Property Owners’ Association of The Villages, Inc. Champions of Residents’ Rights Since 1975February 2026MagazineISSUE 50.02Meet Your POA Board of DirectorsUnderstanding Community Standards and Deed ComplianceIn Case You Missed It…Who and What Can Usethe Multi-Modal PathsNew Plan for Pool ID VerificationsParadise Rec Center UpdateWater Shortage Restrictions Announced
INSIDE THIS ISSUE3 Understanding Community Standardsand Deed Compliance5 Upcoming POA Meetings/Speakers8 Meet Your POA Board of Directors11 Alphabet Soup13 Lightning Matters14 In Case You Missed It16 AARP Safe Driving Classes21 Medicare Help24 Water Shortage Restrictions28 Privacy for Your PhoneADVERTISER INDEX25 A-1 Lightning Protection Services12 Beacon College6 Daniel Schmidt’s Superior Painting9 Edward Jones15 Global Power Products2 K2 Medical Research7 K2 Medical Research6 Kwik Kerb8 Prime Path Lending12 Rate Reverse27 Robert Boissoneault Oncology Institute22 Realty Executives8 Rosier Audiology9 San Gabriel Boot and Shoe Repair29 San Gabriel Home and Garden26 Strawberry Festival19 Sun Kool Air Conditioning, Inc.20 Temple Shalom of Central Florida9 United Church of Christ at the Villages18 Your Key to Senior Living OptionsProperty Owners’ Association of The Villages, Inc. Champions of Residents’ Rights Since 1975February 2026MagazineISSUE 50.02Meet Your POA Board of DirectorsUnderstanding Community Standards and Deed ComplianceIn Case You Missed It…Who and What Can Usethe Multi-Modal PathsNew Plan for Pool ID VerificationsParadise Rec Center UpdateWater Shortage Restrictions AnnouncedTommorrow’s Treatment TodayAre you or a loved one noticing changes in memory?Maybe you’ve noticed more forgetfulness—like misplacing items or struggling to remember your grocery list. While some memory changes are normal with age, it’s important to know when to look closer. In fact, 1 in 10 residents in The Villages will experience dementia.We invite you to schedule a free brain health check and memory screen with Craig Curtis, MD (US Navy Veteran), and Kimberly Salazar, MD (US Army Ret), right here in The Villages. Screenings are quick, easy, and free—no insurance required.Take the first step in protecting your memory and brain health—call today to schedule your free appointment!At K2 Medical Research, we specialize in memory and Alzheimer’s research. Volunteers are needed for clinical trials that may lead to breakthrough therapies. By joining, you contribute to discoveries that benefit yourself, your loved ones, and future generations!(352) 707-5252Craig Curtis, MDUS Navy VeteranKim Salazar, MDUS Army Veteran2 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Understanding continued on page 4Understanding Community Standardsand Deed ComplianceAt the January 20 POA Membership meeting, Matt Armstrong, Director of Community Standards for the Villages District Government, explained “everything” residents need to know about the two divisions of Community Standards –Architectural Review and Deed Compliance.Architectural ReviewAny time a resident wants to make a change to the exterior of a home, an application must be submitted to the Architectural Review Committee (ARC). Applications can now be completed online or on paper.The ARC reviews the applications and includes a wide variety of projects. If the property is located in Community Development District 1-5, 7-10, or Lady Lake, the application is reviewed by the ARC. If the property is in CDD 6, 11-15, or Middleton CDD A, it is reviewed by an Architectural Review Hearing Officer. The ARC and Hearing Officer use the Architectural Review Manual approved by each CDD as guidelines to determine approval or denial of the project. These guidelines are based on the Deed Restrictions each resident has agreed to follow for their CDD and differ from CDD to CDD. Mr. Armstrong said most applications are approved and staff works with the resident to ensure a smooth process.Applications can be submitted to one of the District offices in Sumter Landing or Brownwood, or in the Amenity box at the postal station (does not require postage), or online. Applications are good for 9 months.Meetings are open to the public and it is good to attend the meeting when your application is going to be considered. There are approximately 300 applications a week. Mr. Armstrong said last year there were approximately 13,000 applications for the entire year.Items Needed for the Application:• Tax bill or deed or property record card (copy only) to verifyownership• Site plan – to verify setbacks, road rights-of-way• Elevation drawings for building additionsARC approves based on the architectural standards in the CDD. Property owners must go to the County or City in which they reside for any other required permits and approvals.Deed ComplianceDeed compliance allows staff to enforce the external Deed Restrictions rules adopted by the Board of Supervisors for that CDD. Deed Restrictions, also known as Covenants and Restrictions, is a contract between the property owner and the Declarant (Developer) that governs how the property will be maintained, timelines for repairing a structure that has been damaged, and ARC approval for external changes. Chapter 190 is the state statute that allows Community Standards to enforce external rules only. If someone is running a business out of their driveway, i.e. a golf cart repair business, Community Standards can address that situation if it is reported. Internal restrictions (rules) apply to inside the home, such as the age of the occupants or operating a business. Those are handled by the Developer’s representative and Community Standards can pass a complaint along to that person. If someone is running a business out of their driveway, i.e. a golf cart repair business, Community Standards can address that situation if it is reported.CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 3
Understanding continued from page 3Understanding continued on page 6Mr. Armstrong said the most common complaint received is the appearance of the exterior of the home. Complaints include overgrown lawns, weeds, overgrown hedges, algae/mold growth on the home or driveway, signage, and external projects that are done without ARC approval. He recommends that if you are a seasonal resident that you stay in touch with your landscaper to make sure the work is being done.How can you provide a concern to Deed Compliance staff? Call (352) 751-3912, or email [email protected], or mail to 3571 Kiessel Rd., or place in the Amenity box at the postal station, or submit online using the Report a Deed Violation (green) button, or stop by the office.Not all CDDs handle complaints the same way. Some, such as CDD 4, only allow complaints from residents in that district. It is verified by providing the resident’s Unit # on the Villages ID card. CDD 12 does not allow anonymous complaints and being a resident of that district is required, verified by providing full address information. Check with the Community Standards office or your Board of Supervisors to learn how complaints are handled in your district.Every person is given due process to resolve a concern, according to Mr. Armstrong. If contact is made, the resident is given five days to correct the issue before a formal notice is given. At that time, the clock begins for the rest of the process.Deed Compliance Process• Staff receives concern.• Staff verifies the violation – if no violation exists the case is closed. If a violation is verified, staff knocks on the door to make contact with the resident.• If no contact is made, staff initiates a phone call when they return from the field to educate the resident regarding the deed restrictions.• If no contact is made through a phone call, staff returns to the property the following day and knocks on the door. If contact is made, staff strives for voluntary compliance. If no contact is made at that time, a Deed Restriction reminder is written.