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52 FEBRUARY 2024 The INSIDER Schedule An Appointment 954.807.9433 | DaniaDermatology.com Dania Pointe Plaza, 154 South Compass Way, Dania, FL 33004 Acne | Skin Cancer | Psoriasis | Eczema | Rashes | Botox | Fillers | And Much More! Led by Canadian Physician Dr. Stanley Skopit, Board-certified Dermatologist Most Insurances Accepted Book Your Skin Exam Today Did You Know? Sun damage is more than an uncomfortable sunburn and peeling. Just 5 sunburns across your lifetime can increase your skin cancer risks. Experience the Joy OF HEALTHY SKIN
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54 FEBRUARY 2024 The INSIDER Jordan T. Spohn, AAMS® Financial Advisor For EDWARD JONES (954) 973-0825 Financial Focus® How Are Your Investments Taxed? As we begin the new year, you may be receiving various tax statements from your financial services provider — so it’s a good time to consider how your investments are taxed. This type of knowledge is useful when you’re doing your taxes, and, perhaps just as important, knowing the type of taxes you generate can help you evaluate your overall investment strategy. To understand the tax issues associated with investing, it’s important to understand that investments typically generate either capital gains or ordinary income. This distinction is meaningful because different tax rates may apply, and taxes may be due at different times. So, when do you pay either capital gains taxes or ordinary income taxes on your investments? You receive capital gains, and pay taxes on these gains, when you sell an investment that’s increased in value since you purchased it. Long-term capital gains (on investments held more than a year) are taxed at 0%, 15% and 20%, depending on your income. Also, qualified dividends — which represent most of the dividends paid by American companies to investors — are taxed at the same rates as long-term capital gains. (Keep in mind that you’ll be taxed on dividends even if you automatically reinvest them.) On the other hand, you pay ordinary income taxes on capital gains resulting from sales of appreciated assets you’ve held for one year or less. You also pay ordinary income taxes when you receive “ordinary” dividends, which are paid if you purchase shares of a company after the cutoff point for shareholders to be credited with a stock dividend (the ex-dividend date). Because your ordinary income tax rate may be much higher than even the top long-term capital gains rate, you may be better off, from a tax standpoint, by focusing on investments that generate long-term capital gains. And the best strategy for doing just that is to buy quality investments and hold them for the long term. By doing so, you could also reduce the costs and fees associated with frequent buying and selling. The investment tax situation has another twist, though, because not all ordinary income is taxable — and if it is, it may not be taxable immediately. The most common example of this is tax-deferred accounts, such as a traditional IRA and 401(k). When you take money from these accounts, typically at retirement, you’ll pay taxes at your personal tax rate, but for the years and decades before then, your taxes were deferred, which meant these accounts could grow faster than ones on which you paid taxes every year. Consequently, it’s generally a good idea to regularly contribute to your tax-advantaged retirement accounts. Finally, some investments and investment accounts are tax free. Municipal bonds are free from federal income taxes, and often state income taxes, too. And when you invest in a Roth IRA, your earnings can grow tax free if you don’t start taking withdrawals until you’re at least 59½ and you’ve had your account at least five years. Ultimately, tax considerations probably shouldn’t be the key driver of your investment choices. Nonetheless, knowing the tax implications of your investments — specifically, what type of taxes they may generate and when these taxes will be due — can help you evaluate which investment choices are appropriate for your needs. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC
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56 FEBRUARY 2024 The INSIDER All Wynmoor Clubs (regardless of name) are open to Wynmoor residents. Dues may be applicable. To publish your club info here, please email your submission to: [email protected]. The deadline is the 10th of the month, for the next month’s issue. Thank you in advance! Please contact the Club President for more information. Clubs and Activities Clubs and Activities Continued on page 59 Belly Dance Club By Marcia Maron Belly dance improves your balance, stamina, and energy level. The class is complementary to Wynmoor residents. The location and time will be published at a later date. Marcia 516-659-3367. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Ben’s Friends Art Club By Rene Monblatt New members are always welcome. We meet 9:00 a.m. every Saturday morning in the Art Studio. This gives you a year-round opportunity to meet new friends and get inspiration from like-minded creative colleagues. Hope to see you Saturday mornings. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Billiard & Pool Club By Bob Horowitz Have A/C indoor fun and meet new friends! Players of all skill levels are welcome. The Room is open 7 days a week from 8:00 a.m. to 11:00 p.m. All residents and their guests* are welcome to play at the Wynmoor Billiards and Pool Room located in the Wynmoor Country Club building, next to the library. Boasting 14 tournament grade regulation size pool tables, 4 heated- 3 cushion billiard tables, and one regulation snooker table. This Pool & Billiard Room has been called the best Pool, Billiard, and Snooker venue, public or private, in all South Florida. Please have your Wynmoor I.D. with you. *Guests must be registered at the Recreation Department, or with the guard at the Clubhouse, or must be accompanied by a resident. Wynmoor residents can join the Wynmoor Billiards and Pool Club to participate in additional fun events. Past events included Karaoke Night, Comedy Club Night, Group BBQ & Dance, Picnic at the Cove with live music, Club Pool & Billiard Tournaments, and other social events for couples and singles. The cost to join the Wynmoor Billiard and Pool Club is $10 per year. FREE POOL LESSONS: Put your name / phone # / Address on an envelope requesting lessons in the lockbox in the room or e-mail Wynmoorpoolclub@ gmail.com. