The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationPresidentMichael RudolphVice PresidentKenneth RippTreasurerRobert KovalSecretaryMary Ellen GuszackBoard MembersDorothy HeckerJoseph ConfortiMeridian Commercial Management, Inc.2410 Ocean AvenueFarmingville, NY 11738Property ManagerMargaret [email protected] note new office hours:8:15 a.m. – 3:15 p.m. Monday through Friday Coming Soon: America 250 June Events:• June 6, 10 AM – 12 PM | Caumsett State Historic Park Preserve, Lloyd Harbor: Hike Through History - Go on a hike through Long Island’s role in Revolutionary History in a year-long series highlighting how local sites played a role during the American Revolution.• June 14, 10:30 AM – 12 PM | Caleb Smith State Park Preserve, Smithtown: Flag Code of the Revolution -Explore how our flag has evolved over the past 250 years, and how flag code was useful communication during the Revolutionary War. Go on a guided hike to decode a spy letter using flag code and create a flag of your own to take home.• June 20, 11 AM – 12:30 PM | Hempstead Lake State Park, West Hempstead: Spy Through Parks - Become a code breaker like Washington’s spies! Learn how the Culper Spy Ring used codes during the American Revolution, then try to crack the secret codes for real!
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationThere are special events to commemorate the 250th anniversary of the founding of the United States that will take place over the Memorial Day and July Fourth weekends at Jones Beach State Park and other places in New York. The July Fourth weekend celebration, (not Memorial Day this year) will feature the United States Navy Blue Angels as part of the FourLeaf Air Show and Fireworks: Celebrating America250. These events launch a series of 250th themed programs hosted by State Parks throughout the year on Long Island, which was the scene of numerous Revolutionary battles and skirmishes between Patriot and British forces.The Memorial Day weekend events at Jones Beach will include:• A first-ever drone show with patriotic themes over the Atlantic Ocean in front of the Central Mall at Jones Beach State Park• Historic reenactors portraying the four signers of the Declaration of Independence from New York: Philip Livingston, Lewis Morris, William Floyd, and Francis Lewis• Revolutionary War reenactor encampments from the all-Black 1st Rhode Island Regiment and the 5th New York Regiment• Additional reenactors portraying George Washington on horseback, James Madison, Thomas Jefferson, John Adams, Benjamin Franklin, as well as Benjamin Tallmadge and Robert Townsend (both Long Island residents and businesspeople who were key members of Washington’s Culper Spy Ring)• Period music with fife and drum band• Demonstrations of Colonial-era cooking• History-themed family games• Inflatable play areas to be enjoyed by childrenAnd, on the July Fourth weekend, Jones Beach State Park will host the FourLeaf Air Show and Fireworks: Celebrating America250. Fireworks are scheduled to begin at 9:30 p.m. on the Fourth, with the annual air show set for July 5 and 6. Headliners are the United States Navy Blue Angels, joined by international military jet teams, including the Canadian Snowbirds, United States Army Golden Knights, and the United States Navy F-35C Lightning II Demo TeamRevisit the Revolution at these upcoming monthly programs on Long Island. Reservations are required and will be taken two weeks prior to the program. To register, please visit Eventbrite.com and search by program title or #NatureEdventure. Events in May: May 30, 10 AM – 12 PM | Belmont Lake State Park: Colonial Cooking - Learn how colonialists grew and cooked their food as well as popular recipes from this time. Watch as Diane Schwindt from the Ketcham Inn cooks food over an open-air hearth and then sample items that she cooked! 40 people max.America 250
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationYou Don ’t See This Every Day!Imagine a beautiful day on the water. There is a light breeze as your boat glides through the water. All of a sudden, a huge spout of water is seen in the distance! An immense body comes to the surface. It’s a whale! The first one you’ve seen (almost) up close and personal. Wasn’t that on your bucket list?Here on Long Island there are several opportunities to see whales as they migrate from summer feeding areas in the Gulf of Maine or eastern Canada, to lower latitude winter breeding grounds. Tour Operators and OfferingsCaptain Lou Fleet out of FreeportAboard the Atlantic Pearl, you can observe whales and dolphins while enjoying onboard amenities like a snack bar. Naturalists provide insights into marine life during the cruise. Tours run during the summer and fall months when migration patterns bring whales close to the shore. Reviews of the Captain Lou cruise experience show this trip to be well received by travelers, with many looking forward to returning for another adventure. The focus on marine life education and the personal touch from the crew contribute to the positive reviews. Viking Fleet out of MontaukThis tour includes a scenic journey past the Montauk lighthouse, with a qualified marine biologist narrating the experience. Food and beverages are available for purchase onboard. Tours begin in late June and run through midSeptember.Reviews of Viking Fleet from Tripadvisor and Birdseye show these tours are highly recommended for great views, knowledgeable crews, safety and comfort, and the ability to see diverse wildlife.Coastal Research and Education Society of Long Island (CRESLI) out of MontaukCRESLI offers whale watching cruises narrated by scientists and professors, providing educational insights into the marine environment. They operate from June to mid-September, focusing on spotting whales and dolphins in their natural habitat. Reviews of CRESLI praise the diverse wildlife seen, including dolphins, whales and pelagic birds, which are seabirds that spend most of their lives on the open ocean, coming on land primarily to breed.