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BCC:BR:100:4 Greater Mumbai Zone, Mumbai w. e. f. 1st January, 2008
Revision of interest rates on deposits of retired staff members who are also Senior
BCC:BR:100:2 Citizens residing in India w.e.f. January 1, 2008
BCC:BR:100:1 Management
Revision in interest rates on FCNR (B) Deposits and NRE Term Deposits w. e. f. 02-
BCC:WB:DFB:100:1 January-2008
HO:BR:100:188 Permission for Shortselling of Equity Shares by SEBI registered FIIs
Missing Security Instruments – 1(One) Super Savings Bank Cheque Book –25
HO:BR:100:187 Leaves
‘Senior Citizens’ Accounts – Not to levy penalty for not maintaining minimum
HO:BR:100:186 balance for the first time when the balance in their accounts goes below minimum
HO:BR:100:185 balance requirement
Allotment of Fresh Specimen Signature Number
HO:BR:100:184 Preventive Vigilance – Modus Operandi i) Payment of forged demand draft
ii)Fraudulent RTGS remittance iii) Fake Power of Attorney iv) Housing Loan
HO:BR:100:183 Preventive Vigilance – Modus Operandi i.Fraud in Vehicle Loans ii Material Alteration
HO:BR:100:182 in Payees name iii.Fraudulent OBC realization advice received for credit to account
HO:BR:100:181 Preventive vigilance – Caution against fictitious offers of prize/lottery money
HO:BR:100:180 Missing Security Instruments – 3 (Three) SB NRE 10 lvs. Cheque Books
BARODA SUJHAV
HO:BR:100:179 Amalgamation of Indian branches of American Express Bank Limited and Indian
HO:BR:100:178 branches of Standard Chartered Bank
Cancellation of Signing Powers
HO:BR:100:177 Wrongly returning / dishonouring of Demand Drafts issued by our foreign branches
HO:BR:100:176 on our domestic CBS branches
HO:BR:100:175 Drawing of Demand Drafts / Presenting cheques for clearing on Ludhiana branches.
HO:BR:100:174 Allotment of Fresh Specimen Si2nature Number
HO:BR:100:173 Chart of revised Locker Rent w.e.f. 01.01.2009
Standardization of Charges for transfer of surplus Clearing funds
HO:BR:100:172 Modification in existing OBC procedure for CBS branches where outstation cheque
HO:BR:100:171 are drawn on other banks and both sending and collecting branches are under CBS
HO:BR:100:170 (Effective from 15.12.2008)
Compliance of KYC Norms in Existing Accounts
HO:BR:100:169 Customer Service – Customer Meeting
(1) Revision in Safe Deposit Locker Rent w.e.f. 01.01.2009 (2) Revision in penalty
HO:BR:100:168 provisions for payment of locker rent after due date
List of Transport Operators recommended by IBA : Additions/Renewals/
HO:BR:100:167 Withdrawals/Non-Renewals/Changes during the period 1st October, 2008 to 31st
HO:BR:100:166 October, 2008
HO:BR:100:165 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act , ibid
HO:BR:100:164 Cancellation of Signing Powers
To increase usages of National Electronic Fund Transfer (NEFT)
HO:BR:100:162 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
Section 56 of the Act , ibid
HO:BR:100:161 List of Transport Operators recommended by IBA : Additions/Renewals/
Withdrawals/Non-Renewals/Changes during the period 1st Sept, 2008 to 30th Sept,
2008

(1) Payment by local CBS Branches of Banker’s Cheques issued by local CBS
Branches in the same city (2) City Back Office (CBO) operations – Cheque Return
reason for “Opening Balance Insufficient” – changed from reason no. 5 to 8.
Dearness Allowance for Workmen and Officer Employees in Banks for the months of

