Cocolife Times - ISSUE 2020-08 REV 2

TIMES














Issue No. 2020-08




























Amid A Crisis
Dominate as Juan

COCOLIFE 1M Donation
Engagement Corner
P11

Wants to Ensure P12 Employee


That No One is Amid A Crisis P2 P13
Workforce P4
Fund P14
Left Behind Skeleton COCO Unity Run Cocolife
Cocolife Dominate



P6

Activity P10




Atty. Martin Loon P8 COVID-19 Relief
President & CEO What’s
COCOLIFE INSIDE

Amid A Crisis, Cocolife Wants to Ensure That No One is Left Behind

“It’s the values we share, the empathy we have for each other, for the Filipino,” says Cocolife President and
lawyer Martin Loon.

When the national government working arrangement befitting the personally connect with each other
declared a Luzon-wide lockdown in new and unpredictable nature of is really a challenge. Thank God for
mid-March, Cocolife President and the economy and of everyday life. It technology.”
CEO, Atty. Jose Martin Azcárraga was a significant undertaking, and a
Loon, decided that he would keep necessary one, to adapt to the crisis. But the 33-year-old chief executive
working from the company’s Ayala But Cocolife is nothing if not resilient. does believe that while this pandemic is
Avenue office rather than from home. unprecedented, it isn’t insurmountable.
With him was a team that comprised “We had to make sure For his part, he’s counting on the very
the company’s skeleton staff, and reason Cocolife has been resilient
together, they took up the task of service continued. We through 42 years: its core principle of
ensuring that Cocolife could continue had to make sure our “Believing in the Filipino.”
serving its policyholders, despite the
limitations. employees were healthy “It’s the values we share, the empathy
and well. We had to we have for each other, for the Filipino,”
Even then, they acknowledged that Martin says. When the coronavirus
these limitations were necessary to make sure no one was outbreak worsened, he drew from
curb the spread of the coronavirus. left behind.” these values, which have kept Cocolife
But Cocolife’s policyholders depended strong all these years. “Our priority
on the company’s approvals for their Founded in 1978, Cocolife is the is to take care of our people and
healthcare and life insurance claims. biggest Filipino-owned stock life policyholders,” he says. “We had to
Moreover, Cocolife had its employees insurance company, and as such, it make sure service continued despite
to think about. The company had to has seen its fair share of crises: natural the lockdown. We had to make sure
keep running. calamities; political unrest; the 1997 our employees were healthy and well.
Asian financial crisis; and the global We had to make sure no one was left
So for the first few days, he and his financial crisis in the late 2000s. The behind.”
team manned the fort. They traded company weathered all these, but
their dress shoes for slippers and set Atty. Loon—who prefers to go by just “We thought that the
up camp at the office, where they Martin—admits that COVID-19 is by
would stay 24/7. This allowed them to far, the greatest challenge that the best way to move
attend to client concerns effectively, country and the world has faced in forward is to emphasize
and to coordinate with other Cocolife recent times, “because of its duration
employees who had already been and its direct threat to human lives.” the faith and trust we
asked to work from home. In this time, have in the Filipino:
the team was also able to establish, “The crises and calamities we’ve
for the whole company, a sustainable Filipino talent, Filipino
overcome in the past, at least for my
generation, didn’t last this long,” he values, the Filipino
2 says. “Also, we are affective human dream.”
beings. Therefore, the inability to

