IA Yearbook 2025

I’ve been with UniCredit since 2009, exploring the IA and focusingon Governance on-site activities with a mix of precision andcuriosity.What sets me apart? An obsession with details - both in my workand in my passion for walking. I thrive on challenges, whether it’sauditing complex frameworks or discovering new places.Funny enough, while I audit governance for a living, my personallife is ungoverned… except for coffee breaks and aperitivo, whichare strictly regulated!Small, but strong and resilient, just like home countryHerzegovina, the land of sun and stone.Adventure is my second name, when I see the mountains myheart start to beet stronger. I’m passionate about nature andirreparable cactus lover.Graduated in Economics, started my activity in Operational Riskmanagement, and grew my experience across UniCredit Group.Since 2018, I’ve been part of the Audit family, digging intooperations processes and operational risks & controls withcuriosity and precision.INGLESE MARIOIKOZUL MAJAWith a career that zigzagged through Big 4 statutory audits in theCzech Rep, New Zealand and Ireland, I landed in UniCredit andsince 2017 have been thriving in Group Client Solutions, Fin RisksAudit & Special Investigations.Sharp mind, dry wit and an uncanny ability to spot inconsistenciesfaster than Excel crashes, I balance spreadsheets with gym, skislopes and anything outdoors with my kids.Add in the occasional tisana-fueled philosophical debate andyou’ve got someone curious enough to question anything—andbold enough to audit your soul.KANTOROVA JANAGroup Governance Functions and Risk Models AuditClient Solutions Audit and Special InvestigationOperational and Reputational Risks AuditK

Born in the belly of the Calabrian Sea and Milanese by adoption for23 years.I'm a tightrope walker of compliance, balancing risk with eleganceand a pinch of chili pepper. Between audits and real-time data, Ialways find time to smile at deadlines and tame Excel like a pet.Generous and meticulous — the kind who’d leave a suitcase full ofmoney uncounted just to fluff the pillows first — I’ve turned myprofessional journey into a dance between rules and intuition.My declared passions? Champagne and cigars.Chaos? Only in traffic!1 metre and… #I had a great desire to grow but … the destiny of mystature was in my name: Paola means Small.Calabrian by birth and for ever: Sea and Sun are in my Heart and inmy Soul. I love travelling and helping others, enjoy cooking. I liketo see the glass half full and, when that proves difficult, ratherthan seeing it empty I try to put something in it to fill it the bestpossible way.I strongly believe in kindness as the key for an open andtransparent communication.I’m a senior auditor, and former special investigator: Audit for meis the dress that always fits me perfectly, in every phase and moodof my life.LAGANA' TIZIANALLAURITO PAOLABorn and raised in Milan, where I live with my wife and two smallhurricanes (aka kids, 6 and 8), who keep me busy and surprisinglygood at Disney trivia.I'm into cinema, travel, chess, tennis – and proudly wear red andblack for Milan (the real one).In Audit, I work in the technical area and make sure systemsbehave properly (most of the time).My real job? Fixing things no one admits breaking, answering“dad, why?” 42 times a day, and occasionally dreaming ofwatching a movie without falling asleep halfway through.LAMANNA STEFANO NAVARROItaly Compliance Risk and WM & PB AuditGroup Audit IT Governance and ToolsGroup Credit Risks & ERM Audit

Born in Milano to a mother rooted in Milano traditions and aCalabrian father, I grew up embracing cultural diversity.Influenced by my father, an Olivetti executive during its golden era,I discovered design and computers early, learned to code, andbecame passionate about technology.Started IT freelancing at 16y, and hundreds of projects and 3 expatslater, I still love technology, but enjoy so more working with peoplethan code.At home, I manage my own “AAA investments”: Andrea (15), Alberto& Alessandro (13).My passions include technology, gaming, basketball (go Lakers!),gin, skiing, and traveling all around the world!I joined the group when I was a 19-year-old kid. After a long timeworking as a technician, I moved into audit. Even though I’m inaudit now, I’m still a nerd at heart and always try to rely on mytechnical skills.At work, I do my best to be part of the team, while in my personallife I tend to be a loner. I enjoy a good glass of wine… sometimeseven two.I love watching all kinds of sports - I’m a real sports addict,especially when it comes to basketball and soccer. Maybe I shouldactually play some sports instead of just watching them! :)Last but not least, I adore my beautiful cat, OlivLAURO LUIGILLEMMA LUIGIBorn in Salento, raised on legal codes and Tolkien’s wisdom.I joined UniCredit in 2016 after a first stop at Ferrovie dello Stato,and since then I’ve explored the world of Bankassurance, projectmanagement, governance and culture within Audit. Currentlyventuring into Italy Compliance Audit with curiosity and drive.Qualified lawyer, passionate about documentaries in general, andI learned to build Lego as an adult — still losing to my kids increativity (and occasionally in patience).I like challenges almost as much as I dislike being told “you can’tdo that” — that’s usually when I roll up my sleeves and prove Iabsolutely can!My journey is guided by a strong sense of purpose and an eclecticmindset, with a growing fascination for the new frontiers ofartificial intelligence.LAZARI GLORIAGroup Audit Strategy and GovernanceItaly Compliance Risk and WM & PB AuditGroup Cyber and Infrastructure Security Audit

I was born in Latina and studied Management Engineering inRome, where I lived for seven years.I have always worked as an IT Auditor, starting my career at KPMGbefore joining UniCredit. Within my department, I focus mainly onaudits of Cyber-relevant and Cloud third parties.People often describe me as having a strong personality, though Iprefer to call it straightforwardness. I bring passion to everything Ido.In my free time, I love spending time with my three children,painting, staying active, traveling, and reading.I’m part of the Group Client Solutions, Fin.Risk Audit & SpecialInvestigations team - I audit models so complex they sometimesaudit me back.I joined UniCredit a few months ago, bringing years of experiencein financial risk management across desk controls and regulatorymodels like SA-FRTB and SA-CCR.Off the clock, I’m a history nerd who loves hiking uphill - it clearsmy mind and fuels my curiosity, both on trails and in audit work.LEONETTI FEDERICALLEVI MARCOAfter several years working in Network, I moved to Audit first asauditor and later in Data Management focusing on Teams andSharepoint administration, access rights, Mailboxes, DistributionLists and IT Support.I enjoy spending time outdoors connecting with nature, walkingin the mountains, travelling with my family and swimming.In my free time I love baking cakes and cookies!I'm generally an optimistic person.LEVET LAURAGroup Compliance and Digital Risks AuditGroup Audit Data ManagementGroup Cyber and Infrastructure Security Audit

I live and work in Marsala, though I left a piece of my heart in Milan,where I spent 11 wonderful years and still feel at home.I’m a statistician turned auditor, with around 13 years of experiencein the field, specializing in AML and investment services.I extract, analyze, verify, and cross-check data — and occasionallyhiking trails, since trekking is my escape.Music is always with me, and the saxophone is my favoriteinstrument — luckily, unlike reports, it doesn’t ask for revisions.If something’s off, I sense it right away… numbers don’t fool me.Despite originally being from Puglia, I don’t like fish! As JimMorrison once sang,“People are strange” ☺I’m a passionate supporter of Foggia Calcio, a fan of MonicaBellucci, and a lover of Hard Rock & Heavy Metal music. This lovefor music runs in the family: my two sons are budding musicians:my eldest (13) plays guitar and my youngest (10) is on drums. Asyou can imagine, our neighbors are thrilled ☺We’ve also enjoyed some unforgettable concerts together —AC/DC, Metallica, Iron Maiden, Guns N’ Roses, and more.On the professional side, for those who don’t know me yet, I’m theone who often replies with: “Non c’è trippa per gatti!” That’sprobably your clue that I manage the CL budget.LICATA BERNARDOLLOCURCIO FIORENZOPassionate about skiing and cycling, I swapped mountain peaksfor Milanese pavé – a bold move that replaced fresh air with trafficlights.Proud cat dad of two, who remind me daily that control is anillusion (especially when they walk across my keyboard midreport).I bring pragmatism and analytical thinking to the world of Digitaland Security Risks Audit, where curiosity led me to control – or atleast to trying.My career? A steady climb from curiosity to control, always with atouch of sarcasm and a spreadsheet close by.LOCHIS ALESSANDROItaly Region Sud AuditGroup ICT and Resilience AuditGroup Audit Planning and Reporting

