FPS 3 REPORT

FPS 3 M.W 8:30 – 10:00AM @ 315

Shammah Rizza Tayag
Rose Marie Clacio

Universal Banking

 A banking system in which banks provide a wide variety of
financial services, including commercial and investment
services.

 Universal banks may offer credit, loans, deposits, asset
management, investment advisory, payment processing,
securities transactions, underwriting and financial analysis.

 Universal banks represent the largest single group, resource-
wise, of financial institutions in the country.

 They offer the widest variety of banking services among
financial institutions.

Universal Banks in the Philippines
(as of October 2016)

Rank Name of Bank Total Assets(in pesos Php)
BDO Unibank Inc. (BDO) 1.94 trillion
1 1.46 trillion
2 Metrobank 1.24 trillion
3 Bank of the Philippine Islands (BPI) 1.20 trillion
4 628.97 billion
5 Land Bank of the Philippines 532.98 billion
6 Philippine National Bank (PNB) 508.46 billion
7 454.85 billion
8 Security Bank Corporation 432.02 billion
9 Development Bank of the Philippines (DBP) 375.94 billion
10
China Banking Corporation (ChinaBank)
Rizal Com. Banking Corporation (RCBC)
Union Bank of the Philippines (Unionbank)

11 United Coconut Planters Bank (UCBP) 271.60 billion

12 East West Banking Corp. (East West Bank) 228.36 billion

13 Hongkong & Shanghai Banking Corp. (HSBC) 171.80 billion

14 Asia United Bank Corporation (AUB Bank) 151.36 billion

15 Phil Trust Company 136.15 billion

16 Standard Chartered Bank 56.81 billion

17 Mizuho Bank Ltd - Manila Branch 46.45 billion

18 Deutsche Bank AG 45.34 billion

19 ANZ Banking Group Ltd 38.41 billion

20 ING Bank N.V. 22.86 billion

21 Al-Amanah Islamic Investment Bank of the 779.30 million

Philippines

 Al-Amanah Islamic Investment Bank of the Philippines
-Dir. Lilia G. Baun (Officer-in-Charge)

 ANZ Banking Group Ltd. - Shayne Elliott (CEO)
David Gonski (Chairman)

 Asia United Bank Corporation – Jacinto Ng (Chairman)

 Bank of the Philippine Islands
-Cezar P. Consing (President)
Jaime Augusto Zóbel de Ayala II (Chairman)

 BDO Unibank, Inc. – Teresita T. Sy (Chairwoman)
Henry Sy Sr. (Chairman)
Nestor V. Tan (President & CEO)

 China Banking Corporation – Hans T. Sy (Chairman)
Ricardo R. Chua (President and CEO)

 Deutsche Bank AG – Paul Achleitner (Chairman)
John Cryan (CEO)

 Development Bank of the Philippines
-Jose A. Nuñez, Jr. (Chairman)
Gil A. Buenaventura (President and CEO)

 East West Banking Corporation
-Jonathan T. Gotianun (Chairman)
Antonio C. Moncupa, Jr. (President and CEO)

 The Hongkong & Shanghai Banking Corporation
-Sir Thomas Sutherland(1834–1922) Founder
Stuart Gulliver (Chairman)
Peter Wong (Chief Executive)

 Internationale Nederlanden Groep Bank N.V.
-Ralph Hamers (CEO)
Patrick Flynn (CFO)
Jeroen van der Veer (Chairmanof the supervisory board)

 Land Bank of the Philippines
-Alex B. Buenaventura (President)
Carlos G. Dominguez (Chairman)

 Metropolitan Bank & Trust Company
-George Ty (Group chairman)
Arthur V. Ty (Chairman)
Fabian S. Dee (President)

 Mizuho Bank, Ltd. - Nobuhide Hayashi (President & CEO)
 Philippine National Bank

Lucio Tan (Chairman)
Florencia G. Tarriela (Chairwoman)
Reynaldo A. Maclang (President & CEO)

 Philippine Trust Company - Jaime C. Laya (Chairman)
Antonio H. Ozaeta (President)

 Rizal Commercial Banking Corporation
-Yuchengco Group of Companies

Cathay Financial Holdings International Finance Corporation (Owners)
Helen Y. Dee (Chairwoman)
Gil A. Buenaventura (President and CEO)

 Security Bank Corporation
-Rafael F. Simpao Jr. (Chairman)
Alfonso L. Salcedo Jr. (President and CEO)

 Standard Chartered Bank - Sir John Peace (Chairman)
Bill Winters (Group Chief Executive)

 Union Bank of the Philippines - Justo A. Ortiz (Chairman and CEO)
Edwin Bautista (President and COO)

 United Coconut Planters Bank - Menardo R. Jimenez (Chairman)
Jeronimo U. Kilayko (President and CEO)



 largest bank in the Philippines

 the 116th largest bank in Asia

 234rd largest bank globally

 is also a member of the SM Group of Companies, one of the
country's largest and most successful conglomerates owned by
tycoon Henry Sy, Sr.

 a full-service universal bank

 It offers Leasing and Financing, Investment Banking, Private Banking,
Bank assurance, Insurance Brokerage and Stock Brokerage services.

