redemption-manual-4-5-edition

NOTE : Keep in mind that the 'first' paragraph of any CAFV is not cast in concrete.
However. . . maintain the 'concept and the intent' of the first paragraph. Acceptance, agreement to
perform and request for Proof of Claim.
Following are the concluding documents, #1 Notice of Default and Opportunity to Cure, #2
Affidavit of notice of Default and #3 Certificate of Non-response that is processed after
your CAFV have been sent off:

#1 Date ; _________

Certified Mail No. _________

Notice of Fault and Opportunity to Cure
And Contest Acceptance

To:

De� _____________________________
On , the undersigned Secured Party caused to be sent to you a

CONDITIONAL ACCEPTANCE FOR PROOF OF CLAIM (CAFV), sent you on
,___ 2009

You failed to perform after receiving these presentments from John Henry Doe, and you
failed to perform by providing the requested and necessary PROOFS OF CLAIM after receiving
the said CAFV from the undersigned.

As the Respondent, you �e now in fault and you �e in agreement and have stipulated to
the terms of the undersigned' s dated presentment through your dishonor. You have the right to
cure this fault and perform according to said terms within the ten ( 1 0) days from the postm�k of
this Notice.

Should you fail to cure your fault, I will establish an affidavit of Default, agreement and
failure to contest acceptance and obtain a AFFIDAVIT OF CERTIFICATE OF NON­
RESPONSE pursuant to and relative to VCC, State Statute and otherwise.

Thank you for your prompt attention to this matter.

Sincerely, Without Prejudice

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Secured Party Creditor,
Authorized representative, Attorney-In-Fact in
Behalf of DEBTORS NAME IN CAPS©,
Ens legis

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 426

#2
Certified Mail Number _____________

Secured Party

STATE OF CALIFORNIA
FRANCHISE TAX BOARD
Gerald H. Goldberg
P.O. Box 942840
SACRAMENTO, CALIFORNIA
94240-0040
Respondent

June ,__ 2009
RE: Account #52930000000000000
Agreement Number 7003 1 0 1 0 0000 0000 0000

AFFIDAVIT OF NOTICE OF DEFAULT

State of California )
Eldorado County ) ss
)

NOTICE TO AGENT IS NOTICE TO PRINCIPAL
NOTICE TO PRINCIPAL IS NOTICE TO AGENT

"Indeed, no more than (affidavits) is necessary to make the prima facie case."
United States v. Kis, 658 F.2nd, 526, 536 (ih Cir. 198 1 ) ; Cert Denied, 50 U.S. L.W.

2 1 69 ; S. Ct. March 22, 1 982

I, , herein 'Affiant," a living breathing man, being first duly sworn,
depose, say and declare by my signature that the following facts are true, correct and complete to
the best of my knowledge and belief.

1 . THAT, Affiant is competent to state the matters included in hislher declaration, has
knowledge of the facts, and declared that to the best of hislher knowledge, the statements made
in his affidavit are true, correct, and not meant to mislead;

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 427

2. THAT, Affiant is the secured party, superior claimant, holder in due course, and principal

creditor having a registered priority lien hold interest to all property held in the name of the

Debtor; , evidenced by UCC-I Financing Statement #2000-000-0000

filed with the Secretary of State of the State of Washington.

3 . THAT, Respondent, Gerald H. Goldberg, is herein addressed in his private capacity and in his
public capacity as Director of the STATE OF CALIFORNIA FRANCHISE TAX B OARD
participating in a commercial enterprise with his co-business partners (or employees), including
but not limited to the State of California, a corporation and hereinafter collectively referred to as
"Respondent" ;

4. THAT, the governing law of this private contract is the agreement of the parties supported by
the Law Merchant and applicable maxims of law established by silence, acquiescence and tacit
agreement;

5 . THAT, Affiant at no time has willingly, knowingly, intentionally, or voluntarily agreed to
subordinate their position as creditor, through signature, or words, actions, or inaction' s ;

6. THAT, Affiant at n o time has requested or accepted extraordinary benefits or privileges from
the Respondent, the United States, or any subdivision thereof;

7 . THAT, Affiant is not a party to any valid contract or compact with Respondent that requires
Affiant to perform in any manner, including but not limited to the payment of money to
Respondent, nor has Respondent disclosed under good faith any contract, agreement or otherwise
to show that the Affiant is required to perform in such manner.

8 . THAT, on or about February 25 , 2009, Affiant sent a CONDITIONAL ACCEPTANCE FOR
VALUE FOR PROOF OF CLAIM (document for discovery) to the Respondent requesting proof
of claim as to the authority, jurisdiction and in what manner Affiant is to pay debts at law and/or
discharge of debt(s) with request for the Respondent to produce and provide Proofs of Claim,
and other various proofs of claim to support Respondents presentment(s) and/or a valid lawful
contract/claim.

9. THAT, Respondent had 10 days to respond with proof of claim, point for point, however
elected to remain silent or otherwise refused to provide said proof of claim(s) and therefore has
failed to state a claim upon which relief can be granted and has agreed and stipulated to the facts
and agreed that the undersigned Secured Party can only discharge said debt via the remedy
provided by Congress via HJR- 1 92 with Bill of Exchange or other appropriate commercial
paper.

