55plus

55 Plus · 2019 51

Brain health increases the risk of cognitive decline. feelings of well-being. Information
Smoking can impair blood flow to the from Psychology Today also indicates
Continued from page 50 brain and cause small strokes that may caffeine may help in the storage of
damage blood vessels. dopamine, which can reduce feelings
Exercise of depression and anxiety. In addition,
Becoming more active can improve Eat healthy foods compounds in cocoa and coffee beans
Foods that are good for the heart may improve vascular health and help
brain volume, reduce risk for dementia repair cellular damage due to high
and improve thinking and memory and blood vessels also are good for the antioxidant levels.
skills. The journal Neurology found brain. These include fresh fruits and
that older people who vigorously ex- vegetables, whole grains, fish-based Work the brain
ercise performed better on cognitive proteins, unsaturated fats, and foods Engaging in mentally stimulating
tests than others of the same age, plac- containing omega-3 fatty acids.
ing them at the equivalent of 10 years activities can create new brain connec-
younger. Increased blood flow that re- Neurologists state that, while re- tions and more backup circuits, states
sults may help generate new neurons search on diet and cognitive function Dr. Joel Salinas, a neurologist at Har-
in the area of the brain involved with is limited, diets such as Mediterranean vard-affiliated Massachusetts General
learning and memory. and Mediterranean-DASH (Dietary Hospital. Working the brain through
Approaches to Stop Hypertension) puzzles, reading and participating in
The Harvard Medical School says may lower risk of cognitive issues. social situations can stimulate the
aerobic exercise may help improve release of brain-derived neurotrophic
brain tissue by improving blood flow Consume caffeine factor (BDNF), a molecule essential
and reducing the chances of injury to Caffeine may help boost memory for repairing brain cells and creating
the brain from cholesterol buildup in connections between them.
blood vessels. performance and brain health. A Jour-
nal of Nutrition study found people A good way to combine these life-
Quit smoking over 70 who consumed more caffeine style factors is to take an exercise class
The Alzheimer’s Association indi- scored better on tests of mental func- with friends, mixing the social, stimu-
tion than those who consumed less. lation and exercise recommendations
cates that evidence shows smoking together.
Caffeine may help improve atten-
tion span, cognitive function and

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52 55 Plus · 2019

A good way to combine these life- Holiday Open House
style factors is to take an exercise class
with friends, mixing the social, stimu- November 29 & 30
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Leafy Greens

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Dark Chocolate

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Source: Northwestern Medicine -
Colleen DeBoer, MS, RD, LDN, CDE

55 Plus · 2019 53

Explorer Travel

The internet is for looking...B

54 55 Plus

Join us for our 2019 Travel Shows

Meet great vendors representing Cruise Lines,
All-Inclusive Vacations and Destinations.

Tuesday, October 29, 2019 from 3-7 pm
Bethany Beach Ocean Suites on the Boardwalk in Bethany

Wednesday, October 30, 2019 from 3-7 pm
Clubhouse at Baywood Greens, 32267 Clubhouse Way, Long Neck, DE 19966

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s · 2019

56 55 Plus · 2019

Better
health &
happiness

with assisted living

Requiring the help of others can be • 46% of women aged 75 and older More Free Time
a hard reality to accept. live alone. One reason seniors decide to move

Many seniors may view moving to An assisted living facility helps into assisted living is when the de-
an assisted living center as giving up maintain a social life as community mand of maintenance for their family
their independence. However, these events are held to stimulate physical home becomes too much. Once you
specialized facilities offer people and mental health. Seniors can par- downsize and sell your previous prop-
much of your familiar lifestyle with ticipate in exercise programs, exciting erty, you gain more free time to use
the security that someone is watching games and build relationships with for fun activities or to enhance your
over your health. Consider these ben- staff and fellow residents. health.
efits they provide for the next new and
exciting chapter in your life. Constant Health Care Supervision Healthy and Delicious Meals
You may not feel like you need con- Cooking can become increasingly
Camaraderie with Residents
Social isolation can be a devastat- stant supervision at this stage in your difficult due to conditions like ar-
life, but as you continue to age, it’s thritis, but it’s still important to eat
ing condition for seniors. In fact, the likely your capabilities will falter and healthy. Most assisted living facilities
American Association of Retired Per- make daily activities more difficult. offer delicious meals which include
sons offers these sobering statistics to Deciding to commit to an assisted the nutrients your body needs to age
consider. living community before this occurs, gracefully.
allows you to become familiar with
• 17% of adults aged 65 and older the staff and professionals you will Dining centers also give residents
feel isolated. later rely on. They are highly trained the opportunity to enjoy the company
to offer 24/7 care in a professional and of friends as they share an elegant
• 26% are at an increased risk of dignified manner. meal. ✜
early death due to the feeling of lone-
liness.

55 Plus · 2019 57

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34385 Carpenter Way | Unit A | Lewes, DE

58 55 Plus · 2019

For years, you’ve driven by
Country House.

but wHat we’re building now,
you won’t want to pass up.

Built on a portion of the original du Pont family Winterthur estate on Kennett Pike,
Country House has always been something of a landmark. Now, we’re making some
landmark improvements. We’re building 55 new apartments and 20 spacious new cottages,
all with beautiful interior appointments. Add in enhanced community amenities, like new
aquatics and fitness centers, a theater and a lively new bistro, and there have never been

more reasons to look into Country House.

BE AMONG THE FIRST TO SEE WHAT’S HAPPENING. Let us
show you the improvements we’re planning and everything
that has made Acts Retirement-Life Communities a leader
for almost 50 years.

Act now for best pricing and location.

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Also visit our nearby communities:

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ACT19005_CountryHouseRemod el_II_R5_Cape Gazette_7x8.75_10.8.indd 1 55 Plus · 2019 10/8/19 9:50 AM59

Downsizing Aging men and women often take inventory of their lives
in an effort to focus on activities or lifestyle changes that can
before a ensure happy retirements. Data from the U.S. Census Bureau
shows there are some 76 million baby boomers — those
move people born between 1946 to 1964 — across the country. With
the youngest of the boomers in their mid-50s and the major-
ity having already reached retirement age, many boomers are
trying to decide if it’s time to move out of their family homes
and into smaller, more manageable abodes.