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HO:BR:100:160 November, December 2008 and January, 2009
Reimbursement of Hospitalisation Expenses- COST OF IMPLANTED ITEMS-
HO:BR:100:159 Extending the caps fixed to employees availing Walk-In-Walk-Out facility
HO:BR:100:158 Common Standard Filing System for circulars
HO:BR:100:157 Allotment of Fresh Specimen Signature Number
Reduction in Service Charges for Electronic Payment Products and outstation
HO:BR:100:156 Cheque Collections
Recommendations of the Committee on Customer Service (Prabhakar Rao
HO:BR:100:155 Committee) - Pension Payment
RBI Bonds – Change in procedure in respect of Auditor Certificate for payment of
HO:BR:100:153 interest / repayment
Renewal of Memorandum of Undetstanding (MOU) with Life Insurance Corporation
HO:BR:100:152 of India in respect of service charges
HO:BR:100:151 Holiday Home arrangement at MARGAO
Interest on P.F. contribution and loan A/cs. For the period ending 30th September,
HO:BR:100:150 2008
HO:BR:100:149 Payment of interest on accounts frozen by Banks
HO:BR:100:148 Cancellation of Signing Powers
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:100:147 the Section 56 of the Act , ibid - The Hiriyur Urban Co-operative Bank Ltd., Hiriyur
HO:BR:100:146 Issuance of Cheque Book
HO:BR:100:145 Rationalization of Service Charges for CBS operations i.e Inter-SOL charges
National Rural Employment Guarantee Act (NREGA) - Timely payment of wages to
HO:BR:100:144 wage earners of NREGA
Tax Deduction at Source (TDS ) on FDR – Some important clarifications on the
HO:BR:100:143 applicability of Form 15H and 15G for exemption of TDS
i. Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read
HO:BR:100:142 with the Section 56 of the Act, ibid – Shri P.K.Anna Patil Janata Sahakari Bank Ltd.
& Shri S K Patil Co-operative Bank Ltd. ii. Cancellation of licence to carr
HO:BR:100:141 Scheme of Incentives and penalties for bank branches including currency chests,
HO:BR:100:140 based on the performance in rendering customer service to members of public.
HO:BR:100:139 Allotment of Fresh Specimen Signature Number
Cancellation of Signing Powers
HO:BR:100:138 Service Charges for Online funds transfer (outward) through RTGS & NEFT through
Baroda Connect
HO:BR:100:137 List of Transport Operators recommended by IBA : Additions/Renewals/
HO:BR:100:136 Withdrawals/Non-Renewals/Changes during the period 1st August, 2008 to 31st
August, 2008
HO:BR:100:135 POLICY ON “SETTLEMENT OF THE CLAIMS IN RESPECT OF MISSING PERSONS”
HO:BR:100:134 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:100:133 the Section 56 of the Act, ibid
Inoperative Accounts in Banks - Deposits Unclaimed
HO:BR:100:132 LETTING OUT OF VACANT LOCKERS & RECOVERING OF OVERDUE RENT
List of Transport Operators recommended by IBA : Additions/Renewals/
HO:BR:100:131 Withdrawals/Non-Renewals/Changes during the period 1st July, 2008 to 31st July,
HO:BR:100:130 2008
HO:BR:100:129 Check off facility to All India Bank of Baroda OBC Employees Welfare Association
(Registered)

Bank’s apex level Nodal Officer for Public Grievances/Customer complaints
Non-Refundable Withdrawal from Provident Fund
Proposed New Scholarship Scheme to deserving / meritorious students belonging to
SC & ST category from the fund of Bharat Ratna Dr. Babasaheb Ambedkar Memorial

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HO:BR:100:128 Trust- Suggestions / Views
HO:BR:100:123 Allotment of Fresh Specimen Signature Number
HO:BR:100:127 Payment of Bonus for the year 2007-2008
HO:BR:100:125 Circulation of counterfeit notes
Relief payable to SURVIVING PRE-1.1.1986 retirees of our Bank for the months
HO:BR:100:124 from August 2008 to January 2009
HO:BR:100:126 Cancellation of Signing Powers
HO:BR:100:122 Appointment of Chief Liaison Officer for SC/ST/PWD & EXSM
Model Policy on Collection of Cheques – Compliance of Directions of the Honourable
HO:BR:100:121 National Consumer Dispute Redressal Commission
HO:BR:100:120 Missing Security Instruments – Multicity CA cheque leaves
Discontinuance of re-issue of Bank Notes of Rs.500 denomination Mahatma Gandhi
HO:BR:100:119 (M.G) Series 1996
Dormant Accounts in CBS branches - Change in system of segregation of signature
HO:BR:100:118 cards