1 0. THAT, Respondent is given an additional 3 days to contest Respondent' s Acceptance as to
the stipulated agreement based upon silence, acquiescence and therein tacit agreement, that all
the Affiant can do is discharge any State of California Tax liability via Bill of Exchange, Bond,
'Acceptance for Value and Returned for Discharge, or other appropriate commercial paper.

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 428

1 1 . THAT, the Respondent is Noticed that Respondent is in Default, failed to contest acceptance
and is in agreement to the undersigned.

1/
II

Further Affiant saith not.
Dated this ___ day of ,___ 2009

Without Prejudice

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , Affiant and
Secured Party Creditor, Authorized Representative,
Attorney-In-Fact in behalf of DEBTOR NAME©,
Ens legis

ACKNOWLEDGEMENT

SUBCRffiED TO AND SWORN before me this __day of , A.D. 2009, a

Notary, that , personally appeared and known to me to be the man whose

name subscribed to the within instrument and acknowledged to be the same.

___ Seru :
Notary Public
My Commission expires ________

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 429

#3

AFFIDAVIT O F CERTIFICATE

OF NON - RESPONSE

___ STATE )
) Scilicet

County of )___

Re : Non-Response to Private Conditional Acceptance for Value for Proof of Claim in the Nature of
Request for Discovery to Exhaust Private Administrative Remedy

"Indeed, no more than (affidavits) is necessary 5to3 6m(a7kthe the prima
facie case ." United States v. Kis , 65 8 F.2nd, 526, Cir. 1 98 1 );

Cert Denied, 50 U . S . L.W. 2 1 69 ; S . Ct. March 22, 1 982

That I, , a living breathing man (or woman), being first duly sworn, depose

and say and declare by my signature that the following facts are true to the best of my knowledge and

belief.

I, , the undersigned, a Third Party, not a party to the matter, certify

that a Private Conditional Acceptance for Value for Proof of Claim in the Nature of Request for

Discovery was sent by the undersigned to via Certified Mail

with Return Receipt Number and which was mailed by the

undersigned party on _________

I certify that I have reviewed the original documents of the above party and the mail receipts , green

card(s) for the mailing and the above party ' s Affidavit of Notice of Default per the above document.

Per the above document as mailed, request was made to the Respondent to send a RESPONSE being

the requested Proof(s) of Claim to the above party. As the Notice of Fault and Opportunity to Cure was

presented, Respondent failed to cure the fault. Affidavit in Support of the Default was executed in the

matter.

Therein, no such RESPONSE was sent and/or received at the undersigned' s address/office for

conclusion the above party ' s private administrative process.

Said RESPONSE was requested within a specific time period ( 1 0 DAYS) with an additional 3 days for

return mail.

THEREFORE; I, certify that the Respondent

,___ refused or failed to RESPOND to the above party' s Private

Conditional Acceptance for Value for Proof of Claim in the Nature of Request for Proof of Claim

(Discovery), and failed to cure and/or contest acceptance within the time stipulated and under necessity,

the respondent is in full agreement.

Dated this ___ day of ,___ 2009

Without Prejudice

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . , Affiant 430
REDEMPTION MANUAL - FOUR POINT FIVE EDITION

ACKNOWLEDGEMENT

SVBCRIBED TO AND SWORN before me this __day of , A.D. 2009, a

Notary, that , personally appeared and known to me to be the man whose

name subscribed to the within instrument and acknowledged to be the same.

___ Seal :

Notary Public

My commission expires ________

Note; If you designate a copy of your CAFV is to go to a Notary, a Notary cannot notarize their
own document. So per the document (Affidavit of Certificate of Non-Response) remove the
word 'Affidavit' so that it only becomes a 'Certificate' for the Notary to sign !

Now, in matters dealing 'agents' of so-called government who may have caused an injury, a
commercial damage, etc . , it is strongly suggested (since we cannot use the 'advice' word ! ) NOT
TO FILE A LIEN! Though they are proper, however, due to the fact that some people have
been charged with 'simulation of legal process,' a strange charge in itself, since the military
social government construct is a fiction, simulating the very same process or others similar when
they or 'it' files a lien against your debtor! And some people have even been charged with
'Paper Terrorism,' via the guise of criminal syndicalism. Seems, strange again to be charged
when One is only proceeding with a 'Redress of Grievance' for wrongs committed.

Therefore, this is just one more fact in point to prove that the current system, the so-called courts
are not there for you, to give you a remedy. If you go into their court with the truth, facts and
law, you should win hands down every time. Where' s the evidence of such wins by any people?
Where' s the evidence that so-called judge recognizes your sovereignty, rights, title(s), and
interest in the any matter. Why do I ask? Why doesn' t he uphold it and honor his Oath to their
people who they say, are said to be free and living in the land of the free and home of the brave?

Is it probable that 'they' have breached their oath/contract? That going bankrupt, the agenda of
so-called government is to administer the bankruptcy and all the pledged property and treat you
only as debtors/slaves on the Plantation because you and your fathers have slept on your rights
and lost the knowledge of who you are and what your power is, as sovereign people and you
have no contract with the so-called new military social construct known as the government of the
United States!

