Chattanooga Builds - 2017 Magazine

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President’s Message

As president of the Home Builders Association of Greater
Chattanooga, I am honored to stand with my fellow members
of this great association as we build on more than 75 years of service
and partnership in the communities we love. HBAGC members are
committed to quality construction, responsible practices, affordable
housing, continuing education, and community giving. These are
the core practices that set our foundational beliefs as professionals
in this industry.

Mike Croxall After the huge success of last year’s inaugural edition of Chattanooga
Builds and the HBAGC Membership Directory, we’ve brought them
Croxall Construction Company back again! Inside you’ll find a host of useful articles, tips, and
President guidelines, as well as contact information for building professionals
Home Builders Association and associates who can help you with your next home project.
of Greater Chattanooga
We couldn’t have brought you these publications again this year
without the continued support of our advertisers. Please take a
moment to thank them for helping make the magazine and the
directory a reality.

Sincerely,

Mike Croxall

President, Home Builders Association of Greater Chattanooga

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Home Builders Association of Greater Chattanooga.

V U4isit s
Visit our website for building and remodeling news,

home maintenance tips, and a searchable online

directory of buildingprofessionalsin ourarea. Go to

www.HBAGC.net

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Inside this Issue

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Features 22 38

Page 12.................................................... Association News
Growth in Building of New Homes
Great News for Chattanooga Award Winners Honored........................................................... 6
2017 Officers & Staff.................................................................... 8
Page 14 ................................................... HBAGC Councils...................................................................... 16
2017 Home Design Trends to Watch Advocacy: Top Priority............................................................. 17
Work Hard - Play Hard: 2016 HBAGC Events...................... 26
Page 22.................................................... NAHB Chairman Visits Chattanooga Members................... 28
Are You Ready for 10 Reasons to Join HBAGC Today.......................................... 46
Smart Home Technology?

Page 30....................................................
Constructions Jobs Offer Career Path

Page 34....................................................
4-point Energy Audit for Your Home

Page 38.................................................... PLUS:
Focus on the Future with
Universal Design You'll find your own copy of
the Home Builders Association
Page 42....................................................
How Much is Green Living of Greater Chattanooga 2017
Worth to You? Membership Directory in the
center of this publication.
Page 44....................................................
6 Ways to Prepare Your Home
to Weather the Storm

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HBAGC Announces 2016 Award Winners

The Home Builders Association of Greater Chattanooga (HBAGC) recognized the
2016 award winners at its Annual Membership and Installation Dinner on January 21

at The Read House in Chattanooga. Outgoing president Chris Mabee
of Cornerstone Construction, LLC presented the awards to each winner (shown below).

Builder of the Year
Mike Croxall

Croxall Construction

Developer of the Year Ralph Chumley Service Award
Dale Mabee Clay Cochran

Cornerstone Construction Jody Millard Pest Control

Associate of the Year Remodeler of the Year
Alder & Cox Insurance Jamie Breneman

accepted by Vicki Schambron Chattanooga Exteriors
2016 President’s Awards
<not shown> Ethan Collier, Collier Construction (below left)
Rookie of the Year Ramona Scott, Matheney Stees & Associates (below right)
Mike Moon, Moon Building & Development (not shown)
Fred Cryer
Fred’s Mailboxes & More 8

Special recognition was also awarded to
Denny and Nina Boss (Century Title and
Escrow) and Charlie and Elaine Roberson
for their many years of volunteer service
at HBAGC’s spring and fall home shows.

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Home Builders Association of Greater Chattanooga

2017 Officers & Staff

Executive Committee
P resideMnti ke Croxall, Croxall Construction
T reasurGera be Thomas, Collier Construction

V ice PreJasiydeBnetl l, Bell Homebuilders, LLC SecretarJoyr dan Cornelison, P&C Construction, Inc.