Many older adults find they do not need the same amount
of space as they did when they had children living at home.
Retirees and those on the cusp of retirement may find that
downsizing is a smart financial move that frees up more time
for recreation.

However, it can be challenging to cut down on living
space and then deal with figuring out how to make furniture,
belongings and stored items fit in more condensed areas.
Moving can be stressful even without having to cut down
on prized items. Taking an inventory of belongings can help
the process go smoothly.

Before moving, go room by room, making piles of items
that will be kept, donated, sold, or discarded. This can be a
tedious task, but it is necessary to avoid clutter in a new
home.

People downsizing can attempt to sell items they do not
need via newspaper classified sections or online classified
sites. Appliances and furniture in excellent shape may fetch

Continued on page 62

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55 Plus · 2019

Downsizing

Continued from page 60

good prices. Any extra cash can be the floorplan of their new dwellings ing company Organize Me says that
put toward buying new items that are and pay attention to storage space. homeowners should consider how
size-appropriate for the smaller home. This can make it easier to plan ahead cabinets and closets will be used be-
for what may fit, what will need to fore moving in.
Another way to clear out clutter is be purchased new and which storage
to sort duplicates from the stock of solutions may be needed. Having a Downsizing can free up time and
items. A person may no longer need plan in place can make unpacking and money. When done right, downsizing
multiple sets of dishes or silverware. settling in go smoothly. The organiz- can make retirement easier and create
If the move involves switching from more leisure time for retirees. ✜
a king-sized to a queen-sized bed,
donate or trash bed linens that will
no longer fit. Pay close attention to
kitchen and bathroom items which
tend to accumulate over time but
might not be discarded when clearing
a home of clutter.

People moving from a detached
home to a condominium or a town-
house may learn that homeowner’s
association fees cover everything from
snow removal to lawn maintenance to
pool upkeep. If so, it’s unnecessary to
bring lawn and garden supplies.

Homeowners are advised to look at

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62 55 Plus · 2019

Easy Living

just 4 miles to downtown lewes

The coastal-inspired, single family homes and villas at Covered Bridge
Trails feature open concept spaces and all include first floor owner’s suites.
Lennar’s Everything’s Included® program means luxury features like granite
and quartz countertops, wide plank flooring, stainless steel appliances,
home efficiency and automation features, designer cabinetry and more,
are all included in your new home at no extra cost. Homeowners will enjoy
numerous community amenites including a clubhouse, pool, dog park,
pickleball, and walking trails with direct access to the Georgetown-Lewes
Hiking Trail. See us today!

Villas from the mid $300s | single family homes from the mid $400s

an active adult community

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Welcome Home Center Open Daily 10am–6pm | 21035 Stillwater Drive, Lewes, DE 19958 | 888.214.2073

Photographs depict the community as of the dates taken. Photographs are solely for illustrative purposes and should never be relied upon. You should never rely on the accuracy of photographs or videos in making
any decisions relative to purchasing any property. We reserve the right to make changes at any time without notice. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions,
which may include use of designated lenders and closing agents. Certain incentives could affect the loan amount. Offer good for a limited time only. Lennar reserves the right to change or withdraw any offer at any
time. Prices subject to change without notice. Offer is subject to borrower meeting approval guidelines. Rates and terms are subject to change without notice. Contact a Loan Officer for financing details,
or a New Home Consultant for home purchase details. Visit Lennar.com or see a Lennar New Home Consultant for further details and important legal disclaimers. This is not an offer in states where prior
registration is required. Void where prohibited by law. Copyright © 2019 Lennar Corporation. Lennar, the Lennar logo, CalAtlantic, the CalAtlantic logo, and the Everything’s Included logo are U.S. registered
service marks or service marks of Lennar Corporation and/or its subsidiaries. U.S. Home Corporation, MHBR #316. Date 10/19.

55 Plus · 2019 63

Make travel a key component of retirement

When the time comes to bid fare-
well to conference calls, meetings and
daily commutes, retirees have open
schedules to fill with whichever activi-
ties they choose. Travel is one exciting
way to pass the time.

Traveling can be a rewarding pros-
pect for active seniors, particularly
those who successfully preplanned
for retirement and have the income
to fund various excursions. Many
seniors, both in the United States and
Canada, find that travel tops their to-
do lists once they retire.

According to Senior Travel maga-
zine, new travel options are emerging
for newly minted retirees looking for
something a little different from the
status quo.

The list of destinations retirees
have at their disposal is limitless. The
following ideas are some of the more
popular ways retirees choose to travel.

Continued on page 66

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64 55 Plus · 2019

55 Plus · 2019 65

Travel tures. Such trips provide travelers with • Enjoy a relaxing seaside trip. A
a unique opportunity to understand seaside vacation can be the perfect
Continued from page 64 their roots up close and personal while trip for seniors who want to put their
enjoying some international travel feet up and sip some cocktails while
• Road trips rule. Taking to the along the way. watching the waves lap the shores.
highways and byways is an excellent Many beach resorts offer all-inclusive
way to see the country. Seniors can TRAVELING CAN BE A REWARDING packages for different age groups.
customize their routes depending on PROSPECT FOR ACTIVE SENIORS, Meals, excursions and hotel rooms
which places they want to visit. RV can be bundled into one affordable,
travel can be as comfortable or as rus- PARTICULARLY THOSE WHO confusion-free price.
tic as travelers prefer. SUCCESSFULLY PREPLANNED
FOR RETIREMENT AND HAVE • Go cruising. Speaking of all-in-
Many seniors spend months travel- THE INCOME TO FUND VARIOUS clusive vacationing, cruising seems
ing in their campers, which offer many tailor-made for those ages 50 and older
of the same amenities of home. Camp- EXCURSIONS. because it offers the convenience of
sites and special RV hook-up sites accommodations, food, entertainment,
offer the other necessities of traveling • Exotic tours can be excit- and transportation all in one.
the open road. ing destinations. History buffs or
adventure-seeking couples may be The various activities offered on the
• Genealogical tourism is popular. particularly attracted to exotic travel ship mean travelers can find ways to
People hoping to trace their ancestry destinations that are slightly off the spend their time how they see fit.
and visit their ancestral homelands beaten path. Travel tours may take
are one of the fastest-growing travel vacationers to destinations such as Cruising couples can opt to spend
segments. excavation sites or backpacking in all of their time on the ship enjoying
the rainforest. With passport in hand, carefully prepared meals and enter-
Visiting an old church in Europe seniors can go just about anywhere. tainment or disembark and explore
where ancestors were married or the various ports of call along the
buying food from a market in which a way.
great aunt or uncle once worked leads
retirees on many international adven- Now that they have more free time,
retirees can gear up for travel adven-
tures to remember. ✜

