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Published by World Reader Hub, 2023-08-29 07:38:29

How To Get Everything You Want - 103p

How To Get Everything You Want - 103p

CHAPTER 13 THE BREAK-THROUGH It's April 2010. I am moving into a new apartment. The place isn't exactly to my liking but the price is right. Besides my previous apartment is being torn down and I am not interested in living in a motel room while looking for a new place to rent. As I am signing the new one year rental lease, the landlord places a stack of self-addressed envelopes next to me. “These are to be used to mail in your rent check each month,” he says calmly. “Rent is due on the 1 st of every month!”. I don't respond but gaze over the top envelope and noticed a P.O. Box address instead of a regular street address. “Hmm; PO box address,” I tell him. “That means I can't send you my checks registered or certified.” “There's no need for that,” the landlord mumbles back. Again I didn't respond. I handed him the signed leased agreement with the required deposit and that was that. Fast forward to May 12 th 2014. I get a call from my landlord . He tells me he hasn't received my rent check for the month of May. He says I either get the check, including the late fee, to him before end of the day or he will begin the eviction process. I was taken aback by what I just heard; still I had to gather my thoughts quickly. “I mailed you my check, well on time, in fact, I have a copy of the cashier's check right here!”, I managed to say after a few seconds delay.


“Find out from the bank if anyone cashed it. Call me back,” the landlord answers as dry as an old cork and hangs up the phone. For the past four years I never had a problem with paying my rent. I always paid on time and I made it a point to pay with a cashier's check every month, even though I had to pay the bank a $10 fee every single time. I did that just so I wouldn't have problems and yet now the landlord was threatening to evict me. I was in panic mode and rushed to the bank. On the way there I am talking to myself. “I knew this day would come. I just knew it. Damn, I hate PO boxes.” At the bank, things only got worse. “Here are your options,” the bank manager says. “Since this check hasn't been cashed yet, I highly recommend you place a stop payment on it so no one can cash it anymore. You will need to pay $31 for that service. Then you can either issue a new cashier's check for which you will have to pay $10 or you can purchase an insurance bond and we can reissue this cashier's check again.” “What's an insurance bond?,” I asked. “This check is guaranteed funds and the bank takes out insurance to protect itself in case this claim is fraudulent,” she answers. “I am confused here. Isn't this my money? Didn't you write this check with money taken from my account?,” I asked getting more agitated by the minute. “Yes, but we guarantee these funds by taking them out of your account and depositing them into one of our own accounts. Look here, see, the cashier's check is drawn on our account, not yours. The funds are held in that account until the person to whom the check is made out cashes it. That's why you need to purchase an insurance bond before we can release these funds back into your account.” I was shaking from anger. I just couldn't believe what I was hearing. That


was my money and yet I had to pay to get my own money back. “How much is the insurance bond and what is my other option?,” I finally managed to ask. “I will have to call and find out. The amount of the bond is based on the total amount of the check. Your 3 rd option is to get a new cashier's check and as you already know, for that the bank charges $10.” I huffed and puffed, shifting my weight continuously from one foot the other. “Find out how much the insurance bond is,” I instructed with a firm voice. “OK! Please take a seat. I'll call you when I'm done.” I sat down, still fuming from disgust. Thoughts ran through my head: “How could this have happened? Why do I always get crap like that? It's my own fault. I should have been tougher and insisted on getting his mailing address. I should not have let him negate me like he did with his stupid PO Box.” My thoughts are interrupted by a call from the branch manager. “Mr. Loyens, I got your answer,” she said as she summoned me back to the teller window. I braised myself for the worst. “The insurance bond will cost you $35.50. We charge 2.5% of the check amount.” “Not so bad,” I answered revealing a faint smile. “You will have to fill out documents first and those most be notarized before I can release the funds,” she said. “I have to do what now?” My faint smile disappeared in a heart beat.


“You must fill out documents so we can buy the insurance bond. These documents must be notarized before we can accept them back and continue with the process.” Again I sigh deeply. “OK! I guess I'll just have you issue a new cashier's check and pay the $10 fee. How long will it take until the money from the first check is redeposited back into my account?,” I ask. “Anywhere from 90 to 120 days,” she responds. “What? That long? Man, this is turning into a nightmare!,” I blurb out. “The month is half over. I'll have to write a new rent check in about 10 days from now. That means I'll have paid out $4,260 plus $30 in cashier's check fees before next month to cover the rent! I might as well move to Beverly Hills then,” I said clearly angered by everything I was hearing. “Give me the documents, I'll fill them out! I can't pay $4,260 per month.” I snarled. “Our notary is out for lunch. You can wait for one hour or you can go elsewhere to have it done,” the branch manager says while shoving papers through the teller window. “I marked all the areas you need to fill out. When you bring the documents back, you don't have to wait in line, just walk right up to this window. I'll assist you further,” she says with a big smile on her face. I am not smiling. I am totally beside myself and have to bite my lip not to burst out in anger and make a major scene at the bank. I grab the papers, glance them over, storm out the bank and head to the nearest notary I can find. Luckily I knew a notary place only a short distance from the bank. Once back at the bank, I walk right up to the window, as she had told me to do.


“I am back,” I snarled once again. The manager got up from her chair, strolled over to the window, took the papers from me, looked them over and said: “OK!, Looks in order. Let's go to window number 2. I'll transfer the money back into your account and draw a new cashier's check.” Fifteen minutes and $101.50 later ($31 for the stop payment; $35.50 for the insurance bond, $10 to reissue a new cashier's check and $25 for the notary), I walked out with a new cashier's check in my hands. I noticed however that the manager had drafted the new cashier's check for the same amount as the old one. She had forgotten to add the $75 late fee that the landlord told me I had to pay as well. I was so upset I didn't care anymore. -------------- Here's where my break-through occurred and what compelled me to write this book. I was infuriated with what had happened and how much money I had wasted on this stupid crap, not to mention my time, only because the landlord wanted me to mail the rent check to a PO box instead of a real address. I had enough of constantly being other people's fall-guy. I pulled my phone from my pocket and called the landlord. “I got your check,” I said coldly. “Just drop it in the mail,” he responded. “No!,” I answered strongly. “I am not mailing this check. I am going to drop it off at your house right now.”


