VOL. 6 NO. 23 THURSDAY, AUGUST 24, 2023 BUSINESS & REAL ESTATE 23 CLASSIFIEDS 22 HEALTH & WELLNESS 16 LEISURE 21 OPINION 8 TOWN CROSSING 2 SPORTS 20 Red Velvet NYC pg 3 JUST DESSERTS! Visit TapIntoKLT.net for the latest news. PRSRT STD US POSTAGE PAID WEST CALDWELL, NJ PERMIT #992 BY BOB DUMAS EDITOR AT LARGE Asked to describe her husband Myron Goldfinger’s work as an architect, June Goldfinger paused for a moment and thought. “He just had it,” she said. “I would say his architecture was strong, but it didn’t say, ‘Look at me;’ it said, ‘Come to me.’ [His designs] weren’t so imposing to the point that they were too special.” Myon Goldfinger, a longtime Waccabuc resident and renowned architect known for his monumental modernist homes found throughout the Northeast, passed away on July 20 after a brief battle with cancer. He was 90 years old. The Goldfingers moved to Waccabuc in 1970 into a house that Myron designed and had built on 10 bucolic acres in the rural Lewisboro hamlet. It was that home that kickstarted Goldfinger’s career and reputation as an innovative architect who produced one-of-a-kind designs. The home won a Record House Award and was featured in a May 1971 issue of Architectural Record. He went on to have nearly a dozen articles featuring his work in Architectural Digest. June Goldfinger said the Waccubuc house was their dream home, and they knew they would be there forever. “It was an absolute knockout,” she said. “It won awards and is just fabulous. He loved nature and we have a pond on the property that he nurtured. Anything to do with nature he just adored. Of all his favorite projects, [the house in] Waccubuc was No. 1.” Born Feb. 17, 1933, and raised in Atlantic City, Goldfinger’s father was a mail carrier, and his mother was a homemaker. According to the New York Times, as a child growing up working class on the Jersey Shore, Myron gawked at the stately homes in some of his hometown’s more affluent neighborhoods, like Marven Gardens to the south. Goldfinger studied architecture under Louis Kahn at the University of Pennsylvania. After graduating in 1955, while in the A life well designed Waccabuc’s Myron Goldfinger was one of the country’s most innovative architects Myron Goldfinger PHOTO COURTESY OF DAVID MICHAEL KENNEDY The Goldfingers’ award-winning Waccabuc home PHOTO COURTESY OF JUNE GOLDFINGER SEE GOLDFINGER PAGE 5 HOPEMAZZOLA YOU’VE GOTTA HAVE HOPE Sales Vice President Licensed Associate Real Estate Broker cell: 914.714.0090 [email protected] hopemazzola.com 95 Katonah Ave | Katonah, NY 10536 #UGottaHaveHope You Keep Hearing That There is No Inventory... ...it’s Because Hope Keeps Selling It! $76K Over-Asking Katonah Buyer’s Win Bidding War South Salem Just Sold Heritage Hills Somers Proud to be #1 Somers agent* - YTD Single-Family Sales at the #1 Brokerage in the US** *Data Source: ONEKEYMLS Somers School District, 01/01/2023-08/17/2023. Single Family homes. **Inman 2023 Awards
The Staff EDITORIAL TEAM Tom Walogorsky Editor: 914-302-5830 [email protected] ADVERTISING TEAM Paul Forhan (914) 806-3951 [email protected] Bruce Heller (914) 486-7608 [email protected] Lisa Kain (201) 317-1139 [email protected] Corinne Stanton (914) 760-7009 [email protected] Jay Gussak (914) 299-4541 [email protected] Pam Zacotinsky 845-661-0748 [email protected] PRODUCTION TEAM Tabitha Pearson Marshall Creative Director/Photographer [email protected] Noah Elder Designer Bri Agosta Designer Haven Elder Designer EXECUTIVE TEAM Brett Freeman CEO & Publisher 845-208-8151 [email protected] Deadlines The Katonah-Lewisboro Times The deadline for advertisements and editorial submissions is the Thursday before the next publication date. For more information, call Tom Walogorsky at 914-302-5830 or email [email protected] Location 118 N. BEDFORD ROAD SUITE 100 MOUNT KISCO, NY 10549 Published Weekly by Halston Media, LLC ©2023 HALSTON MEDIA, LLC PAGE 2 – THE KATONAH-LEWISBORO TIMES THURSDAY, AUGUST 24, 2023 Katonah Poetry Series Kim Addonizio Sunday, September 17, at 4 p.m. The Katonah Poetry Series is honored to present awardwinning poet Kim Addonizio. Addonizio’s poetry is known for its gritty, street-wise narrators and wicked sense of wit.A poet whose “voice lifts from the page, alive and biting” (Sky Sanchez, San Francisco Book Review), Addonizio reminds her reader, “if you think nothing & / no one can / listen I love you joy is coming.” The reading will be held at the Katonah Village Library (26 Bedford Rd) and will be followed by a brief Q & A. Mount Kisco Interfaith Food Pantry Fundraiser The Mount Kisco Interfaith Food Pantry, a weekly choice pantry with a 32 year history, will hold a fundraiser on Sunday, October 15, from 1 - 4 p.m. at the Captain Lawrence Barrel House in Mount Kisco. Come enjoy suds, sliders and songs while supporting the incredible work of this predominantly volunteer run community mainstay. This past year saw a staggering increase in the number of guests - over 92,000 ‘person visits’, 28% of which were children and 12% seniors. This is up 40% since last year. Food for over 1.2 million meals was provided, purchased at inflationary prices. There is no expectation of the need decreasing or prices of food falling. Individual tickets and sponsorships are available. Please visit www.mountkiscopantry.org or email outreach@mountkiscofood pantry.org for more information. Labor Day Fundraiser for BluePath Service Dogs Sunday, September 3, at 5:30 p.m. To be held at Uncle CHEEF’s, located at 988 Route 22 in Brewster. Dawn Derow and Peter Calo will reunite for a special end-ofsummer concert to support BluePath’s mission to unlock life’s potential by providing expertly trained autism service dogs that offer safety, companionship, and opportunities for independence. The evening will feature folk and classic rock from the 1960s to the present, with songs by The Eagles, Linda Ronstadt, Jimmy Webb, Shawn Colvin, Brandi Carlile, among others. General Admission: $40 ($15 of the ticket price is tax-deductible). There will be a $25 food/drink minimum. Lewisboro Library 15 Main St, South Salem, NY 10590 Please register for programs by visiting www.lewisborolibrary.org Teen Crochet on Wednesday Afternoons The Library has added a new program for teens in middle and high school. “Teen Crochet” will be held on Wednesday afternoons at 4 p.m. In this series, teens will learn basic crochet stitches, and then how to make colorful sea creatures. All materials are supplied. Do Good for Others at the Library’s “Operation Gratitude” Program On Tuesday, August 29, at 7 p.m., the library is hosting a special community service program called “Operation Gratitude” for adults and families with schoolage children. Operation Gratitude is an organization that provides opportunities for people to express their gratitude and show our Military and first responders that what they do matters. The organization sends out up to 200,000 Care Packages per year. At the Library, participants will be writing and decorating letters and making Paracord Lanyards to send to Operation Gratitude to include in their Care Packages. Children can draw pictures and make cards, and teens and adults can make the lanyards. Each lanyard provides 5 feet of cord that can be used for a variety of emergency situations. 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Your Neighbor Your Neighbor THURSDAY, AUGUST 24, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 3 HOME, AUTO, BUSINESS, LIFE & HEALTH 914-232-7750 www.forbesinsurance.com Blue Dolphin in Katonah, Best Italian Fare Anywhere! BY RICH MONETTI CONTRIBUTING WRITER When Agathe Assouline-Lichten was living in New York City and working in the luxury goods field, she used services like Blue Apron to help with the cooking. For these do it yourself meal preparation kits, she would often wonder about the final course. “People could get dinner in a box, why can’t they get dessert in a box,” she remembered. With her and the city’s sweet tooth neglected long enough, Assouline-Lichten did something about it. She created Red Velvet NYC, providing baking kits since 2015. Later, her move to Mount Kisco hasn’t changed the company tagline “Made in your own kitchen.” More than marketing, the margin of error has been removed. The ingredients are exactly measured in their self-contained plastic, and the easy-to-follow instructions do the rest. So, for example, Chocolate Cayenne Cookies are an easy rise. For your part, a baking sheet, three bowls, a whisk, a spatula and a wire rack are needed. Once gathered, you line the baking sheet with the parchment provided and preheat the oven to 350 degrees. Then put the demerara sugar in a small bowl, and in a large bowl, whisk together the granulated sugar, vegetable oil and an egg of your own providing. Next use a spatula to add flour, cocoa powder, baking soda, salt and cayenne pepper, and on the stir, mold the dough together in the form of a ball. Time to downsize, the chef rolls about 18 golf ball sized balls and applies the demerara sugar. If the sugar doesn’t stick, add a little water, and the balls should glitter just fine. Almost there, set the cookies about two inches apart on the baking sheet and gently pat them down into discs. Within 8-10 minutes, your creations will form cracks. At that point, take them out of the oven, place on a wire rack to cool and the cookies taste best when eaten the same day, according to the paperwork. Not to worry, the pleasantries can also be well stored in an airtight container at room temperature for 3-5 days. But either way, the master chef reports that the cayenne pepper really puts a high step in customer approval. “They love the kick,” said the Katonah resident. Easy enough, why not just do it yourself? First of all, she cautions that baking is almost a science itself, which is less so in cooking. Adjustments of salt, pepper and spice can be done on the fly, while baking amounts to sticking the concoction in the oven and hoping all turns out well. “It comes down to, can you follow the directions and how precise can you be,” the Boston College grad revealed. Of course, trial and error may be within your timeframe, but ingredients can prove less flexible. Red Velvet provides premium quality staples, which can be hard to find. The gourmet goods can also be expensive and can go to waste since the amounts are not sold in increments of a singular recipe batch. One and done, the satisfaction of doing it yourself cannot be overlooked either. “People feel really empowered,” Assouline-Lichten said. Assouline-Lichten also doesn’t think she’s going out on a limb when opining how a self-cooked meal impacts the taste buds. “You actually think something tastes better when you’ve made it,” she asserted. The proof in the pudding, the same goes for a rich roster of kits that include Chocolate Truffles, Devil’s Food Cake, Apple Tartlets and Crème Brûlée. Around 100 to date, Red Velvet is attuned to its customer base. “They pretty much demand that we keep coming out with new recipes,” she said. On the other hand, her online client list is not yet clamoring for a storefront, and she’s not ready to go there either. At some point maybe, her love of dessert has never been in doubt. Her father a gourmet chef, there was plenty of cooking going on around her. No one baked, though, and she filled the void with help of her grandmother. “Me and my sister would get shipped off to France to spend the summer,” AssoulineLichten remembered. “She was a big baker. So we would bake cookies, and that’s where it started.” Even so, Dad implored his daughter not to go into food service and strongly discouraged her from culinary school. Instead, she majored in Art History, worked in a few auction houses and went onto to get an MBA in hospitality in Switzerland. Returning to America, she took up in luxury goods, and NYC eventually brought her full circle. But there was never a 180 in terms of her passion, and she still cherishes the chance to help others celebrate life with the sweet stuff. Why not, she concluded, “Dessert is delicious.” For more info, visit www. redvelvetnyc.com Made in your own kitchen Katonah’s Agathe Assouline-Lichten brings Red Velvet to Mount Kisco Agathe Assouline-Lichten started Red Velvet NYC in 2015. PHOTO: RICH MONETTI Red Velvet provides premium quality ingredients for their recipes.