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66 55 Plus · 2019

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55 Plus · 2019 67

Hit the road: exploring your world in an RV

For those who retired and reside in
a cooler region, it’s not uncommon to
leave home as fall and winter enter.

Traveling to warmer destinations
can be affordable if you have a vaca-
tion home. However, when your plan
includes an extended stay hopping
from condos or hotels, the costs can
rack up quickly.

One way to avoid the expense is by
investing in an RV and bringing the
comforts of home with you. RVing
is more popular than ever as more
people learn how RVing can fit their
lifestyles.

Driving the roadways and stopping
for rest at different campgrounds or
resorts offers a new perspective on
vacation and can even create life-long
friendships with other travelers.

Before heading to the RV dealership,
here are some decisions you should
plan to make.

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68 55 Plus · 2019

Type of Camper Buy New or Used?
The size and length of your Many RV shoppers may choose

camper largely lies on the type of to purchase their vehicle through
vehicle you plan to use for hauling. a private party to save money. Un-
less you’re buying from a trusted
If you already have a truck for source, this investment can be a
towing, explain to your salesman mistake, especially if the camp-
its limits. However, if you plan to er was mistreated by a previous
purchase an RV, then a vehicle for owner.
hauling, your options for weight
and towing options are vaster. For the best peace of mind that
you are buying a reliable vehicle,
Here are a few of the most com- work with a professional dealer-
mon RVs you should expect to ship. Even their used units may
choose from. come with an extended warranty
and a guarantee that it has been
Class A & C: Perfect for full- thoroughly inspected. Buying a
time campers, you can forgo an brand new unit is your best chance
additional towing vehicle as these to take advantage of the latest
camping companions are built and greatest features offered by a
on a truck or bus chassis and manufacturer.
equipped with a drivetrain. Take into account the climate of the location you’re
headed to.. Look for enhanced heating or cooling systems
Fifth wheel: These RVs typically if you plan to trek into extreme temperature regions and
offer the largest living space in towable campers. Your truck floor plans that make sense to your lifestyle. Don’t be dis-
must be equipped with a fifth-wheel hitch which usually couraged if you don’t see your dream machine sitting on
requires an additional installation. the lot, most reputable dealers can custom order the perfect
RV because of their relationships with manufacturers. ✜
Travel trailer: A camper built to be towed with a com-
mon bumper hitch, they accommodate campers with easy
towing and a wide variety of floor plans and features to
choose from.

FRIENDSHIPS. TRAVEL. LEARNING.

Join the growing OLLI movement
in Kent and Sussex Counties!

The University of Delaware hosts Osher Lifelong Learning Institute
(OLLI) programs for adults 50+ to enjoy classes, teach, exchange
ideas, and travel together. OLLI offers more than 900 courses each
year, with no grades or exams and no educational prerequisites.

REGISTRATION BEGINS DECEMBER 9.
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55 Plus · 2019 69

Numerous studies have found that vacationing produces a
host of health benefits.

Did The ongoing Framingham Heart stress by removing people from ac-
You Study, which began in 1948 and is tivities and environments that are the
currently studying its third generation sources of their stress.
?Know of participants, found that men who
did not take a vacation for several Vacations can even benefit employ-
years were 30 percent more likely ers, as an internal study from the
to have heart attacks than men who professional services firm Ernst &
took time off. In addition, the FHS Young found that employees’ year-
found women who take a vacation end performance ratings improved by
only once every six years or less were 8 percent for each additional 10 hours
nearly eight times as likely to develop of vacation time they took.
coronary heart disease or have a
heart attack as women who vacation
at least twice per year.

Vacations also have been linked to
lower stress levels, as a study from
the American Psychological Associa-
tion concluded that vacations reduce

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302.945.2200 55 Plus · 2019

70

On the Interested in helping your Community?
Lighter
Holy Spirit Church in Lewes
Side
has been called the small church
A man and his wife were driving that does great things.
their RV across the country and
were nearing a town spelled Kis- Come join our family for:
simee. They noted the strange
spelling and tried to figure how • Worship • Prayer
to pronounce it - KISS-a-me; kis- • Fellowship • Reaching Out in
A-me; kis-a-ME. They grew more • Bible Study
perplexed as they drove into the Loving Service
town. Since they were hungry,
they pulled into a fast food place holyspiritanglican-de.org | facebook.com/hsac.3streams
to eat. At the counter, the man
said to the server: “We can’t seem 302-251-8141
to be able to figure out how to
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it slowly so that I can understand.”
The server looked at him and said: UNDERSTANDING
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A woman was driving through depression,
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As he was giving her the ticket,
she said, “How come I always John L. McLaughlin, Ph.D., Clinical Psychologist 71
get a ticket? Is it my face?” “No,
ma’am,” explained the officer, “it’s 19606 Coastal Highway, Suite 202 | Rehoboth Beach, DE
your foot.”
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55 Plus · 2019
A businessman was having a
tough time lugging his huge,
lumpy bag onto the plane. Helped
by an attendant, he finally man-
aged to stuff it in the overhead bin.
“Do you always carry such heavy
luggage?” she sighed. “No more,”
the man said. “Next time, I’m rid-
ing in the bag, and my partner can
buy the ticket!”

