Cyber Security

PERSONAL CYBER SECURITY PLAN
AUGUST 2019

@OneLoyaltyRewards www.oneloyaltyrewards.co.za

Index Health

THE REALITY OF CYBER CRIME ................................................................................................................ 3
CYBER DATA PROTECT.................................................................................................................. 4
MY CYBER DNA ............................................................................................................................ 5
FEATURE AND BENEFIT OVERVIEW......................................................................................................... 7
CYBERCARE4U ........................................................................................................................................ 8
McAfee.................................................................................................................................................... 9
MCafee Total Protection......................................................................................................................... 9

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer

THE REALITY OF CYBER CRIME Health

According to the South African Banking Risk Information Centre, (SABRIC), South Africa has the third
highest number of cyber-crime victims worldwide, resulting in a loss of about R2.2 billion each year to
cyber-attacks. This means that every time you log onto your smartphone, computer or open an email,
you are at risk of being exposed to cyber-crime. Protecting your digital life has never been more
important.

Criminals are smart, determined and highly incentivized, always looking for ways to exploit digital
platforms to defraud victims. Although the mitigation strategies deployed by Banks are very robust,
it is easier to target people as they are the weakest link. Criminals are very skilled at using social
engineering to manipulate their victims into divulging their personal or confidential information. They
capitalize on the fact that not all digital banking clients are digitally literate and exploit this
vulnerability. Using technology, coupled with social engineering, criminals can gather sufficient
information to impersonate victims, bypassing bank security protocols.

Crime statistics and research studies have shown that people don’t know how to protect themselves.
We can easily visualize a person physically breaking into our home, we know we need locks on the
doors and an alarm system to detect intruders. This is not the case with cyber risks which are invisible
and intangible.

While banks, retailers or credit card companies can sometimes be held responsible for losing their
customers data, they cannot be expected to cover the costs of everything that might go wrong. In
cases of fraud and ransomware, for example, individuals might find themselves liable for the costs.

We offer a complete solution;

✓ Cyber Data Protect - Get automated data backup & secure data protection from a single
solution, completely preventing data loss and theft, and allowing you to easily and quickly
recover or migrate your files.

✓ MyCyberDNA - Offers 24/7 Surveillance across the public net, deep web and darknet to
prevent your private or personal information from being stolen and exploited. Advises the
individual what action to take, to reduce their risk of being a victim of crime online, on an
ongoing basis

✓ Cybercare4U – is a unique cyber fraud warranty product that is offered with the purchase of
McAfee Security Software. It offers financial protection for financial losses incurred due to
online cyber fraud.

o McAfee – Get premium antivirus, identity and privacy protection you need for your
computers, smartphones and tablets.

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer

CYBER DATA PROTECT Health

Get automated data backup & secure data protection from a single solution, completely preventing
data loss and theft, and allowing you to easily and quickly recover or migrate your files.
Cyber Data Protect is a powerful, single solution used globally by thousands of individuals and private
and public enterprises of all sizes, that will automatically backup your files in the background while
you work, securely encrypt the data on your computer to prevent any theft or unauthorised access,
allow you to geo-locate and remotely wipe the files from a lost or stolen computer, and enable quick
and easy data migration onto a new device or Operating System.

The Problem
When a computer is lost or stolen, it’s not the replacement of the device that is the biggest concern,
it’s the data on that device; the documents, spreadsheets, emails, photographs, passwords and
personal information – the confidential, sensitive and irreplaceable data that is not sufficiently
protected.

The growing Malware and Ransomware attacks have significantly increased data loss risks and
financial consequences, along with a surge in personal financial and personal data theft when a
machine is lost or stolen.

The Solution
Cyber Data Protect is a complete solution for simple and secure data backup, protection and security.
Equipping Businesses and individuals with industry-leading endpoint data backup and data loss
prevention (DLP).

✓ Backup and Recovery - Automate the secure backup of endpoint data & enable central
recovery of data.

