Kathy W. Buyer Guide

“Bringing Families Home”

THE LIFE OF
Buying Your Home

The Quality of
Service You

Deserve

We take great pride in giving our sellers and
buyers the best service the Real Estate Industry
has to offer, and we are confident that when you
choose to move forward, we will make your Real
Estate experience with us an enjoyable one.

Our mission is to provide the highest level of
customer service to anyone wishing to buy or
sell real estate. We strive to keep each client we
serve for life, because I know that building a
strong business is built on past clients’
experiences. We treat each client independently,
recognizing that everyone has different needs
and requirements to achieve their dream,
whether they are selling and or buying.

About ours
Organization

We work with a team of professionals to help
you smoothly navigate the home-buying
process from beginning to close, including a
MOVING CONCIERGE SERVICE.
We are partnered with Big Block Realty and
use many professionals who are experts in
various fields to protect your interest.

SERVICES YOU WILL RECEIVE:

• Assistance in identifying the required characteristics of your new home
• Identification of available homes that meet your criteria
• Information on communities, schools, and other lifestyle information
• Help in understanding different financing options and assistance in referring qualified lenders
• Regular communication to review progress and expert advice when preparing an offer
• Closing information and Moving Concierge Service

Kathy Weber

REALTOR®

CalBRE # 01855680
(951) 551-7587
[email protected]
www.SoldinSocal.com

About My Business “Bringing Families Home”

My name is Kathy Weber and I am a Real Estate
professional serving Temecula Valley and
surrounding cities. My family has called
Temecula our home since 1993, and a beautiful
city to raise our 5 wonderful children. We enjoy
the moderate temperatures, vineyards, culture
and the many outdoor activities available to us.

In my practice of Real Estate I am well known for
great customer service, consistent
communication, strong attention to detail and
ensuring a positive experience for all parties in a
transaction: buyers, sellers, cooperating agents.

My priority has been to ensure a better way. My
approach to any transaction is this: “it’s about the
client – not the agent”. Throughout the years, I
have helped numerous families buy and sell
homes in Southern California. I know what it
means to communicate, and I know what it takes
to successfully close a transaction by making
the buying and selling experience positive and
seamless.

Gaby Cirby

REALTOR®

CalBRE # 01905458
(619) 379-5544
[email protected]
www.SoldinSocal.com

About My Business “Bringing Families Home”

I have been in Real Estate for the past 10 years. I am
originally from Argentina, and I have been living in
California for the past 18 years, from Orange Co. to
San Diego Co. I moved to Temecula Valley 12 years
ago. I know these areas and markets very well. I
speak fluent English and Spanish. I'm a people's
person. I easily connect with people. I love traveling
and I feel comfortable dealing with individuals of all
kinds of backgrounds. I am a Customer Service
Focused Realtor, keen on understanding my client's
wants and needs, getting to know their stories and
always make sure they are beyond happy with the
transaction.
My mission: “Always provide the clients with service
so outstanding that when they look back on their home
buying or selling experience, they see it as something
that was truly enjoyable and fun.”

Thank you for considering and trusting me. I look
forward to working together!

What My
Clients Are

Saying…

AMY N., MURRIETA, CA

Kathy is fabulous! She really goes the extra mile. She
is a pleasure to work with. She has amazing resources
and takes care of her customers from the moment you
meet her. I would recommend her over and over again.

RICK & KATHY E., MENIFEE, CA

We have learned over the years that having an excellent agent can
make all the difference in the world when purchasing or selling a

home. Kathy Weber helped us find and purchase our last house, and
then sold it for us three years later. She is an excellent agent. She
knows the market, she is trustworthy, and has all the connections to
take care of your every need. She makes both buying and selling a
home a breeze…I recommend Kathy Weber 100%.

