Tola Mobile - Mobile payments made simple

Mobile Payments
made simple.

Our Story. Mobile Payment
operational models.
Tola is a mobile payment service provider. We take the hassle, cost
and risk out of paying for goods and services by allowing consumers Seamless transfer of funds between merchants and mobile wallet subscribers
to pay directly from their mobile, charging transactions to a mobile The Tola Wallet solution enables merchants to take payments directly from mobile operator wallets. In
wallet or phone account. The model adds value to all parties in the developing countries, such as Africa, 2.5 billion people are unbanked. However, over 1 billion of these
ecosystem - merchant, MNO and consumer. people have access to a mobile phone, Tola helps you connect your services to these customers.
Tola has been live and processing transactions since 2015. We are widening our footprint within Africa
Tola is headquartered in the UK, with technical development with substantial revenues being generated in East Africa.
undertaken in Dublin, Ireland, with a further 11 operational offices
and operations in over 32 countries. Seamless payment experience, direct from your mobile
Through our E-Money license, we supply a straightforward, API driven, payment method which allows
Shane Leahy, Group CEO your customers to purchase physical goods and services, through their existing mobile phone account.
There is no stepping away from the payment experience in the consumer journey, with an easy way to
Shane, 2012 Ernst and Young Entrepreneur of the Year Award finalist, make a payment.
has 16 years’ experience within the telecommunications industry with Tola’s solution allows your customers to pay via their existing mobile phone. As a merchant there’s no
Stentor, Nevada, Energis and the Oxygen8 Group. Prior to this he was a need for you to collect any customer credit card or bank information to complete the sale, your customer
professional rugby player with Munster. simplies uses their mobile phone number to authorise payment.
Tola is the new, secure and convenient way to acquire new customers for your service, application or
Joining the Oxygen8 Group in 2001 as CEO of Oxygen8 Ireland, shop. The E-Money licence has been passported to United Kingdom, Ireland, Germany, Netherlands
Shane oversaw the rapid development of the business. In October 2006, and France
Shane became CEO of the Group where he has diversified the business
into three distinct divisions; Corporate solutions, Payment solutions, and
O8 Money (International Mobile remittances), which has become Tola
Mobile.  In August 2015 Shane became CEO of Tola Mobile - now one
of the fastest growing mobile payment intermediaries in Africa.

Tola platform presents the single largest opportunity for
MNOs and merchants worldwide to begin monetising mobile
payments by reaching new pockets of previously unbanked
consumers and those looking for alternative, more convenient
methods to pay for goods and services.

Tola is now one of the fastest growing mobile payment
intermediaries in Africa, with more users having a mobile than
any other payment mechanism. With the growth of M-Pesa
and other mobile operator based wallets, Africa leads the
world in innovative payments centered around Mobile Money
and the Mobile phone

We are passionate about making it easier for businesses to
securely transact with their consumers - whatever the time,
wherever the place

Tola Wallet Growth.

Ceuta Melilla Active now
In progress
User deposits Provides business Enter Confirms Account Morocco Tunisia Coming soon
funds number SMS pin transaction updated Libya
Canary Islands
Western Sahara Algeria

Egypt

Cape Verde

Mauritania

Mali Niger

Senegal Sudan Eritrea

The Gambia Burkina Chad DjibouG
Guinea-Bissau Faso
Guinea

Sierra Leone Benin Nigeria Central Ethiopia
Ivory Cameroon African Republic
Coast Ghana South Sudan

Liberia Togo

Equatorial Guinea Uganda thRee pCuobnligc o of Somalia

São Tomé Gabon DemocraGc Republic Rwanda Mozambique Kenya
and Príncipe of Burundi
User selects Lipa-na-Pesa User selects “send money” User selects enter business Business number is entered
to make a deposit. option no. options the Congo

Seychelles

Tanzania

A global market worth Angola Malawi Comoros
$113.5 billion in 2015
Growing to $635.0 billion by 2020 Zambia MayoLe
(France)

Growth of 41% CAGR Namibia Zimbabwe Madagascar
Botswana
MauriGus

Reunion
(France)

Swaziland

Lesotho
South Africa

Amount to be deposited User puts in their User confirms transaction Operator confirms Tola acts as a Payment Service Provider (PSP), an aggregator that enables merchants to
is input unique pin. transaction by SMS integrate with operator provisioned Mobile Wallets.

Customers have full access to all their payments on the Tola Wallet Platform and can search for specific
transactions using a variety of searches.

User browses SMS Pin User buys SMS receipt Consumer Portal Features.
site Send item sent tracks everything
Dedicated Customer Service
Select pizza offer Complete delivery details Enter mobile number and Our dedicated customer service team will listen
click Send PIN via SMS to your requirements and help us to provide the
perfect solution to your needs. Call 0808 131
Receive PIN Enter PIN, accept the T&C’s Confirmation Screen SMS confirmation sent out 4000 during business hours.
and click Pay by Mobile displayed
Security
There is no need to collect any credit card or bank details, the customer mobile phone Safe, Secure and Simple - with real-time
number is the only authorisation needed to complete the sale verification process. Security is provided at check-
out with a one-time PIN received in an SMS to the
customer’s mobile device.

Reliability
Reliable, Flexible and Safe datacentre services
that are critical for 24/7 operations.

Simple setup
Simple API setup: Pay by Mobile and Pay by
SMS payment methods. A convenient API based
mobile payment method with no stepping away
from the payment experience.

Performance & Scalability
Tola Mobile has already processed over 100
million transactions around the world and
processes millions of messages a day. We
continue to develop our platforms and improve
our solutions to drive customer satisfaction.

“We have heavily invested in our technology to ensure we constantly
innovate. We pride ourselves on developing solutions that protect
both the end customer and our client’s reputations”

Shay Hamilton,
COO - Tola Mobile

Operator Partners. Timeline.

Tola Mobile has relationships with a number of mobile operators in the UK Jan-17 Oct-16
and overseas. Processed over 100m Processed over 44m
transactions around the world transactions in Africa

May-16 Apr-16
EE E Money Contract signed Processed over EUR 3.2m in
one month on platform
Mar-16
Tola Ltd established Feb-16
All services fully migrated from old
Nov-15 08 Money platform to new Tola
First transaction in Africa on Money Platform

Tola platform Oct-15
Vodafone E Money
Jun-15 Contract Signed
O2 E Money Contract signed
Mar-14
2013 Processed first payment in Africa
E Money license passported (O8 Money)
to UK, France, Netherlands,

Germany and Ireland

The increasing demand for more convenient ways for “Tola has a wealth of experience within the
consumers to pay for goods and services using their mobile mobile payments sector; leveraging off the success
phones, coupled with a previously unreached unbanked already seen within the African market. Tola’s
population, creates an exciting opportunity to offer new, goal is to become the leading provider of
hassle free mobile payment services from Tola Mobile. mobile payments”

Shane Leahy
CEO - Tola Mobile

www.tolamobile.com

Tola Headquarters
12th Floor, Lyndon House

58-62 Hagley Road
Birmingham
B16 8PE

[email protected]


0808 131 4000
@Tolamobile

www.linkedin.com/tola-mobile