Combined_NEO & Training

Benefits an
Presen

2016 Ho
New Hire

Murphy USA Inc. 1

nd Payroll
ntation

ome Office
Orientation

1

Contact Information

• Benefits

– 844-821-1821
– [email protected]

• Payroll

– 844-889-9869
– [email protected]

• UltiPro – HRIS/Benefits/Payroll Website

– https://n24.ultipro.com
– Can be accessed anywhere – including mob

Murphy USA Inc. 2

bile devices

2

Benefits

• Medical / Prescription Drugs
• Dental
• Vision
• Flexible Spending Accounts
• Life & AD&D Insurance
• Occupational Life
• Long Term Disability
• Employee Assistance Program (EA
• 401(k)
• Profit Sharing
• Healthworks
• Education Assistance
• Service Award Program

Murphy USA Inc. 3

AP)

3

Overview

• Coverage begins date of hire or da
position

• Eligibility: Contact Benefits departm

• Cost shared by Company and Em

• Online enrollment MUST be comp
of hire, or during the next annual e
coverage

• Exceptions / Qualified Life Events
from the date the qualifying eve

– Marriage
– Divorce
– Death
– Birth/Adoption of a child

• Documentation for proof of qualifie
birth certificate, etc.) should be up
Myself > Employee Documents

Murphy USA Inc. 4

ate of promotion to benefits eligible
ment regarding eligibility questions
mployee for most benefits
pleted within 31 days from date
enrollment period for January 1
MUST be made within 31 days
ent occurred

ed life events (marriage certificate,
ploaded to UltiPro underneath

4

Overview (cont.)

• Enrollment data is sent to carriers
processing after enrollment is app

• Allow up to two weeks after enrollm
processing

• If coverage is elected, cards will be
Cross Blue Shield of Arkansas, Ex
Arkansas

• If your spouse is employed and off
benefits by their employer, he/she
medical and/or dental plan to be e
Murphy USA’s medical and dental

• If your spouse works for Murphy U
separately

• Plan design and costs for all plans
completing benefits enrollment

Murphy USA Inc. 5

at least once a week for
proved by the Benefits team
ment is finalized for benefit card

e sent by Blue Advantage / Blue
xpress Scripts, and Delta Dental of

fered Medical and/or Dental
must enroll in their employer’s
eligible for coverage underneath
l plans
USA, you must enroll in benefits

s will be available online when

5

Medical/Rx

• Blue Advantage / Blue Cross of Bl
provider for Medical benefits

• Express Scripts is our provider for

In Network

Deductible $425 per person per
calendar year

Out of Pocket Maximum $3,000 per person
per calendar year

Coinsurance 20%

Wellness Free
Prescription Drugs
Retail (30 day
Generic supply max)

>20% or $15

Preferred >20% or $25

Non-Preferred >40 or 40

Murphy USA Inc. 6

lue Shield of Arkansas is our

r Prescription Drug coverage

Out of Network
r $425 per person per

calendar year
$5,500 per person per

calendar year

40%

40%

Mail Order (90 day
supply max)

$25

$50

$80

6

Medical/Rx (cont.)

• Once you have reached your out-o
year, the plan pays 100% of cover
prescription drugs

• The in-network and out-of-network
comingled and will offset each oth

• Precertification services are requir

– Failure to use precertification servi
benefits which does not apply to th

– The phone number for precertificat
the medical card

• To locate a PPO Provider:

– Visit http://blueadvantagearkansas
– Call our dedicated customer servic

Murphy USA Inc. 7

of-pocket maximum per person per
red charges – with the exception of

k out-of-pocket amounts are
her
red for all inpatient procedures

ices will result in a $1,000 reduction of
he out-of-pocket maximum
tion services is located on the back of

s.com/portal/murphyusa
ce line 800-370-5725

7

Medical/Rx (cont.)

• Once you receive your medical ca
Advantage self-service tool My Blu

• My Blueprint features:

– Order replacement ID cards
– Check status of claims
– Check deductible and out-of-pocke
– View benefits and services informa
– Search provider directories

• Register for My Blueprint at www.B

Murphy USA Inc. 8

ard you can sign up for the Blue
ueprint

et accumulation
ation

BlueAdvantageArkansas.com

8

Medical/Rx (cont.)

