Whitepaper

INVESTA

Join the new breed, who will
inherit the digital earth

WHITE PAPER

Investa Banking Ecosystem

Table of Contents

03 DISCLAIMER
06 ABSTRACT
07 TRANSPARENCY
08 INV Banking Universe

10 E-WALLET
11 EXCHANGE
13 ATM NETWORK
14 CARD PROGRAMS
16 ROADMAP
17 TEAM
19 HOW TO BUY
20 FAQ

2

DISCLAIMER

General Information.

This White Paper describes the initial sale in which the INVESTA’s (INV) token is sold. INV is a crypto token that is designed to
be used for all services provided by INVESTA’S REALM PLATFORM and future exchange platforms as explained in this
document and related documentation. INV also can be used as a Crypto Token to pay for any other services provided by other
business entities. INVESTA will generally not limit the usage of INV or the types of business entities that would like to use INV
for their business.

INV is not intended to constitute a security in any jurisdiction. This, website and ALL ITS CONTENT is not a solicitation for
investment and does not pertain in any way to an offering of securities in any jurisdiction.

Please note that purchases of INV are final and non-refundable.

Individuals, businesses, and other organizations should carefully weigh the risks, costs, and benefits of acquiring INV.

LIMITATION OF THE PURCHASERS

You are not eligible to and you shall not purchase INV through its token sale if you are a citizen or resident (tax or otherwise) of
any country or state where the purchase of INV or similar Crypto Token may be prohibited, or the token sale is deemed to be not
compliant with the applicable laws and regulations. In particular, if you are a resident of The United States of America, you cannot
purchase INV through the token sale.

Purchases of INV should be undertaken only by individuals, entities, or companies that have significant experience with, and

understanding of, the usage and intricacies of Crypto Tokens and blockchain based software systems. Purchasers should have

functional understanding of storage and transmission mechanisms associated with other Crypto Tokens. Any entities of INVESTA

and officers and employees thereof will not be responsible in any way for loss of any Crypto Tokens, INV or fiat currency resulting

from actions taken by, or omissions of the purchasers. If you do not have the required experience or expertise, then you should not

purchase INV or participate in the sale of INV. -

You should carefully consider the risks, costs, and any other demerits of acquiring INV, and, if necessary, obtain your own
independent advice in this regard. If you are not in the position to accept nor to understand the risks associated with the token sale
of INV (including the risks related to the non-development of REALM PLATFORM) or any other risks as indicated in this
whitepaper, you should not acquire INV, until such that you have received the necessary independent advice.

RISKS

The purchase of INV carries with it significant risk. Prior to purchasing INV, the purchaser should carefully consider the risks listed
below and, to the extent necessary, consult a lawyer, accountant, and/or tax professional prior to determining whether to purchase
INV.

(a) INV will be stored in a wallet, which can only be accessed with a password selected by the purchaser. If a purchaser of INV
does not maintain an accurate record of their password, this may lead to the loss of INV. If your password protection is weak and
it is cracked or learned by somebody else, this may also lead to the loss of INV. As a result, purchasers must safely store their
password in one or more backup locations that are well separated from the primary location and use the two-factor au-thentication
to access.

(b) The purchaser recognizes that some of the services under the REALM PLATFORM is currently under development
and may undergo significant changes before release. The purchaser acknowledges that any of its expectations regarding
the form and functionality of the REALM PLATFORM may not be met for any number of reasons.

(c) The purchaser understands that while INVESTA will make best efforts to connect the REALM PLATFORM to most

of the major Crypto exchanges around, it is possible that some exchanges may decline the connection with the REALM

PLATFORM, which may result in the less liquiduty provided through the REALM PLATFORM than expected in this

website. 3

DISCLAIMER

(d) The purchaser understands that while INVESTA will make best efforts to release the REALM PLATFORM

(e) As with other Crypto Tokens, value of INV may fluctuate significantly and become reduced in value for any number of reasons,
including but not limited to, supply and demand, overall Crypto Tokens’ market conditions, political or geographical reasons,
changes of regulations in any jurisdictions, and technical reasons.

(f) INV will be issued on the Ethereum blockchain. As such, any malfunction or unexpected functioning of the Ethereum protocol
may impact the purchaser’s ability to transfer or securely hold INV. Such impact could adversely affect the value of INV.

DISCLAIMER

To the maximum extent permitted by the applicable laws, regulations and rules, INV, any entities of INVESTA and officers and
employees thereof shall not be liable for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract
or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising out of or in connection
with any acceptance of or reliance on this whitepaper or any part thereof by you.

Any entities of INVESTA and officers and employees thereof shall not be liable for your loss of INV after it is transferred to you
by any reason including but not limited to your failure to maintain or backup an accurate record of your password or password
cracking by somebody due to your poor maintenance of your password.

INVESTA will do its best to launch its operations and develop REALM PLATFORM. Any person undertaking to acquire INV
acknowledges and understands however that INVESTA does not provide with any warranty as to the release of the REALM
PLATFORM. They acknowledge and understand therefore that INVESTA (incl. its bodies and employees) assumes no liability or
responsibility for any loss or damage that would result from or relate to the incapacity to use the INV.

Regulatory authorities are carefully scrutinizing abcutisoinnsessmeasyanimd poapcetraItNioVnEs SaTssAo’csiabtuesdinteossCraynpdtomTaoykelinms iitnotrheprwe-voernldt. In that
respect, regulatory measures, investigations or it from

developing its operations in the future. Any person undertaking to acquire INV must be aware that INVESTA’s business model or

REALM PLATFORM and its existing platforms may change or need to be modified because of new regulatory and compliance

requirements from any applicable laws in any jurisdictions. In such case, purchasers and any person undertaking to acquire INV

acknowledge and understand that neither INVESTA nor any of its affiliate shall be held liable for any direct or indirect loss or

damages caused by such changes.

