GBC - Benefits Guide 2023

2023 Benefits

Enrollment Guide

January 1, 2023 – December 31, 2023

Table of Contents

GBC Values and Culture 3
Benefit Eligibility 5
Enrollment Details 6

Employee Navigator 7

Your Medical Plan 8

Health Savings Account 9

Flexible Spending Account 10

Health Reimbursement Arrangement 11

Virtual Care 12

Health Plan Savings 13 Contact the Benefit Butler with any

UnitedHealthcare Wellness 14 benefit-related questions during Open
Your Dental Plan 15 Enrollment or throughout the year.

Your Vision Plan 16 [email protected]

Life & Disability Insurance 17
Voluntary Benefits (404) 991-6070
Behavioral Health Support
Financial Benefits 19
Paid Time Off 20
Benefit Contribution 21
Benefit Contacts 22
23
24

2

GBC Values

GBC is committed to providing comprehensive and competitive benefit programs that are
flexible enough to meet the needs of you and your family. Because you matter at GBC, our
benefit programs offer solutions that support your health, happiness, and personal growth.

Disclaimer: The Benefits Plan is a Section 125 Cafeteria Plan: all premiums for elected lines of coverage
are withheld from your income on a pre-tax basis. Taxable income is reduced by the amount

contributed, so you pay less in taxes and have more take-home pay. This booklet is a summary of your
benefit plans. Refer to your Summary of Benefits and Coverage (SBC), Summary Plan Document (SPD)
and Plan Document for plan details. If there is a discrepancy between these summaries and the written

legal plan documents, the plan documents shall prevail. This booklet and plan summaries do not
constitute a contract of employment.

3

GBC Culture

LEARN CONTINUOUSLY
With “Learn Continuously” as one of our core behaviors, GBC is committed to providing all
team members with opportunities for career and personal development. As an institution of
learning, GBC ensures all team members are provided with opportunities to improve their
personal and professional skills through various channels such as Linkedin Learning, external
training, and on-going in-house training. This is a key for us “To Be the Bank of Choice”.

PERFORMANCE REVIEWS
GBC recognizes that Performance Management and Performance Reviews are essential for the
continued development of our greatest asset: OUR PEOPLE.

EMPLOYEE ENGAGEMENT
• All team members are given an opportunity to provide feedback to Senior Leadership

through the ongoing employee engagement surveys (i.e. Pulse Surveys).
• Senior leadership communicates goals and objectives regularly during the year, so all team

members understand how we are performing.
• Line of Business Leaders and Department Leaders meet with team members throughout

the year to discuss how each individual’s job contributes to company goals.
• Monthly Culture Events

• Chili Cook Off, Live Cooking Demos, Worksgiving, Jersey Day, Spooky Halloween Treats
• Family Day
• Team Member Appreciation Week
• Community Service opportunities
• Rewards & Recognition

• Make it Happen Recognition
• VoC Service Recognition
• Quarterly Top Performers Luncheon
• Annual Service & Sales Trip
• Referral Mania
• Milestone Work Anniversaries
• Team Member Referral

4

Benefits Eligibility

This Guide includes information to help you QUALIFYING LIFE EVENT
understand your options plus resources to
contact for questions and further help. Our Unless you experience a life-changing
plan year runs from January 1 to December 31. qualifying event, you cannot make changes to
your benefits until the next Open Enrollment
BENEFIT ELIGIBILITY period. Qualifying events include things like:

All team members who are regularly • Marriage, divorce or legal separation
scheduled to work more than 30 hours per
week are eligible for benefits on the first of • Birth or adoption of a child
the month after your date of hire. You may
also enroll your legal dependents, including • Change in child’s dependent status (such as
your legal spouse and legal dependent reaching age 26)
children under age 26.
• Death of a spouse, child or other
If you experience a qualified life qualified dependent
event during the year, notify HR
within 30 DAYS of an event to • Change in residence
ensure the desired benefit
coverage. • Change in employment status or a
change in coverage under another
employer-sponsored plan

5

Enrollment Details

What’s New for 2023? Open Enrollment Checklist:

