Development Partner Expression of Interest for Home Concept Property Management

Development Partner Expression of Interest for Home Concept Property Management
Submitted to TWC – Tim Welch Consulting Inc., March 14, 2017

When our customers turn the key in their front
door for the first time, it should be a moment they

remember for all the right reasons.

CONTENTS

e x e c u t v e S U M M A R Y.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0 4
CONCEPT AND BUSINESS TERMS................................ 06
f i n a n c i a l c a pa c i t y a n d s ta b i l i t y.. . . . . . . . . . . . . . . . . . . . . . . . . . 0 8
FEATURED PROJECTs ....................................................... 12
THE NEW HORIZON TEAM................................................... 21

04 E X E C U T I V E S U M M A R Y

Our firm has developed many projects over the last Bridgewater Residences City Square Condominiums, Phase 3
10 years similar to this one, including 2 very specific Lakeshore Road East, Burlington, ON Robinson Street, Hamilton, ON
projects working with the Halton Region Housing Value of project $210,000,000 Value of Project $30,000,000
Corporation on funding assisted projects that were
a tender process. One of these we developed and Mint Condominiums
constructed for the Corporation with 65 units over Old Bronte Road, Oakville, ON
6 stories for seniors that the Corporation owns. Value of project $120,000,000
On the other we were successful on the RFP and
completed 38 units over 4 stories that we continue
to own.

Our company, New Horizon Development Group,
is the preeminent developer and builder of
condominiums in the GTA west area. We are also
involved in a large scale project in Cambridge that
is just getting underway now that will eventually
be approximately 2000 dwelling units plus some
employment lands and retail/commercial lands as
well.

As part of this proposal you will see members of
our team and their profiles, including the profiles
of the two principals, Jeff Paikin and Joseph
Giacomodonato. Jeff and Joe have been working
together for 19 years on various projects as owners
of the company and they would be the developers,
owners and “Proponents” in this venture.

Our contact for this project would be Jeff Paikin,
President of the company, who can be reached

05 E X E C U T I V E S U M M A R Y

at 905-777-0000 in the main offices, or by email at
Jeff@nhdg.ca. Head office is in Hamilton at 69 John
Street South, Suite 400, Hamilton, ON L8N 2B9.

With regard to the financial covenant of the Proponent, Sapphire Condominiums
our controller at New Horizon Development Group Shoreview Place, Stoney Creek, ON
(NHDG) can help in any way you require. His name is Value of project $150,000,000
Ryan Kett and he can be reached at Ryan@nhdg.ca or
at the head office phone number. Our financial capability
to perform for this project is absolute. Some examples
of projects we are constructing currently and their values
are shown throughout both pages.

Further to the financial covenant request, we can
provide specific bank references from Laurentian Bank
in Toronto, Meridian Credit Union in Hamilton or TD Bank
in Hamilton. References beyond the letters attached for
section 4.3 are available at your request.

We can also provide references from Halton Region Harvest Townhomes
Housing Corporation as to how we were to deal with on Natasha Circle, Oakville, ON
our two projects. If it is any indication, Halton Region Value of project $40,000,000
Housing Corporation (HCHC) also purchased multiple
units at our Mint Condominium project in Oakville to
increase their first class housing stock to fill a portion
of their needs. This was done in the last 18 months,
years after we completed our two projects with them,
signifying their level of happiness they had in dealing
with us through those projects.

06 C O N C E P T A N D T E R M S

Our business plan for the implementation of the site and the opportunity are
fairly straightforward. We are typically complete turnkey solution providers
for our own sites as well as for sites we have done with HCHC. We work
closely with our architectural firms to create the best of appropriate designs
for all buildings we have constructed.

We are also “experts” in the field of geothermal technology, doing our
first such project with HCHC in Burlington, and now have done 9 such
projects and counting in this field. We believe this gives buildings long
term and stable heating and cooling from a cost perspective while ensuring
the environmental footprint of the new buildings is minimized. We also
work within a “100 kilometer” philosophy, where we purchase all materials
possible from close proximity to the various sites we develop, ensuring the
least environmental impact on deliveries etc., while maximizing the positive
economic impact to the regions in which we develop. In addition, our firm
won the inaugural “Green Home of the Year” as awarded by the Canadian
Home Builders’ Association in 2009, signifying our ongoing commitment to
the environment through the construction process.