This website and any other materials or explanations made by INVESTA and its officers and employees shall not and cannot be
considered as an invitation to enter into an investment. They do not constitute or relate in any way nor should they be considered
as an offering of securities in any jurisdiction. This website does not include nor contain any information or indication that might
be considered as a recommendation or that might be used as a basis for any investment decision.

Neither INVESTA nor any of its officers and employees are to be or shall be considered as advisor in any legal, tax or financial
matters.

Acquiring INV shall not grant any right or influence over INVESTA’s organization and governance to the purchasers-.

INVESTA does not make or purport to make, and hereby disclaims, any representation, warranty or undertaking in any form
whatsoever to any entity or person, including any representation, warranty or undertaking in relation to the truth, accuracy and
completeness of any of the information set out in this website.

REPRESENTATION AND WARRANTIES BY THE PURCHASERS

By participating in the token sale of INV, the purchasers represent and warrant to INVESTA as follows:

(a) you are authorized and have full power to purchase INV according to the laws that apply in your jurisdiction of domicile;
(b) you are solely responsible for determining whether the acquisition of INV is appropriate for you;

4

DISCLAIMER

(c) You are not acting as an agent on behalf of any other person or entity who wish to purchase INV or participate in its token sale;
(d) You have carefully considered the risks, costs, and any other demerits of acquiring INV and understood such the risks, costs,
and any other demerits associated with INV and its token sale;
(e) you are not acting for the purpose of speculative investment;
(f) you agree and acknowledge that INV does not constitute securities in any form in your jurisdiction;
(g) you agree and acknowledge that this website and all its content does not constitute a prospectus or offer document of any sort
and is not intended to constitute an offer of securities in your jurisdiction or a solicitation for investment in securities;
(h) you agree and acknowledge that no regulatory authority has examined or approved of the information set out in this website,
no such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction and the publication,
distribution or dissemination of this website and all its contents to you does not imply that the applicable laws, regulatory
requirements or rules have been complied with;
(i) you agree and acknowledge that this whitepaper, the undertaking and/or the completion of the INV token sale, or future trading
of INV on any cryptocurrency exchange, shall not be construed, interpreted or deemed by you as an indication of the merits of
INVESTA or INV;
(j) the distribution or dissemination of this website and all its contents, any part thereof or any copy thereof, or acceptance of the
same by you, is not prohibited or restricted by the applicable laws, regulations or rules in your jurisdiction, and where any
restrictions in relation to possession are applicable, you have observed and complied with all such restrictions at your own expense
and without liability to INVESTA;
(k) you agree and acknowledge that in the case where you wish to purchase any INV, it is not to be construed, interpreted, classified
or treated as:

(i) any kind of currency other than cryptocurrency;

(ii) debentures, stocks or shares issued by INVESTA

(iii) rights, options or derivatives in respect of such debentures, stocks or shares; -

(iv) rights under a contract for differences or under any other contract the purpose or pretended purpose of which is

to secure a profit or avoid a loss;

(v) units in a collective investment scheme;

(vi) units in a business trust;

(vii) derivatives of units in a business trust; or

(viii) any other security or class of securities.

(l) you have a good understanding of the operation, functionality, usage, storage, transmission mechanisms and other material
characteristics of cryptocurrencies, blockchain-based software systems, cryptocurrency wallets or other related token storage
mechanisms, blockchain technology and smart contract technology;
(m) you are fully aware and understand that in the case where you wish to purchase any INV, there are risks associated with
INVESTA and its business and operations;
(n) you agree and acknowledge that INVESTA is not liable for any indirect, special, incidental, consequential or other losses of any
kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising
out of or in connection with any acceptance of or reliance on this whitepaper or any part thereof by you;
(o) you will not use the token sale for any illegal activity, including but not limited to money laundering and the f-inancing of
terrorism; and
(p) all of the above representations and warranties are true, complete, accurate and non-misleading from the time of your access to
and/or acceptance of possession this whitepaper or such part thereof (as the case may be).

UPDATES TO THE DETAIL OF THE TOKEN SALE

INVESTA reserves the right, at its sole discretion, to change, modify, add, or remove portions of this website and its content and
the terms at any time during the sale. Any purchaser willv be deemed to have accepted such changes by purchasing INV. If at any
point you do not agree to any portion of the then-current version of this and the terms, you should not purchase INV.

5

ABSTRACT

Owning Investacoin is the rst brave step towards
changing the world, one which will be
remembered as the beginning of something
truly awesome and that will reap incredible
rewards for the men who share our vision.
We will create a utopian digital society layered
on top of our great innovation, the blockchain
by which we will forge life changing products
and services from which millions of people will
bene t.

Over the last 1000 years, national and global financial services have traditionally been controlled by

banks and governments. These rose from the days of castle vaults being used to store the kings gold coins, to sovereign banks

which took their place and controlled monetary supply. More recently global central banks have dominated the monetary policy

and used their own financial manipulation to control the markets, via quantitative easing, interest rates, government bond issuance

etc.

In 2013 a new era in financial services was born with the rise of Bitcoin as the first decentralized currency, without any central

controller or bank influence. The stability of the currency is assured by the fact that a consensus of millions of computers are

connected to the network, driven by market forces and natural liquid flow of money.

