Westchester Wellness June 2019

VOLUME 2 NO. 1 ANNIVERSARY ISSUE JUNE 2019

Ali Sisca

preparing
kids with
Lifesaving skills

PLUS

swim into
summer!

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in the pool
at any age

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JUNE 2019 WESTCHESTER WELLNESS – PAGE 3

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PAGE 4 – WESTCHESTER WELLNESS JUNE 2019

Table of Contents 7 WHAT DOES AN ORTHOPEDIST
DO TO STAY FIT?
12
8 8 CONTEMPLATING A TRIP
TO THE DOG PARK?
24 10 I’VE GOT ME
14
12 CELEBRATING CHANGE
ON THE COVER 13 ESSENTIALS FOR HEALTHY

Ali Sisca, founder of Swimfinity. SUMMER SKIN
PHOTO BY TABITHA PEARSON MARSHALL 14 THROWING WATER ON
HIGH-IMPACT ROUTINES
16 SURVIVAL SWIMMING SKILLS

WITH SWIMFINITY
18 SUMMER: THE SEASON OF JOY

20 QUICK TIPS FOR SOLVING
EVERYDAY TIME PROBLEMS
22 AYURVEDA’S ROLE IN
TREATING HEADACHES
23 LEARN THE BASICS
OF HOSPICE CARE
24 PREVENTING SUMMER
LEARNING LOSS
25 TEACHING YOUR KIDS
ABOUT TECHNOLOGY
26 ADJUSTING TO LIFE

FINANCIALLY AFTER A DIVORCE
29 CALENDAR
30 RESOURCES

Editor’s letter

For years in my teens and early 20s I worked as a lifeguard, spending 10-hour days in the classic red one-piece
bathing suit baking under the sun. ankfully, I didn’t guard high-tra c pools; I mostly worked at apartment
complexes and there were long stretches of time where no one swam and I could sit in the shade and read.
When I nally let my certi cations lapse and got my rst “real” job at a newspaper, I felt a sense of relief that I never

had to deal with a serious drowning situation. For the cover this month, we met with Ali Sisca, owner and founder of Swim nity,

who teaches toddlers life-saving survival skills. It’s a thing of wonder to watch kids, some who can barely walk, jump into the

water and instantly ip on their back to breathe. Drowning is not the chaotic splashing around you see in the movies; it’s someone

silently slipping underwater unable to call out for help. To me, there’s no skill more important than learning to swim. ough there

might be a lot of tears at the start of a child’s swim lesson, think of all the years of enjoyment you’re giving them. e water is my

happy place, and with a little practice, it can be theirs too. Be well. Jodi

We love to hear your feedback! To share your thoughts or sign up for an online subscription of Westchester Wellness, email [email protected].
Follow us on Facebook at facebook.com/HalstonWestchesterWellness.

JUNE 2019 WESTCHESTER WELLNESS – PAGE 5

Making the Case for Beneficiary Reviews A
s
By Andrew J. Cavaliere, CLTC k

Designating a life insurance policy beneficiary can be an obvious choice for many people. It a
is usually the insured’s spouse, their children and/or other family members. It is a modifiable n
decision while the insured is alive, but it immediately becomes a permanent decision after
the insured passes away. Most people want to maintain control of their financial assets and E
decide who receives their life insurance benefits and that is why it is so important to review x
these designations in a timely manner. p
e
It is also important that the insured actually names a living person or persons to receive r
the benefit. For most people, not naming a beneficiary of your life insurance policy is an t
ill-advised decision, since without a named beneficiary their life insurance proceeds pour
directly into their estate and must be probated. As most of my readers know, not only is
there is cost to probating an estate, but there is also the matter of the individual’s assets
being made part of the public record. Hypothetically speaking, it is possible that some of
these assets could then be distributed to individuals not of the insured’s choosing.

Life insurance beneficiary designations supersede all language in a will and indeed bypass probate. They can even have
priority over a court-ordered judgment. Having said that, they should not be considered a substitute for a simple will but
should rather be organized to work in concert with the individual’s final wishes.

Moreover, what if the insured forgets to change their life insurance beneficiary designations after a divorce or after the
loss of a loved one due to premature death?

How important are contingent or secondary beneficiaries? Consider the following hypothetical examples:

1. John and Jane have one child together and then both buy life insurance. A few years later John gets divorced from
Jane but soon after remarries Debbie. John and Debbie then have two more children but John never updates his life
insurance beneficiaries. Then John dies and his two children from his second marriage are excluded from any of the
life insurance death benefits.

2. Bob is divorced and goes on a vacation where he is tragically killed in an accident. Bob had named his three
young children as his primary beneficiaries. Since they are all underage, and since Bob had no simple will, the children
will receive all of Bob’s assets and his life insurance proceeds when they turn 18. Without a proper will designating a
trust as the beneficiary, the state will choose a trustee and distribute all of Bob’s assets including the life insurance
proceeds to his children at 18 well before they are mature enough to manage the funds for themselves.

3. Melissa divorces her husband and raises her two children on her own. As a single mother, life gets in the way and
Melissa forgets to change the beneficiary designation on her life insurance policy. Melissa passes away after a long
illness and her estranged ex-husband receives all of the life insurance proceeds thus disinheriting her children.

4. It was a second marriage for both Jim and Mary. Jim has an adult son from his previous marriage while Mary has
two adult daughters from hers. They both recognize that it is important to have a plan to distribute their assets in case
of a disaster. In fact, they had named each other as primary beneficiaries on their life insurance policies, retirement
plans and bank accounts. In addition, they purchased their home as joint tenants. Unfortunately, they never got
around to creating simple wills or designating contingent beneficiaries, and then the unthinkable happened. Jim and
Mary were both involved in a head-on car collision. Mary was killed instantly and Jim survived for only 10 days. Since
Jim passed after Mary, the house, and all of their life insurance, qualified assets, and bank accounts are distributed
to Jim’s son. Mary’s daughters were left with nothing.

Is this how Jim and Mary would have wanted their life insurance and assets distributed? Probably not, but once a person
passes away, it is impossible to determine what their intentions really were without beneficiary designations and the
appropriate legal documents. These examples vividly remind us all about the importance of both naming primary and
contingent beneficiary designations. Unfortunately, many clients fail to keep these designations up to date and as we
have illustrated in this brief article, the results for their families can be devastating.

Conducting periodic beneficiary reviews with your advisor every few years is an excellent way to guarantee that the
people you care about are the same people who receive your assets in case of death.

For more information or a FREE financial review, please call Andrew J. Cavaliere, CLTC at 914-682-2190 or toll free 877-676-9900. Andrew is certified in

Long-Term Care (CLTC) from the Corporation for Long-Term Care Certification, Inc. Andrew is a member in good standing of the Million Dollar Round Table

(MDRT), which is the premier Association of financial professionals nationally. Andrew’s offices are located at 50 Main Street, White Plains, NY 10606 and at

and at 263 Tresser Blvd, 9th Floor, Stamford, CT 06901. Advertisement

PAGE 6 – WESTCHESTER WELLNESS JUNE 2019

The Staff Westchester Wellness Contributors

EDITORIAL TEAM ANTHONY J. ENEA
Jodi Weinberger Anthony J. Enea, Esq. is a member of the firm of Enea, Scanlan & Sirignano, LLP
of White Plains. His office is centrally located in White Plains and he has a home
Editor-in-Chief office in Somers.
[email protected]
DEBORAH HARDY
ADVERTISING TEAM Dr. Deborah Hardy is an educational consultant focused on assisting students to
Nancy Sorbella achieve their post-secondary journey.
Associate Publisher
914-205-4183 SOMESH N. KAUSHIK
Dr. Somesh N. Kaushik, ND, BAMS, MPH, MPA, E-RYT500 is the owner and
[email protected] chief medical practitioner of Dr. Kaushik’s Ayurvedic and Naturopathic Clinic in
Bruce Heller Cross River.

Associate Publisher JASON KLATSKY
914-202-2941 Jason Klatsky is the publisher of The Pet Gazette magazine, website and social
[email protected] media. Visit www.thepetgazette.com.

