Pada

How are you​proposing to work with this pattern​and harmonize it? Below are PLANNER
some ideas that may provide insight.

* Take action that will help create a healthy * Practice Acceptance//Mindfulness JOURNAL
pattern in this situation. * Join a relevant support group
* Read/learn more about this topic
* Practice specific Affirmations * Attend a workshop/training
* Perform specific Prayers * Work/Volunteer with people who s
* Practice specific meditation
* Seeking professional help truggle with the same challenge

REMINDERS DISCOVERIES

HELP

Think through what you will do with the free time or mental space? PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 249

As we don’t engage in old non serving behaviours, we find ourselves having extra
time, mental space and energy on our hands. It’s important to think through
various ways of using this time in a better or more serving way

Name of Pattern/Fear

What specific actions/behaviours define this pattern?

How specifically is this habit not serving (harming) you?

Most patterns disconnect us from the present moment.
Can you identify how this pattern maybe disconnecting you?

Many patterns tend to cover an underlying, unaddressed fear.
Can you identify that fear?

All patterns, even negative ones, have a benefit they provide.
See if you can identify this benefit.

How will you know when this pattern has been harmonized (be specific)?

How are you​proposing to work with this pattern​and harmonize it? Below are PLANNER
some ideas that may provide insight.

* Take action that will help create a healthy * Practice Acceptance//Mindfulness JOURNAL
pattern in this situation. * Join a relevant support group
* Read/learn more about this topic
* Practice specific Affirmations * Attend a workshop/training
* Perform specific Prayers * Work/Volunteer with people who s
* Practice specific meditation
* Seeking professional help truggle with the same challenge

REMINDERS DISCOVERIES

HELP

Think through what you will do with the free time or mental space? PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 251

As we don’t engage in old non serving behaviours, we find ourselves having extra
time, mental space and energy on our hands. It’s important to think through
various ways of using this time in a better or more serving way

Name of Pattern/Fear

What specific actions/behaviours define this pattern?

How specifically is this habit not serving (harming) you?

Most patterns disconnect us from the present moment.
Can you identify how this pattern maybe disconnecting you?

Many patterns tend to cover an underlying, unaddressed fear.
Can you identify that fear?

All patterns, even negative ones, have a benefit they provide.
See if you can identify this benefit.

How will you know when this pattern has been harmonized (be specific)?

How are you​proposing to work with this pattern​and harmonize it? Below are PLANNER
some ideas that may provide insight.

* Take action that will help create a healthy * Practice Acceptance//Mindfulness JOURNAL
pattern in this situation. * Join a relevant support group
* Read/learn more about this topic
* Practice specific Affirmations * Attend a workshop/training
* Perform specific Prayers * Work/Volunteer with people who s
* Practice specific meditation
* Seeking professional help truggle with the same challenge

REMINDERS DISCOVERIES

HELP

Think through what you will do with the free time or mental space? PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 253

As we don’t engage in old non serving behaviours, we find ourselves having extra
time, mental space and energy on our hands. It’s important to think through
various ways of using this time in a better or more serving way

TIME NEEDED: 1 HOUR

Personal Budget
& Savings

Personal finances can be a source of great stress. Many of us tend to avoid
and do as little as possible to get by. Getting a handle on our monthly
budget is an empowering process that affects your entire life style and can
be a foundation for a quality life.

Step 1: Estimate monthly income

You may have several sources of income. Take time to either put down the exact income
you make or if your income varies from month to month, estimate the monthly amount
of each source.

Source Amount

Total Monthly Income
=

Step 2: Estimate monthly expenses PLANNER

Fill out your expenses and see that you have accounted for the following items, and JOURNAL
use the blank categories to add your own. Then use the inner blanks to total each
category before adding it all up at the bottom.