SHAWN & SANDY K., MURRIETA, CA

Kathy made buying a home stress free and easy. She is so
knowledgeable, helpful, dedicated, sincere, and honest. It has
been over 3 years since my husband and I bought our home

and we still talk about how wonderful Kathy made the
experience. She took care of everything and did the worrying

for us. We absolutely highly recommend her!

BRAD & LAURA M., TEMECULA, CA

Kathy Weber is the best Agent we have ever worked with…She is
professional, knowledgeable, sincere and reliable. She answered each
and every one of our questions and concerns promptly and thoroughly,

and was a pleasure to work with. She took the stress out of a cross
country move, found us our perfect home and guided us through the
buying process. We were so happy with our experience, that we have
recommended her to our family and friends. Thank you Kathy, you will

truly be our realtor for life!

MAURO & EDNA M., TEMECULA, CA

Upon my husband’s return from his last deployment to Afghanistan, we
had a not so good experience with another realtor as we were working

on selling our house. We were very anxious because we only had
three months to move and felt we had lost a great amount of time
dealing with the first realtor. However, since that first meeting she
provided honest advice, a sound planning schedule of events, and
worked issues that needed to get resolved with the Army Corps of
Engineers on the mortgage. Kathy dedicated so much work and time to
ensure we felt completely at ease throughout the process. For all that

our sincere thanks go once again out to Kathy!

What Our
Clients Are

Saying…

Grace O., SAN DIEGO , CA

Gabriela is an amazing Realtor professional! What I most
admire is her thoughtfulness for the client during the entire
process. One would say, ok she does it because that is her
job. With Gaby you get the full package, experience,
knowledge and clear-cut negotiation. She helped me sell my
condo, and I am forever grateful to her for that.

.

GLORIA M., TEMECULA, CA

We were very impressed with the professionalism that Gabriela
handled the sale of our house in Temecula, CA. From day one
she showed how committed she was in promoting the sale of
our home. We would highly recommend her to anyone looking

for an exceptional Realtor.

TOM MCC., TEMECULA, CA

Gabi provided the best experience we could have ever imagined.
We would highly recommend her to anyone interested in selling

or buying a home. Her energy is remarkable.

CHRIS & RAUL., TEMECULA, CA

Gaby is a lovely person to work with during the home selling
process. She makes sure the buyers are qualified from the get-go

and follows up during the loan process, so everything goes
smoothly. Gaby always returned calls quickly. She made herself
available to be at each showing making sure everyone wore booties
so as to keep the carpet clean. Thanks, Gaby! It was a pleasure

working with you.

LAURA & DEREK ., MURRIETA, CA
Gaby has all the professional skills as stated above. She is willing

to look for your dream home such as style, price, and location.
She sends email out each day letting you know what is on the
market and is willing to show homes every day of the week--

whatever fits in your schedule. She is a "go getter" I highly
recommend Gaby and if you use her--you will see why I
recommend her.

Buying Your Home

STEP BY STEP

8 CLOSING 1 MEET WITH A

This is the transfer of REAL ESTATE
funds and ownership. A PROFESSIOANL

title company or an Discuss the type of home
attorney typically acts you’re looking for, including
as an independent third style, price , and location

party to facilitate the 2 GET PRE-
closing
APPROVED
PREPARING FOR 7 FINAL
You will need pay stubs,
CLOSING DETAILS W2s, and bank statements.
Knowing what you can afford is
You will be finalizing your Perform due diligence, critical to a successful home
loan, reviewing documents, Order the appraisal, shopping experience.
and discussing the findings
Conduct an inspection, 3 SEARCH FOR
from the inspection. Your And review terms with
agent will be managing this HOMES
The lender
entire process for you. The fun part! Your agent will
schedule showings and help
6 UNDER CONTRACT you find the perfect home..