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationThey also receive praise for knowledgeable narrators, a family friendly educational experience, and the volunteer opportunities they offer so that people can, if they choose, contribute to marine mammal research and conservation.Become a citizen scientist with GothamWhale out of Long Beach. Approximately 20% of their sightings are submitted by the general public through the website, Report Marine Mammal Sightings | Gotham Whale | Gotham WhaleWhale watching vessels can only cover so much area, so they rely on the public citizen scientists to share their sightings from areas where whale watching vessels might not go. Citizen scientists have shared important sightings of whales and dolphins in the Hudson and East rivers, in Raritan Bay, and in eastern Long Island!Gotham Whale partners with other charter companies to provides thrilling whale watching tours led by experienced naturalists and marine biologists, promoting marine life conservation while offering an exciting experience.The best time to see whales in Long Island is from June to mid-September. During this period, various species, including humpback and finback whales can be spotted as they migrate along the coast. On occasion, you can also spot minke whales, North Atlantic Right whales along with seals, dolphins and other marine life. Tips for a Memorable ExperienceBring binoculars for distant wildlife sightings.Dress in layers and bring a coat, hat and gloves, even in summer as it can be chilly on the water.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationPrepared and Aware: 4 Travel Safety Tips for Your 2026 GetawayFrom beach escapes to international adventures, travel is still a top priority for millions of Americans, particularly during the warm-weather seasons. However, in light of evolving global events – and the changing travel advisories that often accompany them – preparation and awareness are key.Travel planning should be exciting, and being a prepared traveler ensures you can focus on making memories rather than managing surprises. That means doing your homework before you go, remaining cautious and aware while you’re there and being ready to respond should the unexpected happen. As you pack your bags, the experts at ALG Vacations recommend taking proactive steps like these to stay informed, protected and confident no matter where your adventures take you:Familiarize yourself with local customs, transportation options and any travel advisories tied to your destination, which often vary by region, not country. If you’re heading abroad, consider enrolling in the Smart Traveler Enrollment Program (STEP) offered by the U.S. State Department. The free service provides real-time, destination-specific updates about health, weather, safety and security, and makes it easier to contact you in case of an emergency.One of the most effective safety measures is working with a professional travel advisor. Advisors monitor travel advisories in real time, understand geographic nuances and regional differences within destinations and can provide verified information directly from destination partners. If plans need to change, your advisor can recommend alternatives and help manage rebooking options. Preparation also means protecting your investment. Unexpected events – from flight cancellations and changes in advisory level to medical emergencies and weather delays – can happen at any time. Travel insurance adds an extra layer of protection, helping cover eligible expenses and providing peace of mind. If you elect coverage, review policy options carefully to understand what is and isn’t covered by your plan.Before departing, provide a trusted friend or family member with copies of your itinerary, lodging information and contact details. This ensures someone knows where you are and how to reach you in case of an emergency, flight disruption or unexpected change in plans.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication
The Homeowners Association What’s Trending in Travel in 2026 After years of fast-paced itineraries and social media-inspired vacations, travelers are looking to slow down in 2026, instead focusing on more personal, immersive experiences.That’s not to say Americans will be looking to travel any less – just more intentionally. Despite economic, political and cultural shifts, travel shows no signs of slowing down this year. In fact, according to a survey conducted on behalf of ALG Vacations, 100% of respondents plan to take a vacation in the next year, with 97% likely to travel for leisure in the next 6 months despite those concerns.Even with tightened budgets, 95% of those surveyed will still travel – even if it meant scaling back. To help travelers zero in on what they’re looking to experience in 2026, working with a travel advisor when starting to plan that annual getaway can make the process easier. Additional survey data shows 7 in 10 travelers are turning to professionals to plan their next trips with the younger generations leading the way; 83% of Gen Z and 78% of Millennials are likely to turn to a travel advisor for help with planning and booking. “What’s really interesting is that travel advisors are resonating with a new wave of travelers,” said ALG Vacations’ Travel Advisor Champion Carson Kressley, the renowned style expert and world traveler best known for his role on “Queer Eye for the Straight Guy” and his current Emmy Award-winning judge role on “RuPaul’s Drag Race.” “They want help uncovering hidden-gem destinations and great value packages, and a new generation of advisors is meeting them exactly where they are.”In addition to booking your next excursion with the assistance of a travel advisor, consider these trends Kressley identified for the year ahead:Longer, More Intentional VacationsInstead of rushing through multiple destinations, travelers are embracing itineraries that allow them to breathe through longer stays and experiences that unfold naturally. From a lingering lunch to an unstructured afternoon, this shift toward savoring prioritizes depth and connection. Screen-Inspired DestinationsPop culture continues to influence travel, but today’s travelers seek more than filming locations. In 2026, they’re searching for dramatic landscapes, atmospheric architecture, richly layered cultures and experiences that evoke emotion and capture the feeling of their favorite cinematic worlds. This evolution of set-jetting is about stepping into a story rather than tracing its steps. From the movie Midnight in Paris