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Bocce Ball Club By Jim Erickson New Members both men and women are always welcome. We Meet at 8:00 a.m., Monday through Sunday and Monday, Wednesday, and Saturday at 10:00 a.m. There is a new start up group at 3:00 p.m. on Friday afternoons. Dues are just $10 per year so come and join the fun. Any questions, contact Jim at 945-400-9302. We send a special thank you to our Wynmoor Facilities Team for a job well done. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Bookies By Myrna Greenberg The February 6th meeting of the Bookies will be held from 3:00 - 5:00 p.m. in the Sunrise Room in the East Wing of the Theater. This will be our permanent room. Share an afternoon of scintillating discussion of the 5 Star Weekend by Elin Hilenbrand. FUTURE BOOKS - March 5: The Summer of Songbirds by Kristy Woodson Harvey. April 2nd: The Boys from Biloxi by John Grisham. May 7th: Tom Lake by Ann Patchett . June 4th: The Return by Hisham Matar. July 2nd: Victoria by Doris Goodwin. August 6th: Hello Beautiful by Ann Napilitano. Join the group and share. See you soon. Myrna 754-231-6368. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Bridge Club By Bram Hamovitch Bridge players of all levels are welcome to join us in the East Wing of the theater building for our ACBL-sponsored duplicate games or our relaxed duplicate bridge games. Both games play on Tuesdays and Fridays at 12:30 p.m. (arrive 12:15). The relaxed games are designed for members who desire a more casual level of competition. They include only 18 hands, a 15-minute break with snacks, coffee and tea included. In addition, we offer an evening game on Mondays at 6:45 p.m. (arrive 6:30). There will be a Play & Learn supervised bridge game on Tuesdays between 9:30 a.m. and 11:30 a.m. On Fridays, a relaxed bridge game will be held in the same time slot. Participants may attend one or both sessions. There is a card fee of $5 for each session ($8 for non-members). Lenny Fagen offers free lessons that are open to all, prior to our Tuesday games. The lessons start at 11:45 a.m. The theme is “The Language of Bridge, Informal Lessons on How to Communicate With Your Partner.” This is an opportunity to enhance your skills. No registration is needed: just show up! If you would like to join one of the games that follows the lessons, you can do so for FREE, just for attending your first lesson. More information about these lessons and our bridge club can be obtained at https://sites.google.com/ view/wynmoorbridge Questions about our club? Please contact David at 917-940-1552 or [email protected]. You can also email us at wynmoorbridge@yahoo. com. If you need assistance in finding a partner, you can reach Terry at 216-401- 5739 (voice or text) or [email protected]. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Camera Club By Nancy Landman Our meetings are on the first and third Tuesday of each month through the beginning of April. This season we have some wonderful presentations planned as well as photography outings that will include instruction and guidance. In addition, we will have members’ photographs to view and review. The Mission of the Camera Club of Wynmoor is to provide a welcoming environment to Wynmoor residents with all levels of experience, who want to learn photography and grow in their ability to make photographs. Interested? You are invited to come to your first meeting free of charge. If you’d like to see some samples of our recent photos, check out the showcase at the Clubhouse or the Photography Sections of the News and Views and The Insider. Yearly Membership: Individual $10 - Couple $15. If you’d like to register as a member and receive info and updates, send an email to [email protected] For more information, call or text Nancy Landman 954-496-1965 or Helen Storm 416-452-1313 (Canada). • • • • • • • • • • • • • • • • • • • • • • • • • • • • Ceramics Club By Tamara Tresniowski HAPPY VALENTINE’S DAY! Are you looking for something to do that is creative? Our studio is a fun and friendly place to discover your creativity. So many projects to do, gifts to make. Come check us out and sign up for lessons. Our new member class is $40, and you get lessons and a set of paints and tools to get your journey started. Dues are $15. Our club is located at the clubhouse. We are open 9:00 a.m. - 12:00 p.m. Monday thru Thursday and 9:00 - 10:30 a.m. on Friday. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Chess Club By Hillel Cohen We meet every TUESDAY EVENING from 6:30 p.m. to about 9:30 p.m. in Card Room 1 of the Clubhouse. All chess players at any level are welcome and no partner needed. There are no dues and no fees. Chess sets are provided. Games are casual and relaxed, so come and play. Masks are optional. If you haven’t played since high school, don’t worry – we hear that a lot. No one’s keeping score or rankings and you’ll be surprised at how much you remember. Besides, the point is to have a pleasant time while exercising our brains. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Clay Sculpture Club By Sandy Werner The Clay Sculpture Club Studio is bordered by the golf course on one side and the Cove on the other. The studio is light and beautiful and open to anyone in our Wynmoor community who would like to try their hand at sculpture. We will be offering some introductory courses to encourage and to give courage to those who have not “played with clay” for a very long time. Please call Sandy Werner at 973-476-6943 or Pierrette Zeestraten at 514- 704-4497 for more information. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Conservative Club By Andrea Joy Frankel-Bellitto We are very happy to welcome back to our club, Lee and Julie Gordon.