I may not be a stereotypical southern woman, but the moment atambourine starts playing, my Apulian roots wake up and I can’tresist the urge to dance the pizzica.I love reading, exploring new ideas, dancing, and keeping mybalance—both in life and on the yoga mat. I’d describe myself asserious and precise, but with the healthy ability not to take myselftoo seriously.Professionally, I joined UniCredit Group back in 2003 aftergraduating in Physics and spending three years in a consultancyfirm. Since 2017, I’ve been part of the Internal Audit CompetenceLine, where my expertise includes data processing & analysis, asharp critical mindset, quick learning, and problem-solving skills.I’m Massimiliano, a risk auditor who’s been navigating InternalAudit for 15 years - because someone has to keep the processesefficient and effective.I’ve explored investment services, leasing, and credit risk at Grouplevel, and even survived two intense years in Luxembourg, flyingevery week (great experience, exhausting commute!).A proud AC Milan fan - winning a derby feels like passing a stresstest - I used to go running for fun and loved riding my Honda CBR1000 Fireblade on the track.Then came fatherhood: I swapped knee sliders for baby strollers.Now my biggest race is getting back on my feet and behind thewheel. Life is one long audit: full of findings, but always room forimprovement.LOIACONO ANNA LISALLUONGO MASSIMILIANOComplicit the 'Space Race' that permeated the '70s, and of courseinfluenced by SF, I became passionate about electronics: I built myfirst original device when I was 12.I have several hobbies; however, the one that takes the lion’s shareof my leisure time is working in an obscure and almost unknowncompany named 'Uni-something,' where I perform as an auditor.Prior to my actual assignment I worked as a technician forconsultancy companies.I like travelling; in fact, I enjoy it so much that I cannot refrain fromtravelling 4 long hours a day from home to work and back!LUCIA ALESSANDROGroup Audit Data ManagementGroup Digital and Applications AuditGroup Credit Risks & ERM Audit

Always in motion - like Paganini’s Moto Perpetuo - I’ve beensqueezing buttons on a chromatic accordion for over 40 years (yes,I have to explain every time that chromatic means buttons insteadof piano keys). Also a flutist, I bring melody to the streets with alively band that mixes rhythm and fun.In Audit, I dive deep into operational and reputational risks, butmusic keeps me balanced. My career spans from retail banking torisk management, with a few orchestras along the way.If you see a guy holding a music score in the Yearbook – that’s me,still playing life in Allegro.Professional manga reader, plant collector by accident and fulltime music addict. I share my days with a dog convinced she’sroyalty – and honestly, she's not wrong.Since 2021, I am working in Digital and Security Risks Audit,navigating the world of hidden threats and turning risks intolessons.LUSSO MARCOLMAHMUTAJ CLAUDIAA true “Milanese doc”, I have navigated from the chaos of Businessto the glamorous world of Compliance auditing, with the precisionof someone who secretly enjoys order.Beyond the world of regulations, my greatest joy is Sveva, mybeloved beagle-daughter, followed closely by books, good food,and the art of the aperitivo.A devoted traveller and family man, I balance professional rigorwith a refined taste for life’s pleasures. Whether discovering newplaces or savouring a perfect Milanese evening, I embody theelegance of discipline softened by passion.MACALLI LUCAOperational and Reputational Risks AuditGroup Compliance Risk AuditGroup Cyber and Infrastructure Security AuditM

I don’t usually talk about myself - mostly because I prefer to letdata do the talking.I work on developing risk indicators for audit and when I’m notanalyzing numbers, you’ll find me fixing anything that dares tobreak.I believe that most problems, whether technical or mechanical, canbe solved with the right tools - and minimal conversation.In my free time, I try running or cycling around the city, but then Iremember that I prefer the couch.I consider myself a pragmatic person: with a surname like mine,what better object to represent me than a Mango?At work, I do as few process audits on Group Client Solutions areaas possible and as many Special Investigations as I can.MALTESE GIANBATTISTAMMANGO STEFANOI’m from Rome, but I’ve always kept an eye on the wider worldaround me.Life, for me, is all about balance: music (Oasis is still mysoundtrack), traveling to faraway countries, hiking mountain trails,or cheering for AS Roma — emotional rollercoasters included!Curious by nature, I enjoy discovering new perspectives, whetherthrough travel, music, or sharing a pint with friends.Professionally, I’ve built my career in banking: after several years incorporate roles, I now focus on auditing the commercial networkwith a special emphasis on credit.MANETTI MATTEOItaly Audit Real-Time Data OversightItaly Region Sud AuditClient Solutions Audit and Special Investigation

I’m a network auditor by day, build LEGO Batman cities by night,and solve crimes with Agatha Christie in between. My career beganat KPMG, passed through UniCredit’s commercial network, andnow I hunt risks like Batman, minus the cape (for now).When I'm not at work, the TV series ‘Gotham’ keeps me companywith its dark streets and complex characters.Football keeps me grounded, audits keep me sharp. Whether I’mreconstructing Gotham brick by brick or reviewing processes tospot weak points, I channel my inner Dark Knight - methodical,vigilant, and always one step ahead.On medical leaveMARAZZITI IVANMMARCHISIO ALESSANDROBorn in Milan, I love traveling all over the world boosted by greatcuriosity about different places and ways of life. In addition totravel, my passions are pastries, which I enjoy very much and cats.I have a very lively and affectionate black cat with the same freespirit I have.I am graduated in Political Science with international politicalfocus and I started working in a Bank branch to move very fewyears later in the legal and credit recovery competence line. Lateron I worked as credit risk specialist in Milan area and I happilylanded in Audit in 2018.Following more than 30 years of working life I can say that peopleare the huge added value to make you love your job and spendcomfortably your time at work.MARCHESE LIDIARegion Centro/Nord AuditItaly Credit Risk AuditItaly Compliance Risk and WM & PB Audit

Lover of all sports, with a strong devotion to Juventus.I’m endlessly curious, so I collect hobbies like others collect fridgemagnets: enthusiastically and with little planning, cherishing thelatest one until the next comes along. I often find myself lost inrandom Wikipedia pages, fascinated by the most useless facts—especially about animals, which are my favorite subject when itcomes to pointless trivia.Curiosity also drives me at work, where I enjoy exploring andgetting involved in as many things as possible.Curiosity and transformation have always shaped my career,combining innovation with a strong sense of purpose whiletravelling around the world.Driven by courage and a touch of irony, I like to turn complexityinto something more meaningful!From graffiti spray on the walls to audit dashboards, the journeyhas always been about seeing things differently. Passionate abouthard rock concerts and kickboxing, you can find me diving intodata, ideas or the sea.Leadership for me means inspiring others to think boldly forcontinuous self-improvement while keeping both feet on theground.MARTINELLI FRANCESCOMMARZORATI MAUROWith my red curly hair, I can be easily spotted also in a crowdedroom.I like to spend my spare time cooking cakes (vegan especially),watching art (boring) films and most of all staying with my 2daughters. I am not particularly suited to sports, but I love skiing.I graduated in Economics from Bocconi University, then went toOxford for an MPhil in Economics (from there I remember the lotsof parties and dinners that were organized).Since 2017 I have been working in the audit monitoring andreporting team, my previous experiences were in the ItalianAntitrust authority, in the Equity strategy dept of an investmentbank and then in the Research dept of an asset managementcompany.MARZORATI LAURAGroup Audit IT Governance and ToolsGroup Audit Planning and ReportingItaly Audit

Legnanese by birth and Milanese by love, I’ve been a proudlyunconventional banker since 2003 and an auditor at heart. I joinedUniCredit in 2008 as an Investment Advisor, working across severalbranches in Milan (including the iconic Cordusio branch), beforeshifting to Audit in 2015, where I now manage operational riskprocess audits.Passionate about bonsai, thrillers, Ferrari, and a certain black-andwhite football team, I prefer cooking over the gym and believe agood vacation solves almost everything. I’m sunny and curious,always ready to face new challenges with a smile.I bring energy, precision, and a human touch to everything I do.Romanian by birth, Italian by adoption.My reason for living is my son, basketball player. This sportbecomes more and more also a passion. I spent most of myprivate time within basketball area with my family!I am in Digital Area Audit where I’ve met nice and collaborativecolleagues who support my journey.MASSANZANA STEFANIAMMATEI MARIA ECATERINAI’m a mystery lover who secretly wishes life had Agatha Christieplot twists—minus the murders.When I’m not decoding frameworks, I’m exploring new placeswith family and friends, playing tennis with enthusiasm orhanging out with dogs—my favorite loyal companions.I believe in the power of a well-timed sarcastic comment.Organized, curious, and slightly ironic, I try to balance precisionand personality in everything I do.I have been working in Audit for 2 years, but I have been withUniCredit since 2010.MASTROIANNI ILARIAOperational and Reputational Risks AuditGroup Audit IT Governance and ToolsGroup Digital and Applications Audit

Born in Milan, but I have been living in Verona since 2008.I am a well-organised person and passionate about sports (gym),mountain hiking and Campari spritz...What else…oh yes, i am a graduate in Geology Science...soundsstrange but it's real: a geologist in a bank!I joined UniCredit Group in 2007, first at the contact center then inthe application test team.In Audit I am member of Group Digital and Security Risks Auditteam involved, as ICT-skilled employee, in several partnerships infinancial audits.Economics degree, auditor by destiny, and part-time explorer witha paper map addiction.I started in bank branches doing everything apart from selling icecreams, then joined Audit. Now I’m in Group Audit Planning andReporting while surviving through the labyrinth of risk maps, latecontributions full of surprises and patchworks collection intosound presentations. I’m precise but not obsessive, patient butnot passive, and helpful to the point of heroic.When not auditing, I’m a trekking addict chasing hidden trails,authentic traditions, and food worth hiking for. If the challenge istough, smile and keep going.MATTAVELLI LUCA GIOVANNIMMAZZAROTTO WALTERAs my husband often reminds me, I have all men’s and women’sflaws.So, I tried to become both a hard-working/proactive/organised andan intuitive/empathic/teambuilder/people-caring person, just toprove him it’s not that bad.Uh! Am I really there? Not really sure.Anyway, professionally, I was born as a strategic consultant, grownas a planner, auditor to apply all these skills.MAZZA ARIANNAGroup Digital and Applications AuditItaly Operational Risk AuditGroup Audit Planning and Reporting