✓ Local Data Encryption - Powerful, local file encryption.
✓ Geo-Location - Quickly & easily locate lost or stolen devices.
✓ Remote-Wipe and Data Theft Prevention - Remotely wipe data or automatically revoke

access to data.
✓ Corporate Governance compliance - Compliance to data protection laws & regulations.
✓ Device Refresh and Migration - Faster & simpler PC refresh projects and OS upgrades.

Benefits to Users
✓ Your important company and private data is secure from damage and theft as your data is
stored offsite.
✓ Eliminate data loss and ensure recoverability.
✓ Prevent unauthorized access to data.
✓ Fully automated, no user intervention is required after installation
✓ Reduce Infrastructure requirements.
✓ Ensure corporate governance requirements.
✓ Recoverability in the event of Cyber Ransom attacks.
✓ Adherence to Protection Of Personal Information Requirements.

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer

Health✓ Each user will have a backup capacity of 20GB Free (where more is required, quote
can be provided)

Benefit Provided
✓ Personal - 2 licenses. (A license is allocated for each physical user /end point).
✓ Business - 5 Licenses (A license is allocated for each physical user / end point).

How it works
User contacts the Call Centre to register - N.B Only once the registration process has taken place can
we enable the safe and efficient protection & recovery of user’s data.User is automatically sent an
email with instructions on how to recover and remote wipe their data. Either the user can make use
of the self-service application provided, or they can contact the Call Centre Support, Monday to
Friday 8am – 5pm.

MY CYBER DNA

Personal credentials theft detection, protection and prevention

MyCyberDNA is a personal cyber protection monitoring solution, that assesses individuals’ online
behaviors to give them a unique ‘risk score.’ The software then advises the individual what action to
take, to reduce their risk of being a victim of crime online, on an ongoing basis.

This software Monitors and Protects Personal Digital Assets and Digital Devices in Real time. The
software creates total protection for Digital Residue, left via over-exposure of your Digital Footprint.

The software Monitors and Alerts for Fraudulent Usage of your Critical Data Inputs such as Address,
ID, Credit Card, Email, IP Devices, Mobile, Post Code and many more. The mission is to help you stay
safe online and reap all the benefits of the Internet.

STEP 1 – The software will ask a handful of questions to get to know you and your devices
Basic questions about how you use the Internet and what cyber crime means to you. This will help
calculate your score so that it's tailored to you and your digital life (Takes 2 minutes).

STEP 2 – The software will run a scan and calculate your Security Score
Your Security Score is determined using over 50 different personal and technical factors. The system
will combine your answers from Step 1, and then scan your devices for security vulnerabilities and
out of date software. The system will also check if your personal information has been stolen, and
send you fake scams.

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer

HealthSTEP 3 – The software will create a tailored action plan that will help you protect you, your

devices, and your family
Over 100 easy to follow prioritized actions to help keep you safe. You'll learn about encrypting your
device, setting parent controls, avoiding scams, how to report cyber-crimes, whether your personal
information has been stolen, and more.
Methods of compromising a person’s security or the availability of their data:

1. Getting a virus on a PC or mobile which steals their personal information or holds them to
ransom.

2. Falling victim to a scam and accidentally transferring money to a fraudster.
3. Having email or other digital account taken over by cyber criminals by using re-used

passwords that were stolen in data breaches.
4. Having fraud carried out on credit cards as a result of cyber criminals stealing card details in

a data breach.
5. Having privacy compromised by cyber criminals or stalkers as a result of insecure social

media privacy settings. Divulged information can be used in identity theft:

o Mother’s maiden name Birthdate
o Names of pets
o Car make/model/licence plate

6. Having a home router compromised by a cyber-criminal accessing an Internet accessible
administrative interface

7. Installing a fake mobile app obtained from a 3rd party app store as a result of jailbreaking a
mobile phone.

8. Losing your personal data as a result of not backing up your device.

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer

Health

FEATURE AND BENEFIT OVERVIEW

FEATURE AND BENEFIT OVERVIEW

Feature Overview Why you need this

Cyber Security Score The system calculates your Your cyber security score will
cyber security score & gives tell you where you stand and
Vulnerability Protection you a report on how safe you will inform you how to
(Web & Native Apps) are online. improve your cyber security in
order to reduce you and your
Scan your devices to make company’s risk of fraud, data
sure you aren’t running old theft, stalking and more.
versions of software which Out of date software &
might be vulnerable to hacking insecure devices can be
& that you have the right hacked by cyber criminals to
security settings enabled. steal your information and
defraud you or your company.

