FAIR Client Testimonials

Community Outreach

Helping Families
Save Their Homes

FAIR Program is a subsidized program founded by
brothers Sean and Armin Haghi, who grew up with the
tradition of always giving back to their community.

DOING GOOD FOR OUR COMMUNITY
SINCE OUR FOUNDING IN 2015

Having gone through his own foreclosure, Sean
realized first-hand how devastating the experience
could be. Together, they’ve helped hundreds
of homeowners in need, free of charge. These
testimonials are just a sample of some of the love
they’ve received in return.

Patrick H. Corrine P.
West Hollywood Norwalk, CA
Los Angeles, CA 01/05/16
09/01/16
Nik Martinez and Erick Smith are two of the most amazing people!!! They helped my
Thank you Erick Smith, Art Madatyan, family and I save my childhood home! I’ve lived in this house for 24 years and we
For walking me through the step by almost went into foreclosure, but they saved it. Miracles do happen!
step of my first loan modification. Erick
and Art Made the long experience very Alan A.
stress free. Erick came to my house to Glendale, CA
further explain the process. Thanks to 01/14/16
the Fair Program I now have a modifi-
cation and my house is much more af- Awesome company that cares for their employees! It’s great working with Galina,
fordable. Everyone i speak to at the Fair Alex and Kirk! Such a powerful team! I would recommend them anytime!
office has been patent and kind to me Thanks again! Alan

Thank you Again
Love and Light
Patrick

Russel N.
El Segundo, CA
03/17/16

Michael Nevin at The Fair program in El Segundo exceeded
my expectations. His knowledgeable expertise and kind
demeanor with his professionalism put me at ease
immediately.
I highly recommend The Fair program for anyone
that has this need.
When you walk in the office they make you feel
at home everyone greets you with a smile that
is genuine.
Their standard of service is exemplary!
Russell Neese

Ron C. Emery F. Mena M.
Los Angeles, CA Laguna Niguel, CA West Los Angeles
10/12/15 04/17/16 Los Angeles, CA
10/06/16
I met with Erick regarding a potential We had the pleasure of meeting with
loan modification appeal for my home. I Harry Jenkins. We discussed purchasing These people are truly out there to help! I
appreciated his knowledge and honesty a single family residence in Southern didn’t have to pay them a penny just like
in presenting the available options to California. We shared information they promised! I worked with Mark, he
pursue with the lender. I would highly regarding properties and what the FAIR was kind and personable, was sensitive
recommend the Fair Program for program can offer us. He was very to my situation and helped me through it.
assistance with mortgage modifications honest and full of great information. We Thank you FAIR Program!
and any real estate transactions. highly recommend Mr. Jenkins for any of
your real estate needs.

“These people are truly out there to help! I didn’t have to pay them a penny just like they promised!”

Osman K.
San Francisco, CA
05/17/16

I still give William Willmarth 5 stars on helping me purchase my
home.
My lease required some backtracking because my HOA is pretty
tight about the rules. I think they could have done a better job
making the lease tighter but I’d still use them again.

04/21/16

William Willmarth was my broker and helped my first home
purchase process go smoothly. He was on top of everything and
even caught mistakes escrow made and made sure I got my
money worth. He also got me a great deal in Malibu. My Mom and
my Brother both used William.
I am a property owner Rocky and Andrew were recommended
to me by my broker (Will Willmarth). They said they could rent
my place out within a certain time period and they got it done
within the price I asked. During the process they provided a lot of
visibility and communication. I would use these guys again. Read
less

04/02/16

I am a property owner Rocky and Andrew were
recommended to me by my broker (Will
Willmarth). They said they could rent my
place out within a certain time period and
they got it done within the price I asked.
During the process they provided a lot
of visibility and communication. I would
use these guys again.

Mike S.
Los Angeles, CA
01/14/16

been a real struggle of late looking for a new place to
live. Can not imagine anyone having prime credit right
now..and mine is also in the questionable stage. Have
had a rough patch of time lately and was recommended
to Fair.
I called and was quickly set up with Andrew who spent
a bit of time in a conversation with me. We did NOT
have a 20 question interview but a person to person
chat. I am now situated and can not thank you enough
for all that you have done for me. Might seem like a few
moments for you, but it was the world for me.