Lisa Kain KJERSTEN C. LAZAR AND DONNA COLUCCI
914-351-2424 Kjersten C Lazar and Donna Colucci are Certified Financial Planner™
[email protected] professionals with Lazar & Colucci of Raymond James and Associates
Paul Forhan in Somers. At Lazar & Colucci, clients include executives, business
914-202-2392 owners, women investors and those going through life transitions.
[email protected]
Corinne Stanton ADAM MCCAULEY
845-621-4049 Adam and his wife Lauri have owned Go No Sen Karate in Peekskill for the past 25
[email protected] years. Check them out at kidslovekarate.com
Jennifer Connelly
914-334-6335 CARYN MCCURRY
[email protected] Caryn McCurry, CLC, ACC, has been helping people move through change since
2004. Reach her at [email protected] or 917-885-9607.
PRODUCTION TEAM
Tabitha Pearson Marshall JAIME ROCHE
Jaime Roche, MSW, RYT is a 200 hr OM Yoga and Yin Yoga certified teacher.
Production Manager She is a seasoned practitioner who enjoys helping her clients develop a practice that
Designer/Photographer supports their physical, mental and emotional needs.
[email protected]
LINDA SAMUELS
Christina Rose Linda Samuels, CPO-CD® is a compassionate, enthusiastic professional organizer
Production/Designer and coach, founder of Oh, So Organized!, author of The Other Side of Organized,
and blogger on organizing and life balance who facilitates change in others’ lives.
EXECUTIVE TEAM
Brett Freeman/Publisher SHARI SUSS
Shelley Kilcoyne/Co-Founder Shari Suss is a certified Early Ed and Special Ed teacher who tutors chil-
dren individually using multisensory reading techniques. To learn more, visit
914-924-9122 earlyacademicachievement.com or call 914-293-7688 or via email at Shari@early
[email protected] academicachievement.com.

Published Monthly by
Halston Media, LLC

Main Office
Bailey Court
334 Route 202, Unit C1S
Somers, NY 10589

©2019 Halston Media, LLC

Westchester Wellness is not responsible for and does not
endorse any advertisers, products or resources referenced
in advertisements appearing in this publication. Halston

Media shall not be liable to any party as a result of
any information, services or resources made available
through this publication. The views of the advertisers and
contributors are not necessarily those of the publisher’s.
Opinions and information presented in all articles reflect
the experiences, expertise and/or views of those writing.
Consult your own doctor for diagnosis and/or treatment.

JUNE 2019 WESTCHESTER WELLNESS – PAGE 7

What Does An
Orthopedist Do

to Stay Fit? Dr. Khabie at Life Time
Athletic Chappaqua
BY DR. VICTOR KHABIE

Exercise is invaluable. Exercise helps us that has us hooked, how can we possibly nd chronic diseases, it also increases your strength
build the muscles we need to walk, run, the time to get our bodies moving? and exibility, and keeps your joints healthy—
and give the most epic piggyback rides to lowering your risk for ankle, knee, hip, or
our littlest loved ones. ere’s also a strong Can’t seem to nd time to get your body shoulder pain down the road.
relationship between exercise and the length moving? Finding time really means making
and quality of our lives. It’s no surprise that time. So what’s my workout routine?
being more sedentary increases our risk of I mix it up. e biggest mistake people
chronic disease, joint pain, and arthritis. I have a hard time working out in the morn- make regarding exercise is doing the same
While regular physical activity can help o - ing. So instead, I exercise in the evenings after thing over and over. is can lead to injuries
set these risks, it’s a commitment. Between work. My schedule is intense, but it’s essential from overusing a muscle. And it can also lead
work, cooking dinner, and that Net ix show to carve out time to exercise. A good workout
stimulates your mind, body, and soul—and SEE EXERCISE PAGE 28
joints. Exercise not only lowers your risk for

Is Your Biological Clock Ticking?

The Trend toward Later Motherhood…

Ask the Doctor Q: What’s behind the trend toward later parenthood? have the same degree of risk in pregnancy as that of
A: Women in the U.S. are waiting longer than ever to a younger mom-to-be.
Dr. Navid Mootabar have children, according to the Centers for Disease
Chief, Obstetrics & Gynecology Control and Prevention. In fact, the average age of first- If you’re over 35 and considering pregnancy, you may
Northern Westchester Hospital time mothers is now 26, up almost two years since 2014. have to visit your physician more frequently to ensure
In the last 10 to 15 years, we’ve seen the average age that the pregnancy is proceeding smoothly. I recommend
Learn more about of first-time mothers increase greatly, mainly because scheduling an appointment for both preconception
Dr. Mootabar, visit women are pursuing careers and education first. counseling and genetic counseling. This will help your
nwhroboticsurgery.org/ physician identify and minimize any risk factors so
DrMootabar Q: I’m turning thirty. Should I be worried about you can improve your chances of a healthy pregnancy.
my “biological clock” ticking? Women over 35 can deliver healthy children and have
400 East Main Street | Mount Kisco, NY 10549 A: The best time for a woman to get pregnant is a safe pregnancy. It’s all about taking care of yourself,
(914) 666-1200 | www.nwhc.net between the ages of 20 and 35. In this age range, knowing your risks and coming up with a plan that is
you are most fertile and least likely to experience right for you and your family.
complications. Though there is a slight risk of declining
fertility by the age of 35, it’s only about 5 percent. Q: I’m worried that when I do decide to have
Egg quality and quantity decline after age 35, and children, I won’t be able to. What are my options
good ovulation cycles become less frequent. Eggs of if I can’t get pregnant?
poorer quality are released, making it more difficult A: Advances in technology help many women over 35
to get pregnant. get pregnant and give birth to healthy babies. In vitro
fertilization is a process by which a woman’s eggs are
Q: Will older moms-to-be face risks? extracted and combined with a sperm sample, creating
A: A mere twenty to thirty years ago, the maternal age an embryo that is transferred to the woman’s uterus.
of 35 was considered advanced for childbearing; it was In vitro fertilization now includes a procedure called
also considered the age at which a woman became pre-implantation genetic diagnosis that helps identify
– virtually overnight and automatically – a high-risk chromosomal and genetic abnormalities, ensuring
pregnancy. Today we know that if you’re a healthy physicians are implanting healthy embryos.
35-year-old woman who is pregnant, you may often

PAGE 8 – WESTCHESTER WELLNESS JUNE 2019

Contemplating a Trip to the Dog Park?

BY JASON KLATSKY

Many of our local townships in West- • Strong Bond: Taking your dog to the dog you enter a dog park with children, you now
chester County have dog parks that are
available for free or for a small annual park is a great way to strengthen the bond have to keep your eye on the children as well
fee. Once you are registered and a member
of your local dog park you may still be hesi- you have with them. as your dog and many dogs have limited ex-
tant to go, so we have put together a “Rea-
sons To Go” list for you that will hopefully • Separate Areas: Most dog parks have sepa- perience with children making their actions
help motivate you to get Fido off the couch
and out of your house. rate areas so the small dogs and large dogs very unpredictable.

Reasons To Go: can enjoy themselves safely. • Too Many Dogs: Most dog parks will post a

• Exercise Opportunity: Dogs benefit from • Fun for All Dogs: All dogs, no matter what limit on the amount of pets a single person
exercise and when they get to run off-leash
and play freely at the dog park, they get their size or breed, will enjoy going to the can bring in. Unfortunately, so many people
plenty of exercise. Plus, they love getting the
chance to really stretch their legs. dog park because they can do their own break this rule and bring more than what’s

• Dog Socialization: Because dogs are social thing without being leashed. Some dogs allowed.
pack animals, they enjoy interacting with
other dogs. A well-socialized dog is also may prefer to lie in the shade, while others For information on finding a dog park
less likely to develop behavior problems at
home. may want to play fetch with their owner. near you, visit The Pet Gazette website

• Human Socialization: Dog parks are a great • Your Dog Gets Tired: A tired dog is a good and search in our Specialty Sections under
way for dog owners to meet other dog
owners and to develop a friendship. Many dog! When a dog gets a lot of exercise at the “Find.” You can filter your search by Dog
people, especially the elderly, only have their
dog as a companion. Going to the dog park dog park, choengsetatsnttliyredb.aWrk hoerntarydEotvogeridyswethsietrrreeodyy,ou ttPahkaeerykdosuorgopreptya, yorokuus'lclinfiannWd.d..eoswtcnhleosatderaCmouanptyw. iEthnjaolyl
gives them an excuse to get dressed and get he won’t
out of the house to go play with their dog
and see other owners. property. This is a good thing! finding your next adventure with you best

friend! Somer
250 NY
Reasons To Not Go: WESTJasConHKlEatsSkyTisEthRe puDbliOsheGr ofPThAe PRetKS Peeksk
1795 M
• Attacks: There’s always a possibility that Gazette magazine, website and social media. Cortla
Sprout
either you or your dog could be attacked. The magazine is the only free take-one C23e5dCare
Gedne
Always be mindful of the other dogs in the publication distributed wherever you take your 155 Mi
Pleasa
park and there is no shame in leaving if you pet, including vet offices, kennels, groomers, 123 Ca
Rocke
feel unsafe. day care facilities, shelters and pet stores. Visit 125 Ph
Kingsl
• No Vaccinations: Many dogs do not have thepetgazette.com and follow on social media Tarryto
Sleepy
the proper vaccinations when they enter on Instagram @thepetgazette- Elmsfo
N Ever
the dog park. Although most towns require magazine and at facebook.com/ East R
850 Do
up to date medical information on your pet thepetgazette. White
465 Ma
before they are given a license allow- Secor
Secor R
ing you to frequent your local Abend
Port Ch
run, dog parks are susceptible Yorktown Somers Rye To
to diseases. When so many Community Dog park 95 Dea
Peekskill Dog Park Ward
300 Bro
dogs come together the chance Bronx
2 Bronx
of spreading illnesses is multi- Cortlandt Dog Park Scout
plied. 1820 M
Bronx
• Female in Heat: Unfortu- Black Rock Dog Park Grove L
nately, many people act irre- Yorkto
Grant A
sponsibly and take their female Ossining Gedney Park
dogs out in public while they are in Dog Park

heat. If you take your male dog to the

dog park and you spot a dog in heat, Pleasantville Dog Park
we suggest leaving asap, unless you’re Rockefeller State Park Preserve
ready for some grandpups! You’ve
been warned. Kingsland Point County Park

• Children: Children under East Rumbrook Dog Park Elmsford Dog Park
a certain age should not be Secor Woods Park White Plains Bark Park
at the dog park. Many dog

parks even have this posted as Abendroth Park
a rule, but so many dog owners
feel they can ignore it. When Ward Harrison Dog Park
Acres Rye Town Park & Beach
Bronx River Park Park
Scout Field
Bronxville Dog Park

IMAGE COURTESY
OF JASON KLATSKY

JUNE 2019 WESTCHESTER WELLNESS – PAGE 9

YOurOuNreiDgohcbtoorrhso. oD.

