#1

GETTING
YOU

B U Y, I S
OUR

MISSION

THE LIFE OF YOUR
BUYING

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

MISSION & VISION

Our philosophy is clients come first. We pledge to be in constant communication with our clients, keeping
them fully informed throughout the entire buying process. We believe that if you’re not left with an amazing
experience, We haven’t done our job. We don’t measure success through achievements or awards, but
through the satisfaction of our clients.

The Mission Valley Realty Group LLC delivers unmatched expertise and hands-on experience benefiting our
clients, Each client is as unique as the home they are buying. We are focused on building lasting relationships
with clients to continue to be a valuable resource long after the transaction process is over. We strive to have
our clients consider us a complete resource in buying, selling, or investing in real estate.

OBJECTIVES

1. We thrive to find PERFECT home for our clients. Each family has its unique individual needs, our job
is match that needs to the property. Nothing make us happier than to see our clients growing families,
creating happy memories in their dream home.

2. Home buying process can be very frustrating and intimidating for most families as this is the biggest
financial transaction in their life time. We make this process as smooth as possible for our clients, we go
above and beyond to help our clients to go through each step and create wonderful memories for them.

3. With combined 15 years experience in real estate, our expertise not only will help protect clients interest,
it will help to have a smooth escrow transaction.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

Selling a house in today’s market can be challenging – Mission Valley
Realty Group LLC understands that, while the market can be challenging
hundreds of homes are sold each week, in El Paso. What’s the difference
between selling your home or failing to do so? The details! Whether
it’s a proven sales approach, effective marketing campaigns, or utilizing
our extensive network, with us no details are overlooked. We provide the
use of technology and innovation to maximize the exposure of your
house.

We created this guide to help educate you as a seller and empower you
to make the right decisions when selecting the best agent, to market
and sell your house. When we say we are “redefining services in real
estate,” we mean it! Our clients come first. We will educate you on what
needs to be done to have a successful sale of your house. There are
many components to a successful real estate transaction; you can count
on us to be there every step of the process and make sure no detail
is overlooked. With a proven track record, the right skill set, and years
of experience, Mission Valley Realty Group LLC has the right tools to
successfully sell your house. If you’re serious about selling your house
we’re serious about getting the job done!

“Mission Valley Realty Group LLC Guarantee” - if we break our promise
of service, just send us a written notice & we will unconditionally release
you from your list agreement with Mission Valley Realty Group LLC.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

OUR T EA M OF R E A LTO R S

ABNER ESCOBAR ANDREA LINAN ARTURO TORRES

REALTOR® REALTOR® REALTOR®

(915) 346-2828 (915) 539-9918 (915) 316-1045
[email protected] [email protected] [email protected]

VIDAL ADAME DANIEL ASTORGA ISKRA AVILA JOE NAVARRO

TEAM LEADER REALTOR® REALTOR® REALTOR®

(915) 346-2828 (915) 346-8127 (915) 588-3630 (915) 240-4193
[email protected]
[email protected] [email protected] [email protected]

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

O U R T E A M O F R E A LTO R S

ARTURO TORRES ENRIQUE SANCHEZ RITA GUZMAN YUMAIRA HERRERA JUAN SUAREZ
REALTOR® REALTOR®
REALTOR® REALTOR® REALTOR®
(915) 276-4646 (915) 383-9582
(915) 316-1045 (915) 449-7555 (915) 228-6597
[email protected] [email protected]
[email protected] [email protected] [email protected]

RON RANGEL LUIS RAMIREZ STACEY NUNEZ ALMA ANDRADE

REALTOR® REALTOR® REALTOR® REALTOR®

(915)256-2007 915-412-9703 (915) 497-6982 (915) 843-3723

[email protected] [email protected] [email protected] [email protected]

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

ADMINISTRATION &
MARKETING TEAM

BRENDA VARELA CLARISSA RIVERA OSVALDO ESPARZA RICHARD LAZO

ADMINISTRATIVE MARKETING & ADMINISTRATIVE EXECUTIVE
ASSISTANT LISTING COORDINATOR ASSISTANT ASSISTANT

[email protected] [email protected] [email protected] [email protected]

