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52 55+ We’re Living Longer The percentage of people 65 and older in the U.S. has never been higher. These numbers are expected to rise to an all-time high of roughly 20 percent of the entire population by 2030, as the trailing edge of the Baby Boomer generation continues into retirement. Life expectancy rates have been trending upward for decades, lengthening the so-called “golden years” into something more like “golden decades.” Behind the Numbers A series of impressive health breakthroughs has been key to the rise in pre-COVID life expectancy, the Centers for Disease Control and Prevention reports. Our ability to deal with infections, treat conditions that once were fatal, protect against viruses, and more quickly diagnose and address chronic disease has led to an incredible decline in deaths among seniors. Scientists and physicians have learned more about the ways our lives are shortened by poor diet and lack of exercise, and now recommend key pathways to healthier living along with helpful prescription aids, if needed. At the same time, safety improvements on our highways, in our food and water, and in the workplace have done a better job of protecting everyone’s health. Above Average Interested in meeting or exceeding the average life expectancy? Seniors who stick to diets that are high in fruits and vegetables and low in processed foods, fatty meats, and sodium are living healthier, longer lives. Spending time with loved ones and getting involved with your community, church, or a hobby can work to bolster both well-being and health. Reaching Out Of course, living longer doesn’t always translate to being happy. The American Medical Association notes that some seniors still struggle with their personal quality of life. They may suffer from loneliness, nagging pain from arthritis, or depression. Focusing on a healthier diet, social interactivity, and exercise may not be enough. Get help through frank and open conversations with family, friends, medical professionals, or qualified counselors. Don’t be afraid to reach out if you need help. D DR. TRIP DELCAMPO • DR. AUDREY FARRELL DR. RYAN SOD • DR. ERIK CAMAC DR. KYLE DEPOLLAR REHOBOTH | 18585 Coastal Hwy., Unit 26 In the Midway Shopping Center (302) 645-6681 DR. ZACH TOMKO • DR. JESSICA BOHL DR. AUDREY FARRELL LEWES | 12100 Black Swan Drive, Suite 103 In the new Cape Henlopen Medical Center (302) 644-5750
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Senior Finances As we move into our senior years, most of us will transition to a fixed income. You’ll need healthy savings in case of emergencies. With the right planning, you’ll be able to live without worry. Create a Plan Retirement can be catastrophically affected if your savings are drained by some unexpected issue or if you outlive your preplanned nest egg. Enjoy these years to the fullest by planning ahead. Move investments into lower-risk mutual funds and bonds later in your career, since higher-risk options could be more volatile. Don’t focus too intently on any one segment of the market. Instead, craft a diverse portfolio while avoiding the tendency to become too conservative. For those who are unsure about creating and maintaining 58 55+ Continued on Page 60 Access the equity you need without resetting your current mortgage. [email protected] (302) 236-9397 | Company NMLS #1157417 Visit: TheMortgageMarketofDelaware.com Chad Moore NMLS #165458 Executive Mortgage Loan Originator
this thoughtful balance of investments, contact a credentialled financial advisor. Consider Staying at Work The traditional retirement age is still considered 65, even though life expectancy has changed considerably. Continuing to work can both ease the worry of outliving a nest egg as well as increase your retirement benefit. Social Security and many pension plans offer incentives for retiring at a later age. Senior Discounts Seniors can choose from a wide range of discounts and benefits like state and federal government programs that can help you cushion your savings. There may be energy-assistance programs or property-tax relief initiatives that can help ease regular billing cycles. Look for discounts in everyday settings, from national parks to movie theaters to local stores. You could also explore special considerations for seniors who are looking to downsize into shared community spaces. D 60 55+