A ssociaCtelsaCyoCunoccihl Prraensi,dJeondyt Millard Pest Control, LLC Immediate Past President
Chris Mabee, Cornerstone Construction, LLC

Board of Directors

Jamie Breneman, Chattanooga Exteriors Builders
Mike Moon, Moon Building & Development

Warren Cole, Cole Construction Dennis Neal, Habitat for Humanity

Ethan Collier, Collier Construction Sherman Smith, Dream Tech Homes, LLC

Dale Mabee, Cornerstone Construction, LLC Brandon Waters, Waters-Holland Builders

Associates

Joe Bozich, Chattanooga Outdoor Lighting Perspectives Paula Palmer, Real Estate Partners

Marty Hilliard, Home & Lawn Care Services Ramona Scott, Matheney Stees & Associates

Amber James, First Choice Title, Inc.

Nina Boss, Century Title & Escrow, Inc. Ex-Officio

Don Moon, Moon Building & Developing

Karen Flores, SmartBank Vicki Schambron, Alder & Cox Insurance, Inc.

Coleman Hochman, Coleman Hochman & Associates

HBAGC Staff

Terry Greene, Executive Officer ([email protected] |423.624.9992)
Cynthia Blackwell, Communications & Special Events Coordinator ([email protected] | 423.708.8220)
Nicole Gosciniak, Administrative & Marketing Coordinator ([email protected] | 423.708.8222)
Karen Delgado, Membership Services Manager ([email protected] | 423.708.8221)

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N HContinued Growth in Building

ew omes

Great News for Chattanooga

After a year of increased sales of newly built, single family
homes in the Greater Chattanooga area, the National
Association of Home Builders forecasts continued positive
growth in 2017 and 2018. That’s great news for Chattanooga!
Why? Because every time a home is built in this area, our
entire community benefits. Here's how:

2,800 Local Jobs $192 Million Generated $26 Million Re-invested
Supported Annually Yearly in Local Income Annually in Community
Improvements
Consider the number of profes- To understand how income
sions, skills, and trades involved generated from new home Compounding the positive
in the building of a typical sales affects our community, impact of new home
home. The builder is certainly consider all the suppliers, construction in Greater
an integral player in the actual wholesalers and retailers that Chattanooga are the
construction of the home, but earn revenue from the build- funds generated through
there are so many other indus- ing of the new home. Then permits, fees, and taxes
tries that have a hand in the add to that the fact that they, that support local facilities
process. Plumbers, roofers, elec- along with the construction and services vital to our
tricians, inspectors, millworkers, workers and other profes- city and surrounding
landscapers, and flooring, tile, sionals directly involved with counties. Everything from
window and door installers are home building, all go out community enrichment
only a few of many. Even after into the community to spend programs, to parks, to trash
construction, professionals like their earnings on goods and pick-up are affected by
realtors, bankers, and brokers all services. You can begin to see these improvements.
contribute to the process, not to how the building of one home
mention the industries related to ripples outward to impact an
helping new owners occupy their entire community.
homes.

For more information on this study and the economic impact of home building
in the Chattanooga area, contact HBAGC at 423.624.9992.

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2017 Home Design

Trends To Watch
Curious about the latest home design elements making Repurposed space. Designers are increasingly using the space
their way to our area? Take a look at these trends creating under staircases for more than just storage. These areas are
a buzz in new and remodeled homes across the nation. great for installing bookshelves, displaying art or creating a
Modern farmhouse. Demand continues to rise for farmhouse nook for pets.
sinks, repurposed wood siding for interior design details, and Prominent wine storage. Many new kitchens today include
barn doors customized for a more contemporary feel. floor-to-ceiling wine storage with customized wine racks,
Natural wood beams. From remodels to new homes, wood glass doors and display lighting.
beams left in their original state add a natural touch and create Big showers and tubs. Showers keep getting bigger and free-
a focal point in interiors. standing tubs have become increasingly luxurious. Walk-in
Shiplap inside and out. Horizontal shiplap is an increasingly showers with wall-to-wall glass are the most sought after.
popular choice for exteriors or for interior entryways, Metal roofs. A large number of new custom homes in regions
stairwells and living rooms. across the country are ditching shingles for metal roofs.

Board and batten. You can't lose with this type of wainscoting For more information about the latest designs for your existing
as exterior siding or as a classic touch to today’s contemporary home, or to find a builder in your area that can create the new
interiors. Some designs feature a unique spin by adjusting the home of your dreams, visit the Home Builders Association of
width of the boards to create a more customized feel.
Greater Chattanooga at www.HBAGC.net.