Adventure Cruising can be an ideal vacation
on the for people of any age, but particu-
High Seas larly for seniors. Cruises combine
all-inclusive meal packages with ac-
commodations, breathtaking ports
of call and pre-arranged activities, so
vacationers do not have to lift a finger
for days on end. Cruising also can be
a social activity, meaning singletons
can meet up with other like-minded
people and enjoy the cruising experi-
ence together.

Cruise Lines International Associa-
tion, a global organization advocating
for the cruising community, found
that 25.8 million passengers expected
to take a cruise in 2017, and various
cruise companies invested more than
$6.8 billion in new ocean vessels.

Whether a person is new to cruis-
ing or is a seasoned ocean or river
traveler, there are always techniques
to try to score great deals or enjoy
the experience even further. Con-
sider these tips and tricks, courtesy of

Continued on page 74

Refrigeration Where Cooking
Laundry Dishwashers
Customer
Care is our

rst priority
since 1969!

28841 Lewes / Georgetown Hwy • Lewes, DE 19958

(302) 645-6215 | www.MillmansAppliances.com

72 55 Plus · 2019

COMPREHENSIVE EYE CARE

Cataract Surgery • LASIK • Adult & Pediatric Eye Exams • Glaucoma

OUR PHYSICIANS

Edward Jaoude, M.D. Karen Rudo, M.D.
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Diagnostic & Therapeutic Optometrist Board Certified Optometrist

Jeffrey Benner, M.D. John Butler, M.D.
Retina & Vitreous Diseases Retina & Vitreous Diseases

Zaaira Ahmad, M.D. E. Paul Kuhwald, F.C.L.S.A
Retina & Vitreous Diseases Contact Lens Specialist

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55 Plus · 2019 73

Cruising

Continued from page 72

Royal Caribbean, The Cruise Critic, the Travel Channel,
and other vacationing experts.

• Research the ships, and not just the cruise lines. Cruise
lines each offer their own amenities and are known for
certain features. One cruise line may be a better match for
young singles, while others may cater to families. In addi-
tion, certain ships may have their own special features such
as water slides, athletic events, casinos, and more. Choose
a ship that meets your needs.

• Arrive the night before. There’s no need to rush to the
port to board the ship. Extend the vacation a little further
by arriving a night or two before and checking into a nearby
hotel. Some hotels may offer free parking or shuttle service
to the ship.

• Choose a close port. Select a port within driving
distance to avoid airline costs and the extra hassles of co-
ordinating luggage and travel to the port.

• Book dining ahead of time. Cruise ships often have a
main dining room and then specialty restaurants. If you
want a particular meal, make reservations before leaving
port. Certain restaurants may offer discounts or perks, such
as a free bottle of wine or premiere seating.

Continued on page 76

74 55 Plus · 2019

LIVE HERE. STAY BEACHY.

At Pot-Nets, you’re not just buying a home, but a lifestyle. One visit to any of our six coastal SIX WATERFRONT NEIGHBORHOODS
communities will reveal the perfect place for you and your family for years to come. We pride
ourselves in providing the coastal experience to our residents to include five miles of coastline, Bayside · Lakeside · Creekside
several dining options, extensive amenities, and much more. Our golf car friendly community Seaside · Coveside · Dockside
allows quick access to some of the best Long Neck has to offer, with Rehoboth Beach and Lewes
just minutes away by car.

Whether you’re looking for your forever home or for a special weekend retreat, Pot-Nets has
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55 Plus · 2019 75

Cruising AMAZING CRUISE SHIP FACTS

Continued from page 74 The world’s largest cruise ship, Royal Caribbean’s
Harmony of the Seas, is twice the length of the
• Understand what’s included. Cruise ships have many Washington Monument.
foods and drinks that are included in the packaged price.
Certain branded items, such as specialty coffees or ice The average cruise ship sails the equivalent of three
creams, may be available at an additional charge, as are times around the world each year, some 84,007
premium drinks. But chances are you can find a free, similar miles.
version elsewhere on the ship.
Most cruise ships feature a fake funnel (or two, or
• Explore special discounts. When shopping for a cruise, three!). Funnels were originally introduced in the
see if there are discounts available for seniors, teachers, steamship days expel smoke and fumes. They’re not
people in the military, or those who belong to certain clubs. as necessary today. The modern ship typically only
Cruises often love to incentivize, so it pays to ask about needs one funnel, but most cruise ships still feature
discount pricing. between two and four, for aesthetic reasons.

• Make a list of activities. It can be easy to get over- Cruise ships travel an average speed of 23 miles
whelmed by all of the offerings on a cruise ship, so much per hour, according to Cruise Critic. A ship’s speed
so that there’s some stress over trying to fit it all in. depends on a variety of factors, from the capabilities
of its engines to the conditions at sea.
Recognize that you can’t see or hear it all, and prioritize
what’s important to you. Make sure you have plenty of Source: bestlifeonline.com
time to relax.

• Book at the right time. Cruises may be more available
after Labor Day when kids go back to school and the weeks
between Thanksgiving and Christmas when others are too
busy to travel.

Cruising can be an ideal vacation for travelers who are
savvy enough to do their research. ✜

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76 55 Plus · 2019

Bank Where It
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55 Plus · 2019 77

Ways to make your
money stretch further

Living on fixed income after retirement requires that many
retirees make some financial concessions. Retirement income
likely won’t equal the income professionals earned while

they were still working, so men and women approaching
retirement may want to begin prioritizing their purchases
and choosing which luxuries they can and cannot live
without going forward.
Managing on a fixed income may necessitate some
changes, but a little frugality and financial wherewithal
can ensure seniors need not compromise too much during

their golden years.
• Change your dining habits. Many people enjoy meals
out on the town after getting home from work and
spending time with the family.
Retirees have more flexible schedules, and adjust-
ing the time of day when they dine out can add up to
considerable savings. Many brunch and lunch offerings
are less expensive than dinner menus, and seniors can

use this to their advantage.
Meet up for lunch and spend less. If you prefer take-out, order
Continued on page 80

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78 55 Plus · 2019

Medicare
annual Open Enrollment

October 15, 2019 through December 7th, 2019

Questions about your Medicare Plans and Options?