I didn't wait for an answer. I hung up the phone, got in my car and headed for the landlord's house. When I got there he stood in the driveway talking to someone. I parked my car, got out and walked right up to him. He spotted me and came towards me. “You could have just mailed the check. I trust you!,” he said with a smile. I wasn't smiling. I was mad. More than anything I had enough of all the BS that had been going on in my life . I had enough of all the crap I had to deal with for the past 41 years, most of which wasn't even my fault to begin with and yet, time and again, I was the one having to spend my time and my money to solve the problem. The rent check incident was the straw that broke the camel's back; it was the drop that made the bucket spill over. “Here's the check for the rent. I did not include the late fee. I believe I do not owe you that. Here's a copy of the first cashier's check. It is clearly dated well before the rent is due. I have no control over what the post office does. And I am not going to be held responsible for what gets or doesn't get placed in your PO Box. Also, from now on I am sending all future checks directly to your house, registered and certified.”. I handed the landlord the check. As he reached for it he said: “That sounds good to me. Don't worry about the late fee. I was going to wave it anyway.” I turned around, walked back to my car, got in and drove off. I was still fuming with anger. “Did he say that's OK? Why didn't he tell me that four years ago when I first asked him? He was going to wave the late fee? What a jerk!” These were the thoughts popping in my head. A few days later, the landlord placed a stack of envelopes at my doorstep. His home address was printed on each envelope. There was also a notice attached to my front door which was addressed to all tenants, informing us


that from now on, all future rent checks must be mailed to his home address. I smiled as I read the notice. I realized that despite the problem which had cost me money and taken several hours to solve, I ended up victorious in the end, getting what I wanted: to mail my check to his house instead of a PO Box. At first it bothered me that it took a bad experience (once again) and that I had to get totally upset until I would finally demand what I wanted. It really bothered me that I actually had to get fuming mad before people would finally listen to me and give me what I asked for so nicely in the first place. As I read the notice, I also regretted that I didn't tell the landlord I would deduct all the bank fees I had paid to solve his problem from next month's rent. I was feeling so good with my victory however, even if it had taken four years to accomplish, I wasn't going to let this regret bring me down and I decided to chalk the expense up to yet another one of life's learning experience. Then a stroke of genius struck me. Maybe I didn't have to get mad to get what I want. Maybe I should stop worrying about how others may feel about my directness or what they may think about me. Maybe I could have avoided all those problems I encountered over the past 41 years of my life had I focused more on my own well-being instead of the well-being of others. No sooner did I get home or I started to do research about my provocative thought. My discovery changed my life, almost overnight.


CHAPTER 14 YOUR TURN Before I go any further, I want to make it clear that selfishness doesn't guarantee happiness; although I found that most people practicing selfishness are generally happy. That's because selfishness people don't care about what others think or how they feel about them. Selfishness people don't have time for that. Their only concern is their own well-being. In my research I also discovered that selfishness people sleep just fine at night, despite common believe that selfishness eats at someone's conscious. It's important to realize that practicing selfishness is not the same as being a con-man. Selfishness means that you stand firm until you get what you want rightfully. A con-man on the other hand is someone who knowingly and willingly takes advantage of good-natured, kindhearted, gullible and naive individuals. I also want to stress the point that selfishness will give you what you want but that's limited to your own expectations. Here's what I mean: Donald Trump expects to be a billionaire and his selfishness focuses on that. For someone else however, who practices selfishness as devoted as Donald Trump, billions of dollars in the bank may not be what they are after, rather, they feel 'fulfilled' when they get the house they wanted at the price they wanted, in the neighborhood they wanted. It simply means that the results of selfishness are dependent on each individual's wants and desires. What is common however is that all people


who practice selfishness with complete focus achieve the results they're after. Equally, people who practice selfishness are less likely to encounter problems that could have been prevented in the first place. The reason for this is simple: selfishness people will make sure they cover every angle with regards to their own welfare and will not leave anything to chance. They see to it that every T is crossed and every I is dotted when it comes to themselves, theirs wants and desires. People practicing selfishness put themselves first at all times, regardless of the circumstance or situation they find themselves in. They come from all walks of life, regardless of level of education, background, religion, creed or anything else. Such individuals are often good negotiators because they have a one-track mind: their own welfare. Anything and everything they do must benefit them first before it benefits others. As such, they won't quit until they got what they want. It's a harsh and cold reality to accept but an undeniable truth that has proven to produce positive results for anyone who practices selfishness. If history teaches us anything, it's that throughout the ages, those who lived by 'the code of selfishness' led a richer life (at least materialistic) than those who didn't. Over the centuries, nothing has changed in that regard. In fact, today, people living by the principle of “me before others” are much more ahead on a materialistic basis than their counter parts. On the other hand, individuals who live by the principle of “others before me”, are even worse off today materialistically than those living by that same rule decades, even centuries ago. This is due to the fact that today's world is much more materialistic oriented than ever before and the prices to acquire such goods (homes, cars, furniture, designer clothes, jewelry, organic food, etc.) are much higher today than ever before, leaving many of the 99% group of our population unable to attain them.


But you can. You can get what you want. It is not too late, no matter your age, background, level of education or creed. Starting today, begin to practice selfishness with complete commitment every day and watch as your world rapidly changes from 'just doing OK' to 'being victorious' in every area of your life. You say you can't practice selfishness because it goes against who you are as a person? Well guess what? You are wrong! I know. I use to put others before me for the most part of my life. It's how my parents raised me. Two years ago I began to put myself before others. The things I have achieved since then, are nothing short of amazing, almost magical. You can too!! And here's how:


CHAPTER 15 PRACTICING SELFISHNESS As with any new sport you wish to learn, you must first know and understand the rules. You can't play football if you don't know what a touchdown or a tackle is. The same concept applies to learning The Law of Selfishness. There are seven rules you need to know before you can begin to practice selfishness. The sooner you master those rules, the faster you'll experience the positive effects of The Law of Selfishness in your life. But just learning the rules alone isn't enough to achieve the success you're after. To accomplish this goal you must actively apply and adhere to the seven rules every second of every day from hereon forward. Sounds like a grueling, time consuming task? Not really, as with anything new that you learn, it's a bit difficult at first. But … practice makes perfect. The same applies to learning and practicing The Law of Selfishness. Once you master the rules, practicing The Law of Selfishness will become second nature to you. The only real difficulty with mastering The Law of Selfishness is allowing the transition of going from 'others before me' to 'me before others' to take place. Don't fight it; which you will be inclined to do at first because you think you are turning into an awful person. I assure you, you are NOT!. The Law of Selfishness allows you to re-establish priorities within yourself that should have been there in the first place; and that is accepting the fact that you matter, that you are important, that you deserve to give to yourself first before you give to others and that you are entitled to take care of your needs, your wants, your desires first. This re-arranging within yourself is crucial to achieving the ultimate outcome: you living the life you always dreamed of.