HO:BR:100:117 RBI’s Caution Notice to Public / Customer against fictitious offers of remitting cheap
funds abroad.
HO:BR:100:116 Preventive Vigilance- Modus operandi in various incidents of Frauds at other Banks /
our Bank
HO:BR:100:115 Dearness Relief payable to STAFF PENSIONERS i. e. Pensioners of Bank of Baroda
for the months from August 2008 to January 2009
HO:BR:100:114 Issues/problems related to City Back Office (CBO) operations– Revised guidelines to
HO:BR:100:113 overcome the problems
Cheque Drop Box facility and acknowledgement of Instruments
HO:BR:100:112 Investigation u/s 235 of Companies Act 1956 & Reporting of the Bank Accounts /
Investment made by the Directors of M/s Nicco Uco Alliance Credit Ltd.
HO:BR:100:111 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
the Section 56 of the Act , ibid
HO:BR:100:110 Dearness Allowance for Workmen and Officer Employees in Banks for the months of
August, September and October, 2008
HO:BR:100:109 Saving Bank A/c Cheque Book stolen from our Andheri (W) Branch, MMNR Region &
Fraudulent encashment of stolen Cheque No.179182 through Inter-Sol transactions
HO:BR:100:108 PAYMENT OF OUR BANK’S DIVIDEND FOR THE YEAR 2007-08 : A/c No.
HO:BR:100:107 09540013206009
Tax Deduction at Source (TDS ) – Interest Income Statement
HO:BR:100:106 List of Transport Operators recommended by IBA : Additions/Renewals/
Withdrawals/Non-Renewals/Changes during the period 1st June, 2008 to 30th June,
HO:BR:100:105 2008
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:100:104 Section 56 of the Act , ibid –
HO:BR:100:103 Cancellation of licence to carry on business in India under Section 22 of the Banking
HO:BR:100:102 Regulation Act, 1949 (AACS) – Shri B.J.Khatal Janata Sahakari Bank Ltd.,
HO:BR:100:101 Sangamner, Ahmednagar, Maharashtra
Cancellation of Signing Powers
HO:BR:100:100 Allotment of Fresh Specimen Signature Number

HO:BR:100:99 Collection of cheques / instruments payable at banks’ branches in Patna
HO:BR:100:98 Savings Bank Account – Opening of accounts in the name of Institution, HUF, Club,
Society, Companies, Firms, Government departments etc.
Clarification - Uniform Charges for transfer of surplus funds of clearing member
banks
Security Forms Management
(A) Newly devised two types of Account Opening Forms (1) Individuals (Form

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HO:BR:100:97 No.401) & (2) Non-Individual (Form No.401 A) Newly devised two types of Deposit
HO:BR:100:96 Pay-in-Slips (1) Pay-in-Slip for all kinds of deposits (Form No. 405) & (2) Application
HO:BR:100:95 cum
Allotment of Fresh Specimen Signature Number
HO:BR:100:94 Customer Service
HO:BR:100:93 Loss of one Saving Bank A/c Cheque leaf from our Vazhapally Branch, Kerala,
Region - SB/2007/AA - 503235
HO:BR:100:92
Insurance of Bank’s moveable / immovable assets
HO:BR:100:91 Collection of cheques / instruments payable at banks’ branches in Trichur District
HO:BR:100:90 through Trichur Main Branch (TRICHU)
List of Transport Operators recommended by IBA : Additions/Renewals/
HO:BR:100:89 Withdrawals/Non-Renewals/Changes during the period 1st May, 2008 to 31st May,
HO:BR:100:88 2008
HO:BR:100:87 Insurance cover for Moveable & Immovable Assets of the Bank
Stolen/Loss of pre-printed Cheque Book of Cash Credit A/c.M/s. Chirag Fiscal
HO:BR:100:86 Services Pvt. Ltd., at our Bhilwara (M) Branch – CC/2006/OR 411101 to 411150
Cancellation of Signing Powers
HO:BR:100:85 Allotment of Fresh Specimen Signature Number
HO:BR:100:84 Baroda Real Time Gross Settlement Scheme (BRTGS) - Revision in timings on
HO:BR:100:83 Monday to Friday for Interbank & Customer Transactions except Saturday
Assigning of new cheque return reason “Opening Balance Insufficient” for returning
HO:BR:100:82 clearing cheques on financial ground by CBOs
Looting of Banks by the Criminals and increased Terrorist activities
HO:BR:100:81 Preventive Vigilance - Modus operandi in various incidents of Frauds
Issuance of cheque books without specific MICR code to customers –Complaint
HO:BR:100:80 from Reserve Bank of India.
HO:BR:100:79 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:100:78 the Section 56 of the Act , ibid - The Dakor Nagarik Sahakari Bank Ltd., Dakor,
Gujarat
HO:BR:100:77 Collection of cheques / instruments payable at Gurgaon including Manesar,
HO:BR:100:76 Faridabad, Sonepat including Kundli, Noida and Greater Noida through Service
Branch, New Delhi (SERDEL)
HO:BR:100:75 Indian Financial System Code (IFSC) for branches covered under RTGS/NEFT
HO:BR:100:74 Allotment of Fresh Specimen Signature Number
Report generation facility for CBS branches on Money Laundering Risk
HO:BR:100:73 Categorization of customers.
Cancellation of Signing Powers
HO:BR:100:72 PREVENTION OF MONEY LAUNDERING ACT-2002(PMLA)-OBLIGATION OF BANKS
HO:BR:100:71 IN TERMS OF RULES NOTIFIED THERE-UNDER-CLARIFICATION ISSUED BY RBI TO
HO:BR:100:70 BANK
Re-establishment of Holiday Home arrangement at AGRA
HO:BR:100:69 List of Transport Operators recommended by IBA : Additions/Renewals/
Withdrawals/Non-Renewals/Changes during the period 1st April, 2008 to 30th April,
2008
Drawing of Demand Drafts / Presenting cheques for clearing on Chandigarh and its
nearby branches.
Preventive Vigilance - Burglary and Pre-payment of FDRs
Allotment of Fresh Specimen Signature Number
Dearness Allowance for Workmen and Officer Employees in Banks for the months of
May, June and July, 2008
Cancellation of licence to carry on business in India under Section 22 of the Banking
Regulation Act, 1949 (AACS) - The Bharuch Nagarik Sahakari Bank Ltd., Bharuch