Voluntary Benefit Understand Your Current Benefits. Review
Trustmark Whole Life with this Benefits Guide and participate in the
Long Term Care Open Enrollment Webinars.
Make Decisions. Decide what benefit
• Voluntary policy that provides: options meet the needs of you and your
• death benefit in the event of a family. Contact The Benefit Butler if you
have questions about your options.
tragedy Process Your Elections. Login to Employee
• monthly benefits (up to 4-years) in Navigator to enroll/make changes between
November 7 and 21. This is a passive
the event you or a family member enrollment, meaning if you do not take
need long-term care or nursing action during Open Enrollment your benefit
home confinement elections and corresponding deductions will
• Policy accumulates cash value carry-over into 2023. The one exception is
which is accessible after a that If you are enrolled in the HSA and/or
surrender period FSA you must reenroll every plan year.

UHC Medical OPEN ENROLLMENT KEY DATES
Lower cost for employees
enrolled in the HDHP Plan Enrollment Window November 7 – 21

Outpatient Imaging Open Enrollment Webinars November 7 at 2 pm
Receive imaging at a Designated Enrollment Deadline November 8 at 10 am
Diagnostic Providers (DDP) for the
highest level of coverage and Monday, November 21
significant discounts/savings. More
details about how to find a DDP are New Benefits Effective January 1, 2023
found in this Guide!
New Payroll Deductions January 13, 2023
Vital Medications Program
Receive certain preferred medications 6
at no out-of-pocket cost!
Medications include some insulins,
epinephrine (anaphylaxis), glucagon
(low blood sugar), naloxone (opioid
overdose), and albuterol (asthma)

Employee Navigator

GBC uses Employee Navigator to enroll in and make changes to your benefits. Important benefit
documents and resources can also be found on Navigator.

READY TO ENROLL IN BENEFITS?

Go Online: https://www.employeenavigator.com/benefits/account/login
1. Once logged in, click the "Start Benefits" link.

FORGOT PASSWORD?

Go Online: https://www.employeenavigator.com/benefits/account/login
1. Click the ‘Reset Password’ link then ‘Click Here’ under Employees.
2. Enter your username. Click ‘Next’. If you do not remember your username,
click ‘Don't know your username?’ to request a reset. The Company Identifier
is Geobanking .
3. An email will be sent to the one on file. Click the ‘Password Reset’ link in the
email to enter a new password. Accept the Terms and Conditions and you will
automatically be logged into the Portal.

First Time Electing
Benefits?

https://www.employeenavigator.com/benefits/
account/login

Click on “Register as a new user”
Company identifier: Geobanking

7

Your Medical Plan

UnitedHealthcare Medical Benefits Summary

Benefits (In- $1,500 Plan $3,500 Plan $5,500 HDHP Plan
Network)*
$1,500 $3,500 $5,500
Deductible-Individual $3,000 $7,000 $11,000
(calendar year) $4,500 $5,750 $5,550
$9,000 $11,500 $11,100
Deductible—Family
(calendar year)

Maximum Out-of-Pocket
Individual

Maximum Out-of-Pocket
Family

Lifetime Maximum Unlimited Unlimited Unlimited

Coinsurance You pay 20% You pay 0% You pay 0%

Preventive Care Covered at 100% Covered at 100% Covered at 100%

Primary Care Physician $25 copay $25 copay Deductible

Specialist Physician $50 copay $50 copay Deductible
Urgent Care Facility
Telehealth Virtual Care $50 copay $50 copay Deductible

Inpatient Hospitalization $0 copay $0 copay $49 consultation fee

Emergency Room Deductible then 20%; Deductible; +$500 Deductible; +$500
(copay waived if admitted) copay/occurrence for
Rx—1-Month Supply (retail) +$500 copay/occurrence copay/occurrence for hospital- based care

for hospital- based care hospital- based care

$250 copay $350 copay Deductible

Tier 1 - Generic $10 copay $10 copay Deductible
$35 copay Deductible
Tier 2 – Preferred Brand $35 copay Deductible
$75 copay Deductible
Tier 3 – Non-Preferred Brand $75 copay $150 copay
Tier 4 - Specialty $150 copay 8

* See Plan Certificates for Out-of- Network Benefits

Medical Provider & Pharmacy Search
Before you enroll, go to uhc.com: Medical: Choice Plus PPO Network
Prescription Drug List: Advantage 3-Tier PDL
Once you are enrolled and have created an account, simply log on to
myuhc.com and the correct network and list will be displayed.

