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Debt consolidation is the process of combining multiple debts into a single loan or payment, making it easier to manage finances and reduce stress. This approach is ideal for individuals struggling with high-interest credit cards, personal loans, or other debts, as it consolidates everything into one manageable monthly payment, often with a lower interest rate. By consolidating debt, individuals can simplify their finances, avoid late fees, and potentially improve their credit score over time. It's a practical solution for those looking to regain control of their financial situation.
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