7550 E. Brainerd Rd. Ste. 125 (423) 668 - 0007 Livable Luxury.
Chattanooga, Tennessee 37421 McCoyHomes.com

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HBAGC Councils

Working Together to Enhance Knowledge and Professional Growth

The mission of the HBAGC Associates Council is to enhance association goals by creating networking opportunities through

events, monthly meetings and other activities that brings membership together. The Associates Council programs consist of
lunch, council business, planning of activities and events, and a program that features a guest speaker.

The Innovation and Technology Council works to develop a coalition of responsible industry leaders that are dedicated

to the education, awareness and promotion of sustainable design, energy efficiency and environmental responsibility. It actively
promotes green building in the Greater Chattanooga region through a wide variety of green building educational programs.
Meets quarterly and meetings feature industry speakers and opportunities to network with fellow members.

The members of the Remodelers Council have a special interest in residential remodeling. Members include design/build

firms, home improvement contractors, kitchen and bath specialists, as well as specialized installers such as closets, windows, and
siding or insulation companies. Meetings feature industry speakers and opportunities to network with fellow members.

The Light Commercial Construction Council is dedicated to providing quality education, information, and business and social

networking opportunities to members of the commercial building industry. Programs include insight into a variety of construction
programs, including construction design, current industry issues, marketing and sales techniques, business and social networking
opportunities. Meetings feature industry speakers and opportunities to network with fellow members.

The Ocoee Council is comprised of HBAGC members who share a specific interest in the construction activities and issues
that impact the Cleveland and Bradley County area. Monthly meetings are held at different locations in Cleveland and feature
Council business, activities, and guest speakers.
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Advocacy w Protect our industry’s financial interests by supporting
political leaders who understand and support our industry’s
Top Priority for HBAGC position on complex land-use matters, ordinance and
zoning issues, and other housing-related concerns.
Perhaps the single most important
mission for the Home Builders w Balance the scales by helping to promote and build a pro-
Association of Greater Chattanooga housing growth attitude among our local, area and state
is its daily work to promote, protect elected officials.
and advocate for its membership at the
local, regional, state and national levels. From city hall to the county court house, from the state capitol
HBAGC invests significant time, energy and resources in its in Nashville to the halls of Congress in Washington, D.C.,
efforts to build and maintain positive working relationships HBAGC is firmly committed to being a tireless advocate for
with government leaders, including the mayors of Chattanooga its membership and industry.
and Hamilton County and individual members of the
Chattanooga City Council, Hamilton County Commission,
and state senators and representatives.
A critical component of HBAGC’s government affairs
program is ChattPAC, HBAGC’s political action committee.
It provides financial support to political candidates, regardless
of political affiliation, who respect the legitimate interests of
the housing industry as it strives to satisfy the community’s
need for quality housing. ChattPAC also works to:
w Strengthen our industry by supporting state and local
political candidates who work to eliminate unnecessary
and costly regulations.

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Are you Ready for

S Hmart ome
T ?echnology

Last year an estimated 26.8 million U.S. households – or outdoor lighting taking three of the five top spots. Here in
21 percent of homes – harnessed smart home technology the South, the self-adjusting thermostat also ranks high,
for advanced security, entertainment, and efficiency. A smart with newer versions automatically adjusting based on your
home is one where a number of automated appliances and proximity to the house.
systems communicate through a centralized platform that
can be remotely managed via internet. Once considered a While clearly on the rise, there are some lingering barriers
luxury only for techies and the ultra wealthy, smart home to smart home adoption that experts believe must be
technology has matured into an accessible and sustainable overcome in order to fully develop the field. Earlier
industry with record growth in the last few years. networks can be clunky due to a “patchwork” of myriad
Despite reports that smart homes are struggling to make systems trying to communicate without a centralized
the leap from those loyal early adopters to the mass market, language. Newer and better software versions will
projections show 50 percent of North Americans intend to overcome this obstacle and satisfactorily marry the various
buy at least one smart home device in the next year. Adults systems (see "Hubs" below). Also needing attention is
aged 25-34 are most likely to purchase smart systems, while the simplification of systems for the average consumer. If
younger millennials will probably be the next wave of you’re not quite ready for your trash can to automatically
adopters as they grow into home ownership age. The elderly order new groceries based on what you toss into it, you’re
and those who care for them are also projected adopters, due not alone. Consumers report ease of use as vastly more
to the safety benefits of home health monitoring devices. important than latest technology or “cool factor”.
Home security ranks highest for most desired technology,
with remote door locks, security cameras, and automatic For more information on Smart Home Technology, contact
Home Builders Association of Greater Chattanooga at
423.624.9992 or [email protected].