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Grief and Seniors Grief and loss are inevitable in life. As seniors approach the downward slope of life these feelings become more constant as friends and family die. Dealing with grief and loss is a process that could become overwhelming. Additionally, chronic health issues, the loss of mobility, or distance from loved ones can be stressful. Seniors are affected differently by these experiences, according to Psychology Today. The immune system may work less efficiently, and grief has also been linked to depression, heart disease, anxiety, stroke, fearfulness, and the developing Alzheimer’s disease. Backto-back losses, which are more common for seniors, can also lead to what’s called bereavement overload. Here’s how to identify the signs of grief, how to discuss these feelings of loss, and activities that can help with the healing. Know the Signs Elisabeth Kubler-Ross famously identified the five stages of grief in her 1969 book “On Death and Dying.” They are denial (difficulty believing), anger (questioning fairness), bargaining (making a deal with fate), depression (experiencing persistent sadness and an inability to carry out daily activities), and acceptance 62 55+ Continued on Page 80 Melson’s MELSON FUNERAL SERVICES & CREMATORY Pre-Funeral Planning • Cremations Doug Melson Director www.melsonfuneralservices.com • email: [email protected] Ocean View, DE • 302.537.2441 Frankford, DE • 302.732.9000 Long Neck, DE • 302.945.9000
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(feeling resolution). It’s important to remember, however, that Kubler-Ross’ stages might not happen in that exact order. Some seniors get stuck or move back and forth between stages. Other signs to look for with those experiencing loss or grief include forgetfulness or confusion, loss of appetite, irritability, fatigue, difficulty sleeping, guilt, poor concentration, motivation issues, withdrawal, and significant weight loss. Talking It Out Experts most often recommend talking to trusted friends, family members, or a psychologist about grief to work through these emotions rather than risk a slide into depression. Acknowledging the loss can lead to happy memories from the past, allowing the experience of grief to take on new meaning. Listeners should create open, welcoming spaces for conversation. Everyone experiences grief and loss at their own pace and in their own way. Periods of solitude and reflection can help as well. Expert Tips Creating and maintaining a regular schedule can provide helpful structure. Set daily tasks for yourself: cleaning, running errands, or preparing meals in advance. Make a scrapbook of photographs and mementos from your time with a lost loved one. Have friends and family check in regularly to offer help, a shoulder to cry on, or loving companionship as needed. D 64 55+ We are actively recruiting volunteers in Lewes, Milton, Rehoboth Beach, Bethany Beach, Millville, Ocean View and South Bethany. For an online application visit villagevolunteer.org or call the Village in your area. Village Volunteers: 302-703-2568 Lewes, Milton, Rehoboth Beach South Coastal Village Volunteers: 302-500-1281 Bethany Beach, Millville, Ocean View, South Bethany For an online application visit villagevolunteer.org or call the Village in your area. Village Volunteers: 302-703-2568 Lewes, Milton, Rehoboth Beach South Coastal Village Volunteers: 302-500-1281 Bethany Beach, Millville, Ocean View, South Bethany We are actively recruiting volunteers in Lewes, Milton, Rehoboth Beach, Bethany Beach, Millville, Ocean View and South Bethany. THE VILLAGE HAS EXPANDED ITS REACH! The Village has expanded its reach!
great stuff. great prices. great cause. Shop the store that helps Habitat for Humanity build strength, stability and self-reliance through affordable homeownership in your community and around the world. Store Hours: Tuesday to Saturday, 10 am – 5 pm 302-855-1156 www.sussexcountyhabitat.org 18501 Stamper Drive Lewes, DE Ocean View 90 Atlantic Ave, Ocean View, DE 19970 302-616-4760 Milton 524 Union Street, Milton, DE 19968 302-684-1100 Dover 77 Saulsbury Road, Dover, DE 19904 302-678-2942 MERCER • SYDELL DENTAL Smiling... IS CONTAGIOUS!
Are you or a loved one feeling overwhelmed by the healthcare system? Do you need help managing your healthcare, navigating medical bills, insurance claims, or finding the right healthcare providers? Look no further than Delmarva Patient Advocacy Group! Our team of healthcare advocates are dedicated to providing comprehensive support and guidance to help you make informed decisions and ensure that your needs are met. • Navigation or Care Coordination • Medical Decision Support • End-of-Life Planning & Support • Transitions of Care • Aging in Place Support • Insurance/ Medical Bill Support • Healthcare Advocacy • Disease Education EMPOWERING PATIENTS ENSURING QUALITY CARE OUR SERVICES DelmarvaPatientAdvocacyGroup.com | (302) 212-4421 | [email protected] GROW YOUR SAVINGS! S TO P C H A S I N G YO U R W E A LT H ! Michael LeCompte MS, CSA, Master of Science-Loss Management For more information, call Michael today! Direct: 410-641-0378 M. A. LeCompte, Inc. Serving Since 1986 Accredited by: Society of Certified Senior Advisors Delaware’s Better Business Bureau A+ Rated One of America’s oldest and strongest insurance companies is now offering a guaranteed lifetime income fixed annuity, with a guaranteed interest growth rate of 14%, for 10 full years of continuous growth.