Maite T. Tyna G.
West Covina, CA Los Angeles, CA
06/04/16 04/14/16

I just wanted to write a quick note to say Thank you OMG!!! I would like to thank Erick Smith nd Darrel Smith,
to Nikkolene Callis of the Fair Program who with nd the fair program team for not letting my family down
her knowledge, professionalism, honestly, integrity, with lies. My parents nd I have been fighting for 9 1/2
kindness and most importantly her guidance helped me years to keep their home.
restore some “Peace of Mind” back into my life! She My parents has been taken for their money. Other
helped me with some very emotional decisions that companies said they would help them, only to just take
I had to make in a “very short time” about my home their money that they didn’t have. Nobody would help
and without Nikkolene’s patience, expert advice & them.. I was on the Internet one night nd went to the
quick response to all my crazy questions, I probably website, I called nd the very next day. My parents nd I
would’ve lost everything. So Nikkolene Callis, this is had an appointment to try nd save the home. I was where
me, M.Saillant saying “Thank you” for taking the time to I didn’t trust no one cause, my parents had been taken
help me, for going above and beyond to get everything not once but twice by dishonest people. All they did was
done in time and for being extremely supportive at such lie nd lie again. They wasn’t ashamed to take the money..
a difficult point in my life! I look forward to working with
you again and I will be telling ALL my friends about your Thanks to the fair program nd Erick Smith nd Darrel
Great work. Smith team they mean what they say and they stand by
You’re a Rock Star Worker!! it as well.

Ruben Z. If you are having problems with your mortgage
Inglewood, CA don’t be afraid to call the fair program and let them save
11/06/15 your home like they saved my parents home!!!

Jorge Alfaro is one of the best agents that I have worked Gus R.
with. I have never had an agent care more about me Glendale
then money. Pretty cool would recommend anytime. Los Angeles, CA
Thanks 05/02/16
Ruben
Adam Gerber in the fair program was excellent and
super professional if you need help I suggest to come
and see him, you will it be disappointed, he will take care
of you.

We strive for accountability and transparency in
everything that we do and encourage a collaborative
environment for the incubation of new ideas.

OUR CORE VALUES

Our company’s core values are aligned with our
personal ones. These values guide us in our day to
day lives and they are the pillars of our business.

1Do Good. We believe that the best way to conduct business is to have everyone’s
best interests at heart. It’s about looking at how your decisions will impact the people
around you before making them, and ensuring that you have a positive impact on as
many people as possible.

2Transparency. The key elements to any successful relationship are deliberate
communication, mutual understanding, and trust. Being honest and open about ALL our
dealings allows us to focus on the future and not worry about the past.

3Diligence. The only way to deliver a superior product to the market and to leave a
lasting impression is to be on point in everything that you do. We’re determined and
dedicated. We encourage efficiency, accuracy, and readiness. We’re prompt, organized,
and you can expect us to always follow through.

4Passion. It’s simple – we love what we do, we love helping people, and we love real
estate. We believe in our vision of fostering a financially sound lifestyle.

5Growth-Profitability-Stability (GPS). This is the foundation of a successful
future. We think ten steps ahead, put the appropriate plans in place, and measure
results so we can keep finding ways to do things better.

6Be Healthy. Good health is crucial to having a balanced life. We advocate not just
physical well-being, but mental, emotional and financial health as well.

7Dream Big. You can accomplish great things when you set your goals high and do
what’s necessary to achieve them. What do we dream about? We dream about leading the
movement in assisting homeowners with freedom from loans and mortgages that are bad for
their financial futures, while helping the people around us grow professionally and personally.

Rachel M. Vince G.
Beverly Hills, CA Los Angeles, CA
01/20/16 05/19/15

I love this company ! I met with ‘d highly recommend the FAIR
Galina, Sean ,Eric and Adam! program to anyone who needs
They are extremely knowledgable professional advise on avoiding
and rather than focusing on the foreclosure. Galina and her team
problems like most people, they are truly amazing at what they do
were focusing on finding creative and are there to walk you through
solutions ! I would completely every step of the process. There’s
recommend as they are really no one out here in LA that cares
determined to help people and truly wants to help people like
and their transparency is very the FAIR folks. The best service
refreshing!!!
Jorge R.
Burbank, CA
02/05/16

My name is Jorge and I spoke
to Rocky from the Fair program
a couple of nights ago. He was
able to provide insight into my
current mortgage situation as to
the options that are available to me
and my family. I am grateful for him
stopping by my home.

