Information Required To Prepare A Will2021

Information Required To Prepare A Will(立写遗嘱需要的资料)

SECTION A: TESTATOR’S PERSONAL DETAILS 4@立遗嘱人的资料

1. Full Name 姓名
2. IC no 身份证号码
3. Address 地址
4. Private email address 电邮
5. Citizenship 公民身份
6. Domicile 永久住处
7. Marital Status 婚姻状况
8. Signature of will by Signature/ Thumbprint 签名/盖拇指印
9. Oral Translation, language. 口头翻译，语言 • Clients are advised to have separate will

to avoid high legal costs for probate if having foreign assets. 如果顾客在海外有产业，
建议在个别的国家立另一份遗 嘱，以避免缴付昂贵的遗嘱认证费用。

SECTION B: APPOINTMENT OF EXECUTOR & TRUSTEE 委任遗产执行人和信 托人 2@

1.Full Name 姓名
2. I/C No 身分证号码
3. Relationship with testator 关系
4.Current address 地址
5.Payment to individual & trustee, if any. Source, periodic payment 2@ /one off

Payment 1@. Payment to be inflation proof, __% 1@支付个人代表为执行人和信托
人的薪金, 定 期支付，或一次性支付。付款按通膨率调整。

*Appoint someone trustworthy, capable & having spare time to get the job done. But it is
always to have a corporate trustee as substitute executor to avoid will annexation. 委任
一个值得您信赖，具备能力又有时间的执行人。信托机构为候补 执行人以避免无人执
行您的遗产。

*Set Up trust to have liquidity while waiting for probate. 设立信托可确保在等待遗 嘱认
证文件的同时拥有流动资金。

*Section 43 of Probate & Administration Act 1959, executor & administrator may be
allowed by high court a Commission of up to 5% of the value of the deceased assets. 在
1959 年遗产管理与认证法令，第 43 条，执行人和管理人可被高庭批准 总遗产价值的
5%为其佣金。

*Section 12 Executor of Executor represent original testator. 执行人的执行人代表 原始
的立遗嘱人。 -

-1-

SECTION C: APPOINTMENT OF DIGITAL ADMINISTRATOR1@ each

1）Full Name 名字
2）Ic no: IC 号码
3）Relationship 关系
4）Address 地址
5) Service Provider(服务供应商), types of account 户口种类

SECTION D: APPOINTMENT OF GUARDIAN OF MINOR CHILDREN 1@ 委任未成年子女的监
护人

1) Name 姓名
2) I/C No 身分证号码
3) Relationship with testator 关系
4) Current address 地址
5) Allowance to guardian, if any. Source, Periodic payment 2@/one off payment1@.
Payment to be inflation proof, ___%1@监护人的津贴, 如有。资金来源。定期性支付/ 一
次性支付。付款按通膨率 1@ % *In case husband & wife are common disaster/Do not
want spouse/ex-spouse to be sole guardian of children 万一夫妻共同灾难/不要配偶/前配
偶当认唯一监护人

SECTION E: PAYMENT OF DEBTS (RECOMMENDED)缴付债务

1) Specific assets are to be used in priority to pay debts before distribution. 1@ for each
specific asset. Please ensure there are cash flow available to settle the outstanding debts 叙
述按优先次序用于缴付债务的资产。

SECTION F: DETAILS OF BENEFICIARIES 受益人的资料

1) Name as per I/C 姓名
2) I/C No 身分证号码
3) Relationship with testator 关系 * Organization can also be the beneficiary 机构也可以是
受益者

SECTION G: SPECIFIC GIFTS TO BENEFICIARIES 分配的遗赠 Every 2 Tiers 1@

1) A sole name bank account (Local/Oversea, specific/all) 个人银行存款（本地/海 外）。
2) Joint name bank accounts to respective joint account holder 联名银行户口
3) All Unit Trust Investment (Local/Oversea, specific/all) 信托基金

-2-

4) All insurance policies under NON-TRUST & NO NOMINATION under Para 6(1), Sch 10 of
Financial Services Act 2013 所有保单，只限 2013 金融服务法条例 6 （1）第 10 条法
下的非信托提名保单以及无受人的保单

5) Specific insurance policies under NON-TRUST & NO NOMINATION under Para 6 (1),
Sch 10 of Financial Services Act 2013 指定保险保单，根据 2013 金融服务法 条例 6
(1) 第 10 条法下的非信托提名保单以及无受人的保单

6) All insurance policies where nomination fail whether under trust nomination or non-trust
你 所有保单提名人无法受益，无论是否信托提名

7) EPF nomination fails 公积金提名失效
8) Motor vehicle (Specific /all)/sell off proceeds give to/each beneficiary choose in priority.