Aside from that, instead of filing a lien, utilize TORT CLAIM. In that you file a Tort Claim,
it' s a claim process, normally filed into a 'Risk Management Office' or 'Administrative
Services' at any level of government venue/jurisdiction, i.e., municipal, county, state, or federal
level. Check your State statutes on its ' Tort Claim Process.' The federal venue uses a
STANDARD FORM 95. All Tort Claims are to be supported by Affidavit In Support of
Notice of Claim and an Affidavit of Negative Averment and any exhibits you deem necessary
and attach a true and correct copy of your original VCC- I .

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 431

STEPSIPROCEDURE FOR DEALING
WITH A PRESENTMENT

(One Manner of Discharging Debts)

Undertaking the steps for dealing with a commercial presentment/offer, i.e. "presentment," with
or without an 'Voucher/Coupon' at the bottom. . . is predicated on the following events having
occurred prior to commencing the steps outlined herewith. These prior events are:

A. You have "captured your Straw-man" by filing a UCC- l Financing Statement with the
real, flesh and blood man, indicated by name in upper-and lower-case letters, as the Secured
Party and your "ENS LEGIS/nom de guerre" or corporate franchise, indicated by all capital
letters, filed as the DEBTOR.

B. You have likewise signed and notarized a Security Agreement and placed it in the
Commercial Registry, either Q!! the original VCC-l or a subsequent VCC- 3 Amendment
and the Hold Harmless Agreement, in which the DEBTOR has indemnified the Secured
Party by pledging all of DEBTOR'S property as collateral against any kind of loss or harm
that should accrue to the Secured Party as the result of any transmitting utility activities of
DEBTOR. Such loss or harm would occur, for instance, if the DEBTOR, and thereby the
Secured Party on whose behalf DEBTOR functions in commerce as a transmitting utility
and for which Secured Party signs as the accommodating party, is fined, charged, or
imprisoned by some commercial presentment having been issued against the DEBTOR
which the system deems to have been dishonored. (See also the Hold Harmless
Agreement!)

UCC 9- 1 05(1) states: "'Security agreement' means an agreement which creates or provides
for a security interest."

Black ' s 6th states: "An agreement granting a creditor a security interest in personal property,
which security interest is normally perfected either by the creditor taking possession of the
collateral or by filing financing statements in the proper public records."

The Security Agreement you file in the UCC- l is a binding, sealed contract between
DEBTOR and Secured Party which includes, inter alia, an itemization of the
property/collateral the DEBTOR has pledged to the Secured Party. All the property
belongs to the DEBTOR but the Secured Party holds all interest in it. Since the DEBTOR
has pledged all of DEBTOR'S property/collateral to the Secured Party, and a binding
contract is filed registering and recording that agreement and the Indemnity Bond as agreed
by the DEBTOR to indemnify the Secured Party against loss, no third party is able to state a
claim upon which relief can be granted against the DEBTOR or any of the property pledged
by DEBTOR to Secured Party. All commercial affairs are the province of and interactions
of commercial entities with the DEBTOR, as per the text in one ' s UCC- l stating: "All
proceeds, products, accounts, and fixtures, and the Orders there-from, are released to the
DEBTOR."

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 432

C . You have received an actual presentment/offer (with a 'dollar' and/or money of account to a
sum certain amount allegedly due), not merely a notice, and have time to deal with it within
10 to 20 days of your receipt thereof. A 'presentment' is a demand for payment. In some
cases a previously completed Conditional Acceptance for Value (CAFV) to get the
agreement from the Offeror establishes agreement to proceed. Otherwise, as Creditor. .
proceed with the process !

D. In some cases, it could be a 'directive' to engage in some specific performance desired by
the party issuing the presentment, hereinafter the "Offeror." Your acceptance of the specific
performance occurs when you go silent and/or fail to deal with the presentment properly -
you ' d be in dishonor and the Offeror does a Banker's Acceptance of your dishonor of the
presentment. If you simply pay, he wins automatically; if you fight or do nothing, you
traverse or dishonor and are locked into the commercial jurisdiction in which they always
win unless you have "Captured your Straw-man" and properly deal with their presentments.

E. All arrests and incarcerations today consist of seizing the collateral/surety (the real you) to
pay the debt against the DEBTOR based upon their having done a Banker's Acceptance of
your commercial dishonor and executed a Bill of Exchange with themselves as Creditor and
your Straw-man as DEBTOR.

Since any bill, presentment/offer, you receive, ESPECIALLY THOSE HAVING A
VOUCHER/COUPON AT THE BOTTOM of the Presentment, from the government system
or company/corporation is a commercial instrument, whether it is a traffic citation, tax bill, or
summons to court, the procedure for dealing with it is the same, within the first three days of
receiving it. The steps herewith apply in most situations, but sometimes on a case by case
basis.

F. For a document that is not a presentment, such as a notice, receipt, letter, etc., you can accept
it for value, register (place within your commercial file) on UCC-3 and thereby be the
holder in due course thereof and of all matters connected therewith and derived there-from.
For this, use 'Ink Stamp' Number 9 in the catalog or see on our Web page [
americansbulletin.com] or write it on a copy of the notice, receipt, letter, make an additional
copy or two of it and mail a copy back to the Offeror. NOTE: Birth Certificates (Charge
Back Process), and other Presentments for $$ - utilize the larger Ink-stamp Number 1 .