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationYule Space and PrivacyIn 2026, spaciousness is an expression of luxury –private villas, low-density boutique resorts and nature-framed hideaways where quiet feels curated and beauty isn’t shared with the masses. As travelers prioritize serenity over scene, this trend reflects an emotional need for clarity as they look for time to reset and environments that support genuine presence. Immersion in Cultural and Hyper Local ExperiencesTravelers desire authentic experiences shaped by local chefs, artisans and storytellers who bring a destination’s heritage to life. It’s no longer about observing culture from a distance, it’s about actively participating in it with the destinations’ native citizens, reflecting a desire for meaning and perspective. Transformational WellnessAs wellness continues to evolve into deeply personal territory, travelers seek experiences that restore mind, body and perspective such as sunrise rituals, nature-led healing, cultural wellness traditions and programs designed for renewal. Shared Multi-Generational MomentsMulti-generational travel is shifting toward more purpose-driven experiences – milestone celebrations, cultural reconnection trips and meaningful moments together. This emphasis is on togetherness, personalization and experiences that feel like legacy.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationRefresh Your Home: A Room -by-Room Spring Cleaning ChecklistAfter months of winter, spring cleaning isn’t just about dusting and vacuuming – it’s about inviting sunlight and fresh air into your space through the open windows and giving yourself a fresh start for the longer days ahead.It’s also a perfect opportunity to clear out the old and make room for new experiences, memories and energy. Whether you’re tackling deep cleaning for the first time or you have seasonal rituals for tidying up your home, this room-by-room guide can help you plan and conquer seasonal chores.Whole Home:Declutter spaces: Donate, recycle or discard what you don’t needWash windows inside and outDust baseboards, walls, vents and ceiling fansWipe down doors, knobs and light switchesVacuum and clean under and behind furnitureClean curtains and blindsStore seasonal items like winter clothing and décorReplace air filtersShampoo carpetKitchenEmpty and wipe down refrigerator and freezerClean oven, stovetop and microwaveScrub countertops and backsplashesClean out the garbage disposalSweep and mop floorsOrganize the pantry and throw away any expired itemsBathroomsScrub grout and tileClean mirrors and glass surfacesDeep clean toiletsWipe down cabinets and bathroom fixturesWash rugs, floor mats and the shower curtain and linerEmpty trash and clean the binBedrooms and Other Living AreasWash bedding, pillows and linens
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationOrganize closets and drawersVacuum chair, couches and mattresses as well as under cushionsDust shelves and décorClean light fixtures and lampshadesOutdoor AreasPower wash patios, sidewalks and drivewaysWipe down outdoor furniture and replace textiles like pillows, cushions and umbrellasClear debris from garden bedsPrune shrubs, plants and treesOrganize garages and shedsReconnect hoses and sprinklersPrep lawn equipment such as mowers, weed eaters and blowers
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationBounce Along With This!Do you have any Bounce Dryer Sheets in your house? Urban legends give these little perforated beauties the power to do wonderous things. Sources say that the U.S. Postal Service tells their letter carriers to put a sheet of Bounce Dryer Sheets in their uniform pockets to keep yellowjackets away. Use them all the time when you’re outside. Gardening? Playing sports? The insects just veer around you.All this time you've just been putting Bounce in the dryer! Here are but a few hints that may make your life easier…Did you know this????Bounce will chase ants away when you lay a sheet near them. It also repels mice. Spread sheets around foundation areas, or in trailers, or cars that are parked for long periods and it keeps mice from entering the vehicle. Bounce takes the odor out of books and photo albums that don't get opened too often.Bounce repels mosquitoes. Tie a sheet of Bounce through a belt loop when outdoors during mosquito season. Bounce will eliminate static electricity from your television (or computer) screen. Since Bounce is designed to help eliminate static cling, wipe your television screen with a used sheet of Bounce to keep dust from re-settling. Dissolve soap scum from shower doors. Clean with a sheet of Bounce.To freshen the air in your home - Place an individual sheet of Bounce in a drawer or hang one in the closet. You can even put a Bounce sheet in vacuum cleaner. To freshen air in your car, place a sheet of Bounce under the front seat. Prevent thread from tangling. Run a threaded needle through a sheet of Bounce before beginning to sew. Stop suitcases from smelling musty. Place an individual sheet of Bounce inside empty luggage before storing.Clean baked-on foods from a cooking pan. Put a sheet in a pan, fill with water, let sit overnight, and sponge clean. The anti-static agent apparently weakens the bond between the food and the pan.Eliminate odors in wastebaskets. Place a sheet of Bounce at the bottom.Rubbing an area with a sheet of Bounce will magnetically attract all the loose cat or dog hairs on furniture.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationWipe up sawdust from drilling or sand papering. A used sheet of Bounce will collect sawdust like a tack cloth. Eliminate odors in dirty laundry. Place an individual sheet of Bounce at the bottom of a laundry bag or hamper. Deodorize shoes or sneakers. Place a sheet of Bounce in your shoes or sneakers overnight.Golfers put a Bounce sheet in their back pocket to keep the bees away.Put a Bounce sheet in your sleeping bag and tent before folding and storing them. It will keep them smelling fresh. Wet a Bounce sheet, hose down your car, and wipe love bugs off easily with the wet Bounce.Put a sheet of Bounce in your suitcase when traveling, it will help keep mites or any other critters out of it. While you are at it, travel with several Bounce sheets and run them up and down your bed linen before getting into bed, it will cause all the critters already in your bed to run. Keep a sheet in your suitcase even after you have unpacked to protect your suitcases from bugs nesting in it.Tell your friends! Who doesn’t like an easy fix to their problems?