Now in Yorktown Heights at 3379 Crompond Road

White Plains Hospital Physician Associates is pleased to offer internal and family
medicine, endocrinology, and orthopedics in our new office located next to the AFC
Urgent Care in the heart of Yorktown. Same-day appointments are often available.

Christine Ashour, Do miChAel Gott, mD AlAn KAntor, mD
FAmily meDiCine orthopeDiCs
internAl meDiCine,
enDoCrinoloGy

To make an appointment call (914) 849-7060 or online at wphpa.org

PAGE 10 – WESTCHESTER WELLNESS JUNE 2019

I’ve

MEGot
Navigating life in the face of cancer

BY CARYN MCCURRY

As I navigate the ups and downs and twist and turns in my life,
I have come to intimately know the most valuable resource I’ll
ever have: Me.
I know this because I have turned to myself time and time again,

always finding what I need within. I am expert at knowing what’s

most important to me, what I’m really good at and the things for

which I am most passionate in life. This intimate knowledge and

awareness of what’s going on outside and inside myself gives me an

abundance of tools and ways of being that help me navigate as I live quire much effort and we tend to feel good about ourselves when

in this world. As long as I give myself permission to have my experi- using these abilities.

ences, create room for new perspectives by releasing expectations and Once you have a sense of these things, your abilities, you have

set intentions for what will be best for me, I’m good to go. the beginnings of your tool kit. These are the resources immediately

Last month I shared my experience in facing liver cancer with our available to you at a moment’s notice. You are right there everywhere

family dog, Shadow. As the beautiful and graceful four-legged am- you go. So, what are the things you’re really good at that, right now,

bassador of our family, she continues to teach us all about the deep you could use? Maybe it’s your heartfelt ways or creativity. Possibly

meaning of unconditional love as we savor our time with her. This it’s your infectious laughter or hunger for knowledge.

experience has reminded me this is not the only time I have person- How do you then use your tool kit to take care of you? Well, let’s

ally faced this disease. First was when I lost my father to lung cancer shift perspectives. If you had a fabulous friend, just like you, what

in my 20s and more recently, my gorgeous and extraordinary friend might you ask them to do for you? How could they, in this moment,

was diagnosed with breast cancer. extend themselves to you?

How I showed up to these different times in my life has evolved. Maybe it’s permission to be uncertain about something right now.

I continue to practice and learn how to care for me and give myself Perhaps it’s a lovely mouse pad to sit next to your computer where

just what I need. I have felt powerless in the face of loss, desperately you write your journal. Might you ask to go see a funny movie or

wanting to make a difference and have an impact. The only place I watch one at home? Possibly it’s being gentle with yourself in your

have power is in my perspective. It is my fiercest strength and the thoughts and attitudes in the face of adversity. Is it asking someone

root of my resilience. to prepare your most favorite dish in your home, so you can enjoy the

Possibly you or someone you love is facing cancer. My heart is with fragrance of food cooking waft through your house?

you. I offer you the idea of another way of looking at such circum- Be kind to yourself in this time of transition. If a very dear and

stances with the hope you will find drops of power and spirit. special friend was moving through a difficult time and asked you

Prior to a cancer diagnosis, have you ever faced a crisis and, with- to do that thing you’re so great at, would you do it? Sometimes the

out pause, done exactly what you needed to do to get through to the best place to look for what we need is right where we stand–inside

other side? Or maybe you knew precisely what to do in an emergency ourselves.

to get the help you needed. At that time, your internal knowing, skills You are deserving of all the amazing things you have to offer. Let

and experience guided you. In that moment, whether you thought of your abilities be the tools you use in the face of crisis and negativ-

it or not, you had you. ity. Let the fulfillment that comes from using your gifts and talents

So, who are you? What are your unique abilities or gifts and tal- strengthen you in the face of challenge and adversity.

ents? What are the things others really admire about you and who Allow yourself to remember you’ve got you!

say, “I wish I could do that as easily as you do it?” What is it that

comes effortlessly to you that others notice? It could be things that Caryn McCurry is a certified life coach. Reach her at Caryn@

are recent or from the past, personal or professional. They don’t re- New-Insights.net or 917-885-9607.

JUNE 2019 WESTCHESTER WELLNESS – PAGE 11

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PAGE 12 – WESTCHESTER WELLNESS JUNE 2019

Celebrating Change
Embrace the bittersweet nature of transition

BY DEBORAH HARDY

In the coming weeks, there clude writing a journal, taking
will be so many celebrations. pictures or recording a video of
Graduations or changing their journey.
schools means time for looking • Engage the student in their

at accomplishments and dif- new community. Social media

culties and re ecting on the o ers opportunities for stu-

journey taken. Helping students dents and families to connect

make that transition is not with other families. Students

just about college selection or going to college all meet each

scheduling. ese last months other on the speci c social me-

are also lled with emotions of dia page which breaks the fear

John closure and saying goodbye. of making “new” friends.
Diamond M.D.
For many years, many stu- • Let students be independent.
Life Energy Art & Photography
dents have only known the Set a process in which students
Representing a new philosphy in the Arts:
works of art created with the intention of community they grew up in can make decisions, but also
being therapeutic for those viewing them.
and the doors of the school know that there will be good and
Stunning photographs and paintings from
John Diamond, M. D., a leading holistic buildings they went through bad outcomes. Let them nd
healer, whose artwork has been exhibited
throughout the world. with their peers. Change is themselves as individuals and

LIFE ENERGY ARTS GALLERY scary and brings on new uncer- guide their choices. Have a con-

11-13 E. Main St. Mt. Kisco tainties. Change lets us think versation with them to under-
Thursday-Sunday 12-6 (or by appt.)
about the good times and the stand their thinking process and
For more info call: 914.533.7500
www.LifeEnergyArts.com/Gallery challenging moments. is is a work through their decisions.
www.DrJohnDiamond.com
moment to let go of what has is is a teachable moment that

not served you in the past, but will make them stronger.

also embrace what you have Letting go is a di cult pro-

learned about yourself. cess. But if the student has

New adventures bring new worked through the emotions

perspectives and memories. and reconnected with a new

How do we help students tran- community,guided by those who

sition when faced with change? support them, then the transi-

• Acknowledge that change tion will be less overwhelming.

is di cult and emotional. Let A new pathway with so many

the student share what they are new memories to be made!

going through because it is a Enjoy the ride!

new feeling or one the student

has never experienced. Dr. Deborah Hardy is an

• Create an opportunity for educational consultant focused on

the student to express their assisting students to achieve their

feelings about change through post-secondary journeys. Learn

di erent activities. Ideas in- more at guidedconsult.com.

JUNE 2019 WESTCHESTER WELLNESS – PAGE 13

6 Essentials for
Healthy Summer Skin

BY AYELET MIZRACHI JONISCH

Summer is right around the Cleanse and moisturize
corner and that means sum-
mer vacations! CareMount Using a daily cleanser and a

Medical dermatologist Ayelet moisturizer with an SPF that’s ap-

Mizrachi-Jonisch, MD, FAAD propriate for your skin type is es-

shares her tips below on how sential to maintaining skin health

to keep your skin healthy while and balance. When you travel,

traveling. your skin can be thrown o by

Your skin is your body’s larg- environmental factors. Travel size

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PAGE 14 – WESTCHESTER WELLNESS JUNE 2019

Throwing Water on High-Impact Routines
Aquatic exercise benefits all ages

BY NANCY SORBELLA

Where can you lower your chronological to the years of stepping, jumping and running the doctor who said it was imperative that
age, increase flexibility and range of everyone has engaged in, and is quite simply she exercise—“walk, do tai chi, chair yoga,
motion and find your tribe all in one the best exercise for healthy aging. No longer anything,” she was told. Her health was at
place? In the pool! a refuge for studio exercisers with damaged risk because she was sedentary. Feeling hope-

I have been a certified lifeguard and aquat- knees, there are now unique formats that mir- less, she joined her daughter at her pool club

ic exercise instructor for over two decades. ror land classes but with low or no impact. to “float around.” At that time there was an

I also consult on arthritis aquatic program- Muscles are much easier to engage in the pool, aqua circuit class going on. They hung back

ming and can be found in a pool somewhere, lungs work harder because of the water pres- and watched and the instructor invited them

every single day of the year. sure, every move matters against the resistance to join. They hesitated but tried it and found

Aquatic exercise has been popular for de- of the volume of water, and you don’t need to that they not only could do most of the exer-

cades, but began to gain traction in the early know how to swim to participate. Weights cises, but they liked it.