PAGE 4 – THE KATONAH-LEWISBORO TIMES THURSDAY, AUGUST 24, 2023 A message from the Lewisboro Seniors CALLING ALL SENIORS (50 +) Have you recently retired or lost a loved one? Are you looking for friendship, single, or home working? Spend a couple of hours with us! The Lewisboro Seniors are 70 strong and looking for new members. Be part of a caring, friendly organization. We welcome everyone! We have the greatest people you will ever want to meet. We have guest speakers, trips, parties (with a DJ) or you can just relax and enjoy the conversation. Once a month we also have a book club. We are a vital group of seniors with much to offer. We meet every Wednesday from 9:30 a.m. to 2:30 p.m. at the South Salem Fire House off of Rt. 35. (Use back entrance.) If you don’t drive, we have a bus. We welcome all suggestions and ideas to enhance our program. Come join us and be part of a team. Please call us at 914-232-6162. Katonah Village Library 26 Bedford Rd, Katonah, NY 10536 www.katonahlibrary.org Spanish Conversation Group Did you take Spanish in high School or college and wish you could practice the language again? There’s a group for you! Join on Tuesday and Friday mornings at 11:30 a.m. for Spanish Conversation Group. Register on the library’s website calendar. Sit and Knit and Other Hand-Crafts Exchange pattern ideas, use your skills to help others - and most importantly - have fun! This group meets the first two Mondays of every month. However, holidays may impact. Check the website for updated times. Art workshops for kids and teens A series of workshops for artists in Grades 6-12. The library won a grant through ArtsWestcher to bring in artist Michael Delaney. The project is titled, “Art for Community/ Art for Self.” Each Tuesday in August at 4:30, Delaney will instruct on a different theme: Session 5 – Spotlight on People and Places, Tuesday, Aug. 29, at 4:30 p.m. The works created in the workshops will be displayed in the library throughout the month of September. On Thursday, Sept. 14, at 5 p.m. will be an exhibition celebration. It is free and open to the public. There will be light refreshments. Youth are asked to register for the workshops on the library’s event calendar (https:// katonahlibrary.org/events/ month/2023-08/). They are welcome to attend all or one of the sessions. Michael Delaney is a selftaught artist who has been making art in one form or another since he was a young child, but it was only in the last few years that he began focusing on his career as an artist. His latest paintings are patchworks of text, forms and colors arranged in narrative grids that reflect his observations, memories, hopes and fears. He lives and works in Nyack. This project is made possible with funds from the Statewide Community Regrants Program, a regrant program of the New York State Council on the Arts with the support of the Office of the Governor and the New York State Legislature and administered by ArtsWestchester. BY GAIL M. KRALJEVIC THE LEWISBORO SENIORS When I was let go from work, I said to myself, “what am I going to do now?” I started by being bored at home, then I thought, let me try The Lewisboro Seniors. The greatest decision I made. The first couple of weeks were hard because I didn’t know anyone, but I was willing to give it a chance. After a couple of weeks, I met Dan Sant. At the time he was 94 years old. He told us about many war stories, and they were told in such a way you felt you were there. He told us about his dating life when he was young and how he was dating two women but had to break one of the women’s hearts. As you may have guessed, he met the love of his life, his wife Frances Lopresti and whom he cared for when she had Alzheimer’s. Dan and his wife have two lovely, caring daughters, Annamarie Sant and Frances Downs. Thanks for sharing your dad with us at The Lewisboro Seniors. What we can all learn from Dan is you have to try to enjoy life every day. Be thankful for being alive. He had the greatest attitude. A month before he passed away at the youthful age of 96, he was on the dance floor. He said he was thankful for each and every day. Age is a feeling, not a number. At 96 Dan had more life in him than a 20-year-old. One of his many talents was playing the harmonica. He could play show tunes, music from the 30s, 40s and everything before and after. He also played the National Anthem at our Lewisboro Senior meetings. Dan was one of a kind. He could never be replaced. When it was exercise time, Dan yelled to everyone “it’s resurrection time!” I can still hear him saying that to everyone. Dan, from all of your friends at The Lewisboro Seniors, we will always have you in our hearts and in our minds. We are all so much wiser by having met you. Rest in Peace. And for those of you out there thinking, why join the Lewisboro Seniors? This is why. You make lifelong friends. In memory of Dan Sant THE LEWISBORO SENIORS CROSSING FROM PAGE 2 SEE CROSSING PAGE 6 The Consumer’s Choice for Discount Heating Oil! SAVE WITH OUR LOW C.O.D. PRICES! • No Contracts or Commitments • Oil Burner & A/C Service/Tune-ups • Quality Heating Oil • Senior Citizen & Volume Discounts • Heating, Cooling & Generator Installations • Price Matching (Restrictions apply) Order online at: www.codoil.com CALL US TODAY AND SAVE! 914.737.7769 TALENT SEARCH FOR EARLY CHILDHOOD LIFE-CHANGING OPPORTUNITIES! or Email: [email protected] Call: (914) 997-8000 Fax: (914) 940-4730 APPLY NOW! 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THURSDAY, AUGUST 24, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 5 Contact ANTHONY J. ENEA, ESQ. Managing Member • Fluent in Italian 914.948.1500 WHITE PLAINS • SOMERS • WWW.ESSLAWFIRM.COM • Asset Protection • Elder Law • Medicaid Applications (Nursing Home/Home Care) • Guardianships (Contested/Non-Contested) • Wills, Trusts & Estates Past Chair of Elder Law Section of NYS Bar Association “Super Lawyer” In Elder Law for 16 consecutive years CALL NEW YORK’S ELDER LAW TEAM 914.948.1500 Do you know what the cost of your long-term care will be if you are not eligible for Medicaid? U.S. Army, he designed cabinetry for the Pentagon building in Virginia. Goldfinger then worked for noted landscape architect Karl Linn, followed by stints at Skidmore, Owings & Merrill, and at the office of Philip Johnson, where he contributed to the designs of ticket booths for the 1964 New York World’s Fair. In 1966, he went out on his own, establishing a small architecture practice, and married June, an interior designer who worked on many of her husband’s projects. “I design specific things,” June said. “Objects for spaces—lighting, rugs, furniture. And I curate. There are a number of strange things that I’ve designed. I had the best time working with and being married to him. It was 58 years of fabulousness.” According to The New York Times, the plan for the Waccabuc house was simple: A rectangular block topped by two perpendicular triangles. But the structure, four stories tall, was full of surprises, like a hidden rooftop patio where the triangles intersected. June recalled what a colleague said Myron had told him about the Waccubuc home’s design. “He said he began with four squares on the first floor, three squares on the second floor, two squares on the third floor, and one square on the fourth,” she quoted. “That was him. He could put it simply. If he was a musician, you would say he had perfect pitch. He was like no one else. Myron remained Myron.” Using geometric shapes was at the core of Goldfinger’s design approach. “If he had to say something about his architecture, he quietly told me, ‘circle, square, and triangle,’ and that was his entire take,” June said. “Myron’s works are honest. These are very humble places.” Goldfinger met architectural historian and Pratt Institute professor Sibyl MoholyNagy, which began a professional partnership that sparked a decade-long teaching career and an interest in academic scholarship. He later published a number of books, including “Villages in the Sun: Mediterranean Community Architecture” (1969). During the successive decades, Goldfinger designed a number of evocative suburban houses—many in New Jersey, Connecticut, and Long Island—that combined primitive shapes and volumes. The New York Times said that his expansive, theatrical designs fit perfectly with the lavish ethos of the 1980s. His giant walls accommodated massive works of art; his wide picture windows allowed clients to imagine that they were, indeed, “masters of the universe.” “He was so in tune with his clients and had such a good relationship with them,” June said. “They threw him black-tie galas and gave him a Picasso. We have a Picasso! They just loved him. He was