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

ADMINISTRATION &
MARKETING TEAM

“Vidal Adame did an “All we can say about Vidal “He is an amazing agent.
outstanding job listing & is WOW!!! My wife first Vidal was very professional
selling my home. From the encountered him a few years and absolutely honest. Not
beginning he took the time to ago when she was window- rushing us into buying a home
understand his client, to do shopping, and she was so and ensuring we got what
due diligence in his research impressed with his level of we wanted, We had complete
and marketing, to aggressively knowledge that when it came trust in him and he had our
negotiate the sale. An ultimate time for us to purchase last best interest as his number
professional who went above year we went with him. BEST one priority. He ensured we
& beyond to get me what I DECISION EVER!!! Vidal is on understood everything going
needed to purchase...” MORE your side through every step…” in throughout the whole…”
MORE MORE
Iguerra003
DKmartin79 Rhanise

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

D O E S I T R E A L LY
M AT T E R . . .

Who I Work With To Buy A Home?
Is One Realtor Really Any Different From Another?
Can a Top-Producing Realtor Make A Difference?

YES! And it will save you
thousands of dollars!

Here’s how…

There are nearly 2 million licensed real estate agents in the United States and roughly 11 million
real estate transactions each year.

Now that’s a lot of homes!! More experience in pricing!
More experience in negotiating!
If you do the math, the typical Realtor sells less More experience in getting the sale to close!
than 6 homes per year. Mission Valley Realty More experience exceeding client expectations!
Group LLC sells hundreds of homes every year
with each of our agents selling an average of IT MATTERS!
300+ homes a year!!

Over the course of 10 years, the average Realtor
will sell only 60 homes; that’s less than what
Mission Valley Realty Group LLC sells every
month!

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

YOUR GUIDE TO BUYING
A HOME

A home is one of the most significant purchases you will ever
make. It is not just about building equity - it is also an investment
in your quality of life. You want a place that inspires you to
imagine the memories and milestones that lie ahead.

Beyond the spreadsheets and loan qualifications, mortgage
calculators and market analysis, finding the right home should
be exciting and empowering. You have wanted to do this for a
long time so why not have a little fun now that we’re here?

From now until the day we drop a set of keys into your hand,
our job is to guide you through every stage with confidence and
care. The journey ahead will reflect our commitment to helping
you find a place that ignites and fuels your passions.

You’ll never be left with unanswered questions or wondering
what’s coming next.
We are present and available. Always.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

7 STEPS TO BUYING A HOME

Our goal isn’t to fit you Home Preview and Needs Analysis
into the process - it’s to Selection
make the process work Financing Application
for you. Final Financing
Approval Offer and
At first glance, buying Negotiation
a home can seem like a
formulaic and unending Property Inspection
list of things to do and
hurdles to clear. But we Escrow and Closing
understand that every
client deserves a highly
customized experience.
No one shares your
same preferences, has
your exact financial
situation, or thinks about
the future in quite the
same way. We will shape
the journey ahead to fit
who you are and where
you want to be.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

THE PRE-APPROVAL
PROCESS

It’s easy to crunch some numbers in a We can recommend my preferred »
mortgage calculator to come up with lenders for better customer service,
a ballpark budget at the start of your quicker turnaround times, and
home search. But as tempting as it is optimized negotiation power. We’ve
to start scouring online listings for a extensively vetted these lenders and
perfect home that meets your criteria, know they’ll give you the best shot
you’re not a serious contender in this at quickly moving forward on strong
market until you are pre-approved for a financial footing.
loan.

Meeting with a lender, getting your
finances in order, and officially being
pre-approved for a mortgage greatly
speeds up the overall process. It clears
the path for making your move when
that must-have property comes on the
market.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

THE LOAN PROCESS

Unless you are paying cash, closing on your dream home requires successfully securing a loan through a reputable
lender. Getting pre-approved before you start shopping helps move this stage forward by leaps and bounds.

The lender you choose will guide you through the process but I will remain fully engaged to ensure you understand
everything along the way and that you’re getting the support you need from the bank or loan provider. While the
process will be customized to your individual financial situation, most loans follow a typical path.