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HO:BR:100:68 (Gujarat)
Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:100:67 the Section 56 of the Act , ibid
Preventive Vigilance - Modus operandi in various incidence of Frauds at our
HO:BR:100:66 Branches
HO:BR:100:65 Allotment of Fresh Specimen Signature Number
HO:BR:100:64 Establishment of Holiday Home arrangement at GANPATIPULE
HO:BR:100:63 WAIVER OF SERVICE CHARGES - Trust A/c- Tatwajnana Vidyapeeth
Loss of one pre-printed Saving Bank A/c Cheque Book of 10 leaves from our
HO:BR:100:62 Nadesar branch, Sigra, Varanasi – Series SB/2007/AA - 500021 to 500030.
List of Transport Operators recommended by IBA : Additions/Renewals/
HO:BR:100:61 Withdrawals/Non-Renewals/Changes during the period 1st March, 2008 to 31st
HO:BR:100:60 March, 2008
HO:BR:100:59 RENEWAL OF BANKERS' INDEMNITY POLICY
HO:BR:100:58 Providing Banking facilities to visually impaired persons
HO:BR:100:57 Cancellation of Signing Powers
HO:BR:100:56 Interest on P.F. contribution and Loan account for period ending 31st March,2008
Allotment of Fresh Specimen Signature Number
HO:BR:100:55 Annual Financial Inspection – 2007 by RBI - Discussions on Adherence to KYC-AML
norms & procedures in our bank
HO:BR:100:54 Loss of one pre-printed Saving Bank A/c Cheque Book of 20 leaves for our Dankuni
HO:BR:100:53 branch, West Bengal – Series SB/2007/ADHOC/B - 421981 to 422000.
HO:BR:100:52 Drawing of Demand Drafts / Presenting cheques for clearing on Goa Branches
HO:BR:100:51 Preventive Vigilance – ATM Debit Cards – Issuance, Safe keeping and delivery
Help Desk for Retired Employees
HO:BR:100:50 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:100:49 the Section 56 of the Act, ibid – Faizpur Janata Sahakari Bank Ltd., Faizpur,
HO:BR:100:48 Dist.Jalgaon, Maharashtra
Allotment of Fresh Specimen Signature Number
HO:BR:100:47 Holiday Home arrangement at MYSORE
List of Transport Operators recommended by IBA : Additions/Renewals/
HO:BR:100:46 Withdrawals/Non-Renewals/Changes during the period 1st February, 2008 to 29th
February, 2008
HO:BR:100:45 Cancellation of licence to carry on business in India under Section 22 of the Banking
HO:BR:100:44 Regulation Act, 1949 (AACS) - The Laxmeshwar Urban Co-operative Credit Bank
HO:BR:100:43 Ltd., Laxmeshwar, Karnataka
Rate of payment of Fixed Personal Pay on promotion from one scale to a higher
HO:BR:100:42 scale under BOBOSR, 1979
HO:BR:100:41 Re-establishment of Holiday Home arrangement at UDAIPUR
HO:BR:100:40 Cancellation of Signing Powers
HO:BR:100:39 Directions under Section 35A of the Banking Regulation Act, 1949 (AACS) read with
HO:BR:100:38 the Section 56 of the Act, ibid - The Chalisgaon People’s Co-operative Bank Ltd.,
Chalisgaon, Dist. Jalgaon, Maharashtra
HO:BR:100:37 Preventive Vigilance - Modus operandi in various incidents of Frauds at other Banks
Allotment of Fresh Specimen Signature Number
Mapping of revised P/L Misc. Income Stationery Charges account (Code-3398)
Allotment of Fresh Specimen Signature Number
Loss of one pre-printed Saving Bank A/c Cheque Book of 20 leaves for our A.T.Road
branch, Guwahati – Series SB/2006/ CQ 040981 to CQ 041000.
Missing of –59- Current Account Cheque Books (total leaves 2950) of Panch Hatdi
Branch, Navsari, Bulsar Region (i) Series CA/2007/PANCHH/AA 017001 to 017150 (3
cheque books) and (ii) Series CA/2007/PANCHH/AA 017201 to 020000 (56 cheque