G. Include a cover letter to the Offeror which might say something like: (in proper form ! )

Dear Sir:

Please find enclosed your presentment/offer. Please take note that you offer has been accepted for value, as
I ' m the holder in due course of the presentment/offer.
As the Creditor who has performed a B anker' s Acceptance on your presentment/offer, it is being returned as a

Money Order for offset and/or discharge of the debt. Please adj ust the account(s) within 3 days - 72 hours .

Please send confirmation of such adj ustment and thanking you in advance for your time in this matter, I
remain:
S incerely

Your Name Here - Secured Party Creditor

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 433

If you receive some communique from the Offeror that he/they did not adjust the account, you
can then consider discharging the matter, but see DISCHARGE OF DEBT below! ! !

All of your mailings should be sent with proof of service (or affidavit of service) mailed by a
third party (Mail Escrow Agent) by Certified or Registered Mail. Each of the steps should be
done within time frames as herein-below indicated.

Make 2 or 3 copies of your completed document package. It' s a good idea to make a second
'original' maintained by you as well, certainly this 'presentment' is a good clean copy. In the
event you need to make copies, you have an 'original' to do so.

Stamp the Presentment (see the instruction sheet below). Sign your name in blue ink and date it
below the stamp text. Send back to the Offeror(s) (the personlCo./Corporation who sent you the
presentment) . Send by Certified Mail (with 3rd party proof of service is optional). Ideally one
should use an Affidavit of Service that is signed and notarially acknowledged by a non-party to
the matter/action and mailed by himlher with your entire package. Each recipient receives an
original Affidavit of Service with the package.

H. Ten (10) to twenty (20) days after or more time given as you deem necessary, if you have not
received notice from the Offeror that he has adjusted your account, you can send a complint
letter to the Secretary of the Treasury, with exhibits, and request he intervein and contact the
creditor. You can consider a private commercial TORT action or law suit.

See ACCEPTED FOR VALUE - RETURNED FOR DISCHARGE - PRESENTMENT WITH
VOUCHER/COUPON . . . CONVERTED TO MONEY ORDER BELOW:

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 434

ACCEPTED FOR VALUE - RETURNED FOR DISCHARGE

[Note : T h e followi ng is for entertainment pu rposes only!]

Exam p l e :

Generally, a 'presentment' may look l i ke the below exam p l e . It may be a b i l l i n g statement, a b i l l ,
b u t making a demand f o r payment. We cal l i t a ' P resentment' . They are also presenting you
with the vo ucher, which you conve rt to a ' m oney o rder' to retu rn the 'credit' to them to adj ust the
account. You r s i g n at u re i s the val u e/cred it.

I n an open area, Stamp P R E S E NTM ENT Always try to stamp
this RED Ink Stamp on you r docu ments i n an
Demand for Payment open area on the page
the upper portion of at a 45 degree ang le.
you r ' P resentme nt' , fill Dear Customer:
1
it out and sign it.
You owe us r �Accept for va ue and you have
Ink Stamps are t yo u !
always at a 45° by the 30th of the Retu rned for Dlscharg Stamp the Presentment
with the 'Accepted for
Do not separate the �oney Order Date ___ Value - Retu rned for
p resentment via the Discharge' stamp OR
This item is no longer available
'tear- l i ne' from the Please check the current write the text i n blue ink.
Voucher! catalog for products Tilt the stamp text at a 45°

angle, in an open space
on the form . Fill in the

req u i red i nformation and
sign it!

You will include a 'True &
correct' copy of your UCC-
1 and then follow the rest

of the instructions i n
RDM4!

Private V o u c h e r/C o u p o n

P ri nt ' P rivate' at the --------------------------------------------------- m ay l ist Draw a l i n e for you r
upper left hand corner
---------------------------------------------------- $ amount signatu re . About %"
of the Voucher!
above you r sig natu re , write

or type: 'Without

Recourse' Below the line,

Exe m pt from Levy type or write 'Authorized

Somewhere on the lowe r R p- n rp- ,; p- n t A t i v p- '
portio n , p ri nt or type

On the back of the I n do rsement: Fol low the rest of the The word; W ithout
Reco u rse
voucher, at the top, process i n RDM4, page 431 Can be printed, typd
and mail Certified or or use I n k Stsmp!
s i m i lar to a check, p rint
Reg istered ! Remember - S E E N EXYT PAG E
the word ' I ndorsement' Always sign in blue ink. The FOR AVAI LAB I LITY
Affidavit in RDM4 is optional! OF I N K STAM P S !
then d raw a line for the
��� -+'indorser' - YO)lU - to
lrsign. =
- ------

Th i s ' I ndorsement' Back of Presentment!
and signatu re is an
'Allonge'

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 435

INK STAMPS THAT ARE AVAILABLE FOR THIS PROCESS:

ACC E PT E D FOR VALU E BLUE INK

RETU RN E D F O R DISC HARG E Stamp # 1 2

Per UCC- l Enclosed $45.00

At $ Date ;___ ____ Shipping included!

/ 5/_________________

#Ce rtified Mail ____________

Money Order Date ______ RED INK

Stamp # 2 1

Pay -----______ This item is no longer available

Pay to the U n ited States Treasury � Please check the current
catalog for products

C h a rge the same to ________ I

-

Ad d ress ______ McCutcheons Ink.
Memo Acc o u n t ____ Publisher and Distributor
Authorized Rep. by __
P.O. Box 3 968
Central Point, OR. 97502

W ithout Reco u rse BLUE INK
Authorized Representative
Stamp # 22

$35.00

Shipping

included!