If you are planning on a big landscaping project, you may want to speak with neighbors first. Diet Updates The traditional food pyramid has been updated, but USDA recommendations for seniors remain the same: The bulk of our diets should be nutrient-dense. Seniors, focus on drinking more fluids, and getting more exercise. You may need supplemental help too, depending on your particular health issues. Fiber Focus Fiber found in whole-grain foods, brightly colored fruits, and dark-color vegetables are essential to vitality and digestive health. Limit red meat and sodium, particularly if you have been diagnosed with a heart ailment or high blood pressure. Experts recommend fresh food items, but seniors who are struggling to reach their health goals on a limited budget can take advantage of frozen, canned, or dried fruits and vegetables. Dried and canned foods are often 68 55+ Continued on Page 70 Contact us today for opportunities: 302-858-7330 Email: [email protected] www.seniorcarerehoboth.com Home Care by Seniors for Seniors Retired & Looking for Meaningful Part-Time Work? We’re always looking for more helpers - kind, giving, caring and compassionate people who recognize that the true joy in life comes from helping others. Providing friendship and care for our senior customers is life changing for our caregivers and for our customers. You can make a di erence! If you have some extra time, then we’d like to talk with you. We’ll match your skills and availability with someone you can truly help. In turn, you will reap fi nancial and heartfelt rewards. “Not all of us can do great things. But we can do small things with great love.” ~ Mother Teresa ~
Accepting New Patients Sports Injuries Foot and Ankle Surgery Radial Shockwave Therapy Laser Treatments Geriatric Foot Care Diabetic Foot Care Custom Orthotics and Braces Wound Care Skin and Nail Diseases Fractures and Sprains Phone: 302-297-8431 Fax: 302-433-6547 [email protected] www.DTFAC.com Dr. Joe Wendolowski Dr. Brendan Kane 17425 Ocean One Plz Unit 1 Lewes, DE 19958 Houses • Roofs • Gutters Deck • Wash & Seal Concrete Surface Cleaning Schedule your powerwashing today! Locally Owned & Operated Since 1996 Licensed & Insured Residential & Commercial 302-645-4680 • HOT WATER POWER WASHING • With coupon. Exp. 12/31/23 With coupon. Exp. 12/31/23 Before After Before After
70 55+ a better buy and have a much longer shelf life. They’re also handy in case of a power outage or when traveling. More Fluids The USDA reminds seniors that your body will tell you when you need water so pay attention. If you are thirsty, then it’s time for more water. Dehydration is a serious concern for seniors, particularly when exercising or doing outside chores. Staying hydrated is important at all times, so drink plenty of water throughout the day. Water is recommended over colas or sugary drinks, which can actually create dehydration since they may be diuretics. Some foods are also a good source of water, including vegetables, lettuce, and soups. Taking Supplements The World Health Organization recommends that seniors get 1,200 mg of calcium per day, which is the equivalent of four cups of milk or fortified orange juice. If you’re not getting that much calcium, research the best supplement. You may have additional nutritional needs as a senior, in particular for vitamin B12 or D. The omega-3 fatty acids found in certain fish, walnuts, and flaxseed are also recommended to reduce inflammation which helps ward off heart disease, cancer, and arthritis. Don’t begin any regimen of additional vitamins or other supplements without consulting your physician. They may have other recommendations, and they’ll also be familiar with any potentially harmful interactions that could occur based on your health and prescribed medicines. D Indian River Senior Center 214 IRONS AVE MILLSBORO, DE 302-934-8839 Membership is $40 per calendar year and it comes back around each December. IndianRiverSeniorCenterDE.com | Facebook.com/IndianRiverSeniorCenter/SOAR EXERCISE & ART CLASSES | CLUBS | BILLIARDS | GOLF LEAGUES BUS TRIPS | BINGO | WEEKLY LUNCHES | AND SO MUCH MORE! We are an independent nonprofit and we offer seniors (50+) a chance to thrive! Come See Us! We’d love to show you around!