• Staff follows its process to bring the property into compliance which is up to three letters and a Public Hearing to be held before the respective Board of Supervisors or Deed Compliance hearing officer.If not corrected and the issue goes to the Board or Hearing Officer, an order of enforcement is issued that may include the cost of any work provided by the District, fines and a lien on the property. For more complex situations such as a home damaged by fire or other disaster, more time may be given to obtain compliance if the homeowner can show consistent progress toward compliance or documentation of delays.There are many houses with political signs all over The Villages. How is that handled? If a complaint is received, the Deed Compliance process is followed.What can be done about rental properties that don’t seem to respect the lifestyle of the retirement community?Rental properties are handled by the State. Deed Compliance has no enforcement over behaviors, only those items covered in the Deed Restrictions.Does the restriction on signs extend to flags? The District is neutral on the flags as long as the pole is in compliance.Are security system signs allowed? Yes, they are allowed.Where does the Villages stand on metal roofs? It depends on how the Architectural Review manual is written.Allowing astro/artificial turf was passed by the State. What is The Villages doing? The Department of Environmental Standards has to come out with guidelines, and the District is waiting for those regulations. Once those are available, they will work with the Boards of Supervisors to implement any changes.When a house is re-sold, a buyer may or may not read the Deed Restrictions. If a neighbor tries to educate the new owner and they don’t comply, what can be done?A complaint would need to be filed. Community Standards has no purview over real estate transactions or what information is provided.4 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Donuts & Coffee will be available at the POA General Membership MeetingsFebruary 17 • 7 pmLaurel Manor Recreation CenterSPEAKER: Bruce Brown,Assistant District ManagerTOPIC: NSCUDD, New Water MetersMarch 17 • 7 pmLaurel Manor Recreation CenterSPEAKER: Cheryl Chestnutt, MBA, BSN, RN, Vice President/Administrator/Chief Nursing OfficerTOPIC: UF Health Spanish Plaines HospitalPOA General Membership MeetingsCLICK HERE to Subscribeto the POA Event CalendarThe POAApril 2, 2026 NightEverglades Recreation CenterNew Date! Sign Up Today!Details on page 24!CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 5
Why are no overnight parking rules in villas not enforced? Those are handled by CDD rules or other authority, not Community Standards, because there is not a rule. If it is a commercial vehicle, that is a violation.Does ARC approval transfer to a new homeowner? Yes, any approval transfers. If there is a new modification requested, ARC approval may be needed again. It is always a good idea to check with staff.How are diseased or dead trees in danger of falling handled? State law changed a few years ago that allows tree removal if it creates a danger. The District changed its rules to allow removal on that basis without approval. A resident can make a complaint about a tree concern, but unless there is an arborist report, Community Standards could not cite a violation.FREE ESTIMATESLANDSCAPE CURBINGMany Colors & Styles352-383-1123www.kwikkerbby3d.comResidentialPaintingCommercial PaintingEpoxy Garage FinishesDrivewayFinishesPressureWashingHandymanServices(352) 512-1312Understanding continued from page 4How many CDDs allow anonymous complaints?LL, 1, 4, 7, 8, 9, 10, 11, 14, 15 and Middleton.Does the Homeowner get a copy of approval? Yes.In CDD 1, there is a commercial vehicle that is parked half on driveway, half on yard, a golf cart, and 2 other cars.There are no restrictions on commercial vehicles for homes (not villas.) If something is parked after-hours, Community Standards will accept date/time stamped photo for evidence. It becomes public record. How to Become a Member of the ARC? Currently CDDs 1, 2, 4, 5, 8, and 10 have openings. Applications and appointments are made through the individual CDD Board of Supervisors. 6 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Tommorrow’s Treatment TodayHealthy Brain AgingJoin Dr. Craig Curtis, National Dementia Expert, as he discusses: Call Today to RSVP (352) 707-5252FREE SEMINARCraig Curtis, MDUS Navy Veteran• Proper brain nutrition and exercise to boost brain performance• The connection between sleep and a healthy brain• Causes and proper diagnosis of memory loss and forgetfulness• Proven methods to reduce your dementia risk• Parkinson’s disease and Lewy body dementia research updates• Recent discoveries in Alzheimer’s disease, treatment, and preventionCraigCurtisMD.comOffices located in The Villages® CommunityAll are welcome to attend these weekly educational events.CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 7
MOBILE HEARING CLINICWe come to you.Dr. Danielle Rosier, Au.D. Board Certified Audiologist providing hearing services including diagnostic hearing exams, hearing aids and tinnitus services in a convenient mobile capacity. Serving The Villages and surrounding areas and accepting most insurances. Call for your appointment today.RosierAudiology.com (352) 234-4645 NMLS 2302495Dan KapellenCertified Reverse Mortgage Specialist in The VillagesFREE LUNCH RSVP 352-462-0636 or for more details.RMExplained.comThe Reverse Mortgage.What You Think You Know is Probably Wrong.Wed., Feb. 18th, and Wed., Mar. 18th, 12:30 p.m.at Bob Evans, Colony Plaza360 Colony Blvd, The Villages 32162Meet Your POA Board of DirectorsOfficersReb Benson, PresidentRichard (Reb) Benson has served as the POA Secretary since 2019. In addition, he is the lead person on the POA Membership Help Desk. In 2022, Reb was elected by the Residents of CDD-2 to the Amenity Authority Committee (AAC); the AAC is responsible for amenity services north of C.R. 466. Reb Benson moved from Virginia to The Villages in 2018 and lives in the village of Palo Alto with his wife, Vicki.Mr. Benson retired from Civil Service as a GS-15 in February 2018 after 11 years of negotiating and implementing international arms control treaties and agreements for the Air Force.In addition, Mr. Benson is a retired Air Force Lieutenant Colonel with 23 years of distinguished service in space and missile operations, serving as a crew commander, staff officer, and strategic planner. He commanded a Recruiting Squadron and served in various staff assignments for Strategic Air Command and Headquarters for the Air Force.Mr. Benson was also a Program Manager and Senior Analyst for Scientific Applications International Corporation (SAIC); currently, he is a SAIC Senior Consultant.Reb is a Golf Starter at The Villages Tierra Del Sol golf course. He enjoys playing golf and flying radio-controlled airplanes. He is a Deacon at First Baptist Church at The Villages.Dan Warren, Vice PresidentIn 2022, Dan was elected by the voters living in CDD-9 to NSCUDD. NSCUDD is North Sumter County Utility Dependent District. It provides trash, water, wastewater, and nonpotable irrigation water service for the homes located in CDDs 5-9. He is also the current chairman of the Architectural Review Committee, representing CDD 9 for 9 years.Dan Warren is a University of Wisconsin registered professional Civil Engineer with an MBA in finance from DeVry University.He has extensive experience in land development, construction, and project management of major stormwater, solid waste, water, and wastewater treatment systems. He is intimately familiar with all aspects of this infrastructure, such as planning, engineering, finance, construction, operation, maintenance, and regulatory compliance.Dan has attended numerous NSCUDD meetings over the years, providing citizen input. He most recently championed solid waste conversion to the Waste-to-Energy disposal option and changing water and irrigation meter readings from manual to automated.Dan was also dedicated to serving the public as commission president of the Waukesha Wisconsin Water Utility for 24 years and was elected to the Waukesha School Board for 21 years.8 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Member SIPCRobert J Krehely JrFinancial Advisor1150 Paige PlaceSpanish Springs Town CenterThe