able to give them an incredible space to live in.” In 1981 he designed a home for Fred Jaroslow, the chief operating officer of Weight Watchers, on Long Island’s North Shore. A pile of blocks, cylinders, and vaults, The New York Times said it has “an almost completely windowless facade, save for a kitchen aperture, a concession to Jaroslow’s wife.” The house gained prominence when Martin Scorsese used it as the setting for a debauched party hosted by Leonardo DiCaprio’s corrupt broker in the 2013 film “The Wolf of Wall Street.” June Goldfinger said her husband’s designs were never “one size fits all.” They were accommodating to the client’s wants and needs, but, most importantly, were designed to fit the location. “He was very specific about the site,” she said. “In the ‘Villages in the Sun’ book he wrote, he took all the photos [of his work] and they were in a Museum of Modern Art show in the ’80s. He didn’t compromise but delivered these incredible projects for his clients.” The Times writes that later in his career, Goldfinger expanded somewhat beyond the New York area, designing a series of luxury villas on the Caribbean island of Anguilla and two homes in the American Southwest, including one in Santa Fe, for himself and his wife. June says that through it all, he was never affected by his fame and notoriety and remained well-grounded. “He was a humble guy—always,” she said. “He loved what he did, and he loved his family, but wasn’t going to have any attitude. We never had a press person, no marketing. People would just call the office and see what we were doing.” “His favorite thing was White House Subs in Atlantic City, a place about the size of a phone booth,” she continued. “Out of all the fabulous things he could have eaten, that was his favorite. That’s who he was. Sometimes, we’d drive down to Atlantic City just to get them.” June said the couple loved their life in Lewisboro, noting the community reflected Myron’s personality. “Lewisboro is heaven,” she said. “It has more nature trails, and the town is integrated with those who love nature and love families. This place is very laid back; that’s its charm. It doesn’t have attitude, just like Myron.” It’s been a month since Myron’s passing, and June says she misses him dearly. “He was always working on something. He really enjoyed life,” she said. “He drove like a bat out of hell—he was not going to be a 90-year-old stick in the mud. And there was a simple honesty about him. We have been [in Waccabuc] for 53 years and I still look at it with wonder. I am very lucky! But I want him back.” Besides, his wife, Myron Goldfinger is survived by his two daughters, Thira and Djerba. GOLDFINGER FROM PAGE 1 The home designed by Goldfinger that was used in the film “The Wolf of Wall Street” PHOTO COURTESY OF TUMBLR
PAGE 6 – THE KATONAH-LEWISBORO TIMES THURSDAY, AUGUST 24, 2023 Westchester Oratorio Society The Westchester Oratorio Society begins its 26th season with rehearsals starting on September 12, for the group’s fall concert featuring Bach: Cantata, BWV 706; Händel: Te Deum, HWV 280; Bach: Cantata, BWV 140 and Fauré: Cantique de Jean Racine, Op. 11. The concert will be on Saturday evening November 18 at 7:30 p.m. at the South Salem Presbyterian Church, with a dress rehearsal on Friday evening 11/17. The chorus will be accompanied by professional soloists and the WOS Baroque Orchestra. The concert is made possible with the support of the Westchester Community Foundation, a Division of the New York Community Trust. Rehearsals are on Tuesday evenings from 7 to 8:30 p.m. in the Garden Room of the Katonah Village Library, 26 Bedford Rd. in Katonah, located a short walk from the Metro-North train station. Rehearsals in September are “open.” Potential new singers are invited to attend. For more information call or text 347 223 9503 or email wosinformation@gmail. com or visit the group’s website at www.westchesteroratorio.org. RideConnect Rideconnect has volunteers ready to help drive seniors to their medical appointments and assist with shopping. Services are free to seniors residing in Westchester and southern Putnam Counties. To request assistance call (914) 242-7433. Anyone wishing to volunteer for Rideconnect may do so by emailing Marietta Manoni at mmanoni@ fsw.org Virtual Support Groups Support groups for women with breast and ovarian cancers have been transitioned to virtual platforms. Virtual groups are accessible to women from the comfort of their homes, regardless of where they live. All groups are open to new members as well as past participants. Advance registration is required by calling 914-962-6402 or 800- 532-4290. Support Connection’s Peer Counselors are also available for individual counseling and assistance via phone and email. Call 800-532-4290, or submit an online request at supportconnection.org. BY TOM BARTLEY CONTRIBUTING WRITER A proposed rental-apartment building in Katonah can use town-owned land to provide some extra parking, the Bedford Town Board said earlier this month. The property, a sliver off 156 Bedford Road, is already used for parking at Jimmy’s Tavern, which is expected to be demolished to make way for the three-story, 13-unit apartment building on the site. Two weeks after signaling its support for both the project and a proposed easement to accommodate additional parking, the board unanimously gave developer Michael Daly six spaces technically not required to move the project forward, But in return for the extra spots, Supervisor Ellen Calves told the board’s Aug. 8 meeting, Daly will make improvements to the site, which will benefit the town. The upgrades include a sidewalk, crosswalk and landscaping. The Town Board vote followed a marathon regulatory push by Daly last month, when he appeared before three town panels in four days. Besides coming away with preliminary site-plan approval from the Planning Board on Monday and the Town Board’s informal OK of the easement on Tuesday, Daly won a pocketful of key variances on Thursday from the Zoning Board of Appeals. Among them was a reduction from 25 to 21 in the number of parking spaces the apartment building must provide. Since Daly’s property could already fit the required 21, Calves noted, last week’s variance gave him “more parking than you even need.” Still, she added, the easement was “worthwhile . . . to just make sure that there is no impact to the parking in the neighborhood nearby, that trucks can get in and out.” The 13 apartments—10 two-bedroom and three single-bedroom units—include three affordable-rate rentals. They are, Councilwoman Stephanie McCaine observed, “an important thing for the community.” “We really support this project and think this will be a real enhancement,” she said. Daly must still acquire final site-plan approval from the Planning Board, which is expected to take up the matter next month. If all goes as expected, construction could begin next year, Daly said after the meeting. Bedford Road apartment project moves forward ‘We really support this project and think this will be a real enhancement.’ - Councilwoman Stephanie McCaine CROSSING FROM PAGE 4 REQUEST A FREE QUOTE CALL NOW BEFORE THE NEXT POWER OUTAGE *To qualify, consumers must request a quote, purchase, install and activate the generator with a participating dealer. Call for a full list of terms and conditions. Contact a Generac dealer for full terms and conditions $0 MONEY DOWN + LOW MONTHLY PAYMENT OPTIONS (914) 689-7350 FREE 7-year Extended Warranty* – A $735 Value! 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THURSDAY, AUGUST 24, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 7 You are Cordially Invited to the Digital Marketing Best Practice Seminar www.HalstonMedia.com Digital Marketing Best Practices Webinar When: 9 a.m. Tuesday, Sept. 12 Where: Zoom Who: Business Owners who want to Leverage Digital Media to Grow their Business Seminar Description: Strategies for connecting with the always connected consumer have changed. In this fast-paced, 45-minute educational seminar, you'll learn how your business can take advantage of changing consumer behavior, with actionable tips & ideas for improving online visibility, telling the story of your business, and precision digital targeting options for reaching your perfect next customer. Everyone who attends will receive a Free Digital Audit report for their Business! Registration is Free: To register: 1. Email [email protected]. 2. Visit halstonmedia.org/webinar 3. Register by scanning QR code. About us: Halston Digital Agency is the digital department of Halston Media Group. We offer Digital Education, Web Design, SEO, Social Media, & Precision Digital Target Marketing that generates inbound Leads!