Chuck P. Jenne A. Genardo D.
Beverly Hills, CA Chino, CA Los Angeles, CA
09/26/15 02/16/16 06/03/16

The Fair program was very I want to thank Nikki Callis for her I recently started working for the
helpful in helping me get a loan help with my loan modification. FAIR Program in EL Segundo, and
modification from my lender She helped me talk to the bank I have to say I am very impressed
I had tried getting a loan and get all the answers I needed. with the level of professionalism
modification two times in the last The loan turned out to be in my and friendliness of their staff and
two years and was not approved favor and she set my my mind at also how every morning in their
both times then I believe with the ease. It is rare you find people who power meetings they really stress
Fair program they were able to just want to help. The Fair Program on always keeping the clients best
convince my lender Ocwen to get is free and I am so thankful . I interest at heart while making sure
my approval this time would recommend this company we service them as if we were
Thanks fair program and especially Nikki to anyone. helping a member of our direct
:) Many thanks again to the people family. Warmest Regards,
who run and are a part of this
program.

Angela D.
Whittier, CA
04/13/16

Even though my loan modification isn’t a guarantee I am
glad I came to Angela which whom presented me to Adam.
They both were very professional and kind and sweet. Not
to forget patient considering I took my 2 year old daughter
who wasn’t feel good she was crying for a bit and they
tried their best to help her and make her stop even thought
she cried more. Sorry again about that guys. But also the
rest of the people who kept coming in offering something
to drink or a snack thank you. But yeah Adam and Angela
thank you

“I am glad I came to Angela which whom presented
me to Adam. They both were very professional and
kind and sweet. Not to forget patient considering I

took my 2 year old daughter”

Ericka D. Cyndi C. Belen G.
Waikiki, Honolulu, HI El Segundo Los Angeles, CA
08/15/16 Los Angeles, CA 11/06/15
02/29/16
My husband and I can’t say Jorge and was able to sell my
enough wonderful things about It is very refreshing to find parents home! :) We had worked
the help we received from a company who HAS core with another agent/company and
Nikkolene Callis (specifically) values and STAYS TRUE to they couldn’t give us what we
from the FAIR program. We those values. Our situation wanted. I felt like Jorge and the
were having trouble with our was a unique one and the fair program understood what
mortgage payments and needed hope that was instilled through we wanted and most importantly,
advice. She was available for Andrew Logullo’s passion was made it happen. It really helped
our needs and supported us insurmountable! We have that Jorge was bilingual and
for the 4 months that we went worked hard to become debt free was able to interact directly
through the process. Even and our dedication to living within with my parents. They are a
though we have come to an our means has definitely paid off. bit traditional and hard headed.
agreement with the bank for Andrew genuinely cares about Jorge was able to work with them
our loan modification, we will his clients and was diligent and when I felt most agents wouldn’t.
be staying in touch with our fair compassionate in working with He even helped us relocate after.
program counselor Nikkolene. us. We thank you for fulfilling I speak for my family when I
I will be recommending this our dream of a new home say that Jorge became a family
company and support for our without fear and empowering us friend. I will continue to refer him
friends and families.. Thank you! to continue to dream big! and the fair program to all my
family and friends. Thanks again
for helping us and making it such
a positive experience.

Doris M. scores, and other sources of
Redondo Beach, CA information. This provided
07/06/16 us the ability to utilize him
as a focal point during our
While working with the Fair Program, search.
I was introduced to Andrew Logullo,
Relocation Specialist. Andrew, set up
Andrew came out to our home appointments for us,
and met with us. He is a very followed up for us, and
compassionate, and energetic & continued to do so,
ethical part of the team of individuals, until we found a place.
that make up the Fair Program.
He possess a vast amount of Thank you,
knowledge regarding locations, what Andrew for your
prospective renters an buyers must professionalism,
know, and be armed with, and also diligence, and integrity
has that knack of really listening. He in assisting my
created a comprehensive expose’ family, finding a
for us; attaching applications, credit lovely home in a
perfect area, for us.