As Bitcoin’s usage and value has risen many new forms of cryptocurrency have been derived from this utopian template, as the

world has awoken to the new possibilities that these currencies afford. Investacoin could never have existed until today, as all the

component parts of the financial technology matrix that we have amassed, did not exist until our founders had the vision to create

a perfect digital bank for the next phase of our evolution towards global financial inclusion and seamless services that allow money

to flow at the speed of human impulses.

A NEW ERA

Obviously the size and scale of the global market for financial services such as payments, loans, investments and trading transac-
tions are enormous. $trillions are moved on a daily basis in various currency and trading markets, investments and
payments. It is awe inspiring to think that one day ALL financial transactions will take place on a blockchain of some sort. That is
why all of the world's global banks and governments are supporting blockchain technology and there is a race to be the first to
corner and control this new frontier.
The last time such a sea change happened in global trade was the beginning of the industrial revolution, when man discovered the
engineering technology necessary to harness steam energy and use it to drive machinery. This monumental innovation changed
every society around the world, as empires were built such as the British and Austro-hungarian, which came to dominate over half
of the world's land area and populations. The inventors and developers of such technology were rewarded with enormous wealth,
such as the British founding of America and We are on the forefront of such an epic revolution that is taking place in our time and
will change our world forever, driving us into the digital world as our lives become chained to technology in innumerable ways.
Owning Investacoin is the first brave step towards changing the world, one which will be remembered as the beginning of some-
thing truly awesome and that will reap incredible rewards for the men & women who share our vision.

OUR APPROACH

Investa will be run as a private enterprise with a common goal. To truly benefit its coinholders and users, as we innovate we must
iterate. To produce the optimum products we will be asking for consensus of our users, as the blockchain has always done since its
creation by Satoshi Nakamoto
We will not deviate, or shy away from changing the way things are done, in fact we will embrace the opportunity that this ICO
gives us to raise the funds and issue the coins into the hands of those who will share our journey.

6

TRANSPARENCY

Our Commitment

Investa is committed to a fully transparent process even
beyond the open source coding. Here are other ways we
intend to offer transparency and community control.

> Engage an accountancy firm for third-party audits,
which will be reported to the community.

> Founders will be limited from liquidating their INV at provide greater transparency and oversight of the inner
a rate of more than 20% of the total pool within the first workings of InvestaCoin.
year. This is to prevent dumping and to keep a stable Our coinholders will be able to contact our core team
token price. It also keeps their interests aligned with the through multiple redundant channels such as slack,
INV community over the longer term telegram, twitter and community forums.

>Reserved token crowdsale funds will be accessible only

for the stated purposes, e.g. liquidity or Decentralised Control

community rewards. The INV price of

future token crowdsale events will be As part of Investaco’s vision of
creating a blockchain based
“THE FUTURE ISdetermined based on, but not limited to,
the INV exchange price prior to the digital banking platform that can
bring value to investors and
BRIGHT – THEcrowdsale event in question.
FUTURE IS INVESTA”>Community approval will be used via coinholders, we are also
structuring the control of the

smart contract voting based on project in a decentralised way.

coinholding and consensus. The voting This means that various control

may approve coin reserve unlocking, functions are delegated to

club membership policy changes, and other changes that relevant authorities either internally or externally, to

affect the INV community. provide greater transparency and oversight of the inner

workings of InvestaCoin.

>A minimal threshold amount will be required to Our coinholders will be able to contact our core team

complete a token crowdsale. The ICO will have a series through multiple redundant channels such as slack,

of cap levels. If the crowdsale does not reach its soft cap telegram, twitter and community forums.

of 1 million, any funds received during the token Our consensus based voting mechanisms will ensure that

crowdsale will be returned to the original initiating democracy rules in directing our core dev team on vital

wallets. Assuming the soft cap is exceeded, but the hard chain and platform dev decisions, that will inevitably

cap of 50 million tokens is not met, any unsold tokens arise as we expand to meet the varying demands of not

will be burnt. Any funds received after having reached only our future coinholders but new customers as well.

the maximum cap of 50 million tokens will be returned to THE FUTURE IS BRIGHT – THE FUTURE IS INVESTA

the senders’ wallet.

This means that various control functions are delegated 7
to relevant authorities either internally or externally, to

INVESTA BANKING UNIVERSE

MASTERCARD & UNIONPAY
INTERNATIONAL CARDS

VISA

MULTI CURRENCY SUPPORT

INVESTA EXCHANGE POS ACCEPTANCE
INVESTA
EXCHANGE EUROPE & LATAM
2-WAY ATM NETWORK
INVESTA
E-WALLET

8

DASHBOARD PLATFORM

Investa’s Dashboard’s Platform at your fingertips. inmediate ac-
cess to your account dashboard, e-wallet, debitcards, exchange,
internal transfer and remittance services.

15:49 Available Balance:
usd $4,478.00 INV: 427.478965²
Dashboard
15:49
Investing
exchange Transaction
e-wallet History
enterprise
Sarah Jones Marshall
Switch to Trading acct.
Available Balance:
usd $4,478.00 INV: 247.4789652

Sarah Inv Acct. > Starbucks Coffe

a0a2sdOascdtas -12.875 INV

15:08:25 EST -$8.47usd

Inv Lending Acct. > Main INV Acct.

02 Oct 344.875 INV
10:22:51 EST $248.27usd

Inv Interest Payout > Main INV Acct.

Launchpad Lending Platform 28 Sep 17.951 INV
22:18:33 EST $14.61usd

Sarah Inv usd Acct > Mark Stern Acct.