Opinion PAGE 8 – THE KATONAH-LEWISBORO TIMES THURSDAY, AUGUST 24, 2023 2 TRACKS BRETT FREEMAN, PUBLISHER TOM WALOGORSKY, EDITOR TABITHA PEARSON MARSHALL, CREATIVE DIRECTOR Editorial Office: 914-302-5830 [email protected] Letters to the editor and op-ed submissions may be edited. The views and opinions expressed in letters and op-eds are not necessarily those of Katonah-Lewisboro Times or its affiliates. Submissions must include a phone number and address for verification. Not all letters and op-eds will necessarily be published. Letters and op-eds which cannot be verified or are anonymous will not be published. Please send your submissions to the editor by e-mail at [email protected]. For more information, call the editor at 914-302-5830 118 N. BEDFORD ROAD, SUITE 100 MOUNT KISCO, NY 10549 ©2023 Halston Media, LLC Over the last several years, no fewer than six employees at Halston Media have been the victims of major cyber theft. The latest victims were my wife and me. A few weeks ago, someone pretending to be one of our employees asked us to change their bank account for direct deposit. To explain, employees and independent contractors request bank changes from time to time, so the request wasn’t out of the ordinary. The real employee didn’t notify us of his missing paycheck until a couple of weeks later. Of course, we reimbursed him for the missing amount. While every email address is unique, a person can choose any name when setting up an account. Many email programs only show the sender’s name in the “from” line. In order to see the actual address, you have to actively click on the name. This is especially true when reading emails on your cell phone. So, thieves can pretend to be anyone, and they can make it look quite real by copying the person’s signature. This particular type of cyber theft is known as a phishing scam. Obviously, my wife and I should have done more due diligence before changing an employee’s bank account. After we discovered what happened, my wife filed a criminal complaint with our local police department and our bank tried to recover the missing funds to no avail. Through the routing number, I was able to find out that the thief set up his account with Green Dot Bank, which is headquartered in Ohio. After putting me on hold for over a half hour, a Green Dot Bank employee instructed me to send them a formal letter to explain what happened, and we “may” be able to recover our money. Since the incident, we’ve changed our procedures, and employees and independent contractors must request changes of this nature over the phone (although AI reportedly will facilitate even scarier types of identity theft in the future, where thieves will be able to steal a person’s voice). A few months before this, another employee was tricked into surrendering a vast sum of money. The thief in that instant convinced our colleague that his/ her bank account was hacked, and said that if he/she tells anyone, then the investigation would be compromised. So, our colleague physically went to his/her bank and transferred his/her funds into a new “uncompromised” account. For months now, our colleague has been unable to recover the funds. A few years ago, someone pretending to be me asked an employee to send them a few hundred dollars in gift cards. That employee obliged. And finally, our editor-at-large, Bob Dumas, has written extensively about being the victim of cyber theft on a number of occasions. In his case, the thieves actually hacked into his accounts, and one even hacked directly into his computer. In all instances, the local police departments where we’ve filed complaints have told each of us that there’s really not much they can do, and that this happens all the time. Why are the police unable to arrest anyone for this crime? If six people on our team have been victims of this crime, how many of our readers have been victims as well? If banks are required to know the identity of their customers, how are the thieves able to get away with it? What can the government do to fix the problem? We have a lot of questions and we assume our readers do as well. So, our editorial team plans to investigate. We’d love to hear from you during the course of our investigations. We recently fell prey to cyber theft We’d like to hear from readers who have been victimized by this crime too Have you been the victim of cyber and/or identity theft? If so, please contact us. • Email [email protected]. • Write “cyber theft” in the subject line. • Tell us your story. • We understand that falling prey to this crime can be embarrassing and we are happy to keep you anonymous in any published story. BRETT FREEMAN PUBLISHER’S MEMO
THURSDAY, AUGUST 24, 2023 OPINION THE KATONAH-LEWISBORO TIMES – PAGE 9 JUNIOR TENNIS PROGRAMS FOR MORE INFO CALL: 914.669.9500 or email: [email protected] HardscrabbleClub.com • 22 Sutton Pl, Brewster, NY 10509 ENROLLING NOW for FALL 2023 Week of Sept. 4 onward GRAB YOUR SPOT BEFORE THEY’RE ALL TAKEN! STAGES: Red Ball, 5-7 years Orange Ball, 8-9 years Green Ball, 9-10 years Yellow Ball, 11- 18 years CLASSES: Weekdays: 4-5pm, 5-6pm & 5-6:30pm. Saturdays: 3:30-4:30pm & 3-4:30pm ALL LEVELS: Beginner, Intermediate and Advanced, Middle School and JV/Varsity Team Players AFTER-SCHOOL FUNERAL PREARRANGEMENT Both pre-payment and no-payment options Serving all Faiths since 1858 Cremations and Burials DANIEL B. McMANUS ~ Proprietor BRUCE E. REISDORF ~ Licensed Manager JOSEPH M. McMANUS ~ Director RONALD P. CERASO ~ Director www.clarkassociatesfuneralhome.com 4 Woods Bridge Road, Katonah • (914) 232-3033 • Only 1/4 mile from 684 exit 6. • Only 1 block from the Katonah Railroad station. • Less than 60 minutes from N.Y. City. • Parking facilities for over 100 cars • Monuments & inscriptions available. Dear Dr. Linda, As a retired teacher, I’d like to give some advice to parents whose children hate math. A big part of helping improve math skills is changing students’ negative attitudes towards math in general. The better they like it, the more willing they’ll be to approach learning math. Given a budget, students can make gift lists (encourage giving vs. getting) while simultaneously creating math scenarios. Again, too, the decision-making and “power” is in the students’ control, which fosters independence! A winner all around. My body is still shaking with excitement over those “Pigs Will Be Pigs” books among other math-themed books in the library too. Sincerely, Leslie K. Dear Leslie, Thank you for your email. As children go back to school, the feelings they had when school was over in June all come back. There’s a population of children that hated math in June who are entering school in September, still hating math. I remember an email I received years ago from a parent. “Our daughter is entering fourth grade and the last thing her teacher said to me at our spring conference was, ‘Emma is still struggling in math, so be sure to do math with her over the summer so she won’t struggle in fourth grade.’ Did she ruin our summer with that advice? Yes. As a student, I hated math. I didn’t understand what the teacher was saying and when my parents tried to help me, it made everything worse. My husband and I don’t know what to do—and my daughter ends up crying if I mention the word “math.” Any advice? Vicky.” Unfortunately, many people hate math. And it’s not because math is so hard to understand—it’s that math is personal. Some children understand numbers and enjoy playing with numbers. They’re our future mathematicians. However, even these children sometimes struggle in school with math because the teacher is told to follow a particular program and some children simply don’t do well with that program. For example, Andrew loved basketball and was able to figure out scores and make predictions by doing math in his head. Yet, he was unable to succeed following the school program because it had multiple steps and he struggled with anything in which he had to follow multiple steps. Because of this, he was failing math and had to go to school at 7:30 a.m., an hour and a half before everyone else, for math help. Obviously, it didn’t help him because he was still following the same program, a program that didn’t account for Andrew’s needs. Then today, many children need to count on their fingers when they first learn how to add and subtract. Yet, as I mentioned in a previous column, many program-following teachers don’t allow these children to use their fingers. (As a result, the only thing they learn is how to hide their fingers.) One more example is the child who loves math, but is told (because of the program the school is using) that he needs to write and explain what he’s doing. For some children this is fine, but for one fifth-grader I worked with, this was a disaster because he had trouble with writing. He started failing math. If not for his parents and teacher who decided together to let him do the math his way, he’d still be failing math. Instead, he’s now entering eighth grade with an A+ average in accelerated math. The point is, teachers need to find the method that fits each child, not find a method and then try to make each child fit the method. When this happens, the child usually becomes frustrated and anxious and math becomes a negative thing. To prevent math from becoming even more negative, in addition to Leslie’s ideas above, play ageappropriate math games that require the learning of addition or subtraction or the times tables, etc., to win. This helps change the way children who hate math think and feel about math. Here’s one you might start with: First make a tic-tac-toe design. Instead of putting in Xs and Os, put the numbers 4, 9 and 2 across the top row. Then put 3, 5 and 7 across the center row. Now put 8, 1 and 6 across the bottom row. (If you add any three numbers across, down or diagonally, it always adds up to the same thing—15. To fun with math, -Dr. Linda Dr. Linda, along with her husband, Dr. Al, own Strong Learning Tutoring and Test Prep serving Westchester and Putnam counties for over 40 years. Strong Learning tutors students K-12 in any subject, in person or remotely. Drs. Linda and Al are also the authors of “Why Bad Grades Happen to Good Kids.” Let children do math their way DR. LINDA SILBERT STRONG LEARNING