Work with licensed health insurance agents, Bob & Joan Tremain, from MidAtlantic Health Plan Advisors to
determine the optimal Medicare Advantage Plans, Prescription Drug Plans, Medicare Supplement Plans
and more!

We work with our clients to determine the optimal combination of benefits, premiums, deductibles, and co-
pays to fit their lifestyle and budget. We are authorized to offer benefit products from well-known insurance
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Our Guarantee: To Compare Options, Maximize Coverage, Understand Benefits
& Provide Customer Service. Our services are always Free to our Clients with no
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Call Bob or Joan Tremain

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W W W. M Y M E D I C A R E B E N E F I T P L A N . CO M

Register for November 4, 2019 December 3, 2019
one of our Rehoboth Beach Library 5:30 - 7 PM Kent County Library 3:30 - 5 PM
MEDICARE
& YOU November 12, 2019 December 4, 2019
Educational Kent County Library 3:30 - 5 PM Lewes Library 3:30 - 5PM
Seminars
November 18, 2019 January 14, 2020
Lewes Library 4 - 5:30 PM Kent County Library 4 - 5:30 PM

December 2, 2019
Rehoboth Beach Library 5:30 - 7 PM

55 Plus · 2019 79

Money surprised to learn that drug stores Rewards programs may lead to a few
often charge less than supermarkets extra promotional emails throughout
Continued from page 78 for personal grooming products and the week, but the savings reaped can
household supplies. be considerable and well worth nui-
from the lunch specials and then re- sance of seeing your spam folder fill
heat your food at dinnertime. Shopping online also may yield up each day.
some good deals. Before making any
• Ask about senior discounts. Vari- online purchases, familiarize yourself Many savings clubs have replaced
ous restaurants, stores and other with shipping costs, which may negate traditional coupons, saving seniors the
retailers offer senior discounts. In- the savings. effort required to scan circulars look-
quire about discounts before making ing for deals. ✜
purchases and take advantage of any • Sign up for rewards programs.
offers.

• Pool your resources. Bulk shop-
ping clubs enable individuals to save
money on the cost of many goods and
services.

However, for seniors living in two-
person households, it may seem
counterintuitive to purchase items in
bulk. Split the cost of shopping club
memberships with fellow retirees.

This allows you to get discounted
prices without having to store exces-
sive amounts of food.

• Shop around. Instead of shopping
only at stores you’re familiar with, go
where the deals are. Many people are

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80 55 Plus · 2019

Those looking to rein in their spending may want to take
inventory of their dining habits.

Did The budgeting resource The Simple Budget-conscious diners looking to
You Dollar says the average American curtail their spending can be pickier
eats roughly 4.2 commercially pre- about when they choose to dine out.
?Know pared meals per week.
Simply eating at home a few more
This equates to around 18 meals times per month can add up to con-
eaten outside of the home in a given siderable savings.
month. That can cost diners roughly
$232 dollars per month or more.

LEADING THE WAY IN RIVER CRUISING

JOURNEY along the Danube and
see firsthand why this storied river
has inspired generations of artists,
poets and musicians. Indulge your
passion for timeles architectures
and art in four magnificent capitals:
Budapest, Bratislava, Vienna and
Prague. Let the hills come alive with
the sounds of music in Salzburg.
Enjoy two AmaWaterways exclusive
experiences in Grein and Vilshofen.
Cruise through the enchanting
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melodies of the Danube carry you
on a regal journey through time.

609-529-4509 Leading the way in
River Cruise Planning
Ed Teti | [email protected]
www.eteti.cruiseholidays.com 55 Plus · 2019 81

Your
Financial
Legacy

Organizing estate there are various ways to incorporate guarantees the charity will receive 100
planning and charitable giving into an estate plan, percent of the account’s value once it
charitable giving and that doing so is something almost has been liquidated.
anyone can do.
Charitable giving comes in many • Explore a charitable trust. Chari-
forms. Some people donate annually • Dictate giving in your will. When table trusts provide another way to
to their favorite charities, while others reading about charitable giving and give back through estate planning. For
may volunteer their time or profes- estate planning, many people might example, a split-interest trust allows
sional services. begin to feel intimidated by estate men and women to donate their as-
taxes, feeling their heirs won’t get as sets to a charity but retain some of the
One way many people choose to much of their money as they hoped. benefits of holding those assets.
give to charity is to donate at the time
of their death. Including charitable But Schwab Charitable notes that A split-interest trust funds a trust
giving into an estate plan is wonderful including a charitable contribution in the charity’s name, and people who
way to support a favorite cause. in your estate plan will reduce your open one receive a tax deduction any
estate tax liabilities, which will help to time money is transferred into the
When researching this approach, it maximize the final value of your estate trust. But the donors still control the
can be easy to become overwhelmed for your heirs. assets in the trust, which is passed
by references to tax codes, attorney onto the charity at the time of their
fees and other items that can make Speak with your estate attorney and deaths.
including charitable gifts in one’s es- ensure your donation is spelled out in
tate plan seem more complex than it your will. You have various options at your
needs to be. disposal in regard to charitable trusts,
• Donate your retirement account. so speak to a financial advisor to help
Schwab Charitable, an independent Another way to utilize an estate plan you pick the best one for you.
nonprofit organization, notes that to donate to charity is to designate the
charity of your choice as the benefi- Charitable giving is a part of many
ciary on your retirement account. people’s estate plan. Explore your op-
tions and choose the one that’s most
Schwab Charitable notes that chari- beneficial to you, your heirs and the
ties are exempt from both income and charities you want to support. ✜
estate taxes, so choosing this option

82 55 Plus · 2019

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55 Plus · 2019 83

SENIORS
ON THE CAPE

DAN COOK PHOTOS

THE CAPE REGION offers anglers many opportunities for a good catch. Jeff Pederson of Golden, Colorado, above, and Deb-
bie Miller and Dan Hollowell, below, fish off the pier at Cape Henlopen State Park.