27 Sep 44.743 INV
22:18:33 EST $32.52usd

All of Investa’s services can
be accesessed through a
PC or MAC or on any mobile
device Look for our App in
Google Play or App Store.

9

VISA

Investa’s e-wallet is ERC-20 compliant and developed on the Ethereum platform, with open source decentralized
nodes to confirm all transactions quickly, minimizing risk, enhancing high security, and does not involve any
third parties. We have a published development roadmap. All wallets on our platform will be auto updated by our
blockchain prototcol to hold INV or trade seamlessly on global exchanges.
Investa’s e-wallet provides a convenient storage vessel for your digital wealth, allowing a seamless switch be-
tween crypto and FIAT currencies.
Every kind of crypto assets deposited at Investa’s e-wallet may be stored in an offline wallet. It is planned that
95% of assets will be stored offline, while 5% of assets will remain in an online HOT wallet allowing for faster
deposit/withdrawal experience.
With the option to make instant exchange at the lowest possible fees between fiat and crypto Investa’s e-wallet is
more than just a regular crypto wallet, and it has amazing capabilities that makes it attractive to use, and also with
the convenience of having multiple currencies, tokens and storage security levels.
By having such a vast array of options between the wallet that will accommodate the diverse services across the
Investa platform. Investa’s will offer flexible options, but high security of our users funds at all times.
Investa’s e-wallet will be the easiest way to make crypto payments in the real world as well as enjoy exclusive
benefits inherent to Investa’s platform.
INV is not just a token – it has a real purpose and will enable multiple functions and services.

10

EXCHANGE

INVESTA - Exchange.

INVESTA Dashboard e -wallet Ex change ATM Locator Logged as

Sarah Jones

Log out

Dashboard EXCHANGE FAST TRADE WIDGET INVESTACOIN 40%
Portfolio
e-wallet BITCOIN RECEIVE BITCOIN 30%
Exchange ETHEREUM 15%
Token Hub 2.5 BTC ( $19,034.42) ETHEREUM 10%
Settings LITECOIN 5%
1 BTC = 22.540202 ETH
Tools DASHCOIN

0.75 BTC 16.83 ETH TOTAL PORTFOLIO IN USD: $ 28,551.63
$5,591.25 USD $5,613.48 USD

YOU ARE EXCHANGING YOU WILL RECEIVE Live INV Price Chart
1BTC= $7.756.88 | 1 INV= $1.452
0.75 BTC 16.83 ETH

$5591.25 $5613.48

App EXCHANGE
Help 1 BTC = 22.540202 ETH

Date Re ceived Sent Description

2017-01-20 05:02:17 PM 0.002188 0.006238 Sent to : 17BV9U8cY7sGm1iAM2gHKCza2x cPH19CK7
2017-01-20 04:53:11 PM 0.0044 5
2017-01-20 03:27:23 PM Tx fee : 0.000 4 T xid : 7501f292a18ea32e711c83f91 fe98316d85065e3bbf268f e17b38111ad4c923 f
2017-01-19 01:03:04 PM
0.002167 UNITS TOTAL INV : 0.06184822, UNITS FILLED INV : 0.06184822,
PRICE : 0.03546556 T OTAL BTC : 0.00219348, FEES B TC : 0.0000054 8
Tx fee : 0.000 4
Received to : 1EJu7kKDr4NY6rT qHjxkQioGp1kQZ8z7B m

Txid : 240d1b86ff7be7d ce46988cd32ac871aad038ec a3f07c14526df3f804b df108d
UNITS TOTAL INV : 0.06184822, UNITS FILLED INV : 0.0618482 2
PRICE : 0.03495001, T OTAL BTC : 0.00216160, FEES B TC : 0.0000054 0

Problems of existing Cryptocurrency Exchanges - High Trading ge itself and our exchange partners will be managed to ensure
Fees maximum liquidity and high availability for our users to trade
According to ExchangeWar, the top 30 cryptocurrency exchan- whenever they need.
ges, on average, charge 1-2% trading fees and conversion mar-
claim that they charge low trading fees, but these reduced rates Asset Security Issues
threshold. Cryptocurrency trading platforms hold a large amount of cryp-
and with slow processing times, meaning that trading gains are tocurrency deposits, making them unavoidably the
partially diminished by several layers of fees per transaction. target of hackers. On February 24th, 2014, Mt.Gox, a Bitcoin
exchange, was breached and lost 650K Bitcoin, which is current-
Due to lack of liquidity & rate-limited APIs, non-real-time top 10 cryptocurrency exchange, was hacked and lost 120K
Bitcoin, currently valued at more than 480M USD. If investors
exactly when the users want to be able to trade! Investa exchan- continue to be concerned about security issues, then the growth
Moreover, most cryptocurrency exchanges are not able to
guarantee the adoption of the 100% reserve banking system.
Deposits can be embezzled; the security concerns make crypto-
currency deposits into exchanges unsecured.

11

EXCHANGE

INVESTA - Exchange.

Multilingual Support can be reached via the Investa website (www.investaco.in) and
mobile app. When a user submits an inquiry, the customer
Most exchange platforms only support one language; only a success team will respond within one day. Investa’s goal is to
handful are multilingual. provide consistently excellent customer assistance.
hh
Slow Customer Services and KYC Process Wide Range of FIAT Currencies Supported

Currently, the delivery of customer services is slow, while some Investa Exchange will support a wide range of fiat currencies.
exchanges don’t even respond to inquiries at all. Furthermore, Users will be able to choose their preferred fiat currencies to
the process of KYC (Know Your Customer) is slow and compli- make funds deposit or withdrawals.
cated. Take Kraken as an example, when the demand for identity Fiat currencies supported* by Investa Exchange:
verification is high, it takes around 30 days to complete Tier 4
verification.