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The INSIDER FEBRUARY 2024 59 more clubs... Clubs and Activities Clubs and Activities Continued on page 60 Continued from page 56 They are the owners of Advanced Firearms on St. Rd 7, Margate. We love to support our local mom and pop shops. Small business is the backbone of our country. Lee and Julie are experts in firearms and conduct classes for both men and women. CWP Classes. They carry all sorts of firearms, survival gear, ammo and more. Their dedication to safe and trained gun ownership is premier! They will bring an assortment of (unloaded) weapons and accessories, for all the members to see and learn about. This will be a very interesting and informative meeting. In today’s climate I feel that everyone needs to have experts giving us all the info and all the options, whether it be a physical weapon and/or some form of martial arts. I hope everyone comes out for this educational meeting on February 20th at 7:00 p.m. in the Wynmoor Clubhouse Ballroom A. Coffee and cookies will be available. Thank you, and all who serve and protect! • • • • • • • • • • • • • • • • • • • • • • • • • • • • Current Events By Susan Myers Please join us each week as we discuss various topics of interest to Wynmoor residents who get together every Tuesday morning from 10:00 - 11:30 a.m. in Card Room 1 within the Country Club area. Topics vary depending on the needs of the individual speaking. We begin each meeting with news related to Wynmoor management issues based on their most recent meetings. Following each meeting, we often get together for lunch. You are always welcome! David Behr at 954-975-9191, Susan Myers at 954-933-7743. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Democratic Club By Steve Vajda Join us, Tuesday, February 6th in the Country Club Ballroom promptly at 2:00 p.m. - (doors open at 1:30 p.m.). PRESENTATIONS: Ms. Nora Rupert, Broward County Public Schools Board District 7, will discuss the current school year with decisions being made locally, in Florida, and nationally that affect parents, students, teachers, and administrators, and the active role WDC members can take. NEW FEATURE: “Tell It Like It Is”: beginning in February, we will have a review of current political issues and Democratic victories that members need to know and promote. NEW FEATURE: “WDC Media Group” Participation: beginning in February, we will have a review of current activities in which WDC members can actively participate to “Get Out the Vote.” IMPORTANT: Renew your 2024 Membership at the Meeting: Bring Cash or Check. Also, come early: From 1:30 - 2:00 p.m.: • Representatives from the Broward Supervisor of Elections Department will be onsite to assist you in checking your current voter registration and to help you apply for a Mail-in Ballot. • Representatives from the Broward County Property Tax Assessors Office will be on site to assist you with any exemptions that seniors are entitled to claim. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Drawing and Painting Club By Lynn Miller and Beatrice Horowitz The Club is open Monday and Friday mornings to club members and Wednesday afternoons from 1:00 p.m. If you are interested in joining us, please come to the Art Room situated opposite the Doctor’s Room on Wednesdays. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Fishing Club of Wynmoor By Paul Villano To learn more about FCW go to the library club carousel for an application and schedule of Tournaments and Events; Attend one of our monthly meetings on the third Monday of every month in Ballroom C; text Paul at 516-526-5313 or Email [email protected]. Wednesday, February 7th Daytime Saltwater Offshore Drift Boat Trip - Meet at 7:00 a.m. under the clock at the County Club to carpool over to the Fishing Headquarters, 301 Seabreexe Blvd., Ft. Lauderdale. You do not have to be an FCW member to participate. Cost $65 paid to boat at the dock. Suggested tip, $5 or more if they filet your fish. $ Pool optional. February 12th Pompano Beach Fishing Pier - Parking $ and pier fishing fees $ apply. Meet at 7:00 a.m. under the clock at the County Club to carpool over to 222 N. Pompano Beach Blvd, Pompano Beach, Florida 33062. Phone: 954-482-3229. Monday, February 19th Monthly Meeting 9:00 a.m. Ballroom C - Report results of January Tournaments. More knots and lures review. Discuss and plan March Tournaments and Events. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Fun With Friends 2 By Benjamin Zoe & Debbie Chait The next Fun With Friends 2 dance will be on Sunday, February 18th. The event will feature the Resonance Band. Resonance is a premier, high-energy South Florida corporate party band who performs a vast repertoire of music ranging from classic to current hits across all genres. With two powerhouse vocalists fronting the band, tributestyle instrumentation, and epic harmonies. Don’t miss your chance to experience the Resonance Band – GET YOUR TICKETS TODAY! While members have priority for ticket sales on a first-come first-served basis, membership does not guarantee dance admission due to the Ballroom’s legal occupancy limits. The cost to attend our events is $10 in advance for members and, if space is available, $20 for non-members. Tickets sales for members to the February dance began on January 28th. A VERY LIMITED number of $20 nonmember tickets MAY BE available on a first come, first served basis beginning on February 9th. NO TICKETS WILL BE SOLD AFTER FEBRUARY 11th. Event registration forms were emailed to members on January 28th. Nonmembers can request registration forms and for all further information send email to: OUR NEW EMAIL ADDRESS – [email protected]. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Hadassah By Toby Norman Save the following dates: An Evening with “Harry” discussing Billy Joel is soon upon us. Sunday, February 25, 2024, at 7:00 p.m. in the Lecture Hall. Pick up a flyer from the carousel outside of the business office and send in your check. Coffee and cake will follow in the Ballroom. You do not have to be a member to attend. You can even bring your husbands, significant others, your friends, his friends, or anyone you wish. If you have a question, or need further information, please contact Toby Gordon at 954-978-8911. We also have the preparations for our Spring Luncheon almost finalized. It will be held on Friday, March 29, 2024. Flyers should be available on the carousel shortly. This is a good time to start forming your tables of 8 or 10 people so you are ready to send in your reservations in a timely manner. If you have any questions, they can be answered by Ceil Eitman. She can be contacted at 954-984-2801. If you need a tree or certificate to be sent to commemorate any important occasion, please contact Bernice Riback at 954-984-1703, and she will be happy to assist you. As always, Wynmoor Hadassah appreciates your continued support. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Health and Wellness Club By Hope Myers, Member Academy Nutrition and Dietetics On Tuesday, February 20th our Club will welcome Dr. Pedro EspinoGrosso as our speaker. Our meeting will be at 2:30 p.m. in the West Wing II. Dr. Espino-Grosso is renowned for his treatment of urological issues. He has dedicated his career to staying abreast of the latest medical research, innovative surgical techniques, and best practices in urological health for both men and women. He is known for delivering cutting-edge care. Healthy refreshments will be served. Sorry no bagels, cake or cookies are served as these sugary foods can cause inflammation within the body. Support our club, become a member for $10. Guest fee for each meeting is $5. Club will meet monthly through April. For more information contact Hope Myers, President at 954-971-9538. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Ladies Circle Club By Diane San Anton Our February 22nd meeting will take place in ballroom C beginning at 11:30 a.m. Doors open at 11:15 a.m. Melinda Lirette and Steve from Coconut Creek will be presenting the “Yellow Dot” decal program. The yellow dot visually alerts first responders that essential medical information can be found in the glove compartment of your car in case of an accident. Packets will be distributed at the meeting. Definitely worthwhile. Once again, we are asking for suggestions for future programs and outside events. Please call me at 954-590-2794 or email me at [email protected] with your suggestions. • • • • • • • • • • • • • • • • • • • • • • • • • • • •
60 FEBRUARY 2024 The INSIDER Continued from page 59 Clubs and Activities Clubs and Activities Mah Jongg Club By Judy Palma Looking to play Mah-Jongg? Our Monday tournaments will resume on Monday, February 5th at 10:00 a.m. in East Wing. Cost is $10. Please bring your lunch and a drink. We play 13 tiles, NMJL rules. Bring your friends. Outside guests are welcome. Registration deadline is Friday, February 2nd. Please contact Judy Palma at 609-577-5946 or Nancy Smith at 954-610- 1539, or send an email to [email protected]. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Monday Night Dance By Tamara Tresinowski HAPPY VALENTINE’S DAY, HAPPY MARDI GRAS! February is jam packed with fun. On the 5th we will celebrate the Chinese New Year. Lesson to be announced. February 15th is our Valentine’s Celebration as well as Mardi Gras. What do I wear you say? Red or Pink or Green or Purple. What makes this night special is that we will have live entertainment. KRUSH The Party Band is back to keep us dancing. There will be no lesson. Tickets are $10 in advance and $15 at the door the night of and guests are $15. February 19th is Presidents’ Day and cherry pie will be served and Sherry J will be teaching a line dance to “It’s a Beautiful Day.” Finally, February 26th is Hawaiian Day, and you will be learning The Hula. Our dance is every Monday night in the Ballroom, 6:30 - 9:30 p.m. Coffee and snacks included. Dues are $10 for the year. Entry is $2 each week. Guests are $5. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Nature And Arts Club By Elaine Lurie The Nature and Arts Club is bringing you another exciting month of engaging and fun-filled programming! Daryl Johnson, Wynmoor’s Director of Grounds, is the speaker at our February 1st breakfast meeting. His insights into maintaining and enhancing our community’s beautiful outdoor spaces will be of interest for all our nature enthusiasts. On February 15th, join us for a day trip to Stuart (north of West Palm Beach). In the morning, we’ll explore the region’s marine ecosystems and conservation efforts at the Florida Oceanographic Society Coastal Center. In the afternoon, we’ll have a private tour of the art, history, and technology exhibits at the Elliot Museum. Bus transportation will be provided. You must be a paid-up member of the club to participate in any activity. To sign up or renew your season membership ($15 per person), mail checks, payable to the Wynmoor Nature and Arts Club, to: Sheryl Darby, 3302 Aruba Way, Apt. J2. Or deposit checks in the black box on the wall in her building’s first floor mailroom, opposite the elevator. Include your email address to receive our monthly newsletter and reservation information for upcoming breakfast meetings and trips. Contact Sheryl 954- 977-4008 with membership questions. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Needlework Click By Barbara Bilello Our February meetings are the 13th and 27th, 2nd and 4th Tuesdays of the month. We are in the West Wing from 1:00 - 4:00 p.m. We serve coffee, tea, and yummy snacks. Everyone is welcome to join us for fun and making new friends. Hope to see everyone at our meetings. If anyone is new out there, please join us. If anyone has yarn to donate, please call Barbara at 754-222-6375. Thanks again! • • • • • • • • • • • • • • • • • • • • • • • • • • • • Night Tennis By Jo Ann Perreault The Night Tennis program has been run for 16 years under the guidance of Jo Ann Perreault and Dennis Levans. Every Monday, Tuesday, and Thursday nights from 6:30 - 8:00 p.m., with a warmup period beginning at 6:15 p.m., they shepherd players to a good time. Mondays and Tuesday’s fee of a dollar is requested, no charge on Thursdays. The money collected is used to purchase balls, so they always play with new balls and the surplus funds are used for pizza parties. The required skill level is 3.0 – meaning being able to serve, and return serve effectively and to maintain one’s part in a rally. If this describes your ability, please come, and join the players for exercise and socializing under the lights. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Pickleball Club By Mayda Coombs Our social calendar for January was jammed pack full of fun. Not only did we have our tournament, but a fantastic night of playing and socializing at Diadems. It was a huge success and hopefully it will become an annual event. February will be just as busy. Our dinner dance will be held on February 9th, which will have a Mexican theme and our February tournament. Hopefully we will be able to combine a Relay for Life fundraiser along with the tournament. Please keep an eye out for emails, postings on Facebook and our bulletin boards at the Racquet Center for more information on all our events. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Pottery Club By Edwin Meyer The Pottery Club is excited about finishing up our ‘Winter Intro to the Pottery Club Classes!’ We squeezed six weeks of class into three, twice a week, so we could accommodate the instructors necessary, the students schedule and most importantly include the new members in an all-day glaze class given by a master potter. In the meantime, be sure to stop by the Pottery Club Table at the upcoming Elephant Sale - all proceeds go to Women in Distress (rated A by Charity Navigator). Have a Happy Wynmoor Valentine’s Day! • • • • • • • • • • • • • • • • • • • • • • • • • • • • US Club By Ceil Eitman Rescheduled performance of our favorite Elvis Impersonator on Tuesday, February 13th at 7:30 p.m. in the Ballroom. Doors open at 6:45 p.m. Dress like Elvis and you may win a prize. It will be another US Club fun evening. 