Health Savings Account

High Deductible Health Plan (HDHP). You are only eligible for a Health Savings Account (HSA) if you

are enrolled in the GBC HDHP. An HSA is a tax-advantaged account that you own and can make

contributions up to the IRS annual allowable limits.

How Do I Sign • Via Employee Navigator
Up? • Account is with iSolved

What • Medical, dental, and vision out of pocket expenses
Expenses Are • Prescription medications (including prescribed over-the-counter drugs)
Allowed? • COBRA and Long-Term Care premiums
• Acupuncture and chiropractor expenses
• Labs and x-rays

Advantages Of • Funds used for eligible expenses are tax-free
An HSA • Contributions are tax-deductible and earnings grow tax-free
• Funds roll over from year to year
• Accounts are portable and yours to keep, regardless of your employer

or insurance carrier. If you retire or leave GBC, the accrued balance

goes with you.
• Deposits can be invested in mutual funds

• HDHP Plan (only plan eligible for HSA) comes with a higher annual

Things To deductible and does not have copays
Consider • Save receipts for eligible expenses for tax filing purposes
• If you are over 55 years of age, you can make catch-up contributions
• You are not eligible for an HSA if you are insured by more than one

health plan, including Medicare

• $100 per month ($1,200 per year)

GBC • Participants can also elect to contribute via pre-tax payroll deductions
Contribution up to the annual IRS-limits

2023 HSA MAXIMUM Download the iFlex by iSolved
EMPLOYEE CONTRIBUTION app to easily view and manager
your HSA account.
Employee Only: $3,850
Family: $7,750 9

Catch Up Contribution Limit (age
55+): $1,000

*Minimum Employee
Contribution: $25/pay period

Flexible Spending Account

Flexible spending accounts allow you to pay for your non-reimbursed health care and eligible
day care expenses with tax-free dollars.

NOTE: If you are enrolled in $5,550 HDHP Medical Plan and contribute to an HSA, you are not
permitted to enroll in the Medical FSA. However, you will have the option to enroll in the
Limited Purpose FSA for dental and vision eligible expense reimbursement.

Health Care FSA Dependent Care FSA

How Do I Sign Up? Follow the onscreen prompts in Employee Navigator.

Annual Up to $3,050 per team member Up to $5,000 per household
Maximum
Contribution Qualified dental costs - Workday childcare services
(fillings, X-rays, orthodontia) Cost of care at a licensed daycare
What
Expenses Are Qualified vision costs - Befere or after-school care
Allowed? (glasses, contact lenses, LASIK)
Use it or lose it.
What Happens Qualified medical costs - By IRS regulations, the account
to Account (copays, deductible, coinsurance) holder loses any unclaimed money
Funds at the End
of the Year? $650 Rollover in the account at year end.
By IRS regulations, up to $570 in
How Do I Make unused funds can roll over into the
Changes to My
Participation? following plan year.

You can make changes to your participation and/or contribution amount
during Open Enrollment or with a qualifying event only. Make sure you
budget and plan ahead, according to your projected dental/vision and

dependent care needs.

Download the iFlex by iSolved app to easily view your
account, manage you FSA expenses, and submit claims and
receipts with ease.

10

Health Reimbursement Arrangement

If you are enrolled in the $5,500 HDHP Medical plan option, you are eligible for the HRA. After you
satisfy a portion of your plan deductible, GBC will contribute to your HRA for you to access to pay
for eligible in-network expenses that apply to your annual deductible.

You are responsible for paying the first $2,000 that applies to your deductible. The HRA will then
reimburse you after you have met your deductible and file a claim against the HRA. The HRA is
administered by iSolved.