 BDO Unibank provides the following:

 products and services to the retail and corporate markets
including lending (corporate, middle market, SME, and
consumer)

 deposit-taking
 foreign exchange
 Brokering
 trust and investments
 credit cards
 corporate cash management
 remittances.

HISTORY

o First logo BDO–
o Second – present logo BDO –

o Started on January 2, 1968 as Acme Savings Bank.
o With two branches in Metro Manila, Acme was one of the

smallest banks in the Philippines at the time.
o November 1976, Acme was acquired by the Sy Group, the

group of companies currently owned by retail magnate
Henry Sy, and renamed Banco de Oro Savings and
Mortgage Bank.

o In December 1994, BDO became a commercial bank.

o To reflect the bank's new status, BDO was renamed Banco
de Oro Commercial Bank

o September 1996, BDO became a universal bank, which
led to the bank's name being changed to the current
Banco de Oro Universal Bank (BDO Unibank, Inc.).

o It is one of the many banks owned by a Chinese-Filipino in
the Philippines (others include Metrobank and
Chinabank).

o BDO Unibank, Inc. eventually became involved in
insurance services in 1997 (it is a bancassurance firm) by
establishing a subsidiary called BDO Insurance Brokers.

o In 1999, BDO Unibank, Inc. expanded its insurance services
through partnerships with Zamora Assurance and
Assicurazoni Generali, one of the world's largest insurance
firms, and Jerneh Asia Berhad, a member of Malaysia's
Kuok Group.

o Later, BDO Unibank, Inc. partnered up with its insurance
affiliates, which are Generali Pilipinas Life Assurance
Company and Generali Pilipinas Insurance Company, in
March 2000.

The new BDO Unibank, Inc.

 BDO Unibank, Inc. is now the largest bank in the Philippines in
terms of assets, loans and deposits.

 The bank is the product of the Banco de Oro-Equitable PCI
Bank merger after the boards of both Banco de Oro Universal
Bank and Equitable PCI Bank agreed to merge on December
27, 2006.

 For a while, the entity was known as Banco de Oro-EPCI, Inc.,
but announced that it would go by the name Banco de Oro
Unibank, Inc. starting February 2007.

 Finally in 2010 Banco de Oro changed its name to BDO Unibank,
Inc. other possible names are Banco De Oro Unibank, Banco De
Oro, BDO Unibank, Banco De Oro BDO and plainly BDO.

Competition

• Finally in 2010 Banco de Oro changed its name to BDO
Unibank, Inc. other possible names are Banco De Oro
Unibank, Banco De Oro, BDO Unibank, Banco De Oro BDO
and plainly BDO.

 As of 2016, BDO has one of the largest distribution
networks

 More than 1,000 operating branches and over 3,000 ATM
nationwide.

 It has a branch in Hong Kong as well as 27 overseas
remittance and representative offices in Asia, Europe,
North America and the Middle East

The persons behind the success of

Henry Sy SR.  born to a poor family in
Jinjiang, China on December
25, 1924 is a Chinese-Filipino
business magnate, investor,
and philanthropist.

 Original birth name Sy Chi
Sieng means “to attain
ultimate success”.

 Son of Henry H. Sy and Tan O
Sia.

 Secondary education -Chiang
Kai Shek College

 Associate of Arts degree in
Commercial Studies at Far
Eastern University in 1950.

 BDO Unibank Chairman

 SM Malls, anchored by Shoemart Department
Store and Supermarket

 Chairman of SM Prime Inc.

 Known as the : “Father of Philippine Retail”.

 On May 20, 2006, the SM Mall of Asia at Pasay
City declared as the 3rd largest mall in the
world as of 2012.

Awards

 “Management Man of the Year" by the Makati
Business Club – 1999

 Honorary Doctorate in Business Management by
De La Salle University in January 1999

 Belong at 40 Richest Filipinos of 2008
 Forbes magazine Heroes of Philanthropy 2009
 1st Chinese-Filipino recipient of the PCE Big

Brother of Filipino Entrepreneurs award (2006)
 1st Chinese-Filipino recipient of the PRA

President's Award (2005).