Housing Personal Expenses REMINDERS DISCOVERIES

Payment Entertainment
Cable/Internet Shopping, etc.
Electric Tax Liability
Water/Trash
Cell Phone

Transportation Loans & Debts HELP

Payment Student Loans
Insurance Credit Card
Gas
Medical Loans
Grocery
Wellness
Food/Drink
Cleaning Insurance
Gym/Yoga

Family Other Obligations PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 255

Events Alimony
Allowance Child Support
Tuition

Total Monthly Expenses

Add up all of your
cateogory totals here

Step 3: Determine your savings

Most Americans do not have savings. This makes us vulnerable to the ups and downs
of life. For many, a car or house repair, unemployment, or other unexpected life events
can be very stressful. Having savings can cushion such events making these events more
manageable. It is not only advisable but a privilege to have a savings plan. Savings is also a
great idea if you plan to travel, own a home or a car or planning a large purchase.

Use the options below to start a plan. It doesn’t have to be perfect; a simple start will help
you feel more empowered and in control. An easy way to implement a savings plan is to
establish a free savings account and move money every month into it.

Determine Savings Capacity

Your savings capacity is the maximum amount you can save every month.
Its simply your monthly income minus your monthly expenses.

— =
Total Expenses
Total Income Saving Capacity

Determine Your Monthly Savings Amount Monthly Savings

Pick an amount amount equal to or less than your monthly
savings capacity to put away into your savings.

Develop a Savings Goal (optional)

Creating a savings goal help understand why and for what you are saving. Fill
out any/all options across the page. Then fill out the section below to find your
Total Savings Goal. This number is what you strive to have as your savings
balance at any given time. Dont fret this number. It may take you 1 or 7 years
to achieve this. See this as useful information to work with.

— =

All * from Right Current Savings Total Savings Goal

Repairs & Misc. PLANNER

Estimate any known repairs or possible repairs to * Total Repairs
house or car or other large-ticket item

New Purchases JOURNAL

Estimate any new purchases, like new furniture, a * Total Purchases
downpayment for a car, medical prodcedures, etc.

Emergency Fund ×= REMINDERS DISCOVERIES

Think of establishing fund *Monthly Exp. Months Total
of 3-to-6 months of monthly
expenses in savings as a
cushion for emergencies

Planning for Travel * Total Travel

Estimate costs for all possible trips this year.
Use the template below to help you. Then add
each trip total into the Total Travels line.

Trip 1: HELP

+++=

Housing Food & Drink Transport Activities Trip Total

Trip 2: +++ Activities = PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 257
Food & Drink Transport Trip Total
Housing

Trip 3: +++ Activities =
Food & Drink Transport Trip Total
Housing

Quick Budget

Enter the categories here from the exercise before. Then duplicate this page
to the Quick Budget page in the beginning of the book. This is an important
step to help you stay connected to your goals.

Big picture numbers

Monthly Income Monthly Expenses Monthly Savings

Daily Personal Budget × 7 days =
Weekly Personal Budget

Remember to account for...

Shopping/Clothes Travel Savings
Presents/Gifts Emergency Fund Misc. Expenses
Credit Cards Unexpected Repairs

Quick monthly expenses PLANNER

JOURNAL

Housing Personal Expenses Transportation REMINDERS DISCOVERIES

HELP

Loans & Debts Grocery Wellness

Family Other Obligations Total PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 259



PLANNER JOURNAL REMINDERS DISCOVERIES HELP PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 261

Help Section

Example worksheets &
tips for using this journal

Date 1/12/20 Today’s intention
Stay more present to the

gaps within the day

Morning Ritual x Do Prayers & Affirmations PA
x Meditate
x Do Yoga & Exercise Read / Watch Inspiration I
Journal

What am I grateful for today? If you struggle, use your gratitude list. G
The support I experience everyday

A prayer for someone Feel each part of the prayer. PA
Ceisha, Melanie & Abu
May they... x be healed x be protected x be loved x find contentment

Look for ways to... perform an act of kindness reconnect with nature

What meetings & interactions will I bring light into today?