• Prescription drugs are not subject
the annual out-of-pocket maximum

• Provider used MUST accept Expre
be covered

• Mail order is mandatory to receive
• Register for Express Scripts’ self-s

– www.express-scripts.com
– Check the status of claims
– Pay mail order copays online

Murphy USA Inc. 9

to the calendar year deductible or
m
ess Scripts for prescription drugs to
e a 90 day supply
service site

9

Dental

• Dental plan is administered by Del
• Must present Delta Dental ID at de
• Once you receive your ID card, yo

www.deltadentalar.com
• Passive PPO Network

– By going to a “participating provide
balanced billed for any amounts ov

Deductible Free
Annual Maximum
Type A (Preventive) 50% (Deductible
which does n
Type B (Basic)
Type C (Major) 1
Type D (Orthodontics)

Murphy USA Inc.

lta Dental of Arkansas
entist office
ou can register for an account at

er”, will guarantee you won’t be
ver and above our allowance

$50
$2,000
e (Deductible Waived)

20%
50%
e waived, $1,500 lifetime maximum
not apply to annual maximum)

10

Vision

• Coverage through VSP
• Cards not needed – tell the provid

up your benefits
• Eye Exam - $10 copay
• Prescription Glasses - $25 copay

– Frames

• $150 allowance every other calenda

– Lenses

• Single vision, lined bifocal, and lined

• Contacts (instead of glasses) – up

– $160 allowance for contacts; copa
– Contact lens exam (fitting and eva
– Every calendar year

Murphy USA Inc. 1

der you have VSP and they can look

ar year
d trifocal lenses every calendar year

p to $60 copay

ay does not apply
aluation)

11

Flexible Spending Accounts (F

• Flexible Spending Accounts are ad
• Pre-tax earnings to be used tax fre
• Health Care Flexible Spending Ac

– Covers unreimbursed medical, den
coverage

– More information for qualified med
https://www.irs.gov/publications/p9
0204185

– $120 minimum and $2,550 maximu

• Dependent DAYCARE Flexible Sp

– Covers unreimbursed daycare exp
– $120 minimum and $5,000 maximu

• Use it or lose it and cannot borrow
• Elections do NOT rollover from ye

elections

Murphy USA Inc. 1

FSA)

dministered by WageWorks
ee for qualified expenses
ccount

ntal, prescription drugs, and vision

dical expenses can be found at
969/ar02.html#en_US_2015_publink100

um

pending Account

penses
um

w between accounts
ear to year – IRS requires annual

12

FSA (cont.)

• Some over the counter medicines
FSA, but require a prescription fro
manually submitted to WageWorks

• March 15, 2017 is the deadline for
eligible to use 2016 contributions

• Once you receive your WageWork
www.wageworks.com

• Download the WageWorks smartp
receipts quickly

Murphy USA Inc. 1

can still be purchased using your
om your physician and need to be
s
r services to be incurred to be
ks card, register for an account at
phone app, EZ Receipts, to submit

13

Life/AD&D

• Basic Life

– Paid 100% by Murphy USA
– Two times your annual base pay ro
– Maximum amount = $500,000

• Basic AD&D

– Paid for 100% by Murphy USA
– Two times your annual base pay ro
– Maximum amount = $500,000

• Occupational Life

– Death caused by bodily injury in an
duties

– Fixed amount of $250,000

• Benefits paid to named beneficiary

Murphy USA Inc. 1

ounded up to the next thousand

ounded up to the next thousand
n accident while performing your job

y listed in UltiPro system of record

14

Supplemental Employee, Depe

• Amounts over guarantee issue sub
• Guarantee issue upon initial electi

of Insurability
• Supplemental Employee Life

– Guarantee Issue = the lesser of thr
$250,000

– Maximum – the lesser of eight time

• Dependent Supplemental Life

– Guarantee Issue = $50,000
– Maximum – 50% of the employee
– Must elect employee supplementa

• Child Life

– Deduction taken on only the first p
– Always guarantee issue
– Coverage on each covered child is

Murphy USA Inc. 1

endent, and Child Life

bject to Evidence of Insurability
ion, otherwise subject to Evidence

ree times annual base salary or
e annual base salary or $1,000,000

supplemental life election
al life to be eligible for this coverage
paycheck each month
s $10,000

15