Money Order SIGNATURE STAMP l'

The INK STAMPS above can be ordered from The American' s Bulletin via Postal Money Order

or online at www.americansbulletin.com . . . See page at end the manual l

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 436

STEPS FOR

'ACCEPTED FOR VALUE AND RETURNED FOR DISCHARGE :

U nderstand the concepts . . . . . . . . . . .
You r AFV-RFD Package should include:

1 ) You r COV E R LETT E R
2) P R ES E NTM E NT written u pon or STAM P E D , a s shown above !

Note ; AFV R D Stamp is available from TAB - see Books & Mate rials List at end of

the Manual.

Note ; P resentment may i n c l u d e a voucher.coupon . . . but m ay be a traffic citation ,
demand fo r payment lette r, contract, etc.

3) Attach a True and Co rrect Copy (with Two Signatu res - on a copy of you r

O riginal UCC- 1 , i n the marg i n area, sign again i n B l u r I n k ! )

4) Affidavit o f i n S upport o f AFV R D (of D i scharge o f Debt) . . . OPT I O NAL!
5) Copy of 'Affidavit of Walker f . Todd'
6) Be s u re to write on the top of the P resentment a 'Certified Mail N u m ber' and

mail out the Package accord i ngly!

Note ; N o guarantee is made o r i m p l ied as to any success with any d i scharge of debt by
any p rocess obtained, uti l ized o r othe rwise from t h i s sou rce and user assumes a l l
responsibil ity and l iabi l ity and waives same as to sou rce of this i nformatio n .

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 437

DISCHARGE OF DEBT?
- Reality Check -

In the last seven (7) years of Redemption, we have been exposed to several different ways to
discharge debt. Some didn't work to good, some people did not know what they were doing,
made certain changes on instruments and some processes were altered and therefore some
problems were created and the 'system' eventually came to reject some of the discharge
process/instruments. ' Sight Drafts' were the first to go into the shredder. Checks on a Closed
Account, were the next to go. While there have been successes, from the various instruments
from the beginning, the Bill of Exchange has been the most successfuL . . to a point.

In reviewing several processes from around the country, it appears that styles and forms vary
greatly. What was more apparent were the inconsistencies and non-professional appearance of
the letters, documents and instruments. However, while that in and of itself would not
necessarily be cause for problems, the 'first impression' principle is to disregard them and of
course . . . some of the letters, documents and instruments look 'extremely' unprofessional
irrespective of substance overform!

What we have learned over time is: Redemption is real, it is very serious ! When one becomes a
Secured Party Creditor, one becomes a 'private banker! ' Your 'Full Faith and Credit' is on
the line ! But people were not trained as bankers. We all went to government school, read
government newspapers, grew up watching their government TV, and sat on pews in their
government SOl-C3 churches. We didn' t go to ' COMMERCE AND BANKING SCHOOL ! '

S o for all of us, we dived into Redemption for various reasons. Some saw a quick buck ! Some
saw the next major puzzle piece to address their servitude and saw the remedy. But now we have
come to the understanding that Redemption is just the second to the last step in the quest for
freedom . . . in operating within the commercial venue/scheme and credit transactions.

Again, in the last seven years, though we have seen many successes and such advancement
towards new knowledge of the commercial scheme, a greater sense of control over the economic
conditions perpetuated by de-facto corporate government, we now see a few more people getting
into trouble. Not so much that the current process is incorrect, but from the position that their
companies, corporations and government corporations (primarily State created entities) refuse to
accept the instruments and adjust the accounts, therein causing DISHONOR, breach of
agreement (your CAFV) and commercial fraud !

While we agree that there should be the agreement in place to discharge the fine, fee, tax or debt,
we see that most all of those who have discharged the same, have not set in place the agreement
to discharge (via CAFV). There exists only the other side ' s agreement/contract whereby you
agreed to bind your Debtor wherein the contract most likely did not specify the form of
payment ! And if it did, i.e., in US Dollar $$, there is no constitutional money of exchange that
circulates in any State of the Union ! And due to the social Military construct' s U.S. Bankruptcy,
since they took the Gold away, there exists in all contracts . . . fraud, unconscionability and
therefore no honest 'meeting of the mind' as to the monetary condition (no lawful money of
exchange)(see Affidavit of Walker Todd) in their commercial venue. Yet the contract you are
compelled to sign with their companies, corporations and government corporations has some
inference to payment . . . perceived to be in 'federal reserve notes'- , of which the Federal

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 438

Reserve Bank states; "In the United States neither paper currency nor deposits have value as
commodities. Intrinsically, a dollar bill is just a piece of paper, deposits merely book entries."
(Modem Money Mechanics - page 3). Federal Reserve Notes, having no value, are merely
bankruptcy script being merely 'paper promises to pay' or the other word is; a Bill of
Exchange ! Therefore, you have a problem . . . one; you cannot 'pay at law' to lawfully obtain title
in what think you purchased ! And two; those demanding payment cannot demand payment in
specific coin or currency.