1980s. At the time, women began taking a (foam), noodles, belts, kickboards, and resis- It was liberating and empowering. The

more active role in exploring and engaging in tance bands are added for challenge and fun. woman joined the class. She did not men-

exercise formats that fit their age, ability and Instructors raise the bar by bringing the most tion this to her doctor, but at her check up,

fitness goals. Jane Fonda, Jazzercise, Nautilus dynamic, cutting-edge programming into the all of her test results showed significant im-

training, and step aerobics played significant water and testing the body’s limits for optimal provement and she is thrilled to report that

roles in the evolution of exercise modalities for response and results. “eight years later, I am still a regular, and have

women of all ages around the country. All you Regular participants report that they exer- brought all of my friends along.”

needed was a television, a VCR, access to a cise with a smile on their face the entire time Regular exercise in water, even low or no

Blockbuster, and you could get started. Fleet- because, while their heart rate is accelerated impact, is excellent for cardio, range of mo-

wood Mac’s “Don’t Stop Thinking About To- and they are working hard,they don’t feel that tion, flexibility and increases the inner “confi-

morrow” became the fitness anthem of a gen- they are sweating (although they often are). dence” needed to stand tall, maintain balance

eration and remains the most popular group There is a real sense of community in pool and a strong core, which can prevent injury.

exercise song still played regularly. classes; friendships form, there is no judg- Classes are now available for targeted popu-

Aquatic exercise had a strong foothold in ment since you can’t really see what people lations; elite athletes, arthritis, pre- and post-

Florida and California, where early adaptors are doing under the water, and it is a conge- natal and post-injury/surgery.

created rigorous and challenging curriculums nial yet competitive environment where most Few exercise classes are as multi-gener-

for participants of all ages. Programs were of- instructors offer three levels of engagement ational as aquatics: it is not uncommon to

fered at schools, camps, clubs, condos and rec for each exercise. find a 30-year-old working out next to a no-

centers. Year-round outdoor access created a Being able to joining a class at any age, nagenarian. Most land exercises have made

platform for choreographing specific work- with doctor’s approval, is another benefit. the transition into the water: yoga, HIIT,

outs for strength, fat burning/muscle devel- “Even on a day when I don’t feel so mo- Zumba, kick-boxing, spin (hydro-cycling)

opment, weight loss, definition and agility. tivated, once I’m in the pool, I magically re- and circuit training of all varieties. Younger

The format expanded around the country to fresh and my energy level increases.Then I’m participants are catching on to the long-term

accommodate the demand as word spread all in,”said a recent convert when approached benefits. It is common to start a high inten-

about the benefits and enjoyment of exercis- after her daily class. sity course in your 20s and 30s, stick with it

ing in water. Aquatic exercise is accessible and aspira- and modify as you age.

Since the ’90s, aquatic exercise has been tional at the same time. One woman I spoke Adding the pool to your workout is the

one of the fastest growing exercise formats with had asthma and other health challenges. perfect complement to any routine and can

because it is widely recognized as an antidote On the first day we met she had just been to sustain you for life.

JUNE 2019 WESTCHESTER WELLNESS – PAGE 15

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PAGE 16 – WESTCHESTER WELLNESS JUNE 2019

Survival Swimming Skills

with Swimfinity

Ali Sisca is bringing her Swimfinity Swimming ter dangers are all around—beaches, ponds, lakes,
Academy to North Salem. friend’s pools and even bathtubs are all hazards.
With her husband, Joe, who built the Ali has two close friends with scary expe-

facility at 55 Fields Lane in North Salem, riences but fortunately both had good out-

Ali Sisca is teaching kids life-saving water comes.

skills, the most essential being the abil- In the first instance the parent was

ity to roll from a face-down position home, but the child got out of the

in the water to a face-up independent house and through the safety gate. The

back float. Infants and toddlers can- 11-year-old sister was the only witness.

not raise their heads to take a breath, Thank God she didn’t panic and knew

but if your child falls face down into what to do. She swam to the bottom of

the water, knowing how to roll onto a the pool, dragged her little brother out

face-up back float can save their life! and performed CPR (which she had

Roll over breathing is a tech- seen on TV). He recovered.

nique that many schools don’t even In the second experience, two

attempt because it takes time, skill friends were at a pool party with their

and patience. But once children learn two children. The parents looked away

to roll over to float, relax and breathe for just an instant and silently their

whenever air is needed, they can truly 4-year old son sank to the bottom of the

swim, stay afloat, conquer fear and expe- pool. Drowning is silent. Drowning chil-

rience the joy of swimming. dren do not splash or make noise. Thank-

It’s not just about being comfortable in fully someone noticed and he was quickly

the water, it’s being able to swim and survive. pulled to safety and recovered.

As a mom of four small children, Ali Sisca Many children weren’t as lucky. One child is

knows first hand the importance of water safety Ali Sisca too many to be taken by this very preventable trag-

skills for kids. After enrolling her first child in sur- edy. Some parents may feel apprehensive to enroll

vival swimming lessons at age two, she knew right very young children in swim lessons. Some simply

away that this was something she wanted to bring to others. don’t know about them and some don’t have the time.

Five years later, she became a certified instructor. She worked At Swimfinity we believe every child should be provided

with Infant Aquatics Network and is committed to reducing lifesaving skills while developing a love for swimming and the

the likelihood of aquatic tragedies in the community. self-confidence that comes with accomplishment.

Here’s Ali’s story on why she founded Ask yourself, how would your child react if they were faced

with an aquatic emergency?

Swimfinity: Ali has a 100 Hour In-Water Infant Aquatics Network Cer-
tification, American Red Cross First Aid and CPR certifica-

Parents take great care to keep children safe, spending tions, as well as a 200 Hour Yoga Alliance Certification.

countless dollars on car seats, baby gates, cabinet locks, baby What is Survival Swimming?

monitors and more.

What most parents don’t know is drowning is the number

one cause of preventable death for children under 5. • The ability of a baby to float and breathe, regardless of the

Water survival lessons are often overlooked. Babies and water’s depth, for an indefinite period of time.

children who are able to sit and roll over on their own, are able • Private lessons are only 10 minutes per day per student.

to learn to float. This can start as early as 6 months of age. Wa- • Lessons last approximately six weeks

JUNE 2019 WESTCHESTER WELLNESS – PAGE 17

Infants 6 to 36 months
can learn to:

• Hold their breath in the water
• Roll from a face-down position to
a face-up back oat
• Float, relax and breathe until res-
cued by an adult
• Perform these skills fully clothed
Learning these skills takes approxi-
mately 12 to 20 lessons (3‐6 weeks)

Children who are walking
(1-6 years) can learn to:

• Hold their breath in the water
• Swim with their face in the water
to the steps, side, or parent
• Roll over onto their back when
they need to breathe
• Flip back onto their tummy to
continue swimming until reaching
their destination, or roll to their back
should they need to breathe again
• Perform these skills fully clothed

e timeframe for mastering these
skills is typically 16 to 24 lessons
(4-6 weeks).

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PAGE 18 WESTCHESTER WE

SUMMER:

The Season of Joy
Chill out with these yoga poses

BY JAIME ROCHE

O ne June 21, we enter the warmest and most-anticipated time of the year: summer. Trips to
the beach or lake, BBQs and vacation getaways are just some of the activities many of us look
forward to engaging in during the summer months.
Yet as joyful as summer can be, packing all of our plans and activities into just three short months
can leave this lazy time of year, as it is often described, feeling instead like the most chaotic time
of year.

But don’t fret. As usual, Traditional Chinese Medicine is here to help us achieve balance and
harmony during this very high-energy season.

According to TCM, summer is considered one of the the most yang times of year. It is a season
ruled by the element fire and, similar to spring, it is a time for great growth and change, both in
nature and our own lives. When the fire element is balanced and in harmony, the heart is pumping
strong, the spirit is calm and joyful and sleep is sound and peaceful. When the fire element is
unbalanced or in disharmony, depression, agitation and insomnia may occur.

To maintain balance of our fire element during the season of summer,TCM recommends certain
foods to keep us cool and calm. Fresh vegetables that contain moisture such as cucumbers, lettuce,
spinach and watercress should be consumed regularly. Proteins should be light and include fish and
seafood. Ample water consumption is also recommended as the summer heat can be dehydrating.
Try adding cucumber and mint to your water for a great cooling summer drink.