There is absolutely nothing wrong with putting yourself first, with looking after your own preservation before you look after others. There is absolutely nothing wrong with placing your own welfare before the needs of others. Zoologists call this “survival of the fittest'. As humans we are a bit more civilized, at least I like to think we are, and we don't have to take a 'kill or be killed' approach to life, although in some cases that wouldn't be such a bad idea. But all kidding aside, looking out for yourself is your obligation to yourself. Looking out for your own well-being is what is demanded from you if you wish to become rich. It is your guarantee that life will give you what you are entitled to have. No doubt you heard the adage: “God takes care of those who take care of themselves!”. I always found this an odd expression. Why would God have to take care of me if I already did that? Exactly! Today, I fully comprehend the meaning of that expression and I realize just how spot on this saying truly is. Look at it this way: Imagine you are a beautiful butterfly, Your wings are exquisitely detailed with amazing colors that shine brighter than any rainbow. You float gracefully from one flower to another with ease and agility. You are admired by many who are willing to travel great distances for a closeup look at the exquisite beauty and elegance you exude. How incredible would you feel? How wonderful would that be? How proud would you be of yourself? But before you become that butterfly you must first go through a transition that isn't as graceful or as beautiful. You must first go through several stages which start with a tiny egg, the size of a pin drop. That egg turns into a larva, which transforms into a caterpillar then a pupa, which eventually will emerge as a beautiful graceful butterfly.


Like the butterfly, you too must go through various stages when first practicing The Law of Selfishness. In your case these stages comprise of getting rid of negative thoughts and doubt; doubt about whether or not practicing The Law of Selfishness is really the right thing to do. I am here to tell you that it is. Just stick to it and eventually, over time, you will emerge as this amazing new creature that you will gladly embrace and are truly proud of. At first it may not look that way and you may feel awful about putting your own needs before those of someone else. But stick to mastering the rules, applying them every second of every day and soon you'll begin to notice these amazing changes taking place inside of you. You'll start to think, walk and talk differently. Soon your entire being will scream with utmost confidence that you are indeed entitled to get what's rightfully yours and that practicing The Law of Selfishness is indeed the right thing to do. Once that happens, you have become this amazing, beautiful, new person who lives with purpose and knows exactly his place in life. And that's an absolutely fantastic feeling.


CHAPTER 16 1st Rule: SELFISHNESS IS NOT AN ATTITUDE. Although your confidence level will definitely shoot through the roof once you begin to experience first hand the positive results you get from practicing selfishness, there is no need for you to become a jerk in the process. You don't have to treat people like crap, act like a snob or be arrogant, obnoxious, mean or rude to anyone at any time during you're development and after you have mastered the selfishness skill. You can still be the same guy/gal you've always been, only this time around you have a new set of priorities which place your own welfare before those of others; that's all. Besides, treat people with disrespect and you'll notice rather quickly how such attitude tends to backfire in your face. Singer, songwriter Mariah Carey once stood on top of the world thanks to her amazing ability to sing like no other. She could hit notes, so pitch perfect and so high, no one had ever accomplished this before her. In fact, no one even knew the human voice was actually capable of producing such sounds, until she did it. But with fame comes responsibility. For Mariah Carey that responsibility turned into an obnoxious, “I-am-better-than-you” attitude that didn't exude confidence but total arrogance towards others, notably her fans. Slowly, invisible at first, her empire began to crumble, yet Mariah Carey


didn't alter the way she carried herself. Fans began to disappear, magazine began to publish negative articles about her and the news reported only 'bad stuff' about her. Before long, Mariah was shunned and booed and her fame began to spin downward at an alarming rate. Fortunately for the singer, she realized just in the nick of time, before she lost it all, that if she wanted to remain on top, if she wanted to have her fans on her side, if she wanted the world to see her in a better light, she had to mend her attitude. She did and today Mariah Carey is still on top of her game, selling out concert halls and signing a mega-bucks deal with a major Las Vegas casino. Nothing wrong with taking care of yourself, just don't be jerk in the process.


CHAPTER 17 2nd Rule: SELFISHNESS IS A STATE OF BEING. S elfishness is the unshakable believe that you are absolutely entitled to get what is rightfully yours to have. It is not the believe that you are entitled to get what isn't rightfully yours to have. Rightfully is the key word here. You may think you are entitled to more money and decide to rob a liquor store or a bank. That's not rightfully entitling yourself. In fact, such believe only leads to disowning yourself of everything you are entitled to. An example of getting more money that you are rightfully entitled to would be by asking your boss for a raise and showing him undeniable and unarguable proof that you deserve that raise. If your boss tells you 'No', you must be willing to backup your demand by making other demands that are justified or even quit your job and find a new one that pays you what you are truly worth. NOTE: the above only serves as an example to illustrate the meaning of rightfully. I am not telling you that come tomorrow you demand from your boss that you get a raise or else you quit. That's not what I am professing here. I hope you understand my meaning. Of course, you must also firmly believe that you are truly entitled to getting from life what is rightfully yours to have. Without such a deeply rooted believe, The Law of Selfishness will not produce the required results.


I once heard someone say: “Whether you believe you can or you believe you can't, you are right!”. The same philosophy applies to living life according to The Law of Selfishness. Believe that practicing this law will eventually make you rich and you will be. Don't believe it and you won't. It really is that simple.


CHAPTER 18 3rd Rule: SELFISHNESS DEMANDS TOTAL RESPECT. You can not practice selfishness and expect the outcome to go your way if you do not respect yourself and others. Example: You don't mind dog owners walking across your front lawn but you do expect them to clean up the mess their pooches leave behind. By making this statement you are merely demanding that dog owners respect you and your property … and rightfully so … because you are entitled to that respect. Realize however that you can only demand such respect by being equally respectful of others as well. As such when you walk your dog across someone's lawn, you must clean up your dog's mess as well. ---- End of Example ---- But more than anything you must respect yourself. Don't label yourself as 'not being good enough', or 'inadequate'. Don't be critical of yourself. Don't be hard on yourself because you didn't accomplish what you set out to do. I failed at 11 different business ventures and it took me 41 years to finally figure out what it was that I was doing wrong. All that time I use to blame myself for the failures and even called myself stupid at times because others, far less qualified than I, made a success of their life. Yet at 58


years old I was still struggling, despite giving it my very best. Don't be that way, don't beat yourself up over your failures. Failure is a part of learning and growing. As Edison once said when he finally got his light bulb to light up: “I didn't fail 1,000 times, I just figured out 1,000 ways that don't work.” You must have the same mindset. Then apply The Law of Selfishness in your own life and watch magic unfold. That can only happen when you respect yourself and others.