84 55 Plus · 2019

MulligansPointe.55SectionAd.indd 1 55 Plus · 2019 10/4/19 8:21 AM85

Great part-
time jobs for
retirees

Upon retiring, many newly minted In warmer months, retirees may find to be big sports fans.
retirees find themselves looking for seasonal employment at area beaches, • Crafts: Retirees with a love of
ways to fill their free time. Hobbies golf courses or parks.
may not take up too much time, and crafting can turn their hobby into in-
travel can stretch retirees’ budgets. • Sports teams: Retirees who live in come. For example, Etsy.com makes it
cities with professional sports teams easy for creative entrepreneurs to post
One way that retirees can make may be able to find work with their their creations and sell them to buyers
great use of their free time and make favorite franchise. Professional sports all over the globe.
a little extra money is to find part-time franchises often rely on retirees to
employment. Part-time jobs can help staff in-game positions like ushers and Sellers often dictate how quickly
retirees maintain their connections concessions employees, and some may they can make and ship products, so
with their communities, whether it’s even hire retirees to greet fans. While retirees need not feel worried about
their professional community or the the pay might not be great, such posi- being rushed to fill their time and
community in which they live, while tions are ideal for retirees who happen make a little extra money along the
also providing a sense of purpose. way. ✜
Retirees interesting in finding part-
time work may want to consider the Customized Just For YOU!
following jobs. Roll Down Enclosures to Protect Your
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teaching opportunities at a nearby uni-
versity or even the local high school.
Such opportunities may only be avail-
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might pay part-time salaries or small
stipends. Either way, many retirees
find that working with young people
helps them stay young, and passing
on lessons learned to younger gen-
erations can provide a strong sense
of purpose.

• Seasonal work: Seasonal work
is another great way for retirees to
fill their time and make a little extra
money along the way. Come the holi-
day season, retirees should have no
trouble finding seasonal retail work at
their local malls or shopping centers.

86 55 Plus · 2019

55 Plus · 2019 87

Embracing Tech

Modern devices can
lend a helping hand

Since modern technology advances
so rapidly, it’s hard to keep up with
the latest trends and innovations.
However, smart devices can benefit
seniors by offering life-saving alerts,
health trackers and offer exciting ways
to stay in touch with family.

If you feel like you’ve been left be-
hind by tech upgrades, it’s not too late
to get back in the swing of things and
learn how it can enhance your life.

The experts at the Consumer Tech-
nology Association estimate that the
aging tech industry will reach $30
billion by 2030. This will include

Continued on page 90

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88 55 Plus · 2019

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55 Plus · 2019 89

Tech have already been ingested. Having an your family members while you talk,
extra support system to remind you is hands free.
Continued from page 88 beneficial when ensuring you’re on
senior-specific devices and inno- schedule. It’s a great way to see how much
vations that directly benefit aging your grandchildren have grown when
people, their caregivers and family Socialize you live across the country.
members. Here are a few exceptional When life gets in the way, it’s not
technologies that are already available. Safety Devices
always easy for families to gather for Personal emergency-response
Medication Reminders dinner or personal conversations.
If you take different medicine doses systems have become much more ad-
Thanks to video chats, people can vanced than the previous call button
throughout the day, it’s easy to forget participate in a chat that’s far more used in the past.
or lose track of time. intimate than a phone call. Usually,
all you need is an efficient internet Today, there are pendants and sen-
Ensuring you stick to the connection and an application to view sors available that can be carried on
schedule as prescribed by your person or attached to places
a doctor is important so you frequent like your bed, couch or
the medicine can reach its favorite chair.
potential.
Some fall devices can detect
There are numerous when a tumble occurs if you are un-
apps and software available able to call for help or alert medical
that will alert you when it’s help with the press of a button.
time to take your meds.
You will get peace of mind that
Some cool features a few they can work from anywhere,
include is the ability to share
information with your family not just home. Ensuring
members and track which pills medical assistance is
notified as soon as a fall
happens can have life-
saving effects. ✜

90 55 Plus · 2019

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55 Plus · 2019 91

HEALTHY COOKING »

Try your hand at
Japanese cuisine

Stuffed cabbage can sometimes be a
heavy dish that, while delicious, makes
its fans feel very full. However, the fol-
lowing recipe for “Mayumi no Roru
Cabegi (Mayumi’s Cabbage Rolls)”
from Amy Kaneko’s “Let’s Cook Japa-
nese Food!” (Chronicle Books) calls
for the rolls to be made smaller than
normal. That makes the meal feel less
heavy while also cutting down on
cooking time, which is sure to please
time-strapped home cooks.

Mayumi no Roru Cabegi (Mayumi’s without tearing them. As the leaves chopstick; the leaf should be very eas-
Cabbage Rolls) are removed, place them on paper ily pierced. Taste the broth and season
Serves 4 as a main course or 8 as an towels to absorb the excess water. with salt if needed.
appetizer You will need 8 large leaves without
rips, tears or heavy spines. If you can In a small bowl, stir together the
1 head green cabbage, outer layer salvage more leaves, do so, in case you ketchup, 3 tablespoons of the reserved
of leaves discarded have extra filling. cabbage cooking water, and the may-
onnaise until well combined. If you
5 green onions, including tender In a bowl, combine the green onions, have ended up with extra filling and
green tops, thinly sliced bread, shrimp, pork, ginger juice, 1⁄2 the leaves to wrap it, you will want
teaspoon salt, pepper, and sake. Us- the remaining 2 tablespoons water for
2 slices white bread, torn into ing your hands, mix the ingredients mixing up extra sauce.
small pieces together until evenly distributed.
To serve, place 2 cabbage rolls in a
1⁄4 pound shrimp, peeled, dev- In a large saucepan, heat the chicken shallow bowl, add broth to each bowl
eined and chopped into small broth over medium-high heat. While to reach about halfway up the sides of
pieces the broth is heating, prepare the rolls: the rolls, and drizzle with the sauce.
Position a leaf with the stem facing (Or, if you want to the serve the rolls
1⁄4 pound ground pork you. Place 2 to 3 tablespoons of the as appetizers, divide the rolls, broth
1-1⁄2 teaspoons ginger juice (see filling in the middle of the leaf, bring and sauce among 8 bowls.) Serve im-
the edge nearest you over the filling mediately.
notes) to cover it, fold in both sides, and then
1⁄2 teaspoon salt, plus more for roll up the leaf. Secure the roll with Notes: To extract ginger juice, you
a toothpick, being careful not to tear don’t need to peel the ginger. Simply
seasoning the cabbage leaf. Repeat to make 7 grate it and then squeeze the pulp in
1⁄4 teaspoon ground pepper more rolls. your hand to release the juice. A 31⁄2-
1 tablespoon sake inch piece of fresh ginger yields about 2
5 cups reduced-fat, low-sodium At this point, the broth should be teaspoons juice.
at a slow boil. Carefully add the cab-
canned chicken broth bage rolls to the pan. They usually fit Known as an “otoshi-buta,” a drop-
1⁄4 cup tomato ketchup in a single layer, with just 1 or 2 rolls lid has a small wooden handle and fits
5 tablespoons mayonnaise on top. Cover the pan with a drop-lid just inside of a pot rim. It floats directly
(see notes below), and cook until the on the simmering foods, keeping them
Fill a large pot three-fourths full of cabbage leaves are very tender but not from moving around, helping to spread
water and bring to a boil. Add the cab- disintegrating, 30 to 35 minutes. To the flavors of the liquid evenly, and pre-
bage, submerging it in the water. When test, prod a roll or two with a fork or venting the liquid from cooking away. ✜
the water returns to a boil, remove the
cabbage from the pot with tongs and
place it in a colander to drain. Reserve
5 tablespoons of the boiling water for
the sauce (you may not use all of it).

