Recommended Insurance for Taverns That Owners Should Have

RECOMMENDED INSURANCE FOR
TAVERNS THAT OWNERS SHOULD HAVE

Recommended Insurance for Taverns
That Owners Should Have

As a bar owner, inviting regular customers can be exciting and fun, but there are
also risks that come with ownership. It is why you need to have Insurance for
Taverns to be protected against a number of things that can happen within your
bar. Here are just a few.

General Liability Insurance - Having a general policy that covers against the little
things that are often overlooked is always a must for any business owner,
especially at bars, taverns, and nightclubs. There are so many things you can do
to take necessary precautions against potential lawsuits. Taverns are usually
softly lit, so mark off any changes in elevation and steps so people can safely
navigate their way around the bar.

Recommended Insurance for Taverns
That Owners Should Have

Make sure all fire exits are clearly labeled. Make sure bar stools and tables are
checked for stability and that no guests climb on this furniture. Even outside of
your bar, you need to protect against possible slip and fall injuries, which can
occur on your property as the result of impairment. Keep the parking lot and
sidewalks repaired and free of cracks and potholes. Make sure the sidewalks are
clear of any snow and ice. Have security monitors on the inside and outside of
your establishment. Also, document any activity that happens with bouncers
working at your bar. Bouncers can be subject to personal injury suits if the injury
occurs on the premises of your bar.

Liquor Liability Insurance - “Liquor liability insurance is defined as coverage for
bodily injury or property damage caused by an intoxicated person who was
served liquor by the policyholder,” according to the Insurance Information
Institute (I.I.I.).Oct 7, 2013.

Recommended Insurance for Taverns
That Owners Should Have

Business owners need to make sure they have a procedure in place to check the
age of everyone who enters the tavern. The employees you hire should be
specifically trained to identify customers who have been served too much and
are intoxicated, allowing them to follow procedures where they deny the
customer service. You can also offer programs encouraging patrons to use
designated drivers or offer a free taxi or shuttle service to keep people off the
roads.

Business Property Insurance - Every business needs to have business property
insurance to protect the assets within the building. This is especially true for bars
and taverns. If your bar serves food, you can be protected against damages
sustained should a fire break out and spread. This can also protect your tavern
against theft, something that can happen frequently in bars and taverns.

Recommended Insurance for Taverns
That Owners Should Have

Having insurance for taverns is an absolute necessity as a bar owner. You want to
be protected from various incidents and accidents that can occur in any place of
business, but especially one that serves food and drinks to many different
patrons each day and is open for long and late hours.

With XINSURANCE, you can get a customized policy that fits your business and
helps to keep your tavern protected from these potential incidents. With over 30
years of experience in helping businesses of all kinds and providing specialized
insurance, XINSURANCE has a team of experts that puts your needs first and
works tirelessly to get you coverage.

Start working with XINSURANCE by calling them at 877-585-2853 or sending an
email to [email protected], and they will start to go to work for you to get you
unique and specialized coverage.

Recommended Insurance for Taverns
That Owners Should Have

Add: 8722 S Harrison St, Sandy, Utah,
84070
Phone: 877-585-2853
Email: [email protected]
Website: www.xinsurance.com