Having worked on 15 plus multi-residential or mixed use residential/
commercial projects, from vacant land to ultimate design and build, we
feel we bring a great perspective to the design process with our vast
experience. On the building we retained working with HSHC, we provided
office space and the ability for social services beyond the straight rental
units to function effectively through smart design and planning within the
building. We are open to continuing this opportunity in Cambridge if it adds
to the effectiveness of the project in the long term.

Our approach to the collaborative process is both through the design
process and the process under which we will structure the opportunity. The
lands for sale for the second tower will be purchased under an appropriate
contract and set of terms that is a win/win for both Home Concept Property
Management (HCPM) and NHDG. We would work on a fixed price to
deliver the desired building for HCPM and pay for the land and construct our
retained building at the same time. Although this will require a larger capital
investment by NHDG, the end products being finished simultaneously will

07 C O N C E P T A N D T E R M S

allow the minimal impact on the eventual residents to be achieved.

The determinants to be solved are the ownership structure of the lands (are
they separated by severance so each party owns its own structure outright,
or do they operate in some other fashion through ownership set up?) so that
each party gets what they want out of the opportunity. NHDG could pay out
the land it is purchasing entirely if the tenure of ownership structure works
(i.e. severance completed so we can have outright ownership at that time)
allowing HCPM to maximize its cash flow opportunities. The building being
constructed for HCPM would be on a fixed price basis so costs are known
and reliable going into the project for HCPM.

NHDG would propose making a nominal deposit on the property (10% of
purchase price) until the land approvals are in place and all the financial
requirements of HCPM are in place. Once the deal is signed and the land
title is able to be transferred to NHDG we would close on our portion of the
property. Alternately we would be willing to discuss purchasing the property
entirely and selling back the portion to be used by HCPM for its purposes
once construction commences. It is unclear in the document as to whether
the land is currently owned by HCPM at this time. Based on our desire to
own the second tower long term as a market rental opportunity, the “risk” in
the opportunity is simply land approvals. We would not be relying on any
market factors dictating other typical risks in projects where selling units is
the objective.

The timetable for the project we would propose would be to start on the
desired March, 2018 date and it would take approximately 20 months to
construct in full. A more detailed schedule can be provided should we enter
the next round of the discussions on this exciting opportunity. In order to
meet the required date, the architect meetings would start in April 2017
to finalize a design that everyone is happy with and begin the OPA and
rezoning, and ultimately site plan approval, for the project. TWC is familiar
with our approach to this process as was demonstrated on our Kingsway
project in Aldershot, working with both HCHC and the Burlington Public
Library, who became tenants in the commercial portion of the project, to get
the design done to everyone’s satisfaction in a timely fashion.

08 F I N A N C I A L C A P A C I T Y

Seeing as our financial institutions do not require open for you to request. Hopefully our track record I have also provided a letter of reference from
us to provide audited financial statements, we are and our current projects under construction that are the bank hired monitor on behalf of Laurentian
unable to provide any of these for your review. We all highly successful is one measure. In addition, Bank, Meridian Credit Union as well as TD Bank
have a letter from the Glynn Group Incorporated, a personal financial statements for our two principals on our various projects over the past 5 years to
bank appointed monitor for many of our projects. can be provided but we would prefer to do so with help ensure that we are extremely capable of
We will provide bank reference letters should hard paper copies in sealed envelopes so please meeting our budget numbers once we provide
you request them, however you require us to advise if this helps alleviate your concerns on this them to the lenders etc..
demonstrate this to you in light of the fact that we front.
have no audited financial statements to provide is

GLYNN

INCORPORATED March 10, 2017

New Horizons Development Group Inc.
69 John Street South, Suite 400
Hamilton, Ontario
L8N2B9

For the attention of Mr. JeffPaikin, President

Dear Mr. Paikin:

RE: PROPOSED 6 STOREY BUILDING IN CAMBRIDGE, ONTARIO

We understand that New Horizon Development Group Inc. is working on an RFP for a proposed Six
Storey Residential Building to be constructed in Cambridge, Ontario for Home Concept Property
Management.

As you know, Glynn Group Inc. has worked with the New Horizon Development Group Inc. group of
companies for the past six years on a variety of construction projects throughout Southern Ontario. Our
role on these projects has been to act as the third party Project Moriit�r .for the various Lending
Institutions financing the projects. These projects have ranged from $20,000,000 up to $168,000,000 in
value.