If the government (municipality, county or state) is demanding payment, they are governed by
their 'Oath of Office' to uphold and support the U.S. Constitution at Article I, Section X, in that;
"No State shall . . . make any Thing but gold or silver Coin a Tender in payment for Debts."
So do you see the problem?

It is our position that we do not want to see people get into trouble in these ways before they/you
lay the necessary foundation and understanding. We understand that we must ALL maintain a
form of 'stewardship' to our fellow man, and as such, a hard decision was made not to present
the process of commercial discharge of debt in this book via the Bill of Exchange process.

As we do not want to see 'newbies' get into trouble, we also do not want to assume the liability
in any manner if someone gets into trouble, prosecuted and imprisoned and then the fingers are
pointed back to us, because someone did lay the foundation and prepare themselves. As a
Secured Party Creditor, it is your responsibility to take full responsibility for your actions,
standing and capacity ! You cannot pass the responsibility on to somebody else !

If we were to give some sort of honor to any 'discharge process,' we' d have shown every form
and type of transaction and have addressed their relevant aspects and trying to answer every
conceivable question, etc . , which would add an additional 100 pages to this book which would
have delayed this book for another 6 months to do that. A time frame we could not afford ! The
intent of this book is 'Entry Level,' that is to lay the foundation and provide the steps and
process to become the Secured Party Creditor with the additional understanding that there is
NO LA WFUL MONEY and you have not PAID for anything since 1 93 3 !

HOWEVER, that being said, the other (actor you must understand, even as a Secured Party
Creditor, you may have standing to discharge the fine, fee, tax or debt in behalf of the Debtor,
but aside from that, you have no contract with the company, corporation, etc. to discharge the
debt in behalf of your Debtor. You have no contract with their Federal Government ! You are not
a signatory to their compact/Constitution and the same is applied to their State ! Therein, you
have no agreement to discharge the liability or the trespass per the transaction. Not being a party
to their compacts nor a signatory, pursuant to international law, YOU ARE DEEMED AN
ALIEN! So where do you get the authority to discharge without assuming any liability in any
dealings with any of their 'foreign' company/corporations and/or their government agency?

Therein, understand, you have no rights within their jurisdictional social compact or constructs,
as you are certainly not a U.S. Citizen . . . and not a signatory to 'their' Constitution are you?

Their 'Bill of Rights' do not operate upon you just as well as their Constitutions do not operate
upon you ! Per international law, the only right you have is to file a (Tort) claim ! Let' s not get
ahead of things here, though !

In order to put you in the best position either to discharge the debts, first, place yourself in the
best position as ' Secured Party Creditor; having standing and capacity with the knowledge

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 439

obtained !

It didn' t matter what discharge process you might have used in the past or today. You are still in
that status as a foreigner to government. Where ' s your right to go to their government or to
their creations as the grantors thereof, and discharge anything without the proper standing or
agreement to discharge any debt with those 'foreign' entities ? (See Conditional Acceptance
elsewhere in this book)

But as a Secured Party Creditor with the 'discharge agreement' in place, the discharge can go
forward still knowing that there is no money of exchange, then if there is a 'dishonor, the
Secured Party Creditor may have to exercise their 'exclusive' remedy of Tort for various
violations and dishonor by the 'foreign company, corporation, government agency/agent, etc. in
the interest of your commercial Justice!

These are NEW concepts for people to understand and accept within Redemption as to your
freedom and that of your posterity and understanding that there is no lawful money in circulation

Once you become Secured Party Creditor, you must continue your education as the Secured
Party CreditorlPrivate Banker, understand and use the 'Conditional Acceptance for
HonorNalue' process and obtain the best information on commercial discharge as you can.

WITH THAT BEING SAID; aside from the Bill of Exchange process, we do present a simpler
method to discharge via 'Acceptance for Value and Returned for Discharged' .

Read the following and understand it, though it is not complicated, and use as necessary. But
first read this manual, several times, and read other books as mentioned at the end of this book.
It' s called 'continued education' and it is absolutely imperative that you continue to read,
research and study. . . start asking questions, write letters, etc.

NOTICE AS TO DISCHARGE OF DEBT VIA 'AFV-RFD'

EVOLUTION OF DISCHARGE PROCESS:

TO WHOM THIS MA Y CONCERN:

It has come to our attention, in light of living within the current bankruptcy in trying to fathom,
understand and work within the concept of HJR- 1 92 to effect the discharge of debt so that One
does not have to 'go to war' , so to speak, with government in general and 'their' corporations,
but to 'go to peace' via ' acceptance for value' and 'discharge,' in light of the fact that 'no lawful
constitutional money of exchange' exists within the States per circulation to 'pay debts at law'
due to the U.S. Bankruptcy. (See Walker F. Todd Affidavit)

It may seem the de-facto agents of the bankrupt military-corporate government are doing
whatever necessary to deny the secured party creditors the remedy provided by Congress, for
such discharge of debt, but it is of necessity for 'evolution' of the 'discharge of debt' to proceed
forward, in spite of the ongoing and continuous 'fraud' perpetuated by every government

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 440

employee, officer and elected official within every level of government today.

Understand that there are several methods for the discharge of debt for the Secured party
Creditor to utilize. It is not his function of this Manual to go into detail of each of these
processes. The 'AFV-RFD'/MONEY ORDER PROCESS is sufficient for you at this time, as it
is most important for you to lay the foundation first.