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HO:BR:100:36 books)
HO:BR:100:35 Cancellation of Signing Powers
HO:BR:100:34 Measures for Fire Safety and Prevention
HO:BR:100:33 Action Points conveyed by RBI during their meeting with Top Officials of the Banks
Preventive Vigilance i.Fraud in Housing loan A/c - Collusion of Owner, Builder and
HO:BR:100:32 Borrower ii.Sanction of over draft limit against assignment of LIC policies iii.Fraud in
HO:BR:100:31 loan A/c. iv.Fraud in cancellation/payment of Demand Draft
HO:BR:100:30 Allotment of Fresh Specimen Signature Number
Attempted Fraud – Fake DDs purportedly issued by our :Bhandup, Mumbai”
HO:BR:100:29 Missing of –500- Savings Bank Cheque Books (Total Leaves 10,000) of Mirzapur
(Main) Branch, Varanasi Region – Series SB/2006/OY 736401 to 746400
HO:BR:100:28 Dearness relief Payble to SERVIVING PRE-1.1.1986 retirees of our bank for the
HO:BR:100:27 months from February 2008 to July 2008
Engraving of identification Code of the branch on all locker keys
HO:BR:100:26 Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards /
Combating of Financing of Terrorism (CFT)
HO:BR:100:25 List of Transport Operators recommended by IBA : Additions/Renewals/
Withdrawals/Non-Renewals/Changes during the period 1st January, 2008 to 31st
HO:BR:100:24 January, 2008
HO:BR:100:22 Cancellation of licence to carry on Banking Business in India under Section 22 of the
HO:BR:100:21 Banking Regulation Act, 1949 (AACS)
Allotment of Fresh Specimen Signature Number
HO:BR:100:20 Family Benefit Scheme
Loss of three pre-printed cheque leaves Nos.CA/2007/SIHOR/000052/ 000053 /
HO:BR:100:19 000054 from Current A/c Cheque Book for our Sihor Branch.
Loss of three Banker's cheque leaves Nos.BC/2007/AA/ 917501, 917502 and
HO:BR:100:18 917503 for our Peroorkada Branch.
Dearness Relief payable to SURVIVING PRE-1.1.1986 retirees of our Bank for the
HO:BR:100:17 months from February 2008 to July 2008
HO:BR:100:16 List of Transport Operators recommended by IBA : Additions/Renewals/
Withdrawals/Non-Renewals/Changes during the period 1st December, 2007 to 31st
HO:BR:100:15 December, 2007
Preservation of Old Records
HO:BR:100:14 Dearness Relief payable to STAFF PENSIONERS i. a Pensioners of Bank of Baroda
HO:BR:100:13 for the months from February 2008 to July 2008.
HO:BR:100:12 Dearness Allowance for Workmen and Officer Employees in Banks for the months of
HO:BR:100:11 February, March and April, 2008
HO:BR:100:10 Allotment of Fresh Snecimen Skmature Number
HO:BR:100:9 Cancellation of Signing Powers
Preventive Vigilance: Fraudulent payment of Demand Drafts.
HO:BR:100:8 Allotment of Fresh Specimen Signature Number
HO:BR:100:7 Preventive Vigilance: Attempted Fraud – Issue of Fake Inland Bank Guarantees
HO:BR:100:6 Frauds in Non Resident deposit accounts by way of online transfer of money
through net banking facility – Case for reporting of Suspicious Transaction (STR)
HO:BR:100:5 Measures for Fire Safety and Prevention
HO:BR:100:4 Launching of E-Payment facility for Direct Taxes Payment
HO:BR:100:3 Cancellation of licence to carry on business in India under Section 22 of the Banking
Regulation Act, 1949 (AACS) - The Urban Co-operative Bank Ltd., Dist Uttara
Kannada, Karnataka
Allotment of Fresh Specimen Signature Number
Reimbursement of Hospitalisation Expenses to employees
Incognito visits of Bank by RBI : rectification of deficiencies