Newsletter_Winter_2019

FOR YOUR


INTEREST














A Publication for the Member-Owners of Notre Dame FCU Winter 2019




New Year







Financial





Bank from Anywhere
CheckUp New Mobile App pg 5




















Health Savings Account

Comes with a huge tax advantage pg 5












Prevent Fraud

Irish Card Shield pg 4


Create a Plan Evaluate Investments

Green Path pg 4 Private Member Group pg 4

TOM’S CORNER

Dear Fellow Member-Owners,

Happy New Year! I hope you had a joy filled holiday season
surrounded by your loved ones. As we enter the new year, I would
like to remind you how thankful both I and the entire Notre Dame
Federal Credit Union staff are to serve you each year.
In 2018, we reinvested $1,104,128 dollars into the Michiana
community- an all-time high! When you bank with Notre Dame
FCU, we reinvest our profits in you and the community you live, work
and play in. Thus changing a life a day has become somewhat of a
mantra around the credit union. We are honored to be able to assist
you, your loved ones and all the communites we serve.

With a New Year comes new resolutions. I encourage you to sit
down and ask yourself, what are your financial resolutions for 2019?
It is our mission to help you navigate your personal and professional
finances. Our focus for quarter one is helping you start this year off right
with a financial checkup. This issue of For Your Interest is filled with information on
how to start the year off right to reach your 2019 financial goals.

Stop by any of our branches for a complimentary budget meeting or take advantage of our virtual financial wellness and counseling
programs through our partnership with GreenPath Financial Wellness. As a member of Notre Dame FCU, you can receive assistance with
personal and family budgeting, understanding your personal credit report and how to improve your score, personal money management,
debt repayments, avoiding bankruptcy, foreclosure, repossession and much more. GreenPath can give personalized answers to your
individual needs, see page 4 for more details. Start working towards your 2019 financial goals early. We will also be helping with financial
checkups throughout the year.
If you have any questions, suggestions, comments, or complaints, please do not hesitate to contact me at [email protected].

Thanks again for being part of our credit union family!






Thomas J. Gryp ‘79
President/CEO



MARK YOUR CALENDARS

HOLIDAY SCHEDULE

Notre Dame FCU will be closed: Thanksgiving
Thursday, November 28
Martin Luther King Jr. Day Independence Day Black Friday
Monday, January 21 Thursday, July 4 Friday, November 29

Presidents’ Day Labor Day Christmas Eve
Monday, February 18 Monday, September 2 Tuesday, December 24 (Close at 1 PM)

Good Friday Columbus Day Christmas Day
Friday, April 19 (Close at 1PM) Monday, October 14 Wednesday, December 25

Memorial Day Veteran’s Day New Year’s Eve
Monday, May 27 Monday, November 11 Tuesday, December 31 (Close at 1 PM)





2 | Page

OUTLINE






YOUR






2019






FINANCIAL






GOALS








You may or may not have committed to a few personal resolutions for 2019. Regardless,

it is essential to outline your 2019 financial goals. Do you want to tackle your debt? Buy
a new home? Start investing? Start a business?


Notre Dame FCU is here to help you. As a Member-Owner, you have access to a wide-
array of financial services to help you build a plan to reach your goals. Take a moment
to review some of the services available to you below. Consult your Notre Dame FCU

financial physician of choice to discuss your specific financial goals, the below services
or to find out about additional services available to you.
3 | Page

ensure You Are Covered Take Control, Prevent Fraud
To prevent just one unfortunate incident from taking your With Irish Card Shield you’re now in control. Download our free
financial empire down, it is important to review each of your app to secure your cards today! Turn your debit and credit
insurance policies annually. Notre Dame FCU’s Shamrock cards on and off, get transaction alerts, monitor
Insurance can help you quote out your current policy to make fraud and even control where your card is used
sure you are receiving the best deal. Plus, you may be able and how much is spent - all from your phone.
to bundle your auto, Learn more at
home, business and NotreDameFCU.com/IrishCardShield
life insurance for up to
$547 in savings. Visit Take Advantage of Incentive Programs to Earn Cash
NDShamrockInsurance.com for more information.
Refer-A-Friend
Evaluate Your Investments Refer-a-friend or family member and you’ll both get $50. What’s
At the Private Member Group, we better than being a member of a credit union you love? Getting
weave your entire financial paid $50 for each new member you refer to us. It’s our way of
package together. We thanking you and your friends, family and co-workers will thank
work with you to create you too! Here’s how - just send your friend or family member to
a personal plan designed NotreDameFCU.com/Refer
around your individual goals.
Call 800.567.6328 to schedule Love My Credit Union
an appointment or visit Members Save Up to $15 on TurboTax, the Tax Software
PrivateMemberGroup.com That Has You Covered. This year, get your biggest possible
to learn more. tax refund, without leaving your living room. TurboTax, the
#1 best-selling tax software, is up to date on the latest tax
Make a Better Plan laws and guarantees 100% accurate calculations, so you can
Too often we ignore our debt, hoping it magically disappears. be confident your taxes are done right and get your biggest
Not that you aren’t doing your part - marking your calendar and possible refund. And, as a credit union member you can save
paying your minimum payments - but there may be a better up to $15 on TurboTax this tax
strategy that could save you thousands in interest. season. To access the member
Consult a Notre Dame FCU Financial Physician to discount, click on the TurboTax
discuss your options and the best way for you to web banner located on our credit
work towards becoming debt free in 2019! union’s website.