Why is Investa Exchange different? USD (us Dollar) FAST TRADE WIDGET
EUR (Euro)
Investa Exchange is a cryptocurrency service platform that GBP(Pound Sterling) EXCHANGE RECEIVE
provides cryptocurrency trading and ICO underwriting, aiming CNY (Chinese Yuan)
to solve the existing problems of current cryptocurrency MXN (Mexican Peso) BITCOIN COL $ COLOMBIAN PESO
exchanges. It features 0.5% trading fees to maximize traders’ COL (Colombian
profit and market liquidity. Achieving the true “real-time” Peso) 2.5 BTC ( $19,034.42) 1 BTC = 23,411,445 COP
trading experience, and rendering it the world’s first cryptocur- PEN (Sol Peruano)
rency exchange capable of high-frequency trading. Furthermore, CLP (Chilean Peso) 0.75 BTC 17,553,786 COP
aims to solve ICO tokens’ liquidity issues through its ICO under- ARG (Argentinian $5,591.25 USD $5,822.15 USD
writing service in conjunction with Investa’s Launchpad. Peso)
BRL (Brazilian Real) YOU ARE EXCHANGING YOU WILL RECEIVE
Investa Exchange will support our INV coin and future “Investa
Launchpad” coins and tokens: Also we support the following *Availability depend- 0.75 BTC COL $ 16.83 ETH
major cryptocurrencies: ing on local banking
condtions $5591.25 $5613.48

EXCHANGE
1 BTC = 23,411,445 COP

INVESTACOIN (INV) BITCOIN $7,180.98 $7,162.48
BITCOIN (BTC) $1,162.48
BITCOINCASH (BCH) INVESTACOIN $1,180.98 $332.28 Last-Mile Solutions.
ETHEREUM (ETH) $423.58
LITECOIN (LTC) ETHERUM $333.67 $0.210254 Wether for deposits or withdrawal, Investa’s network, will have
DASH (DSH) $284.24 the ability to accept payment into the user’s wallet and then to the
RIPPLE (XRP) DASH $425.62 Exchange in the local FIAT currency of choice. And also receive
ZCASH (ZEC) withdrawals in the currency of choice for the registered user.
MONERO (XMR) RIPPLE $0.211124
User-friendly KYC Process
ZCASH $286.63

Cryptocurrency Exchange With MONERO $120.87 $119.93 Investa will enforce bank-level KYC (Know Your Customer)
LATAM in focus. LITECOIN $63.89 $62.25 processes to comply with AML (Anti Money Laundering) laws.
Investa will provide user-friendly identity authentication
The website and app of Investa Exchange support 10 main services. The process usually be completed within 24 hours of
languages, making it an internationalized cryptocurrency customer submission.
exchange.
Decentralized Exchange

Languages supported: Investa plans to build a decentralized cryptocurrency exchange.
As the consensus algorithm of blockchain technology advances,
Chinese/Japanese/Korean/English/Russian/French/Ger- decentralized high-frequency trading and real-time order book
man/Spanish/Portuguese/Arabic matching will become feasible.

Investa provides 24/7 online customer service. Should users 12
encounter issues or need assistance, customer success specialists

ATM Network

ITM (Investa Teller Machines)

2 WAY ATM GLOBAL NET WORK

Stage 1 - 2018 LATAM and WESTERN EUROPE
Stage 2 - 2019 LATAM, EUROPE, USA.

Stage 3 - 2020 REST OF THE WORLD

A very important division of the Investa ecosystem is the implementa- > Purchase of supported Cryptocurrencies in the ATM EXCHANGE.
tion of an ATM Network that will allow the Investa client 2-way ATM
services spread out throughout all of the LATAM region and some > Exchange of supported Cryptos to the FIAT currency of the location of the
European countries, thus allowing the purchase of crypto currencies, ATM.
exchange and withdraw to local fiat. All in a simple and user friendly
UI. Created with the help of BITOCEAN TECHNOLOGY DEVEL- > FIAT remittance service to and from another ATM from the Investa
OPMENT Company from China. Network, and/or an Investa Wallet.
A company that has produced China's first self-developed two-way
Bitcoin ATM machine has partnered with Investa in order to place the > Make payments of local utility services such as (electricity bill, mobile
first batch of 1 ATM per capital city of South America, within the first phone, internet etc) directly and seamlessly with your crypto currency in your
quarter of deploying the network. And then spreading out to a broader Investa wallet, or in Fiat at the teller machines.
network to major cities within each country. Each ATM machine will
have the following features. > Mobile top up for prepaid phones using fiat or crypto.

ATM LOCATIONS & SERVICES ARE TBC AND SUBJECT TO 13
CHANGE.

Prepaid Cards

Card Program VISA

Our entire eco system at your ngertips.

When it comes to regular use or investments in the crypto universe we are limited by having to use an exchanger in order to use our
currency, which means having to follow a number of steps (send, transfer, exchange, request, deposit etc) Which not only takes
considerable time, but also high fees from each transfer, deposit, request. Etc.
By using the INVESTA e-wallet, in conjunction with one of our Debit Cards, users can spend freely their cryptocurrencies without having
to wait for an exchanger and transfer of cryptos from one place to another. Everything is done seamlessly from within the e-wallet app or
web app enviroment, to review statements, payment history, details, transfers, and much more.