Accidentally trapped in the horse world, I ended up spending allmy free time with them: my daughters ride, while I’ve masteredbrushing, braiding manes and greasing hooves. Basically, theunpaid groom.Not a fan of the cold or short days; the switch to winter time shouldreally come with mandatory hibernation.At work, I used to focus on audit monitoring and KPIs – now I diveinto operational processes.I enjoy walking, observing and overanalyzing, which turns out to besurprisingly useful when a pony gives me side-eye. Jeans are myuniform. Saddles, helmets and risk assessments — oddlyharmonious.I’m Erminia, a true Calabrian with the sea in my DNA and a smileas my calling card.For 22 years, I’ve been navigating the banking world, 13 of whichspent doing audit (yes, I’m the one who checks everything… withstyle and kindness, my secret weapon!).Cheerful and approachable, I firmly believe that everything in lifestarts well when it starts with a smile.Usually sunny and always available, my motto is simple: “Listenand choose carefully the words you don’t say.”MAZZIERI VERONICA RITAMMIGALE ERMINIAI’ve been working in Audit at UniCredit for the past three years,focusing on Governance and People & Culture topics within theGroup Governance Functions and Risk Models Audit unit. Beforethat, I spent most of my career in Risk Management, specialisingin Country Risk, particularly in the Middle East and North Africa.I hold a degree in Foreign Languages and Literature (German andRussian), and during my studies, I had the chance to live in Berlinfor a few months, an experience that sparked my love forlanguages and international cultures.Outside of work, I enjoy cooking, traveling, reading, andgeopolitics.I’m always curious about different cultures, whether throughbooks, recipes, languages, or real-world adventures.Looking forward to connecting and if you ever need travel tips or agood recipe, I’m your person!MENNA MARIA CRISTINAOperational and Reputational Risks AuditGroup Governance Functions and Risk Models AuditItaly Credit Risk Audit

I joined UniCredit in 2006 after my experience at CCH Tagetik Italia.I started in the CFO - Group Accounting Consolidation andPlanning & Control, and participated in the Talent ManagementReview program.In 2011, I broadened my international experience at Bank Pekao SAin Warsaw, focusing on Commercial Planning for almost threeyears. Back in Milan, I became Relationship Manager for CIB Italy,managing Large Corporate clients and developing businessopportunities in synergy with CIB product families and theinternational network. In 2018, I moved to GTB Working CapitalSales, leading origination for large corporations and multinationals.Since 2021, I have been part of Balance Sheet Management,monitoring price dynamics, driving Capital Efficiency and RWAOptimization, and contributing to Basel IV..Personally, I enjoy cooking and recently discovered a passion forgardening.Scottish by birth, Italian by adoption, I’m driven by 2 mainpassions: the outdoors (running, cycling, hiking, tennis, dog walks— rain or shine!) and languages, which led me to study Frenchand Spanish, then move to Italy at 22 with the excuse of “just onemore language!”I’m also partial to a good book and chat over an aperitivo.Here in Internal Audit, I’m the Editor, your English go-to, and theone who helps make your audit results shine.I like being practical and straightforward but always try to add atouch of fun – it makes the working day easier for everyone!MIGLIORINI DAVIDEMMILLAR DIANA FRANCES ELIZ50% Russian - 50% Ukrainian mix born in Moscow and since 2017living in Italy. I have changed my residence in these years threetimes between Lombardia, Toscana and Piemonte.I like “aperitivi Milanesi”, Tuscany hills view, Piedmont cuisine andnot only.I started auditing when I was 19 years old and am still passionateabout this job which has given me a lot of great opportunities inmy life including international work experience.Working in CE&EE Audit Team, I am responsible for variousprojects and activities for the CE&EE LEs.MIKHALCHENKO TATIANAGroup Governance Functions and Risk Models AuditCentral and Eastern Europe AuditGroup Audit Planning and Reporting

I’m a passionate traveler with a special love for the United States,which I’ve visited 11 times over the past few years.I find true joy in the mountains and in long hikes surrounded bynature.I share my life with Ted, my dog, and I honestly couldn’t imagine aworld without pet friends.I’ve been working at UniCredit for seven years, all within theInternal Audit competence line, after a two-year experience inconsulting at KPMG.Milan has been my home for the past decade, but my heart stillbelongs to the green hills of Umbria.Ironic, organised, and always looking for ways to turn complexityinto simple solutions.I love cooking (apron and rolling pin always at hand),photography, and diving into music, movies, and Japanese anime& manga. Theater, acting, art, and everything that allows us toexpress creativity and the uniqueness of humankind is somethingthat I am passionate about as well. Travelling inspires me:exploring new traditions and tasting local dishes is a must (dreamtrip: Japan!).In Audit, I lead Group Audit Data Management, after starting mycareer as a COBOL developer and moving through creditprocesses, project management, and business analysis.In short? I bring order to data… but always with a chef’s twist(almost Michelin-starred).MILLARINI ILENIAMMITOLO DAVIDExxxxxMININA MARIIAGroup ICT and Resilience AuditGroup Compliance Risk AuditGroup Audit Data Management

Born with curiosity and a dash of creativity, I audit digital andsecurity risks while secretly dreaming of NASA missions.Armed with a Management Engineering degree, I explore digitaluniverse proving that even auditors can aim for the stars.Off-work I orbit between nature, globe-trotting, and life with aLeonberger as big as a small planet.My fuel? Creativity, energy, and purpose. Irony? I spend my daysreducing risks but love launching into last-minute adventures.I studied Management Engineering in Pavia, but I’m originallyfrom Trentino.I’ve worked in consulting, focusing on various aspects related toICT and security. Since 2011 I joined UniCredit and held differentroles out of my comfort zone, where I’ve tried to make adifference.I’m accountable and accommodating, maybe too straightforward,but always loyal.Travelling is my passion, and I love placing scented papers fromthe duty-free store in my bag to remind myself that every journeyhas its own flavor.MITTINO ISABELLAMMOSCONI LAURASo, who am I? A Sardinian by birth, a Milanese by choice, a lover ofgood food and wine, a sometimes-fitness fanatic, an artenthusiast, and a reluctant photo subject. Life is a balancing act,and I’m still figuring out how to juggle all these passions—preferably with a glass of Vermentino in hand and a modernmasterpiece on the wall.If you’re looking for someone who can recommend the besttrattoria in town, debate the merits of abstract expressionism, andjoin you for a run (after dessert, of course), you’ve found yourmatch. Just don’t ask me to pose for a selfie!I have worked in almost every corner of UniCredit: USI (yes, thatancient land some of you might remember), Organization,Compliance, Customer Satisfaction, Audit… you name it.Now I’m in Group Compliance and Digital Risk Audit — where Iaudit risks and occasionally my own life choices.MOREDDU ANTONELLAGroup Compliance and Digital Risks AuditGroup Compliance Risk AuditGroup Compliance and Digital Risks Audit

I'm 43, and I've been working as an auditor for 17 years: first innetwork auditing, and for the past 10 years in process auditing. It’sa great job that requires precision, discipline… and yes, a lot ofpatience (just ask my wonderful partner Rosanna!).I’m someone who can’t sit still: I run almost every day, swimwhenever I can, and I come from a basketball background — evenif Mother Nature forgot to make me tall, I could still play!I love nature, animals (especially dogs — more than KPIs!), and Ibelieve a good audit is like a good swim: technique, stamina, andzero panic in the details.I've worked at UniCredit for 33 years and have been in Audit for 25,which has become more than a job: it's a mission! I'm an expert insecurities; I analyse signatures on forms with the same clinical eyeI use to check my children's report cards.Basketball (played with friends, but with a few too many injuries)and soccer (watched from the couch) are my passions, but onlyafter completing my daily rounds of gyms and swimming pools.I'm precise and available: in the office, I'm a point of reference inmy field; at home, I'm the official Uber!MOZZILLO FLAVIOMNEGRONI ROBERTOAfter working a few years in the non-banking industry, i joinedUniCredit Audit team in January 2004, and have remained loyal tothe competence line ever since!I have been part of the following teams: Network AuditMethodologies Deployment, Network Risk Audit, Italy AuditReporting & Management.Starting from January 2023 I joined the Italy Compliance RiskAudit and Real -Time Data Oversight.I am based in Turin, a city I am fond of and deeply attached to. Ilove walking, going to the movies and spending the rest of myfree time with friends.NEGRI SILVIAItaly Operational Risk AuditItaly Audit Real-Time Data OversightRegion Centro/Nord AuditN