06/07/16 emotionally, and physically exhausted This companies transparency is
that I became their next victim. You see 2nd to none & they are all honest,
I was fortunate that the Fair Program my mortgage was about to adjust and I compassionate, caring, personable
contacted me (Mark Hannah). I set knew I wasn’t going to be able to afford team of people with excellent
up an appointment with them which it. I was so tired of fighting with Wells core values. I can’t speak enough
I canceled, thinking they were just Fargo. superlatives about them, as they truly
another company promising “everything” A yr. later I suffered a seizure and exceeded all my expectations. The Fair
, yet delivering “nothing”. After subsequently diagnosed with a brain Program strives to provide excellent
finding that I had no other recourse I tumor (large but benign - (illness). It customer service & are succeeding in
rescheduled, and I’m so glad I did! was during post surgery, hospitalization, that effort.
I initially met with David Dashiell (Fair & rehab that Wells Fargo began default
Program Counselor) & Mark Hannah proceedings. I say to other Homeowners who may
(shadowing David). That’s when I rescheduled my find themselves unable to qualify for a
My story in brief: appointment with the Fair Program and modification, in default, in foreclosure &
I tried on several occasions to acquire David Dashiell became my counselor. I threats, do not pay anyone money! Go
a modification thru my lender, Wells liked the fact that David really took the to The Fair Program for all your Real
Fargo, to no avail. During the process time to listen to me. After listening David Estate transactions, and issues that
my husband had major surgery & was immediately called Wells Fargo, but we you may be dealing with. You will be so
hospitalized for 90 days (loss of income) needed to clear up something first to happy you did. I know I am!
& then was transferred to a care facility. release the communications between
I felt that I should qualify for one of their them . Then we called the attorney, who “I say to other Homeowners
programs such as HARP, but they said came off totally rude, short, obstinate who may find themselves
I didn’t qualify because I had assets - & condescending with me. It was unable to qualify for a
equity. embarrassing & totally unprofessional. modification, in default, in
After going back & forth with Wells I was immensely impressed with David
Fargo, I noticed an informative Dashiells level of professionalism, his foreclosure & threats, do not
infomercial of a law firm that showed in - depth knowledge of “all things “Real pay anyone money! Go to
various couples standing in front of Estate”. His integrity along with ability
their homes that had been saved from to make you feel at ease. He is great! The Fair Program for all your
foreclosure. The law firm had taken I was nervous about everything, & he Real Estate transactions,
the banks to task, even to court and assured me that I didn’t need to be. He
received modifications. Some even said I could call him any time day or and issues that you may be
recieving principle reductions, etc. night, & personally offered to help us dealing with. You will be so
Well, you get the picture. I’d like to clean out the garage more than once. happy you did. I know I am!”
think it was because I was so mentally, He’s the type of person that you would
want on your team!

DonMia F. loan modification, I simply didn’t believe it. I truly thought it was
Los Angeles, CA just another parasite calling or knocking on my door to try to
05/31/16 turn my misfortune into their gain. The only reason why I didn’t
hang up the phone was as I had them on speakerphone my
On the real, this company is totally legitimate. I am in shock wife whispered to me that these guys are credible because
and awe about the knowledge, competence and effectiveness they have a very high Yelp rating.
that these guys have. Erick and his team are heaven sent and A few days later, I met with Erick and the rest of his team and
are ruthless when it comes to pushing back on the big named he assured me that they knew better than these lenders how
mortgage companies. Here’s my story... the whole system works, and that he was pretty sure he could
I had been trying since 2010 to get some sort of loan get me a competitive loan modification in spite of the six years
modification and a lower interest rate for a home I’ve had since that I’ve already been trying. Admittedly, I was very pessimistic
2001. Back in 2008 my mom had a career-ending stroke and I but figured I didn’t have anything more to lose, and so I gave
got a little behind trying to help her keep her home as well as him a shot. With very little work on my end - too little to be
take care of mine. Unfortunately Wells Fargo held the title, to honest - my loan modification came through within a month
both homes, so as you can guess they were not budging on and a half or less, and my interest rate dropped to 3.25%. I’m
anything when I asked for a mortgage reduction in lieu of these still a little bit stunned in a good way. I ask myself, “How in the
medical circumstances. Instead, they were able to pressure us hell did these guys do that?” They’re like the Robin Hoods of
to selling my mom’s home and were then interested in trying the mortgage industry, knowing that people like me have been
to acquire mine as well. Every single program such as Making getting screwed for years and then coming to the rescue.
Homes Affordable, HARP I, Harp II, and so forth that Obama One last thing we need to talk about is their fee. Stand by for
came up with, Wells Fargo found a way to have me ineligible this. This is the most important thing I can tell you. Are you
for. I was at my wit’s end with only two options: 1) sell my paying attention? I paid a total of zero dollars and zero cents.
home (which I didn’t want to do) or 2) file for bankruptcy (which There are people that have paid thousands for attorneys,
is only a Band-Aid and it kills your credit). bankruptcies, blah, blah, blah, and received nothing from it.
So when I got this random call from an agency stating that I can’t thank these guys enough and I know good things will
they could help me keep my home and get me a competitive come to this company because they are rich with karma. Fair
Program all the way!