At Heritage Shores at least one resident must be 55 or better and no permanent residents under the age of 19. Heritage Shores: NY/NJ - The complete offering terms are in an offering plan available from sponsor. File no. H-06-0019. The Stay & Play program is sponsored and supported by the developer of Heritage Shores, and the right to restrict the use to prospective buyers of newly constructed homes in Heritage Shores is hereby reserved. *Financing program and incentives are subject to change without notice and are available for a limited time only on new, full priced contracts at select communities and homesites with use of builder’s preferred lender and title company and cannot be combined with any other offers or incentives. Terms and conditions apply. Quoted rates and program availability subject to change. This is not a commitment to lend. Prices, plans, elevations, included features, dimensions, square feet, amenities, availability, and terms and incentives are approximate and are all subject to change without notice. All photos, renderings, and other depictions are for illustration purposes only and are subject to change without notice and may include elements that are for display purposes only. Models and lifestyle photos do not reflect racial or ethnic preference. Monthly lease pricing is subject to change without notice or obligation. Copyright © 2023 Brookfield Residential ULC. All rights reserved. See a Brookfield Residential New Home Counselor for details. 10/23 For more information about Heritage Shores, visit Homes.HeritageShores.com/CG 302.956.6129 Book a 3-day discovery package YOU’VE EARNED THIS The resort life is closer than you think A 55+ COMMUNITY NEW 55+ MAIN-LEVEL & MULTI-GENERATIONAL SINGLE-FAMILY & VILLA HOMES FOR SALE FROM THE $300s OR LEASE FROM THE $2,000s • 2 to 6 Bedrooms, 2 to 5 Bathrooms, and Up to 4,800+ Sq. Ft. • Championship Golf Course & Pro Shop, Clubhouse & Lifestyle Director, Wellness & Fitness Center, Indoor & Outdoor Pools, Tennis, Pickleball, Bocce & Horseshoes, and On-Site Restaurants Ask about our special limited-time financing offer on select 2023 homes for sale* in one of the most tax-friendly states!
72 55+ Creating a Fitness Plan Movement leads to better health for those of any age, especially as we get older. Discuss any change in your exercise regimen with your doctor first, especially if you suffer from issues like obesity, heart disease, or diabetes. Medical professionals can make the best recommendations on which exercises and activities to match your personal needs and goals. They’ll also be able to treat health challenges that may come along based on your health history. Take It Easy After you’ve set up a health and fitness plan, it’s critically important that you begin slowly. The risk of injury during initial exercise sessions is a concern, especially if you have not been very active recently. Pick an achievable goal involving short sessions and moderate activity for your first week. Adjust your level of activity as needed, Make sure exercise easily fits into your regular weekly schedule. Pay Continued on Page 74 Grab & Go Online Ordering Take Out lydiasbistro.com • 302.567.2971 • 33 Baltimore Ave Suite A, Rehoboth Beach • Catering Inquiries: [email protected] Soups ·· Salads ·· Wraps ·· Charcuterie ·· Sweets
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close attention to how your body reacts as you go through this new regimen. As you grow stronger and more comfortable in the routine, add more repetitions, more time, or more distance. Keep making key adjustments along the way. What To Do You probably associate exercise with structured gym environments where people are lifting weights or running on a treadmill. But you don’t need a health club membership. Any activity that increases your breathing and heart rate is considered exercise, including walking fast or dancing, household chores, and lawn work. You don’t have to leave the comfort of home to take part in helpful activities like balance exercises or yoga. Joining your grandchildren in their outdoor games or swim outings is good for your health. Time Well Spent Schedule 30 minutes a day for moderate exercise like a brisk walk, recommends the Centers for Disease Control and Prevention. More vigorous exercises like jogging or hiking should make up about 75 minutes of your average week. Schedule muscle-strengthening exercises with weights, resistance bands, or heavier household items like filled water bottles at least twice each week, as recommended by Health. gov. If you begin to feel short of breath, notice chest pains, or experience any sharp pain, immediately stop and then consult your doctor. D 74 55+ Supporting Your Well-Being. We’re here to listen. Our work is not just a “job”, but a commitment we make to our neighbors and residents of Southern Delaware. The comfortable office setting represents our compassionate approach to those challenged with all forms of mental distress. - Dr. Susan Corey, DNP (302) 644-4606 • 506 Union St Milton, DE 19968 • coreyfamilycounseling.com Offering Family, Couple & Individual Counseling