We can confirm that New Horizon Development Group have consistently maintained the overall
Project Budgets, provided detailed ongoing accounting records and maintained the appropriate equity
levels required by the Construction Lenders on all of the past and c1.v:rent projects we have worked on.

We trust that this meets you present requirements but should you need any further assistants, please let
us know.

Yours truly,

GLYNN GROUP INC.

Steven Chi, PQS
Senior Vice President- Project Monitoring

1300 Cornwall Road, Suite 104, Oakville, Ontario, Canada, L6J 7W5
Telephone: (905) 815- 0102 Facsimile: (905) 815- 0105
www.glynngroup.ca

09 W E B U I L D V A L U E

WE BUILD
VALUE

Our commitment to excellence is reflected in our distinguished
and diverse portfolio of niche communities and signature
neighbourhoods in Southwestern Ontario.

Our keen eye to superior site selection, smart urban planning
and savvy design ensures that all of our projects are ideal
long-term investments and wonderful places to call home.

10 W E B U I L D D E M A N D

WE BUILD
DEMAND

We learn what the market is looking for, refine our design process,
and prove it can be done.

With the fastest selling condo developments in Burlington, Oakville
and Hamilton, the only records we have to break are our own.

11 W E B U I L D G R E E N E R

WE BUILD
GREENER

New Horizon Development Group takes great pride in being able
to implement the latest proven eco-friendly technology into our
projects. We have a 100-mile purchasing philosophy: if we can

buy it locally, we do.
We use sustainable building technologies, such as geothermal
heating and cooling, that not only reduce the environmental footprint

of our projects, but reduce the monthly costs of our customers.

12 W E B U I L D C O M M U N I T I E S

COMMUNITIES

For over 20 years we’ve been creating communities
in picturesque settings, where savvy design and high
quality craftsmanship meet convenience and comfort.

Through creative foresight and superior construction,
we are committed to building new developments that
will benefit the community and provide our clients with
the quality spaces and amenities to meet their current

and evolving needs.

LEGEND 401

407

Mint Condos Gateway Towns TIMES Oakville 403
Shadeland Towns S UARE
Headon Estates
River Ridge White
6
401 Waterfront Trails CONDOS IN BURLINGTON CONDOS IN BURLINGTON
Haven
Waterfront Trails It's Your Time
H AV E N coastal towns & condos
Urban West H AV E N
CONDOMINIUM RESIDENCES City Square
FFG Fields of Fiddlers Green 407C O N D O M I N I U M R E S I D E N C E S
Harvest Royal Highland Estates

Nouveau 5 Waterdown 403

TIMES Times Square 6 407 Burlington
S UARE
6
White
Dundas
Shine

It's Your Time

8
Crew Landing

CONDOS IN BURLINGTON CONDOS IN BURLINGTON Vibe Condos

FFG 403

Ancaster Hamilton

403 QEW

Waterfront Trails
coastal towns & condos

Stoney Creek QEW

Brantford

403

KINGSWAY

FEATURED PROJECT

Launched August 2009 THE VISION
With Kingsway our goal was to create a building with HCHC that architecturally stands the test of time
Occupancy: 2011 while still meeting the financial parameters of the RFP.
Address: 496 Plains Road
Neighbourhood: Aldershot THE CHALLENGE
Design: KNY To work with HCHC to design and construct a building that meets their needs in the long-term rental
Value: 15,000,000 space while satisfying the requirements of both our firm and the city of Burlington to create a structure
that is appealing to the eye from day one and decades down the road.

THE LOOK
The building had to look like any other condominium that would be designed for this site.

THE RESULT
The use of stone, brick and stucco, coupled with ample natural light from the windows, created the look
we were hoping for.

11 W E B U I L D c o m m u n i t i e s

FEATURED PROJECT

Launched August 2012 THE VISION
With Westwood II, our focus was to create a long-term rental building in an established neighbourhood
Occupancy: 2014 in West Burlington.
Address: 801 Falcon Avenue
Neighbourhood: Aldershot THE CHALLENGE
Design: KNY To have the building seamlessly fit into an existing mature neighbourhood both architecturally and socially.
Value: 12,000,000
THE LOOK
The building had a unique design, with lowered roof pitches on the street facing side to appear like 3
storey townhomes from the street even though the building is 4 storeys of condos.