PAGE 10 – THE KATONAH-LEWISBORO TIMES OPINION THURSDAY, AUGUST 24, 2023 NO NEWS... 1. Clip the short form on the page 2. Fill out the information. 3. Mail it to P.O. Box 864, Mahopac, NY 10541 4. Or visit www.halstonsubscribe.com 5. Or Scan our QR Code to Subscribe. We need you to subscribe. It’s FREE & It’s Easy! is NOT necessarily good news! Please print your first and last names and address legibly, sign and date (all required to continue receiving your subscription to this newspaper). YES, I wish to receive a FREE 3-year subscription to The Katonah-Lewisboro Times YES, I really enjoy The Katonah-Lewisboro Times and I’d like to continue receiving it for 3 years, along with a monetary contribution this year. (Please print legibly.) First (Required) (Required) (Required) (Required) (Required. Please print legibly.) Last (Required) City: State: ZIP: Name: Signature: Email: Snowbird Dates (if applicable): Date: Phone: Address: (Optional for TAPinto E-News) (Optional) Mail to: P.O. Box 864 Mahopac, NY 10541 While we need your Full Support to keep this newspaper strong, we include the option for Basic Support because we don’t want financial reasons to get in the way of our readers receiving this newspaper. Basic Support vs. Full Support Basic Support Full Support $100 $50 $20 other or visit www.halstonsubscribe.com OR or visit www.halstonsubscribe.com Checks payable to Halston Media LLC. Please include this form in your envelope. Please include the following additional papers as part of this subscription: North Salem News The Somers Record Yorktown News The Mt. Kisco-Bedford Times Mahopac News 2 TRACKS I n the summer of 1954, my dad built a beach house in our home state of Rhode Island. I quickly made a new friend, Bev, whose folks also built that same year. We sat on the beach together every day and revved up our tan by putting on baby oil laced with iodine and holding a tin foil reflector to catch even more rays. In the evening, Bev and I would go down to the beach pavilion to be with our friends. We might indulge in sweet treats of ice cream sodas and frozen Milky Way bars. There were also duckpin bowling alleys there, and by the end of the summer we got to be pretty good bowlers. Bev and I often had sleepovers at each other’s houses, and when the middle of August arrived, we were feeling so sad to think that summer was nearly over. We knew that we would not see much of each other during the school year because neither of us drove yet, and our homes were quite far from each other. At what was to be our last sleepover of the season, my mom woke us very early the next morning, and we wondered why. She told us to get up, take a shower, have some breakfast and dress in anything we thought might be somewhat waterproof. Yes, it was raining and the wind was blowing, but that was just a usual northeaster in our minds. Mom was thinking differently as she began mopping up the water that was seeping under the French doors, but she did not tell us what she feared. Before long, all the furniture on the porch was pushed up against the glass panel doors. Suddenly, the rain seemed to be coming sideways when all the lights went out and the clocks stopped. No one was wearing a watch, so time literally stood still. It grew as dark as night outside, even though we guessed it was only late morning. The sea was so angry, it was almost totally white and the boats in the marina would disappear down into the troughs of the great swells just like toys in a bathtub. Before long, waves began splashing over the road in front of the house, and one or two of the boats broke loose from their moorings and were tossed up onto the shore. The furniture on the porch was now banging against the closed doors, and we were not able to get out to secure anything. When the waves began to actually break on the front lawn, panic set in. There was no TV or radio without An unusual summer MARILYN A. PELLINI MUSINGS: PAST AND PRESENT SEE PELLINI PAGE 11 Editor’s Note: Don Scott is a candidate for Bedford Town Board. All candidates on the ballot for Town Board are invited to send columns to this newspaper. Send them to [email protected]. Please keep to a 1,000-word limit. With friends and neighbors packing up to bring their kids to college, it welled up some memories in me. When I attended college in the late Stone Age, things were different. When I showed up on the Vanderbilt campus, it was the first time I’d seen the college in person. I picked it from a combination of glossy brochures and their writeup in Barron’s Guide to Colleges. By comparison, when our kids were looking at colleges, it required several road trips to schools across the country for dozens of tours and interviews. Times change. When I was looking at college, most people in Westchester had never heard of Vanderbilt, which was part of my strategy for getting admitted. Back then, one of their objectives was to have a geographically diverse student body; it was part of their charter when Commodore Cornelius Vanderbilt endowed the university with $1 million after the Civil War. Their standards were a little looser for a kid from New York, which worked to my benefit. Suffice it to say, I wouldn’t have a chance to get in there today. I’m also pretty sure I wouldn’t be able to afford it, even if they would admit me. Tuition back then was $2,100 per semester. Now, all in, it is an $80,000 annual investment. That’s $320,000 for a four-year degree. Talk about inflation. Although our kids were in college over 10 years ago, our families’ single largest investment was in their college education. I’m sure that is true for many other families as well. I’ve always found it puzzling that banks, colleges and the government who are in the business of financing this investment in human capital don’t spend any time doing an appraisal of the value of the education and the degree. That’s certainly not the case when you are interested in buying a home where a buyer’s appraisal, a seller’s appraisal, and of course the bank’s appraisal is the norm. Appraising college DON SCOTT IN CASE YOU MISSED IT SEE SCOTT PAGE 14
THURSDAY, AUGUST 24, 2023 OPINION THE KATONAH-LEWISBORO TIMES – PAGE 11 Nestled in a lush green hideaway of Yorktown Heights amidst tall evergreens and nature’s beauty, sits The Country House, recently named a Best Assisted Living community by U.S. News & World Report. We invite you to tour and learn more about how our services can benefit you or your loved one. Call (914) 249-9144 to schedule. Experience the Best THE Country House in westchester 2000 Baldwin Road · Yorktown Heights · thecountryhouseinwestchester.com LIC # 800-F-007 • Gravel • Topsoil • Mulches • Sweet Peet • Unilock Pavers BEDFORD GRAVEL & LANDSCAPE SUPPLY 27 Norm Ave., Mt. Kisco (next to Kohl’s) www.bedfordgravel.com 914-241-3851 • Sand • Stonedust • Item #4 • Drainage Pipe • Flagstone • Fieldstone • Belgian Block • Cobblestones • Wallstone • Fire Pits • Stepping Stones • Soil/Fill electricity. Finally, mom told us she believed this to be no ordinary storm, but truly a hurricane. She had lived through the one in 1938 and recognized the severity of both the wind and rain. She concluded that we needed to climb out the back windows of the cottage and attempt to stay in the protection of the back of the house in order to get across the street to our neighbors. Their property was much further back and on top of a little hill. We finally made it to the neighbors. Once we were safe and could no longer see the ocean, our worries lessened. That’s when the storm seemed to stop altogether, and the sun even came out. Bev and I wanted to leave and go back to my house, but my mother informed us this was the eye of the storm, and soon the terrible wind and rain returned. Toward the end of the day the storm did finally break, but nothing could have prepared us for what we saw upon returning to our place. The house was still standing, but it had no shingles on the front and most of the roof was gone. The front yard was now a continuation of the beach and full of sand and huge pieces of pavement. There were fish swimming in the living room, which was knee-deep in mud and water. The furniture was all turned over and floating around. There was no longer a screen porch. Boats along the shore were broken apart and looked like matchsticks lying everywhere. We all cried with the sight of the devastation we saw along the vast shoreline, but also cried tears of joy that we had all been saved. Eventually, the house was rebuilt. There were many future summers of fun for Bev and me, but we never forgot the fateful summer of “54” and the unexpected visit of Hurricane Carol. Bev and I are still dear, close friends to this day. PELLINI FROM PAGE 10 A couple of years ago the term “glamping” became a new summer vacation trend providing glamorous camping experiences. Unlike my early camping experiences in a small orange pup tent from Kmart, the glamping experience offers today’s campers the opportunity to enjoy the beauty of nature while relaxing inside spacious tents with lamps, a nice bed, mini fridge, bathrobes, slippers, hair dryers and entertainment centers. These luxe accommodations are already set up for guests and may also offer a wooden deck, fire pit, nearby fitness and yoga classes, and of course, hiking trails, kayaks and other outdoorsy activities. One of the many glamping options available in New York State includes camping on Governor’s Island. You can reserve a luxury tent with views of Manhattan, Brooklyn, Staten Island and New Jersey. Only a short ferry ride away from New York City, this glamorous camping experience sure beats staying in a Manhattan hotel. Some of the amenities include kingsized beds, linens, patio or private decks, fireplace, mini fridge, and free WiFi. Another fun glamping option is staying in a luxury tent at Mariaville Goat Farm in Pattersonville, N.Y. Their website also offers a session of Goat Yoga to enhance your vacation get-away in nature. Here’s another cool camping experience option: The Magical Treehouse Glamping or ghost camping? KIM KOVACH READING, WRITING & CHOCOLATE SEE KOVACH PAGE 14
FoFiPAGE 12 THE KATONAH-LEWISBORO TIME2 TRACKS Katonah Fire Department responds to motor vehicle accident In the late hours of August 17, KFD volunteers were dispatched to a single-car accident on Route 22 near the entrance to The Harvey School. An electric vehicle had crashed into a utility pole and split it in half. Due to live electrical wires at the scene, responders were initially unable to approach the car and assess the driver until NYSEG arrived to turn off the power to that part of the electric grid. Car 2211, Car 2212, Car 2213, Rescue 17 and Engine 115 responded. Once NYSEG turned off the power, KFD crews moved in and used hydraulic and battery-powered spreaders to access the driver side door and removed the driver who had not sustained serious injuries. Crews were on scene until 1 a.m. For more information or to learn more about joining the Katonah Fire Department, visit www.katonahfd.org Extended Stretch and Rehab Operations Drill with Vista Fire Department On Monday, August 14, the “Extended Stretch and Rehab Operations” drill saw Vista Firefighters practicing several different extended stretches in Meadow Pond Elementary School. This method of training helped prepare responders for fires that would require an extended stretch into a large building such as the elementary school. Members of the VFD also extend their gratitude to the Katonah-Lewisboro School District for allowing them to use the school building for their training exercise. While firefighters were participating in several different extended stretch scenarios, Vista EMS personnel practiced “Rehab Operations” which was designed to ensure firefighters’ physical and/or mental well-being during an emergency scene. Due to the dangers that come with firefighting, rehab operations play a crucial role in making sure all of our emergency responders stay safe. The Vista Fire Department is fortunate enough to offer both Fire & EMS services which allows members to train together in scenarios such as these. For more information or to learn more about joining the Vista Fire Department, visit www.vistafd.org South Salem FD joins in tanker shuttle drill On July 31, the South Salem Fire Department’s tanker joined the Croton Falls Fire Department in a multi-agency tanker shuttle drill in North Salem. In the northern regions of Westchester County, there are vast areas that are not served by active fire hydrant systems and fire departments use tankers to shuttle water from nearby bodies of water to fire scenes. The tanker shuttle drill, put on by the Croton Falls FD, allows for responder to practice their skills at drafting from remote sources and effectively transporting it to a scene to keep water flowing. In total, 17 departments participated in the drill, including the Westchester County Department of Emergency Services (WCDES) Field Communications Unit 1. For more information or to learn more about joining the South Salem Fire Department, visit www.southsalemfire.com Fire crews in the news Tha ThscMembers of the VFD outside MPES. MdrPHOTOS COURTESY OF KFD, SSFD AND VFD
oreman Isabel Fry conducting rehab operations on Probationary irefighter Guillaume Pestie. S – THURSDAY, AUGUST 24, 2023 PAGE 13 he accident outside The Harvey School severed utility pole. he Katonah Fire Department were on the cene of a single-car accident on Aug. 17. EMT Grant Vialardi conducting rehab operations on Probationary Firefighter Ty Graygor. Firefighter Sean Kelly going over the fire alarm panel at Meadow Pond. Vista Firefighters conducting an extended hoseline stretch. Members of the South Salem FD took part in a multi-agency rill in North Salem Firefighters will sometimes use tankers to shuttle water when hydrant systems are not available.