Villages, FL 32159352-561-8536Schedule your complimentary portfolio review. Our process? We listen. Really listen. Stop by.EJB-19325-A-E-DA-2 > edwardjones.comPOA Board continued on page 1012514 CR 101Oxford FL 34484352-748-9199VillagesUCC.org10am service changing toTWO services, 8:45am &10:30am beginningJanuary 25Joyful music: choir, band,soloistsUplifting messages foreveryday lifeLoving communityWe embrace diversity andpeople from all walks of lifeWhy should you chooseUCC at The Villages?Why should you chooseUCC at The Villages?Join Us on Sunday!YYoouu AArree IInnvviitteedd!!We can’t wait to welcome you home!Rev. Joe & JaniceDiDonatoCliff Wiener, Past President andInterim Treasurer Cliff Wiener has served on the POA board for the last 13 years and the last ten as president.Since moving to the Villages in 2002, he has been a Guardian Ad Litem in Marion County, a member of the CIC, on the Architectual Review Committee (ARC) for 4 years (Chairman), and now serves as a District 4 board supervisor. He is a member of the Ohio Buckeye Club, Forest City Masonic Lodge #388 in Cleveland Ohio, Villages Masonic Lodge #394, Bahia Shrine, Villages Shrine Club, and the High Twelve Club of the Villages.Before retirement he was a member of Local 38 IBEW and retired after 41 yrs as an electrician.Karen O’Farrell, SecretaryKaren has resided in The Villages since 2018 and was elected to the POA Board in 2025. Before moving to Florida and the Village of Piedmont, she was a resident of West Lafayette, Indiana.Karen is a graduate of Ball State University in Muncie, Indiana. She worked in a medical environment for over 35 years as support staff to many departments in a large multi-hospital organization, including several years in the Quality Assurance Department of a 350-bed hospital.Additionally, Karen served on the West Lafayette Community School Board and was active in the local community. She has always been interested in the activities of local government, and that interest remains and is evidenced by regular attendance at POA meetings, the Amenity Authority Committee meetings, and her local District 4 meetings.HOURS Mon - Sat 9 a.m. - 5 p.m.San Gabriel Boot and Shoe Repair8538 E Gulf to Lake Hwy • Inverness 352-341-1444Serving America’s horse CountryWE REPAIRNew Soles • Heel Caps • PursesLuggage • Puppy Damage • ZippersSELL GENTLY USED BOOTS:Western • Work • Snake ProofNew Work Boots • Leather BeltsCHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 9
DirectorsTita DumagsaA resident of the Village of Fenney, originally from Cebu, Philippines, and a resident of Northern Virginia before moving to The Villages in 2016, Theresita “Tita” Dumagsa is a Dietitian by education.She was Valedictorian of her high school class and is a graduate of the University of Santo Tomas (UST) in Manila, Philippines, Cum Laude. Shy of a thesis, Tita completed her Masters graduate studies in Food Services Administration at the Rutgers State University of NJ. Her professional career was as a Food Service Director, Chief Dietitian and a Nutrition College Professor and TrainingDietitian in various hospitals and nursing homes in the Philippines, New Jersey and Virginia. Tita was the Editorin-Chief of her high school and college papers. After retiring from Dietetics, Tita worked with United Airlines as a Human Resources Executive. She was the immediate Past President of the United Airlines Retiree Group of The Villages, aka the Citrus Groupers. She was also a successful restauranteur.In 2017, Tita received the prestigious Most Influential Woman in the World Award from the Filipina Women’s Network (Global FWN 100) in the “Behind the Scenes Leader” category, which recognizes 100 women of Philippine ancestry in the world who are changing the face of leadership in the global workplace. They have each reached status for outstanding work in their respective fields and are recognized for their achievements and contributions to society, mentorship, and legacy, and they are a driving force behind the success of a social cause or life issue, a community organization’s projects, or initiatives.Her life’s work has been to advocate for those who need a voice to help lift people from poverty in the Philippines through numerous grant proposals she had written that provided for education, livelihood and recovery from catastrophic natural disasters. Tita is a Board Director of the Property Owners Association of The Villages (POA) since 2017. She is a Lector at St. Vincent de Paul Parish in Wildwood, FL, an active member of the Republican Federation of Women in The Villages, Secretary of the CITAA, a member of the Fil-AM Club of the Villages, a Board Director of AAPA, Inc. an organization that helps aborigines in the Philippines with Feeding Programs and Livelihood Projects.POA Boardcontinued from page 9 Ken Knodel, Membership ChairmanKen Knodel was elected to the board in 2022 and has been a Villages resident since 2017, living in Dist 1.Ken resided in Summit County, Ohio, for approximately 51 years, being employed by the County Government for the last 20 years of my employment. He started out as a member of the Board of Review, hearing property tax appeals, and then spent 18 years as an Administrator in the Community and Economic Development, overseeing various State and Federal Programs. In the last three years, He transferred to the County Fiscal Office being promoted to Director of the Services Division.Ken also was elected to serve the residents of the City of Green, serving as Vice President and President during his term of service. He was elected chairman of the committee that reviewed and implemented the living stream of all City Meetings and special events.Gary Kadow, DirectorGary Kadow currently serves as Chairman & Founder of Project SOS – Support Our Soldiers, Inc., which a non-forprofit corporation founded in 2010 and operating here in Central Florida. Project SOS worked in Iraq and Afghanistan, opening 22 US military operated clinics, and the building of an emergency ten bed children’s hospital in Jalalabad, Afghanistan. Project SOS continues to provide food, water, clothing, shelter, counselingand medical care to veterans and their families in the Ocala National Forest area. In addition, he has provided over 210 fully paid college scholarships to veterans children in need of assistance with college expenses. Prior to his retirement in 1998, Mr. Kadow worked in Banking as a Senior Executive Officer, and later entered into the public sector as a Government Administrator. In 2014 was awarded the National Vietnam Veterans Commendation Medal for his service in the United States Air Force from 1966 to 1972, and also for the assistance he has provided to our returning veterans as Chaplain to the Vietnam Veterans of America.Elected in 2006 he serves as Supervisor and Chairman of the Villages Community Development District 5.As an ordained Episcopal Chaplain for over 43 years, he volunteered to serve as Emergency Chaplain at Ground Zero on September 11th and is the author of “Ten Days of Hell and Heroes, an eyewitness account of September 11, 2001” published in 2002. As a native of Buffalo, New York, he and his wife Barbara are currently residing in The Villages, Florida. 