2024 paid members are free, guests are $10 at the door. Please respond to your phone squad! • • • • • • • • • • • • • • • • • • • • • • • • • • • • Women’s Pool Group “The MsCues” By Bob Horowitz Have fun and meet new friends! Players of all skill levels are welcome. We meet every Tuesday from 3:00 to 5:00 p.m. at the A/C indoor Wynmoor Billiard and Pool Room located in the Wynmoor Country Club, next to the library. Please have your Wynmoor I.D. with you. MzCues Members are members of the Wynmoor Billiards and Pool Club and can participate in additional fun events. Past events included Karaoke Night, Comedy Club Night, Group BBQ & Dance, Picnic at the Cove with live music, Club Pool & Billiard Tournaments, and other social events for couples and singles. Any questions about the MzCues contact Carol at [email protected] or call 978-979-1681. The cost to join the Wynmoor Billiard and Pool Club is $10 per year. FREE POOL LESSONS: Put your name / phone # / Address on an envelope requesting lessons in the lockbox in the room or e-mail Wynmoorpoolclub@ gmail.com. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Woodworking Club By Ernie Fleury The Wynmoor Woodworking Club is open 7 days a week from 9:00 a.m. to about 4:00 p.m. We are located at the east end of the Clubhouse. There is a club officer present daily and inquires can be addressed by most members present at that time. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Writer’s Workshop By Judy Weissman, PhD, Your Friendly Scribe Writers, do you want to be heard? Your writing will fall on lively listening ears, and you’ll get warm constructive feedback. If interested in attending the Writer’s Club, or with questions, contact Nancy Heller Moskowiz, Club President at [email protected]. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Wynmoor Ladies Golf Association By Linda Sue Lewis-Moors Coming up is the annual WLGA championship tournament, which begins in early February. Eligibility is based on play during the 2023 golf season. Come join Wynmoor Ladies Golf Association and enjoy our activities and friendships. For more information, please call Karen Beckman at 262-374- 2672. • • • • • • • • • • • • • • • • • • • • • • • • • • • •
The INSIDER FEBRUARY 2024 61 Clubs and Activities Clubs and Activities Wynmoor Republicans By Miriam Mendelson Our next meeting will be on February 12th at 7:00 p.m. in the West Wing. Our speaker will be Barry Golden who graduated college with a Degree in Broadcast Journalism and Criminal Justice. He worked as a TV News Reporter at NBC and ABC affiliates covering crime stories and went out with the Police and Sheriff’s Department in Tallahassee on a daily basis. He also had a position with the U.S. Marshals Service in Miami as a Criminal Investigator to investigate Federal, State, and local Fugitives. Many were wanted on charges of murder, sexual assault, robbery, and drug charges. He was the Public Information Officer/Spokesperson for the U.S. Marshals in Miami, Fort Lauderdale, and West Palm Beach from 2004-2017. Mr. Golden is a licensed Private Investigator with the State of Florida and has his own Private Investigation Agency in Miami. We will have a 50/50 Raffle with the first $11 being donated to Tunnels to Towers. There is a jar at the door for any extra donations which will be appreciated. Bring a friend. You won’t want to miss this dynamic speaker. Refreshments will be served. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Wynmoor Short Film Festival Club By Enid Wolf-Schein TICKET SALES are starting for our 4th Annual Wynmoor Short Film Festival! Tickets ($5 – cash only!) are being sold Wednesdays from 2:00 to 4:00 p.m. in the Country Club Library. Don’t wait till the last minute. This is a sellout event every year. Choose from two screenings: OPENING NIGHT Friday evening, March 22nd at 7:00 p.m. and MATINEE, Saturday afternoon March 23rd at 2:00 p.m. Films will be shown in the Country Club Lecture Hall. They include a variety of short, fun movies including two line dance performances; when you go to the Ballroom reception the dancers will lead you in-person to do those same dances, along with other dance music from movies. Screenings are followed by a movie-oriented Reception in the Ballroom with lots of popcorn and wine or other drinks and dancing. The reception includes a “Kaleidoscope of Stars” — featuring seven singing or dancing acts from some of your favorite movies by some of Wynmoor’s most talented residents. Just like the major film festivals such as Sundance, FLIFF and Cannes we will have a special background and red carpet for you to take photos of yourselves and friends dressed in your elegant best. You will also have a chance to meet and greet the filmmakers and casts from the movies. • • • • • • • • • • • • • • • • • • • • • • • • • • • • Wynmoor Video and Film Club By Phil Guterman If you have a video you captured on your iPad, cell phone or camcorder, we can help you edit it by adding music, narration, special effects, exposure correction and eliminating unwanted scenes by using our sophisticated Pinnacle 20 editing system on our computer. For more information contact Phil Guterman at 954-984-8871.