PAGE 14 – THE KATONAH-LEWISBORO TIMES OPINION THURSDAY, AUGUST 24, 2023 located in Paul Smiths, N.Y. Enjoy hiking and mountain bike trails during the day and sleep high up in a large tree house one hour from the Canadian border. But maybe you prefer a more haunting summer vacation experience. This year’s trend is ghost camping. Intrepid vacationers can book a stay at the “Conjuring House” in Burrillville, R.I. Visitors can “sleep among the spirits” at the site of the 2013 horror movie based on the real life experiences of husband and wife paranormal investigators, Ed and Lorraine Warren, and their attempts to help a Rhode Island family rid their house of ghosts in 1971. Another scary camping option is Big Moose Lake in upstate New York. Campers are encouraged to retrace the last steps of Grace Brown who was murdered at that location in 1906. Lucky campers may feel her spirit or even see the ghost of Grace Brown during their stay. If you are heading south for summer vacation, you can camp at Mount Doom Haunted Forest in Alabama. Located near Rickwood Caverns State Park, the campgrounds offer 200 acres of woods, views of the Appalachian Mountains and possibly ghosts. New Jersey has haunted campgrounds, including several state forest campgrounds in the Pine Barrens, where rumors of buried bodies have persisted for years. Don’t forget about the legend of the Jersey Devil! In southeastern New Jersey, the Jersey Devil is thought to live in the forests of the Pine Barrens. Described in folk tales as a hideous winged twolegged creature with a horse face and hooves, the Jersey Devil is said to emit a highpitched blood-curdling scream. Old-time legends originally referred to this creature as the Leeds Devil. Of course, today this mythical creature is associated with a hockey team. For more fun facts about unusual and spooky sites across the Garden State, I recommend the travel book, “Weird N.J.” Personally, I would not intentionally plan to stay at a haunted campground or spooky house, but I have stayed in old homes that were turned into Bed & Breakfast accommodations. One home had creepy dolls displayed along the staircase. Another old home smelled of mildew and I heard scratching sounds in the walls late at night. I hoped it was the sounds of mice and not otherworldly spirits! Kim Kovach is not planning a camping vacation anytime soon. www.kimkovachwrites.com KOVACH FROM PAGE 11 If we dove into appraisals of our majors and the schools we attend and compared them with the price tag, would we come to different conclusions? An interpretive dance major from an Ivy League school would probably appraise much lower than a civil engineering degree from a SUNY school. Yet the system does not make it easy to make the comparison. Milton Friedman, the Nobel prize-winning economist, felt that the investment in education was like any other capital investment and would probably benefit from the application of market economics. His thinking probably gave rise to the development of another way to finance college and graduate education. The technique is known as an Income Share Agreement (ISA). The concept of the ISA is straightforward. The organization financing the loan, whether a hedge fund, university, or technical school, does not ask for the repayment of a specific amount, but rather a fixed percentage of the graduate’s income over a period of time; say, 10% of the graduate’s income for 10 years. The lender is rolling the dice with the graduate. If the graduate underachieves, the lender does not get their money back. If, on the other hand, the graduate is financially successful, the lender, or should we say investor, gets a nice return. The benefit of this approach, if it became more widely accepted, would be the development of a standard for understanding the value of the diploma. It would also have the added benefit of helping students make better choices. As haberdasher, Marcy Syms was famous for saying, “an educated consumer is our best customer.” More efficient markets benefit everyone, even in education. SCOTT FROM PAGE 10 Increase referrals and name recognition. Advertise in The Katonah-Lewisboro Times Bulletin Board and reach over 3,500 USPS delivered mailing addresses every week. Call 845-208-8151 today! 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THURSDAY, AUGUST 24, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 15 Increase referrals and name recognition. Advertise in The Katonah-Lewisboro Times Bulletin Board and reach over 3,500 USPS delivered mailing addresses every week. Call 845-208-8151 today! My Community Bulletin Board © 2023 Consumer Cellular Inc. Terms and Conditions subject to change. New service activation on approved credit. Cellular service is not available in all areas and is subject to system limitations. Savings calculation is based on a comparison of Consumer Cellular’s average customer invoice to the average cost of single-line entry-level plans o ered by the major U.S. wireless carriers as of May 2022. CALL CONSUMER CELLULAR 844-919-1682 Switch & Save Up to $250/Year On Your Talk, Text and Data Plan! NOTHING YOU NEED. YOU DON’T. EVERYTHING from Physicians Mutual Insurance Company Call to get your FREE Information Kit 1-855-225-1434 Dental50Plus.com/nypress Product not available in all states. Includes the Participating (in GA: Designated) Providers and Preventive Benefits Rider. Acceptance guaranteed for one insurance policy/certificate of this type. Contact us for complete details about this insurance solicitation. This specific offer is not available in CO, NY; call 1-800-969-4781 or respond for similar offer. Certificate C250A (ID: C250E; PA: C250Q); Insurance Policy P150 (GA: P150GA; NY: P150NY; OK: P150OK; TN: P150TN). Rider kinds: B438, B439 (GA: B439B). 6208-0721 DENTAL Insurance Visit Our Display Center: 747 Pierce Road, Clifton Park, NY, 12065 • Sales • Rentals • Service • Buybacks New and Reconditioned Lifts Stay in the home you Love! ELEVATORS • STAIR LIFTS • WHEELCHAIR LIFTS • RAMPS Locally Owned & Operated Your business card could be here. Call Brett Freeman at 845-208-8151 to find out how. 855.281.6439 I Free Quotes UP TO Could your kitchen use a little magic? ON YOUR FULL KITCHEN REMODEL* SAVE 10% *Discount applies to purchase of new cabinets or cabinet refacing with a countertop. Does not apply to countertop only projects. May not combine with other offers or prior purchases. Exp.3/31/23. NP-263. NY: Nassau: H1759490000 Suffolk: 16183-H NY/Rockland: 5642 Connect Anywhere, Anytime. fifffflffiflffffffiffffiffi ffi ffiffff flffiffi flflffi CALL TODAY (877) 651-1637 • Medicaid • SNAP • SSI • WIC • Veterans Pension • Survivors or Lifeline Benefits • Tribal Assistance Program • Housing Assistance fifffflffiflffiffffififfiffiflfffflffi ffi BOGO 40% OFF OFFER ENDS 10/31 888-448-0421 EXCLUSIVE LIMITED TIME OFFER! Promo Code: 285 FINANCING THAT FITS YOUR BUDGET!1 1 Subject to credit approval. Call for details. FREE GUTTER ALIGNMENT + FREE GUTTER CLEANING* SENIORS & MILITARY! YOUR ENTIRE PURCHASE* 20 + % % OFF 10 OFF *For those who qualify. One coupon per household. No obligation estimate valid for 1 year. **Offer valid at time of estimate only. 2The leading consumer reporting agency conducted a 16 month outdoor test of gutter guards in 2010 and recognized LeafFilter as the “#1 rated professionally installed gutter guard system in America.” Manufactured in Plainwell, Michigan and processed at LMT Mercer Group in Ohio. See Representative for full warranty details. Registration# 0366920922 CSLB# 1035795 Registration# HIC.0649905 License# CBC056678 License# RCE-51604 Registration# C127230 License# 559544 Suffolk HIC License# 52229-H License# 2102212986 License# 262000022 License# 262000403 License# 2106212946 License# MHIC111225 Registration# 176447 License# 423330 Registration# IR731804 License# 50145 License# 408693 Registration# 13VH09953900 Registration# H-19114 License# 218294 Registration# PA069383 License# 41354 License# 7656 DOPL #10783658-5501 License# 423330 License# 2705169445 License# LEAFFNW822JZ License# WV056912 CALL US TODAY FOR A FREE ESTIMATE BACKED BY A YEAR-ROUND CLOG-FREE GUARANTEE 1-855-478-9473 Mon-Thurs: 8am-11pm, Fri-Sat: 8am-5pm, Sun: 2pm-8pm EST Sullivan County Property ONLINE AUCTION FREE Brochure, visit web site or call NYSAuctions.com ABSOLUTE AUCTIONS & REALTY, Inc. | (800) 243-0061 Homes, Vacant Land, Seasonal & Commercial Property Tax Foreclosures, 2 Day Auction: Wednesday, September 6 & Thursday, September 7 @ 9:30AM