Smart Home Automation Hubs

Home automation hubs do exactly what their name implies: they automate the
ability to control home features, like lights, air conditioning, and window shades,
with the push of a button or a voice command. Because different smart home
devices are powered by different systems, hubs allow you to link some devices into
one system. This technology is still developing, so as more devices are added to the
Internet of Things (IoT), more controls will connect to home automation hubs. In the
meantime, there are several hubs on the market that can help you improve security,
energy efficiency, comfort, and convenience.

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Work Hard - Play Hard

HBAGC Members Find Time for Fun in 2016

A large crowd of eager attendees The weather was great and the fish HBAGC members and their
awaited the opening of the 50th were biting for the First Annual families turned out to represent
Annual Tri-State Home Show on HBAGC Bass Fishing Tournament area home builders and associates
February 26th. The three-day event, held June 18th at Chester Frost Park. at a Night at the Lookouts on July
held at the Chattanooga Convention With outstanding participation from 26th. Everyone had a great time
Center, drew thousands of attendees 45 boats, the 3-fish tournament had eating hot dogs, playing games,
and record-number booths. contestants spending a fun day and cheering on the Lookouts.
reeling it in for the big win.

Nearly 2,000 home-building and It was a fun fall for HBAGC, The 2nd Annual HBAGC Sporting
remodeling enthusiasts attended the as members teamed up for the Clay Shoot provided a day of
2016 Fall Home Show, held August Annual HBAGC Golf Tournament friendly competition for enthusiastic
27th & 28th at the Chattanooga on September 30th at Bear Trace shooters. Held at Benton Sporting
Convention and Trade Center, at Harrison Bay. The day offered Clays on October 20th, the shoot
where building experts were on plenty of good natured competition was one of our most exciting events,
hand to answer questions and with door prizes, food, and fun. and many shooters walked away with
demonstrate products. fun prizes and new friends.
2288

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National Association of Home Builders

Chairman Ed Brady

Visits HBAGC Members in Chattanooga

National Association of Home Builders (NAHB)
Chairman Ed Brady was the featured speaker
at the HBAGC October monthly membership meet-
ing. Following his talk, Brady visited with attendees,
including past-president Chris Mabee
(top right), and Cynthia Blackwell, Don
Moon, Teresa Groves, and Mike Moon.
(below).