THE RESULT
Any drive by car would never know that this wasn’t a semi-luxury condominium, meaning the desired
results were achieved, properly integrating the assisted housing into a mature neighbourhood without any
physical attributes to the structure that appear to be anything other than a nicely appointed condominium
building.

FEATURED PROJECTS

Launched Fall 2013 THE VISION
Our goal was to introduce a new format and greater affordability to one of Canada’s wealthiest communities
Occupancy: July 2017 while providing a sound and stable investment for an underserved segment of the Oakville market.

Address: 2480 Old Bronte THE CHALLENGE
Road, Oakville Saying “architecture, amenities and affordable” in the same breath to a community that’s never heard
those three words said together. We had to sell units in volume in order to finance a large underground
Neighbourhood: Bronte Village, parking structure that services both buildings. We also had to ensure the building was beautiful and fit
Upper Oakville into a neighbourhood of single-family detached homes and towns.

Design: Two 8-storey buildings, THE LOOK
388 units + commercial An elegant and distinctive 8-storey concrete building inspired by the architecture of France. In short, style
that stands the test of time.
Sales milestone: 70% of units
sold in first 8 hours THE RESULT
Mint is New Horizon’s largest offering to the market to date—and the market quickly told us what it
Value: $110,000,000.00 thought. In a community where it can take many months to sell even half of a condo’s units, more than
70 per cent of Mint’s units were sold in the first 8 hours.

FEATURED PROJECTS

Launched Fall 2011 THE VISION
Our aspiration was to offer affordable, stylish and well-built condos to a segment of Burlington’s home buying
Occupancy: market that had been largely ignored by other builders. Vibe also introduced us to Habitat for Humanity Halton,
Building 1: January 2014 a relationship that started with land acquisition (we purchased the property from them) and has turned into a
Building 2: July 2014 powerful partnership that’s changing lives.

Address: 1401 Appleby Line, Burlington THE CHALLENGE
This development challenged us to be efficient: to meet our milestones on time and on budget while respecting
Neighbourhood: Uptown Burlington our crews and maintaining the highest of standards for clients. Vibe tested Burlington’s readiness for a
development that made a bold architectural statement and we collaborated closely with the City of Burlington
Design: Two 4-storey buildings, staff on final drawings.
232 units; 14 townhomes
THE LOOK
Sales milestone: Sold out in 18 hours Inspired by Frank Lloyd Wright’s signature scale and sensibility, Vibe’s leading-edge design blends the best of
past architectural eras with the best of contemporary building techniques. The handsome stone skirting and
Value: $54,783,262.25 piers, the horizontal masonry, along with the sophisticated stucco, chic windows and sleek glass balconies
culminate in a community that has maximum curb appeal.

THE RESULT
Opening to a preview fan base of hundreds of VIP registrants, over 232 units and 14 townhomes were all sold
within 18 hours. Much like Haven, Vibe proved to be yet another chart-topping success!

FEATURED PROJECTS

Launched March 2011 THE VISION
With Haven, our focus was to provide housing options for young adults purchasing their first home
Occupancy: May 2013 and empty nesters looking for a turnkey lifestyle in a well-priced condo development.
Address: 5317 Upper Middle Road,
Burlington THE CHALLENGE
Neighbourhood: Orchard We’re always asking, “How can we do it better?” Haven offered the perfect opportunity to implement
Design: 4-storey building, 138 units a unique wood construction technique that would make the building as solid on the inside as it was
Sales milestone: Sold out in 30 days beautiful on the outside.
Value: $29,015,136.82
THE LOOK
Haven is a traditional stone, brick and stucco building in warm, earthy tones that blends well with the
existing neighbourhood and echoes other premiere developments in Burlington.

THE RESULT
From sales to construction to move-in, Haven exceeded even our high expectations. Having sold out
in 30 days, then a record for condo sales in Burlington, Haven resonated very strongly with the needs
in this community.