Be present & listen. Acknowledge they are spirit and ask “What are they truly saying?”

Aaron Abu Laura

To-Dos Always check yesterday’s list and your weekly list. PLANNER

- Update Padas help section - Sales Tax

- Email Michelle - Airbnb Permit JOURNAL

- Fix website language - Grocery Shop

- Hang curtains - Get hair cut

- Measure bus floor REMINDERS DISCOVERIES

- Deposit money in account

Nightly Reflection

What did Breakfast Lunch Dinner Snacks
I eat today? Chai Chocolate
Kale & Tahini Eggplant

Green smoothie Rice & Lentils HELP

Daily servings Water (7) PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 263
5
x Protein (1) x Fruits (2) x Veggies (2) x Greens (2)

xToday, was perform an act of kindness reconnect with nature

I able to...

In my interactions, x clear prompt x kind x truthful

emails, and texts, was I...

Reflect on today’s intention

Stay more present to the gaps within the day

End of Week Reflection

Date 1/20/20

Last week did I take care of myself?
Is there anything I need to include or exclude for next week? Busy week

Am I making time for important people in my life?

This coming week, who will I make time for?

x Family x Friends x Others
Meet Margot
Raniya & Rishma Call Catherine

Do I feel connected to my intentions?

xReview... Life Intentions 12-month Goals Weekly Routines

Make time after weekly reflections to just sit with them

Reflect on my fears & blocks. FB
I feel now that I have so many more blocks than I used to!

Wonder how that works?

Is a person, situation, or conflict in need of attention? PLANNER

x Practice x See another’s Talk Practice Take
acceptance perspective about it forgiveness action

Call Josh JOURNAL

Last week I spent $20 x Within weekly budget? REMINDERS DISCOVERIES

For the Coming Week

Next week’s focus
One task/activity that will define next week Focus on Organizing
Kula

Next week’s tasks HELP

Project Arabi Project Santosha Project Personal PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 265

- Print new schedules - Organize micro Emphasize evening
routine
- Email Roxy projects - Plan walk
- Start Garden
- Get a workshop - Organize Kula

check in person - Finish Accounting

- Prep for silent retreat

Intimate
Relationship
Check-in

Embodying relational love to strengthen us

Relationships, especially close ones, can be deeply grounding, a real shelter and potentially
highly transformative. They also tend to reveal deep insecurities and patterns in us. Taking
the time and effort to strengthen them is a true act of Love.
A healthy way of implementing this in your intimate relationships is to create regular check in
times, ideally biweekly or monthly. While the process is ideally done together, if you are new or
unsure, do it by yourself a few times before trying it with your partner.

Step 1: Start with yes/no questions...

Take turns asking your partner these questions, mark your feeling on the spectrum, and
then discuss any responses to the left of “Neutral.” See tips on the facing page.

NO NEUTRAL YES

x Do you feel supported & safe?
x Do you feel valued & loved?

x Does our relationship offers ample quality time together?

x Does it offer sufficient personal & independent time?
x Do you feel you can communicate your feelings to me?

x Do you feel your insecurities are accepted by me?

x Do you feel satisfied with how we handle friction/conflicts?

Step 2: Move to more specific questions PLANNER

Is there anything I’ve done in the last week(s) that upset you or is lingering with you? JOURNAL
What could I do better?

Last week when you said that I make facts up, I felt

sad and disconnected.

Is there anything I’ve done in the last week(s) that you really appreciated or that REMINDERS DISCOVERIES
helped you feel connected & supported? What could I do better?

There are so many things, however if I was to pick

one, it would be the magic walk you took me on

from last week.