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Construction Jobs

Offer Career Path for Thousands

Did you know it takes an average of 22 different Four Tiers of Advancement in Construction
subcontractors to build a home?
Apprenticeships are great for people with little or no
Indeed, home builders in the Chattanooga area rely experience in the industry and they work much like
on a number of highly trained workers to get the job internships. Apprentices are paid little, if anything,
done right. This includes dozens of skilled artisans but have the benefit of being trained and assessed by
and professionals, including carpenters, architects, an industry mentor. Some apprentices use the time to
engineers, plumbers, electricians, painters and complete further training or education.
landscapers. Analysis from the National Association Earning an Associates Degree in one of the many
of Home Builders (NAHB) shows that 70% of available sub-specialties is the next step to advance-
builders typically use somewhere between 11 and 30 ment in a construction career. An associates degree
subcontractors to build a single-family home. not only provides vital education in your field, but also
tells your employer you’re serious about your career.
The residential construction industry is one of the Many 2-year colleges offer construction management
few sectors where demand for new workers is rising. or construction technology programs. An associates
As the housing market continues to strengthen, home degree combined with work experience is typical for
builders across the country and here in the Greater managers who supervise smaller projects.
Chattanooga area are seeking skilled workers to help Although not usually required, Certification is
them build the American Dream. In fact, according to becoming increasingly important for construction
NAHB analysis of the federal government’s latest Job managers and specialty tradesmen. Certification is
Openings and Labor Turnover Survey, the number of valuable because it demonstrates specialized knowl-
open construction sector jobs (on a seasonally adjusted edge and experience. Some states require licensure for
basis) rose to 214,000 last July. Here in Chattanooga, certain management positions. For more information,
the demand for skilled workers is projected to grow contact the state licensing board.
44% from two years ago. Most management careers on the larger construc-
tion jobs require some experience and a Bachelor’s
This means there is ample opportunity for motivated Degree in construction management, construction
students or anyone seeking a rewarding career path science, engineering, or architecture. These 4-year
to take advantage of this exciting growth. Residential programs include courses in project control and man-
construction workers consistently express high job agement, design, construction methods and materials,
satisfaction, and average salaries in Chattanooga remain cost estimation, building codes and standards, and
competitive with other industries in our area. contract administration. Courses in mathematics and
statistics are also relevant.
For more information on how the residential building
trades offer a great career path, visit the Home Builders
of Greater Chattanooga at www.HBAGC.net.

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The Four-Point

E Anergy udit
Y Hfor our ome

As residents in the Tennessee Valley enjoy the arrival Heating and Cooling Equipment.
of warmer days this spring, conducting a home audit
is a great way to find home energy deficiencies and make 3See if ducts and pipes located in unheated spaces and
simple improvements that will save time and money in the
long run. your water heater and hot water pipes are insulated. Dirt
streaks around your ductwork, especially near the seams,
Simply inspect these four areas: are evidence of leaks. Have your equipment checked and
cleaned by a professional annually. If you have a forced-air
Air leaks.Air commonly leaks from homes in the gaps around furnace, replace your filters as soon as they are dirty. Even if
they aren’t, replace them every 30 to 60 days.
baseboards, wall and ceiling junctures, electrical outlets,
switch plates, window frames, weather stripping, fireplace 4Lighting.Determine if a lower-watt bulb would work just as well
dampers, attic doors, window-mounted air conditioners
and foundation seals. Outside, look for gaps at the areas around the home. For lights that will be used more than
two hours each day, replace your incandescent bulbs with
1where two different building materials meet, such as compact fluorescent bulbs and you can save up to 75% of
the energy used for lighting.
corners and areas where siding or brick come together
with chimneys or the foundation. If you can rattle windows For help determining if your home is energy efficient, contact
or see daylight around door or window frames, you likely the Home Builders Association of Greater Chattanooga at
are losing air. Once you’ve identified the leaks, seal them 423-624-9992 or [email protected].
with caulk, weather stripping or the same material as the
original seal.

Insulation.

2In older homes especially, you may have insufficient

insulation in the ceiling and walls. Your attic door should
be insulated and closed tightly. Openings around pipes,
ductwork and chimneys should be sealed. Look for a vapor
barrier — tarp or a plastic sheet — under the attic insulation.
To check your walls, make a small hole in a closet or other
out-of-the-way place and probe into the wall with a long
stick or screwdriver. If it's an outside wall, the area should
be completely filled with an insulating material.
Fill the gaps in any openings with expanding foam. Flexible
caulk should be used to seal any electrical boxes in the
ceiling. If your home lacks a vapor barrier, consider painting
interior ceilings with vapor barrier paint. This reduces the
amount of water vapor that can pass through the ceiling,
which reduces your insulation’s effectiveness.