交通工具（指定/全部）/变卖/受益人优先
9) All jewelry (advisable to identify by tabulating, description and photographing if jewelry

is considerable /emotional significance. 首饰
10) All immovable properties/specific immovable property. Property details: Address

Sole/joint ownership, title details: H.S.D no, P.T.D no/Lot no or H.S.(M) no 不动产/ 资料
11) All listed securities on Bursa Malaysia 马来西亚股票交易所上市证券
12) Listed Securities on other Stock Exchange 其他证券交易所上市证券
13) All Business (sdn bhd, partnership Interest, sole proprietorships) 所有企业（有限公 司/

合伙/独资）
14) Safe deposit Box 保险箱
15) Cryptocurrency/E Wallet Account 电子货币/电子钱包
16) Others 其他

• A business can be disrupted & value adversely affected upon
demise/disability/comatose of the testator if he is key driver of the business because
major decisions & access to the business assets have to wait for testator decisions, the
worse is to wait for probate if the testator pass away. 企业首要领导的立遗嘱 人，如果
他/她已残缺/昏迷，他/她的企业将面临打击并且其价值将受到影响， 因为主要的决议
及企业的资金都必须等待他/她的决定，更糟的时如果他/她逝 世，要等待遗嘱认证的
申请。

• If the testator wants his /her shares in Sdn Bhd to be transferred quickly to his/her
beneficiaries, U Declare would be the solution. 如果立遗嘱人希望有限公司股份 快速转
予给指定受益人，设立 U Declare 是决解方案。

• If the business is intended to remain within the family for a period of time and to
prevent fragmentation of the business, 3G Family Biz Trust would be solution. 如果 立遗
嘱人想要保留家族生意，设立 3GFamily Business Trust 信托。

-3-

• If the testator wishes to affect a proper and secured sale of his business shares to
business partners, business value protection trust would be solution. 如果立遗嘱者 要在
逝世时确保生意变卖价值获得保障，设立生意保值信托是方案。

• If testator wants quick distribution to the beneficiaries without having to wait for
probate, U Declare would be solution. The suitable assets would be bank account, unit
trust, insurance policy, Sdn Bhd shares. 可以快速分配遗产给受益 人，且无需等待遗嘱
认证。适合的资产包括银行户口，单位信托，有限公司股 份，保险保单。

• Testator can use insurance proceeds to provide periodical benefits to beneficiaries by
creating insurance trust, U Declare or testamentary trust so that it will not be squandered
away. 立遗嘱人可以通过保险信托/遗嘱信托把保险理赔金分期支付 于受益人以确保理
赔金不会被挥霍掉。

SECTION H: TESTAMENTARY TRUST- MOVABLE ASSET min6@遗嘱信托

1) Assets to set aside for the fund. 设立信托的资产
2) Beneficiaries 受益人
3) Purpose of the trust, e.g., maintenance, medical, education, travelling etc.信托的 目的，
如：生活费，医药费，教育费，旅游费等。
4) Duration of the trust 信托期限
5) Payment to beneficiaries, monthly inflation adjusted, if any.1 @ per class per person, eg.
Maintenance, medical, education, annual vacation, gift for bday/Christmas/CNY /payment
at different stage of life etc Pay in periodic basis for your beneficiaries, especially minor
children, disabled child, elderly parents or beneficiaries with not good at financial
management 遗产定期支付您的受益人的费用(生活费,教育费,医药费,旅费,生日礼物/过
年红包等，尤其是年幼子女，或智障孩子，年迈父母
6) Power to trustee to sell, investment preference1@信托人权力变现资产
7) If trust end, different group of beneficiaries 1@ 信托结束,剩余信托资产的受益人有别
于信托里的受益人.
8) If executor is not the trustee, every 2 trustees appointment 1@ 如果执行人非信托人

SECTION I: IMMOVABLE PROPERTY TRUST 7@不动产信托

1) Property details 产业资料
2) Beneficiary who has the right of occupation 拥有居住权的受益人
3) Beneficiaries who enjoy can rental income if different from item 2 有权收取 租金的受益
人如果不同于 2 项。
4) Duration of trust 信托期限
5) Payment of quit rent, assessment, repair & maintenance of trust properties 缴付门牌
税，地税，维修费资金来源
6) Trustee power to sell 信托人出售的权力

-4-

SECTION J: APPOINTMENT OF PROTECTOR 2@委任监督者

Person to be Protector in the event RWT be the Trustee, if any. 委任遗产监督者， 当乐委
信托是遗产信托人，如有。