HELP

Tips to read out * Remember all relationships have challenges, try to work it out. PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 267
loud each time: * Refrain from blaming or making the other wrong
* If you are needing to communicate a hurt, consider using
verbiage such as... When X thing happened, it made me feel Y.
* If partner is sharing, stay very present and neutral simply listen
and say thank you
* Consider repeating and summarizing what your partner says.
For example... What I heard was X. Is this right?
* Consider asking what may I do to help harmonize this?
* Always consider an apology. A sincere apology is very powerful.
* If things are getting too hot, allow each other to take a time out
and get back to this process later.

Gratitude

Gratitude is a feeling of well being and peace that can also be developed
through practice. When practiced over time, this feeling becomes stronger
making our lives more fulfilling.

In the beginning as you practice, you may not feel gratitude, however over
time when practiced genuinely and with interest, the feeling of gratitude
takes hold in the mind.

Make a list of moments where you felt gratitude in the space provided below.
Use this list as a reference when practicing gratitude. Remember you can
always add new moments to this list.

How to Practice Tips

Give yourself about 3 min for this practice Remember the story around the moment or
every time you do it. thing. Make it warm and inviting instead of
an abstract concept.
Think of a specific moment/friend/teacher/
life event in your life where you felt love, Focus on just one thing instead of a list
compassion or gratitude.
To help generate the feeling perhaps try to
Remember it, visualize it, feel it. feel how you would feel without that in
your life.
Invite the feeling of gratitude now.
Take time. As you start to feel the feeling, If you are having trouble remembering a
open yourself to this feeling and stay in that moment, skip and do it another time.
feeling for at least a minute.

- Kindness of the guy who stopped and gave me
coffee and a breakfast burrito n a freezing windy
morning in Loving, Tx
- Kindness of the Harley rider who sent me water

- Lady who let me sleep in her house in Winchester PLANNER
before meeting Khalid.
- The time when Laura took me on a magical walk JOURNAL
- Driving Kula back from Phoenix. Sleeping out
in the desert REMINDERS DISCOVERIES
- Remembering the feeling of touching the stars
in Skardu

HELP

PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 269

TIME NEEDED: 45 MINUTES

My Life’s
Intentions

Setting intentions and creating conscious goals is a very powerful practice.
When we take the time to consciously reflect on our lives. We start to pay
attention to what is important to us. this creates space in our mind for new
possibilities. The very willingness to go through the process itself is insightful
and revealing. It shows us what our hearts truly desire.

As you go through this process, remember not to hold your intentions and
goals too tightly. Rather, let them be beacons of light that shine your way and
show you that in this vast multitude of choices you are purposefully choosing
a direction.

Reflect on the last 12 months.

W hat ar e some t hings I i ntended , that happened: 1. Traveled to Sedona, 2. Bought
Kula, 3. Strated serving on the bus, 4. Conducted retretats with Laura,

5. Completed Pada, 6. Did some camping
A nd surp rises th at you d idn’t int end that happened: 1. My brother passed away,

2. Completed Pada

What are some things that I wish would have happened or that I planned and
then did not happen:

1. Micro Community 5. Creating and implementing a

2. deepening into Surrender daily schedule

3. Living 3 months outside 6. Be more present with Dad

4. Picnics

What would my ideal day look like? PLANNER

Take time to imagine what your ideal routine day would look like? What would JOURNAL
you do when you wake up? Where would you wake up? How would you spend
your morning, afternoon and evening? Who would you surround yourself with? REMINDERS DISCOVERIES
Visualizing our Ideal day can at times be daunting. In this case, simply write
whatever is coming up for you. Have fun with this exercise! HELP

My ideal routine day would have the following: PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 271

- Would have little mundane responsibilities

- A feeling of contentment & happiness

- Live in a way others can also live (not exclusive)

- Waking up next to my love ( a privilege)

- Waking up out of falsehood into truth

- A feeling of deep connectedness with life

- Eat little

- Feel energized and Alive

- Feel the quality of surrendered & mystery

- Speak Truth

- Be in or around a supportive community

What are single words that describe ways that I imagine myself feeling &
living my life?