62 FEBRUARY 2024 The INSIDER ASK DR. JOY By Joy Berke-Sanchez Ph.D. Habits What habits do you have? What is a habit anyway? The definition we’ll be using for this article is any behavior that is done repeatedly and automatically that is not under direction of our autonomic nervous system. So, breathing, although repeatedly and automatically is not part of what is included here today. So, what is included? The obvious things like smoking, drinking, obsessive eating, gambling, shopping, etc. of course. But what about things like complaining, sadness, depression that is not biochemically produced, anger, worrying, anxiety, negative thinking, hypochondria and many others that I can’t think of offhand. On the other side of that are fun things to do, positiveness, smiling, loving others and yourself, exercise, creative outlets, inner peace and an overall sense of enjoying life. These are all habits. I was speaking to a woman this morning who told me that she worries about everything and everyone and that she was just born that way. I disagreed and said that I saw her constant worry as a habitual, automatic response to almost any situation in her life and that it could be consciously and deliberately changed if she wanted. Another person who thought as I did, joined the conversation and said some things that I would probably not say to anyone who was not a client. She told the woman that she was fighting for and defending her limitations and making herself a victim. The conversation between them got heated and I removed myself from it. It did, however, lead me to think about the habit of worry and anxiety. Was it a default position that over time became her habitual go-to emotion and could it be changed by deliberate intent? I have a position on this but I’d really think it would be great if you all thought about it and decided for yourself. Another thing I experienced was attending a Guillain-Barre chapter meeting. Most people are not familiar with this rare neurological disease and its worse counterpart CIDP, but I had GBS about five years ago and wanted to volunteer to help the foundation and also have some of my questions about residual issues answered. There were quite a few people present and all were eager to discuss their experiences, I had a somewhat difficult time relating on a personal level to the CIPD patients and don’t really know what they were going through. But the GBS people, some of whom were 40 years past their acute stage and dealing with many issues, I did understand. However, what I found very interesting was the difference in peoples’ attitudes about issues that many years later were still problematic. Some only wanted to talk about and complain about what was happening to them while others with sometimes worse symptoms were feeling blessed and appreciative that they were in better shape than they were while the disease was active. One of them even said that they refuse to give in to habitual complaining since it cannot help them feel better while appreciating how far they have come actually alleviated some of their pain. Of course, the complainers wanted to once again argue for their limitations and decided that the appreciators weren’t really dealing with symptoms as debilitating and painful as theirs. That was the most fascinating part of the meeting for me and of course supported my belief that we create our own reality, especially our feeling reality, by the thoughts we think and the attitudes we hold. If you think you would like to change something you do or feel automatically, give it a try and let me know what happens. It could happen very quickly or take a little time. It depends on you. When I realize I am the creator of my own reality it’s very difficult to complain and I feel so much better about everything. I get better and better at it but still can slide back and I’ve been knowing this for over 40 years so be patient with yourself and keep at it. My class on the Mind-Body Connection deals in part with this issue. Some people, through their minds, can actually cure all their ailments. Actually, that’s what clinical hypnotherapy aims for. For others, they may not be able to eliminate conditions altogether but they can control their emotional reactions to them. So many people can manage to attain and maintain a positive attitude and an upbeat personality despite whatever illness and pain they may be in the throes of. Not to sound trite but a person can own their negative conditions and rise above them or they can be owned by those conditions and spend their lives less than happily.
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64 FEBRUARY 2024 The INSIDER
The INSIDER FEBRUARY 2024 65 PHONE SCAMS The telephone, whether it is a landline or a mobile phone, is a scammer’s favorite tool for breaking into a potential victim’s life. Studies have shown that 36% of fraud complaints in which a contact method was identified began with a telephone call. According to data from the Federal Trade Commission (FTC), the median loss in scams that start with a call is $1,200, higher than for any other method of contact. The driving purpose for all phone scams, which can also include text messages, is to get your money or your personal information to commit identity theft. Don’t give them what they want. HALLMARKS OF A PHONE SCAM Phone scams come in all shapes and sizes, but they all tend to have similar characteristics. Here are a few red flags that may indicate the caller or texter is running a scam: • You’ve won a lottery. The caller may say you’ve been selected at random to win a special offer or a cash prize, but there are a few fees that you must pay before your prize can be delivered to you. If you have to pay to get the prize, it’s not a prize. • Law enforcement is on their way to pick you up. Scammers will impersonate law enforcement or a federal agency, and they can be convincing. Their goal is to scare you into paying a fee, fine, debt or tax with the threat that you will be arrested and/or have your Social Security number or credit/bank accounts frozen. Real law enforcement and federal agencies will not call and threaten you. • You don’t have time to think about it or call a friend. Scammers will tell you that time is of the essence and that you must take action right then. Take time to think over the offer and request