paceyourlifemwv.com 21 West Clarke Ave, Suite 1010, Milford, DE Your Life, Your Home, Your Way Contact Us Today. 302-865-3565 1-833-772-3302 TTY(711) Program of All-Inclusive Care for the Elderly To learn more, scan the QR Code, visit our website paceyourlifemwv.com or call us at 302-865-3565! Our priority is to keep you living at home while providing essential services. PACE - Program of All-Inclusive Care for the Elderly PACE is a national program of coordinated care for adults age 55 and over who meet the criteria for nursing facility placement but want to stay in their homes for as long as possible. www.paceyourlifemwv.com For More Information (302) 865-3565 21 W. Clarke Ave Suite 1010 Milford, DE 19963 Come learn more about PACE Your LIFE, tour our beautiful Day Center and enjoy light refreshments! Celebrate Heart Month at PACE Your LIFE February 16th 5:00 pm to 7:00 pm OPEN HOUSE The people made PACE Your LIFE stand out. My mother found fellowship & warm staff. She gets up everyday and waits for the bus. Even if it is not her scheduled day, just so she never misses.” -Monica -Cammy -Mary I care for both my father and aunt in our home. Our goal was to keep them safely at home. PACE Your LIFE has reduced the stress of caregiving and allows them to stay at home.” Before enrolling in PACE Your LIFE, my husband was living in an assisted living facility in another state. PACE Your LIFE allowed him to be able to safely come back home with me and still receive opportunities & socialization during the day.” “ “ “ Coordinated health care Medication management Social activities Transportation & more PACE Is The Place For My Loved One! Hear what PACE Your LIFE Caregivers Are Saying!
Prices subject to change without notice CLOSE TO WHAT MAT TERS OUR AMAZING COASTAL COMMUNITIES GIVE YOU THAT PAMPERED FEELING OF GETTING AWAY FROM IT ALL, WITHOUT HAVING TO RELOCATE FAR FROM YOUR LOVED ONES. Spend your days discovering Delaware’s tax-free and exceptional dining and shopping, golfing and boating, and of course, the pristine Delaware beaches. Everything – and everyone – you love never far from your new home. Because it all does matter. Monterey West • 3-bedroom single-family homes from the $480s Mendocino West • 2-bedroom condominiums from the $320s VINEYARDS (LEWES) Napa • 2- and 3-bedroom carriage homes with garages from the high $370s • Private elevator for 2ndand 3rd-floor homes Clubhouse with pool, fitness center, community lake, lakeside beach, beach volleyball, fishing pier, kayak and pedal boating, picnic grove, walking trails, and so much more! (302) 703-5570 | VINEYARDS-LEWES.COM NEW PHASE NOW OPEN! Carriage homes from the low $400s and single-family homes from the low $500s • Full basements • Natural gas heating and cooking • Clubhouse with pool and fitness center HERITAGE CREEK (MILTON) (302) 664-1121 | HERITAGECREEKSALES.COM Prices subject to change without notice CLOSE TO WHAT MAT TERS OUR AMAZING COASTAL COMMUNITIES GIVE YOU THAT PAMPERED FEELING OF GETTING AWAY FROM IT ALL, WITHOUT HAVING TO RELOCATE FAR FROM YOUR LOVED ONES. Spend your days discovering Delaware’s tax-free and exceptional dining and shopping, golfing and boating, and of course, the pristine Delaware beaches. Everything – and everyone – you love never far from your new home. Because it all does matter. Monterey West • 3-bedroom single-family homes from the $480s Mendocino West • 2-bedroom condominiums from the $320s VINEYARDS (LEWES) Napa • 2- and 3-bedroom carriage homes with garages from the high $370s • Private elevator for 2ndand 3rd-floor homes Clubhouse with pool, fitness center, community lake, lakeside beach, beach volleyball, fishing pier, kayak and pedal boating, picnic grove, walking trails, and so much more! (302) 703-5570 | VINEYARDS-LEWES.COM NEW PHASE NOW OPEN! Carriage homes from the low $400s and single-family homes from the low $500s • Full basements • Natural gas heating and cooking • Clubhouse with pool and fitness center HERITAGE CREEK (MILTON) (302) 664-1121 | HERITAGECREEKSALES.COM