-Energized -Open

-Connected -Spacious

-Alive -Fearless

-Happy & Content -Surrendered

Brainstorming

Identify & Investigate your​life’s desires and purpose​s. Review and reference section 1
for this exercise and use the questions below to guide you.

* What do I truly want in life? * How do I fundamentally want to feel in life?
* What does living a fulfilling life mean to me? * What is my sense of purpose in life?

- To be free and as a result fully alive
- Happy & Joyful
- To live life and this moment in presence
- Be free of fear

List any fears, blocks or hindrances that may prevent you from actualizing your life
intentions. Having a sense of the things that may block us is an important part of
honoring this process. Once you have listed these here, you can also include them in the fears
and blocks list in the reminders section.

- Fear of becoming too comfortable and thus not going far enough

- Fear of finding abut not following Truths call all the way

- Emotional eating may block me from letting go deeply

My life intentions Duplicate these intentions on the My PLANNER
Life Intentions page in the beginning of
the book. This is an important step to
help you stay connected to your goals.

- Be Fully Alive - Live in Truth JOURNAL
- Live Joyfully
- Live fearlessly

- A knowing of deep REMINDERS DISCOVERIES
intimacy with the whole

HELP

In life I want to feel... PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 273

- Alive - Connected - Spacious
- Energized - Open - Intimate
- Fearless - Surrendered

TIME NEEDED: 30 MINUTES

Identifying My
12-Month Goals

Taking time to identify things you have always wanted to do and bringing
focus and priority to them creates a feeling of empowerment. Clarity and
focus. Take time to develop your 12 month goals using this template and
have fun while doing this.

Brainstorm things you want to accomplish

Consider this a fun exercise of all the things you want to accomplish. It can
also include things such as having more time to yourself; go skiing, camping
or write a book; or get over a fear… Simply write out your heart’s desires.

- Launch Pada
- Go for a walk
- Refine living on $20/Week
- Deepen my practice of meditation and surrender
- Develop a plan for Santosha Village’s first
community
- Work with Emotional Eating
- Figure out best transportation solution for $20/mo
- Be more present with Abu
- Love Laura

Using the following categories, brainstorm a list of things PLANNER
you want to accomplish.

The last question may have been enough to know what you want to do in the next JOURNAL
12 months. This question is designed to further assist you with the same inquiry in
a different way. Take a moment to go over these suggested categories to see if new
things come up.

* Nutrition/ Wellness/ * Profession * Intimate Relationship REMINDERS DISCOVERIES
Exercise/ Self-care * Finances * Personal Commitments
* Family & Friends * Travel
* Spiritual Practice

- Help move Arabi into a non profit
- Implement a daily/evening routine
- Work on making the bus a space for the
community!
- Organize Santosha projects

HELP

PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 275

Spiritual Practice
deepen meditation
walk
live on $20/week
establish daily routine
spend 2 to 3 months in nature

Intimate Relationship 12-month goals
Travel together
Workshops together Use the surrounding areas
Retreats together to identify and/or categorize
Camping together your goals.

Santosha PLANNER
Renovate Kula
Lay foundation for community JOURNAL
Launch Pada
Restart Kula Programming REMINDERS DISCOVERIES
Further research on future village
HELP
Arabi
Turn Arabi into non profit PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 277

Misc.
Look for $20/mo on transport

Simply fill in your 12 month intentions here or use the activity
in the Discoveries section for a more comprehensive approach.

TIME NEEDED: 45 MINUTES

Conquering
Fears & Blocks

Deep dive into my fears, blocks & negative patterns.

Fears, blocks and challenging situations hold something very important in
them. They are the keys to our growth. They challenge us to find our edges
and move beyond them. In this section we will first identify some of our
fears, blocks etc and then take a deeper look at a few. On the flip side, if we
fail to honor them, they have a tendency of ruling our lives. Some patterns
can harmonize quickly while others can be a lifetime of work, therefore
being patient is a wise approach.