Activities such as swimming, meditation and yoga are also recommended to keep our spirits at ease
during this high-energy time of year. On the next page is a gentle summer-oriented yin sequence that
targets both the heart and small intestine meridians. This practice will help you to relax the nervous
system, tune more deeply into your intuition and open your heart to the joys of this blissful season. Enjoy!

Jaime Roche, MSW, RYT is a 200 hr OM Yoga and Yin Yoga certified teacher. She is a seasoned practitioner who
enjoys helping her clients develop a practice that supports their physical, mental and emotional needs. Jaime is also
a trained psychotherapist and certified parent coach for Tournesol Kids, a non-profit organization that empowers
children, families and communities by teaching holistic healthy child development strategies. You can find Jaime’s
current yoga class schedule as well the other services she offers to children, adults, families, schools and communities
on her website: thespecialneedscoach.com.To contact her directly, email [email protected].

ELLNESS — JUNE 2019 PAGE 19

Lying Front Shoulder Opener

Start by sitting on your hip. From here, extend your right hand
behind you, begin to lie down on your right side, allowing

your right arm to come in line with your right shoulder. From
here, place the right side of your head on a block and sweep

your left forearm behind your back. Legs may be bent or
straight. Hold pose for 3 minutes, then repeat on the left.

Wide-Kneed Child Pose with Shoulder Opener

Spread your knees as wide as your mat, big toes
together to touch. Shift your hips back to your heels.

Extend your arms out in front of you and place a
bolster or folded blanket under your elbows and upper

arms. Allow your head to rest on the bolster while
allowing the hands to come together overhead. Release

your chest to the floor. Hold for 3 to 5 minutes.

Supported Bridge Heart Opener

Place two blocks on the upper portion of your mat. The lower block
should be midheight and lengthwise and the upper block should be
the tallest height. Lay back and allow the tips of your shoulder blades
to come to the edge of the lower block and the upper block to the
back of the head. Release your arms out into a “T,” letting your chest

open. Legs may be bent or straight. Hold for 3 to 5 minutes.

Caterpillar on Bolster

Sit on the edge of a bolster or folded blanket. Hingeing from
your hip crease, begin to release forward over your legs. You
may support the head with a block balanced on the shin or
between the calves. If your head cannot reach, then bend your
knees slightly. Allow head, neck and shoulders to release as

best they can. Hold for 3 to 5 minutes.

Wide-Kneed Child Pose Twist

Start back in wide knees child pose, hips extended back to heels.
Extend your right arm underneath your chest lying the right
side of your head on the mat or blanket. Allow the top left arm
to come behind your back. Rest for 3 minutes on each side.

Savasana

Finish your practice lying on your back in corpse pose: arms extended out by sides,
palms facing up, legs extended down the mat. Hold pose as long as you like.

PAGE 20 – WESTCHESTER WELLNESS JUNE 2019

5 Everyday Time Problems

And quick tips for solving them

BY LINDA SAMUELS

You’ve heard it before: The playing field is level. We each have 24 overwhelmed by your ideas,
hours in a day. That’s a significant number, isn’t it? Also, we have projects and to-dos. How and
365 rounds each year. That’s 8,760 hours per year to make our when will you accomplish every-
own concoction of work, fun and relaxation. With all this time, why thing?

do we feel unproductive, overwhelmed, stressed-out and time poor? Tip: Adjust your expectations. As items

Here are the most common time challenges and some simple strate- are checked off, new ones will appear. Don’t

gies for overcoming them. let that de-motivate you. Instead of focusing on

1. Overscheduling completing the entire list, shift your perspective.
Work your list by selecting the two or three items that
you will get done that day. Reframe what completion

Life is not dull. There are so many meetings, extracurricular activi- looks like.

ties and social events in addition to regular responsibilities that you 3. Lack of Planning
feel perpetually frazzled and busy. There is never any relaxation time,

other than when you are asleep.

Tip: This might be the time to introduce “no” into your vocabulary. You prefer to just “go with the flow” and not plan your time.

What can be removed from the schedule to give you some downtime? This isn’t working for you. The day ends and you haven’t accom-

2. Ambitious List-Making plished what you wanted.
Tip: Don’t plan every minute. Instead, create large time blocks in your

schedule that are devoted to certain types of activities such as returning

Massive doesn’t begin to describe the length of your lists. You are phone calls and emails, doing errands, spending time with family and “me

time.” Yes, block out time for just you! Review the loose plan before the end

Step By Step of each day. Adjust as needed.
Reading Instruction
One-to-One Tutoring 4. Lack of Focus

We use a multisensory Distractions. Let me count the ways. There are children, pets,
reading approach, (Wilson phone calls, TV, email, texting, Internet searches, Facebook, Insta-
Fundations and Orton-Gillingham) gram and YouTube. The supply of distractions is endless.
to focus on: Shari Suss, Founder
Tip: Two words: Establish boundaries. Whether the distractions are
• Decoding strategies MA in Teaching/ digital or human, it’s essential to set parameters. Remember those time
Special Ed Certified blocks I mentioned above? Incorporate into those time blocks some “tech-
less time” or whichever distraction needs a boundary. Experiment with
effectively using parameters to maintain your focus.

5. Underappreciating

• Phonemic awareness You’re doing a lot. You’re moving through the days at lightning
• Phonics speed. You’re done and on to the next thing before pausing to ac-

• Sight words Schedule your knowledge what you’ve accomplished. This exacerbates your frenzied
• Fluency FREE Consultation Now! feelings.
• Vocabulary
• Comprehension Tip: Gratitude is powerful. It shifts our thoughts to a positive place. Al-
• Spelling low yourself to slow down long enough to reflect and appreciate. That can
include acknowledging our accomplishments, being grateful for our loved
Our office provides your child with a quiet, rich, ones or enjoying the sweet scent of spring.
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Hudson Valley in a small, colorful home with a purple front door.

JUNE 2019 WESTCHESTER WELLNESS – PAGE 21

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PAGE 22 – WESTCHESTER WELLNESS JUNE 2019

Ayurveda’s Role in Treating Headaches
Digestion plays a big part

BY DR. SOMESH N. KAUSHIK

As we know, Ayurveda identifies mind- Migraines, characterized by a severe pulsing or throbbing pain
body disorders as an imbalance in one on one side of the head, along with nausea, vomiting or sensi-
or more of the bodily systems—do- tivity to sound, light and odors, are debilitating and can signify
shas pitta, vata, kapha. Headaches can an imbalance in all three doshas. Pitta, associated with the fire
often present as a combination of imbal- element, can lead to inflammation when out of balance and
ances of all three doshas. While conven- the heat buildup can put pressure on blood vessels, leading to
tional treatments may sometimes allevi- a migraine. Vata, air, can trigger sensitivity to sound/light/odor
ate headache symptoms,Ayurveda offers and excess worrying or anxiety, which could lead to a migraine.
a complementary approach to their care. Kapha, earth/water, can bring on a migraine from congestion
resulting from cold/moist air. Doshas out of balance manifest
Tension headaches, commonly life- with myriad symptoms and it is important to consult with a
style related, are often associated with trained Ayurvedic practitioner to determine a correct approach.
a pitta or vata imbalance or a combina-
tion of both. Pitta (representing the ele- While the exact cause of migraines is unknown, they are
ments of fire/water) and vata (space/air) generally classified as a neurologic disorder. Ayurveda believes
can become unbalanced due to mental or that digestion is often the root cause of migraines and that,
emotional stress, overwork, digestive is- in fact, there is a close correlation with stomach disturbances.
sues, irregular eating or sleeping habits, in- Therefore, diet is the first line of defense when formulating a
adequate sleep, eye strain or over-extended course of action. Depending on the particular combination
computer use. Following a pitta-vata diet of symptoms, an Ayurvedic practitioner can suggest a spe-
will relieve symptoms and also help to pre- cific diet to rebalance the doshas. And diet adjustments can
vent recurrence. Choose warm foods such as be suggested during onset of symptoms as well as when or-
soups or stews and avoid cold, dry, light foods chestrating prevention plans. While certain foods can trigger
such as dry cereals, crackers, etc. Also avoid spicy, a migraine reaction—chocolate, caffeine, aged cheese, alcohol,
bitter or astringent foods and stay with sweet, salty MSG—it is advisable to check with an Ayurvedic practitio-
ones. Avoid caffeine, which is drying. Slow down ner regarding your particular sensitivities.
your lifestyle and add peppermint or lavender oils
to a diffuser, as they are relaxing and cooling. Regu- Along with a proper diet, Ayurveda believes that a gentle
late eating and sleeping patterns for consistency and detoxing of impurities and toxins will alleviate symptoms and
consider adding a yoga or meditation practice to har- a practitioner might recommend a course of Panchakarma
monize and balance your life. The Ayurvedic treatment along with certain herbal supplements. Ayurvedic herbs tra-
Shirodhara, in which warm oil penetrates the pineal gland, ditionally used to calm the nervous system are ashwagandha
calms the nervous system and may be quite beneficial. and brahmi along with feverfew, which has been scientifically
Sinus headaches, which may be more prevalent in the spring, studied for the treatment of migraines. Shirodhara may also be
might be associated with a kapha imbalance or a kapha/vata suggested to relax the nervous system or hydrotherapy to calm
imbalance. Kapha represents earth/water and the spring sea- the digestive process. Ginger tea can also be used for digestion
son. With the cool, wet weather predominating, an imbal- and nausea. In addition, ginger root blocks prostaglandins that
ance could occur if a proper diet and lifestyle have not stimulate muscle contractions which cause headaches. Relaxing
been followed. Sinus congestion could result from aids such as the essential oils of rosemary, lavender, peppermint
overeating or eating heavy, rich or deep-fried foods, and jasmine used in a diffuser or steam pot are also beneficial.
cold food and drinks, accumulated toxins, slug- Rosemary helps with hormonal imbalances, one of the causes
gish elimination and lethargy. To counteract, of migraines in women. Peppermint has anti-inflammatory
choose warm, light, dry foods, with bit- properties, soothes the nerves and can be used as a tea as well.
ter, spicy or astringent tastes. Avoid cold,
heavy foods with sweet, sour or salty As the body has its own natural cleansing cycle—which is
from 10 p.m. to 2 a.m.—it is important to establish a regular
tastes. You might also try cooking sleep pattern. And, since digestion is strongest at noon, try to
with stimulating spices such as cin- eat your main meal at midday and lighter fare at breakfast and
namon, ginger, basil and black dinner, preferably eating before 8 p.m. to allow for digestion
pepper. Physically—move more! prior to sleep.
Get outside and take a walk. Sinus-
Adopting a lifestyle of balance which includes exercise, med-
clearing essential oils such as eucalyptus, itation and therapeutic yoga will go a long way to preventing all
menthol, rosemary or peppermint can also forms of headaches—migraine, tension or sinus-related.
help if used with at-home steam treatments.
Ayurvedic nasya oil nose drops, used with Dr. Kaushik’s Ayurvedic and Naturopathic Clinic, 792 Route
35, Cross River; 914-875-9088 (M, T, W); drkaushik@
Shirodhara, can also be beneficial. drkaushik.com; drkaushik.com.