On maternity leave.I joined the Audit Family in 2018, in UCB GmbH Milan Branch.Recently I merged into Group Client Solutions, Fin.Risk Audit &Special Investigations.My audit activity is performed also in my private life, since I am aChampionship Judge/Official of Singles/Pairs, Ice Dance andSynchronized Skating (Figure skating on ice).I am active in international competitions and championshipsaround the world and in the upcoming Winter Olympics 2026 inMilano-Cortina ITA.I participated as Official at the Winter Olympics in Sochi RUS 2014.NOFERINI GRAZIANORLANDINI MASSIMOI am a reflective and very – sometimes overly – rational guy, thanksto classical high school education and a never-ending love forancient history.Passionate about all sports, especially cycling, tennis and skiing(all strictly practiced from the sofa), music – choir singer – andmountain hiking– the harder, the better.16-year-old love story with both my wife and my company(UniCredit), all spent in Internal Audit taking care of several areas(credit, compliance, financial risks and Markets).Still thrilled like the first day about the best part of this job –learning and getting to the root of things – and sincerelycommitted to being contagious.NOVARESI JACOPOGroup ICT and Resilience AuditClient Solutions Audit and Special InvestigationClient Solutions Audit and Special InvestigationO

I’m a sunny character despite my very fair complexion. I take lifeseriously but always with a smile, facing difficulties with positivityand emotional energy. I love simple things and spending my timehappily with my family, whether it is a simple day at home chattingand joking, a walk or bike ride with no destination, or trip todiscover new places, both looking for remote small villages andlarge cities.At work, I’m known as the reference point for any financial risktopics: if you find out any rules or reports using strangeacronymous, such as VaR, FRTB, XVA, EVE, CCR, FVA, IPV, OML orNMD think at me… I do always my best to make it easy and find outan answer to your doubts.I’m historically known as one of the “Bond Girls”, ok maybe not agirl any more! ;)A scattered mom, head in the skies, busy days and dreamy eyes.A colleague warm, with endless grace, a patient smile on her face.With the world inside my head, I love the people, like I said.Imagination, joy, and empathy, searching for a magic way, to leave\"Lamputraz\" far away.Toward a world that’s fair and bright, where freedom shines andall feels right.Kind and helpful, though I try, Excel still makes me want to cry.Reporting tasks, I’m deep inside, with 60 IARs to hide.The sea’s blue waves, they make me dream, in colors bold, I divedownstream.ORNAGHI PAOLAOPAGANI CARMENI'm the quintessential Virgo (yes, the meticulous, mathematicallyinclined type). My peculiar obsession is ensuring all the numbersadd up, both professionally and personally.When I’m not deep in the data, I’m chasing the wind onhorseback—my favorite form of therapy involves a sunny day anda country trail.Professionally, I’m an expert in Market and CCR Risks within theGroup Client Solutions - Fin.Risk Audit team, a role that startedwith a long and winding road through a Swedish Erasmus andFinance & Banking experiences in consulting firms. I even spentfour years at Enel managing Commodities and FX hedgingstrategies (I’m told I helped build a few renewable power plants!).I’m social, communicative, and a firm believer that “where there isa will, there is a way!”ORSI CHRISTIANFinancial Risks AuditClient Solutions Audit and Special InvestigationGroup Audit Planning and ReportingP

I’m great at saying “I’m going for a run”, less great at actually doingit! But when it comes to travelling, I’m always on the move, chasingnew adventures and cultures.Pragmatic by nature, I like to keep things practical and add a bit ofhumour whenever I can, whether it’s planning a trip or tacklingwork challenges.I kicked off my journey at UniCredit through the InternationalImpact Graduate Program, gaining hands-on experience inInternal Audit across several teams and countries.Now, I’m proud to lead a team focused on Compliance Risk andAudit in Italy, always ready for the next challenge (and maybe thenext holiday).Born under Scorpio: yes, the one with the sting - but relax, thepoison comes in honey flavor! Trademark features: a très chic soft“r” and a borderline-obsessive love for “kokeshi dolls” (those littleJapanese figures silently judging you from the shelf).When I’m not double-checking everything or asking bizarrequestions worthy of a game show, you’ll find me with my “dreamteam” (three hyperactive nephews) or planning my next escape…with comfort as the only rule. Forget backpacks and tents – nocamping maybe glamping with a sea view and an “aperitivo”.Otherwise, I’ll be happily lost in a book… just to look intellectual.Oh, and yes: I spot details no one else on Earth would ever notice.Career-wise, I spent two thirds in retail/corporate roles and onethird in Audit. But inside? 100% auditor!PAGANI FABIOPPANGARO ELEONORAAfter an initial stint in the insurance world - where I learned thatthe only real certainty is uncertainty -I took on roles in sales,project management, quality manager and auditing.Today, I move confidently between finance and securities, drivenby relentless curiosity and a passion for risk -as long as it’s wellmanaged. I’ve seen more business plans than sunsets, but I keepgoing with Olympic calm and strategic irony.I love Sicily, my homeland, the sea, and my dachshund, who oftenhas a better nose than some control systems. I dream of a boat,silence, and the wind in my face. In the meantime,I navigate compliance and controls with a smile, accompanied bya four-legged ally who’s always ready to sniff out risks before theyappear.PAGANO ROBERTOItaly Compliance Risk and WM & PB AuditItaly Compliance Risk and WM & PB AuditItaly Region Sud Audit

PhD in Physics and proud mum of two wonderful girls who dailyredefine my understanding of chaos theory. I’m demanding withmyself and thrive when faced with something new to solve orbuild.With a previous background in risk management and modelling, Iwork in Financial Risks Audit, where I bring curiosity, precision andenthusiasm to every challenge.Outside work, I recharge by spending time with my family,swimming in the crystal-clear waters of Sardinia and enjoying livemusic.Life is a beautiful mix of science, soul and sea and I love navigatingit with passion and a smile.Born in Taranto, raised between the sea, the sun, and a fewstubborn trulli, I migrated north to Milan for studies and stayed forwork, family, and the occasional fog! My heart, however, remainsin Puglia, where the beaches are better and the orecchiette arereal.Passionate about travel (the remoter, the better), addicted to thesea, and always happy to rewatch the great classics movies.I started my career as an auditor and never looked back, now inAudit Quality Assurance, I’m the one checking the checkers.Consider yourselves warned!PANZA ANNAMARIAPPEDONE GIANLUCAIn my private life, I’m a bit crazy. I’m an active and curious person,passionate about sports like skiing, ping pong, crossfit, andcalisthenics.I love technology, LEGO building, and gaming consoles.The sea and the mountains are my favorite places. I enjoyspending time with friends, organising barbecues, grilling qualitymeat, and sharing a good glass of wine.I live with energy, embrace different passions, and constantly seeknew experiences—both physical and mental.PAONE ANDREAFinancial Risks AuditGroup Audit Data ManagementAudit Quality Assurance

Spending time with my (quite) large family and friends, playingguitar and singing, organising events with the cultural association Ibelong to, travelling and doing sport in nature such as hiking orrunning…that’s me!On a professional side, after graduating in Physics and following aprofessional path in consultancy, I joined UniCredit in May 2012(exactly one week after the birth of my 4 son…!).thPart of the Audit Family for 10 years through a passionate journeyacross several assignments (…in Milan and Dublin!), I currently workas senior auditor on Credit and Integrated risk area.Raised in Piemonte (where wine is practically in the water), mypassion is technology.I might seem serious while diving into Artificial Intelligence and IT,but my true superpower is an encyclopedic knowledge of 90scartoon theme songs.As part of the Audit team, I now tackle non-financial risks for ourItalian processes. My path has been a real tour of the bank, withprevious stops in branch operations, ICT, and anti-fraud, giving mea unique perspective on the business.PELLEGATTA MATTEOPPERRONE RENATOPassionate about mountains, trekking, trail running and yoga aremy favourite ways to recharge and reconnect. I’m an avid readerand a tireless globetrotter: through journeys in books and travels,that shape my perspective and spark endless curiosity, I collectstories, memories, and Lonely Planets!A graduate in International Management from Milan CattolicaUniversity with courses in Boston and Spain, I joined UniCreditafter several years in consultancy.Living in Milan for more than a decade, I come from Valtellina, aplace that taught me simplicity, resilience and the quiet joy ofgetting lost, in pages or nature.PENNA ALESSANDRAGroup Credit Risks & ERM AuditGroup Credit Risks & ERM AuditItaly Operational Risk Audit

Sunny, energetic and open-minded, I have many passions,including photography, wild plants, and cooking, but I also lovetravelling, walking in the woods, and swimming.I also have many interests: I studied computer science, thenpsychology, becoming a psychotherapist, trainer, and then acertified coach.In Audit, I work in the \"Training\" team, because for me, learningand supporting others in their growth are the ways I've found toexpress the many meanings of the word \"caring.\"I'm always ready to cheer on people who want to change andcreate something beautiful in their lives! ....by any chance, is itdawning on you that you need a fan..?Sunny, energetic and open-minded, I have many passions,including photography, wild plants, and cooking, but I also lovetravelling, walking in the woods, and swimming.I also have many interests: I studied computer science, thenpsychology, becoming a psychotherapist, trainer, and then acertified coach.In Audit, I work in the \"Training\" team, because for me, learningand supporting others in their growth are the ways I've found toexpress the many meanings of the word \"caring.\"I'm always ready to cheer on people who want to change andcreate something beautiful in their lives! ....by any chance, is itdawning on you that you need a fan..?PICCIONI CLAUDIAPPIERINI MONICAI've been working at UniCredit since July 2007. I joined Audit inMarch 2022, after having always worked in Digital.I have many passions: listening to music, reading, cooking, butabove all singing. In fact, I've been in a choir for over twelve years.Sometimes I wish I could split into several parts to devote theright amount of time to all these hobbies, but in the end, that'snot that important.What matters is learning something new every day fromeverything around me.PICOZZI DANIELEGroup Governance Functions and Risk Models AuditGroup Digital and Applications AuditGroup Audit Development and Methodologies