1) Name 名字
2) IC No 身份证号码
3) Address 地址
4) Relationship 关系

SECTION K: RESIDUARY ESTATE 剩余资产 1 tier 1@ each substitute

It is advisable to have as many substitute residuary beneficiaries as possible or to have
charitable body as last substitute to prevent partial intestacy。建议提名多层 剩余财产受
益人或提名慈善机构为最后替代受益人以避免遗嘱不完整。

SECTION L: OTHER MATTERS 1@ each 其他事项

Include unborn children (for Male testator), reason to exclude spouse, son below age 21,
unmarried daughter & disabled child under family Provision Act 1971, Bankruptcy clause,
contest clause, declaration clause, Commorientes clause (number of days for beneficiaries
to survive before inheriting), comatose clause, funeral arrangement, if beneficiaries are
minors, parent of the minor children will be trustee to hold for minors, marriage expectation
clause
包括未出世孩子(只限男性立遗嘱人)，没有分配给在 1971 年 续承(家庭援助) 法令受保
护人士（配偶，未满 21 岁儿子，未婚女儿，身 体有缺陷的孩 子的理由，破产条款，
抗议条款，生还的日数（受益人必 须在陈述的时间内生还才能受益 条款，昏迷条款,
身后事安排,在世父母为年幼受益人为托管人，预期婚姻条款

SECTION M: TERMS OF ENDEARMENT 对亲人的遗言

Parents, spouse, children, siblings, executor, guardian etc. 1 clause each category if
prepared by RWT.父母，配偶，子女，兄弟姐妹，执行人，监护人.

-5-

Will Writing Fee Structure 立写遗嘱费用

Types Of Will No of Clauses Will Fee(RM)
480.00
Basic Will Up to 9 600.00
750.00
Intermediate I 10-12 900.00
1,100.00
Intermediate II 13-15 1,300.00
1,600.00
Comprehensive I 16-18 1,900.00
2,200.00-RM25,000
Comprehensive II 19-21

Comprehensive II 22-24

Exclusive I 25-27

Exclusive II 28-30

Exclusive Above 30

*Fee included first Year custody fee

Appointment of Rockwills Executorship fee RM120 委任乐委信托机构作执行人

Will Custody Fee 遗嘱保管费

Custody Type Benefits Fee (RM)
Annual Custody 20% discount rewrite, above 30 clauses, RM130.00
50% discount. 20%重写折扣费,30 条款
Lifetime Custody 以上，50%折扣 Accident Death Benefit RM1,188.00
RM15,000 up to age 75. 免费个人意外
Lifetime Plus Custody 死亡援助金 RM1,688.00

20% discount rewrite, above 30
clauses,50% discount. 20%重写折扣
费,30 条款以上，50%折扣， Free

Accident Death Benefit RM30,000 up to
age 75. 免费个人意外死亡援助金

20% discount on rewrite, above 30
clauses 50% discount. subsidy up to
RM6,000 Probate fee when RWT as
executor, FREE Accident Death benefits
RM40,000 up to age 75, waive RM120
executorship appointment fee.20%重写
折扣费,30 条款 以上，50%折扣。 当
乐委为遗产执行 人，津贴高达
RM6,000 申请遗嘱认证律 师费，免费
个人意外死亡援助金 RM 35,000 直到
75 岁, 豁免 RM120 执行人委任费。

-6-

Other Services 其他服务:
➢ Fund Provision for Maintenance & Education 提供生活费与教育基金
➢ Fund Provision for Tax & Liabilities 提供税务与债务基金
➢ 3 G Family Biz Trust 3 代家族企业信托
➢ Foundation 基金会
➢ Business Value Protection Trust for SME 中小型企业生意保值信托
➢ Insurance Trust 保险信托
➢ U Declare (Declaration of Trust) 信托宣告书
➢ Private Purpose Living Trust 私人用途生前信托
➢ U Prepare 遗产管理服务配套
➢ Charitable Trust 慈善信托
➢ Estate Execution 遗产执行
➢ Estate Administration 遗产管理
➢ Funeral Pre Arrangement 预先身后事安排（葬礼仪式，土葬或火化）
A good estate planning will help you to protect your interest in the event you are mentally
incapacitated during your lifetime and to make sure you remain in control of the
distribution of your assets after your death. 一个好的遗产规划，能`在您精神上无能为
力时，保护您的权益，并确保您有财产分配 的控制权。
Jess Lim 013-772 9772
CIMA/RFP/AEPP/FAR/CMSRL/B3512/2013
Senior Estate Planner of Rockwills 高级资产规划师
Financial Advisor Representative Licensed by Bank Negara, SC& FIMM 注册财务规划师

-7-

General Information Required To Prepare A Declaration of Trust

Declaration of Trust maybe use to provide quicker distribution to beneficiaries especially
minors/ financially dependent beneficiaries/non -working spouse/elderly parents or for
self-benefits. 信托宣告书可以更快速的将遗产分配给受益人且无需等待法庭的遗嘱认
证，尤其在 经济上依赖的受益人或自己受益。