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationMake this Mother’s Day the Best One Yet!Looking for a way to spend Mother’s Day? Grab your honey, your friend, your kids, or your grandkids and enjoy this beautiful time of year. Have a blast!See the Seasonal BloomsMother's Day on Long Island is a great excuse to learn about nature and admire spring blooms at one of the many stunning botanical gardens and arboretums in the region.Eat Dessert FirstCheck out one of these local restaurants for a deliciously decadent dessert.Go Back in Time Transport yourself to the era of \"The Great Gatsby\" on a visit to the Vanderbilt Mansion. In addition to touring the estate, you can take in the unique natural history collections at the on-site museum.Play Miniature GolfLittle recreation areas can deliver big memories. Visit one of the many mini golf courses on Long Island this Mother's Day.See the SealsHave an aquatic adventure at the Long Island Aquarium, where the many animals and reptiles range from otters to alligators.Work on Getting a TurkeyNo, not the kind we enjoy on Thanksgiving—get three strikes in a row, and you’ve got yourself a turkey in bowling. Many of Long Island's best bowling alleys allow you to book lanes in advance.Stroll Around a Seaside TownNestled along the North Shore is the historic maritime village of Northport, home to great shops, restaurants, and sights. If you spend this Mother's Day on Long Island, you can take in the picturesque Northport harbor as kids play on one of the twoplaygrounds.Get CraftyVisit a ceramic studio like ClayNation in Glen Cove, Time Flies in Seaford, or Mini Monet in Sayville. Bring the kids and have a family art session. Pick a piece, your paint colors, and let your paint brush be your guide.Close Your KitchenDelight in some breakfast and brunch delicacies at one of our great Long Island Restaurants, some even offer discounts or freebies for kids.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationTake a HikeLace up your walking shoes and visit the Avalon Nature Preserve, a space with unique features at every turn. Kids and adults can walk through a labyrinth, and check out ducks and frogs in the ponds. If hiking is getting stale, try a game like follow the leader, scavenger hunt, search for wildlife, or 20 questions to turn hikes into adventures.Picnic at a Local ParkPack a lunch and a blanket and enjoy a relaxing picnic. You can always choose a special spot for your Mother's Day that's near one of the area's playgrounds if you’re bringing kids or grandkids.Have a SipHead out east to visit one of Long Island's family-friendly wineries. If a brew is what Mom prefers, a brewery or beer garden should do the trick.Get Fired UpCelebrate Mother's Day with a stroll along the beach and wilderness trail on Fire Island.Get Your Hands DirtyMother’s Day on Long Island is a great time to plant flowers. Backyard gardening with kids can be a great experience.Ride a Roller CoasterGet your heart pumping on one of the coasters at Adventureland, or take it easy on the swings for all-ages fun.Stroll the BoardwalkLong Beach is packed with shops and restaurants. Explore and enjoy the sights and sounds of this bustling oceanside community.Explore a State ParkFrom Nassau to Suffolk, Long Island is home to an impressive array of state parks. If you've got mild weather on your side, consider exploring a new-to-you state park. Catch DinnerThis Mother's Day, drop a line in one of Long Island's many waterways and try your hand at fishing. If you're looking for an almost-guaranteed catch, make a reservation at the Cold Spring Harbor Fish Hatchery. The fully stocked pond is brimming with trout. You must keep what you catch.Saddle up for an Equestrian AdventureBig River Barn Rescue in Muttontown takes riders of all levels out on well-behaved horses.Play BallTake mom to Citi Field to see the Mets play ball against the Chicago Cubs on Mother's Day (Yankees are in Milwaukee). The first 15,000 fans get a cute clutch purse.Give Mom a BreakWhen we polled moms about what they really wanted for Mother’s Day, the most popular answer was, without a doubt, a day off. So consider letting mom have some peace and quiet!