Coincidentally, these values were the a media practitioner, an accounting from March 1 to April 30, from 31 days
very same that Martin grew up with. expert and former Supreme Court to 61 days.
Early in his life, he saw his parents raise Justices, including former Associate
seven children while simultaneously Justice Bienvenido Reyes, who is now “I just want our policyholders to feel
doing work that made the country and the Chairman of the Board. that we’re there for them, that they
its people part of their lives. can rely on us even during the darkest,
But Martin also relies on a dynamic new most difficult, and trying times,” Martin
Martin’s father, retired Marine Colonel generation of leadership at Cocolife. says. “We do our best to make sure
Ariel Querubin, is a recipient of the The company’s departments are led that we take care of their needs and
Medal of Valor, the highest award given by a mix of seasoned Cocolife veterans their situation in life. If nothing else,
by the Armed Forces of the Philippines and new recruits from top local and that’s what empathy is about, after all.
(AFP) to soldiers who go beyond the international universities—many of You have to think of their welfare.”
call of duty. His mother, Pong, raised whom Martin personally invited to join
the children and stood by her husband the team. In fact, all the fresh young Naturally, the same empathy extends
in their family’s most trying times. talent has placed the average age of to Cocolife’s employees. Early into
company management at just 30 years the crisis, without delay, the company
Martin went to Ateneo de Manila old. They are young Filipinos who released its employees’ 13th-month
University, which honed in him the recognize the importance of Cocolife’s pay and offered financial assistance
creed of being a “man for others.” While role in Filipino society, and are well- packages and emergency loans,
he didn’t choose to pursue a military equipped to carry out the company’s among other forms of support. “We
career, Martin developed a particular vision and mission. had to make sure that everyone was
interest in law, and was guided by the okay,” Martin says.
belief that justice should be accessible “I want our policyholders
to all and not just a privileged few. He Cocolife turned 42 this year, and for
believed, early on, that no one should to feel that we’re there the first time, the company cancelled
be left behind. for them, that they can all its corporate activities for the rest
of the year. The amount the company
So Martin took up law at the University rely on us even during was able to save will be used to address
of the Philippines, where he was a the darkest, most the effects of the pandemic. “The
member of the Order of the Purple resources were diverted to helping
Feather (the UP Law Honor Society), difficult, and trying people,” Martin says. Particularly,
the University Student Council, and times.” these resources were channeled to the
the Sigma Rho Fraternity. Then, he financial assistance for the employees,
went to Georgetown University and The coronavirus outbreak has made sales force, partners, and beneficiaries.
earned his Master of Laws. everyone at Cocolife adjust to a new
normal, to think beyond the box, and Cocolife also donated to the UP
After graduating from Georgetown, to go an even further extra mile for National Institute of Health for the
Martin would go on to build a their clients and their own colleagues. purchase of a Real Time-Polymerase
prodigious legal career. With some “We were so used to the convenience Chain Reaction (RT-PCR) machine
partners, he set up a law firm that, of personally being present in that would help efforts for COVID-19
in 2019, was named the Best New the workplace, coordination and testing. On top of that, Cocolife has
Law Firm in the country by the Asia meetings,” says Martin. “We depended also made significant contributions
Business Law Journal. much on personal interaction. This time, to the efforts of both the government
we relied heavily on technology, which and non-government organizations in
By then, Martin had also become the took some time to get accustomed to, the frontlines, sending donations such
youngest member of the Consultative but after a week, Cocolifers got the as food, disinfectants, and face masks.
Committee that, in 2018, reviewed hang of it. We’re performing optimally
the 1987 Constitution. As part of this despite the work from home system.” “We thought that the best way to
committee, Martin was able to work move forward is to really emphasize
alongside some of the country’s most Wasting no time, Cocolife established the faith and trust we have in the
prominent legal minds. 24/7 helplines and a special ground Filipino: Filipino talent, Filipino values,
force to provide clarity and assistance the Filipino dream,” Martin says. “It’s
“It’s what the insurance when people needed it most. The really what the insurance business is
all about. It’s about helping people
business is all about: company also made sure that customer capture their dreams no matter what
service facilities and payment systems
helping people capture are available online. happens, the best way we can. I am
their dreams no matter But perhaps most meaningfully, optimistic that humanity will come
out of this better and kinder to one
what happens, the best Cocolife was quick to grant its health another.”
way we can.” card members full coverage for COVID-
19-related hospitalizations, subject to
policy terms and regular reviews. The
At Cocolife, Martin is guided by company has also provided hospital
the experience and knowledge of income benefits to affected life
seasoned colleagues. With him on the insurance policies, and has extended Source:
esquiremag.ph/money
board are fellow lawyers, executives, 3
the grace period for all premium dues May 4, 2020

Skeleton Philippines has become no
Workforce


(HO and Feliza)
exemption to the effects of the
rapid increase of COVID-19 cases
now
a
became
global
which
concern. Locally, we have adapted
to certain measures with the hopes
of mitigating further risks.
It was around the second week
of March when Cocolife has taken
on a skeletal workforce system,
while all others are in a work-from-
home arrangement, as business
continues to operate. This was our
way of responding to the call of the
government in reinforcing the initial
measures imposed as we fight this
battle – which required a more firm
approach in ensuring everyone’s
safety.

The first few days may find some
baffled and a bit worried on how
things will unravel as everything
appears to be relatively new to
everyone. Certain employees, who
have answered to the call of duty
and braved the odds, continuously
reported to our Ayala and Feliza
offices amid the crisis.