Medical Plan Team Member Pays GBC-Sponsored HRA Reimburses
$5,500 HDHP Plan
First $2,000 of deductible Next $2,300 of deductible

Administering Your HRA Account
https://infinconsumer.lh1ondemand.com/Login.aspx
Your login will be your lower-case first initial, last name, and four digits of your SSN as both
the username and password which can be changed after logging in.
To file a claim, click File a Claim on the home page to get started!

11

Virtual Care

GBC team members enrolled in one of the UHC medical plans have access to
UnitedHealthcare telehealth benefits via phone, video or mobile app for non-emergency
medical assistance. Consult with a board-certified doctor via phone, video or mobile app and
receive professional guidance, diagnosis and even a prescription (when necessary) without
leaving your home.

When to use this benefit?
• Minor conditions and common illnesses such as allergies, sinus infections, urinary tract

infections, pink eye, rashes and influenza
• When the physician is unavailable and cannot be seen in a timely manner
• When your schedule doesn’t permit traveling to see your physician (work, travel, etc.)
• Behavioral Health is included

Virtual Care Cost Schedule an
• The cost of a virtual visit is: Appointment:

• $1500 and $3500 Plans: $0 copay Go to
• $5500 HDDP: $49 consultation charge myuhc.com/virtualvisits
or call 1-855-615-8335.
will apply until you've met your plan You can download the
deductible UnitedHealthcare app to
pre-register for virtual
care as well – before you

actually need care.

12

Health Plan Savings

GBC team members covered on one of our medical benefit plans have access to these benefits and
tools through UnitedHealthcare.

NEW! UHC’s Vital Medications Program
Save on certain prescription medications with the NEW Vital
Medications Program. This Program offers the preferred drugs
listed below at no out-of-pocket cost to members:
• Insulin – Rapid, short and long-acting
• Epinephrine – Allergic reactions
• Glucagon – Hypoglycemia (low blood sugar)
• Naloxone – Opioid overuse
• Albuterol – Asthma

NEW! UHC’s Medical Outpatient Imaging
Effective January 1st, employees receiving imaging at a DDP will see significant
discounts vs. a Network Diagnostic Provider. In the provider search on myuhc.com,
look for the Green check icon when searching for a Designated Diagnostic Provider
online.

Manage and Estimate your health
care costs

myHealthcare Cost Estimator shows
you the estimated cost for a treatment
or procedure, and how that cost is
impacted by your deductible, co-
insurance and out-of-pocket
maximum.

With this information, you’ll be more
prepared to decide which choice is
best for you, plan your care and
budget for medical expenses.

13

UnitedHealthcare Wellness

GBC has partnered with UnitedHealthcare to offer team members and their covered family members
tools and resources to help you on your personal journey to health and wellness. Learn more at
myuhc.com.

RALLY

website and mobile app that helps you learn simple ways to take care of yourself

HEALTH DISCOUNTS

save 10%-50% on health and wellness services that may not be covered by the health plan

REAL APPEAL

online weight loss support to help you live a healthier lifestyle

QUIT FOR LIFE

get coaching and support to quit tobacco

HEALTHY PREGNANCY PROGRAM

find resources for before, during and after pregnancy

DISEASE MANAGEMENT

extra support for those managing chronic disease

14

Your Dental Plan

Lincoln Dental Benefits

In-Network Benefits Base Plan Buy Up Plan
Deductible (calendar year)
$50 $50
Individual $150 $150
Family
$1,250 per person $2,000 per person
Annual Maximum
100%, deductible 100%, deductible
Coinsurance waived waived
Preventive & Diagnostics 80% 80%
50% 50%
(exam, x-rays, cleanings) N/A
50%, deductible waived
Basic Restorative Services

(fillings, extractions, root canals, periodontics, oral surgery)

Major Restorative Services

(crowns, dentures, bridges, implants)

Orthodontia (children to age 19)

Lifetime Orthodontia Maximum N/A $1,500 per person

*See Plan Documents for complete details. Balance billing may occur for services rendered by an out-of-
network provider.

Preventive dental care is important to your overall wellbeing. Unhealthy teeth and
gums are often found in combination with heart disease and other life-threatening
conditions, and many health issues can also affect your oral health.

