSI.
BCC:BR:97:327 EXIM BANK’S LINE OF CREDIT OF US$ 27 MILLION TO THE GOVERNMENT OF THE
REPUBLIC OF GHANA
BCC:INT:DFB:97:231 : EMPANELMENT OF FULL-FLEDGED MONEY CHANGERS
5
BCC:BR:97:324 Revision in interest rates on FCNR (B) Deposits/NRE Term deposits w.e.f.
BCC:BR:97:325 05.12.2005
BCC:BR:97:323 EXTERNAL COMMERCIAL BORROWINGS (ECB)
BCC:BR:97:322
BCC:BR:97:321 Selection of officers for overseas posting.
BCC:BR:97:320 Interest Rates on Rupee Export Credit
Baroda Traders’ Loan – Clarification
SME Policy for lending to Small & Medium Enterprises (SME Sector)
Interest rate on loans and advances to SME Sector with effect from 1.12.2005
Guidelines on Debt restructuring mechanism for Small and Medium Enterprises
(SMEs).


























































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