The Risk Management and
Compliance Division headed by
Atty. Alloysius Yebra, together with
Atty. Jan Darryl Dimaculangan and
Manager David Roy Padin, who
worked closely with our President
Atty. Jose Martin Loon, has
remained on top in monitoring the
developments of COVID-19. They
continuously developed strategies
and contingency plans that secure
the welfare of the employees, the
company and the clients.

The Information Technology
Division, particularly the System
Development team represented
by Mikki Dela Cerna and also the
Technical Support team led by
Manager Virsalon Manlulu along with
Jerico Argame, Jeffrey Mangaba,
Donn Miron, John Paul Madronio
and John Mathew Santos, have been
supporting the community to ensure
the workforce continuity as well
as address all other technical and
systems concerns that may arise.
4

The Operations Division, headed by Rolly Neri, Lensy Mateo and and Mary Joy Villahermosa, Kaycee
Senior Manager Mark Anthony Arbis, Mary Joy Manzano, has been Pacson, Manuelito Vivero, Heather
has been efficiently processing the revisiting company guidelines Gonzales, Jimeliza Ringor, Arrah
releases of claims of our insurance and keeping themselves updated Ivy Peregrin, Shazy Tucay, Russel
policy holders. It has also been with DOLE regulations to ensure Tabanao, Brendalyn Divino, Charina
responding to the queries and that employees are financially Juanich, Marileine Chua, Jhonacel
requests of the clients. Together equipped and covered; while the Ropez, Sheena Obmerga, Ernest John
with him is a team composed of Facilities Management team led Malayao, Dayanara Fabonan, Winnie
the following : Ariel Miguel, Rowena by Engr. Amos Carlos Sanchez Gajultos, Kristine Serrano, Joana
Enojo, Sherwin Raon, Rovelin along with Engr. JC Porciuncula, Jacob, Jhony Tercero, Robertson
Acebes, Christian Molabola, Irish Joy Arnel Advincula, Rogelio Malla, Albano, Windy Tabangcura, Mary
Palma, and Jansen Arano of Policy Princess Erika Cestina, Reynaldo Suzanne Matawaran, Lai Regencia,
Administration; Manager Norma Diaz and Eugene Fernandez, has Glen Jalbuena, Lijean Ragunjan,
Gojar, Brenia Nuguid, and Reymar been providing extensive support Maybelyn Rodriguez, Rose Ann
Demoral of Field Operations; Jehan to guarantee deliveries, mobility, De Guzman, Marie Joy Barredo
Mae Gojit, Jerry Felarca Jr., Paula safety, orderliness and maintenance and Kristine Reglos from Helpline
Bianca Gomez and Mario Pradia in the office. –ensuring prompt processing of
Jr. of Claims; Chazel Cabatbat and medical insurance claims as well as
Catleya Maaño of Underwriting; Rose The Group Marketing Division, extending assistance 24/7.
Ann Dolor and Maredith Madrazo of particularly the Group Term Life
Client Relations; and Lara Amadeo, team represented by Alvin Ydia and It is also proper to give credit right
Jane Bersales, Jerelyn Calibuso, Business Development - Migrants to our agency personnel – the
Michiko Felizarta, Jhunilyn Gacho, Insurance represented by Mary drivers, messengers, clerks, security
Kanee May Mendoza, and Regane Ann Andal and Jarmay Galay, have and canteen for all the assistance
Velasco of Customer Care Contact. been attending to account-related they have extended to the skeletal
concerns for group life insurance workforce.
The Finance Division, particularly and OFW loans.
the Cash Management team, has As Angela Duckworth once said,
been facilitating the requests The Healthcare Division, particularly “Enthusiasm is common. Endurance
of various departments in the the Account Management team of is rare.” Being resilient as we all
swift processing and issuance of Alex Gonzales and Elvis Balanon Cocolifers are, the above mentioned,
checks for urgent payments and has been providing all the support whom we consider as our frontliners,
release of commissions. This was needed by our individual and have remained true to our core in
made possible by Manager Janeth group HMO clients. They were delivering the utmost commitment
Villanueva, ACS, Assistant Manager fully supported by the Accounting of servicing the Filipino people.
Marisol Bulaon, and Jenifer Laurido team of Gladys Delanta, Fernando Hours may have turned to days, and
and Gladis Cuneta. Dela Cruz, Fernchrist Ancheta and days may have turned to weeks –
Carl Lazo; Provider Relations team these frontliners had to stay in-house
The Human Resources Division, represented by Audrey Lucero, Mary and vigorously face the challenges
particularly Compensation and Grace Siringan and Celine Noble; head on even if this would cost them
Benefits team led by Assistant and Medical Services comprised time to be with their families in order
Vice President Rita Bernad along of Anna Laurel, Marichelle Datoy to be there for the organization.
with Manager Deeda Concepcion, and Cherrylyn Camo from Claims
May this be an inspiration that despite
facing all these uncertainties, we let
go of the ‘what if’s’ and think of ‘what
we can’. Never let any adversary get
in the way as it would be great to see
things differently and look forward
for a brighter tomorrow.