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationMix Up the Everyday: Elevate At -Home CookingMost families know and love their tried-and-true family traditions, especially when it comes to the secret sauces, time-tested techniques and recipes that deserve to be passed down from generation to generation. No matter how legendary the home cooks though, there’s always room for new tricks, whether it’s a fresh spin on a classic dish or a smarter tool that makes after-dinner cleanup effortless. Incorporating new techniques and fresh ideas can invigorate your everyday cooking in unexpected ways. Consider these grandma-approved twists on tradition from the experts at Finish, who offer winning ways to enhance your time in the kitchen, no matter what techniques you use.If you’re used to throwing together dinner at the last minute, leaning to meal prep can help with trying new recipes. Take a look at what you have on hand before scouring a few cooking websites for appetizing dishes to try, then head to the store to fill in the missing ingredients. Meal planning may save you time, money and, perhaps, a little sanity – and potentially help you branch out your menu, too. Joining (or starting) a cookbook club allows you to flex your social muscles and sample new recipes and techniques from different cultures with fellow foodies. For example, the savory, meat-free Lubiyeh recipe below, just may become a new household favorite. Featuring stewed green beans simmered in a vegan broth with the added kick of Aleppo pepper and sweet red pepper paste, it’s both bright and rich, and pairs well with rice, lavash or thin pita with a smattering of raw onions for a little extra punch.If meat is in constant rotation at your house, consider rotating in a Meatless Monday meal like pasta primavera, or celebrate your own version of Taco Tuesday with bean or lentil-based tacos instead of chicken, pork or beef. Opting for vegetarian or vegan meals utilizing hearty veggies like squash, eggplant and potatoes can help you save money at the grocery store and nourish your body with heart-healthy nutrients.Starting a garden may seem like a daunting task, but it doesn’t have to be. You can begin with a few herbs growing on a windowsill before embarking on a bigger outdoor or container gardening project, where transforming your porch, yard or patio for growing herbs, vegetables or berry bushes can be just the thing to elevate eating at home. Lubiyeh (Lebanese Green Beans Stewed with Tomatoes and Garlic) serves 4-62 pounds string beans or flat green beans1/8 pound garlic (about 18 medium cloves)7 ½ cups of water, divided1 ¼ pounds plum tomatoes (abut 5)1 tablespoon sweet red pepper paste1 ½ teaspoons tomato paste½ teaspoons sugar½ - 1 teaspoon crushed Aleppo pepper flakes½ cup extra virgin olive oil1 tablespoon kosher salt, or to taste
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication1 large white or yellow onion, for servingThin pita, lavash or another flatbread for serving (optional)Trim ends of string beans and break into pieces about 1 ½ inches long.Peel garlic and cut large cloves in half lengthwiseBring 6 cups of water to a boil, then add plum tomatoes and cook till skin begins to break, about 4-5 minutes. Turn off heat and drain. When tomatoes are cool enough, remove and discard skin.Cut tomatoes into rough ½ inch chunks, removing any white or green parts near the stem. In a separate bowl, stir sweet red pepper paste, tomato paste, sugar, crushed Aleppo pepper flakes and ½ cup water until paste is dissolved into liquid and set aside.In large wok or skillet with deep sides over high heat, heat olive oil. Add garlic and fry, shaking pot occasionally until cloves lightly brown, about 90 seconds.Add green beans and stir. Turn heat to medium-low and stir in salt. Add 1 cup water, stir again. Raise heat to high to bring water back to simmer then lower heat to medium low. Cover and cook, stirring occasionally, just until beans are cooked through, 15-20 min.Stir in tomatoes and pepper paste mixture, increase heat to high and cook until boiling. Cover pot, keeping lid slightly ajar, reduce heat to medium low and cook until tomatoes are soft, sauce has thickened slightly and garlic is tender, about 20 min. taste for salt and add if needed. Keep warm until ready to serve.Place onion on clean dish towel and smash it with heavy cutting board or pot 2-3 times then peel.Squeeze whole onion over sink between hands to remove some juices. Wash onion under cold running water, squeeze it between hands again then pull it apart into pieces, removing roots and any stem, and put it on a small serving plate.Serve stewed green beans and raw onion with pita, lavash or other flatbread, either open faced or rolled into a sandwich.