1) What is the objective of the trust? 设立信托目的？

2) Appointment of Protector? 委任守护人
a) Name 名字
b) IC no 身份证号码
c) Address 地址 d) Relationship with settlor 关系

3) Triggered event for the trust to execute: 触发事件执行信托
a) Total Permanent Disability 终生残废
b) Death 死亡
c) Comatose 昏迷
d) Critical Illnesses 严重疾病
e) Missing 失踪
f) Others 其他

4) Assets Part under the trust 信托的资产
a) Bank Account 银行户口
b) Unit Trust investment 信托投资
c) Insurance Polices 保险保单
d) Property 产业
e) Company Sdn Bhd share 有限公司股份

5) Details of beneficiaries 受益人资料
a) Name 名字
b) IC No 身份证号码
c) Address 地址
d) Email address, if any 电邮，如有
e) Relationship with settlor 关系

6) Instruction of the asset distribution under the trust upon each trigger event 信托资产分
配 指示

-8-

Trust Set Up Schedule Fee 设立信托费用

Clauses Fee (RM)
Up to 20 1,500.00
21-22 1,750.00
23-24 2,000.00
25-26 2,250.00
27-28 2,500.00
29-30 2,750.00
31-32 3,000.00
33-34 3,250.00
35 & above 3,500.00-25,000.00

A good estate planning will help you to protect your interest in the event you are mentally
incapacitated during your lifetime and to make sure you remain in control of the
distribution of your assets after your death. 一个好的遗产规划，能`在您精神上无能为
时，保护您的权益，并确保您有财产分配的控制权。

Jess Lim 013-772 9772

CIMA/RFP/AEPP/FAR/CMSRL/B3512/2013
Senior Estate Planner of Rockwills 高级资产规划师
Financial Advisor Representative Licensed by Bank Negara, SC& FIMM 注册财务规划师

-9-

Immediate Cash needed/Cost involved Upon Death 逝世后需要的现金、费用

Expenses RM
1 Funeral Expenses 身后事费用
2 Grant Of Probate fee (est RM5K )遗嘱认证律师费

3 Creditor Notification Advertisement(est RM500) 刊登
债务通知费

4 Property Land Search fee (est150/title)产业土地差册
费

5 Property valuation Fee (note 1) ,if any 产业估价费，
如有

6 Outstanding liabilities such as car loan, housing loan,
personal loan, credit card etc 未缴清债务，如车贷，
房贷，个人贷款，信用卡等

7 Estate Administration fee (note 2), if any 乐委执行费
用，如有

8 Unsettled Income Tax, if any 未缴清所得税
9 Medical fee, if any 医药费，如有
10 Legal fee for Property Transfer (note 3), 产业过户律师

费

11 Title Registration fee (note 4) (charged by Land Office)
地契注册费

12 Stamp Duty for Property transfer (note 5) if any 产业印
花税，如有

13 Stamp Duty for Company shares, 0.3% of share value, if
any 公司印花税，如有

14 Emergency Fund, if any 紧急费用基金，如有
15 Living Expenses for each dependent: 家人生活费

i) Spouse 配偶
ii) Parents 父母
iii) Child 1 孩子
iv) Child 2
v) Child 3
vi) Child 4
16 Children Education 孩子教育费
17 RPGT 产业盈利税
18 Others 其他
Grand Total 总数

Minus Liquid Fund Available
Surplus /Shortfall (余额/赤字)

-10-

Valuation Report Fee (note 1) RM
1,500.00
Value 2,500.00
From RM1-RM50k 3,500.00
From RM50,001-RM500,000 6/25%
From RM500,001-RM1,000,000 5/25%
From RM1,000,001-RM2,000,000 3/20%
From RM2,000,001-RM7,000,000 3/50%
From RM7,000,001-RM15,000,000 6/250%
From RM15,000,001- RM50,000,000
Above RM50,000,000 1.5% subject to min RM5,000
0.9%
Note 2 RWT Estate Admin Charges 0.5%
0.25%
First 1 mil
Next 9 mil 1%
Next 20mil 0.80%
Amount exceeding RM30mil 0.70%
0.60%
Note 3 Legal Fee for Property Transfer 0.50%
Negotiable
First RM500,000
Next RM500,000
Next RM2,000,000
Next RM2,000,000
Next RM2,500,000
Next RM7,500,000

Note 4
Fee charged differ from each land office based on the value of the property estimated from
RM500 to RM10,000

Note 5
RM10 stamp duty per title for property inheritance via will/intestacy

Remark: fee might subject to changes in the future

-11-