Take Control of Your Debt More From Love My Credit Union Rewards - DISCOVER
Notre Dame FCU has teamed up with GreenPath to bring SPRINT’S NETWORK RELIABILITY & CASH REWARDS
you GreenPath Financial Wellness, a financial education and The benefits of credit union membership will have you seeing
counseling program.
dollar signs. Right now, credit unions members can get cash
rewards for each new line you activate with Sprint ®! Visit
As a member of Notre Dame FCU, you can receive assistance with: LoveMyCreditUnion.org/Sprint for all the details and special offers.
- Personal and family budgeting
- Understanding your personal credit report and how to Credit Card Rewards
improve your score Sign up for credit rewards! Review our programs at
- Personal money management NotreDameFCU.com/Visa
- Avoiding bankruptcy, foreclosure, and repossession

GreenPath can give personalized answers to your individual
needs. For issues ranging from creating a savings plan to
rescuing a home from foreclosure, advice is only a phone call
away. GreenPath counselors are available Monday through
Thursday 8 a.m. to 10 p.m.
(EST), Friday 8 a.m. to 7
p.m. and Saturday from 9
a.m. to 6 p.m. To use this service,
simply call 1-877-337-3399 or visit
them on the web at
www.GreenPath.com/ndfcu.


Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2018. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to
change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.

New, Faster App Build, Buy




the Mobile App that uses a single login for both or Refi

We are excited to announce an update coming to
mobile banking and check deposit!
Stay on the lookout. The update will be available and receive
beginning January 28, 2019!
$599 cashback




Apply today at
NotreDameFCU.com/HomeLoan
PLUS! It will include the ability to login to your or call 844-NDHOME1
accounts via fingerprint or facial recognition.

Receive $599 cash back. Offer may change at any time. NMLS ID# 405299. Equal Housing Lender.



Open a Health Savings Account (HSA) that earns




1.25% APY* and comes with a HUGE tax advantage!








Withdraw your money tax-free, whenever
you need it to pay for eligible medical
expenses. Any money you do not spend
from your account in any given year
rolls over to the next year so your HSA
Contributions continues to grow.
Contributions are TAX DEDUCTIBLE


Notre Dame FCU’s HSA ties directly to a
debit card—which makes paying medical
expenses convenient and hassle free!



Contact us today at 574-400-4750 or
Growth
Unlike an FSA, your funds will BusinessDevelopment @NotreDameFCU.
continue to roll over com to make the most of your High
YEAR-TO-YEAR Deductible Health Plan!




Health
Withdrawals for eligible medical
expenses are TAX-FREE 5 | Page

*Annual percentage yield. Rate is subject to change and applies to balances over $400.

AROUND TOWN
2018 COMMUNITY IMPACT





South Bend Civic Theater • WSBL Spanish Radio • First Friday • Potawatomi Zoo • 100
Black Men Dinner • Beacon Children’s Hospital • Children’s Miracle Network • Christ Child
$1,104,128 Avanzamos Class Sponsorship • South Bend Heritage Foundation • St Matthews Golf
Society South Bend • Hawkins Family Foundation • John Adams High School • Juntos
Outing • Saint Vincent de Paul • Saint Vincent de Paul • University of Notre Dame Mens
Golf League • Near Northwest Neighborhood 2018 Arts Café • Notre Dame Club of Los
Angeles IrishFest • Maroon Swish Club • Catholic Foundation Friends of the Foundation
• Catholic Foundation Bishop Birthday Bash • Diocese of Fort Wayne-South Bend Pueri
Cantores • Latin America dinner table • Fischoff Winter Gala • Heroes in Fidelis • Junior
Achievement Programs • LULAC Council • Musical Arts Conductor Sponsor • Saint
Vincent de Paul Legacy Dinner • Center for the Homeless • LaCasa De Amistad • Lake
County Carmelite Home • RMHC of Michiana • Roseland Kroc Sponsorship • Southside
Little League • Start-Up Weekend • Auto Cash Back • Chamber of Commerce Pledge
Innovation Park • Mortgage Cash Back • Studebaker Museum Hall of Champions






















JUNTOS AVANZAMOS CELEBRATION EVENT

Leadership Book Club




We asked Executives and leaders at Notre Dame FCU for recommendations of books that
had an impact on their life. Follow us on Facebook for a chance to win books that helped our
leadership get to where they are today.























JUNTOS AVANZAMOS CELEBRATION EVENT


6 | Page 800-522-6611 | NotreDameFCU.com