As such, today, as a last resort, it may be necessary to 'go to war' via law suit (via the
technology of Citizens of the American Constitution) for fraud and treason (violation of Oath of
Office to 'their' constitution) by the agents own stipulation, agreement and confession of the
violation of Article One Section Ten of the U.S. Constitution as it operates within the States.

The Tort Claim process is still the primary tool for redress as the 'exclusive' remedy preceding
any 'civil action' by the agents, again, via their own stipulation, agreement and confession of the
same, however, here, the 'Claim' is filed into the Risk Management/insurance side of the
government corporation. You just have to know that it is not an easy thing to do in monetizing
the lien. There are two other ways to utilize the credit; 1 ) by assignment and 2) by International
Bill of Exchange.

Irrespective of this 'Notice, ' Walker F. Todd, ex-legal counsel of one of the Federal Reserve
Banks states in his affidavit the following:

"From my study of historical and economic writings on the subject, I conclude that a common
misconception about the nature of money unfortunately has been perpetuated in the U.S.
monetary and banking systems, especially since the 1 930s. In classical economic theory, once
economic exchange has moved beyond the barter stage, there are two types of money: money of
exchange and money of account. . . For nearly 300 years in both Europe and the United States,
confusion about the distinctiveness of these two concepts has led to persistent attempts to treat
money of account as the equivalent of money of exchange. In reality, especially in a fractional
reserve banking system, a comparatively small amount of money of exchange (e.g., gold, silver,
and official currency notes) may support a vastly larger quantity of business transactions
denominated in money of account. The sum of these transactions is the sum of credit extensions
in the economy. With the exception of customary stores of value like gold and silver, the
$monetary base of the economy largely consists of credit instruments. Against this
background, I conclude that the Note, despite some language about "lawful money"
explained below. clearly contemplates both disbursement of funds and eventual repayment
or settlement in money of account (that is. money of exchange would be welcome but is not
required to repay or settle the Note). . . . Legal tender, a related concept but one that is
economically inferior to lawful money because it allows payment in instruments that cannot be
redeemed for gold or silver on demand, has been the form of money of exchange commonly used
in the United States since 1 933, . . . . Legal tender under the Uniform Commercial Code (U. c. c. ),
Section 1 -20 1 (24) (Official Comment), is a concept that sometimes surfaces in cases of this
nature. . . The referenced Official Comment notes that the definition of money is not limited to
legal tender under the U.C.C. . . . The narrow view that money is limited to legal tender is
rejected." Thus, I conclude that the U.c.c. tends to validate the classical theoretical view of
money." (emphasis added !)

And in citing the Henwood case; " . . . Negotiable Instruments via Guaranty Trust of New York
vs. Henwood, et al 59 S CT 847 ( 1 933), 307 U.S. 847 ( 1 939), FN3 NOS 3 84, 485 holds that 3 1
U.S.c. 5 1 1 8 was enacted to remedy the specific evil of tying debt to any particular currency or
requiring payment in a greater number of dollars than promised. Since October 27, 1 977, there
can be no requirement of repayment in legal tender either. since legal tender was not

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 441

loaned and repayment need only be made in equivalent kind: A negotiable instrument
representing credit, i.e.; an International Bill of Exchange. . ."

Or as otherwise stated; NO ONE TODAY CAN MAKE DEMAND IN PAYMENT IN ANY
SPECIFIC COIN OR CURRENCY! Seems obvious that since 1 933, State governments and
their agents/employees and officers have and continue to violate Article I §X of the U.S.
Constitution and which is their 'Achilles heel. '

But that being said, the information on Bills of Exchange via a detailed 20 page Memorandum of
the use of Bills of Exchange is primarily supported by facts found in the Public Record as well as
the comment (facts) of Walker F. Todd. This Memorandum is available from The American' s
Bulletin. See their book list, catalog or web page.

One thing recognized within the 'Redemption Movement' is that most 'Secured Parties ' (SPC)
have to fully understand the monetary conditions that exist within the Unites States and many of
the SPC ' s do not therein fully understand the money issue !

Since knowledge is power, it is only obvious as well as necessary not only to understand, but
seek from your 'de-facto agents ' their stipulations as to those particular points and answers to the
questions not only upon the money issue, but of their oath of office, of any constitutional
impermissible application of statute and the like, since we are above government and have been
'estopped' by their act(s) to again 'pay our debts at law ! '

God speed. . .

N otes :

S E E 'SAM P L E D RAFT COV E R LETTER' B E LOW : 442
REDEMPTION MANUAL - FOUR POINT FIVE EDITION

#1 - SAM P L E D RAFT COV E R LETT E R

Certified �rul # _____________________________

John Barry of the family of Doe
In behalf of JOHN B DOE©, Ens legis
1 234 American Street
Any City, Any State
Zip code

Co., Corporation, Debt collector, �ortgage Co.,
�unicipal, County or State office/agency/agent, etc.
666 Fraud Ave., Suite 999
Any City, State of Collusion
Zip code

D a t e ____________________

RE: ACCEPTANCE FOR VALUE AND RETURNED FOR DISCHARGE OF

PRESENTMENT # IN BEHALF OF DEBTOR-NAME IN CAPS_

- ACCOUNT NUMBER

Dear (or Sirs):

Please find enclosed your Presentment or offer as identified and dated 1 2-20-20 1 0, Accepted
for Value and Returned for Discharge.