When the cabbage is cool enough to
handle, carefully peel away the leaves

92 55 Plus · 2019

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55 Plus · 2019 93

HEALTHY COOKING »

A vegan appetizer that will appeal to all your guests

Friends and family can have diverse 1⁄2 teaspoon salt bread toasts and/or crackers.
dietary preferences. Having a series 1⁄2 teaspoon black pepper Tip: Use this dip as a spread for
of tested recipes on hand can fulfill a 2 teaspoons minced fresh herbs,
variety of needs when having people sandwiches or as a pasta topping. Thin
over for dinner parties or informal such as basil, parsley or orega- it with additional liquid as needed. You
gatherings. no (optional) can also use it in place of sour cream
Assorted bread toasts and/or as a topping for tacos and chili. ✜
This recipe for “Creamy Cashew crackers
Spread” from “Vegan Cooking for Be- Rinse cashews and place in a medi-
ginners” (Publications International um bowl. Cover with water by at least
Ltd.) by the editors of Publications 2 inches. Soak 4 hours or overnight.
International can meet various dietary Drain cashews, reserving soaking
needs, making it an ideal addition to water.
the menu when hosting guests. Al- Place cashews, 2 tablespoons re-
though a vegan recipe, it certainly can served water, lemon juice, tahini,
appeal to any guest who appreciates salt, and pepper in food processor or
tasty dips and spreads. blender; process for several minutes
or until smooth. Add additional water,
Creamy Cashew Spread 1 tablespoon at a time, until desired
Makes about 1⁄2 cup consistency is reached.
Cover and refrigerate until ready
1 cup raw cashews to serve. Stir in herbs, if desired, just
2 tablespoons lemon juice before serving. Serve with assorted
1 tablespoon tahini

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94 55 Plus · 2019

“We fell in love with
Delaware on vacation.
Now we call it home.”

If you have a Will from a
different state, it is best to have it
reviewed by a Delaware attorney

focused in estate planning.

For more information,
contact our office at 302.703.6993.

Planning today to protect your family’s tomorrow.
w w w. p w w l a w. c o m ⧫ Offices in Lewes, Seaford & Berlin

55 Plus · 2019 95

HEALTHY COOKING »

This low-calorie, flavorful chicken dish is full of crunch

Making healthy changes to your 1⁄4 cup finely chopped celery and walnuts in separate shallow bowls.
diet doesn’t mean sacrificing flavor 2 garlic cloves, minced Dip one side of chicken in egg white,
and hardiness. Just because something 2-1⁄2 teaspoons olive oil then in walnuts.
seems to be more filling doesn’t mean 1 10-ounce package frozen
it has to be high in calories or compro- Place in an 11x7-inch baking dish
mise light eating plans. chopped spinach, thawed and coated with cooking spray. Bake, un-
squeezed dry covered, at 350 F for 25 to 30 minutes,
Cooks may be surprised to discover 1 ⁄4 cup crumbled Gorgonzola or until chicken juices run clear. ✜
how much flavor is nestled within this cheese
300-calorie “Spinach-Walnut Stuffed 4 boneless skinless chicken
Chicken” dish from “Taste of Home: breast halves, 6 ounces each
Healthy Cooking Cookbook” (RDA 1⁄4 teaspoon salt
Enthusiast Brands) by the Taste of 1⁄4 teaspoon pepper
Home Editors. 1 egg white
1⁄4 cup ground walnuts
The cheese and chicken produce In a small skillet, saute the on-
stick-to-your ribs satiety, and the toast- ion, mushrooms, celery and garlic in
ed walnuts add a delicious texture. oil until tender. Stir in spinach and
cheese; remove from the heat.
Spinach-Walnut Stuffed Chicken Cut a lengthwise slit through the
Serves 4 thickest part of each chicken breast;
fill with spinach mixture. Sprinkle
1⁄2 cup finely chopped onion with salt and pepper. Place egg white
1 ⁄2 cup finely chopped fresh

mushrooms

Safeway Shopping Center Erin We’ve got the
19266 Coastal Hwy, Unit 4 Justin perfect box for
Rehoboth Beach, DE 19971 Catherine your perfect gift.
Michael & Tyrah
Phone:302-227-9220 Mom & Dad
Email: [email protected] Bella
www.parcelplus.com/250
©2019 Annex Brands Inc. Not all services offered at all locations.
Store Hours: Each location is independently owned and operated. For franchise
Mon-Fri 8:30am-6:00pm
Sat 10:00am-3:00pm information call 866.964.3142 or visit www.AnnexBrands.com.