FEATURED PROJECTS

Launched Spring 2011 THE VISION
This signature development brought the ease and comfort of condo living in an urban, amenity-rich neighbourhood
Occupancy: October 2014 complete with the peace of mind that comes from a new home warranty. As downtown Hamilton’s first new-build
Address: 85 Robinson Street, Hamilton condo development in over 20 years, City Square was an opportunity to prove not only our worth, but (perhaps more
Neighbourhood: Durand importantly) that the heart of the city is worth our love.
Design:
Building 1: 9-storey, 76 units THE CHALLENGE
Building 2: 11-storey, 99 units We needed to create a market for new-build condos in the downtown where it previously didn’t exist, and had to
work closely with community groups and immediate neighbours to ensure the development was well received.
Sales milestone: 90% of units
sold in 30 days THE LOOK
We chose to model City Square after the Art Deco tradition, a revered style that perfectly matched our
Value: $43,371,600.11 aesthetic goals for the site: modern, elegant and forward-thinking.

THE RESULT
The first two towers were almost sold out in 30 days. The architectural vision has earned us appreciative nods from
both the design community and the casual passersby. And purchasers actually stop us in the hallway to say thanks
for giving them a choice where none existed before. Through dogged perseverance, great design and creative
marketing we proved it: new condo construction in Hamilton’s downtown works.

FEATURED PROJECTS

Launched Spring 2014 THE VISION
Harvest gave us the opportunity to deliver refined residency in one of the country’s most affluent and sought
Occupancy: May 2015 after locales. Our primary goal was to ensure that the product we brought to market matched the lifestyle
Address: 3340 Old Bronte Road aspirations of those looking to live in a neighbourhood defined by its prestige and its pristine surroundings.
Neighbourhood: Bronte
Design: 72 units total - THE CHALLENGE
49 2-storey units and We wanted this community to have broad appeal, addressing the desires and demands of investors, first time
23 3-storey units buyers, downsizers and commuters alike.

Sales milestone: 70% sold prior to THE LOOK
grand opening One look at these stylish townhomes and it’s sure to be love at first sight. Harvest’s exclusive collection
of freehold townhomes features sophisticated and distinguished French-Country inspired design and are
Value: $37,109,288.00 finished with impeccable details. The cultured stone and stucco create the ultimate in chic modern ambiance.

THE RESULT
Before we held one sales event, the buyers let us know exactly how they felt about our offering. Over 70% of
our inventory was sold well before we even finished our sales centre.

21 M E E T T H E T E A M

THE TEAM

New Horizon’s dedicated team of builders and planners are committed
to providing clients with unquestionable quality, style and functionality.

From design concept to final finishing details, each home is crafted
with care and consistency. This takes strong values, skilled hands
and a can-do attitude that starts at the top and is found at every level

of the company.

22 W E B U I L D R E L A T I O N S H I P S

Jeff Paikin

President

The self-described “30,000-foot guy,” Jeff is the founder of New Horizon Development Group and
is involved in land acquisition, product development, marketing and financing of new projects.
He’s also the company’s spirit coordinator and spearheads corporate support of community
initiatives such as the Eva Rothwell Centre, CityKidz, Phoenix Place and the Wellwood Centre.

Jeff caught the building bug while he was working for his family’s company, Ennis-Paikin Steel,
on a number of successful bids for reinforcing steel to be used in high-rise condo construction,
office towers and the Skydome. Turns out rebar wasn’t enough for Jeff—he wanted to be involved
in every step of development, from piece of dirt to grand opening. In 1989 he became a partner
in Covington Homes and later joined forces with The Louis-Jeffrey Group. He founded
New Horizon in 1993.

Jeff has been active in the Hamilton Halton Home Builders’ Association for
years, serving as its president in 2003. On the national stage, he was a
founding member of the Canadian Home Builders’ Urban Council, helping
to ensure that the voice of builders in large urban centres was adequately
represented. He won the national Rooftopper award in 2003.

Jeff was named Hamilton’s Citizen of the Year in 2013, an honour
he’s quick to share with his business partner Joe Giacomodonato.
Certainly Jeff is a well-known figure in the city: a successful
businessperson, active volunteer and philanthropist who
was part-owner of the Hamilton Bulldogs for close to a
decade. But Jeff attributes the award largely to the role
New Horizon has played in the renewal of downtown
Hamilton since 1995—an accomplishment achieved
by the efforts of the whole team.

Joe Giacomodonato

Vice President

Affectionately called the Tasmanian Devil by business partner Jeff Paikin, Joe brings his
inexhaustible energy and uncompromising eye for detail to every aspect of his role at New Horizon.