To all Cocolifers serving in their
respective areas of assignments
including those reporting at home,
maraming salamat and see you
again soonest!




5

The Morning Zest of COCO Unity Run



The Coco Unity Run took place of the Coco Group, but also their & Executive Vice President for
in Liwasang Ulalim, CCP Complex, friends and families. Branch Banking Group Edmond E.
Pasay City, in the early hours of the Bernardo, members of Cocolife and
morning last February 9, Sunday. To show total support for the Cocogen Management Committees,
The event was organized by an historic event - the very first ever and famous personalities such as
intercompany team from Cocolife, intercompany race for the Coco Cocolife Brand Ambassador and
Cocogen, and UCPB, coordinated conglomerate, in attendance Gilas Pilipinas Team Captain Kiefer
by Cocolife Marketing Planning were: Cocolife President and Ravena, MPBL South Division
Department. The event’s aim is to CEO Atty. Jose Martin Loon Champion Davao Occidental Tigers-
promote health and wellness as well together with Cocogen Insurance Cocolife, and Congresswoman
as promote camaraderie among President Andres Narvasa, Cocolife Claudine Bautista.
employees. It also served as a Foundation President Santiago
fundraiser for the benefit of Cocolife Varona, CAMCI President Artemio The run started with the 1K runners
Foundation, Inc. and Operations Tanchoco, Jr., UCPB Group Head first off the block. This was followed
Smile, an organization providing
care for children with cleft palate
conditions.

There were four race categories: the
1K, 3K, 5K and the more challenging
10K. Refreshments before and after
the race were served courtesy of
race sponsors Pocari Sweat, Milo,
and Mogu Mogu. There were also
drinks and snacks stops stationed
along the racetrack. Around 2,000
runners of various ages participated,
comprising not only the employees
6

by the 3K, 5K and finally the 10K
runners trudging off in the cool early
morning. The race proceeded totally
without a hitch, with race marshals
watchfully guiding and looking after
the runners the entire length of the
track. After the run, the hosts of
Platinumlist.ph handed out individual
finishers’ medals, loot bags, freebies
and special prizes for all the runners.
They also introduced a cooldown
aerobic dance regime, with those
having excess energies gamely
participating. The announcement
of the runners-up and winners
per division followed, with senior
company officers handing out the
medals and cash prizes

The Cocolife Group is very
delighted indeed to have MPBL Davao Occidental Tigers - Cocolife
players and coaching staff together with
received such enthusiastic President Martin Loon shown flashing
support for the run, and their thumbs up sign before gun start.
thankful to the organizers
for the topnotch service
in ensuring that the event
went smoothly - and more
importantly, that everyone
had lots of fun!











































7

The Cocolife 2019 Christmas party performances. The dynamic hosts
was held at the posh Okada Hotel, for the evening were DJ Sean Kyle
on December 18, with the event title, and Daiana Menezes then took over,
“Cocolife Dominate!” The revelers were shortly queuing the congratulatory
decked in colorful gangster costumes message delivered by Cocolife’s
- Japanese Yakuza kimonos, Chinese Chairman of the Board, the former
triad cheongsams, dapper American Japanese Yakuza Supreme Court Justice Bienvenido
50’s suits, Mexican cholo open shirts – Reyes.
everything a would-be gangster can
research in YouTube. Sumptuous dinner came next and
then the much-anticipated annual
The program opened with a fast-paced dance competition between the
number from JABAWOCKEEZ, doing neophytes and the main contest
the hip-hop the dance crew was so American Mafia pitting four gangster dance groups
famous for. After their performance, – the American, Chinese, Japanese
Atty. Jun Nario, the company Corsec, and Mexican – with the American
delivered the opening remarks, officially production of HMO winning first
prepping the audience for upcoming prize.

8

Mexican Cartel

Kiefer Ravena’s introduction as
Cocolife’s brand ambassador
was announced afterwards
along with the athlete’s
contract signing. Between
numbers, Nicole Laurel Asensio
formerly part of the General
Luna Band, performed.