Step 1: Identifying our major mental blocks that are PLANNER
keeping you from enjoying a richer life.
JOURNAL
Use the section below to identify some of your major challenges, indulgences,
emotional blocks etc or copy items from the fears and blocks list in the reminders
section. Use the bullets below for guidance in identifying your patterns.

* Fears * Addictions * Challenging Situations
* Emotional blocks * Indulgences
* Negative Habits * Destructive Patterns REMINDERS DISCOVERIES

- I tend to interrupt others in a conversation &
dominate it
- I tend to not communicate with people far away
- I eat emotionally or /and when stressed

HELP

Step 2: For each pattern use the following set of PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 279
questions to get a deeper insight into them.

Use the following pages to tackle patterns one at a time. Quick tip: try
starting small with only a couple patterns. This is hard work and difficult
to take on all at once!

Name of Pattern/Fear Interrupting & Dominating
Conversation

What specific actions/behaviours define this pattern?

In conversation I can take over or get excited and
dominate it. Further I have been told I interrupt others
before they have completed their thought.

How specifically is this habit not serving (harming) you?

It creates disconnection with others and causes others
to shut down or not enjoy my company as much

Most patterns disconnect us from the present moment.
Can you identify how this pattern maybe disconnecting you?

It’s the egos need to be right or worthy which overlooks
the underlying connection between us

Many patterns tend to cover an underlying, unaddressed fear.
Can you identify that fear?

It’s the egos need to be right or worthy.
Fear of feeling unworthy

All patterns, even negative ones, have a benefit they provide.
See if you can identify this benefit.

Being right or dominating is egos way of continuing

How will you know when this pattern has been harmonized (be specific)?

By asking to see if I was balanced in a conversation or
if I interrupted others

How are you​proposing to work with this pattern​and harmonize it? Below are PLANNER
some ideas that may provide insight.

* Take action that will help create a healthy * Practice Acceptance//Mindfulness JOURNAL
pattern in this situation. * Join a relevant support group
* Read/learn more about this topic
* Practice specific Affirmations * Attend a workshop/training
* Perform specific Prayers * Work/Volunteer with people who s
* Practice specific meditation
* Seeking professional help truggle with the same challenge

1. Being aware of this pattern, especially REMINDERS DISCOVERIES
during conversations
2. Checking myself to see if I am interrupting HELP
3. Asking others during/near the end of conver-
sation if I was dominating or interrupting
Here are some sentences I could use
-Does the conversation feel complete ?
-Were you heard in this conversation?

Think through what you will do with the free time or mental space? PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 281
As we don’t engage in old non serving behaviours, we find ourselves having extra
time, mental space and energy on our hands. It’s important to think through
various ways of using this time in a better or more serving way

The free time that would be open wold still be while

in the conversation so....

- I would be more present in the conversation

- Remind myself that people in the conversation

are divine beings

TIME NEEDED: 1 HOUR

Personal Budget
& Savings

Personal finances can be a source of great stress. Many of us tend to avoid
and do as little as possible to get by. Getting a handle on our monthly
budget is an empowering process that affects your entire life style and can
be a foundation for a quality life.

Step 1: Estimate monthly income

You may have several sources of income. Take time to either put down the exact income
you make or if your income varies from month to month, estimate the monthly amount
of each source.

Source Amount

Abu $500
Laura $600
Airbnb $500

= Total Monthly Income

$1,600

Step 2: Estimate monthly expenses PLANNER

Fill out your expenses and see that you have accounted for the following items, and JOURNAL
use the blank categories to add your own. Then use the inner blanks to total each
category before adding it all up at the bottom.