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78 55+ Retirement offers us more time to spend with friends and family, to dive into hobbies, and to explore the world around us. Don’t waste this opportunity by spending time worrying about money. Instead, sensibly explore ways to ensure that your retirement savings lasts. Skip the Stock Market Retirement can be very stressful if your income is tied solely to an often-volatile stock market. Every dollar counts in retirement, especially if you have plans to leave your legacy to your loved ones. That’s why annuities now play such a foundational role in retirement planning. You’ll have a guaranteed income stream, no matter what’s going on with Wall Street. Annuities are essentially insurance products, for example, you can select either fixed or variable options. Purchase the annuity upfront, then earn a consistent return on investment over an agreed-upon period. As long as the issuing company remains in business, the annuity is secure. So, doing your homework How to Get Ahead of Financial Worries Continued on Page 80 Electrical Services DON’T TOUCH ELECTRIC donttouchelectric.com 302 459 3668 RESIDENTIAL COMMERCIAL INDUSTRIAL
A Total Solution Senior Relocation/Resettling • Estate Liquidation Organize/Declutter • Clean Out • Online Auctions Nationwide Network Offices Nationwide • Bonded & Insured Each Office is independently owned and operated. www.caringtransitionssoutherndelaware.com 302-648-5552 SENIOR SERVICES • 7 Senior Activity Centers in Sussex • Fitness Centers • Memory Cafe • Volunteer Programs • Meals On Wheels • Non-Emergency Transportation • Grocery Mini-Market • Caregiver Resources CALL 302-515-3040 HOSPITALITY VENUES • Multi-Purpose Community Center • Banquet Room • Meeting Rooms • Catering CALL 302-854-9500 SAND HILL ADULT DAY CARE Support for Early Alzheimer’s and Dementia clients Call 302-854-2882 IN-HOME SENIOR PERSONAL ASSISTANCE • Housekeeping • Personal Assistance • Companionship • Respite Care CALL 302-854-9555 HELP WANTED Full Time & Part Time Positions Available For Details CALL 302-515-3040 or go to www.cheerde.com Promoting Healthy and Active Lifestyles for Sussex County Seniors www.cheerde.com Over 50 Years Serving Sussex Seniors Since 1971 We Need Your Help Please Volunteer To Help Seniors Meals on Wheels Delivery • Center Assistance Non-Emergency Medical Transportation
80 55+ in advance is critical. Don’t forget that real estate – carefully researched – is also a viable savings and investment mechanism. Start a Second Career Just because you’ve retired doesn’t mean that you have to stop working. Many retirees leap at the opportunity to begin a second career, usually on a part-time basis because they feel that they still have much to offer and welcome the secondary source of income. Seniors might explore working in a field that’s similar or related to your former career, or in some other field or profession that always interested you. Whichever direction you take, having access to this additional income will keep you from dipping into your savings — and you’ll remain engaged with life. That’s a win-win situation, especially for seniors. Seek out Sound Advice Another important way to get the most out of your retirement funds is to get good advice from a pro about money management and investing. Ask friends and family for recommendations, and check online ratings and comments on local financial advisors. Find two or three with a great reputation in your area, and make sure they have all required certifications. Meet with more than one before deciding, making sure that they’ll offer options based on your individual needs — rather than simply pressuring you to buy a specific, one-sizefits-all product. Avoid anyone who gives you a hard sell. D LLoyd’s stoneWorks CUSTOM MONUMENTS & CEMETERY SERVICES Monuments | Mausoleums Quality Bronze Plaques | Cremation Memorials 302-734-5300 7586 S DUPONT HWY, FELTON, DE LLOYDSSTONEWORKS.COM GOOGLE RATING 5 STAR