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Focus on the Future with

U Dniversal esign

All across the Chattanooga region, many families are Some universal design features just make good sense. Once
making adjustments to their homes in order to stay you bring them into your home, you'll wonder how you
with their families as they age. As part of this “aging in place” ever lived without them. For example:
movement, universal design allows people with different
abilities and needs to all enjoy the same house, even as some * Floors and bathtubs with non-slip surfaces help
family members’ requirements change over time. everyone, not only people who are frail. The same goes
Universal design refers to the way home products and for handrails on steps and grab bars in bathrooms.
environments can be usable by all people, to the greatest
extent possible, without the need for adaptation or * Thresholds that are flush with the floor make it easy for
specialized design. A Certified Aging-in-Place Specialist a wheelchair to get through a doorway. They also keep
(CAPS) can help remodel your home using these universal others from tripping.
design concepts. Keep in mind, while most CAPS
professionals are remodelers, an increasing number are * Good lighting helps people with poor vision, but
general contractors, designers, architects, and health care everyone would benefit from this amenity.
consultants.
Here are some of the more common universal design * Lever door handles and rocker light switches are great
features that are also incorporated into aging-in-place for people with poor hand strength and for anyone with
remodels: an armful of groceries and packages.

* No-step entry. No one needs to use stairs to get into a To find a qualified CAPS remodeler in the tri-state area, contact
universal home or into the home's main rooms. the Home Builders Association of Greater Chattanooga at
423-624-9992 or visit nahb.org/capsdirectory.
* One-story living. Eating, sleeping, and bathroom areas
are all located on one level, which is barrier-free. Certified Aging in Place Specialists (CAPS)
AT-A-GLANCE
* Wide doorways. Doorways that are 32-36 inches wide
let wheelchairs pass. They also make it easy to move big ❉❉ trained in the unique needs of older adults and
things in and out of the house. well versed in a wide variety of techniques to
enhance a home’s aesthetics, livability, and value.
* Wide hallways. Hallways should be 36-42 inches wide.
That way, everyone and everything moves more easily ❉❉ identify unique, practical and comprehensive
from room to room. aging-in-place solutions.

* Extra floor space. Everyone feel less confined. And ❉❉ help home owners to maintain their
people in wheelchairs have more space to turn. independence and stay in their current homes.

❉❉ pledge to uphold a strict code of ethics,
indicating they operate their businesses at only the
highest level of professionalism.

❉❉ committed to building upon their knowledge of
the latest aging-in-place strategies by attending
continuing education programs.

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G LHow Much is

reen iving

Worth to You?

If you could save $1,000 each year on your total utility GG Above-code insulation.
costs, how much more would you be willing to pay up
front to purchase or build your next home? One of the most impactful ways to minimize energy
According to a recent survey by the National Association consumption is to install optimal amounts of insulation
of Home Builders (NAHB), home buyers, on average, are during initial construction. Not only are heating and
willing to spend an extra $10,700 to save $1,000 a year cooling costs reduced, but overall comfort is improved.
on their utility bills. An investment of that size would In the NAHB survey, 81 percent of consumers rated
essentially pay for itself within 10 years—the maximum above-code insulation essential or desirable.
amount of payback time for energy-saving measures to
still be considered “cost effective,” as defined by industry GG Water-conserving features.
experts at NAHB.
The responses indicate today’s home buyers are more Dual flush toilets and low-flow faucets and shower heads
interested in going green and saving on utilities than they that promote water efficiency are very popular and
were in 2012, the last time NAHB posed the question. rated essential or desirable by 72 percent of consumers.
At that time, the average amount buyers were willing to Tankless water heaters, which produce on-demand
invest up front in efficiency came in at just slightly more hot water and eliminate the costs of maintaining a
than $7,000. tank of standby hot water, were also desirable green
NAHB’s home buyer preferences survey asked consumers components, rated essential or desirable by 67 percent.
to rank green features according to desirability. Some of
the items included: GG Solar-powered heating and cooling.

GG Energy-efficient appliances. Though ranked last among features listed in the
green section of NAHB’s survey, solar elements were
Ninety percent of respondents specifically ranked considered to be desirable or essential among 61
ENERGY STAR appliances as either desirable or percent of respondents.
essential. The ENERGY STAR program has been
around since 1992 and has spurred the development For many consumers, investing in energy-efficient features
of countless energy- and cost-saving home appliances for their home is a very big commitment. While most will
including washers and dryers, refrigerators and say they desire energy efficiency, there is a limit to how much
freezers, heating and cooling systems, lighting and they are willing to pay for it. Nearly half of the respondents
windows, etc. to NAHB’s survey indicated they would need to see their
investment pay for itself within five years, which further
emphasizes the demand for an even wider variety of products
that offer energy efficiency at all price points.