ACCESS TO 1000+ VIP LOUNGES WORLDWIDE The main features of Investa’s Debit Cards in conjunction with our
e-wallet are:
Access any of the participating
Lounges whenever you travel. Multi-asset (any blockchain asset compatible in our network).
Direct integration into and major card networks to use FIAT
Regardless of class of travel currencies as a payment gateway
Regardless of airline flown Best available foreign exchange and transaction fees (with no other
With no need to prebook charges).
Members simply show their card at Decentralised and risk-free storage.
the lounge reception and are either
scanned or signed in. As a world exclusive Investa Galaxy cards will be the first to offer a
special INV Priority Pass Gold Card membership included in one of
61 3X2XX2 the card options, enabling the cardholder to access and enjoy access to
1000+ VIP lounges at airports worldwide. The latest technology
North Europe means instant lounge access with PP Digital Membership Card and
America & app. Offering a global network of 1000+ lounges in over 500 cities
115 and more lounges being added every month, we look forward to
Canada helping you travel in luxury and style of a VIP.
Middle East
& Africa 3X4XX5 14
Asia
155 Pacific

Latin
America

Wallet Platform

INVESTA Dashboard e-wallet Exchange ATM Locator Logged as

Sarah Jones

Stacking Operations Chart Approved Interest BALANCE 10,504.50 usd

Currencies EUR 7,360.30
Euro GBP 1,432.41
Pound Sterling BTC 0.000325
Bitcoin

Add Funds to your account Whitdraw Funds

Operations Accounts & Cards

+3,250.45 +744.88 3,995.33 Visa Activated
Activated
TOTAL RECEIVED ACCUMULATED INTEREST TOTAL 4587 2589 5874 5898

APRIL +500.48 Master Card

28APR Online Payment USD 9654 5245 2587 9854
Payment Received
-1,050.00 See All Accounts. ...
28APR Remittance to another wallet
Transaction Accepted USD

30APR POS - PURCHASE -246.00 BTC - Bitcoin Lending Wallet Histoy

Transaction Accepted USD Date Received Sent Description

MAY -27.00 2017-01-20 05:02:17 PM 0.006238 Sent to : 17BV9U8cY7sGm1iAM2gHKCza2xcPH19CK7
Tx fee : 0.0004 Txid : 7501f292a18ea32e711c83f91fe98316d85065e3bbf268fe17b38111ad4c923f
USD
11MAY POS - PURCHASE - Starbucks Coffe 2017-01-20 04:53:11 PM 0.002188 UNITS TOTAL INV : 0.06184822, UNITS FILLED INV : 0.06184822,
Transaction Accepted -67.00 2017-01-20 03:27:23 PM 0.00445 PRICE : 0.03546556 TOTAL BTC : 0.00219348, FEES BTC : 0.00000548
2017-01-19 01:03:04 PM
USD Received to : 1EJu7kKDr4NY6rTqHjxkQioGp1kQZ8z7Bm
Txid : 240d1b86ff7be7dce46988cd32ac871aad038eca3f07c14526df3f804bdf108d

17MAY POS - PURCHASE - Gino Rest. 0.002167 UNITS TOTAL ADV : 0.06184822, UNITS FILLED ADV : 0.06184822
Transaction Accepted Tx fee : 0.0004 PRICE : 0.03495001, TOTAL BTC : 0.00216160, FEES BTC : 0.00000540

Operations Chart

BTC - Wallet Histoy

Date Rec eived Sent Descriptio n

2017-01-20 05:02:17 PM 0.006238 Sent to : 17BV9U8cY7sGm1iAM2gHKCza2x cPH19CK7

Tx fee : 0.000 4 Txid : 7501f292a18ea32e711c83f91f e98316d85065e3bbf268f e17b38111ad4c923 f

2017-01-20 04:53:11 PM 0.00218 8 UNITS TOTAL INV : 0.06184822, UNITS FILLED INV : 0.06184822,
2017-01-20 03:27:23 PM PRICE : 0.03546556 T OTAL BTC : 0.00219348, FEES BT C : 0.0000054 8
2017-01-19 01:03:04 PM
0.0044 5 Received to : 1EJu7kKDr4NY6rT qHjxkQioGp1kQZ8z7B m

Txid : 240d1b86ff7be7dc e46988cd32ac871aad038ec a3f07c14526df3f804b df108d

0.002167 UNITS TOTAL INV : 0.06184822, UNITS FILLED INV : 0.061848 22
PRICE : 0.03495001, T OTAL BTC : 0.00216160, FEES BT C : 0.0000054 0
Tx fee : 0.000 4

15

Roadmap

MAY ICO
2018 PRE - LAUNCH

PRE ICO MAR JUL ICO
Marketing 2017 2018 LAUNCH
Campaign

SEP LAUNCH
2018 INVESTA
PLATFORM

LAUNCH OCT NOV LAUNCH AUG COIN
WEB PLATFORM 2018 2018 MOBILE 2018 DISTRIBUTION
EXCHANGE/E-WALLET APPS

CARDS

LAUNCH OCT NOV LAUNCHPAD &
INVESTING 2018 2018 APP
PLATFORM

DEC LAUNCH
2018 ENTERPRISE
PLATFORM

INVESTA DEC LAUNCH 16
2018 NATEMTWORK
This roadmap is for informational purposes only, so you shouldn't rely on this
information for major purchasing or planning purposes. Just like all projects, the
diteevmesloipnmtehnet oror aredlmeaaspe oafrea psurobjjeecctt otno thchearnogaedmoarpdieslaaty,thaendsoltehedisccornettiionnueodf

Our Team Pro le

Nick Moore

https://www.linkedin.com/in/nick-more/

Director / CEO

Ledger Master - 39yrs - British. - MbA.
Nicholas has developed, launched, grown and successfully exited a number of
previous businesses in Financial services, Gaming, Mining and Property . He has
a wide network of professional advisers, partners, contacts and friends who have
made the journey with him towards this point.
He has been professionally successful and profitable as a business man and
investor, as he has a keen eye on the big picture and how to achieve it.
Nicholas believes that the time has finally come to put the Investa master plan
into action, which has been developed over many years together with his closest
advisors.