10 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Alphabet SoupWhat the Heck are They Talking About?Wondering what people are talking about when they start throwing around names like AAC, the “Developer,” CDDs and a litany of others, but too embarrassed to ask? Here is a guide that will get you “in the know.”Local Government & DepartmentsAAC — Amenity Authority CommitteeARC — Architectural Review CommitteeBCDD — Brownwood Community Development DistrictBOCC – Board of County CommissionersCDD — Community Development DistrictCPM — Commercial Property ManagementCRCDD — Coleman Ridge Community Development DistrictCSU — Central Sumter UtilityDPM — District Property ManagementECDD — Eastport Community Development DistrictEOC — Emergency Operations CenterEPA — Environmental Protection AgencyFDEP — Florida Department of Environmental ProtectionFRPA — Florida Recreation and Park AssociationFWCA — Fenney Water Conservation AuthorityGPU — Gibson Place Utility CompanyGPWCA — Gibson Place Water Conservation AuthorityIAC —Investment Advisory CommitteeLSL — Lake Sumter LandingLSSA — Little Sumter Service AreaMCDD—A — Middleton Community Development District – AMDCDD — Middleton Downtown Community Development DistrictMU — Middleton Utility CompanyMWCA — Middleton Water Conservation AuthorityNRPA — National Recreation & Park AssociationNSCUDD — North Sumter County Utility Dependent DistrictNSU — North Sumter UtilitiesPWF — Project Wide FundPWAC — Project Wide Advisory CommitteeRAP — Rolling Acres PlazaRLVG — Resident Lifestyle Volunteer GroupROW — Road Right of WaySEWWCA — Southeast Wildwood Water Conservation AuthoritySJRWMD — St. Johns River Water Management DistrictSLAD — Sumter Landing Amenities DivisionSLCDD — Sumter Landing Community Development DistrictSSF — Sumter Sanitation FundSSU — South Sumter UtilitySWCA — Sumter Water Conservation AuthoritySWFWMD — Southwest Florida Water Management DistrictTEA — The Enrichment AcademyVCDD — Village Community Development DistrictsVCCDD — Village Center Community Development DistrictVCSA — Village Center Service AreaVLS — Villages of Lake SumterVOSS — Village of Spanish SpringsVPSD — Villages Public Safety DepartmentVPSDDD — Villages Public Safety Department Dependent DistrictVWCA — Villages Water Conservation AuthorityWUDD — Wildwood Utility Dependent District CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 11
• Establish more financial flexibility.• Cover your monthly expenses while retaining your other assets as their value continues to grow.• Choose a payment plan that provides regular income for as long as you live in the home, or a lump sum or line of credit.• Have access to a line of credit (that grows over time) in case of unexpected events.• Boost your cash flow by eliminating monthly payments.Financial flexibility for retireesStrengthen a portfolio with reverseReverse mortgages are eligible for borrowers 62 and older. Age limits for additional brokered loan options may start at 55. Borrower must pay taxes, fees, and insurance while maintaining the home and using it as primary residence or the loan will need to be repaid. Not available in all states. No all applicants will be approved. Restrictions apply. Compare loan types when making a financial decision. Rate, Inc. is not affiliated with, nor has this material been reviewed, approved or issued by, HUD, FHA or any government agency. To find a Reverse Mortgage counselor near you go to https://entp.hud.gov/idapp/html/hecm_agency_look.cfm or call (800) 569-4287.If part of your loan is held in a line of credit upon which you may draw, then the unused portion o the line of credit will grow in size each month. The growth rate is equal to the sum of the interest rate plus the annual mortgage insurance premium rate being being charged on your loan. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term if your loan. Restrictions may apply.Operating as Guaranteed Rate, Inc. in New York. Guaranteed Rate Inc. D/B/A Rate; NMLS #2611; For licensing information visit nmlsconsumeraccess.orgIs the Rate Reverse Mortgage right for you?Daniel MuddSVP, Producing Regional Manager,Reverse Mortgage SpecialistNMLS #224034 Office: (630) 235-7700 [email protected] www.rate.com Contact me today for your Reverse Mortgage Guide for Homeowners.Retirement done right You’ve worked hard to build equity in home. Now, it’s time to enjoy the benefits.12 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Lightning MattersBy Len Hathaway, Study Group on LightningA look back at the 2025 lightning experience nationally and locally and a look ahead to the 2026 lightning season. But first a lightning trivia question. Where is the Lightning Capital of the world? Answer below.Last year 21 lightning fatalities were recorded in the USA, seven more than in 2024. We have come a long way since the early 1940’s when the USA typically experienced over four hundred lightning fatalities a year. The awareness campaigns of numerous organizations over the years to educate the public about the hazard of lightning are paying off.Florida continues to be the Lightning Capital of the Nation. Of the twenty-one fatalities four occurred in Florida – two hunting, a boater, and on a beach. Florida continues to lead the nation in lightning fatalities as we are the Lightning Capital of the USA.Two golfers were killed – one in Texas and the other in New Jersey.Here in The Villages the number of days with lightning was one hundred which was up by three over a year ago. Over the last 10 years we have averaged 104 days with lightning.Last year we had five homes destroyed by lightning, rendering the property to be uninhabitable. They occurred in Winifred, Summerhill, Sabal Chase, Calumet Grove, and DeLuna. In 2024, we experienced an unprecedented six homes receiving a direct strike, causing a fire and property damage. These events occurred in Charlotte, Gilchrist, Osceola Hills, Rio Grande Villas, St. Charles, and Sunset Pointe. At least two homes from 2024 are still not ready for occupancy.Fortunately, there were no fatalities or injuries from these events.Catastrophic lightning strikes are a random event and there have been times when no homes were struck and destroyed in three consecutive years.An unknown number of Village homeowners experienced lightning surge damage to sensitive electronic equipment and appliances due to the absence of layered surge protection devices collectively resulting in thousands of dollars in damage and inconvenience.If your club, organization, church, or civic group would benefit from a free noncommercial, educational, community service Power Point presentation, Lightning Tips for Villagers, that addresses personal lightning safety, lightning surge protection for appliances and highvalued electronics, lightning protection systems for your home and debunking ten common lightning myths contact Len Hathaway at [email protected]. Answer to trivia question. Lake Maracaibo, VenezuelaCHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 13
MMPDG Holds First Meeting of 2026Members of the Multi-modal Path Discussion Group (MMPDG) representing residential district boards throughout The Villages met on January 21 to further discuss safety issues on the multi-modal paths. District Counsel Kevin Stone presented a detailed memo outlining the approved uses of the paths. Also presented were golf cart accidents that occurred in 2025 on the paths, provided by District Public Safety.PedestriansFor purposes of MMTPs, the following are permitted as pedestrians:• Persons afoot (Sec. 316.003(57), F.S.).• Electronic Personal Assistive Mobility Device (Sec. 316.003(24). Example: Segway. 20MPH.• Wheelchair.• Motorized Wheelchair / Powerchair, operated at pedestrian speed.• Mobility Scooter (i.e., a mobility assistance device designed to assist disabled) operated at pedestrian speeds.• Inline skates and skateboards (authorized pursuant to Sec. 316.0085, Florida Statutes, subject to inherent risks).BicyclesFor purposes of MMTPs, the following are permitted as bicycles:• Bicycles under solely human power (316.003(4), F.S.), including three-wheeled bicycles.• Electric Bicycles (316.003(23), F.S.), which by definition do not exceed 20 MPH without human power and do not assist human power above 28 MPH.• Motorized Scooters (316.003(48), F.S.), which by definition have less than 4 wheels and do not exceed 20 miles per hour.