The web based scanner checks
your software remotely
without you needing to
download anything.

Training and Awareness This system will tell you how Improving your cyber security
to improve your cyber security score is easy once you know
score by walking you step by what to do & how to do it. We
step through how to enable help take the pressure of
privacy settings, how to already stretched security and
manage passwords, how to IT teams by empowering users
follow company security to protect themselves.
policies, how to encrypt your
data so others can’t see it and
more.

Major threat alerts This system will send you Major security incidents
alerts on imminent threats to happen regularly, you need to
your cyber safety so you can stay on top of the latest
take action to protect yourself. threats so you and your
company stay protected.

Data Breach Monitoring MyCyber DNA monitors for Billions of pieces of
hackers trading your stolen information are being stolen
information amongst every year. We’ll notify you if
themselves and alert you if we we find cyber criminals trading
find your or your company’s your data and what to do
information. about it so you reduce your
risk of fraud and theft.

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer

Simulated Attacks MyCyber DNA will send you Scams are the most comHmeonalth
Analytics & Reporting fake scam emails so you can
learn how to spot the real way people are defrauded out
ones when they get sent to of money. You need to learn
you. how to spot them so you don’t
become a victim.
The system collects all the
cyber security scores from Resources are scarce, focus
your staff and provide the your risk reduction activities
company administrator a top on the people and teams who
down view of who is most at need it most.
risk.

CYBERCARE4U

Cyber Fraud Warranty

A unique feature of your McAfee Security Software purchase is that it carries a warranty if the
software fails to protect you and money is stolen (product warranty) (“Cybercare4U”). In other
words, with the product warranty, we put our money where our mouths are, in that there is
financial protection for financial losses incurred due to malfunctioning software resulting in on-line
cyber fraud.

Cybercare4U guarantees the integrity of its cyber security products and the ability of these products
to prevent cyber-crime, fraud and identity theft against End Users. The software product warranty
reimburses personal financial loss caused by cyber-attacks on the devices due to malfunctioning
software with and payment will be effected to the software owner, in line with to the Software
purchase warranty terms and conditions up to the limits agreed as part of the software purchase.

What are the risks?

✓ Cyber-crime can affect absolutely anyone who transacts online
✓ Your identity can be stolen to perpetrate fraudulent online transactions
✓ Your personal credit card or business banking details can be stolen

off computers, websites or apps at any time
✓ You could lose your life’s savings or suffer serious cash flow problems for your business
✓ It can cost a great deal of time and frustration to restore your credit and your reputation
✓ With more and more people transacting online and having an online presence so the threats

of fraud have increased as have the methods used by criminals in defrauding consumers
✓ Most financial institutions will cover fraudulent transactions, but very few will reimburse

customers fully for Phishing scams and cyber fraud. 80% of the cases referred to the
Ombudsman for Banking Services, are ruled in favour of the banks

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer

The Cybercare4u software product cyber fraud warranty covers: Health

✓ Fraudulent Online Purchases
✓ Phishing Scams
✓ Virus Attacks
✓ Dumpster Diving
✓ Fraudulent In-App Purchases
✓ Fraudulent EFT’s
✓ Vishing Scams
✓ Digital Asset Monitoring

MCAFEE

MCAFEE TOTAL PROTECTION
Get premium antivirus, identity and privacy protection you need for your computers, smartphones
and tablets.

✓ Easy-to-use security defends against viruses, ransomware and
other online threats.

✓ Easily secure and manage your passwords with Password Manager.
✓ Browse confidently and steer clear of online dangers like malware,

phishing and malicious download.

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer

Health

Cyber Data Protect

One Loyalty Rewards (Pty) Ltd. 2002/004475/07
+27 11 291 7300 | www.oneloyaltyrewards.co.za

[email protected]
3rd floor, Sandown Mews West Tower, 88 Stella Road, Sandown, Sandton

Directors: AL Kotton; RD Grill; PM Spencer