CHAPTER 19 4th Rule: SELFISHNESS IS WELL DEFINED CLEARLY VERBALIZED. T he Law of Selfishness is only effective when the want is clearly defined and verbalized using precise words. Example: You wish to get a cup of coffee and you tell the waiter or barrister the following: I'd like a cup of coffee please. What do you expect will happen? Do you think the waiter will serve you a cup of coffee exactly the way you want it or will he give you a cup of coffee that is not at all the way you pictured it in your mind? More than likely, the server will not give you the exact cup of coffee you wanted. Why? Your demand is too vague. There are too many choices left unanswered. The waiter will probably ask you several more questions to clarify the kind of coffee you want. He may ask you if you want your coffee hot or cold, with cream, with


sugar, large or small, etc. ---- End Of Example ---- If you are not specific in your demand, The Law of Selfishness loses its power of effectiveness and you will not get what you are asking for; at least not immediately. The reason your demand is not effective is because you are unclear (too general) with what you want the final outcome to be. You are also not precise enough with how you express that want. This confuses the situation making it much more likely you will not get what you demand. A much better and far more effective method of The Law of Selfishness is to use the 'direct-complete' approach. With direct-complete, you express a clearly defined goal, using exact words to demand what you want. Example: Let's order that cup of coffee again. Only this time you use the directcomplete approach and you express your demand clearly using precise words. Here's what you most likely would say: I'd like a small cup of regular hot coffee with no sugar and 2 cups of nonfat milk please. ---- End Of Example ---- In this example, the selfishness expressed is clear, precise, direct and does not leave any room for ambiguity. The waiter does not need to ask you anything else. He has been given all the details he needs to deliver a cup of coffee exactly the way you want it. Of course, you can always extend your demand even further, depending on the situation your find yourself in.


Example: Let's say you are requesting a cup of coffee at a coffee house, not at a sit down restaurant. As such you could add more detail to your demand, such as 'to go'. In that instance, your order would be something like this: I'd like a small cup of regular hot coffee with no sugar and 2 cups of nonfat milk to go please. ---- End Of Example ---- As evident by this simple example, the clearer you define your want and the more precise you verbalize that want, the more effective The Law of Selfishness operates and the greater the possibility that you will get exactly what you demand first time around. NOTE: Let me point out that as far as ordering a cup of coffee is concerned, I found out first hand that even when I make my demand as complete as possible, I still end up having to repeat my order several times over. This is not a flaw in The Law of Selfishness; but a flaw in corporate control seeking to optimize performance and maximize profits. Most coffee houses use computers to process orders these days. These machines force the barrister to follow a predefined set of steps he can't alter when taking orders. That's why the barrister finds it almost impossible to remember and process a complete order and punch it in the computer without having to ask several times over again. Mc Donald's restaurants is a prime example running a business under corporate control. Everything the company sells is 'prepackaged and presized'. Employees at Mc Donald's don't have to think. They simple punch in the orders on computer screens in a predefined manner. Other employees serve these pre-sized orders in a predefined


manner.


CHAPTER 20 5th Rule: SELFISHNESS IS ALWAYS DEMANDED NEVER REQUESTED. Throughout this book I have used the word 'demand' instead of request or ask. That is because The Law of Selfishness is only effective when you DEMAND what you want. Now, that does not mean you should be rude, disrespectful, obnoxious or arrogant. If that is your understanding of what demand means, read the beginning of this book again where I clearly state that selfishness is NOT an attitude. Demand is simply being FIRM when expressing what you want. Many people take kindness for weakness and take advantage of a kindhearted, compassionate and caring individual. When such person speaks, he is not being heard most of the time and quite often his demands are not being met. That is so because compassionate people tend to verbalize their wants, their needs with an almost apologetic tonality. Yet the same people who take advantage of kind people with such ease, have a completely different reaction towards someone who speaks with a firm voice and in a demanding tone. They tend to respond positively and


comply much more frequently to individuals who make polite but firm demands. To proof this point, I conducted a small, harmless experiment at my local bookstore. I place a book I wanted to read one table down from where I stood. Then I asked a person, randomly picked and who I didn't know, to hand me that book. To do that, the person would have to pick up the book and walk five steps towards me. I tried my experiment on six different people: 3 using a sweet voice and 3 while using a firm, demanding voice. Here are the results: - Test #1: Pose question with a kind, none demanding, none firm voice: “Excuse me. Hello, would you please be so nice and hand me this book over there, please?” I asked. Test results: 2 out of the 3 people I posed this question to ignored me. Only one complied and brought the book to me. One of the two people who didn't comply even gave me a stare. ---- End of test #1 ---- - Test #2: Pose question using a demanding voice with a firm tonality: “Excuse me. Could you hand me that book over there please?” I asked. Test results:


All 3 individuals handed me the book without hesitation. ---- End of test #2 ---- Making a kind, sweet request almost always goes unanswered or has to be repeated many times over. This is merely because the demand doesn't come over as a demand but more as a favor, almost a plea. People don't want to do favors for someone they don't know and pleading makes you look weak in their eyes. On the contrary, people instantly respond to a person with a demanding, firm voice because such tonality exudes authority. Our society is programmed to respect authority. Have you ever seen anyone ignore a demand made by Mr. Donald Trump? No you haven't. Why? Because Mr. Trump is firm when he makes his demands and those who are stupid enough to think they can get away with ignoring him, are quickly discarded like an old shoe box. When you practice The Law of Selfishness, you can not let others disrupt your demand with silly remarks or dumb innuendos. The Law of Selfishness requires total dedication to be effective. Getting side-tracked by others or by your own lack of focus voids this effect. That's why you must be firm when you make your demand. The firmness of your demand is not limited to just your voice; it is also demonstrated in your appearance and in your facial expressions. Appearance – How you dress: You don't need to dress like a millionaire and wear only designer clothes. The Law of Selfishness doesn't require that. It only requires you don't look and smell like a slob. Your clothes should be put together well, you should be groomed properly and you should practice proper hygiene. Your shoes should be clean and buffed and not look totally worn or have


holes in them. Few people who show little pride and little respect for/in themselves are taken seriously by others, unless they already made a name for themselves. Appearance – How you stand: Your stand must be strong with both feet on the ground, slightly apart but not more than shoulder width. Your back and shoulders must be straight, not hunched over. Your head must point slightly upwards. Such stand not only boosts your self-confidence, it exudes respect and demands attention. Your arms should hang relaxed next to your body or bend at your elbows with your hands in front of your and a few fingers of each hand slightly touching. Making the triangle shape with your thumbs and index fingers with your other fingers slightly touching or interlaced, is a very powerful gesture. Another powerful gesture is taking on the same stand as described above and placing one hand over the other in front of your stomach. Important, let your arms hang relaxed. DO NOT place your crossed hands on your stomach. That would make you appear too casual. Certainly don't cup your crotch. Expression: Your face and eyes: When making demands you must have a serious but relaxed face. Do not frown. Do not curl your lips. Smile only slightly, not with a wide grin. Do not make excessive facial expressions as if you are mimicking someone. Keep your head straight and look at the people you address. Your face doesn't have to be clean shaven (men only) all the time but you must keep all facial hair under control, i.e, neatly trimmed. You eyes can't wonder. You must look at the person you are making the demand to. Do not look at them with an angry stare. Don't fixate on their eyes either, you will make that person feel uncomfortable.