• Moped (316.003(44), F.S.), when operated solely under human power. Note that under Florida law, a “moped” is a specific type of vehicle that must have pedals to permit propulsion by human power, and a motor not capable of propelling the vehicle at a speed greater than 30 miles per hour. If a vehicle does not have bicycle-style pedals, it is not a “moped.”Highlights continued on page 17Mr. Stone’s memo provides this information:The Villages grows pursuant to Development Orders (“Orders”) issued by cities and counties to govern land use and development in their borders. Consistent with the Orders, most of The Villages’ Community Development Districts (“Districts”) own and maintain transportation facilities for public use. These include the multi-modal transportation paths (“MMTPs”). MMTPs are open for public use by (1) pedestrians including, generally, “skaters”, (2) bicycles and (3) golf cars. While describing these three groups seems straight forward, in practice there are a variety of devices and modes that fall into these categories. This memo gives Villagers a more detailed definition of which transportation technologies and equipment are permitted on MMTPs, if they are traveling at or under the MMTP design speed of 20 miles per hour or under.The Orders require that Districts provide nonautomotive, non-vehicular, multi-modal transportation paths for pedestrians (including skaters), bicycles, and golf cars. The intent is to provide a uniform system of multi-modal transportation paths to be alternative routes to destinations throughout The Villages. New MMTPs must connect to the existing system. Traffic enters the MMTPs from publicly accessible streets and parking lots, and virtually all trips using the paths will also involve travel along or across city, county or District roads. Accordingly, MMTPs may not be used by devices that cannot legally cross or operate along streets.In Case You Missed It … Highlights from January Meetings14 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Simple. Safe. Reliable.With GenerLink, the meter-mountedtransfer switch, you can connect yourportable generator directly to yourhome in minutes.Important Notice: SECO Meters and Unauthorized EquipmentSECO Energy only approves GenerLink™ generator transfer switchesinstalled by SECO-certified technicians.For your safety, no other devices may be attached to or interfere with SECO’smeter. Unauthorized equipment is prohibited and poses serious risks.GenerLink — Your direct connectionto reliable backup power.secoenergy.com/generlink352-793-3801Call SECO Energy today to scheduleyour GenerLink installation!Works with your existingportable generator.Protects utility workers withautomatic grid disconnect.Approved &Installed by:NEVER BE LEFT INTHE DARK AGAINBACKUP POWER MADE SIMPLEEWITH GENERLINK™CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 15
AARP offers a Free 60–90-minute Smart Driver Technology Workshop for seniors interested in leasing, purchasing, or upgrading to a newer vehicle. This informative session covers the latest vehicle technologies and safety features, helping you stay confident on the road. Local presenters are available to attend organized social or club meetings to share this valuable information. To arrange a presentation for your group, contact (352) 430-1833.In addition, AARP Driver Safety offers a comprehensive 6-hour “Smart Driver” course specially designed for drivers aged 50 and older. This course provides essential safety tips, defensive driving techniques, and updates on current traffic laws. All available courses can be viewed at AARP.org/findacourse or by calling (877) 846-3299.The fee is $20 for AARP members and $25 for non-members. To register, select your preferred class and contact the instructor for registration instructions. The instructor will provide details on when to arrive and how to complete your registration.Volunteers are needed! If you’re interested in helping with these programs, please reach out to Chet at (352) 430-1833 or (352) 348-4946.Stay safe and enjoy your time on the road withthese valuable resources from AARP! TWO-DAY SESSIONSFebruary 3 & 4, 20269:00 am to NoonInstructor: Art DonnellyPhone: (631) 792-2203Location: ColonyFebruary 10 & 13, 20269:00 am to NoonInstructor: Jim RezendesPhone: (352) 327-8289Location: Laurel ManorFebruary 16 & 19, 20269:00 am to NoonInstructor: Jack HaughnPhone: (352) 603-1420Location: SavannahArrive 15 minutes early to complete paperwork. Bring drivers license, AARP member number if you are AARP member and a sweater if the room is chilly. Coffee and water is available. Bring whatever else you may wish for snack.ONE-DAY SESSIONFebruary 20, 20269:00 am to 4:00 pmInstructor: George RodruiguezPhone: (802) 349-8080Location: Buffalo CrossingsThis is a 1-day course. Buffalo Crossing will provide lunch. Texting is a preferred method of communication, but you can leave a message.Enhance Your Driving Safety with AARP Programs16 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Golf CarsFor purposes of MMTPs, the following are permitted as golf cars, so long as they are within the operational design dimensions of the MMTP:• Golf Carts (320.01(22), F.S.), which are by definition vehicles manufactured for operation of a golf course for sporting or recreational purposes and arenot capable of exceeding speeds of 20 miles per hour. Golf carts are exempt from registration and license requirements.• Low Speed Vehicles (320.01(41), F.S.). An LSV is a fourwheeled vehicle whose top speed is greater than 20 miles per hour but not greater than 25 miles per hour, including, but not limited to, neighborhood electric vehicles. Lowspeed vehicles mustcomply with the safety standards in 49 C.F.R. s. 571.500 and s. 316.2122, F.S. They must be registered and licensed for operation on public streets.• No other vehicles are allowed on the multi-modal transportatiom paths. Prohibited vehicles include:• Any motor vehicle (316.003(46), F.S.) other than a Golf Cart or Low-Speed Vehicle. This includes cars, trucks, RVs, and so forth.• Any golf car whose dimensions exceed the design limitations of the paths.• Vehicles with the appearance of a golf car whose top speed is greater than 25 miles per hour.• Off-highway vehicles including ATV, ROV, or OHM (261.03, F.S.).• Mini Trucks. (320.01(44), F.S.).• Motorcycles and Autocycles.• Pocket Bikes / Miniature Motorcycles.• Tri-Vehicle. (316.003(105), F.S.).• Commercial Megacycle (316.003(13)).• Mopeds (except when propelled solely by human power).• Utility Vehicles (320.01(42), F.S.), except when operated for governmental purposes or maintenance of the MMTP or adjoining right of way and landscaping areas.• Swamp Buggies (320.01(45), F.S.).• Special Mobile Equipment (316.003(83), F.S.) such as a tractor or lawnmower, except when operated for maintenance of the MMTP or adjoining right of way.• Motorized Disability Access Vehicles (320.01(33), F.S.) (Note, this refers to a specific three-wheel gas-powered street-legal vehicle with a motorcycle-style license plate. Restriction of Motorized Disability Access Vehicles is not intended to prohibit manual or electric wheelchairs, power chairs, or mobility scooters for use by pedestrians with disabilities.)No vehicle of any type is permitted if it is too large for the design of the MMTP system. Users are advised to know the dimensions of the tunnels they use and ensure their vehicle can safely travel through. Users of the MMTP system may only operate vehicles providing adequate clearance, in every direction, from tunnel walls and ceilings and from vehicles of equal dimensions traveling in the opposite direction. MMTPs are not designed for speeds exceeding 20 miles per hour.Unfortunately, knowing the rules and following them often does not happen, resulting in accidents and disputes, as evidenced by the large number of accidents that occur routinely on the multi-modal paths. According to the accident log provided by The Villages Public Safety, there were more than 100 incidents on the multi-modal paths in 2025, with 75% classified as “Emergency.”While there are no apparent solutions to making the paths safer, continued discussion and community education may be the only way to create heightened awareness.Highlights continued on page 18Highlightscontinued from page 14CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 17