Peter L. Huszar

CTO

Technical Guru - 38 yrs - Hungarian - VP of Technical projects, JP Morgan.
Peter delivers whatever is required to implement our plans into an e-legant
technical solution. He understands both the machine and the human interfaces
simultaneously to perfectly blend the resulting concepts into code that is capable
of efficient reduction to meet the project goals.
Having been responsible for systems handling £Bn of daily trade on JP Morgan’s
custodian and FX platforms, he can work under pressure with distributed global
teams. Peter is exactly the right person to lead our technical division alongside
our ledger Master, as we devise groundbreaking solutions to epic challenges.

Chris Schwarzenbach

https://www.linkedin.com/in/christian-schwarzenbach-566868154/

Director / COO

Senior Elder - 36yrs - Chilean - BSc.
Christian has a track record of delivering excellence, such as his innovativ-e
financial services business MundoCard, which has delivered value to millions of
latin Amercians. He thrives on technology and creativity, along with hard work
and determination. He has developed numerous mineral mining projects in
Chile and Bolivia. He recently developed a successful smartphone for the latam
market and continuously drives engineering projects to a profitable end.

17

Our Team Profile

Maxima Fernanda

Admin Manager

Female Elder - 29yrs - Chilean. - MbA.
Fernanda has developed a sixth sense for financial control and risk manage-
ment. She can see the future and guides us with a reassuring hand towards it.
She manages our team strategy and provides us with support in all areas of our
professional responsibility. Fernanda has worked with Nicholas and Christian
for 5 years and continues to be our ‘rock’ around which we can propel to great-
ness!

Debasis Pine

ACCA

Bookmaster - 45yrs.- Australian - CPA
Debasis oversees Investa’s books, to keep a steady hand on our ledger-s and
balance our insatiable appetite for innovation with our coinholders need for
stability and protection of our Investa ecosystem. Debasis is a fully qualified
ACCA accountant with many years practicing in UK and internationally as finan-
cial controller of global organisations. He is our sage for all financial advice and
leads our team of monetary overseers and executives to ensure money supply
and liquidity are checked and balanced. All financial innovation is passed to
Debasis for consultation, along with due diligence on our potential investments
and partners.

Paula Garcia Reyes

Senior Marketing Content Strategist

Media Wizard - 30yrs - American - BSc.
Paula is a content creator and marketing strategist. She works with both-the
content team and the marketing team, focusing on crafting strong, strategic
resources that effectively build a brand and truly add value to people’s lives.
Formerly the Chief Content Officer at a major lawfirm and news anchorwoman
for a major news network. before that, Paula loves the intersection of words
and strategy. She has a B.S. from Externado University in Colombia and a heart
for adoption, running, and all things Latin America.

18

How to Buy

HOW TO BUY INV

The initial token presale will take place want our token
between May 1st - Jun 30th , and can
be accessed via our website www.in- presale to affect the
vestaco.in. Please register for the
token presale so you are notified of the Bitcoin or Ethereum price.
opening of the event. Recent token
presales (also commonly referred to as To that end, we will be very
ICOs) have sold out in minutes. Be sure
to take advantage of notification and careful as we convert the ICO
prior registration so you do not miss
out. proceedings to fiat currency to pay for We will release details of which
After the initial token presale, opening
a coin account with Investa will be easy expenses. We will stage the conversion exchanges will be listing the coin after
and free using existing Ethereum
wallets. Because Investa is truly of the proceeds over time and through the ICO sale has completed.
decentralized, it uses peer-to-peer
technology to operate with no central multiple cryptocurrencies and
authority. The network collectively
carries out the issuing of InvestaCoins. exchanges. This controlled release will Exchange listing serves our coinhold-
It works everywhere, anytime, so busi-
ness can be transacted 24/7 in any part dilute any impact that volume might ers in several ways, including:
of the world.
Post-ICO, coinholders will also be able make on either INV or other cryptocur-
to buy and sell INV on exchanges,
subject to applicable regulations in rencies.
their country of residence. Our token price will be supported Increased liquidity to execute trades
All transactions will be secured with through various mechanisms such as against numerous counterparties
state-of-the art cryptography, and the
blockchain integrity will be protected our liquidity pools, exchange margin- Multiple payment methods supported,
by CPU-efficient, ASIC-resistant proof ing, consistent marketing and awareness crypto / FIAT / margin / CFD’s etc
of stake. This unique model will allow programs, combined with growing utility
us to speed transactions and satisfy
banking needs for InvestaCo-related value of our core product suite as we Secure and convenient wallet functions
businesses. In particular, it will offer
our mobile app users, businesses and enter new markets. Rapid and exotic trading options such
coinholders a way of utilising their
coins in multiple ways depending on as margin, puts, calls, options etc
their own risk/reward appetite and
financial objectives. It is anticipated that INV tokens could Enhanced price discovery, transparen-
InvestaCo is committed to the crypto- appreciate significantly within a short cy and visibility of the order book
currency community. We want to period, such as we have seen from Trusted settlements of user funds
ensure the value of INV remains strong other similar coin ICOs recently - from any transaction
and grows consistently. We also do not TenX, EOS, Ethereum etc Charts & technical analysis tools
We will be working to both stimulate
but also to regulate the price apprecia- 19
tion, so that it occurs in a controlled
manner and avoids the sudden price
spikes which can lead to extreme vola-
tility and uncertainty for our coin hold-
ers.
We will be providing liquidity to the
market from our liquidity reserve
pools in order to manage and boost
liquidity when required. This should
lead to our coinholders having a great-
er chance of executing their buy/sell
trades efficiently and at close to the
expected price.