To learn more about the latest green products and building
techniques available in your area, contact Home Builders
Association of Greater Chattanooga at [email protected].

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6 Ways to Prepare your Home to

Weather the Storm
pring is in the air! The days are a little warmer. The skies
Have your roof inspected to ensure its structural
Sseem a bit bluer. Is that green we see popping through the integrity. Apply sealant around the chimney and
vent pipes to prevent water from seeping in the
3landscape? The promise of a new, milder season has many home during a torrential downpour.
If in doubt, consult a building professional to
thinking about gardens and spring cleaning, but along with repair loose siding, remove rotted structures, and
the beautiful days ahead will also be some severe weather. determine the structural soundness of your home.

4April is traditionally when Chattanooga sees a surge of severe
weather, including tornadoes, flooding, and hail storms.
5Don’t wait until a weather event is impending; use the month
Clean out clogged gutters and downspouts. If the
of March to take the necessary precautions: rain that accompanies a heavy storm can’t run
through the gutters and downspouts, it will spill over
Check your insurance policy to ensure you’re covered the sides, landing in areas where it can soak through
in the event of a natural disaster. In particular, to your home’s foundation, causing flooding and
structural damage.
1 flooding is generally not covered by homeowners’ Protect your home from loose objects that take flight
insurance and requires a separate policy at a during a storm. Remove dead and dying limbs from
reasonable rate. trees, bring inside or secure lawn furniture, trash
6Seal your entryways with weather-stripping to cans, flower pots and other yard ornaments, and
prevent wind and water from entering through the tie down the larger items such as sheds, doghouses,
playhouses, swing sets and boats.
2 cracks around doors and windows. Don’t forget your
garage door, too.

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www.hiwassee.com

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Reasons to Join

10 HBAGC Today!
Three-for-One Membership Access to Expert Advisors
1 When you join the Home Builders Association of 6 When you become a Member, you get instant ac-
2 Greater Chattanooga, you receive the benefits of three cess to NAHB’s distinguished economists, legal
Memberships. You automatically become a Member research staff, financial experts, librarians, and reg-
13 at the state level, Home Builders Association of Ten- ulatory and technical specialists on such issues as
nessee (HBAT), and national level through the Na- builder liability, contracts, zoning, impact fees, and
4 tional Association of Home Builders (NAHB) – that’s the environment. Locally, assistance is available on
5 three Memberships for the price of one! a wide range of topics, including environmental,
energy, sewer, water and safety regulations.

Exclusive Networking Opportunities 17 Exposure to the Latest
As an alliance of more than 470 local Members, 2,500 Building Products & Services
state Members, and 160,000 national Members from As an HBAGC Member, you receive exhibit space
all areas of the industry, association membership is a discounts for the Spring Home Show and Fall Pa-
one-stop networking shop! From quarterly Council rade of Homes. HBAGC’s annual Spring Home
meetings and bi-monthly Membership Meetings Show, held at Chattanooga’s Convention Center,
to state and national conventions, committees, and features hundreds of exhibits and attracts thou-
other special events, there are many ways for you sands of visitors for each event over a three-day
to meet – and build – relationships with fellow period.
professionals, customers, and suppliers.