Pool ID Compliance Study ResultsIn November 2025, the Recreation and Parks Department was directed by the Amenity Authority Committee (AAC) and Project Wide Advisory Committee (PWAC) to perform a study to monitor pool ID checking at select Neighborhood Recreation Area (NRA) facilities.Recreation selected four NRA facilities in the AAC territory north of CR 466 (Soulliere, Summerhill, Rio Grande, and Cordoba) and staffed them each for one week from opening to closing between November 17 and December 14, 2025. This allowed data collection from multiple sites.During the study, 564 resident IDs and 38 guest IDs were scanned by Staff. There were 3 cases of resident Non-Compliance (0.53% of residents) and 2 cases of Guest Non-Compliance (5.26% of guests). These numbers amount to a 0.83% NonCompliance rate across resident and guest users.Recreation selected four NRA facilities in the PWAC territory south of CR 466 (Winifred, Tamarind Grove, DeLuna, and St. Catherine) and staffed them each for one week from opening to closing between November 17 and December 14, 2025. This allowed data collection from multiple sites.During the study, 337 resident IDs and 46 guest IDs were scanned by the staff. There were 11 cases of resident Non-Compliance (3.26% of residents) and 2 cases of Guest Non-Compliance (4.35% of guests). These numbers amount to a 3.39% NonCompliance rate across resident and guest users.Highlightscontinued from page 17We know this journey can be overwhelming. That’s why we provide expert guidance with empathy, ensuring you and your loved ones find the best options – at NO COST to you!Navigating Senior Living with Care & UnderstandingLISAThe Most Compassionate & Knowledgeable Senior Living ExpertsIndependent LivingCall for Your Free Personal Guidance(352) 766-1885RespiteServicesCaregiverSupportGroupsJOSEPHINE MARISSA MAUREENMemory CareVABenefitsAssistedLivingLong Term Care BenefitsCelebrating 9 Years As the #1 Trusted Senior Living Advisors in The VillagesA FREESERVICETO SENIORS & FAMILIESGet LocalCompassionateGuidance TodayCommunity Resources & ReferralsCLICK HEREto see all of our upcoming events in The Villages!18 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Staff recommended each committee approve the recommendation and funding of Option 2, continue with a minimum of 3 daily random checks by Recreation Staff, and add a minimum of 2 additional daily random checks by Community Watch Staff, beginning on April 1, 2026.Community Watch would acquire 8 scanners for the AAC area at a yearly cost of roughly $6,912 and 16 scanners for the PWAC area at a yearly cost of roughly $13,824. Both committees agreed with and passed the recommended option. Highlights continued on page 20Based on these findings, potential actionable options to consider are as follows, in addition to any the Committee may have:Option 1: Continue operations as is, Recreation Staff continue with a minimum of 3 daily random checks.Option 2: Recreation Staff continue with a minimum of 3 daily random checks and add a minimum of 2 additional daily random checks by Community Watch Staff. This increased community outreach and departmental partnership would increase the hospitality and stewardship of pool monitoring.Option 3: Create and budget a pool monitoring division that would staff each offsite pool from open to close throughout the year. Option 4: Install gate access readers at all off-site pools. Residents and some committee members disputed the validity of the study, citing time of year it was conducted and not asking people to get out of pools to verify IDs.CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 19
TSCFL.org ~ [email protected] ~ (352) 748-1800Rabbi Zev Sonnenstein, Spiritual LeaderLocated Adjacent to The Villages, Golf Cart AccessibleJoin Us for Services and Events! Temple Shalom of Central FloridaA Welcoming, Inclusive Reform Temple Serving Residents of the Villages Community and Surrounding AreaWeekly Friday Night ServicesHoliday ObservancesSpiritual Study and ActivitiesSisterhood & BrotherhoodCommunity OutreachBar & Bat Mitzvah LessonsParadise Recreation Center Construction Rolling Along The Amenity Authority Committee (AAC) and residents got an update on the progress of construction for the new Paradise Recreation Center at the AAC January meeting, along with a detailed timeline for work through completion. January 2026• Damp Proofing – 5 Days• Retaining Wall – 7 Days• Pool – 25 Days• Parking Lot Sequence 1 – 40 DaysFebruary 2026• Steel – 5 Days• Trusses and Decking – 30 DaysMarch 2026• Pool Pavilions – 10 Days• Parking Lot Sequence 2 – 40 Days• Topped Out – 0 Days• Ext Metal Framing and Sheathing – 20 Days• Ext Doors and Hardware – 2 Days• Storefront/Windows – 8 Days• Interior Framing – 25 Days• Accordion Door Track – 1 DayApril 2026• Stucco – 20 Days• Roofing – 20 DaysMay 2026• In–wall MEP Rough–in – 20 Days• Exterior Paint – 7 Days• Vinyl Soffits and Ceilings – 7 Days• Flumes – 1 Day• MEP Overhead – 25 Days• Siding/PVC – 7 Days• Grading Subgrade and Curbs – 8 Days• Exterior MEP Trim Out – 7 Days• Knox Box and Signage – 1 Day• Flagpole – 2 Days• Pavers – 5 Days• Base – 7 DaysJune 2026• Insulation – 5 Days• Pool and Site Fencing – 2 Days• Drywall – 24 DaysJuly 2026• Pre–Power – 0 Days• Start Finishes – 0 Days• Sealed Concrete – 3 Days• Prime and 1st Coat – 10 DaysAugust 2026• Case Work – 10 Days• ACT Grid – 8 Days• Tile – 10 Days• Interior Doors – 8 Days• HVAC Start–up – 5 DaysHighlightscontinued from page 1920 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
SHINE (Serving Health Insurance Needs of Elders) volunteers will be available to assist clients with Medicare related questions including Medicaid, Medicare, and Medigap plans, financial assistance, and scams. The service is free and unbiased, and reservations are not taken.Counselors will be at the following locationsto assist area residents for one-on-one counselingon the indicated days. Ezell Recreation Center9 am – 11:30 am | 1st & 3rd Tuesdays Eisenhower Recreation Center9 am – 11:30 am | 1st & 3rd WednesdaysChula Vista Recreation Center3 pm – 5:30 pm | 1st & 3rd FridaysLake Miona Recreation Center9 am – 11:30 am | 2nd & 4th TuesdaysLady Lake Library2 pm – 3:30 pm | 2nd & 4th WednesdaysLeesburg Public Library9:30 am – 11:30 am | 1st & 3rd TuesdaysUnderstanding Medicarea group presentation geared toward those turning 65, will be made at 1:00 pm on Wednesday, February 10 at the Aviary Recreation Center. For more information, go to FloridaShine.orgor call (800) 963-5337.SHINE Offers Medicare Help• MEP Trim–out – 20 Days• Notice to Proceed – 0 Days• Countertops – 5 Days• Trim – 90 Days• Irrigation – 10 DaysSeptember 2026• Landscaping – 7 Days• Sidewalks – 7 Days• Final MEP Trim – 0 Days• Final Paint – 5 Days• ACT Tile – 5 Days• Paving – 7 Days• Accordion Door – 2 Days• Blinds – 2 Days• Vinyl Flooring and Base – 7 Days• Striping and Signage – 5 Days• Appliances and Specialties – 8 DaysOctober 2026• Insulation – 5 Days• Pool and Site Fencing – 2 Days• Drywall – 24 DaysJanuary 2027• Final Inspections – 5 Days• Certificate of Occupancy – 0 Days• Punch–Out – 20 DaysCHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 21
Independent Real Estate Companyin The VillagesSubscribe to our channel for the latest market update.Paige Booth(352) 636-0007Karla Mason(352) 430-7725Cissie Smith(352) 391-0884Debbie & LeeSchoonover(352) 661-9552Glenn SteinBroker/OwnerGail Carter(352) 516-9131Melissa Huennekens(352) 817-7975Sheila Davis(352) 446-6942Tim Davis(352) 446-1688Deborah Adelman(630) 390-9272 Donna Pattemore(216) 548-9295Charmaine Adams(904) 646-8206Bob Berube(352) 446-9969Micki Wohl(954) 839-5880Frances Pierce, P.A.(352) 459-5601Sunny Parsons(352) 239-0980Peggy Schaefer(352) 801-0040Amanda Fincher(352) 497-5673Steve Savage, P.A.(908) 675-0533James “Coop” Cooper(352) 626-3151Jamie Noll(352) 459-5892Nanette Elliott(352) 551-8776Liss Cartagena(352) 877-1855Katrina & Jon McNeely(352) 250-4842Joanie Snaith(352) 659-4573Patti Goodson(210) 882-0708Timothy Millson(352) 931-1231HomesByRealtyExecutives.comSandra Giraldo(352) 572-7328Property Manager22 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Stay connected for the latest announcements and to watch membership meetings livestreamed! We have over 3,101 followers on our Facebook page! The POA livestreams its meetings, so residents can not only attend in person, they can watch live from home or view at a more convenient time. You’ll hear all parts of the meeting – announcements, open forum Q & A, and the program. This is a great way to stay connected to your POA and your community!To find us, type “POA of The Villages FL” in the Facebook search bar. Don’t forget to click LIKE and FOLLOW, and then share our page with all your friends and neighbors in The Villages! We regularly post updates, upcoming meetings, information on hot topics, as well as other important information to keep you in the loop.Please continue to send questions or comments to [email protected] or call the POA at (352) 418-7372. All content is monitored by our Administrator, and posts containing opinion or debate will be managed accordingly.As we embrace the digital age, staying connected is more important than ever! Make sure to LIKE and FOLLOW the POA Facebook page to stay in the know. We will be increasing our posts to Facebook, creating events, and giving you more ways to connect with the POA. When you see an event or post on Facebook, share it with your friends so they can be informed as well. Join our vibrant online community today and don’t miss out on the latest updates! Connect With The POAon FacebookJanuary 2026 Facebook Statistics61.8% Viewsby Followers38.2% Viewsby Non-followersAre You Following?CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 23