“Once an auditor, always an auditor” … apparently even on vacation!I love snowboarding and taking tons of photos of whatever aroundme, under the unquestionable assumption that one picture moreis always welcomed.I graduated in Economics and since joining UniCredit I’ve beenauditing the investment banking area.After years of bouncing around banks, I've been working in theAudit department of UniCredit since 2008 with great passion anddedication.Having become a mother to three girls in just a few years, Icontinue to work every day finding the right balance betweenpersonal and professional life thanks also to the support of mymanagers and colleagues.My life is fully and happily dedicated to my family with no room forpersonal hobbies/relax and sometimes....I would really need aspritz!PIRANIO LEOLUCAPPORTELLI SILVANAWork in progress.POLITANO MASSIMILIANOClient Solutions Audit and Special InvestigationItaly Credit Risk AuditClient Solutions Audit and Special Investigation

I was born on the shores of Lake Iseo (which is probably why I havea passion for water sports) while Verona adopted me, winning meover with its charm and vitality.I am a credit process auditor and before that a retail branchmanager, always attracted by new challenges that increase skillsand by close-knit work teams.Tall, blond, hidden behind dark glasses, and always with thesmile… Born in Croatia but hopelessly in love with Italy, I can’tresist good food and wine, perfect aperitivo and the magic ofItalian places.A passionate book lover and traveller, interior design enthusiast, Ihappily spend my last euro on a new adventure with family andfriends.Graduated in Economics, I once studied Psychology too – until Ichose love over exams. My professional home has always beenUniCredit: growing from business roles during my life in Croatia toInternal Audit in Italy and now proudly working in the Planningand Reporting team, where I turn plans into action… always with asmile ?PUSTERLA PAOLOPRAKUSA NATASARelentless believer that people can do incredible and magicalthings: all they need is to have a firm faith in themselves.Passionate about any kind of movement, especially if it includesnature, hills and sea.“Eternal student” of difficult and challenging things, just to makemy life sufficiently complicated.In the past, I was dealing with complex financial and operationalrestructuring cases, redefining corporate strategies andperforming financial stress-test projections. Now I am Excel heroplaying with the data, monitoring a few CE&EE countries andcontinually worrying about regulatory reporting topics.My precious item is my mobile phone as it represents majorcommunication channel with my loved ones.And, yes, I am crazy about tough training sessions, like Cross-fit,Hyrox, circular training, or simply box sparring with my colleagues.RADOVANOVIC DEJANGroup Credit Risks & ERM AuditGroup Audit Planning and ReportingGroup Audit Planning and ReportingR

I’m an engineer who found his way into IT, where I navigate digitalrisks like a seasoned diver in strong currents.Passionate about sports watches (often more precise than myaudits), freediving, and swimming, I live between the underwaterworld and the digital one.I studied engineering to understand how things work… and thendecided to make sure they don’t break.When I’m not busy protecting IT systems, you’ll probably find meunderwater hunting fish or deciding which watch to wear whiledoing it.Precision, passion, and a touch of irony: that’s my true algorithm…I've spent 35 years in banking, including 6 in Audit, chasing downanomalies with the tenacity of a detective and the calm ofsomeone who's seen it all.I'm curious about nature, passionate about travel and good food -I believe every financial report tells a story, though I prefer theones written on a menu.My next goal? The Exodus: not biblical, but carefully planned.Heading toward a new chapter filled with exploration, flavours,and freedom.RANIERI ROCCORRETTORE GABRIELLABanking by Day, Wine Explorer by NightBorn by the Sicilian Sea, I traded waves for Milan’s skyline to studyBanking & Finance. Now I wander the city’s skyscrapers huntingthe best wines - my true passion, which I’m exploring as asommelier-in-training.After starting as an Auditor at Deloitte, I’m now a Credit SeniorAuditor, endlessly curious, open-minded, and always ready to diveinto new challenges far beyond my comfort zone… ideally with aglass in hand.RANNO ALESSANDRAGroup Cyber and Infrastructure Security AuditGroup Credit Risks & ERM AuditRegion Centro/Nord Audit

Born in Taranto, the city of two seas. Some friends and colleaguesfrom the North might think I’m crazy, but I had grown tired of thesea!I first moved to Trento for my studies (and for the mountains) andthen to Milan for work.I love cooking, amusement parks, video games, movies, numbers,and everything related to technology.For work, I deal with audits in the area of financial risks after a longprevious experience in consulting. If you have a computer problemor a question about your payslip, you can count on me!After a long experience in the digital sector, I currently work inaudit, where I focus on designing and developing indicators forrisk monitoring.My professional journey has allowed me to combine technical andanalytical skills with a detail-oriented and effective approach.In my free time, I enjoy gardening, a passion that teaches mepatience and precision.Taking care of plants reminds me of the importance ofconsistency and balance, values I strive to apply in my daily work.RICCOBELLO RICCARDORRIVA ROBERTOIrish at heart, Italian temper, I’m small but unstoppable.Born among cats, dogs, ducks, goats and even a crocodile, I rescueanimals.My passion is going to the theatre: from Shakespeare to Pirandelloto the modern musicals,‘Once’, set in Dublin, is my favorite.Summers are for sailing the Mediterranean, especially Sardinia.Professionally, I’ve navigated all “three lines of defense” and nowwork in Audit Quality Assurance, basically I audit the auditors (butI promise, I’m not that scary!).RINALDI MARIA BEATRICEFinancial Risks AuditAudit Quality AssuranceItaly Audit Real-Time Data Oversight

I’m passionate about motorbikes, especially off-road in all its forms,and I love DIY — fixing, building, and solving problems with myhands.These hobbies taught me to always look for the best way to solvethings, both at home and at work.I come from external audit and have worked in several companiesin the financial sector, often dealing with IT Audit. Now I focus ondigital and security risks, trying to keep things under control —preferably without using duct tape.My motto? Never leave the house without a hat and a book inyour bag. I’ve been in Audit for over ten years now. Some peoplecall me the “Queen of Outsourcing A noble title? Really?!Interests? Loads (besides audit, obviously): I love cats (especiallyArchibald, my camera-shy companion), yoga, running, travelling,and art (but which object could represent all this?).I could’ve spent months choosing the book I couldn’t do without,then I decided to be immortalized with my beloved black Stetsoncap — the trusty companion of a die-hard flâneuse always readyto explore, reflect, and wander with curiosity.ROCCHIGIANI SIMONERRONCI SIMONAAfter graduating in Economics from LUISS, I began my career inconsulting before joining UniCredit in 1997. I held variouscommercial and managerial roles, then became Area Manager forUniCredit Direct South and then Area Manager Retail in Puglia. Ilater joined Compliance as Head of Network Controls for South,Sicily, and Centre Regions. Since January 2023, I’ve beencoordinating Audit activities across the Network in the sameRegions. I’m known for inclusive leadership, flexibility, andproblem-solving, always goal-oriented— yet never without a smile.Outside work, I cultivate passions like reading, capturingmoments through photography, cooking Apulian dishes (myorecchiette are legendary!) and crocheting (my official stressantidote). Curious by nature (sometimes a bit too much, but don’ttell anyone), I live by the motto: “A day without a smile is a lost day!ROMEO MARIAGroup Digital and Applications AuditItaly Region Sud AuditOperational and Reputational Risks Audit

Born in Bari in 1965, I've been working in banking since 1987.Distinguishing features: no tattoos.My interests: running and reading.Since 2011 I've been working in auditing, conducting networkchecks; in the early years, I performed on-site interventions, butnow I work exclusively remotely.I'm still not tired of my job, despite reaching the age of sixty.Born in Salerno, some call me a \"big man.\"I love beautiful things and, if I can, I collect them like coins.I consider myself passionate, which is why I always strive toachieve my goals.I was hired at a bank in 1991, and over the years I've held variousmore or less \"happy\" positions, which have allowed me to expandmy wealth of human and professional experience.Nine years ago, I joined the auditing department, where I conductnetwork audits for a group I affectionately call “TNT.”RONGONE NICOLARRUSSO ANDREAAs an auditor, they said about him:“He’s not bad, he’s just drawn that way.”ROZZONI MAURIZIOItaly Region Sud AuditGroup ICT and Resilience AuditItaly Region Sud Audit