THE CONTRACT you and the seller have 4 MAKE AN OFFER ADVANCED
agreed to the price and
In most cases the contract terms. The home is effectively Your agent will prepare the offer SEARCH
provides you with a timeline to held for you until closing. based on the price and terms
you choose Not all real estate websites
obtain financing, as well as 5 NEGOTIATION are the same. Your real estate
time to inspect the physical
condition of the home. Your AND CONTRACT professional has tools and
real estate professional will systems to ensure you see
inform you of all your rights It may take a few tries to get it every available home that
and responsibilities related to just right, but hang in there.
You’re on your way! meets your criteria.
the contract

The Mortgage Process

STEP BY STEP

Your application will be A title search is
submitted to the conducted; title
insurance acquired
underwriter for approval

Funds disbursed

APPLICATION SUBMIT FOR MORTGAGE TITLE SEARCH FUNDS FUND & CLOSE
APPROVAL APPROVED DISBURSED ESCROW

You will be required to All parties notified; At closing, the title
provide documentation condition of financing company will disburse
funds accordingly to all
including Letter of fulfilled
Employment; credit parties
report is conducted

PRE-QUALIFICATION

• This step is the most important in starting the purchase of a home. This will determine the
price range you will be able to afford. You cannot make an offer without a pre-qualification
letter from a lender.

• Direct Lender (preferred)
• Sometimes you will have to be prequalified with sellers lender, but you do not have to use

them as your lender.
• If you use an unknown lender you may need to be prequalified with one of our preferred

lenders.

What mortgage is right for me?

Standard Sale (a normal sale For most mortgage borrowers, there are three major
loan types: conventional, FHA and VA. Each loan comes with a different set of
qualifications, benefits and drawbacks. To get an idea of which loan might be right for
you, here’s how they compare.

• Conventional loan FHA loan

A conventional loan is a mortgage not backed or insured by the government, such as Federal Housing
Administration (FHA), Department of Veterans Affairs (VA) and Department of Agriculture (USDA) loan
programs. Conventional loans typically have fixed interest rates and terms.

• FHA loan

An FHA loan is a loan insured by the Federal Housing Administration. The FHA doesn’t lend money; it
backs qualified lenders in case of mortgage default. There are certain criteria both borrowers and
lenders must meet to get FHA approval.

• VA loan

VA loans are insured by the U.S. Department of Veterans Affairs, or VA. The VA doesn’t lend money;
it insures qualified lenders. If a borrower defaults on their home loan, then the lender is protected
by the VA. Lenders and borrowers must both meet qualifications to be VA-eligible. In general,
veterans don’t have to be first-time buyers, and may reuse their benefit.

Types of Properties

• Single Family (detached home), can be
defined as a detached condo
depending on the density of the homes
in the area/tract

• Condo (attached home, you usually
don’t own the space above or below
you)

• Townhome/Townhouse (you usually
own the space above you and below
you)

• Manufactured

Types of Sales

• Short Sale (where the sellers are
selling their home for less than
what they owe on it). Must have
lender(s) approval

• REO (Real Estate Owned, bank
owned property) the property has
been foreclosed and the bank
now owns it

• Standard Sale (a normal sale)

TYPE OF PROPERTY Home
NUMBER OF BEDROOMS Criteria

SPACE - Build a home
PRICE search that
AREA/LOCATION matches your
ANY SPECIAL FEATURES, ETC. wants and needs

- Choose 3-6
properties to look
at

- Complete a home
evaluation for
each property
when looking at
the home

- Choose a property

- Run a CMA
(comparative
market analysis)
to determine best
price to offer

TO SUBMIT AN OFFER, YOU
WILL NEED THE FOLLOWING:

• Who pays for what? (Page 12)
• Forms to submit an offer

• RPA – Residential Purchase Agreement
• BIA-A – Buyer’s Inspection Advisory
• PRBA – Disclosure and Consent for Representation of more than One Buyer or Seller
• AD– Disclosure Regarding Real Estate Agency Relationship
• SBSA – Statewide Buyer and Seller Advisory
• SSA – Short Sale Addendum (if it’s a short sale)
• SSIA – Short Sale Information Advisory (if it’s a short sale)
• REO – Bank Owned Property Advisory (if it’s a bank owned property)
• MCA – Market Condition Advisor
• Deposit (EMD, earnest money deposit)
• Loan amount
• Purchase price
• Include and exclude items
• Pre-qualification letter
• Proof of Funds (usually bank statements showing you have the funds for the deposit and escrow
closing cost)
• FICO scores
• Time factors (very important)