If you are making your demand from a group, move your eyes and head left to right and right to left, as if you are scanning over something. This will give everyone in the group the impression you are talking to them personally. Expression: Your voice: Talk with a firm (not too loud and not too soft) voice. Articulate properly, be precise in your wording. Talk with confidence. Don't lick your lips. Don't chew gum while making your demand. Don't have a cigarette in you mouth either, it will distract the person from the demand you are making. A good example of what your total appearance should be like when practicing selfishness, is to watch Mr. Trump speak. His demeanor, his body language, his voice and his appearance all exude confidence and demand respect. There is no doubt Mr. Trump respects himself. Even when his hair has an off day, Mr. Trump has no problem making fun of it himself, on national TV nonetheless. Talk about being confident in your own skin. That's how you need to be if you want selfishness to work for you. With little practice you will cultivate that same demeanor in no time.


CHAPTER 21 6th Rule: SELFISHNESS IS TOTAL ACCEPTANCE. Nothing in life is guaranteed except death. Just because you are an avid practitioner of The Law of Selfishness, doesn't guarantee that every demand you make will turn out victorious for you. There will be times that your demands aren't being met and you will have to accept that fact. As long as you do so gracefully, in total agreement with the outcome, and not let it nag on you or bring you down, you'll be able to make your other demands without undermining them. By far, this is the most difficult rule to master for beginning practitioners of The Law of Selfishness. It is difficult for us humans to accept defeat. Most of us are conditioned to believe that not being victorious at our quest makes us somehow inferior, less capable and dare I say it “a loser”. Nothing could be further from the truth but that's how many of us are programmed to think, believe and feel from an early age. The more you practice The Law of Selfishness, the better you'll get at 'shrugging off' those demands that didn't turn out the way you wanted them to. One thing is certain: practicing The Law of Selfishness doesn't always guarantee positive results but not practicing this law most definitely produces many more negative outcomes in your life. So how do you accept a negative outcome gracefully?


Let's illustrate with an Example: You're looking to buy a new car. As a practitioner of The Law of Selfishness, you've done your homework and learned everything you could about that car before you head to your nearest dealer, including retail price, features, warranties, etc. At the dealership, you find the exact car you want. The car model, color, interior, the way the car handles, safety features and options are just the way you want them. Because you did your homework, you know that this car has a MSRP of $35,000 (not including storage fee, transport, taxes and licenses). And you also know that the car manufacturer is currently offering a rebate of $2,500. Finally, you know that you can negotiate a sales price that's about $5,000 less than the sticker price pasted on the car window. You begin your negotiation offering a price that is $7,500 less than the sticker price. You know that the dealer won't go for that considering the facts you have but you got an ace in your pocket: the manufacturer discount, which you haven't mentioned yet. Going back and forth for a while to get the price you want, you settle on buying the car for $3,000 less than the sticker price. Then you reach inside your pocket and pull out a newspaper ad showing the dealer the manufacturer's discount. You now got the car for $5,500 ($3,000 + $2,500) less than the sticker price. But, you're still not done. You also want to further negotiate the car's extended warranty, including free oil changes, free tune ups and free tire rotation for the first two years. Once again, you're going back and forth with the dealer but this time around he isn't budging. You realize that buying the car $5,500 below sticker price is the best deal you're going to get from this dealership. You must now decide to buy the car at the agreed upon price or walk away


and take your chances with another car dealer, who may be willing to negotiate a bit more with you. If you decide to buy the car then you must gracefully accept that despite you didn't get all your demands met, you still got a good deal. You are not angry with anyone, least of all yourself. If you decide to walk away and try your luck with another car dealer, be gracious in your retreat and thank the dealer for his time. Then ponder over why the dealer refused to accept all your demands and if you will be able to negotiate all your demands favorably with another dealership. ---- End Of Example ---- Regardless of the decision you make, you must do so gracefully and with total acceptance. If you really feel disappointed because you didn't get everything you wanted or because you now have to start your demands all over again elsewhere, here's what I suggest you do: Look up to the sky and scream out loud “Next Time! Yeah!”. Notice how you'll feel an instant surge of renewed confidence rushing through your entire being. The moment that happens, toss the disappointment aside, forget about it, move on and be ready to pose your next demand. It is crucial that you release your disappointment from one demand before you make a new demand. I can't stress this enough. The more you allow disappointments to linger, the more resentment you build up inside yourself and the less effective The Law of Selfishness becomes because the negativity you bottled up inside of you prevents this law from producing maximum results. Remember: The Law of Selfishness can only be successful when you practice it completely, with total focus and total commitment. You can't do that when you're feeling bummed out about something.


CHAPTER 22 7th Rule: SELFISHNESS IS TOTAL AWARENESS. Cops will tell you that you should be aware of your surroundings when you're out and about. The reason is that you will be able to react positively to danger, possibly avoid it all together. The same philosophy applies to Total Awareness when practicing selfishness, except that in this instance, your awareness isn't just limited to only your surroundings. Total awareness here means that you are acutely in-tune with what people say or aren't saying when you communicate with them. You notice how they speak, how they act or react to what you say. You are aware of their body language, their facial expressions and hand gestures. However, Total awareness also means you have your own act together as well and aren't just taking through your nose, just to sound impressive. You actually know what you are talking about and have facts to backup your statements if you need to. Example: Let's say you're buying a house. You found just the place you want at the price you can afford in the neighborhood you like. Before contacting the broker to make an offer, you learn everything you can about the house, the neighborhood, going price ranges, interest rates and so forth. Armed with all that knowledge, you call the broker and make an offer that is $15,000 less than the asking price. The broker tells you however that the house is already undervalued at the asking price and he can't accept a


lower bid. At this point you already know that the broker is lying to you because you know from your research that the offer you made is still within going market prices. You notice the broker is shifting his body, flickers his eyes and doesn't look at you when he tells you he can't accept your offer. This is yet another indication he is lying to you. At this point you have 'proof' that the broker isn't being up to par. Either he doesn't want to accept a lower offer because it would mean a lower commission for him, or he is hiding something from you. You can now walk away knowing you would not have gotten a fair price, no matter what demand you would have made or you can decide to continue your negotiation knowing you have to be cautious and alert because you're dealing with a broker who isn't being totally honest. ---- End Of Example ---- Regardless of your choice, Total Awareness allowed you to notice what is truly transpiring in your negotiation with the broker. Because you did your due diligence before you made an offer on that house, the broker wasn't able to pull wool over your eyes. You had facts, you knew what you were talking about. That's what Total Awareness means when practicing selfishness. Put another way, Total Awareness could be interpreted as “having your act together”. Total awareness isn't just effective when you are negotiating, it is equally powerful when you are having just an ordinary conversation with someone. You don't just hear sounds coming from that person's mouth. You truly hear what he/she is saying to you. More importantly, you hear what he/she is NOT saying to you. Watch Mr. Donald Trump when he talks and you'll see a master of Total Awareness at work. Few people manage to talk him into a corner (because he has facts) and when he really doesn't know something he simply says: “Really? I didn't know that ... interesting.” and picks up the conversation


with “But I do know ….”. thereby redirecting the conversation towards him because he gets you to agree with something he said. It's in that same manner that you must practice Total Awareness as part of The Law of Selfishness. Before you know it, you'll be just as adapt as Trump at having conversations that you can stir your way and that will turn your demands into reality. Total Awareness means that you know all that you should know about everything that fits within your plan of getting what you want. No, you don't need to become a walking encyclopedia. There is no need for that. As long as you are an all around well rounded person, capable of having an intelligent conversation, you're doing just fine. Just remember to do your homework.