SoftWave Therapy of New York 311 North St., Ste. 410, White Plains 914-686-6200 PAGE 16 – THE KATONAH-LEWISBORO TIMES HEALTH & WELLNESS THURSDAY, AUGUST 24, 2023 Celebrating oneyear anniversary Dr. George Gertner offering unique therapeutic technique SOFTWAVE PAIN THERAPY OF NEW YORK SoftWave Therapy, a patented, FDA-cleared treatment for inflammation, chronic pain, diabetes and joint issues, has been available in Westchester for one year. In that time, SoftWave Therapy of New York has successfully treated more than 700 patients suffering with severe pain. These are patients that have already exhausted every single health care option, including medication, chiropractic, physical therapy and in many cases surgery. All without success. Dr. George Gertner is owner and director of SoftWave Therapy-NY, which shares office space with his existing chiropractic practice, Upper Cervical Chiropractic of NY. Dr. Gertner explained that the therapy is a drug-free, injection-free, surgery-free approach to ending pain. The treatments themselves are painless. They promote fast healing by stimulating new stem cells, increasing circulation, and breaking up scar tissue and/or painful calcifications. Clinical studies show SoftWave Therapy has a 91 percent success rate. “Most patients experience relief as soon as their first 15-minute treatment, and are expected to complete the entire treatment plan in about eight visits,” Dr. Gertner said. According to the Centers for Disease Control, one in five American adults could be living in chronic pain, defined as pain most days or every day for the past six months or longer. There’s a higher prevalence among older people and women. SoftWave Therapy uses various lens configurations to produce safe, regenerative soft-pressure waves within the body, he explained. The results include a dramatic reduction of inflammation in the body as new, healthy stem cells are encouraged to grow. Dr. Gertner said it can treat discomfort associated with a number of conditions, including diabetes, joint pain, chronic back pain, wound pain, numbing or tingling, tennis elbow, torn ligaments, heel spurs and plantar fasciitis. For more information or to book an appointment, call 914-686-6200. Upper Cervical Chiropractic of NY is a Halston Media marketing partner. Dr. George Gertner We see you here. The things you love doing are more than just passions. They’re what make you “you.” This is why at The Bristal, our expert team members dedicate their time, attention, and energy to creating customized social activities that ensure each resident continues being the unique person they are. And, in the process, create the one-of-a-kind community we are, too. Schedule your visit today and see for yourself. THE BRISTAL AT ARMONK | 914.344.6595 THE BRISTAL AT WHITE PLAINS | 914.745.6655 thebristal.com Licensed by the State Department of Health. Eligible for Most Long Term Care Policies. Equal Housing Opportunity. Independent Living | Assisted Living | Memory Care
THURSDAY, AUGUST 24, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 17
The Greens at Greenwich annual Jazz in the Garden was a wonderful event with over 70 residents and friends attending. The garden was in full bloom on a warm summer evening July 27. The jazz ensemble played familiar jazz songs, which encouraged singing and dancing. Everyone commented on the delicious food stations offering a menu of seafood, pasta, lamb, fruit, crudité and delectable desserts. A beautiful and enjoyable evening of food, music, singing, dancing and networking was had by all. The Greens at Greenwich is an assisted living community providing excellence in memory care. The Greens provides safety, comfort and a loving home filled with laughter and joy for people living with memory impairment. Located on the Greenwich/Westchester border, the community has been providing care for over 20 years. For more information, visit thegreensatgreenwich.com. Fun time at annual Jazz in the Garden From left, Darby Cartun, Maria Scaros, executive director, and Alan Cartun THE GREENS AT GREENWICH Jazz ensemble PAGE 18 – THE KATONAH-LEWISBORO TIMES HEALTH & WELLNESS THURSDAY, AUGUST 24, 2023 EXCELLENCE IN COSMETIC AND GENERAL DENTAL CARE SINCE 1972 Dr. John J. Browne Dr. Eugene Goetz Dr. Ben Miraglia Dr. Alexandria Rivera Dr. Luke Charms Please welcome Dr. Rivera & Dr. Charms: Now Accepting New Patients! • General Dentistry • Cosmetic Dentistry • Dental Implants • Invisalign® Treatment • TMJ Treatment • Smile Makeover 280 N. BEDFORD RD, SUITE 201, MOUNT KISCO, NY 10549 BGMDENTAL.COM Schedule Today: 914-200-1018 2009-2023 FINANCING AVAILABLE WITH APPROVED CREDIT Call today and receive a FREE SHOWER PACKAGE PLUS $1600 OFF With purchase of a new Safe Step Walk-In Tub. Not applicable with any previous walk-in tub purchase. Offer available while supplies last. No cash value. Must present offer at time of purchase. CSLB 1082165 NSCB 0082999 0083445 1-855-916-5473 Friends from Visiting Nurses enjoying the music PHOTOS COURTESY OF THE GREENS AT GREENWICH Resident Anita with her daughter Nanci
THURSDAY, AUGUST 24, 2023 HEALTH & WELLNESS THE KATONAH-LEWISBORO TIMES – PAGE 19 ADVERTORIAL Our bodies are made to move in natural patterns. As infants we develop our gross motor movements first. Learning to roll over, crawl, run, and jump. Then, as we become more confident in our flexibility, agility and strength, we challenge ourselves with more complex gross motor activities: to ride a bike, swim and play sports. Gross motor skills are important to help kids control and coordinate their bodies to perform daily activities. Fine motor skills develop around the age of 9 to 12 months and is the connection between our brain, nervous system and smaller muscle groups: • In our tongue: to eat and speak; • in our hands and fingers: to write, pick up/release objects; and • in our feet: to wiggle our toes. Our ancestors used to be hunters and gatherers, constantly on the move on different terrains, bending and twisting their bodies in a natural way to get through their day. As children, we could easily roll around on the grass and jump up from the floor. Our movement was easy and did not require a conscious mindbody awareness. As we age, however, we lose the ability to move with ease, whether it is due to stiffness, an injury, or obesity. THE EVIL OF MODERN TECHNOLOGY Modern conveniences make it easy and comfortable to accomplish our regular tasks with minimum physical movement. For example, we get up from a seat using arm rests, use a lever to push our recliner up from lounging in front of the TV, and use arm-reachers to pick objects up from the floor These modern conveniences make life easier, but have put our bodies at risk to become stiffer, weaker and unbalanced. HOW OUR BODIES COMPENSATE Over time, most of us develop poor movement habits to cope and adjust to body parts not moving well. We frequently continue moving with a dysfunctional body part and use another body part to compensate, and we become aware of our nonaligned body only when pain sets in. The area of pain is not always the cause of the pain. It may be the body part that started compensating. Even a small injury such as stubbing your toe can change your body’s normal alignment and set of a wrong kinetic chain when we start limping. More so if a serious problem such as a neurological (stroke or Parkinson’s disease) or and orthopedic (joint replacement) issue arise. MUSCLE MEMORY RESET A neuropathway (muscle memory) is a habit-good or habit-bad that we do repetitively over time. If it is reinforced the wrong way, it needs to be reset. To form a new neuropathway takes repetition to organize correctly in our subconscious level to become a new muscle memory or habit. Luckily, we can hit the “reset” button in our bodies to tap back into the previously correct movement patterns of our muscle memories, by doing repetitive big muscle group exercises. DON’T BECOME A FALL STATISTIC. MAKE CHANGES NOW According to the CDC, more than one in four adults over the age of 65 fall per year. Once we fall, our body becomes hesitant to move in fear of further falls, and frequently results in us becoming less active, weaker and with balance challenges, which increases our risk of falling again. For those of us who are “baby boomers” (born between 1946-1964), we should start using our big muscle groups again in our day-to-day life to become more physical active, balanced and reduce our fall-risk. Here are a few basic movement exercises to improve our safe mobility: • Sit to stand without pushing up from the arm rests: move forward onto your chair, keep your ribcage up, hinge from your hips with arms stretched out forward-exhale and stand up using your core, buttock and thigh muscles. • Take a brisk walk outside: start on a level surface, take long strides making heel contact first, tighten your core, buttock and thigh muscles when you step on your leg then push off through the ball of your feet. Swing arms naturally and coordinate breathing in and out as you walk. Feel you are walking tall, elongate your spine up to the sky. • Retrain your body to be able to bend down to the floor: open your legs wide in a forward lunge stance (hold onto a solid surface if you need to) and kneel down to one knee to touch the ground and stand up again using your core, buttock and thigh muscles. LIZE LUBBE GUEST CORNER NATURAL MOVEMENT… USE IT… DON’T LOSE IT • Retrain your feet to clear the floor to prevent tripping: tape a thin rope in a doorway (from one doorframe to the other at about shin height), lift one foot with toes flexed back and move it over the rope and touching the ground with your heel. Repeat the movement back. Repeat the exercise x10 with each leg. Start by holding onto the doorframe with your hands for safety and progress to no hands and/or raising the rope slightly higher. Recapture your natural movement again. Get in a good habit of using your big muscle groups to a path of a healthier, stronger, fit and safer body. If you have any difficulty moving with ease or experience pain, please contact your physician or physical therapist for help. We are hands on PTs! The professional services of the team at Lize Lubbe Physical Therapy include: • Pre & Post Surgery Rehabilitation • Sports Injury Rehabilitation • Neurological Rehabilitation • Treatment of Musculoskeletal & Orthopedic Conditions • Postural, Balance & Gait Training • Pain & Headache Management • Body Rebalancing through Diaphragm, Breathing & Pelvic Stability www.lizelubbept.com [email protected] 914.875.9430 892 NY-35, Cross River, NY 10518 (blue office building) Lize Lubbe is the owner of Lize Lubbe Physical Therapy with its main practice located at 892 Route 35 in Cross River and a PT Studio in the premises of Apex Fitness (where her team focus on the rehabilitation of sports-related injuries). Learn more by calling 914-875-9430, emailing contact@ lizelubbept.com or visiting www.lizelubbept.com.