Lincoln Dental - In-Network Provider
Search

www.lfg.com

Under “Need help?” click “Find a dentist”
Enter search criteria including Zip Code and
Click “Search” at the bottom right

15

Your Vision Plan

UnitedHealthCare Vision Plan

Benefits In-Network Out-of-Network
Reimbursement

Service Frequency Based on date of service

Eye Exam Once per calendar year

Eyeglass Lenses or Contact Lenses Once per calendar year

Contact Lens Fitting Once per calendar year

Frame Once every 24 months

Eye Exam Covered in full after copay

Optometrist $10 copay Up to $40

Eyeglass Lens Copay In lieu of Contact Lens benefit

Single Vision $25 Up to $40
Bifocal $25 Up to $60
Trifocal $25 Up to $80
$25 Up to $80
Lenticular $55 - $250 lens option Up to $60
Progressive
In lieu of Contact Lens benefit
Contact Lens Allowance
Up to 4 boxes Up to $130
Formulary $130 allowance Up to $130
Non-Formulary Covered in full Up to $210
Medically Necessary
$130 allowance Up to $45
Frame Allowance

Vision Provider Search

Before you enroll, review the UHC

vision network:

uhc.com/vision

Search Find a Doctor. Follow

prompts for Vision provider

selection.

As a member search for network

providers:

myuhcvision.com 16

Life Insurance

BASIC LIFE INSURANCE

Life insurance can help provide for your loved ones if something were to happen to you.
Full-time team members receive this benefit from GBC:
• 2x your basic annualized earnings (up to a $350,000 maximum) in Basic Life insurance and

Basic Accidental Death & Dismemberment (AD&D) coverage
• GBC pays for these coverages in full
• Per the IRS this benefit (over $50K) requires an imputed income tax that will be assessed with

payroll and identified on your W-2.

VOLUNTARY LIFE INSURANCE

Supplemental Life Insurance is available on a voluntary basis.
• This coverage is in addition to the company provided coverage
• Premiums are 100% employee paid through payroll deduction
• Coverage is only available to team members eligible for benefits and covered under the Basic

Life plan.
• If Employee Voluntary Life/AD&D is purchased, voluntary coverage for a Spouse or Dependent

children may be purchased. Coverage options are as follows:

Supplemental Life Benefit Guaranteed Issue Amount

Employee $10,000 increments up to $500,000, not to exceed Up to $150,000 if enrolled timely
5x basic annual earnings when newly eligible
Spouse
$5,000 increments to $500,000, not to exceed Up to $50,000 if enrolled timely
Dependent Employee Voluntary Life election when newly eligible
Child
$10,000 – 6 months to 26 years $10,000 or $250 based on age
$250 - 14 days to 6 months

A medical questionnaire and insurance Beneficiary Information
carrier approval may be required Remember to review and update your life
depending upon the election amount (you
or a spouse) and timing of your election. and 401(k) beneficiary information.
A benefit reduction schedule applies
beginning at age 70 and additional Update this information throughout the
limitations may apply. See Certificate for year in the event of any life change such as
further details.
a birth, death, divorce, etc.
Rates and further details for voluntary life
insurance are available on Employee 17
Navigator.

Disability

SHORT & LONG-TERM DISABILITY INSURANCE

GBC provides full-time benefit-eligible team members with short and long-term disability
income benefits. This coverage provides income protection for regular expense items, which
are typically covered by your paycheck. If you experience a disability that impacts your ability
to work and earn a paycheck, disability insurance helps cover the gap. At GBC, we want to
do everything we can to protect you and your family. That’s why we pay for the full cost of
short- and long-term disability insurance for you.

If you become disabled from a non-work-related injury or sickness, disability income benefits
can provide a partial replacement of lost income. Please note, though, that you are not
eligible to receive short-term disability benefits if you are receiving workers’ compensation
benefits.

Benefits Begin Short-term Disability Long-term Disability
Monthly Benefit
15th day of eligible disability 91st day of eligible disability
60% of base salary, up to a 60% of monthly salary, up to
maximum of $1,000/week $10,000/month

18

Voluntary Benefits

GBC offers team members the opportunity to purchase Accident, Critical Illness, and or Hospital
Indemnity through Lincoln and Whole Life with Long Term Care with Trustmark. The policy is
owned by you, the primary insured, so you can port the coverage if you change jobs.