CHAPTER 23 SELFISHNESS VS SELFISH In rule No 2 above I give a clear definition of selfishness, which in a nutshell is rightfully getting what's rightfully yours. That is not the same as being selfish. Selfish is an entirely different concept that can best be explained with another word that is also better understood ... and that's the word 'GREED'. Greed is what drives people to steal, lie, cheat, and even kill. Greedy people or selfish people operate under the “M&M” philosophy … and no, I am not referring to the delicious candy but to the “Me & More” principle they live by. People practicing selfishness look out for themselves and see to it they take care of their own welfare before taking care of others. Selfish people on the other hand are only concerned with themselves and have no interest or desire to take care of or help others. A selfish attitude isn't just limited to money, it comes in many shapes and forms and occurs in any circumstance. Example: A person who willfully jumps ahead in line without giving a hood about those who stood inline before him is selfish. Stealing the parking space from someone who was clearly there before them, is a selfish individual. Being given too much change by mistake at the supermarket, yet knowingly walking out and keeping the excess money instead of returning it to the cashier, is a selfish person.


---- End Of Example ---- Selfish people don't consider consequences, selfishness people do. Example: Time and again we see stories on TV where an individual, consumed by greed, can't wait to obtain his inheritance rightfully and chooses to resort to violence and murder to get what he wants. People who practice selfishness would never resort to such options, even if money was needed desperately and the inheritance would be the only way to get it. People who practice selfishness take a different approach to having their demands met. They may chose to talk to their parents or grand-parents about possibly receiving a portion of the inheritance right now, as opposed to having to wait until the parents or grand-parents are deceased. ---- End Of Example ---- Practicing selfishness is taking care of one's self without willfully destroying others in the process. Being selfish on the other hand, is putting yourself first at all costs and includes the willingness to destroy, even murder others, if that is what it takes to get what they want. Difference between selfishness and selfish people: Selfishness people aren't con men, selfish people are. Selfishness people are honorable, selfish people aren't. Selfishness people are caring, selfish people aren't. Selfishness people show respect, selfish people don't. Selfishness people don't make rash decisions, selfish people do.


The say 'there is no such thing as an honest millionaire' (make that billionaire in today's climate). No doubt there are dishonest, selfish rich people who obtained their riches by stealing, lying, swindling and cheating others. Possibly the most noted selfish individual of the 21st century is Bernard Madoff, who willfully stole millions of dollars from unsuspecting investors. Per my own small study, I find that a great many rich people aren't selfish at all. They are however selfishness. They live by the firm believe that they must take care of themselves first, before they take care of others. To materialize this goal, they practice The Law of Selfishness every day of their lives. Indeed there are plenty of selfishness people, who once they achieved their goals in life, are some of the most charitable people you'll ever meet. Warren Buffet is one such person. Despite being worth $68.4 billion (June 2015), he is known for living frugal and giving major portions of his money to good causes. By now it ought to be clear to you that practicing selfishness doesn't turn you into a bad person, a crook or a thief. Only if you decide to become selfish are you heading down that path; which usually runs dead at the door of self-destruction. Practicing selfishness on the other hand will eventually give you all that is rightfully yours to have. I can tell you from first hand experience what an incredibly powerful feeling it is when you finally know how to control your own destiny … and now you know as well!


CHAPTER 24 THE DAY THAT CHANGED EVERYTHING It's late afternoon August 25 2013. I am sitting at the dining table rubbing my hands through my hair, feeling utterly and completely overwhelmed, stressed out, depressed and devastated. I am wrecking my brain trying to think of some way that I can get the money I need to pay next month's rent which is due in five days. Bills have piled up as well. I am months behind on my electric and gas bill. I already canceled cable TV, stopped my gym membership and changed my car insurance from full coverage to liability only, just to save money. I stopped hanging out with friends just so I could save the money I would normally spend on movies, a nice dinner or a night around town. For quite a while now, I've been borrowing money from acquaintances, friends and family members. But those wells have run dry. My only credit card is maxed out. I have just 10 cents in my bank account. I tried getting a conventional loan but was turned down because of a low credit score. I even tried getting one of those car title loans that charges exorbitant interest but my car was too old to qualify. I am totally tapped out. I don't know what to do. Tears begin to run down my cheeks. I don't want to cry but I can't stop it. I start to shiver even though I am not cold. It's as if my body is having its own involuntarily reaction to the overwhelming anxieties I am experiencing. After a few minutes, the crying and shivering stop on their own. I sigh deeply. How did I ever get myself in this predicament? Just two years ago I was owning and operating a small retail shop. The store wasn't making me rich, but it allowed me to pay all my bills on time and have a bit left over for an evening out or see a movie with a friend. I enjoyed my work and was happy with my life.


But all that changed in a heart beat when the landlord sold the building where my store was located. The new landlord wanted me out. He was going to use the retail space I occupied for his own business. I didn't have enough money to offer him a deal that would allow me to stay on and I didn't have nowhere near enough money to move my store elsewhere. All I could do was to accept defeat, sell out as much inventory as I could and sell off as much equipment as possible. By the time I was done with that I managed to collect an additional $5,000, merely pennies compared to what I had paid for the inventory and the equipment when I purchased them. Still, I cut my losses, closed the doors to my store and that was that. For a month after closing my store I sat at home feeling sorry for myself because I had yet once again failed at yet one more business. The store was now the 11 th business in my career as a businessman that I had been forced to shut down. What bothered me more than anything was that 10 of those 11 times I had been forced to quit my business, not because of my own doing but because someone else messed it up for me. Only one business, the very first business I ever owned, did I close voluntarily, and that was because I wanted to move to the United States. I realized however I couldn't continue to mope around. I only had enough money in the bank to carry me for the next five months. I had to find a job. I updated my resume and started looking for work. But no sooner did I hit the pavement or I learned just how cruel the working world really is. At 58 years old, I was too old for the jobs I was going after, even though I still had the mental sharpness and physical appearance of a 35 year old. Everywhere I went, I was told 'sorry, no job for you'. A few companies told me to get lost the moment I walked through their front door with my resume in hand. They didn't even wait for me to ask if they were hiring. “No job openings” they barfed at me and turned around and walked away, leaving me standing by the door like I was a stupid fool. But I was determined to find a job and if I couldn't get one in my chosen field, I would take whatever low end job there was, even sweeping