Powerful Advocacy 8 Fun, Fun, Fun
Every day, HBAGC, HBAT and NAHB fight to de- All work and no play makes for a dull Associa-
feat excessive regulations that are driving up the tion. HBAGC offers a variety of social events such
cost of housing. That puts money and time back in as bi-monthly Membership luncheons, the annu-
your pocket! On a local level, we keep you informed al dinner, golf outing, clay shoot, fishing tourna-
promptly and provide opportunities for you to make ment, Membership after-hours networking mix-
a difference. For example, HBAGC staff and mem- ers and much more. All are a great way to have
bers meet regularly with local, county and statewide fun, interact with your fellow Members, and addi-
officials and agencies to keep channels of commu- tional opportunities to grow your business.
nication open between the industry and those who
develop and enforce building regulations. 9 Member Discounts
Critical News & Information HBAGC, HBAT and NAHB offer Members ex-
Knowledge is your best defense in this rapidly clusive access to a wide variety of discounts from
changing industry, and Association Membership is UPS, GM, Hertz, Office Depot, FedEx, FTD,
the single, most-authoritative source of housing in- Lowe’s, Verizon Wireless and many, many more.
formation. Your Membership ensures that you’ll be
in the know. As a member, you’re only a phone call 10 Do Something Good for Your Community
away from professional staff at HBAGC, HBAT and For over 50 years HBAGC Members have actively
NAHB to help you find the information you need. contributed to our community, enthusiastically
Opportunities to Market your Business supporting local and area agencies such as Habi-
Sponsorships, Advertising, Spring Home Show, Fall tat for Humanity and the Red Cross and provid-
Parade of Homes, online Membership Directory, ing scholarships for students looking for a career
Exhibit Space, HBAGC quarterly e-Newsletter, and in the construction trades.
many other creative ways to gain exposure and pro-
mote your business. There is something to fit your For more information,
marketing needs and budget. contact Karen Delgado

[email protected] | 423.708.8221

48

49

Advertiser Index

2-10 Home Warranty..........................................................31 Grace Frank Real Estate........................................................4
A-1 Surplus, LLC. Kitchen and Bath Design HBA Builders Risk Program..............................................32
...............................................................................Back Cover Hiwassee Builder Supply....................................................45
ABC Supply .........................................................................33 Home & Lawn Care Services, Inc. ....................................19
Access Garage Door Company............................................9 Home Choice Windows & Doors............................ 24 & 25
Acme Brick Tile & Stone ...................................................39 Hullco....................................................................................17
Adler & Cox Insurance ......................................................11 JK Kitchen & Windows .....................................................34
AFS........................................................................................29 Jody Millard Pest Control...................................................23
AllSouth Appliance Group, LLC.......................................43 Jones and Raulston Title Insurance Agency, Inc. ...........44
America's Home Place Juniors Building Materials ................................................40
...................................................................Inside Back Cover McCoy Homes ....................................................................14
American Portables.............................................................32 Mckinnley Excavating ........................................................23
Baker Distributing ..............................................................40 Metro Roofing & Metal Supply Co., Inc. ........................20
Beaty Fabricating.................................................................21 Michaels Homes, LLC ........................................................35
Becky Cope English, Crye-Leike Realtors Mortgage Investors Group.................................................37
..................................................................Inside Front Cover Mountain City Tile Company ...........................................15
Century Club Banquet Hall...............................................16 PM Alarms...........................................................................31
Chapman Landscaping.......................................................33 Pratt Home Builders............................................................29
Chattanooga Exteriors........................................................13 PrimeLending......................................................................45
Chattanooga Flooring Center ...........................................37 Renewal by Andersen – Chattanooga...............................13
Chattanooga Mortgage Bankers Association ..................10 Sherwin-Williams................................................................33
Chattanooga Times Free Press ..........................................27 SmartBank............................................................................10
Creative Home Designs .....................................................10 SunTrust Mortgage..............................................................40
Don Ledford Automotive ..................................................36 Synovous Mortgage Corp. .................................................19
Drain Right Guttering ........................................................20 Tennessee Awning Company ............................................19
Dural USA ...........................................................................28 The Lighting Gallery ..........................................................45
Embark Project Services ....................................................39 Therm-Con, LLC.................................................................47
EPB .........................................................................................7 Travis Close Team ..............................................................18
Farm Credit Mid-America ................................................41
Ferguson Bath, Kitchen & Lighting Gallery .....................3 Trust Homes, LLC ................................................................5
First Choice Title, Inc.........................................................31
FSG Bank .............................................................................20 Turn2Us Handyman Services............................................37

Window Works....................................................................28

Reserve your spot today SAVE THE DATE!
in the Fall 2017
2017 Parade of Homes
Chattanooga Builds
October 13-15 &
Parade of Homes Edition October 20-22

Contact: Visit us online at HBAGC.net
Nicole Gosciniak for details coming soon!
[email protected]
(423) 624-9992 50