During the Christmas message
of the President and CEO
Martin Loon which followed, a
bit of good news was met with
raucous good-natured cheer
from the audience – a special
bonus will be granted, for the
company’s collective effort in Present during the event were Cocolife’s brand ambassadors: Kiefer Ravena (Gilas Pil-
setting the bar of excellence ipinas Team Captain), and MPBL Davao Occidental Tigers - Cocolife players Billy Ray
Robles and Mark Yee.
in 2019 to another record high.
The ceremonial Christmas cum
yearend toast was then held on
center stage, with the Cocolife Parokya Ni Edgar
Board, the President and
senior executives wishing the
company all the good wishes.
At the tail end of the party, The
Voice finalist Jason Fernandez
performed, followed by an
electric performance by
Parokya ni Edgar with lead
singer, Chito Miranda.








The event indeed is
both a celebration for

what was achieved
in the past and at
the same time, for
strengthening the bond

among Cocolifers as
the stage is set for
the challenges in the
Kyle & Daiana
coming year.





Chito Nicole Jason 9

COVID-19 Pandemic



Relief Activity In Barangay 72 Concha – Dalanghita,












another batch of relief goods were
given to street sweepers, ambulant
vendors, tricycle drivers, and even
hobos who were sleeping on the
streets. The team also handed kiddie
bags to street children they met
along the way.

A touching incident happened when
Nanay Selya, a senior citizen who
recently lost her husband, thanked
As early as February, Cocolife the team quite so profusely – crying
Foundation, Inc. (CFI) was resolved for joy, for delivering the relief packs.
to prepare its relief assistance
capability, having freshly experienced some volunteers proceeded to
firsthand, relief operations in Bicol Barangay 66, District 1 in Tondo –
after the typhoon and Batangas without question, the area where
during the Taal volcano eruption. most of the country’s low-income
On early March, a modest budget families reside. They distributed
of P50K was accordingly set aside hundreds of relief bags house-to-
with the intention of stocking up on house. The bags contained rice,
essential relief items, so as not to be common medicines, washable face
caught unawares the next time an masks, pasta pack, instant coffee,
emergency occurs.
biscuits, instant noodles and bread.
Priority were given to persons with
And then it happened. The spread of disabilities, senior citizens and low-
the COVID-19 pandemic was so swift wage earners. Front-liners of the
and explosive it caught everyone by barangay who were on duty were
surprise, so much so that Enhanced also included. One special donee is Jhon
Community Quarantine – total Mhel Roxas, a 17-year-old
lockdown in Luzon was declared by boy from Sampaloc, who
President Duterte on the last week has Subacute Sclerosing
of March, eventually being extended Panencephalitis, a rare form
up to the end of April. of chronic progressive brain
inflammation caused by the
Entire communities were locked measles virus. His father is
down and isolated, with low- a sweeper in a church while
income families virtually having no his mother stays at home to
idea where they can get the next take care of his needs.
day’s meals. An appeal for aid was
accordingly aired in all media, and in In this time of crisis our life
however a small way, CFI heeded the is certainly more meaningful
cry for help. when we live for others.
Quite discretely and very
Foundation Project Management sincerely, in its own small
Officer, Ms. Kaya Xenia Galang and way, Cocolife Foundation
Inc. is privileged to be part of
10 nationwide effort for helping
those in need.

Cocolife Imbibes in Bayanihan Spirit with ₱1M Donation

to COVID-19 Efforts







































AS we pass the one-month mark Hospital’s COVID-19 laboratory, manage our economic welfare.
into the community quarantine, which is currently in the final stages
we’ve seen the public and private of assessment. The government has been ramping
sectors unite in the fight against the up efforts in containing the spread
novel coronavirus. This initiative will significantly of the disease. Accreditation of more
contribute to the expansion of RT- laboratories is crucial in increasing
Setting the example is Cocolife, the PCR testing, which remains the the capacity for COVID-19 testing.
biggest Filipino-owned stock life most accurate method for detecting As of April 24, there are currently
insurance company in the country. the novel coronavirus. This effort 18 accredited testing labs and a
In the spirit of bayanihan, the will also directly affect the lives of daily testing capacity of 4,500. The
company has donated Php 1 million Filipinos as we ease into the new goal is to conduct 30,000 tests per
to UP Manila - National Institutes normal. With an aggressive push day by the end of May. For testing,
of Health for the purchase of 1 RT- for expanded testing, we can isolate the government will be prioritizing
PCR machine. This unit will be COVID-19 patients and shift to a suspected patients, health workers,
installed at the Philippine General modified community quarantine to and high-risk patients.
