sidewalks if I had to. But as I found out all too quickly, those job aren't handed to individuals who have one bachelor degree in computer science and another in hotel management. Those jobs don't go to people who have been in business for themselves for the past 41 years. I learned the hard way that low end jobs are offered mostly to individuals from poor backgrounds who are either illiterate or have little education. As one HR manager from one company put it: “The job we have isn't for you. This is for people who can barely read or write and who speak little or no English. This isn't a job for someone who speaks multiple languages, has two bachelor degrees and has an self-employment record that spans over 4 decades.”. With that he handed me my resume back and wished me a good day. I was devastated. On one end I couldn't get the job I had experience in and was well qualified for because I was 'too old'. On the other end I couldn't get the job because I was too well educated and had too much work experience. Yet I continued to search for work. But time and again, the answer was “No job!”. Some companies took my resume with a smile and said they would get back with me in a day or two. They never did. Four months passed since I closed the store and still I didn't have a job. I asked friends if the company they worked at was hiring, but the answer was always a resounding no. Things were looking bleak. I still had no job and the money I had in the bank was all but gone. I decided to focus on getting more money somehow and began to ask my family, friends and acquaintances for loans. At first they were willing to help me out without too much fuss or hassle. But as I began to ask for more loans, my welcome began to wear out. At one point, my own family didn't want to be bothered with me anymore.


Now here I was yet once again with my back against the wall. Only this time, I had no way out. There wasn't anyone left who I could still turn to to help me out just one more time. I looked around my place to see if I had anything I could sell for a quick buck. Nothing! All I had was a bit of old furniture, an old TV, a few dishes, some clothes and an old, beat up car. No one would buy this stuff and even if they did, I wouldn't nearly get the money I needed to get myself out of the jam I was in. In a daze I strolled to the mailbox just outside my apartment door. A letter with an out of country return address caught my attention. I ran back inside, eager to find out what was inside the envelope. In a rush I tore the envelope open, nearly destroying the letter inside. I glanced over the letter. As I read the content, my heart began to beat faster and my pulse began to raise. Two years ago, around the same time I was forced to close my store, my aunt on my dad's side, passed away. At the time of her death, she was single and without children. Over her lifetime she had accumulated a bit of money. The letter informed me that I would inherit fifty-thousand dollars from my aunt's estate. Fifty-thousand dollars, I couldn't believe it. I knew my aunt had saved up some money during her lifetime. I just never thought she had that much, considering I was one of 12 people who would receive an equal share from her estate. Despite a time difference of 9 hours I called one of my sisters immediately. I wanted to make sure that what I was reading was real. My sister wasn't pleased that I woke her up in the middle of the night but after a few minutes she began to calm down and assured me that the content of the letter was real. I was really going to get fifty-thousand dollars. Before hanging up the phone, my sister told me that I should call the company that is responsible for distributing the inheritance first thing in the morning and give them my bank information. She said the sooner I did this, the faster I would get the money because the


rest of the family had already received their portion of the inheritance. That night I couldn't sleep. I tossed and turned thinking about the money I would have in the next few days. The next morning I was up at the crack of dawn. I called the number listed on the letter. A woman answered. In my native tongue I explained why I called and who I was. Sure enough the letter wasn't a misprint. I was truly inheriting fiftythousand dollars. She told me she would mail me a form I had to fill out and return to her with a front and back copy of my passport. I asked her if there was a way she could speed up the process. “Do you have an email address?,” she asked. Do I? Of course I do. Giving her that information, she told me it would take her 30 minutes to send the form to my email address. I sat by my computer waiting for it to tell me I had receive a new email. Finally, the 'You Got Mail' message popped up. I opened my account, sure enough there was the form. Feverishly I filled it out, making absolutely sure not to make any mistakes. The last thing I needed was for this money to be delayed because I hadn't completed the form properly. I scanned in the front and back pages of my passport and attached the images to the email which I promptly sent back to the woman. 30 minutes later I called her again to let her know I had done what she asked. “My, you sure didn't waste any time with this now did you?,” she said. I could detect laughter in her voice. I simply answered 'No' and asked her when I could expect the money in my account. She assured me it would only take a few days after she processed the form which she was still going to do that same day. I thanked her and hung up the phone. The next day I checked my bank account. No sign of the money. Well she did say a few days. I was being too hasty.


The very next day I checked again. Still no 50K. The third day, nothing and the fourth day, still no money. I started to panic. I only had one day left to pay my rent. Why was this taking so long? She'd told me a few days. Four days is more than a few days isn't it? Then on the fifth day, there they were, fifty-thousand smackeroos, sitting in my bank account. I was ecstatic. I cracked a smile wider than my face could handle. I began to sing out loud. Without delay I mailed out a rent check to the landlord. That entire day I was on cloud nine and didn't have a care in the world. What an amazing feeling, above all, what a relief. I felt like a new person again. It was crazy to think that money could make me feel that way but it did. The very next day I checked my account again, just to make sure the money was really there and I hadn't been having some sort of bad trip. I didn't, the money was still in my account. Then I thought what to do with the money. I could use new clothes and new shoes. Maybe I would take a small vacation or just go away somewhere for a few days. Or how about I invited a few friends for a nice evening out? I hadn't been out and about for a while. 'No,' I heard myself think. I wasn't going to spend my money on anything frivolous. I realized that this money was heaven send and I probably wouldn't get my hands on such a sum again for a long time, if ever. This time I had to use that money wisely. I grabbed a sheet of paper and began to write down the names of people I owned money to. Next to their name I wrote the amount I owed them. Then I checked my outstanding bills and how much I owed on my credit card. Per my calculations I would have exactly $9,661.14 left over if I were to pay off everyone I owed money to and brought all my bills current. I decided there and then this was the right thing to do and I would just have to figure out a way to make the rest of money last long enough until I either found a job or started a new business.


At that very moment I realized that if I were to start yet another business, I would have to do it differently. Everything I had tried in the past had not worked. Following Napoleon's Hill advice in his 'Think and Grow Rich' book had not proven successful for me. Following the advice I got in other business books had not worked for me either. Clearly, when it came to having a successful business I was missing something. Could it be I wasn't cut out to be an entrepreneur? Could it be all the good qualities I possessed were not what was needed to create a successful business? Could it be that I just wasn't meant to be a businessman? I didn't have the answers. What I did know was that I was going to find out once and for all why some people seem to create success out of thin air, while others, myself included, couldn't make a go of it if their very lives depended on it. And so I began my own research trying to figure out why some people get rich and others don't. I began to analyze the successes of people I admire. Diligently I read about their backgrounds, their personalities, how they got started, how they became successful or what drove them to become so successful. I devoured hundreds of pages. Only two weeks into my research and after having studied everything I could find about just five successful people, I noticed they had a common denominator. I discovered that without exception, every successful man or woman whose successes I had studied and analyzed, had one thing in common: they were all focused on self-preservation. I couldn't believe what I had discovered. I couldn't believe that the single most important key ingredient responsible for making someone rich is to put one's own well-being before the well-being of others. But it is and I had all the proof I needed to tell me that it is so laying right in front of me.