Submitting an Offer

The Seller Can The Buyer Can
Generally Generally

Be Expected to Be Expected to
Pay For:
Pay For:
• All new loan charges (except those
• Any and all delinquent taxes required by lender for seller to pay)
• Any Bonds or assessments (according
• Beneficiary Statement Fee for
to contract) assumption of existing loan
• Any city Transfer/Conveyance
• City Transfer/Conveyance
Tax (according to contract) Tax (according to contract)
• Any judgments, tax liens, etc., against
• Document preparation (if applicable)
the seller • Escrow Fee
• Any unpaid Homeowner’s dues • Fire Insurance premium for first year
• Documentary transfer tax ($1.10 per • Homeowner’s Transfer Fee
• Home Warranty (according to contract)
$1,000.00 of sales price) • Inspection Fees (roofing, property
• Document preparation fee for Deed
• Escrow fee (each to pay own) inspection, geological, etc.)
• Home Warranty (according to contract) • Interest on new loan from date of
• Interest accrued to lender being paid off,
funding to 30 days prior to first payment
Statement Fees, Reconveyance Fees date
• Buyer’s notary fees
and any Prepayment Penalties • Recording charges for all documents in
• Seller’s Notary Fees buyer’s name
• Payoff of all loans in seller’s name (or • Tax Proration (from date of acquisition)
• Termite Inspection (according to
existing loan balance if being assumed contract)
• Buyer’s Title Insurance Premium
by buyer) • Lenders Appraisal
• Real Estate Commission
• Recording charges to clear all

documents of record against seller
• Tax proration (for any taxes unpaid at

time of transfer of title)
• Termite Inspection (according to

contract) Termite Work (according to

contract)
• Seller’s Title Insurance Premium

THE PERSONAL VS. REAL PROPERTY DILEMMA

The distinction between personal property and real property can be the source of difficulties in a real
estate transaction. A purchase contract is normally written to include all real property; that is, all

aspects of the property that are fastened down or an integral part of the structure. For example, this
would include attached mirrors, drapery rods, light fixtures, trees and shrubs in the ground. It would
not include potted plants, free-standing refrigerators, washers/dryers, microwaves, bookcases, swag
lamps, etc. If there is any uncertainty whether an item is included in the sale or not, it is best to be
sure that the particular item is mentioned in the purchase agreement as being included or excluded.

* All fees and costs are negotiable until
agreed upon all parties.

Accepted
Offer

ESCROW ❖Neutral party of the TITLE ❖ Life of a Title Order (page 18)
transaction
❖ Get owner’s history of the
❖Definition (page 14) property
❖Life of an Escrow
❖ Works with escrow
(page 17)
❖Deposit (EMD, earnest ❖ Insures that the property is
owned by the sellers or has
money deposit) the legal right to sell the
property
❖Statement of information
❖Escrow doc’s ❖ Legal entity that actually
❖Works with title transfers the ownership of the
property

❖ Ensures that all liens are
paid off and the property is
free and clear before the
property is transferred to the
new owners

❖ Records the legal
document(s) with the county

Definition of Escrow

Buying or selling a home (or other piece of
real property) usually involves the transfer of
large sums of money. It is imperative that
the transfer of these funds and related
documents from one party to another be
handled in a neutral, secure and
knowledgeable manner. For the protection
of buyer, seller and lender, the escrow
process was developed.

As a buyer or seller, you want to be certain
all conditions of sale have been met before
property and money change hands. The
technical definition of an escrow is a
transaction where one party engaged in the
sale, transfer or lease of real or personal
property with another person delivers a
written instrument, money or other items of
value to a neutral third person, called an
escrow agent or escrow holder. This third
person holds the money or items for
disbursement upon the happening of a
specified event or the performance of a
specified condition.