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Pruning • Trimming Removal • Storm Damage 24/7 Emergency Services 302.732.3227 www.cypresstreecare.com [email protected] DOES YOUR PROPERTY NEED A TREE CARE PROFESSIONAL? Cypress Tree Care brings over 30 years of green industry and tree work experience to every job, client and problem to solve. Let our industry leading professionals service your account and solve your Arboricultural issues. We offer a full range of urban forestry management including hazard mitigation, pruning, removal, pest/disease treatment, stump grinding, and development of forestry inventories and management plans. Pruning • Trimming Removal • Storm Damage 24/7 Emergency Services 302.732.3227 www.cypresstreecare.com [email protected] DOES YOUR PROPERTY NEED A TREE CARE PROFESSIONAL? Cypress Tree Care brings over 30 years of green industry and tree work experience to every job, client and problem to solve. Let our industry leading professionals service your account and solve your Arboricultural issues. We offer a full range of urban forestry management including hazard mitigation, pruning, removal, pest/disease treatment, stump grinding, and development of forestry inventories and management plans. Removal 24/7 Emergency Services
CAISE Benefits has over 50 years of combined experience. We are Medicare Consultants and WE DO NOT CHARGE FEES. Our goal is to show you all the different options and rates to give you the information needed to understand the ever changing world of Medicare. New to Medicare? New to the Area? Have questions about your coverage? * Annual Prescription Reviews Upon Request * Supplement Reviews Anytime Upon Request * Free Educational Seminars Insurance Made Simple! We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. phone: (302) 387-4268 email: [email protected] Visit our website: www.caisebenefits.com Like us on FaceBook for helpful insurance tips! COMMUNITY SEMINAR LOCATIONS: • Bear Library, Bear, DE • Brandywine 100 Library, Wilmington, DE • Clubhouse at Baywood, Long Neck, DE • Hockessin Library, Hockessin, DE • Lewes Public Library, Lewes, DE • Lewes Senior Center, Lewes, DE • OSHER, University of DE, Lewes, DE Campus • OSHER, University of DE, Wilmington, DE Campus • OSHER, University of DE, Dover, DE Campus • Rehoboth Beach Public Library, Rehoboth Beach, DE • South Coastal Library, Bethany Beach, DE • Selbyville Public Library, Selbyville, DE • The Moorings at Lewes, Lewes, DE Confused by Medicare Choices? Confused By Medicare Choices? (302) 387-4268 | [email protected] Visit our website: caisebenefits.com CAISE Benefits has over 50 years of combined experience. We are Medicare Consultants and WE DO NOT CHARGE FEES. Our goal is to show you all the different options and rates to give you the information needed to understand the ever changing world of Medicare. COMMUNITY SEMINAR LOCATIONS: • Bear Library, Bear, DE • Brandywine 100 Library, Wilmington, DE • Clubhouse at Baywood, Long Neck, DE • Hockessin Library, Hockessin, DE • Lewes Public Library, Lewes, DE • Lewes Senior Center, Lewes, DE • OSHER, University of DE, Lewes, DE Campus • OSHER, University of DE, Wilmington, DE Campus • OSHER, University of DE, Dover, DE Campus • Rehoboth Beach Public Library, Rehoboth Beach, DE • South Coastal Library, Bethany Beach, DE • Selbyville Public Library, Selbyville, DE • The Moorings at Lewes, Lewes, DE CAISE Benefits has over 50 years of combined experience. We are Medicare Consultants and WE DO NOT CHARGE FEES. Our goal is to show you all the different options and rates to give you the information needed to understand the ever changing world of Medicare. New to Medicare? New to the Area? Have questions about your coverage? * Annual Prescription Reviews Upon Request * Supplement Reviews Anytime Upon Request * Free Educational Seminars Insurance Made Simple! We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. phone: (302) 387-4268 email: [email protected] Visit our website: www.caisebenefits.com Like us on FaceBook for helpful insurance tips! COMMUNITY SEMINAR LOCATIONS: • Bear Library, Bear, DE • Brandywine 100 Library, Wilmington, DE • Clubhouse at Baywood, Long Neck, DE • Hockessin Library, Hockessin, DE • Lewes Public Library, Lewes, DE • Lewes Senior Center, Lewes, DE • OSHER, University of DE, Lewes, DE Campus • OSHER, University of DE, Wilmington, DE Campus • OSHER, University of DE, Dover, DE Campus • Rehoboth Beach Public Library, Rehoboth Beach, DE • South Coastal Library, Bethany Beach, DE • Selbyville Public Library, Selbyville, DE • The Moorings at Lewes, Lewes, DE Confused by Medicare Choices? New to Medicare? New to the Area? Have questions about your coverage? Annual Prescription Reviews Upon Request Supplement Reviews Anytime Upon Request Free Educational Seminars
HookedOnPolyPatio.com MILTON-LEWES PREMIUM POLY OUTDOOR SURF’S UP NAUTICAL FURNITURE & DECOR QUALITY PRODUCTS, PRICING & SERVICE, EQUALS QUALITY RESULTS TABLE SETS FIRE-PITS ADIRONDACKS ROCKERS GLIDERS 4-6-8-10 FT COFFEE-DINING-PUB SURF BOARD SETS SOLAR POLY LIGHT HOUSES POLY CORNHOLE BOARDS 30511 CAVE NECK RD, MILTON, DE | 302-994-1896 | SHEDCRAZY.COM