Hi, I'm Samuele! I hold a degree in Economics and began mycareer as a consultant at KPMG, where I grew into the role ofManager. I then moved into internal audit in banking, and sinceOctober 2021, I've been part of UniCredit Audit, focusing onpayment systems.I'm a proud dad of two, Azzurra (5) and Andrea (18 months), whobring joy and energy to my life.I’m passionate about travel, photography, and technology, alwayscurious to explore new places and ideasI was born in Senigallia; although I'm not a good swimmer, I lovethe sea. I'm quite quiet and reserved and a keen observer. I'm alsosaid to be ironic and self-deprecating.Another of my traits is my ability to summarise, so I'll end mydescription here. I forgot, I've been a network auditor since wayback in 2007...SALVADORINI SAMUELESSASSAROLI SIMONEPresent! I’m Giuliana, from Verona.With quite a few years of experience under my belt (but let’s notshout it too loud!), I’m a seasoned audit professional with apassion for compliance, cooking, and good conversations.I love to cook (and taste!), take on new challenges, and I’m alwayshappy to help. I believe in teamwork and in the power of a goodcoffee shared with colleagues.SARTI GIULIANAGroup Digital and Applications AuditItaly Audit Real-Time Data OversightRegion Centro/Nord Audit

Puglia in the heart, Milano in my mind!I'm a cheerful person who loves my job and human relationships.In Audit Department in UC SPA from 2011, with previousexperience (5Yrs) at PwC and BNL-BNP: I'm a \"Natural BornAuditor.\"?Two wonderful passions: Marco, 13 and Emanuele, 10, who are mygreatest joy.Two interesting hobbies: 1) the Web-Radio: I'm a radio speaker, andthrough the radio, I give a voice to my mind and conscience; 2)books reading: I live hundreds of lives through my books.A sentence to approach the life: “\"The true revolutionary is guidedby great feelings of love\"I’m Vincenzo, a sailor who somehow ended up navigating auditsinstead of oceans. When I’m not chasing risks, I’m chasing thewind on a sailboat, both equally unpredictable.My career started at EY, then sailed through Worldline’s auditteam before docking at UniCredit in 2018. Here, I joined the GroupDigital and Security Risks Audit crew as Operational Manager,bringing payment expertise on board.At home, I captain a lively troop: Vittorio (9) and Tommaso (12),under the steer of the real big boss, my wife Laura.SAVINO FRANCESCOSSCARPELLO VINCENZOI see myself as a truly European citizen, thanking many valuablecolleagues I met in the amazing Group Audit Family!I love my family, running in the parks during the 4 fabulousseasons, eating pasta and pizza, walking on the shoreline, andadmiring mountain landscapes!I love the sunrise as well as the sunset, both of them inspire in mea true sense of gratitude. Last but not the least, being supportiveto my neighbour is a priority of mine.SBARBARO LUIGI ROBERTOGroup Governance Functions and Risk Models AuditCentral and Eastern Europe AuditGroup Digital and Applications Audit

Born to audit, but now cheering from the sidelines. After yearsnavigating the labyrinth of banking operations and corporatesecurity, I hunt risks for UniCredit with the same precision I oncethrew flags - until 2018, when I swapped the whistle for a fan jersey.Passionate about innovation, obsessed with optimisation, andfluent in acronyms.My hobbies? Turning chaos into compliance and explaining whycash management is sexier than it sounds.In short: banker, auditor, ex-referee, and eternal student of systems- whether financial or on the gridiron.Three countries, three languages, and at least three toolboxeslater, I’ve become the go-to guy for stuff that needs fixing. FromRomania to Italy to Germany,I audit during the week and repair during the weekend—cars,computers, and especially bikes (ask about my volunteer gig, butonly if you have a flat tire).Fluent in English, Italian, and German, I collect languages likeothers collect tools - both are great for solving problems. I’m also ahistory and literature nerd, so if it’s broken, ancient or written byDostoevsky, I’m probably into it.If you see a guy in a suit holding a wrench in a meeting, that’slikely me.SCRIGNANI LUCASSFARLEA ANDREII’m from Rome, but love brought me to Milan 20 years ago. I'vemissed the sea since then, however, I console myself by travelingand reading novels.With a degree in Political Science, I joined UniCredit in 1996. For 20years I worked in 10 different branches, rising through the ranksfrom cashier to branch manager.Dealing with customers has taught me patience, which was notmy best skill. My husband would say I still have a lot ofimprovement to do. After another 3 years in Security, I moved toAudit in 2022 to the operational risks team.SENSI MICHELARegion Centro/Nord AuditOperational and Reputational Risks AuditGroup Digital and Applications Audit

I’ve been working in banking for so long (since 1989!) that mybadge is basically eligible for retirement! After a long period in theNetwork, I joined Audit in 2013 and since 2017 I’ve been AuditManager in Italy Network Audit. In short, if there’s a hidden risk, I’veprobably already found it… or at least I put a post-it on it.In my free time, I enjoy painting: finally, an activity where, if I makea mistake, I can always say it’s abstract art. I also create works usingrecycled materials (because even audit papers deserve a secondlife, maybe as Christmas decorations), and I venture out onmountain hikes—where, at least, the controls are all handled bynature.My true passion? Coaching! I’m a certified coach and, between onereview and another, I accompany people to find their own pathand rediscover their potential… possibly without audits!If there’s one thing I’ve learned between audits, paintbrushes andmountain trails, it’s that every mistake is just a new starting point.And if the road seems uphill, don’t worry: I’m here to help youreach your summit… and maybe, together, discover that the view isso beautiful even your badge forgets to clock in!Born in Cagliari, a city by the sea, I’ve always loved mountainbiking in the Dolomites. I started young and, even though myback doesn’t always agree nowadays, I still can’t resist hitting thetrails. I also enjoy cooking and…savoring good food!I am happily married, and I’m also very proud of my independentdaughter.I joined UniCredit Group in 1987 and have held roles in Retail,Corporate and Marketing. In 2021, I moved to the Audit Group, andI’m currently in the Governance Functions and Risk Models Auditteam. All of this has built my 360° experience of the bankingworld.SGUOTTI SONIASSIMBULA ALBERTOMy journey with the Group began in 1986 as a junior programmerat Banco di Roma - nearly 40 years ago! From those early days, Ibuilt an international career, spending 25 years in London andhelping expand the Group’s global branch network to 25 locations.After the Capitalia merger, I joined UGIS and relocated to Milan in2011, where I have since held diverse roles in Markets IT, ForeignBranches IT, Procurement, Cash Management, and now Digital &Applications Audit.Originally from the UK, I live in Como with my family and remainpassionate about technology - a spark ignited by my firstcomputer at age 14, as seen in the accompanying photograph.SHEPERD KEVINRegion Centro/Nord AuditGroup Digital and Applications AuditGroup Governance Functions and Risk Models Audit

Born and raised in Bari with the sea in my soul, I moved betweenMilan and Melbourne for my studies, earning a double degree inAustralia.Passionate about finance, fine dining, and extraordinary travels, Ibegan my career in Consulting as a Project Manager in Corporate& Investment Banking with a focus on Trade Finance.Since 2024, I’ve been part of Internal Audit, covering Trade andPayments areas under Client Solutions as well as Group Finance.When I’m not exploring new cultures, you’ll find me at the cinemaor on a padel court - chasing flavors, stories, and the perfect shot!If something breaks, I give it a try: understand it, take it apart, fixit… and sometimes create a brand-new problem!I love the Plein Air lifestyle: holidays in the open air, nature, andfamily.At UniCredit since 2003, I moved into Audit in 2006 and have beenexploring processes and controls ever since. Since 2015, I’ve beenpart of Group Client Solutions, Fin.Risk Audit & SpecialInvestigations.Analysing and improving is my job… and maybe also my way ofseeing the world.SOLFRIZZI GIULIOSSOZZANI ALESSANDROBusiness Manager of Sabrina Di Feo by day, CrossFit enthusiast bynight.I thrive on challenge, whether it's keeping operations smooth orsmashing a WOD.Known for keeping things running smoothly and spirits high, Ibring energy, organisation and a touch of humour to everything Ido.SORDILLO MARILISAClient Solutions Audit and Special InvestigationGroup Audit Development and MethodologiesClient Solutions Audit and Special Investigation

I audit by day, garden by weekend, and knead pizza dough withhistorical precision.After a decade navigating the corporate seas in the UniCreditNetwork, I dropped anchor in Audit in 2013, sailing throughUCCMB, Fineco, and UniCredit branches, now charting the watersof Process Compliance.Passionate about history and pizza (in that order, depending onhunger levels), I bring obsessive attention to detail to both RiskAssessments and basil placement.If it’s not precise, it’s not me.Born in Cagliari, living in Padua since 2015, long enough to masterthe spritz ritual.Passionate about mountains, bouldering, cinema, and a goodbook.Now exploring the world of Group Digital and Security Risks Audit,one challenge at a time.SPADAFORA FILIPPOSSTOCCHINO GABRIELEI've been working for so many years now that I prefer not to countthem anymore, but I still have plenty of energy and enthusiasm.My main role has always been to support my managers, jugglingdeadlines and monitoring tasks, helping them coordinatecolleagues who are a bit more forgetful. A sort of MissRottenmeier, but in a “friendly edition”!My greatest passions? My son Matteo (an inexhaustible source ofenergy and creativity!!!) and the mountains!I inherited my love for the mountains from my father. I enjoyexperiencing them on foot, by bike, or on a motorcycle, in everyseason of the year! They recharge me more than any gym or spa.My dream? To one day move to a small village among snowcovered peaks with my dog and become a kind of Heidi 2.0grandma — ready for future grandchildren with hugs andhomemade pies!STARITA CLAUDIAItaly Compliance Risk and WM & PB AuditGroup Credit Risks & ERM AuditGroup Cyber and Infrastructure Security Audit