SIMPLY STATED, THE ESCROW HOLDER
IMPARTIALLY CARRIES OUT THE WRITTEN
INSTRUCTIONS GIVEN BY THE PRINCIPALS. This
includes receiving funds and documents
necessary to comply with those instructions,
completing or obtaining required forms and
handling final delivery of all items to the
proper parties upon the successful
completion of the escrow.

Definition of
Escrow (Continued)

The escrow must be provided with the necessary information to close the
transaction. This may include loan documents, tax statements, fire and other
insurance policies, title insurance policies, terms of sale and any seller-assisted
financing, and requests for payment for various services to be paid out of escrow
funds.

If the transaction is dependent on arranging new financing, it is the buyer’s or the
buyer’s agent’s responsibility to make the necessary arrangements. Documentation of
the new loan agreement must be in the hands of the escrow holder before the transfer
of property can take place. A real estate agent can help identify appropriate lending
institutions.

When all the instructions in the escrow have been carried out, the closing can take
place. At this time, all outstanding funds are collected and fees – such as title
insurance premiums, real estate commissions, termite inspection charges are paid.
Title to the property is then transferred under the terms of the escrow instructions and
appropriate title insurance is issued.

Payment of funds at the close of escrow should be in the form acceptable to the
escrow, since out-of-town and personal checks can cause days of delay in
processing the transaction.

THE FOLLOWING ITEMS The Escrow Holder
REPRESENT A TYPICAL
LIST OF WHAT AN • Serves at the neutral “stakeholder” and the
ESCROW HOLDER DOES communications link to all parties in transaction
AND DOES NOT DO:
• Prepares escrow instructions
• Requests a preliminary title search to determine the

present condition of title to the property
• Complies with lender’s requirements, specified in

the escrow agreement
• Receives purchase funds from the buyer
• Prepares or secures the deed or other documents

related to escrow
• Prorates taxes, interest, insurance and rents

according to instructions

• Secures releases of all contingencies or other
conditions as imposed on any particular escrow

• Records deeds and any other documents as
instructed

• Requests issuance of the title insurance policy
• Closes escrow when all the instructions of buyer

and seller have been carried out
• Disburses funds as authorized by instructions

including charges for title insurance recording fees,
real estate commissions and loan payoffs
• Prepares final statements for the parties accounting
for the disposition of all funds deposited in escrow
(these are useful in the preparation of tax returns)

The Escrow Holder
Does Not:

• Offer legal advice
• Negotiate the transaction

• Offer investment advice

Life of an Escrow

Order Title Search Prepare Escrow Process Financing
instructions
Receive & preview 100% Request or prepare
preliminary Report & Pertinent Documents new loan application

Request Demands Obtain Signatures Obtain loan approvals
(If any) request and determine that
Receive Demands and terms are correct
clarifications of other Enter Into HeRequest
leins (if any) and Request Loan
Receive Beneficiary Documents
Review taxes on report Statement

Receive Demands and & enter into file.
Enter Into file Review terms of
transfer & Current

Payment

Review to determine that all conditions have been Met &
that all documents are correct and available for signature.
(Termite inspection, contingencies released, fire insurance
ordered, additional documents second deed of trust, bill of

sale etc. have been prepared.)