JUNE 2019 WESTCHESTER WELLNESS – PAGE 23

Learn About the Basics
of Hospice Care

BY ANTHONY J. ENEA

The decision as to whether one care, the vast majority of hospice
should begin receiving hospice care bene ts are paid for by Medi-
bene ts is often an emotional- care. Medicare hospice bene ts
ly draining and di cult decision, cover the care for the terminal ill- term in-patient respite care servic- obtaining hospice care at home or

not only for the person needing ness and any related conditions. es (when the usual caregiver needs at an in-patient facility requires

hospice care, but for their family. Once one is eligible for hospice rest, inpatient respite care can be that a number of di erent fac-

It is sadly the realization that care, Medicare hospice bene ts provided in a Medicare approved tors be both present and satis ed

one’s life may soon be ending and should cover everything one needs facility, hospital or nursing home). before the Medicare approved

that the attempts of curing the related to the terminal illness (ex- Once on hospice care, the pa- hospice bene ts will be available.

person’s illness have been unsuc- cept treatment),even if one remains tient will continue to pay the Virtually all services need to be

cessful. in a Medicare Advantage Plan or Medicare monthly Part A pre- rst coordinated and approved by

Hospice is a program of care other Medicare health plan. mium and Part B premiums, the hospice care provider selected.

for people who are terminally ill Once the hospice bene ts have a co-payment of up to ve $5

and have been diagnosed with a commenced, one can still get cov- per prescription for outpatient Anthony J. Enea, Esq. is a member

life expectancy of six months or ered services that are not related prescription drugs for pain and of the rm of Enea, Scanlan &

less. e focus of the hospice care to one’s terminal illness: original symptoms management and 5 Sirignano, LLP with an o ce centrally

shifts from curing the individual to Medicare will cover the services percent of the Medicare approved located in White Plains and a home

palliative care (keeping the person for any health problems that are amount for inpatient respite care. o ce in Somers. He can be reached at

comfortable). e palliative care not part of the terminal illness As can be seen from the above, 914-948-1500.

component is both for the termi- and related conditions, subject to

nally ill person and his or her fam- the patient being responsible for

ily. e physical, emotional and paying all deductibles and co-in-

spiritual care needs of the patient surance amounts.

and family are now the focus. e hospice provider selected

In most instances, hospice care by the patient for the in-home

is provided at home.However,if it care will coordinate a care plan for

cannot be provided at home, there the terminally ill patient with the

are in-patient facilities, which patient and his or her family. e Do you know what the cost of your
speci cally provide hospice care. care team will include a hospice long-term care will be if you are
For example, Calvary Hospital in nurse and a doctor who is on call not eligible for Medicaid?
the Bronx and Rosary Hill Home 24 hours per day, seven days per
in Hawthorne are in-patient fa- week. e patient can also include

cilities dedicated to hospice care. his or her regular doctor, a nurse

Medicare will cover hospice practitioner or a physician’s assis- • Asset Protection • Past Chair of Elder Law
care at the aforestated types tant as part of the medical team.
of in-patient hospice facilities. Once hospice bene ts have • Elder Law Section of NYS Bar Association

However, if one decides to receive commenced, Medicare will no • Medicaid Applications • “Super Lawyer” In Elder Law
hospice care at a nursing home longer cover the following:
or another non-hospice facility, it (A) Treatments intended to (Nursing Home/Home Care) for 10 consecutive years

may be necessary that the patient cure the terminal illness and re- • Guardianships Contact
apply for and obtain Medicaid or lated conditions; (Contested/Non-Contested)
pay privately for room and board ANTHONY J. ENEA, ESQ.
at the non-hospice facility. (B) Prescription drugs (except • Wills, Trusts & Estates
for symptom control or pain Managing Member
Once the patient has been cer- management);
Fluent in Italian

ti ed for hospice by his or her (C) Care from a provider that

doctors, is willing to accept pallia- was not arranged by the hospice

tive care and forego any attempts medical team;

to cure the illness, and executes a (D) Generally, room and board
statement choosing hospice care, are not covered, unless it is a hos- WHITE PLAINS • SOMERS • WWW.ESSLAWFIRM.COM
the hospice care will commence. pice facility or if the hospice team
Unlike long-term nursing home determines the patient needs short 914.948.1500

PAGE 24 – WESTCHESTER WELLNESS JUNE 2019

Preventing Summer Learning Loss
How to keep young minds stimulated during the long break

BY SHARI SUSS

The days are longer, flowers are in full bloom and students everywhere are excited about the prospect of having fun in the sun throughout
their summer vacation. While it is important to have a break after a full year of academics, by September, many children will start the
new school year with achievement levels significantly lower than they were at the beginning of the summer.This trend is often referred to
as the “summer slide” or “summer learning loss.” For children who are already struggling to keep up, the academic loss can create additional
stress and apprehension at the start of the new year of school in the fall.

What can parents do over the summer to mitigate the effects of this downward trend?

1. Become regular visitors Ask plenty of open-ended

at your local library questions to encourage your child
to use their critical thinking skills

When borrowing books from (“How might a giraffe’s long neck

the library, children will be more help him to survive in the jungle?”

absorbed in reading when the “If you could be any animal, what

books are of interest to them. Be would you be and why?”).

sure to have your child choose On a trip to the beach, encour-

a variety of books of different age the engineer in your child

genres (nonfiction, poetry, bio- by helping them building a sand

graphical) and different reading castle.

levels. A challenging book will A nature walk can promote a

help stretch your child’s read- child’s curiosity, knowledge and

ing skills while an easier book appreciation of the world around

can bolster their confidence. them. Pose questions for them

Children who are reading below such as “Why are the days so much

grade level should read aloud to longer in the summer?”“Where do

you so that you can assist them the birds go in the winter?”

if they are having difficulty decoding words they may encounter. Collect artifacts that interest your child such as rocks of different

Sharing a book with a child who is reading well above their level shapes and sizes. Have your children count them, and then catego-

expands their vocabulary and comprehension and enhances quality rize the rocks by different attributes (size, shape or color).

time with family. Be sure to create interactive reading experiences 5. Cook with your child
by asking questions such as, “What do you think will happen next?”

“How do you think the character feels?” Turn reading in to a game

by offering an incentive if a certain goal is reached over the sum- Besides the obvious benefits of helping your child become in-

mer (“Read 10 books this summer and we will have an end of the dependent, cooking is a great tool for teaching measurements and

summer ice cream party!”). fractions along with enhancing their reading skills.