For more information about the Lincoln and Trustmark policies including rates and how to enroll
go to Employee Navigator.

ACCIDENT INSURANCE

Accident Insurance provides a fixed cash benefit according to the schedule of benefits found on
Employee Navigator when a Covered Person suffers certain Injuries or undergoes a broad range
of medical treatments or care resulting from a Covered Accident.

CRITICAL ILLNESS

Critical Illness insurance provides a cash benefit when a Covered Person is diagnosed with a
covered critical illness or event after coverage is in effect. Rates are based on the coverage
you elect, your age, and smoker status.

HOSPITAL INDEMNITY

Hospital indemnity insurance provides a lump sum cash benefit directly to you if you or a
covered family member is admitted to a hospital due to an illness or an injury.

NEW! WHOLE LIFE WITH LONG TERM How UniversalLifeEvents works
• A higher death benefit during
CARE
working years.
Universal LifeEvents is uniquely designed to match • Long-term care (LTC) benefits that
the needs of insureds throughout their lifetime.
• The policy pays a higher death benefit during the stay the same throughout your life.

working years when expenses are high and Example: $25,000 policy
families need maximum protection
• At age 70, when financial needs are typically lower, Before age 70
the death benefit reduces to one third
• However, higher Living Benefits do not reduce —
they continue through retirement to match the
greater need for LTC

19

Behavioral Health Support

EMPLOYEECONNECT EMPLOYEE ASSISTANCE PROGRAMS (EAP)
Through Lincoln
GBC provides all team members access to the
GUIDANCERECOURCES EmployeeConnect employee assistance program.
GUIDANCERESOURCES.COM
EmployeeConnect through Lincoln includes:
Login use • unlimited 24/7 online, phone or mobile app assistance
Username: LFGSupport • up to five in-person sessions with a counselor per person
Password: LFGSupport1
per issue per year
GUIDANCENOW MOBILE APP • available to all family members

888-628-4824 UnitedHealthcare EAP* includes:
• 24/7 phone support
UNITEDHEALTHCARE EAP* • 3 free counseling sessions per incident, per year
*UHC EAP for team members enrolled in one of the UHC
1-888-887-4114 medical plans.

ME DAYS GBC CARES INITIATIVE

As we REACH HIGHER than the day GBC strongly encourages team members to be
before and push hard to build our active in the communities in which they live and
company, it is important that we all take work. The team members’ community
time to create margin for ourselves to involvement connects GBC to the community. All
unplug, take care of our mental health, GBC team members will be eligible for up to 2
and focus on a work-life balance. The paid hours each month to volunteer in their
only thing we ask is that you set your communities.
Out of Office message and mentally and
physically step away from work. GBC is 20
pleased to offer all FT team members:
• 2 ME days if hired prior to July 1st
• 1 ME Day if hired after July 1st
All PT team members receive:
• 1 ME day, if hired prior to July 1st.
• 4 hours of ME day if hired after July

1st

Financial Benefits

401 (K) 2023 MAXIMUM
EMPLOYEE
GBC offers a 401(k) safe harbor plan with a defined match per pay
period to eligible team members. A 401(k) is an investment tool with CONTRIBUTION
tax advantages. As a participant, your taxable income is reduced by 401(K)
the amount you contribute. This means you do not pay income tax on $22,500
the earnings in the account (such as interest) until you start making
withdrawals, typically at retirement. Age 50+ Catch-up
Limit: $7,500
• Automatically enrolled at a 5% contribution rate* on or about the
first pay date following 30 days from your date of hire, unless you 21
opt out or elect a different contribution rate

• Dollar for dollar match on the first 3%, 50 cents on the dollar for the
next 2%

• Contributions (both employee contributions and employer match)
are vested at 100% upon deposit

To make changes or opt-out, contact Human Resources for further
information, or go through the Securian website at
www.securianretirementcenter.com.

*Deferrals will be automatically withheld from other forms of
compensation, such as bonus checks.