The Homeowners Association Does Not Money Study Reveals Consumers are Redefining the American Dream A new study exploring the relationship between Americans and their money, reveals how emerging technologies and shifting attitudes are changing money habits.The Wells Fargo Money Study, now in its third year, explores how Americans are thinking, feeling and taking action with their money. The findings reveal consumers are adopting new strategies, looking to have greater confidence when making financial decisions, and being more thoughtful about their spending. Here are some of the report’s top findings.Americans, especially younger generations, view entrepreneurship as a pathway to autonomy. The majority of adults polled say owning a business is part of the American Dream. Even more of Gen Z adults share that belief. Of those who don’t own a business, three quarters of Gen Z adults and more than half of Millennials want to someday, with the majority saying that doing so would allow them to control their own destiny. That control though comes with some downside. A majority of business owners report using personal savings, personal credit or home equity to fund their business.“The desire to own a business reflects a growing belief that success is defined on one’s own terms. While entrepreneurship can offer freedom and flexibility, it also comes with financial risk, which is why preparations, resilience, and informed decision-making matter more than ever,” said Emily Irwin, head of Private Wealth Planning at Wealth & Investment Management.Almost half of Gen Z respondents describe their financial lives as messy, and many say they are postponing plans such as relocating, getting married, education and career changes. This financial pressure extends beyond young adults themselves, with 64% of parents of the 18-28 set saying their children rely on them financially; whether for money, housing or other support. At the same time, Gen Z is increasingly turning to nontraditional sources for financial information, such as YouTube, Instagram, TikTok and online communities. “As young adults lean on both family and nontraditional sources for support, open communication, clear expectations, and shared planning can help families navigate this stage together,” said Irwin.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationA growing number of Americans are eager to try out new technology, like Artificial Intelligence, when managing finances,however experts wonder if respondents know enough to use AI to their advantage.Nineteen percent of U.S. adults say they have used artificial intelligence in the past year for ideas or education about their money. Among Gen Z adults, that percentage doubles.Most consumers using AI say they turn to it to better understand potential financial moves, identify new ideas, and weigh risks and rewards. Two-thirds have acted on suggestions generated by AI, and of that subset, 90% say those ideas were profitable or worthwhile. “Technology can spark ideas and build awareness, but it works best when paired with a solid financial foundation, trusted guidance, and an understanding of how those insights apply to real-life goals,” said Irwin. Other study finding include reported increase in savings and investments over the past year, increased intentionality about spending, continued employment concerns, and a widespread appreciation for banking apps and rewards programs.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationMistakes Cardiologists Say Could Be Wrecking Your Heart HealthHaving a healthy heart is essential for everyday well-being and longevity, but many people unknowingly undermine it. Cardiovascular disease has been the leading cause of death in the U.S. for the last century, responsible for about 919,000 deaths in 2023. Here are some mistakes we make, according to cardiologists. Eating Too Much SaltSalt is a sneaky staple in the American diet, lurking in everything from soup and deli meat to bread and condiments. “If you are an adult living in the U.S. chances are you eat way too much salt,” said Nilay Shah, MD, a cardiologist at Northwestern Medicine. One of the main minerals in salt is sodium. Your body needs some sodium to function properly, but having too much can raise your blood pressure—and high blood pressure is one of the strongest risk factors for heart attacks and heart failure.The fix: Pay attention to your sodium intake. Read nutrition labels and try not to exceed 2,300 milligrams, or about 1 teaspoon of salt. More than 70% of the sodium Americans eat comes from packaged foods or restaurant meals, so it also helps to cook at home and focus on whole foods.Sitting Too MuchExperts agreed that many of us need to move more. Only about a quarter of adults meet the physical activity guidelines for Americans of at least 150 minutes of moderate-intensity aerobic activity and two days of strength training each week. When you're inactive, you don't burn as many calories and you're prone to putting on weight, which can lead to high blood pressure, diabetes, and a host of problems that can harm your heart, explained Brian Downey, MD, director of General Cardiology Services at Tufts Medical Center. The fix: Get up and move. Going to the gym is great, but staying active can be even simpler, Shah said. “If you work a desk job, getting up and walking every hour can help build up your daily activity,\" he said. \"Walking with friends, on your lunch break, walking your dog—all of these count.”Scrolling On Your Phone Before BedResearch has found that scrolling on your phone really can disrupt your rest. The blue light can suppress melatonin (a sleep hormone) and the stimulation may increase cortisol (a stress hormone). Not getting enough sleep is a major risk factor for cardiovascular disease, Harmony Reynolds, MD, a cardiologist at NYU Langone told Health. When you don’t get enough rest, your blood pressure stays higher for longer, raising your risk of heart disease and stroke.The fix: Put the phone down, or keep it out of your bedroom entirely. Try reading before bed, get enough natural light and physical activity during the day, and keep your bedroom cool, dark, and quiet at night.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationKeeping Junk Food in the HouseReynolds said a big mistake she sees is putting unhealthy snacks in your grocery cart. “People think that one little thing won’t hurt you. It’s true that one won’t, but for most people, it’s really easy to make junk food a habit,” she said. Unhealthy foods, especially heavily processed snacks, raise blood pressure and cholesterol and lead to weight gain, Reynolds explained. The fix: Leave the junk food at the store. When you feel like you need a pick-me-up, try getting up to move for a few minutes or drinking a glass of water, Reynolds suggested. “I know how it sounds, but try it and you may be surprised,” she added.Not Knowing Your Heart Health NumbersHave you had a check-up in the last year? Shah said people, especially younger adults, tend to visit their primary care doctor less often—or they don’t have one at all. But these appointments identify preventable risk factors for heart disease, such as high blood pressure, high cholesterol, and high blood sugar. You may think these problems only occur at older ages, but “younger people are increasingly experiencing hypertension and diabetes ,” Shah said.The fix: Get your check-ups and take note of your blood pressure, cholesterol, and blood sugar levels. These appointments are also a chance to talk to your doctor about your individual risk of cardiovascular disease.Assuming You Can't Change Your LifestyleCheema told Health that his patients can feel discouraged by their current habits. \"People sometimes worry they’re too far gone. Like, ‘I’ve been smoking for too long,’ or ‘I’ve been overweight for too long,’ or ‘I haven’t exercised for too long. Why would I start doing it now?'