The undersigned is the Secured Party Creditor, authorized representative and attorney-in-fact
for the above 'corporate entity/person' as identified above and in your account and Presentment.

I, as the Secured Party have been estopped in accessing 'constitutional money of exchange' to
pay 'fines, ' 'fees, ' 'taxes, ' 'debts, ' 'judgments' or otherwise 'at law' in behalf of DEBTORS
NA�E IN CAPS©, the an Ens legis !

Please recall that I have concluded the exhaustion of my Private Administrative Process via
Conditional Acceptance for Value (CAFV) whereupon you have stipulated, agreed, not only to
those referenced Proof of Clrum 'facts ' but that you agreed via tacit procuration (your silence)
that the above referenced debtlliability can only be discharged and with my exemption. (delete
this paragraph if you have not utilized the CAFV process!)

PLEASE TAKE NOTICE O F THE FOLLOWING:

1) That, Legal tender under the Uniform Commercial Code ( U. c. c. ) , Section 1 -20 1 (24)
(Official Comment) ; "The referenced Official Comment notes that the definition of money is not
limited to legal tender under the V.C.C. The test adopted is that of sanction of government,

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 443

whether by authorization before issue or adoption afterward, which recognizes the circulating
medium as a part of the official currency of that government. The narrow view that money is
limited to legal tender is rejected."

2) That, the Federal Reserve Bank in its booklet; MODERN MONEY MECHANICS page 3 ,
states; " In the United States neither paper currency nor deposits have a s commodities.
Intrinsically, a dollar bill is just a piece of paper, deposits merely book entries."

3) That "giving a (Federal Reserve) note does not constitute payment." See Echart v
Commissioners C.C.A., 42 Fd2d 158.

4 ) That the use of a (federal reserve) 'Note' i s only a promise to pay. See Fidelity Savings v
Grimes, 1 3 1 P2d 894.

5) That Legal Tender (Federal Reserve) Notes are not good and lawful money of the United
States. See Rains v State, 226 S .W. 1 89.

6) That (federal reserve) 'Notes do not operate as payment in the absence of an agreement that
they shall constitute payment. ' See Blachshear Mfg. Co. v Harrell, 2 S .E. 2d 766.

7) Also, Federal Reserve Notes are valueless. (See IRS Codes Section 1 . 1 00 l - 1 (4657)
C.C.H.).

8) In light of the holding of Fidelity Bank Guarantee vs. Henwood, 307 U.S. 847 ( 1 939), take
notice of. . . "As of October 27, 1 977, legal tender for discharge of debt is no longer required.
That is because legal tender is not in circulation at par with promises to pay credit. There can be
no requirement of repayment in legal tender either, since legal tender was not loaned [nor in
circulation] and repayment [or payment] need only be made in equivalent kind; A negotiable
instrument."

9) vee 3-603; "If tender of payment of an obligation to pay an instrument is made to a
person entitled to enforce the instrument and the tender is refused, there is discharge, to the
extent of the amount of the tender. . . " and:

10) ORS 81.010 "Effect of unaccepted offer in writing to pay or deliver. An offer in writing
to pay a particular sum of money or to deliver a written instrument or specific personal property
is, if not accepted, equivalent to the actual production and tender of the money, instrument or
property." (The latter here operates via the rule of Para Materia in all other states.)

WHEREFORE; the Undersigned Secured Party Creditor can only discharge any such

debt/liability due to the fact that the State of was responsible in the

removal of constitutional money that was to circulate within the State of _______

whereby the undersigned could 'pay debts at law' and the Undersigned herein has been estopped

in law from paying debts ' at law' .

I would also presume, since the State of is a 'federal unit, ' that it would

be a violation of commercial 'due process' or 'fraud' to bar the Undersigned from accessing the

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 444

remedy provided by Congress (HJR- 1 92) to discharge debts (liabilities) 'dollar for dollar' . (See
Dyett v Turner, Warden, Utah State, 439 P 2nd 266 @ 267).

THEREFORE, in light of the above, under necessity, having no other means to pay debts at
law, and in respect to any supposed 'debtlliability' being accepted for value, but being estopped
and denied access to lawful constitutional money of exchange, the undersigned can only exercise
the remedy under necessity to discharge the 'debtlliability' in behalf of DEBTOR NAME IN
CAPS©, via your DULY SIGNED PRESENTMENT Accepted for Value and Returned for
Discharge bearing my exemption, therein, please accept this negotiable instrument and credit the
above account, in honor, within 3 days upon acceptance.

Any dishonor will be construed as a commercial injury, violation of agreement, fraud, fraud
by scienter, violation of commercial law and otherwise, of which I will have no alternative to
initiate my exclusive remedy via Tort Claim, or otherwise.

I consider that you will do the honorable thing in this matter and close the account and I thank
you for your time in this matter.

Sincerely

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ., Secured Party Creditor,
Authorized Representative, Attorney-In-Fact on behalf
of DEBTORS NAME HERE©, Ens legis.

REDEMPTION MANUAL - FOUR POINT FIVE EDITION 445