SWFMDD Announces Modified Phase II Water Shortage RestrictionsBased on a 13-inch rainfall deficit compared to the historical average 12-month total, the Southwest Florida Water Management District has authorized a Modified Phase II Water Shortage Restrictions plan. The District’s Modified Phase II one-day-per-week water shortage restrictions are in effect February 8, 2026, through July 1, 2026.The restrictions apply to all of Citrus, DeSoto, Hardee, Hernando, Hillsborough, Manatee, Pasco, Pinellas, Polk, Sarasota and Sumter counties; portions of Charlotte, Highlands and Lake counties; the City of Dunnellon and The Villages in Marion County; and the portion of Gasparilla Island in Charlotte County.Watering hours are reduced to 12:01 am to 8 am or 6 pm to 11:59 pm; properties less than one acre in size may only use one of these windows. Low-volume watering (micro-irrigation, soaker hoses, hand watering) of plants and shrubs (not lawns) is allowed any day and any time.New lawns and plants have a 60-day establishment period. On days 1-30, they may be watered any day of the week. During days 31-60, irrigation is limited to one application on each of three specified days. Even-numbered addresses may water on Tuesday, Thursday and Sunday. Odd-numbered addresses may be watered on Monday, Wednesday and Saturday.This establishment period begins the day the New Plant Material is installed and is limited to areas containing New Plant Material only. An entire zone of an Irrigation system may only be used for establishment period watering if the zone in question is for an area that contains at least 50% New Plant Material.The property owner or manager shall, upon request, provide a receipt or other proof of qualification for the new plant establishment period or other claimed exemption or allowance.Reclaimed water is only subject to voluntary watering hours, unless restricted by the local government or utility. For complete details go to https://www.swfwmd.state.fl.us/business/epermitting/district-water-restrictions. AdvertiseWith Us!All new sizes, rates & options!Call Cliff Wiener (352) 250-2073 or email [email protected] 2, 2026Everglades Recreation CenterDoors open at 6:30Must Register at [email protected](first 235 only) Name or Names Cost: Members $10 with 2 free cards(dues need to be current as of 4/2/2026)Non Members $10 no free cards | Cards $2 each or 3 for $510GAMESMust have Village IDGenerous Payouts for BingosThe POANight24 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
March 21, 2026New Covenant Methodist ChurchHow do I obtain a ticket for this event?Paid members should email [email protected] for a ticket.How much paper can I bring? 40 pounds.Can I bring my paper in plastic bags?No, please use cardboard or paper bags.Do I have to come at the time indicated on my ticket?Yes, you should arrive during your allotted ticket time.MEMBERSONLYPOA 2026SHREDDING EVENTFREE EVENTA-1 Lightning ProtectionServices, Inc.SPECIALS ALL YEARMARION COUNTY:(352) 465-0620FAX:(352) 465-1773DANNY MACKVICE PRESIDENTA1LIGHTNING.COMLPI and UL CertifiedMaster Label InstallersNFPA 780 [email protected] OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 25
Feb. 26 - Mar. 8, 2026 Still Growing! Plant City, FLSuncoast Credit Union • Alessi Concessions • True Frequency Products • Images Everywhere! • AMSCOT • Astin Farms • Tampa Bay Times Florida Restaurant & Lodging Association • Uncommon USA • ALLEGIANCE Crane & Equipment • Krazy Kup • DIRECTV • The Bank of Tampa ICEE • Good Health Saunas • Master Spas • Netterfield’s Concessions • Daiwa Massage Chairs • Florida Blue • AT&T • Stingray Chevrolet Candyland Warehouse • Father Time Clocks • Citizens Bank & Trust • T-Mobile • TRUFFOIRE • Grove Equipment Service Solution Source Construction & Development • Berry Amaz’n • Entenmann’s • BayCare Kids • Premier Portable Buildings Burger 21 • Advantage Restoration & Recovery • Local Ford Dealers • Everglades Equipment Group • SUN ‘n FUN General RV Center • Spectrum • Blackshades Sunglasses & EyewearThe Marshall Tucker BandFri. Mar. 6, 3:30$35-$40Brantley GilbertWed. Mar. 4, 7:30 $50-$85John FosterWed. Mar. 4, 3:30 $25-$35Lauren DaigleTue. Mar. 3, 7:30$70-$75-$85Sandi PattyTue. Mar. 3, 3:30$30Forrest Frank Fri. Mar. 6, 7:30 $70-$80-$90Dierks BentleyThu. Mar. 5, 7:30$70-$80-$90The Bellamy BrothersThu. Mar. 5, 3:30 $30The OffspringSat. Mar. 7, 7:30$70-$80-$90The Oak Ridge BoysThu. Feb. 26, 3:30 $40-$45 Ty Myers Sat. Feb. 28, 7:30 $50-$60-$75PITBULL TODDLER Sat. Mar. 7, 3:30 FREEGene WatsonMon. Mar. 2, 3:30$30 AlabamaThu. Feb. 26, 7:30 $65-$70-$85Jo Dee MessinaFri. Feb. 27, 3:30 $40-$50Jamey JohnsonFri. Feb. 27, 7:30 $45-$55-$75LonestarSat. Feb. 28, 3:30 $35-$45Riley Green featuring Hannah McFarlandSun. Mar. 1, 6:30 $110-$120-$135Concert dates and times are subject to change. Additional fees of 10% apply with online purchases.Home of OUR#berryfest26Legends Of LoveBrian McKnight, Ginuwine, Ruben Studdard Mon. Mar. 2, 7:30 $40-$45-$80Joan Jett & The BlackheartsSun. Mar. 8, 7:30$45-$55-$75Visit FLstrawberryfestival.com or call 813-754-1996 and get your tickets for the best seats available!Check out the Free Entertainment, Special Days & Discounts and full Schedule of Festival Events.Artists Appearing on the Soundstage:Get FREE with each Midway wristbandpurchase!Jimmy Sturr & His OrchestraThu. Feb. 26, 10:30 FREEBill Haley Jr. & The CometsThu. Mar. 5, 10:30 FREERide All Day $20$5 Off wristband with any Chick-fil-A proof of purchase Chick-fil-A®Ride-A-Thon DayMar. 2Single Rides $2 eachKids up to 17 FREE Adm. With Paid AdultTampa Bay Times Day on the MidwayNoon - 10pm, $5 Off wristband with printed Times couponMar. 6Tampa BayHistory Center TWOSDAYMar. 3 Moonlight MagicMar. 6 10pm - 2am $30Grow Financial AMERICAN HEROES DAYMar. 4ALL Military & Veterans Law EnforcementFirst Responders & Healthcare Professionalsadmitted FREE with valid IDSun. Mar. 86:00 pmTITAN ContractingGrand Parade DayMar. 2Coca-Cola Family DaysRide All Day $30 w/any empty Coke brand can or plastic bottleMar. 1 & Mar. 8MIDFLORIDA CU Free Kids DayKids thru High School Free AdmissionFeb. 28Ride All Day $30Feb. 28 & Mar. 7Florida BlueSENIOR DAYSFeb. 26 & Mar. 5Seniors 60+ get $5 Off At GateRotary Club of Plant CitySpecial Smiles Dayfor Special NeedsFeb. 26, Mar. 4 & 5Ride All Day $25Feb 27, 9am - NoonSee Website for Details$5 Off Wristband with a Circle K register receipt$5 Off Wristband w/anyPublix or GreenWise non-perishable itemFeb. 