2. Encourage creative writing 6. Go shopping!

To promote your child’s writing skills, have them construct a few Shopping provides real-world opportunities to teach children
paragraphs each week about topics they enjoy, such as a favorite fam- how to budget money. Your youngster will never realize they are
ily vacation, traditions or outings. Encourage use of the thesaurus to sharpening their addition and subtraction skills when you tell them
build a stronger and more diverse vocabulary. they have a set number of dollars to spend on food or clothes for
the day.
3. Continue or seek out professional instruction
Summertime presents a relaxed environment for children to en-
If your child has a learning disability or is struggling to read at grade counter enriching learning experiences that can help them prepare
level, summer learning programs are especially important to prevent for school in the fall. With a little imagination and family engage-
the summer slide. Individual tutoring or small group classes can keep ment, you can create memorable moments with your child and
your child on track and moving forward to their new grade in the fall. boost their brain power at the same time. Summer learning is a
critical component of your child’s long-term success.

4. Take trips to the museum, zoo, outdoor nature venues Shari Suss is a certified Early Ed and Special Ed teacher, and the
owner and founder of Early Academic Achievement. To learn more,
After a fun visit to a museum, have your child discuss, draw pic- visit earlyacademicachievement.com or call 914-293-7688 or email
tures and read books about what they saw during their excursion. [email protected].

JUNE 2019 WESTCHESTER WELLNESS – PAGE 25

Teaching Your Kids About

TECHNOLOGY

Lead by example by using it appropriately

BY ADAM MCCAULEY

Studies show that more than 50 percent of parents in the country have used Do not limit yourself to monitoring your kids online.You can also use
technology as a babysitter. Parents use technology to entertain their kids, online time to bond, interact and learn with your kids.
to keep them busy, to keep them quiet or calm or to keep them from being Screen time does not always have to mean alone time. Play online
bored.A good number of parents also admit to using technology to babysit their games with them. You can teach them about good sportsmanship this

kids so they can take a break from their parental duties or enjoy some alone time. way. Watch videos together. Discuss the videos. Get them to share their

You can’t ignore the fact that your kids are growing up in a digital world. ideas and experiences. Share your own perspective and experiences, too.

Teaching your kids how to use technology, however, goes beyond teaching is is a pleasant (and subtle) opportunity to provide guidance.

them how to type or how to use a tablet or smartphone to play games. You Interacting with your kids online allows you to understand and ap-

have to teach them healthy concepts surrounding the use of technology.You preciate what your kids are doing by being a part of it.

have to teach them what it means to use gadgets responsibly. Technology Impose restrictions by making certain zones and times tech-free.Teach

will serve your kids well if they grow up embracing technology the right way. your kids to enjoy mealtimes, family gatherings and other social interac-

As a parent, it is your duty to teach your kids how to appreciate and tions without using gadgets. Keep your kids’bedroom screen-free so they

use technology in a sensible and mature way. are not tempted to use gadgets when they should be resting or sleeping.

Don’t let social media change your parenting style. Don’t allow it to Making these changes promotes happier family time, better eating

intrude on your family values. e use of social media can boost daily life habits and improved rest and sleep.

provided you use it in a thoughtful and appropriate manner. If you have older kids, make them understand how important online

Teach your kids not to use social media as a substitute for face-to-face privacy is. Warn them about the dangers that exist in online gaming,

interaction. It should not interfere with family time or outdoor exercise email, chat rooms and social networking.Tell them about predators and

or play. It should not get in the way of relaxation or sleep. people who exploit children.Teach them how to avoid bullying, sexting,

Tell your kids that you are applying the same parental guidelines and posting inappropriate pictures and other online indiscretions. Monitor

limits to both their real and virtual worlds. their behavior so you see and can address red ags as soon as they occur.

Get acquainted with your kids’ friends, both o ine and on. Discuss Technology is a fundamental part of today’s world.Teach your kids that tech-

with your kids what sites they are allowed to visit on the web.Talk about nology has a wide range of bene ts–provided that people know how to use tech-

the apps, software and platforms they are interested in and discuss the nology in moderate and appropriate ways. Teach them these lessons by acting

merits of each. Know what your kids do online. sensibly and appropriately around gadgets and you can teach them by example.

Your kids need you to set limits. See to it that your kids, especially the Lead on, parents!

young ones, have o ine and unstructured playtime. Make actual physi-

cal playtime with neighbors and other kids a priority. Unstructured play Adam and his wife Lauri have owned Go No Sen Karate in Peekskill for the

is the best way to stimulate creativity and develop interpersonal skills. past 25 years. Check them out at kidslovekarate.com.

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PAGE 26 – WESTCHESTER WELLNESS JUNE 2019

Adjusting to Life Financially after a Divorce

BY DONNA COLUCCI AND KJERSTEN LAZAR

Acreditor has the right to report negative infor- cretionary. Fixed expenses include things like • Develop a plan to manage payments and
mation about you to a credit reporting agency housing, food, and transportation. Discretion- avoid late fees
if your ex-spouse pays late on a joint account. ary expenses include things like entertainment, • Pay o high-interest debt rst
ere’s no doubt about it—going through a di- vacations,etc.Keep in mind that you may need • Take advantage of debt consolidation/re -

vorce can be an emotionally trying time. Ironing to cut back on some of your discretionary ex- nancing options

out a divorce settlement, attending various court penses until you adjust to living on less income. Protect/establish credit
hearings, and dealing with competing attorneys However, it’s important not to deprive yourself

can all weigh heavily on the parties involved. entirely of any enjoyment. You’ll want to build

In addition to the emotional impact a di- the occasional reward (for example, yoga class, Since divorce can have a negative impact on

vorce can have, it’s important to be aware of dinner with friends) into your budget. your credit rating, consider taking steps to try to

how your nancial position will be impacted. Reevaluate/reprioritize your protect your credit record and/or establish credit
Now, more than ever, you need to make sure in your own name. A positive credit history is

that your nances are on the right track. You financial goals important since it will allow you to obtain credit
will then be able to put the past behind you when you need it, and at a lower interest rate.

and set in place the building blocks that can be Your next step should be to reevaluate your - Good credit is even sometimes viewed by em-

the foundation for your new nancial future. nancial goals. While you were married, you may ployers as a prerequisite for employment.

have set certain nancial goals with your spouse. Review your credit report and check it for

Assess your current financial situation Now that you are on your own, these goals may any inaccuracies. Are there joint accounts that
have changed. Start out by making a list of have been closed or re nanced? Are there any

Following a divorce, you’ll need to get a han- the things that you now would like to achieve. names on the report that need to be changed?

dle on your nances and assess your current - Do you need to put more money towards re- You’re entitled to a free copy of your credit re-

nancial situation, taking into account the likely tirement? Are you interested in going back to port once a year from each of the three major

loss of your former spouse’s income. In addition, school? Would you like to save for a new home? credit reporting agencies. You can go to annual

you may now be responsible for paying for ex- You’ll want to be sure to reprioritize your creditreport.com for more information.

penses that you were once able to share with your nancial goals as well. You and your spouse To establish a good track record with credi-

former spouse, such as housing, utilities, and car may have planned on buying a vacation home tors,be sure to make your monthly bill payments

loans. Ultimately, you may come to the realiza- at the beach. After your divorce, however, you on time and try to avoid having too many credit

tion that you’re no longer able to live the lifestyle may nd that other goals may become more inquiries on your report. Such inquiries are

you were accustomed to before your divorce. important (for example, making sure your cash made every time you apply for new credit cards.

Establish a budget reserve is adequately funded). Review your insurance needs

A good place to start is to establish a bud- Take control of your debt Typically, insurance coverage for one or both

get that re ects your current monthly income While you’re adjusting to your new budget, spouses is negotiated as part of a divorce settle-

and expenses. In addition to your regular salary be sure that you take control of your debt and ment.However,you may have additional insur-

and wages, be sure to include other types of credit. You should try to avoid the temptation ance needs that go beyond that which you were

income, such as dividends and interest. If you to rely on credit cards to provide extras. And if able to obtain through your divorce settlement.

will be receiving alimony and/or child support, you do have debt, try to put a plan in place to When it comes to health insurance, make

you’ll want to include those payments as well. pay it o as quickly as possible. e following having adequate coverage a priority.Unless your

As for expenses, you’ll want to focus on di- are some tips to help you pay o your debt: divorce settlement requires your spouse to pro-

viding them into two categories: xed and dis- • Keep track of balances and interest rates vide you with health coverage, one option is to

JUNE 2019 WESTCHESTER WELLNESS – PAGE 27

obtain temporary health insurance coverage (up to tus. Make sure that your former spouse isn’t still Consult a financial professional
36 months) through the Consolidated Omnibus named as a personal representative, successor

Budget Reconciliation Act (COBRA). You can trustee,bene ciary,or holder of a power of attor- Although it can certainly be done on your

also look into purchasing individual coverage or, if ney in any of your estate planning documents. own, you may want to consider consulting a -

you’re employed, coverage through your employer. Consider tax implications nancial professional to assist you in adjusting to
Now that you’re on your own, you’ll also your new nancial life. In addition to helping

want to make sure that your disability and you assess your needs,a nancial professional can

life insurance coverage matches your current You’ll also need to consider the tax implica- work with you to develop a plan designed to help

needs. is is especially true if you are reen- tions of your divorce. Your sources of income, you address your nancial goals, make recom-

tering the workforce or if you’re the custodial ling status, and the credits and/or deductions mendations about speci c products and services,

parent of your children. for which you qualify may all be a ected. and monitor and adjust your plan as needed.