\" he said. Downey also sees his patients feeling dejected, especially when they don’t see results right away. “People expect to lose 30 pounds in a month, and when they don’t, they can be frustrated or disheartened and then just quit,” he said.The fix: Start small. Simple changes, such as cutting out after dinner snacks or reducing portion sizes, can make a difference over time if you stick to them, Downey said. “If you’re not doing anything, that’s the best time to start,” Cheema added. “You can do anything and make an improvement.”Ignoring Early Warning SignsIt can be surprisingly easy to dismiss signs of serious heart problems. Both Downey and Reynolds have seen patients ignore chest pain or chalk it up to a minor problem like heartburn—but chest pain is also the most common heart attack symptom.“I have seen too many people (especially women) who have waited until the last minute to come in because they think their symptoms are going to go away, or they’re hoping what they’re feeling isn’t really coming from their heart,” Reynolds said. It’s important to address heart symptoms as soon as possible, since timely treatment for major cardiac events reduces the risk of disability and death. The fix: Know the symptoms, and don't hesitate to seek medical attention. If you feel tightness in your chest, pain, numbing, or even jaw, neck, or arm pain—call 911 if it lasts 15 minutes or more go to an ER, where doctors can figure out if that is a heart attack and treat it right away.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationTop Places For Bird Watching On Long Island,2026Springtime is officially upon us. But we’re not the only ones who are ready to enjoy the nice weather. Our feathery friends are too, and here are some local places where you can spot them on the island.Centennial GardensLocated in Floral Park, this 12-acre parcel of land serviced the residents of the Village of Floral Park for more than 70 years as an active storm basin. After years of deciding on how to reinvent the active storm basin, the village converted a portion of a storm basin into a bird sanctuary and special planting area.Centennial Gardens is the perfect place to spot some of your favorite birds including robins, cardinals, starlings, blue jays, morning doves, mockingbirds, gold finches and many more.Centennial Gardens is open daily and located at 251 Floral Pkwy. in Floral Park.Cold Spring Harbor State ParkCold Spring Harbor State Park is another great choice to spot birds. The park is comprised of 40-acres of hilly terrain offer scenic views of the Cold Spring Harbor and is also ideal for observing spring and fall migrations of a variety of songbirds. Cold Spring Harbor State Park is home to great horned owls and red-tailed hawks and serves as the northern trailhead of the Nassau Suffolk Greenbelt Trail that extends to Bethpage State.The Cold Spring Harbor State Park is located at 95 Harbor Rd. in Cold Spring Harbor.Oyster Bay National Wildlife RefugeOyster Bay National Wildlife Refuge is located on the north shore of Long Island, which has 3,209-acres and is designated as a significant coastal fish and wildlife habitat. The refuge is especially important for wintering waterfowl such as black ducks, greater scaup, bufflehead, canvasback and long-tailed ducks. A variety of other water birds including shorebirds, terns and cormorants also use Oyster Bay.Oyster Bay has the greatest winter waterfowl use of any of the Long Island national wildlife refuges. The numbers of waterfowl using Oyster Bay are lowest in the summer and start to increase in September and October. The refuge is open to the public, although there is no physical address.Osprey nest at Oyster Bay
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationGarden City Bird SanctuarySimilar to Floral Park’s Centennial Gardens, Garden City’s Bird Sanctuary was a former storm water basin. After redevelopment of the area, the bird sanctuary is now is a seven-acre community nature preserve and is managed by The Garden City Bird Sanctuary, Inc., a certified nonprofit organization. Some of the birds that can possibly be seen include the American crow, the Northern cardinal, red-tailed hawk, ruby-throated hummingbird and more.The main entrance is opposite 181 Tanners Pond Rd. in Garden City.Elizabeth A. Morton Wildlife RefugeThe Elizabeth A. Morton National Wildlife Refuge, a 187-acre peninsula on Noyack and Little Peconic Bays, boasts exceptionally diverse habitats. Established in 1954, the Morton National Wildlife Refuge consists of upland forest, fields, ponds, salt marsh, beach and a lagoon. These habitats are used by a variety of wildlife including white-tailed deer, eastern chipmunk, painted turtles, green frogs, songbirds and osprey.Waterfowl, such as long-tailed duck, common goldeneye and white-winged scoter, are common during the winter months, while piping plover, terns and other water birds use the beach during the spring and summer months.Elizabeth A. Morton Wildlife Refuge is located at 2595 Noyack Rd., in Sag Harbor.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This PublicationSpring Cleaning Your Kitchen? Here’s How to Defeat the Creepy Crawlies (Flying Ones, Too)With warmer weather here, spring cleaning and hosting season has begun. While you prep your home for guests, you may also be seeing an uptick of insect activity. Unfortunately, insects tend to gather in the same areas of the home where household members and guests do – anywhere there is food. So, rather than let bugs disrupt your spring gatherings, act right away. Doing so is important, as insects reproduce rapidly. In fact, it only takes one week for two fruit flies to multiply to 500 fruit flies.By using these tips to banish bugs from your kitchen this spring, you can enjoy the feeling you get when your space is truly clean and guest-ready.Do a deep clean: In addition to regular kitchen upkeep, be sure to do a deep clean in spring and every time you host. This is a great way to finally tackle those corners, crevices and seldom addressed surfaces in the fridge, oven and pantry, where pest attracting food residue and grease can build up.Catch what you can’t clean: A fly trap for indoors is a necessary addition to your kitchen spring cleaning and hosting routine. There are several great fly traps available on Amazon and brick and mortar stores in your area.Fix leaks: If you have a leak under your kitchen sink, you may unwittingly be creating an inviting habitat for bugs, which are drawn to water sources. Fix the leak so you invite only human guests to your kitchen this spring. Doing so will have the added benefit of preventing water damage and mold. Seal food tightly: Take a quick look at your pantry to assess your food storage containers. Transfer all items like flour and sugar out of paper packaging and into tightly-sealed jars and containers. Not only will this help keep buts at bay, but your essential ingredients will stay fresher for improved hosting.Maintaining a tidy kitchen is just the first step in banishing bugs. Simple additional measures that require very little effort can help you truly keep the spaces where you prep, host and enjoy your food clean, fresh and insect free.