Additional Services • Passport Photos $5 OFF $10 OFF
• Shipping • Office Supplies
• Packaging Supplies • Shredding Any Purchase of $20 or More Any Purchase of $40 or More
• Notary • Greeting Cards
• Mailbox Rentals • Boxes of All Sizes Excludes Stamps, Mailbox Renewal & Excludes Stamps, Mailbox Renewal &
• Color/B&W Copies • & Much More!
• Faxing Commission-Based Services Commission-Based Services

Valid at participating Parcel Plus locations. Not valid with any other Valid at participating Parcel Plus locations. Not valid with any other
coupon or discount. Additional restrictions may apply. Each Parcel Plus coupon or discount. Additional restrictions may apply. Each Parcel Plus

location is independently owned and operated. location is independently owned and operated.
©2019 Annex Brands, Inc. Offer Expires: 1/31/20 ©2019 Annex Brands, Inc. Offer Expires: 1/31/20

96 55 Plus · 2019

ADVANCED SKIN CANCER
CENTERS OF DELAWARE

• Comprehensive Skin • Average wait time 2-3 weeks
Cancer Care from skin cancer diagnosis
to removal
• Skin screenings
• 99% success rate skin cancer • Removal benign lesions and
growths
removal and closure 1 visit
• Only 1 consult required • Medicare and Most
insurance accepted
before skin cancer removal

Cosmetic Procedures chemical peels, permanent cosmetics,
Coolsculpting, BodyFx, MiniFX, Forma
• Cosmetic Surgery: hair transplants, liposuction, Plus, Exilis Ultra, Vivace, Morpheus,
abdominoplasty, breast augmentation, lifts and Pelleve, Alma IPL, Cynosure Icon lasers,
reduction (female and male), arm lift, thigh lift, LaseMD, Ultrashape Power, Vanquish
facelift, necklift, blepharoplasty, rhinoplasty, Me, Ultrafemme 360, EMSCULPT,
labioplasty, otoplasty Dermalinfusion, Neograft, PRP, Eurothreads
and more
• Minimally Invasive Cosmetic Procedures:
Nonexcisional Facelifts, Necklifts, Arm lifts, Reconstructive Procedures:
Thigh lifts and Abdominoplasty with BodyTite/
Facetite/Accutite/Morpheus/Smart Lipo/ postmastectomy breast; post bariatric weight loss;
PrecisionTx/ thread lifts transgender TOP; reconstruction of face, body
and extremities after trauma, cancer removal or
• Noninvasive/Nouveau Medispa: the Delaware congenital; hand injuries; burns; scars and urgent
Valley premier Medispa since 1999 offering full care minor surgical injuries/wounds
spectrum of services and devices for Rejuvenation
of the Skin, Face, Body and Hair. Services and
devices include: Facials, medical grade skincare,

Lawrence D. Chang, MD

Plastic, Cosmetic, Reconstructive & Dermatologic Surgeon // Johns Hopkins/
University of Pennsylvania trained // Top Doc Plastic Surgery, Cosmetic,
Reconstructive & Dermatologic Surgery Philadelphia Magazine and Delaware Today

@DR.LAWRENCECHANG (Cosmetic Surgery) | @NOUVEAUMEDISPA (Cosmetic Medicine) | @LUMPS_BUMPS_SCRAPES_SCARS (Skin Cancer/Dermatologic Surgery)

18947 John J Williams Hwy, Suite 305
(302) 645-7435 | www.advancedplasticde.com

55 Plus · 2019 97

SENIORS
ON THE CAPE

DAN COOK PHOTO

GENE MCNATT of Milton loves using his metal detector on the beaches of Sussex County. He has found many treasures
such as a coin from the Faithful Steward which was an 18th-century merchant ship that was wrecked off the coast of Dela-
ware in 1785.

98 55 Plus · 2019

REHOBOTH SHOWROOM EXPANSION OPENING NOVEMBER 2019

SchagrinGas is your one stop
shop for all your Propane and
Gas appliance needs.

• Above and Underground • BBQ Grills

Propane Tanks • Standby Generators

• Heating and Air Conditioners • Water Conditioning

• Gas Fireplaces • Preventative Maintenance

• Tankless Water Heaters Agreements

302.644.7700

Or Toll Free 1-800-341-4022

WWW.SCHAGRINGAS.COM

local offices in

Rehoboth Beach, DE & Millsboro, DE

Middletown, DE 302-378-2000 Elkton, MD 410-398-3400 West Grove, PA 610-869-0139

55 Plus · 2019 99

4th Annual Delaware Resort 55+ Expo

Saturday, November 2, 2019 • 9am-5pm • Cape Henlopen High School
All Ages Welcome

Benefits Meals on Wheels
Lewes-Rehoboth

Health & Wellness NICK ROTH PHOTO
Amada Senior Care
Aquacare MANY TYPES OF VENDORS will fill the Cape Henlopen High School hallways to offer
Asea Cellular Health Redox their services to Cape Region’s seniors.
Revolution
Atlantic Chiropractic Midway Motion Fitness Social Security
Bayhealth The Moorings at Lewes Administration
Beebe Healthcare Sound Advice
Beebe Home Care Services Spring Point Senior Living Realtors
Blood Bank of DE Sussex Eye Center Century 21 HomeTeam
MJ Brunin Air Purification Systems Urban Float Jack Lingo Realtor
Cadia Renaissance Wellness Junction
Cape Center for WMDT/47 ABC Builders
Movement Disabilities At Home Cabinetry
CHEER Center Education Better Living Sunrooms
Cruise One/Dream Vacations Delaware Technical & Capstone Homes
Easter Seals Community College Homestead at Truitt Lodge
Elite Lifestyle Initiatives Osher Lifelong Learning Institute Patio Systems
Freedom Boat Club at University of Delaware Schell Brothers
Fun Fit Vibe
Grandview Tours
Healthy Outcomes
Weight Management
Hempworx
Home Instead Senior Care
HOPE – by Carol Amos
Juice Plus
Lewes Max Challenge
Lewes Senior Center
Master Gardeners,
University of Delaware
Meals on Wheels Lewes-Rehoboth
Mercer & Sydell Dental

100 55 Plus · 2019