Forward documents Figure file & Request Return Loan
to title Company Signatures on all Documents

remaining Documents

Obtain Funds from
buyer

Funds

Order Recording

Close file prepare
statements and
disburse funds

Complete closing, Forward final documents
to all interested parties (Buyer-Seller-
Lender)

Life of a Title Order

Escrow officer Contacts title officer
& opens the order

Customer service verifies Legal and
Vesting Faxes last Record legal
transfer document to Escrow

Title unit request search from plant

Searcher examines Required documents are printed General index is
Chain & general index generated for
Title examiner reviews search package
Search to Hall of and writes prelim title reports submitted sellers
records for manual
to word processing
searching if Word processing operator types
Necessary
preliminary title report

Escrow officer contacts title officer & Messenger service delivers prelims
opens the order to Escrow and lenders

New documents/demand & statement of information
submitted to title report

Escrow calls title unit to set up file for recording. Authorize
recording documents to be recorded

Additional Date performed & G.I. RAN

Documents sent to country recorders to record the following
morning

Hall of records notifies title unit with confirmation of
recording

Encumbrances of record are paid off by payroll departments

Title figures sent to Escrow by Payoff Title officer faxes confirmation & title
Department charges to Escrow

Title Officer submits file to accounting for billing

Within 5 Business days of closing file shipped to plant

Word processing Operator reviews file & final title policies
produced

Title policies forwarded to client, lender and/or Escrow

Disclosures and
Diligence

SELLER’S • Seller’s Disclosures BUYER’S DUE • Time frames (very
DILIGENCE • Time frames (very DILIGENCE

important) important)

• Inspection by a home
inspector (handout)

• Short sales • Agent’s visual inspection

• REO • Any other inspection that
the buyer may want to
• Standard have

• Appraiser from the lender
• Buyer’s review of seller’s

disclosures

• Removal of buyer’s
contingencies as per
contract (usually 17 days)

Home Inspection

STRUCTURAL PEST CONTROL INSPECTION PHYSICAL INSPECTION
Often referred to as a “Termite Report” Pest Control The Physical Inspection clause in your Purchase
Inspection is conducted by a licensed inspector. In Contract, when initiated by both parties allows the
addition to actual termite damage, the Pest Report right to have the property thoroughly inspected. This is
will indicate any type of wood destroying organisms usually done through a General Home Inspection.
that may be present, including Fungi (sometimes While Home Inspectors are not currently required to
called “dry rot”), that generally results from excessive have a license, most are, or have been, General
moisture. Contractors. The inspection and the resulting report
provide an overall assessment of the present
SECTION I CONDITIONS condition of the property.

Most Pest Reports classify conditions as Section 1 WHAT IS INSPECTED?
or Section 2 items. Section 1 conditions are those
that are “active”, or currently causing damage to the The Home Inspection covers items such as exterior
property. Generally, Section 1 items need to be siding, paint, flooring, appliances, water heater,
corrected before a lender will make a loan on a furnace, electrical service, plumbing, and other visible
home. features of the property. This is a general inspection
and will call for additional inspections by specific
SECTION II CONDITIONS trades, such as roof and furnace inspections.

Those that are not currently causing damage, but are FURTHER INSPECTIONS
likely to, if left unattended. A typical Section 2 item is
a plumbing leak where the moisture has not yet If conditions warrant, the Home Inspector may
caused fungus decay. recommend a Structural Engineers Report. Such a
report would identify structural failures and detail
WHO PAYS? recommended corrections.

The Purchase Contract will specify who is WHO PAYS?
responsible for the inspection and making these
corrections. This is a negotiable item and should be Typically, this inspection is paid by the Buyer.
considered carefully.

Close of
Escrow

• Bring in a cashier’s check or wire the remaining balance of deposit
+ escrow fees (usually 3-5 days before escrow closes)

• Sign loan docs (3-5 days before close of escrow)
• After loan doc’s are signed, underwriting run credit one more time
• Bank funds the loan (2-3 days before escrow closes)
• Title transfers property (1-2 days after bank funds the loan)
• COE (close of escrow), day of transfer to new ownership
• Buyer takes possession of the property according to the contract