Step 1. The Application Step 5. Documents are Drawn
While pre-approval of a loan puts you ahead of the game, After approval, the loan documents (including the note
you will still formally apply for a loan once you find the and deed of trust) are completed and sent to the title
right home and know the exact selling price. Get ready company. You will then come in to sign final documents
for paperwork and lots of it. and pay any required closing costs.

Step 2. Requesting Documentation Step 6. Funding
The lender will want verification of your full financial The signed loan documents will be returned to the lender,
picture including employment, debt, assets, etc. They will who then reviews the package. If all the forms have been
also perform an appraisal on the property. properly executed, the funds will be transferred by wire.

Step 3. Loan Submission Step 7. Recording
Once all the necessary documentation is in, your loan When your title company receives the funds from your
processor will put the loan package together and submit lender, your escrow officer will authorize the recording
it to the underwriter for approval. of your signed documents with the county recorder. The
lender will then prepare a final settlement statement,
Step 4. Loan Approval disburse the proceeds to the seller, pay off the existing
Upon receiving your submission, the underwriter will decide encumbrances and other obligations.
whether to approve your loan and whether it’s a conditional
approval. For instance, additional documentation or Step 8. THE KEYS ARE YOURS!
explanations for things such as blemishes on a borrower’s
credit history may be requested.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

CUSTOMIZING YOUR
WISHLIST

Once you’ve done your financial preparation and worked with a
reputable lender to confirm a budget, you are ready to find your dream
home. Location, features, architectural style, amenities—it’s all important
because finding the perfect match for your needs and desires is our goal.

Questions to Consider:
As you let your imagination wander, we’ll help you prioritize your must-
haves. Creating a list of amenities is a great start but you should also
consider the type of homeowner you’d like to be.

For instance:
• How do you want your home to make you feel? Is it about the features of

a home— a chef’s kitchen, views, backyard space, or square footage? Or is
location and access to shopping or transportation more important?
• What do you need this home to do for you? Is it just about putting a roof
over your head or does it need to accommodate a growing family?
• Does the idea of a fixer-upper sound fun or is the more hands-free lifestyle of
getting into a newly constructed property more appealing?

We can help find a property to fit just about any set of preferences so put that list
in our hands and we’ll get to work.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

WRITING AN OFFER

Buyers ultimately determine the value of a home, There are many variables that help define what
not sellers. the offer price should be and we will explain
these to you.
That may seem counterintuitive in this market,
but a property is only worth what someone • We will draft the offer and review with you
willingly pays. Too many buyers end up all of the financing options, inspections and
overpaying because they operate from a position contingencies that are part of your offering.
of desperation or fear.
• We will represent your offer to the listing
Closing deals for clients is more complicated agent and the sellers and quickly bring
than simply outbidding everyone else. We still back any counter-offers or updates to you,
believe in the power of negotiation and don’t ensuring you have every opportunity to stay
want you spending any more than is necessary engaged with the process and negotiate
to secure the home upon which your heart and effectively.
head are set.
• On a case-by-case basis, We’ll also work with
Real estate transactions are as individual you to strategize an approach for maximum
as people and therefore there are no two leverage.
transactions that are exactly alike. But with the
goal of getting you the right place at the right The competitiveness of this market often
price, I’ve developed a proven and effective requires making offers on more than one
strategy. property before We successfully close the
right deal for you. Not winning an offer can be
Once We have found the home you want to buy, disappointing, but we repeatedly find that when
We will review and discuss market conditions to clients finally lock in a successful purchase, they
determine the value and your desired offer price. almost always feel that the property they can
finally call home was worth the wait and effort.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

AFTER THE OFFER

JOURNEYING THROUGH ESCROW

There’s nothing quite like the exhilaration of an accepted offer.
We’ve worked hard to get to this point and the good news
deserves some well-earned celebration!

But We are not quite finished yet. The escrow stage is the
busiest part of the transaction for us. We work closely with
lenders, inspectors, and our escrow team to ensure a smooth
and successful closing.