I'm addicted to the sea, but not in beachy way: I cannot resist nomore than 2 hours! I’d love to have a sailboat to spend time on thewater, but for now, I only have the sail and a board under my feetfor kitesurfing!A motorcycling enthusiast, I’ve traveled a lot in the MiddleEast.My friends call me “Gianni Fixed Everything” because I have thehabit of fixing anything that breaks!I’ve been with the group for 25 years, having different experiencesin the areas that I worked!Is the glass half full or half empty? Neither. It’s always full—halfwater, half air. Problem solved.”I have a Master’s degree in engineering, but my true superpoweris juggling life with my amazing wife Laura and our three kids:Cecilia, Sofia, and Pietro. They keep me on my toes—andoccasionally on my bike, skis, or halfway up a mountain.I own a backpack for every passion: hiking, skiing, climbing,cycling, family adventures, and yes, one for my beloved guitar(because every hero needs a soundtrack).Professionally, I’ve worn many hats: management consultant,project manager, organizational and HR lead (6 years in Vienna),and since 2015 internal auditor. Today, at CE&EE Audit, I thrive inan international environment with brilliant, diverse colleagueswho make every day interesting—and occasionally unpredictable.STRAGAPEDE GIOVANNISTAMAGNONE PAOLO GIOVANNIA passionate Internal Auditor since 2015.I find inspiration in the sea’s calm, creativity in music, andstrategic depth in chess where patience and logic mirror myprofessional mindset.A proud AC Milan supporter, I value teamwork and resilience.My career began at UniCredit Corporate Banking and continuedat Country Chairman Italy.Numbers shape my daily work, but it's rigour, passion, and a drivefor continuous improvement that truly guide my journey.SUTTO MARCOGroup Audit IT Governance and ToolsGroup Audit Planning and ReportingCentral and Eastern Europe AuditT

I'm Manuele. I’ve worked in Audit so long that even the processesknow me. I’m part of Group Client Solutions and Financial Riskdepartment — complex, but sometimes I grasp it.I’ve always been curious about how things work. I studiedmathematics, which means “what is learned”: being an auditor fitsmy mindset. Anyway, I’m still searching for the manual for life’simportant things. I look for it in policies, Excel files, and Riskreports… still no luck.In my free time, I enjoy hiking in the mountains, listening to goodmusic, and reading great science fiction books.Once a full-time rock guitar player, I’ve changed life thanks to atouch of economics, a bit of data science and a lot ofprogramming.Started in UniCredit as intern back in 2018, during the years I’vebecome your friendly Advanced Data Analytics and IT Tools guy.Outside UCI, you can find me on a road bike by summer, and onall types of skis, by winter. Currently becoming backcountry skiInstructor with Club Alpino Italiano Torino, my beloved hometown.How I like mountains? No groomed slopes, no ski lifts: climb upwith skins, silence, and peace, down through untouched snow!TAMPELLINI MANUELETTESTA ANDREASwiss-born, Abruzzo-bred, Milan-polished: I’m basically a humanblend of chocolate, arrosticini, and risotto. When I’m notsnowboarding or strumming my guitar, I’m traveling—or at leastplanning to.Professionally, I spent years in a global consulting firm exploringevery corner of banking before moving to Internal Audit, where Itackled credit risk models before diving into Financial RiskManagement.Today, I focus on IRRBB and Liquidity Risk—because I like living onthe edge… of interest rate curves. I believe in two things: numbersnever lie, and life’s too short for bad wine.TENAGLIA MATTEOFinancial Risks AuditFinancial Risks AuditGroup Audit IT Governance and Tools

Long term absenceBorn in Piemonte, grown up in Friuli, and emigrated to the South(Basilicata) for love 11 years ago.A basketball enthusiast, due to obvious height limitations (171 cm),at the age of 50 I dedicated myself to cycling (my current passion)and recently to padel (hated by tennis purists).I've been in Network Audit since 2013, after extensive experiencein Network and three years in HR: I've basically seen the bank fromevery angle. The Board of Directors is missing, but I doubt that willbe possible…TETTA LUCIATTONDO ALDOI was born in Turin, a city I deeply love for its slow pace andtimeless elegance.I’m a quiet person who values sincerity and transparency. I neverraise my voice — I believe kindness speaks louder. I adore animals,especially dogs like mine, Ambra. I enjoy long walks, fresh air, andlosing myself in a good novel.I joined UniCredit in 2005, working on Credit Risk portfoliomonitoring and parallel running for AIRB model adoption,contributing to IT and Data Quality Validation. In 2012, I moved toGroup Operational and Reputational Risk, focusing on RAF andstrategy definition and implementation. By 2017, I was part of theGroup Data & Information Office, managing projects onmanagerial, regulatory, and ESG reporting.Since February 2025, I’m delighted to be part of Group Audit.TOLOMEI FIORENZAItaly Region Sud AuditGroup Governance Functions and Risk Models AuditItaly Region Sud Audit

1.82m tall, once a girl with a perpetually frowning face… but a heartas soft as butter.Passionate about pilates, yoga, and spritz (what else could youexpect with four grandparents from Veneto?).I love travelling with my family and friends - especially when I getto plan everything in full DIY (Do It Yourself) mode.A graduate in Economics from Bocconi University, with a past lifeas a risk manager. Since 2010, I’ve been working incommunication… and yes, I’m one of the ones behind Auditorium,the Newsletter, IA events, Audit in Balera too!My name is Daniele, I’m from Florence and currently based inMilan.I’ve always had a passion for sports, mountains, and recently alsofor cycling - activities that keep me grounded and energised.I started my professional journey in Munich, where I workedbefore moving to Milan. For the past three years, I’ve been part ofUniCredit, focusing on financial markets audits.Outside work, I enjoy spending time with friends and making themost of the outdoors. I value balance, curiosity, and the occasionaluphill challenge - on the bike and in life.TONIOLO MANUELATTRIZIO DANIELEAs a Roman singer-songwriter once said, some loves never end -they just take huge detours and eventually come back, aftertwenty years in Digital, I’ve returned to the Audit area, this time tocreate extractors and indicators.Apparently, I’m living proof that even software has a nostalgicheart.For me, black and white isn’t just a color scheme, it’s a lifestyle.And when you’ve won 38 league titles on the pitch (yes, actuallyon the pitch), it’s not just charming—it’s legendary.I’m a proud geek with a passion for table football.I have also a small zoo: two dogs, two cats, and hens that lay eggsin designer shades. Yes, really.TORASSA MARCOGroup Audit Development and MethodologiesItaly Audit Real-Time Data OversightClient Solutions Audit and Special Investigation

Happy to introduce myself!I work in the Group Governance Functions and Risk Models Auditteam at UniCredit team at UniCredit, making sure our risk modelsbehave properly… and don’t feel too lonely.Outside of work, I’m based in Milan and passionate about running.It helps me clear my mind, stay fit, and escape from Excel files orendless Internal Policy document :-). If you ever see someonejogging around the city, looking like they’re solving audit problemsin their head and wearing fluorescent running shoes… that’sprobably me.Looking forward to working together – and if anyone’s up for ateam run, count me in!I was born in Rome. Eight years ago, I moved to Milan with myfamily.I have an economic background with a Ph.D. in DevelopmentEconomics. I joined Internal Audit in 2023. Currently, I work in theItaly Compliance Risk Audit team. Before joining Internal Audit, Icovered various job positions. I started my career in thecommercial network of Banca di Roma, then I moved to theBank’s Headquarter where I worked at several departments suchas Economic Research, Shareholdings, GM Staff, Compliance andChairman & Board Secretariat.In my free time, I like reading and writing about ancient monetaryhistory and numismatics, travelling and, above all, playing tennis…my raison d'être!TURRISI SEBASTIANOTVALENTINI MARCOI’m Sara, a woman who’s “not exactly young” but full of energy likea 30-year-old. I love my 8-year-old son and enjoy spending time innature. Whenever possible, I wear my running shoes to relax andfeel better.Precise and determined, always striving to learn from mymistakes.Sometimes I may appear reserved or shy — but don’t judge a bookby its cover! I strongly believe in collaboration and adaptabilitySince 2020, I’ve been working in the competence line, auditingCompliance processes. I truly enjoy my job, thanks to the greatcollaboration with my colleagues. Previously I worked in UniCreditCompliance on market abuse and in FinecoBank managingclaims.UCCELLO SARAGroup Governance Functions and Risk Models AuditGroup Compliance Risk AuditItaly Compliance Risk and WM & PB AuditVU