No wonder I was flat broke and in debt over my ears. No wonder I was a major failure. My entire life I had done just the opposite of what I discovered. I had always placed the needs of others before my own. I remembered a time when I gave all the money I had to help out a friend in need only to find myself having to borrow money from someone else to meet my own obligations. I gave her all my money because she had two young children. I remembered how I couldn't fire an employee who messed up badly, because it was Christmas time. It wasn't nice firing people at Christmas time, right? Yet that's how I lived my life, others before me, because that's how my parents raised me. But now I had proof this is not the way to live my life. If I still wanted a shot at becoming successful I would have to start putting my own wellbeing before the well-being of others. I decided that I would put The Law of Selfishness, as I called my new discovery, to the test and see for myself if indeed practicing selfishness is the key to acquiring success. Resolute I began by calling my internet company. I demanded a lower monthly fee. The lady on the other end of the phone said she couldn't lower my payment because I was being billed the going rate. But I was determined to get a lower rate and explained to her with a firm voice that I had been their customer for many years and I had never missed a payment. Surely that had to account for something, unless of course they didn't value me as their customer. “Of course we value your business and of course we appreciate you being our customers for many years,” the woman responded. For a few seconds things got quiet on the phone, then she spoke again. “One moment, let's see here.”


I could hear her tapping on her computer keyboard. Again she spoke. “I'll tell you what. Considering your long standing history with us, I can give you the preferred monthly rate, which is $15 less than what you are paying now. How does that sound?”, she asked. “Is this a promotion of sorts that will expire in the next few months,” I wondered. “No, no, this preferred rate I am giving you now will be your new monthly fee from hereon forward,” the woman said reassuringly. “Great!” I responded. After completing my call with the internet provider, I began to smile. This stuff works, it really, truly works. Practicing selfishness really is the one secret key to success. I had to try again. After all, my first attempt to finding out if my discovery really worked could have been mere luck and nothing more. I decided to call my credit card company and demand a lower interest rate. I made the call with the same resolute commitment I used to lower my monthly internet payment. I explained to the person on the other end of the line that I had been a long term customer of theirs in good standing and that I firmly believed I was entitled to be charged less interest. Just like with the internet company I was first told that couldn't be done. But I insisted firmly, yet respectfully, that if my business meant anything to them, they would be able to lower my interest rate. And just as had happened with the internet company, the same happened with the credit card company. They lowered my interest rate by 2 points. Here too, this was not a promotion that would end soon, but a permanent offering that would go in effect at the start of the new billing cycle. I was trilled for I had discovered the holy grail for success.


I tried out my newly discovered success method with a few more companies I had monthly payments with. Low and behold each one of them agreed to lower my payments. But my ultimate victory came when I tested my discovery with my bank and asked the manager to lower the monthly fees for both my checking and my savings account. She didn't just lower my monthly fees, she waived them entirely, without placing any restrictions on my accounts. I didn't need to keep a minimum balance either. This was nearly two years ago. All the while I haven't paid a single monthly maintenance fee on both my accounts; which total a combined monthly savings of $25. In all I managed to lower my monthly expenses by more than $150. Granted this isn't a killer amount. Still the fact that I was able to do that merely by practicing selfishness was proof that what I had discovered truly is the one key ingredient one needs to become successful. Besides, add up my monthly savings over a period of almost two years now and you'll find that the amount of money I've been able to save isn't so small after all. Let's calculate: $150/Month x 23 Months= $3,450 (and counting). Not bad, not bad at all. My only problem now was that I was still unemployed. Already 3 weeks had passed since I got my inheritance and paid off all my debts and a new month was quickly approaching. The money remaining in my account would be gone fast if I didn't find a way soon to add more to it. But what could I do? I already had searched high and low for a job but couldn't find one. And starting a new business at this point was out of the question all together. The money in my account wasn't nearly enough to start a new venture. Besides it was all the money I had left and I didn't want to risk it on a new start up. What could I do? Then it dawned onto me that back in 2007, just before


the world economy went bust, I had begun to dabble in options trading as a part-time hobby/business. Amazingly, I found it rather easy to understand chart analysis, stops/limits, bar charts, range bars, candlesticks, calls, puts, long, short, oscillators and what not. Surprisingly I didn't find technical analysis all that difficult to understand or comprehend either. What's more, in the short time I had been involved with options trading I had actually made money to the tune of $742/week. On top of that, start up costs were low and I could operate the business from home or anywhere else, as long as I had access to a computer and the internet. Best of all, I didn't need employees or customers. Additionally, Options trading doesn't require you to work 8 hours straight like a regular job. That would give me the time I needed to further enhance and fine tune my newly discovered secret to riches. The more I thought about it the more it made sense that's what I should be doing. I still had a dormant account with a broker I signed up with in 2007. I placed a request to reopen the account. $500 later I was in business. I took a deep breath. A surge of happiness flowed through my veins. For the first time in 41 years I actually felt good about myself and my future, knowing that with this new ace in my pocket, with this new discovery I had made, the sky would be the limit. Fast forward to today, May 2015. Over the past two years, I have perfected The Law of Selfishness for maximum effectiveness. The results of my labor are documented in this book. Since my discovery I've been practicing selfishness on a daily basis. Those results have been nothing short of amazing. I have gone through a personal transformation that is unlike anything I ever experienced before or since. I am confident in my abilities and at peace with myself. I am much more astute with what goes on around me, My friends tell me I have changed drastically for the better.


I compare the transformation I went through with the metamorphosis of a butterfly. It is that incredible. Since adapting and living by the code of The Law of Selfishness, I am no longer struggling financially. My options trading business is going extremely well. I now make enough money to not only cover all my monthly expenses but I am actually able to enjoy the finer things in life. I've been traveling extensively, something I absolutely love to do. I bought myself a brand spanking new luxury car. I got myself much deserved new clothes and new shoes and I wine and dine in the finest restaurants. Currently I am in the market to buy a house. I now not only walk, talk, act, look and smell like a millionaire, I am well on my way to becoming one within the next two years. I am on top of my game now, all thanks to The Law of Selfishness. Side Note: ++++++++++ Since I began to practice selfishness my confidence level has shot through the roof and has become so magnetically strong, people everywhere now smile at me and start random conversations with me, even though they don't know me. Practicing controlled selfishness has allowed me to go from down and out and being flat broke to living the life I always envisioned for myself as a child and that I always knew I was entitled to have. You can too! You got the tools you need to make it happen in this book.


Wishing you nothing but the very best. Lode M. Loyens


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