Even in the best of circumstances, hardly anyone ever
describes buying a home as a stress-free experience. We
do believe the process can be stress less. So to keep your
purchase on track during the crucial final stages, Our
commitment to guiding and walking you through every step
only intensifies. We do everything we can to make sure all the
moving pieces proceed as smoothly as possible.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

W H O PAYS FO R W H AT

Although the question of who pays for various Closing costs are the various charges made
closing costs is negotiable between the buyer by the lender, the title company, real estate
and seller, the following is a standard breakdown agents, and other service providers necessary to
of how responsibility for costs is typically complete a transaction.
divided.
THE BUYER CUSTOMARILY PAYS:
THE SELLER CUSTOMARILY PAYS:
• Lawyer’s fees
• Real estate commission • Title insurance fees
• County and city transfer tax • Contractor’s and buyer’s inspection fees
• Document preparation for deed • All new loan charges (points, appraisal,
• Documentary transfer tax (amount dependent
document, processing fees, etc.)
upon sales price) • Interest on new loan from date of funding to
• Payoff of all loans against the property
• Interest accrued on loans being paid off, 30 days prior to the 1st payment date
• Home warranty (if specified in contract)
reconveyance fees and pre-payment penalties. • Homeowner’s insurance
• Home warranty (if specified in contract) • Private mortgage insurance (typically 2
• Any judgement or tax liens against seller
• Property tax proration months) if required by lender
• Unpaid homeowners dues • Miscellaneous charges
• Bonds or assessments
• Delinquent taxes
• Move-out fees (for condominiums)
• Pre-sale inspection fees
• Miscellaneous charges

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

CLOSING CHECKLIST

TIME TO CALL THE MOVERS! Change your mailing address with the U.S.
Postal Service.
Complete any last paperwork your lender
may need you to fill out or send to them. If you’d like to, go to your scheduled walk-
through the day before or the day of closing
If you will be purchasing a home warranty, do so that you may inspect the property to
so before closing. make sure that it is in substantially the same
condition as when you ratified the contract
Complete any paperwork and respond to any to purchase it. Change the locks to your new
inquiries that the settlement or title company home.
might have.
Register to vote, register your car and get a
Schedule your move. Hire any movers (you new driver’s license in your new jurisdiction.
can often get estimates online or over the
phone) or schedule to rent any moving Move. You’re home!
trucks.
Make a list if you need anything after the
Change your utilities. Cancel the utilities move and call us to see which vendors we
at your current residence and turn on the can provide for you!
utilities at your new one. This includes
electricity, gas, phone, cable and internet
service.

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

STAY I N G I N TO U C H

You’ve purchased a property but it isn’t truly attorneys, family law attorneys, accountants,
a home until you’ve put your own touch on it. financial planners, insurance providers, and
Your pictures on the walls, your furniture in private bankers.
the rooms, your splashes of personality and
preference these are the things that bring a We are excited to see you create a great life in
space to life and create a place for memories to this new home and hope you’ll always see us as
take shape. a one-stop shop for all things real estate related.
There is no greater joy for us than knowing that
Long after the transactional part of your home Our clients who have already purchased a home,
ownership is completed, Vidal Adame remains still lean on me with questions and still think of
present and available to help guide all aspects us as your trusted Realtor for years to come.
of owning and maintaining your valuable
investment. We have an amazing network of Our clients will tell you, once you’re part of the
trusted movers, interior designers, general Mission Valley Realty Group LLC you’re on the
contractors, plumbers, electricians, painters, team for life. That means, when the time comes,
flooring and tile specialists - you name it! We will be here to help you sell or rent your
home, and We will be here when you decide to
We also understand that your new home is part buy again.
of the bigger picture of planning for a future and
building wealth. We can help you reach out to But for now, catch your breath, settle in, and
established and trustworthy probate and estate enjoy. You’ve earned this!

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

O: 915.228.3041

[email protected]

1613 N. ZARAGOZA RD. #205
EL PASO, TX 79936

®

LATINO AGENTS &
MORTGAGE ORIGINATORS

W W W. M I S S I O N V R E A LT Y. N E T

WWW.MISSIONVREALTY.NET