Raised in Burlington and now living in Greensville with his wife and three children, Joe’s lifelong love
of construction began in the 1980s working on job sites for other builders by day and renovating
homes he’d bought himself after hours. Driven by a desire to do things the right way, he started his
own company specializing in new construction, Donato Homes, in 1989.

After teaming up with New Horizon on a townhome development on Headon Road in Burlington, both
Joe and Jeff recognized that their shared vision—“build it right and they will come”—could be realized
best by uniting their complementary skills for the long term. Joe admits they’re complete opposites.
Jeff loves golf, while to Joe it’s a four-letter word. Jeff loves to network while Joe would
rather be on the job site checking in with the trades. Jeff’s an office guy. Joe can’t
wait to get outside. But in the end, the partnership—established in 2000—has a
strength and balance that has helped the company grow from four people to
more than 40.

Joe blends the creativity of an ideas guy with the practicality of someone
who gets stuff done. He has an insatiable appetite for learning and a gift for
translating his knowledge and expectations to every member of the New
Horizon team so they can deliver on the company’s promise of quality,
design and innovation.

Most customers never know the important role Joe has played in the
beautiful design and skillful execution of their unit—all they know is
they’re happy with the end result. But when the rare customer calls with
a concern, Joe’s the first to hop in his car and offer immediate, in-person
attention. “I want to hear the comments,“ Joe says. “That’s how we make
things better—for the customer we have today and the ones we’ll have in
the future.”

24 M E E T T H E T E A M

Steve Trach Alex Karpenko Boris Kresina

Project Manager - Mid-Rise Division Site Supervisor - Mid-Rise Division Site Supervisor - Mid-Rise Division

Steve’s extensive experience in construction, coupled Starting as a general labourer over 10 years ago, With over 20 years experience in new home
with his masterful management skills, is the primary Alex is certainly one of our company’s rising stars. construction, Boris provides exceptional guidance
reason we are able to build multiple developments His dedication to providing quality craftsmanship is and direction for our various tradespeople and
simultaneously. He makes sure his projects - valued matched only by his diligence, and laser-like focus. labourers. Never one to be afraid to get his hands
at half a billion dollars at last count – are completed on dirty, his lead by example approach ensures that
time, on budget and to the highest standards of quality. our building sites are positive and productive work
environments.

Dan Spencer James Turner Bruce Wells

Finishing Supervisor Head of Sales Construction Manager - Single Family Division

Due to his impeccable work ethic and attention Under James’ guidance, our sales team has achieved Bruce’s more than 30 years in the residential housing
to detail, Dan was promoted to Finishing record-setting successes. By surrounding himself with industry and hands-on approach means every project
Supervisor within just two years of joining the experts in every field related to the housing industry, benefits from the wisdom of experience.
company. His meticulous approach ensures and constantly surveying Southwestern Ontario’s highly
that every corner and crevice of our buildings active real estate market, he ensures that both our
are completed with the utmost care and company and our customers have all the information
craftsmanship. we need to make the best choices.

26 M E E T T H E T E A M

Ryan Kett Daisy Mai Cameron Young

Controller Contract Administrator Director of Marketing & Communications

With more than two decades of accounting and Daisy began working for us as our receptionist a little Cameron helps people get the information
construction-related industry experience, there’s no under a year ago. Through her dedicated effort and they need to make important decisions. His
one better at saying “the buck stops here.” Ryan is a incredible attention to detail, she was quickly able to take customer-centric approach and caring attitude
CGA, and started with the company in 2005. on a myriad of essential tasks, while still maintaining her helps create the positive demand experienced
front desk duties. Within less than six months, she was at our sales centres everywhere.
promoted to Contract Administrator and now oversees
several of he most vital aspects of our contractual
processes.

27 w e b u i l d c o n f i d e n c e

WE BUILD CONFIDENCE

We want everyone to feel we listened and did our absolute best to accommodate their needs,
without sacrificing our vision.

We’re a great boss, reliable partner, stable borrower and caring vendor. We meet our
budget targets, our construction timelines and keep our promises to our stakeholders so

when we say something, you know we mean it. This isn’t a job for us – it’s a calling.

69 John Street South, Suite 400 Hamilton, Ontario L8N 2B9
T. 905.777.0000 | F. 905.777.1300

www.NHDG.ca