11

Dominate


as Juan











Cocolife

Annual Sales


Kick-Off Jonathan Yabut

Apprentice Asia Winner



Cocolife, the biggest Filipino-
owned stock life insurance
recently held its annual Sales
Kickoff at Midas Hotel with the
theme “Dominate as Juan.”

The Chief of Retail Distribution
Division Mr. Joseph Ronquillo
led his team of executives
and top sales associates from
Bancassurance, Business Deve-
lopment Department, Digital
Sales Department, Individual
Atty. Martin Loon Marketing Department, and
President & CEO Promo Sales Operation shared
their goals, commitment, and
winning strategies for the year
2020.


The Apprentice Asia winner
Jonathan Yabut shared his very
inspiring journey emphasized
the importance of grit and the
role of finding one’s ‘ikigai’ in
harnessing one’s full potential. He
talked about how the success of
the business lies in championing
Joseph Ronquillo
Head of Retail Distribution Division the brand while catering to its
customer’s needs.

Meanwhile, Cocolife Brand
Ambassador Kiefer Ravena also
shared his moving message to
everyone in the room. To cap off
the event, Cocolife President and
CEO Atty. Jose Martin A. Loon
unveiled the company’s upcoming
programs and incentives. Once
again, congratulations to the
Retail Distribution Division for a
12 Kiefer Ravena successful event!
Gilas Pilipinas Team Captain

Employee
Engagement





Corner














Valentine’s Day


Cocolifers greeted everyone
during Valentine’s Day with
the amusement in wearing
colored shirts based on their
relationship status. A doughnut
treat, where employees and
Chinese New Year personnel got to enjoy every
piece, was made possible
It has always been a tradition in through the partnership with
Cocolife to annually celebrate the Dunkin Donuts Solar branch.
Chinese New Year. And this year, To make it more exciting and
Cocolife welcomed the Year of the interactive, a photo contest
Rat with a small festivity to greet was also held which enticed
and wish everyone happiness and employees to post a photo
prosperity. The 2020 Chinese in Facebook along with a
New Year which exactly falls witty caption to make it more
on January 25 was celebrated creative. Hearts reaction and
a day early in the company creativity on the post were
where a dragon and lion dance
customarily performed both in the main considerations in
Cocolife Ayala and Feliza offices. identifying the top 3 winners.
Adding up to the celebration Rommel Little of Healthcare
was the delightful experience as won the first place, while
employees look forward to get a Arman Pido of Accounting and
lucky cup of taho, a sweet silken Nikkay Baltar of Healthcare
dessert, which suited everyone’s won the second and third
taste. place, respectively and each
received a cash prize.

Cocolife Cocolife Fixed Income Fund,

Managed Fund Inc. (CFIFI), managed by Cocolife
Asset Management Company, Inc.,

Lauded by (CAMCI) recently received awards
from the International Finance at
International the 2019 International Finance
Awards held in Waldorf Astoria,
Finance Bangkok, Thailand last January 31,
2020.

The International Finance Annual
Awards celebrate corporate and
professional excellence in different
categories which are all identified
by their research team to ensure
both current and emerging
industries are being recognized.
Every year, International Finance
identifies outstanding businesses
under the Financial Awards
category to reward and honor
to the contributions of financial
companies that benefits the global
finance community in addition to
their remarkable performance in
their fields.

Cocolife Fixed Income Fund,
Inc. (CFIFI) won the Best Fixed
Income Fund under the Financial
Awards category. This is another
groundbreaking proof that CAMCI
definitely provides unsurpassed
portfolio management services
Editorial Board that gives its investors higher
returns.
Atty. Julio P.G. Bucoy, CFA
Santiago B. Varona The award was personally
Rowena J. Asnan accepted by Cocolife’s Chief
Winifred C. Endozo Finance Officer and Executive Vice
President and CAMCI President

Contributors Mr. Artemio A. Tanchoco, Jr.
Babe Ruth P. Aluad
Kaya Xenia B. Galang Kudos to CAMCI
Eleanette S. Rañola for another year
Ray Alexis G. Romero of growth!
Jenifer D. Tamesis
Ma. Adoren J. Torio
Mariz Karen R. Yodong

Legal Consultant
Atty. Alloysius R. Yebra