Housing Personal Expenses

Payment $750 $80 Entertainment

Cable/Internet $120 $1,115 $165 Shopping, etc. REMINDERS DISCOVERIES

Electric $120 Tax Liability
$5 Cell Phone
Water/Trash $125 $80 Girlfriend

Transportation Loans & Debts

Payment Student Loans
Credit Card
Insurance $20 $20
Gas Medical Loans

Grocery Wellness HELP

Food/Drink $100 Insurance
Cleaning
$100 $40 $40 Gym/Yoga

Family Other Obligations PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 283

Events Alimony
Allowance Child Support
Tuition

Total Monthly Expenses Add up all of your
cateogory totals here
$1,450

Step 3: Determine your savings

Most Americans do not have savings. This makes us vulnerable to the ups and downs
of life. For many, a car or house repair, unemployment, or other unexpected life events
can be very stressful. Having savings can cushion such events making these events more
manageable. It is not only advisable but a privilege to have a savings plan. Savings is also a
great idea if you plan to travel, own a home or a car or planning a large purchase.

Use the options below to start a plan. It doesn’t have to be perfect; a simple start will help
you feel more empowered and in control. An easy way to implement a savings plan is to
establish a free savings account and move money every month into it.

Determine Savings Capacity

Your savings capacity is the maximum amount you can save every month.
Its simply your monthly income minus your monthly expenses.

$1,600 — $1,450 = $150

Total Income Total Expenses Saving Capacity

Determine Your Monthly Savings Amount $50

Pick an amount amount equal to or less than your monthly Monthly Savings
savings capacity to put away into your savings.

Develop a Savings Goal (optional)

Creating a savings goal help understand why and for what you are saving. Fill
out any/all options across the page. Then fill out the section below to find your
Total Savings Goal. This number is what you strive to have as your savings
balance at any given time. Dont fret this number. It may take you 1 or 7 years
to achieve this. See this as useful information to work with.

$6,450 — $2,000 = $4,450
All * from Right
Current Savings Total Savings Goal

x Repairs & Misc. $800 PLANNER
* Total Repairs
Estimate any known repairs or possible repairs to
house or car or other large-ticket item

New Purchases JOURNAL

Estimate any new purchases, like new furniture, a * Total Purchases
downpayment for a car, medical prodcedures, etc.

x Emergency Fund $1,450 × 3 = $4,350 REMINDERS DISCOVERIES

Think of establishing fund *Monthly Exp. Months Total
of 3-to-6 months of monthly
expenses in savings as a
cushion for emergencies

x Planning for Travel $1,200
* Total Travel
Estimate costs for all possible trips this year.
Use the template below to help you. Then add
each trip total into the Total Travels line.

Trip 1: Weekend at Beach (2 nights) HELP

$140 + $100 + $40 + = $280
Housing Trip Total
Food & Drink Transport Activities

Trip 2: Mexico City (5 nights) PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 285

$220 + $170 + $400 + $130 = $920

Housing Food & Drink Transport Activities Trip Total

Trip 3: +++ Activities =
Food & Drink Transport Trip Total
Housing

Quick Budget

This is designed to give you a quick overview of your finances. To build a
more comprehensive budget, complete the activities in the Discoveries section.

Big picture numbers

$1,600 $1,450 $50

Monthly Income Monthly Expenses Monthly Savings

$5 × 7 days = $35/week

Daily Personal Budget Weekly Personal Budget

Remember to account for...

x Shopping/Clothes x Travel x Savings

Presents/Gifts Emergency Fund Misc. Expenses

Credit Cards Unexpected Repairs

Quick monthly expenses PLANNER

Use the below categories to estimate your monthly expenses.
The Discoveries section breaks down these categories further.

JOURNAL

$1,080 $100 $20 REMINDERS DISCOVERIES

Housing Personal Expenses Transportation

$100 $40 HELP

Loans & Debts Grocery Wellness

Family $110 $1,450 PADA: A JOURNAL FOR LIVING A FULFILLING LIFE | 287

Other Obligations Total



pada

the Sanskrit term for “foot,” pada
represents a distance, gap to fill, or
a step in the right direction.

Santosha Village is a non profit that creates meaningful
lifestyles by co-designing holistic modern communities for all.