Finally, make sure that your property in- In addition to your regular salary and wages,

surance coverage is updated. Any applicable you may have new sources of income after your Kjersten C. Lazar and Donna Colucci are Certi ed

property insurance policies may need to be divorce, such as alimony and/or child support. If Financial Planner™ professionals with Lazar &

modi ed or rewritten in order to re ect prop- you are receiving alimony, it will be considered Colucci of Raymond James and Associates in Somers.

erty ownership changes that may have resulted taxable income to you.Child support,on the oth- At Lazar & Colucci, clients include executives,

from your divorce. er hand, will not be considered taxable income. business owners, women investors and those going

Your tax ling status will also change. Fil- through life transitions. Reach them at 341 Rte.

Change your beneficiary designations ing status is determined as of the last day of 202, Somers. 914-276-2475. is information was
the tax year (December 31). is means that developed by Broadridge, an independent third party.

After a divorce, you’ll want to change the even if you were divorced on December 31, It is general in nature, is not a complete statement of

bene ciary designations on any life insurance you would, for tax purposes, be considered di- all information necessary for making an investment

policies, retirement accounts, and bank or vorced for that entire year. decision, and is not a recommendation or a solicitation

credit union accounts you may have in place. Finally, if you have children, and depend- to buy or sell any security. Investments and strategies

Keep in mind that a divorce settlement may ing on whether you are the custodial parent, mentioned may not be suitable for all investors. Past

require you to keep a former spouse as a ben- you may be eligible to claim certain credits and performance may not be indicative of future results.

e ciary on a policy, in which case you cannot deductions. ese could include the child tax Raymond James & Associates, Inc. member New York

change the bene ciary designation. credit, and the credit for child and dependent Stock Exchange/SIPC does not provide advice on

is is also a good time to make a will or up- care expenses, along with college-related tax tax, legal or mortgage issues. ese matters should be

date your existing one to re ect your new sta- credits and deductions. discussed with an appropriate professional.

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PAGE 28 – WESTCHESTER WELLNESS JUNE 2019

EXERCISE on YouTube. You’ll nd hundreds of videos Here are my red/yellow/green light guide-
demonstrating how to use these bands to lines for working out…
FROM PAGE 7 perform chest presses, squats, and core ex-
ercises. You can also incorporate an exercise No pain after a workout? Give yourself a
to boredom, a big reason people quit the gym ball for core strengthening and stretches. green light to maintain your routine. Some
or give up exercise entirely. I aim for a work- pain after a workout? Consider that a yel-
out that includes cardio, weight training, and inking about Cross t? Great, but be low light, and make sure the pain is gone the
core strengthening. As long as my heart rate careful. next day before proceeding. Still experienc-
is up, I’m a little sweaty, my head is clear, and ing pain after a few days? is is a red light.
my mood is better than it was before I start- While I do believe CrossFit can o er Take a break from your exercise program
ed, I know had a good workout. many bene ts, including improved exibil- or modify it. For example, if you have knee
ity, strength, and balance, I tend to see more pain, focus on upper body workouts instead.
No gym? No problem. orthopedic injuries from this type of train- If pain persists despite these changes, speak
ere are many fun ways to get in some ing. CrossFit ‘Workouts of the Day’ can be to your doctor.
extreme and people tend to push themselves
cardio without using an elliptical or tread- too hard. Most commonly, I see overuse in- Top 4 Things to Accomplish
mill. We’re fortunate to have many hills in juries, injuries related to the shoulders from with Every Workout
Westchester. For a great cardio workout, try improper overhead lifting, and knee injuries
walking a trail with many hills at a brisk pace from aggressive squatting and box jumping. 1. Flexibility and core work: Protects spine and
for 30 minutes to an hour. Trust me, you’ll If you’re eager to try CrossFit, listen to your joints from injury.
feel the burn! Keep it interesting by explor- body. Make sure you have a proper warm-up
ing a new path or hiking trail. and go at your own pace. 2. Cardio: Getting your heart rate up is great
for heart health and weight loss.
You’ve gured out your favorite cardio No pain, no gain.
routine? Great! But don’t forget about weight If you’ve ever tried a new workout, you may 3. Upper and lower body muscle strengthening:
training. be familiar with the post-leg-day limp or post- Keep bones healthy by building muscle.
workout waddle. But how do you distinguish
Studies show that strength training builds muscle pain from injury? If you’re beginning 4. Energize your mind: Working out clears
calcium in the bones and prevents osteopo- a new exercise, your muscles may be sore ini- your mind, reduces stress, and improves
rosis. If not used, calcium can wash out of tially. However, if that pain is concentrated your mental health.
your bones within six weeks. To reap the in a speci c joint, such as your knees, and is
bene ts of weight training, add thirty min- accompanied by swelling, and continues or Dr. Victor Khabie is Chief of Sports Medicine
utes of free weights or weight machines to worsens after a day, this indicates a problem. and Co-Chief of Orthopedics at Northern
your workout. If exercise at home works best Westchester Hospital.
for you, Get some resistance bands and hop

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JUNE 2019 WESTCHESTER WELLNESS – PAGE 29

Health and Wellness Events Near You

Hudson Valley Cider Festival and 5kSATURDAY, JUNE 1 SATURDAY, JUNE 8
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SUNDAY, JUNE 2 Walk to Cure Arthritis Hudson Valley

Free Spirit Holistic Expo1wS0kiPtiphaapr.mcteroir1.tsfit3coAta1hnl12velygiseKFpiiltlrl.imetWfccreheh.ii•neSaldpsgwrFpsieraa,iinrtwbni.tlpehFeRrxoi:cooprFhcaromeods.ecuo,modpOrmsepFsgoiasnorirftnomstiornfmwagtomaartTidiloaiesnbsle, ThomRaes gBisutlrlaMtioenmooprieanl Psaartk8, M:30onat.gmo.mery
HorudcasFollon9rV2ma9lol-er3ey0, ci3no-fn7otr5am3cat7Ttie•ornewsaaablkoGtuoatcuWudrieaoalkarttthotrgitCaisuu.orderigoA/@hrtuahdrrtsithoisrnitv-ias.loleryg,

Camp Sunshine Baseball Fundraiser

5-9 p.m • Granite Knolls Field,Yorktown Heights
trwhbertietAerDhneaaneaeltsnlfietpTpuitnnhteaahiclencrollatYiugcYamtosaoldircvelrgkiakesfnutatetoteoewm,awswrDsitstinelnhripet..FoRCisIrttoecohtwrishhsdapCieedtmtehrahwcSbDemctthehewotporoiinnlildOgeSlfyrhaauefftnamnrnCeds“mtiohtDlrihSmieeilnoyaesaecmrttaga”hffiienunofGaerdncvcoEtdeehteoser,exaTpdldipfhieocseeenbsoeint.yurYthCosonbarearteaprksmcasyr.theetopewisbwldneahSnninilwucltPgnhgittosahhdilhsimeicsianee4eealitftsheiosesa,

MONDAY, SATURDAY, JUNE 15 JSUANTEU2R2DAY,
JUNE 10
HowNTaotPivlaenGtaardHeanbiintgat10P1a:tchtttuaoiemrtfvTfPepPreawun!LarSsitStAttt/1iuhchc’nNsh0gieapnpaS:t3iaailwnrutiavt0tWgnieeiHylvla--oaeigipirItnu.lL-amlrpHwrDearFldyas.iia-llaedelalnnrivnrnF/nmtodesatidn.o,r,odwagm4snne-nee01mde•shw30taocWht1ithbHnhoh-eisewwteatAasrssirtatmttttrehoetcgir-isapohlaeann-Reranbddsosdayaeti-taltenysrBdWtruinepa,sLgplBetya,a.solenrepnterdctygrdp,ohf/acolTceaoershrc-dtsuafienossbrgHutiin-Lnlaiaaldrltsweneadrnl ViAsPSiMctimtctr1siSkarvoah0iwYOtruooeiebanHruseti.danrm5c!r,feafrtO1oSFor.yk-ra0srwtS3emkMck0r,niaeilpSdaali.RluctS.skPtwmroito,asaonrPmhauwni.bndea•w.t/btteekeeitbneSievrnregr2esarrgsr,n0uy&ryaktZi9nesLni,dsHoFedlAf,loeoemLe,mrcrFsinSovscanetotknorrariiaalrMevlmdwdT!aFaeubatsl,setriocrmroby,sy,
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