written information about it before you commit to anything. Don’t get pressured into making a decision on the spot. • You must pay with cash, a cash equivalent or a gift card. Scammers want you to pay in a way that makes it easy for them to get their hands on your money, and electronic money transfers, gift cards, prepaid cash or cash reload cards, and money transfer apps make it difficult, if not impossible, for you to get your money back. Anyone who asks you to pay with one of these methods is a scammer. • The person who called you needs you to provide your personally identifying information (PII). It’s never a good idea to give out your Social Security number, account numbers or other PII to someone who calls you unexpectedly. COMMON FORMS OF PHONE SCAMS • Imposter scams: A scammer pretends to be someone you trust. It might be a government agency like the Social Security Administration, or the Internal Revenue Service, a family member, a love interest, someone you do business with like your bank, credit card company, or even Amazon, or someone claiming there is a problem with your computer. The scammer can have a fake name or number show up on your caller ID to convince you. • Debt relief or credit repair scams: For a small fee, scammers will promise to lower your credit card interest rates, fix your credit, or get your student loans forgiven. Chances are you will lose your money and end up making your credit problems worse. • Business and investment scams: Promise of big profits with their help to start your own business using their foolproof model and with their business coaching turn into huge financial losses and ruined credit. • Charity scams: Scammers especially like to capitalize on current events and disasters to make you feel like you should donate right then. Don’t feel pressured to give immediately and always use the Florida Department of Agriculture and Consumer Services’ Check-a-Charity tool to verify that the charity is properly registered in Florida. • Extended car warranties: Scammers may give the impression that they represent your car dealer or manufacturer, and they may use phrases like “Final Warranty Notice” or “Notice of Interruption” to pressure you into buying a service contract or extended warranty. Really what they want is your personal information and possibly a down payment on a contract they won’t be around to honor. • “Free” trials: These scams are often just a way to get you signed up for a service that delivers products and bills you for them every month, and it is often difficult to get the service canceled. • Loan scams: Scammers target people with poor credit histories and guarantee loans or credit cards for an up-front fee. Legitimate lenders don’t make guarantees like that, especially if you have bad credit, no credit, or a bankruptcy. • Prize and lottery scams: These prizes may come with a list of taxes, registration fees, legal fees, or shipping charges that you must pay before you can claim the prize. If you have to pay for it, it’s not a prize. • Travel scams and timeshare scams: Up-front fees, hidden charges, and booking challenges are common characteristics of these scams. HAVE YOU BEEN SCAMMED? Scammers are not going to make it easy for you to get your money back, but no matter how you paid, the sooner you act, the better. The FTC makes the following recommendations: • If you paid a scammer with a credit or debit card, you may be able to stop the transaction. Contact your credit card company or bank right away. Tell them what happened and ask for a “chargeback” to reverse the charges. • If you paid a scammer with a gift card, prepaid card, or cash reload card, contact the company that issued the card right away. Tell them you paid a scammer with the card and ask if they can refund your money. The sooner you contact them, the better the chance they’ll be able to get your money back. Learn more about gift card scams. • If you paid a scammer by wiring money through companies like Western Union or MoneyGram, call the company immediately to report the fraud and file a claim. Contact Western Union at 1-800-448-1492 or use the Western Union online fraud claim form. Contact MoneyGram at 1-800-926-9400 or complete MoneyGram’s Report Fraud form online. If the money hasn’t yet gone through to the recipient, you may be able to cancel the transaction and get your money back. • If you paid a scammer using a money transfer app, contact the company behind the app. If the app is linked to a credit card or debit card, contact your credit card company or bank first. See more tips for using peer-to-peer payment systems and apps. • If you gave a scammer remote access to your computer, update your computer’s security software. Then run a scan and delete anything it identifies as a problem. Learn more about protecting your personal information and data. • If you gave your username and password to a scammer, change your password right away. If you use the same password for other accounts or sites, change it there, too. Create a new password that is strong. Learn more about protecting your personal information and data. • If you gave a scammer your Social Security number (SSN), visit IdentityTheft.gov to learn how to monitor your credit report to see if your SSN is being misused. • If someone calls and offers to “help” you recover money you have already lost, don’t give them money or personal information. You’re probably dealing with a fake refund scam. Florida Department of Agriculture and Consumer Services
66 FEBRUARY 2024 The INSIDER Puzzles and Games Crossword Puzzle Jewels & Gemstones Sudoku Solutions from page 22 Binox The hidden message is: THE GOLDEN JUBILEE DIAMOND WEIGHS OVER FIVE HUNDRED AND FORTY CARATS AND IS THE LARGEST FACETED DIAMOND IN THE WORLD. Commercial Vans, Trucks, etc. Are NOT permitted to park overnight on Wynmoor property. The Coconut Creek Police Department patrols the roadways of Wynmoor on a regular basis. Please obey traffic signs. Violations may result in ticketing. CLASSIFIEDS Something to Buy? Something to Sell? For classified information call: 954-344-7667 Mon.-Fri. 9am-5pm FOR SALE Antigua Terrace 2/2 corner, ground floor. Newly painted and new carpet. Partially furnished/ $1,800.00 a month. 516-470-1752.
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68 FEBRUARY 2024 The INSIDER