Forbes
names 50
richest
Filipinos for
2016

(philstar.com) | Updated
August 25, 2016 - 12:41pm

Henry Sy, 91, topped the list for the 9th consecutive
year. His net worth of $13.7 billion declined by $0.7
billion from his 2015 net worth of $14.4 billion.



Teresita Sy-Coson  Chinese-Filipino owner of
SM Investments
Corporation (SMIC)

 Chairwoman of BDO
Unibank

 One of the world’s Most
Powerful Women in
Business

 Vice Chairman of
Equitable PCI Bank

 A woman successor of
Henry Sy

Nestor V. Tan  Born on February 26, 1958

 He is the eldest son of
Atty. Rufino Reyes Tan and
Erlinda Angeles Villanueva

 Brother of the former
Banker's Association of
the Philippines (BAP)
president, Lorenzo V. Tan
and Raul Tan, vice
president for engineering
of Therma-Wave, Inc. in
Freemont, California

 President and CEO of BDO
Unibank, Inc. (BDO),

 Director in Generali Pilipinas Life Assurance
Company, Inc., Generali Pilipinas Insurance
Co., SM Keppel Land, Inc., and Asian School of
Business & Technology.

 Elected president of the Bankers Association
of the Philippines in March 2016.

 Graduated from De La Salle University with a
Bachelor's Degree in Commerce and obtained
his Masters in Business Administration from
the Wharton School, University of
Pennsylvania

Awards

 In 2015, Tan won the Best Executive in the
Philippines award from Asiamoney.

 Asia's Best CEO Award from Corporate
Governance Asia

 CEO Excel Award from the International
Association of Business Communicators (IABC)

 KPMG Executive Leadership Team of the Year
from Asia CEO Awards.

BDO Credit Cards comes with 21 Cards
in Philippines to Compare

Mastercards

1. Shopmore MasterCard - Free for 1st year
Travel, Groceries, Shopping and Gas

2. Standard MasterCard - P1,500 Free for 1st year
Travel, Gas, Groceries, shopping, Dining and
Entertainment

3. Forever21 MasterCard - P2,400 Free for 1st year
Gas, Groceries, Shopping, Utilities and
Entertainment

4. Bench MasterCard - P2,400 Free for 1st year
Travel, Gas, Groceries, Shopping and Utilities

5. Gold MasterCard - P2,400 Free for 1st year
Insurance, Shopping, Dining and Entertainment

6. Lausautogoup Mastercard - P2,400 Free for 1st year
Travel, Gas, Groceries, Shopping, Utilities and Dining

7. Titanium MasterCard - P3,500 Free for 1st year
Travel, Insurance, Gas, Shopping, Dining,
Entertainment and Premium

8. Platinium MasterCard - P4,500 Free for 1st year
Travel, Groceries, Shopping, Dining, Entertainment and
Premium

Visa

9. Visa Classic - P1,500 Free for 1st year
Travel, Gas, Groceries, Shopping, Utilities and
Dining

10. Visa Gold - P2,400 Free for 1st year
Travel, Insurance, Shopping, Utilities, Dining
and Entertainment

11. Platinum Card - P4,500 Free for 1st year
Travel, Insurance, Shopping, Utilities and
Premium

American Express

12. Blue From American Express – P1,620 Free for 1st year
Travel, Gas, Groceries, Shopping, Utilities and
Dining

13. American Express Credit Card – P1,600 Free for 1st
year
Travel, Shopping, Utilities and Dining

14. American Express Gold Credit Card – P3,000
Free for 1st year
Travel, Shopping, Utilities and Dining

15. American Express Platinum Credit –
P5,000 Free for 1st year
Travel, Shopping, Utilities, Dining,Entertainment

and Premium

16. Cathay Pacific American Express Credit Card -
P1,600 Free for 1st year
Travel, Insurance, Gas, Groceries, Shopping
and Dining

17. Cathay Pacific American Express Elite Credit Card -
P4,000 Free for 1st year
Travel, Shopping, Utilities, Dining and Premium

JCB

18. JCB Lucky Cat - P1,500 Free for 1st year
Travel, Gas, Groceries, Shopping, Utilities and
Dining

19. JCB Gold - P2,400 Free for 1st year
Travel, Shopping, Utilities and Dining

UnionPay

20. Union Pay Gold - P2,400 Free for 1st year
Travel, Insurance, Shopping, Utilities and Dining

21. UnionPay Diamond – P3,000 Free for 1st year
Travel, Insurance, Shopping, Dining and
Entertainment

AWARDS





















END 