Half English and shaped by nearly a decade in London, I bring aninternational perspective to compliance.With a suitcase often half-packed, I’ve developed a global mindsetthat informs my work in audit, where I specialize in AML.My career path? A steady climb through rules, risks, and theoccasional spreadsheet rebellion.Passionate about travel, curious by nature, and slightly allergic toroutine, I believe integrity doesn’t have to be boring.I ask tough questions, follow the money—and sometimes, I evenfind it.Graduated in Business Administration, I’ve done a bit ofeverything since 2004: Corporate Client Manager, BranchManager, Deputy District Manager.I gained experience working with clients, branches, and territoriesuntil 2020. Then I changed perspective and joined ComplianceItaly, in the AML 2LCs team. Since 2024, I’ve moved into Audit andnow work in the Italy Compliance Risk Audit and Real-Time DataOversight team.Fun fact: I don’t drink and I’m vegetarian—nobody’s perfect! I lovecars and Formula One. I also have a dog named Lampone.VALENTINI ROSAMARIAVVENTURA UMBERTOI was born in Cagliari and moved to Veneto nine years ago - stillwondering why I traded beaches for fog!I’m passionate about outdoor adventures: hiking, camping, andcycling keep life exciting (and my legs busy).In 2022 I entered the world of ICT Security Audit, where there’salways something new to learn… and just as many acronyms topretend I understand.VELLANTE NOEMIItaly Compliance Risk and WM & PB AuditGroup Cyber and Infrastructure Security AuditItaly Compliance Risk and WM & PB Audit

I'm a dog lover and a globetrotter with an unusual addiction:collecting mugs from all over the world. My shelves look like aninternational coffee mug summit, and yes, I actually use them all.When I'm not planning my next destination (or trying to explain toairport security why I need another ceramic souvenir), you'llprobably find me dealing with credit risk.Life's too short for boring mugs, or boring days.I was born in Sardinia during the revolutionary May of ’68.Proudly stubborn by nature, I’ve lived in Milan for 30 years—longenough to survive fog, traffic, and endless meetings.I’m married and the father of two daughters, both fearless waterpolo players and definitely stronger than me when we swimtogether.My banking career has taken me from branch management tocredit and finally to audit, where today I make a habit of asking mycolleagues a thousand questions.When I’m not working, I swim or cycle whenever I can, travel asmuch as possible, and read history books before falling asleep.VERNILLO ERMINAVVETULI MARIOSenior Auditor and Team Leader in Internal Audit since July 2013,with experience in audits on Compliance frameworks and creditprocesses.From 2008 to 2013, Credit Underwriter at UniCredit CRODepartment in Verona (now Enterprises Credit Transactions ItalyDepartment).From 2005 to 2008, Relationship Manager in several UniCreditcorporate centers (Belluno, Venice Mestre and other towns).I love hiking and via ferrata routes in the mountains (especially inthe Dolomites).Previous work experience in the banking sector (Fineco and IntesaBCI) and at Apple Computer Ltd.VETTORATO STEFANOGroup Credit Risks & ERM AuditGroup Compliance Risk AuditItaly Operational Risk Audit

Marcello is a part-time rockstar (his house’s living room is thestage), full-time wine lover, and outdoor sports enthusiast whofirmly believed that running up one more hill build character…andjustify another glass of wine.When he’s not playing guitar or pretending to train for a triathlon,he ‘is a devoted dad to a 6-year-old partner-in-pranks. Together,they’re a mischievous duo, experts in jokes, mischief and the fineart of (lovingly) driving Mom crazy.He swear he’s mature, but still laughs at his kid’s joke . One dayhe’ll grow up. Maybe. But definitely not today.Sunny by nature (I was born in Romagna), criminologist bydegree, I always look on the bright side of things.Currently navigating the thrilling world of Financial Risk Audit &Special Investigations, where I specialise in asking uncomfortablequestions, spotting financial oddities, and occasionally pretendingExcel is my best friend.Mom of two tiny negotiators, I balance audits with tantrums andtravel dreams.I am a travel, music, photography and food lover (not by chance Imarried a chef!) and I strongly believe that good music and goodpasta can fix almost anything!VICECONTE MARCELLOVVIROLI SIMONAI provide technical support for on-site audits and the developmentof Key Audit Indicators—because numbers don’t explainthemselves.I work with Audit IT to manage corporate sharing tools and turn“technical dissemination” into something people might actuallyread.When I’m not decoding data, you’ll find me lost in a book, bingewatching TV series, or listening to music from the good old days.Mountains are my happy place, family my safe harbour.And yes, I still believe “user-friendly” should mean something.VINCENZI MASSIMOGroup Compliance Risk AuditGroup Audit Data ManagementClient Solutions Audit and Special Investigation

Nordic by height (>200cm), Noneso by roots (Val di Non, Trentino'sapple valley), American by birth, Roman by accent. Sadly, ateetotaler, happily an Opera lover, used to the ups and downs ofJuventus' results.Proudly idealist, I have learnt as much from Tex Willer as from theClassics I studied in high school.Father of three, married to a Portuguese-Cypriot-Brazilian, when Iam on my own I am either delving into History or Geopolitics, orstruggling on the Tennis court.As a boomer, I still cherish my memories of Larry Bird, Guccini andDungeons & Dragons. As a manager, I believe a firm pat on theshoulder means more than 100 words of encouragement!I have spent >50% of my professional life abroad (London andMunich). At Morgan Stanley I learnt from the best, at Unicredit Ifulfil my managerial passion leading the best!Born in Rimini with the sea in my soul, I moved to Milan foruniversity (and for love!) more than 20 years ago. I am a curly-hairbeliever, fine-dining and pizza-making enthusiast and big fan ofownership.Leading the professional practices team in Audit I strive forturning complexity into clarity, simplicity and common sense,being the recipe of a naturally leavened bread or the quantitativeformula to assess audit report ratings.I’ve been lucky to meet incredible colleagues who made thejourney even more meaningful: structure is my language, goodpeople and good food are my joy!ZADRA GUGLIELMOZZANGHERI LISAI was born in Venice, a city that gifted me a love for history, art,cultural fusion, the magic of water and of good wine :)After graduating in Statistics, I wandered through data scienceand credit risk before landing in Internal Audit, where I exploreanalytics with curious enthusiasm.I’m a traveller at heart, preferring road trips with no fixed plans.Animal lover, I live with my husband Flavio, my son Michele, andfour cats—Spritz, Batman, Ciro, and La Bionda.I believe in respect, simplicity, authenticity, and the power of ironyto make life (and work!) lighter and more human.ZAMBON GIOVANNAInternal AuditItaly Audit Real-Time Data OversightGroup Audit Strategy and Governance

I’ve been in Audit since 2017 — long enough to get genuinelyexcited about data, processes, and reports (I admit it!). I faceeverything with zen-like calm and a sincere smile, even when Exceldecides to rebel.My passions? Ligabue’s music, thriller movies, football, tennis, andpadel—because if I’m not chasing a number or an anomaly, I’mprobably chasing a ball! Ligabue says: “The best is yet to come!”and if that includes fewer meetings and more padel, I’m already onboard!Audit is proof that perfection doesn’t exist — but it’s a goal worthrunning toward, while auditors try to keep us from tripping toooften.”22 years deep in audit—basically part of the furniture.AML specialist by trade, data enthusiast by nature: I chasesuspicious transactions like plot twists in a thriller.When I’m not buried in spreadsheets, I rock out on piano andguitar with my band.Weekends? I become the BBQ maestro—ribs, brisket, and smokeare my canvas. I take my job seriously, but never myself.Whether grilling or grilling data, I bring precision, passion, and adash of humor to everything I do.ZICCARDI ANDREAZZOBOLI ALESSANDROI’ve been in Audit for over 10 years and proudly loyal to the Groupsince 2001—basically part of the furniture! I specialise in leasing,was formerly a relationship manager, but my true expertise lies incaring for my much-loved, long-awaited 5-year-old son and my 4furry children (yes, I mean cats).I used to ride endless kilometers on my road bike… now I doPilates and cheer from the couch while others sweat.Auditor by day, mom by evening, and loyal servant to a fluffy felinesquad by night. Sleep? Only if they all agree.ZIVIANI BARBARAGroup Audit Data ManagementItaly Operational Risk AuditItaly Compliance Risk and WM & PB Audit

A bank employee by chance, an auditor by choice, and a biker bypassion. I often get lost in comic books—especially Tex Willer. I'mknown for my passion for sports (even extreme ones) and for mybeloved motorcycle, which I hope will soon take me across thedeserts of North Africa.At work, just like in my personal life, I'm someone who dives intoevery adventure and never backs down—always eager to gain newexperience.For 15 years I have been covering the bank's back on credit risk bycarrying out reviews across various LEs of the Group.ZUCCARINI GIORGIO DOMENICOZBorn in the province of Como, I've always lived in Brianza, halfwaybetween Milan and Como.I enjoy photography, reading, writing, and many other things. Ithink everything is much more beautiful when shared withsomeone else.I graduated in Electronic Engineering from the Politecnico diMilano.At UniCredit, I work with data, trying to find the source code of theuniverse. Last but not least, I love studying because there's alwayssomething good to learn.ZUGNI CHRISTIANItaly Credit Risk AuditGroup Audit Data Management