GBC TEAM CHECKING

A checking account exclusively
for GBC team members. GBC
wants to provide the
opportunity for your money to
be directly deposited. This
account has all the perks
needed to make your bank life
easy. As a team member of
GBC, you are provided an
opportunity to be the number
one advocate for where you
work.

Paid Time Off

VACATION

We recognize that personal time away from your job can improve physical health, improve
mental health, increase mental motivation, improve work-life balance, and create a greater well-
being in all of us. We offer full time or regularly scheduled part-time employees vacation days
based on officer status and length of service.

Non-Bank Officers 10 days (80 hours) per 12 months
< 5 years of service 15 days (120 hours) per 12 months
> 5 years, and <10 years of 20 days (180) hours per 12 months
service

>10 years of service

Bank Officers 15 days (120 hours) per 12 months
> 5 years of service 20 days (160 hours) per 12 months
> 5 years of service

ME Days are also included in your personal time off.
ME Days for FT team members: 2 ME days if hired prior to July 1st or 1 ME Day if hired after July 1st
ME Days for PT team members: 1 ME day, if hired prior to July 1st or 4 hours of ME day if hired after July 1st

*During a year in which an employee hits a “years of service” milestone and begins accruing vacation at the next level,

the per-pay-period accrual rate will increase beginning with the first pay period following the anniversary date.

SICK POLICY COMPANY
HOLIDAYS
The GBC Sick Leave Policy offers
full-time or regularly-scheduled New Year’s Day
part-time team members 7 sick MLK
days a calendar year calculated as
7 days (56 hours) per 12 months, President’s Day
accrued at a rate of 2.34 hours Memorial Day
per semi-monthly pay period.
Juneteenth
Independence Day 22

Labor Day
Columbus Day
Veteran’s Day
Thanksgiving Day
Christmas Day

Benefit Contribution

Per Pay Period: Semi-Monthly (24 pay periods a year)

Coverage Tier $1,500 Plan Medical $5,500 Plan
Employee Only $85.55 $3,500 Plan $20.00
Employee/Spouse $305.43 $150.00
Employee/Child(ren) $283.61 $79.19 $100.00
$443.59 $282.71 $200.00
Family $262.51
$410.60

Dental Vision
Vision
Coverage Tier Dental Base Dental Buy-Up $3.20
Employee Only $6.11
Employee/Spouse $12.36 $16.14 $6.39
Employee/Child(ren) $9.40
$24.63 $32.34
Family
$22.59 $31.96

$37.70 $52.64

Spousal Surcharge

GBC has a $100/month spousal surcharge which is a charge that applies to team
members whose covered spouse has access to medical coverage through his or her own
employer but still elects to participate in the GBC medical plan. If your spouse is
unemployed or does not have access to group coverage you do not need to pay the
surcharge. Contact Human Resources for more information.

To elect medical coverage for your spouse for the 2023 plan year, you must complete the
spousal surcharge affidavit within 10 days of enrollment. You may obtain a copy from
Human Resources or find a copy on GBC’s Employee Navigator site.

23

Benefit Contacts

Resource Name How to Contact

The Benefit Butler 404-991-6070
[email protected]
Medical & Vision Benefits 800-638-7287 medical $1,500 & $3,500 plans
866-314-8187 medical HDHP/HSA plan
Dental Benefits
800-638-3120 vision
Life & Disability www.myuhc.com
800-423-2765
Spending Accounts
[email protected]
Employee Assistance
Program (EAP) 800-423-2765
[email protected]
Voluntary Benefits
Lincoln 866-370-3040
[email protected]
Whole Life with Long
Term Care 888-628-4824
401(k) www.Guidanceresources.com

Employee Navigator Username: LFGSupport
Password: LFGSupport1

800-423-2765

800-918-8877
[email protected]

www.securianretirementcenter.com

www.EmployeeNavigator.com

The Benefit Butler is an expert on claims processing, coverage
and anything benefits related. Our benefits partner and
consultant, Palmer & Cay, provides this service to you at no
cost. The Benefit Butler provides confidential assistance for
your benefits related issues via phone or email.

[email protected] 24
(404) 991-6070