27 Food & Fun FridayRide-A-Thon DaysCircle KSuper SaturdaysSave $5.00 on Adult & $1.00 on Youth General Admission Tickets at26 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Why is it best for a radiation oncology physician to administer my…radiation?t is all about experience and sophistication. You wouldn’t do well on a commercial aircraft flying to Europe with a pilot whose total training was less than two weeks: but “reimbursed” the same paycheck. The same analogy applies to the use of radiation. The Robert Boissoneault Oncology Institute’s therapeutic radiation oncologists have each completed four or more years of cancer specialty training, not to mention decades of practical experience and academic positions…using the most sophisticated equipment with precise accuracy while limiting exposure to normal and uninvolved tissue. Electron energy becomes critical for treating most skin cancers: demand and accept only this technology! We can explain why.The plan…choose a respected dermatologist who constantly relies on our practice to administer radiation when needed, forming a team for you. We are the only accredited American College of Radiology Comprehensive Cancer Center in The Villages. You deserve this accreditation.Before you accept radiation treatment, come chat with us. Compare quality aircraft and pilots. We want you to soar in your flight of life.Similarly, why would a dermatologist be best to perform my…delicate skin surgery?Like us on FacebookThe Villages 352.259.2200 / Ocala 352.732.0277Lecanto 352.527.0106 / Inverness 352.726.3400Timber Ridge 352.861.2400PATIENT-CENTERED RADIATION ONCOLOGY CLOSE TO HOMERBOI.com Norman H. Anderson, MDCEO, Robert Boissoneault Oncology InstituteCHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 27
Privacy for Your PhoneAccording to tech guru, Kim Komando, you should take five minutes to run a privacy audit and then pat yourself on the back for a job well done.Check Your Permissions Apps request permissions, and the most important are your phone’s location, camera and microphone. Any app you allow to access these had better be ones you trust. To check:Apple iPhone: Go to Settings > Privacy & Security and scroll down to Microphone. Then tap Locations Services for Camera.Google Pixel: Open Settings > Security & Privacy > Privacy > Permission Manager.Samsung Galaxy: Go to Settings > Security & Privacy > Permission Manager.Lock Down EverythingApple iPhone: Set this up via Face ID & Passcode.Google Pixel: Go to Settings > Security and Privacy > Device Unlock.Samsung Galaxy: Go to Settings and look for Lock Screen and AOD.You’ll also want your phone to lock as soon as possible when you’re not using it.Apple iPhone: Under Settings, choose Display & Brightness > Auto-Lock.Google Pixel: Go to Settings > Display > Screen Timeout.Samsung Galaxy: In Settings < Display > Screen Timeout.Keep Out Strangers The shortrange transfer tech built into IOS and Android is very handy when you need to share something with a friend or relative. But what if you don’t want strangers pinging you with unwanted photos, videos and other files?Apple iPhone: Your device uses AirDrop for these types of transfers. Limit it to contacts only or turn it off altogether via Settings > General > AirDrop.Android Devices: The transfer tool here is called Quick Share. On a Pixel phone, you’ll find the sharing preferences under Settings > Connected Devices > Connection Preferences > Quick Share. On a Samsung Galaxy, it’s under Settings > Connected Devices > Quick Share.We all have a lot of sensitive information on our phones – texts with loved ones, banking details, passwords, and family photos. You really don’t want anyone snooping around, whether it’s an app maker on the other side of the world or the guy sitting behind you in the restaurant.28 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG
Privacy for Your PhoneSeniors vs. CrimeThe Primary Mission of the Seniors vs. Crime Project is “to reduce the victimization of senior citizens who are targeted for specific crimes or scams based on their age.”Talavera • Glazed Pottery • Metal Work • Garden ArtSan Gabriel Home and Garden8535 E Gulf to Lake Hwy • Inverness 352-341-1444 WHOLESALE TO THE PUBLICAll Pottery & Other Items StorewideHOURSMonday - Saturday 9 a.m. - 5 p.m.50% OFFBrowse the Web Your phone’s browser and say hello to “Instant Tracking” unless you do something about it.Limit “tracking on your iPhone under Settings > Apps. Turn on Safari, then, in the app’s setting, scroll to Privacy & Security and toggle on Prevent Cross-Site Tracking.For Chrome on an Android device, open your browser and tap the three (3) dots in the top right. Hit Settings > Privacy & Security > Third-party cookies and turn on Block thirdparty cookies.And, as always, remember you shouldn’t answer your phone unless you know who the caller is. If you are unsure, let the call go to voicemail. Contact your nearest Seniors vs. Crime office – there are four to serve you right in The Villages. Go to seniorsvscrime.com, and you can find office locations, hours of operation, and contact information. You can also request a speaker for your neighborhood group or club. All our services are free of charge, and you don’t need an appointment at any of our offices. CHAMPIONS OF RESIDENTS’ RIGHTS SINCE 1975 | FEBRUARY 2026 | VILLAGESPOA.ORG 29
Mission StatementThe Property Owners’ Association, Inc. (POA) is the original property owners’ group in The Villages. Established in 1975, the POA operates with complete independence from the Developer of The Villages. Membership is open to all property owners and residents of The Villages. The POA is committed to acting as a watchdog to ensure that the Developer and local government are responsive to the needs, interests, and rights of residents. VisionThe Property Owners’ Association, Inc. (POA) is a champion for the rights of residents of The Villages. Guided by member input, investigation and determination, the POA brings attention to and acts on issues that may impact property values andquality of life.Goals The POA provides 1) a forum for discussion of issues; 2) research and analysis; 3) programs of interest; and, 4) is a conduit for objective and accurate information. Specific attention is given to resolving housing, community and local government issues.DistinguishedService Award2018 Elaine Dreidame POA Hall of Fame2024 Craig EstepJerry Ferlisi2023 Sal Torname 2022 Bill Schikora 2021 Bryan Lifsey2020 John DonaheCarolyn ReichelJerry Vicenti 2017 Myron Henry2016 Frank E. Carr2013 “Class Action Five”Elaine DreidameBill GarnerJoe GormanRich LambrechtIrv Yedwab2012 Joe Gorman2011 Pete CacioppoBetty Cunningham2009 Dorothy Morehouse-BeeneyVinnie Palmisano2008 Ray and Lori MicucciWin Shook2007 Rose HarveyDorothy Hokr2006 Charlie HarveyCarol KopeFrank Renner2005 Sadie Woollard2004 Russ DayEva HawkinsWilliam Rich, Jr.Glen SwindlerJean TuttleThe Property Owners’ Association8736 SE 165th Mulberry Lane, PMB 111, The Villages, 32162 2026 OFFICERSPresident Reb Benson (352) 418-7372 [email protected]. Dan Warren (352) 630-4491 [email protected] Karen O’Farrell (317) 407-7151 [email protected] Treasurer Cliff Wiener (352) 250-2073 [email protected] Dumagsa (352) 391-4828 [email protected] Kadow (352) 430-0567 [email protected] Knodel [email protected] STAFFMagazine Editor Deb Butterfield (219) 508-6863 [email protected] Mike Gross (352) 450-0405POA Contact (352) 418-7372 [email protected] POA Declaration of IndependenceThe POA is free of any outside influence. This is the only way we can assure our members of absolute autonomy to act on their behalf. From the very beginning in 1975, we recognized this need for independence, and we’ve cherished and nurtured it ever since.The POA Magazine is digitally published monthly by the Property Owners’ Association of The Villages, Inc. Articles represent the opinion of the POA or the writer, and Letters to the POA postings represent the opinions of the writers. Care is taken to ensure that facts reported herein are true and accurate to the best knowledge of the POA and are taken from reliable sources. The POA assumes no liability for any information published, opinions expressed, or delivery to any person or location. The POA does not endorse or recommend the products or services of any advertiser. All publication rights are reserved. Publication or reprinting of any material contained herein is by written permission only. The POA reserves the right to remove and/or discontinue any advertisement or advertiser from its POA Magazineat any time at its sole discretion.• Independence• Honesty• Fairness• Objectivity• Respect30 POA MAGAZINE | FEBRUARY 2026 | VILLAGESPOA.ORG