“I paid a total of zero dollars and zero cents. There are people that have paid thousands for attorneys,
bankruptcies, blah, blah, blah, and received nothing from it. I can’t thank these guys enough and I know

good things will come to this company because they are rich with karma. FAIR Program all the way!”

Juan B. for me, my faith remained strong. impression of David was that he truly
Bellflower, CA I prayed after speaking to the loan wanted to alleviate the unnecessary
05/19/15 servicer who made me feel less than stress from my overall experience. He
human. I just remember, thanking looked over my paperwork, explained
The FAIR Program is truly a God for His faithfulness and saying what the possible outcomes could
program to trust. The individuals please send someone to help! At be and made no promises, which
that represent this organization are that moment, my phone rang and I appreciated. After all the logistics
truly professional, knowledgeable, this man named David stated he were covered, he went to work and
and advocate on your behalf. They was calling on behalf of the FAIR stated that he would follow up with
are ethical and understand how to Program. I thought, oh’ here we go me through the entire process. I
maneuver through the obstacles some gimmick another trick of the can happily state that the FAIR
that banks set for people who are enemy, but in reality it was God’s Program made this process stress
desperately seeking to save their plan to answering my prayer I had free and guided me thoroughly. With
home. I experienced not one, not just prayed. Because I was skeptical, this being the seventh attempt for a
two, not three, but six rejections for I took his information and stated I modification; I was finally approved!
a loan modification-- when I should couldn’t talk. A few days later, David To God Be the Glory, for placing
have been a poster child for what a called me back and shared what me in the path of an awesome
financial hardship looks like. Yet, the the program was about. I remember program that treats their client’s with
bank denied me, even after doing thinking to myself what do you compassion and respect, unlike the
everything they asked of me. As have to lose? I agreed to come in banks. I strongly recommend this
discouraging as this experience was for a meeting and he sent me an program without reservation!
email of what was required. My first

909 N. Sepulveda Blvd | Suite 385
El Segundo, CA 90245
310.321.1235
www.fairprogram.org

OUR COMPANY

The FAIR Program is a service for homeowners who
suffer from financial hardship and are in need of clear,
transparent advice on how to move forward debt-free
and on the path to financial stability. We understand that
keeping up with opportunities is time-consuming, and
often difficult, when trying to avoid foreclosure. We offer
good news. We are here to help.

HOW WE HELP

We believe in the American Dream, and that everyone
should have the opportunity to achieve it. Right from
the start our FAIR Counselors will invest as much time
as it takes to get you back on the path to debt freedom
and achieving that dream. Everyday, we are assisting
homeowners prepare their loan modification documents at
no charge. Whether you are approved or not, we are here
to support you.

CONTRIBUTE YOUR STORY

Want to share how FAIR helped you? Every review helps
us save more homes and protect more families from
foreclosure. Just ask your agent and we will help you
share your story with FAIR.

Client Testimonials provided by Yelp! Participants were not
compensated for their opinions. Stocky photography used to
represent the likeness of the individual authors.