Getting Ready 8 WEEKS BEFORE THE MOVE
• Contact a professional mover or truck rental
to Move
and get estimates: make early reservations
6 WEEKS BEFORE THE MOVE • Decide what furniture stays and what furniture
• Inventory your possessions and determine what
goes
will be sold or donated • Use up things that can’t be moved (frozen food
• Get copies of records from doctors, dentist,
& flammable household aerosol cleaning
lawyers, accountants, etc. supplies).
• Transfer children’s school records
• Get change of address kit from post office and 4 WEEKS BEFORE THE MOVE
• Hold a garage sale then arrange for
start filling out the cards
storage, if you need it
• Clean or repair any furniture, curtains, or

carpet

3 WEEKS BEFORE THE MOVE 2 WEEKS BEFORE THE MOVE

• Assemble packing materials: dolly, scissors, • Transfer bank acct. and cancel direct deposit
packing tape, bubble wrap, newspaper, rope,
boxes, etc. or automatic payments on acct. you are

• Arrange cancellation of utilities at old home and closing
have them installed at new home
• Make special arrangements for moving pets.
• Begin packing items you won’t need
• Make travel and hotel reservations Consult your veterinarian for tips
• Get car license, registration, and insurance in order
• Get your car checked and serviced for the trip
1 WEEK BEFORE THE MOVE
• Defrost refrigerator MOVING DAY
• Have cash on hand
• Pack a weekend bag in case of delay • Pick up rental truck early
• Pack a “first day handy items” box: scissors, • Inspect basement, attic and garage
• Turn off water, lock all doors and windows
utility knife, coffee cups, tea kettle, paper • List every item loaded onto the truth to use
plates, paper towels, instant coffee, tea, soft
drinks, soap, pencil, paper, local phone book, for a checklist as they come off
bath towel & toiletries kit • Defrost freezer and clean refrigerator, place

charcoal to dispel odors
• Empty freezer; plan use of foods
• Have appliances serviced for moving
• Remember arrangements for TV and antenna
• Clean rugs or clothing before moving; have

them moving-wrapped
• Carry enough cash or travelers checks to

cover cost of moving services and expenses
until you make banking connections in new
city
• Carry jewelry and documents yourself or use
registered mail
• Double check closets, drawers and shelves
to be sure they’re empty
• Leave all old keys needed with Realtor or
neighbor

Moving Day AND AT YOUR NEW ADDRESS

BEFORE YOU LEAVE ✓ Obtain certified check or cashier’s check
necessary for closing your real estate
ADDRESS CHANGE transaction

• Post Office: Give forwarding address ✓ Check on services of telephone, gas,
• Charge accounts, credit cards electricity, water and garbage
• Subscriptions: notice requires several weeks
• Friends and relatives ✓ Check pilot light on stove, hot water
heater and furnace
BANK
✓ Have appliances checked
• Transfer funds, arrange check-cashing in new city ✓ Ask mailman for mail he may be holding for
• Arrange credit references
your arrival
INSURANCE ✓ Have new address recorded on driver’s

• Notify company of new location for coverages: Life, license
health, fire and auto ✓ Visit city offices and register for voting
✓ Register car within five days after arrival in
UTILITY COMPANIES
state or penalty may have to be paid when
• Gas, electricity, water, telephone and garbage getting new license plates
• Get refunds on any deposits made ✓ Obtain inspection sticker and transfer
motor club membership
DELIVERY SERVICE ✓ Apply for state driver’s license
✓ Register family in your new place of
• Laundry and newspaper changeover of services worship
✓ Register children in school
MEDICAL, DENTAL, PRESCRIPTION HISTORIES ✓ Arrange for medical services: Doctor,
Dentist, veterinarian, etc.
• Ask Doctor and Dentist for referrals, transfer
needed prescriptions, eyeglasses and x-rays

• Obtain birth records, medical records, etc.

PETS

• Ask about regulations for licenses, vaccinations, tags,
etc.

• Plan for transporting of pets; they are poor
traveling companions if unhappy

Thank

You!

WELCOME HOME!

(951) 467-4224
[email protected]
www.SoldinSocal.com

Lic: 01885775

“Bringing Families Home”