The Homeowners Association Does Not Endorse Protect Your Automotive InvestmentBetween inventory issues and climbing interest rates, buying a vehicle can be quite an ordeal, making it an investment worth protecting. Today’s vehicles require less maintenance than ever before. You can go longer between oil changes and many tires are rated for longer travel. However, keeping up with regular maintenance remains part of your vehicle’s upkeep. Whether you’ve purchased a new vehicle or you’re aiming to keep a car or truck you already own in good working condition, these tips can help you maintain its peak performance and appearance. Car Wash: At least once a month, make a point of washing your car to remove built up grime. Not only is the dirt unsightly, but the mess can also damage your paint job and even the frame. This is especially true during the winter months when road salt splatters your vehicle’s undercarriage. Once the temperatures climb back above freezing, be sure to wash away the salt. Covered Parking: When possible, use a garage or other form of covered parking. You’ll protect your paint job from harsh UV rays, and you’ll also limit exposure to bird droppings and other potentially corrosive or damaging elements in the environment, like dust and pollen. Windshield Wipers: Visibility is one of the most important aspects of safety when you’re driving, and windshield wiper blades play an essential role. Squeaking, streaking and failing to clear precipitation are all signs your blades need to be replaced. Check wipers regularly and plan on replacing them at least every 6-12 months. Battery: You may not think much about your battery as long as your engine is turning over and your vehicle is running smoothly. However, at least once a year, check for signs of battery acid. If you detect the white powdery substance around your battery terminals, disconnect the cables (negative first) and apply a mixture of baking soda and water with a wire brush. Rinse with water and dry before replacing the cables. Air Filter: The air filter doesn’t just affect the air quality in the cabin of your vehicle. A dirty filter can also cause engine strain because it hinders proper air flow. You may even notice a decline in gas mileage and acceleration performance. Your owner’s manual will help you determine how to access the filter.
The Homeowners Association Does Not Endorse Any Advertiser or Product In This Publication. 1 lb. boneless skinless chicken breasts1/4 cup flour1/2 teaspoon salt and pepper, to taste2 tablespoons butter1 teaspoon lemon pepper seasoning1–2 cups chopped asparagus2 lemons, sliced2 tablespoons honey + 2 tablespoons butterparsley for topping (optional)Cover the chicken breasts with plastic wrap and pound until each piece is about a 3/4 of an inch thick. Sprinkle salt and pepper on both sides.Melt the butter in a large skillet over medium high heat; sauté chicken for 3-5 minutes on each side, until golden brown, sprinkling each side with the lemon pepper directly in the pan. Transfer to plate.In the same pan, saute asparagus until bright green and tender crisp. Remove from the pan and set aside. Add a bit of butter and lay the lemon slices flat cook for a few minutes on each side without stirring so that they caramelize and pick up the browned bits left in the pan from the chicken and butter.Layer all the ingredients back into the skillet – asparagus, chicken, and lemon slices on top.¼ cup olive oil2 cloves garlic, minced1 eggplant, peeled and cut into 1/2-inch cubes1 (28 ounce) can plum tomatoes with juice, chopped1 (16 ounce) package rigatoni pastaHeat olive oil in a large skillet over medium heat; cook and stir garlic until fragrant, 1 to 2 minutes. Add eggplant; cook, stirring constantly, until eggplant is softened, about 5 minutes.Add tomatoes and juice; cook until sauce is slightly reduced, about 20 minutes.Bring a large pot of lightly salted water to a boil. Cook rigatoni in the boiling water, stirring occasionally until cooked through but firm to the bite, about 13 minutes. Drain and transfer to a serving bowl.Pour sauce over pasta.
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