Frequently Asked Questions

Why would someone buy INV Coins in our ICO? If INV is in demand the price can rise, or if there is excess
There are a number of major reasons to buy INV: supply the price can go lower.
Firstly you could make a significant profit by holding INV Lack of liquidity - if there is huge demand and no sellers,
due to the investment options available on the platform. or there is huge number of sellers and no demand this
Secondly you could make a profit if the demand for INV can lead to an illiquid market at which there is no
exceeds the supply of coins in the ICO. This is highly likely counterparty for your trade. If this happens it may take
due to the very limited allocation and huge demand we longer for a trade to be executed and the price may move
have already been over-subscribed, so price is very likely higher or lower during the trade. This lack of liquidity is
to increase as a result of natural supply/ demand. something that can be present in all markets and has to
You are a believer in our ideals and forecasts for the be managed by the exchange to ensure balancing of
digital financial revolution we are promoting through our supply and demand.
products. Overinvestment - the INV platform allows our
You want to be part of our exclusive coinholder network coinholders to exchange their coins for numerous
and participate in our stimulation events products and services. Some of which may bring
You want to use our financial platform and think at least increased value to the coinholders, but this is not
one of our products will be useful to you. guaranteed. There is a risk that funds are tied up for
You are just interested to be part of something exciting, by longer periods, or returns are lower than expected at the
buying a coin you are taking a confirmed position on our outset of the investment.
blockchain and committing to our community. Now let’s Volatility.
plant a flag on the moon!
What is the mission of INVESTA? What is the corporate structure of Investa?
Our mission is to create an open global financial Investa is legally incorporated in United King- dom, as a
technological platform, so that anyone in the world can private limited company, which will own all IP, various
use it. This innovative platform will help to form its own licenses, technology and issue Investa coins.
ecosystem, where a core group of profitable products and
services will be provided in one place. Where does the company operate?
We also intend to expand our community of Investa’s to a The company operates a decentralized structure, from
global scale, where users can share trading ideas and key timezone locations, with employees and partners in
new concepts. We will support innovation though our the United Kingdom, USA, Singapore, India and Chile
Launchpad and other inititatives so that the next
generation of financial and blockchain projects will have Why did you make cryptocurrency sales in an ICO
a natural nexus, from which to assemble and grow. launch?
What Risks are there for coinholders? An ICO is a new and effective way for projec- ts to raise
The value of INV coin is driven by market forces, which funds and thus form a large community of supporters.
balance demand and supply. As with any financially Our seed round has been raised from private angel
related currency or token there is always a correlating investors.
price at which this unit may be exchanged to other
currencies.

20

Frequently Asked Questions

How can I acquire an Investa COIN? their orders.
You can buy Investacoins in online exchanges / markets, Demand has already exceeded supply and we expect to be
participants with another cryptocurrency or fiat currency oversubscribed.
(depending on the exchange you use). We will prepare a list Which exchanges will list INV?
of exchangers that support INVESTACOINS (INV) at the We plan to integrate with major exchanges by Q4 2018.
time of launch. but these will be only some of the first INV Exchange will also be available in the REALM Platform
exchangers. We will encourage the community to become at www.investaco.in.
successful suppliers. You can also succeed in finding When will the INVESTA platform be launched?
someone to buy INV and offer their services / products that Our platform launch plan is 60 days after ICO completed.
will be paid in INV as well. And, of course, we strongly The platform will be released in stages, which will be
recommend that you run an INVESTA mining node to earn distributed periodically to the community. For more details
INV coins for participating in the security of the please see our ROADMAP”.
decentralized network.
What is the limit of INV coins that will be issued?

The total allocation of INV coin is 50 million Investa units. How are you different compared to other ICO projects?
30 million INV coins will be auctioned for the ICO, if there is Our project is designed to benefit our Investors, not
any balance left from the offering it will be burned or ourselves. Investa may be used by our community for
eliminated. The rest will be distributed among the multiple purposes. For more details, we invite you to
founders, community and liquidation reserves. The idea is download our White paper.
that INV will have a limited supply such as Bitcoin that can
be transferred globally and exchanged to or from other -
cryptocurrencies or fiat currencies, via online exchanges, in
person transactions, etc.

Who controls the Investa cryptocurrency?
Investa Coins will be controlled by our decentralized
community of users. There is no central controller.

Where will my Investa coins be stored? -
Your wallet Investa stores your INV coins, which you can
convert to local currencies, or spend it with your Investa 21
payment card.
What is the pre-sale discount?
Early preale phase will have the maximum discount. We
want to ensure that all our INV coinholders enjoy the
opportunity to make a good return on their investment in
INV coins. We have structured our discount from -60% to
-15% during the presale phase.
There will be significant advantages to buying early
especially due to the allocation restrictions which will mean
that later buyers will find it hard to buy enough coins for

For more information please visit us at:

www.investaco.in

or contact us at:
[email protected]
look for us in the following platforms:

twitter: twitter.com/investaco_uk
facebook: www.facebook.com/InvestaUK/
Linkedin: https://www.linkedin.com/company/27157756/

22