Sports PAGE 20 – THE KATONAH-LEWISBORO TIMES THURSDAY, AUGUST 24, 2023 BY RICH MONETTI CONTRIBUTING WRITER Last year, John Jay football found themselves in a number of games that went down to the wire. Games against Yorktown, Mahopac, Pelham and the final loss versus Rye had the goal line and victory within reach. But all resulted in losses and exit interviews of the Wolves graduating class have given this year’s team their primary goal. “Those seniors emphasized finishing,” asserted Head Coach Joe Candarelli. “You have got to be able to close out games.” That said, the second-year coach is a big fan of the start. “It’s the best day of the year,” he said. “There’s something about fall and standing there for the National Anthem.” A little ahead of himself, Candarelli is a pretty big fan of camp’s opening. “I love being around our practices,” Candarelli said. “It’s upbeat and energetic. We got music playing, jokes, laughing and doing the whole thing. This while we’re getting our work done.” But the team has clocked out in terms of who will take over for Craig Galea. The ball is now in the hands of last year’s backup, Tommy Machado. With no opportunity to get in any games in 2022, Machado ran all the same practice drills with Galea, went to every QB meeting and attended quarterback camp in the offseason. “Those experiences gave him a little bit of an advantage in the quarterback competition this spring,” said Candarelli. A decision that is more bottom up than top down, according to the coach. “The guy that the team looks at and is like, ‘that’s the guy, it always ends up being the guy,’” he revealed. “And Tommy was able to win over his teammates.” With big shoes to fill, Candarelli acknowledges that it will be tough for Machado to match up to the rare passing skills of his predecessor. But he sees Machado as a better athlete with the ability to make more things happen with his feet. Machado will have plenty of company in that department too. Dom Savastano, Luca Duva, Cameron Wierl, and Blake O’Callaghan are all ready to gallop. Not a lot of game experience with the likes of a Christian Shapiro on the rail last year, the coach is excited about his stable of running backs anyway. The same goes at receiver. Jack Marcogliese will be returning after missing last season due to a broken collar bone, and linebacker Nick Russo will get a chance after waiting his turn behind Chris DiChiara and Austin Zaccagnino. The new look doesn’t change the dynamic offensive bottom line, though. “The system is going to stay the same regardless of who we have and what we have,” he assured. Of course, the foundation begins with the offensive line, and the Wolves have only one starter returning. “Christian Herlihy is the returning right tackle. He’s the leader up front for sure,” said Candarelli. Busting holes, the priority, the senior also has a void to fill at lead vocals. “Gerard Garofolo was one of a kind,” said Candarelli, “but Christian is certainly that vibrant type of guy.” Alongside, James Dachik is ready to join Herlihy in the tussle. “He’s a rising junior. He’s a real hard worker, a weight room kid and a wrestler as well,” said Candarelli. That leaves three more spots. “There’s still some battles to be won in the next few weeks,” he added. On the flip side, the defensive line will get a similar turn. “There will be a rotation on the defensive side of the ball as well. But you will see Herlihy and Dachik’s names popping up too,” said Candarelli. Then in the secondary, Savastano and Russo will do double duty, and Justin Barry will be looking to crack the starting lineup after serving in a backup role last year. “Justin has taken some strides this off season,” he said. Brewster begins the season on September 2, but the calendar is always circled for the state champs to the west. “We’d be lying if playing against Somers didn’t mean something,” Candarelli said. “Our guys want to get back to the days when we had their number a little bit.” A tall order, the actual goal is more focused. “We want to find our identity. Who’s going to be the guys who want the ball in big spots or wants the big match up to make a difference,” the coach concluded. Wolves look to start, finish strong Christian Herlihy returns to the team at right tackle. Tommy Machado will lead the Wolves at QB this season. FILE PHOTOS: RICH MONETTI FOOTBALL ‘We want to find our identity. Who’s going to be the guys who want the ball in big spots or wants the big match up to make a difference.’ - Coach Joe Candarelli
THURSDAY, AUGUST 24, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 21 LEISURE To solve a sudoku, the numbers 1 through 9 must fill each row, column and box. Each number can appear only once in each row, column and box. You can figure out the order in which the numbers will appear by using the numeric clues already provided in the boxes. The more numbers you name, the easier it gets to solve the puzzle! For puzzle solutions, please see theparamountrehab.com CLUES ACROSS 1. Russian painter 6. Very fast jet 9. Phillipine municipality 13. Intestinal 14. Small freshwater fish 15. Algerian coastal city 16. Vomit 17. Famed astronomer 18. Ghanaian currency 19. Improved the condition of 21. Int’l association of interpreters 22. Infections 23. Dish made with lentils 24. Thou 25. Former CIA 28. Unit used to compare power levels 29. Members of Pueblo people 31. Myanmar monetary units 33. Polished 36. Signed a contract 38. Nothing 39. Once-ubiquitous department store 41. Neural structures 44. Thick piece of something 45. Slang for trucks with trailers 46. Longing 48. Senior officer 49. Levels of frequency 51. Bird’s beak 52. Move rapidly downwards 54. Koran chapters 56. Streteches out 60. Top of the human body 61. A Chinese temple and Indian town are two 62. Fertility god 63. Sea eagle 64. Dry 65. Zodiac sign 66. “Horizon Call of the Mountain” character 67. Have the ability to 68. Take somewhere CLUES DOWN 1. “Iron Man” actress Leslie 2. Wings 3. Adjust the spacing 4. They’re usually locked 5. Atomic #43 6. Wise individuals 7. Horse mackerel 8. Pearl Jam’s debut album 9. Confines 10. Colorless crystalline compound 11. Unsatisfactorily 12. Plant of the parsley family 14. Determines time 17. Causes the birth of 20. Small ornament on a watch chain 21. Richly decorated cloth tapestry 23. Vito Corleone was one 25. Igbo musical instrument 26. Put in harmony 27. Japanese alcoholic drinks 29. Tinseltown 30. Closes tightly 32. Songs sung to one’s lover 34. One thousandth of an inch 35. Small drink of whiskey 37. Political divisions in ancient Greece 40. Helps little firms 42. Baby’s eating accessory 43. Very long periods of time 47. Small block of wood 49. Town in Surrey, England 50. Enquiry 52. Murdered 53. Bura-__: Chadic language 55. Crater on Mars 56. Mammal genus 57. Sock 58. Make 59. Stony waste matter 61. Partner to cheese 65. Pound Potatoes are often the unsung heroes of meals. They work any time of the day and with most meals. Hash browns accompany eggs at breakfast, French fries are ideal with sandwiches come lunchtime, and there’s no limiting potatoes at dinner. They can be the star of the show with potato gnocchi or baked potato soup, or serve as mashed or baked complements to roasts and more. Steak and potatoes long has been a popular pairing that wins rave reviews around the table. This recipe for “Steak with Crispy Potatoes and Pistachio Pesto” from “Real Simple Dinner Tonight: Done” (Time Home Entertainment) by the editors of Real Simple highlights what a winning combination steak and potatoes can be. Potatoes are the perfect side dish Steak with Crispy Potatoes and Pistachio Pesto Serves 4 1-1/2 pounds red new potatoes (about 18), sliced 1/4-inch thick 1/4 cup plus 3 tablespoons olive oil Kosher salt and black pepper 1/2 cup fresh flat-leaf parsley leaves 1/4 cup shelled roasted pistachios 1 small garlic clove 2 strip or sirloin steaks (1 inch thick; about 1-1/2 pounds total) 1 bunch broccoli rabe (about 1 pound) Heat oven to 425 F. On a large rimmed baking sheet, toss the potatoes with 2 tablespoons of the oil and 1/4 teaspoon each salt and pepper. Roast until golden, 25 to 30 minutes. Meanwhile, in a food processor, process the parsley, pistachios, garlic, 1/4 cup of the remaining oil, and 1/4 teaspoon each salt and pepper until finely chopped. Heat the remaining tablespoon of oil in a large skillet over medium-high heat. Season the steaks with 1/2 teaspoon each salt and pepper and cook to the desired doneness, 4 to 6 minutes per side for medium rare. Transfer to a cutting board and let rest for at least 5 minutes before slicing. Wipe out the skillet. Add the broccoli rabe and 1/2 cup water and simmer, covered, until tender, 2 to 3 minutes. Serve with the steak, potatoes and pesto. Tip: The pistachio pesto in this dish makes an excellent accompaniment to lamb, chicken, shrimp or fish. Or serve it on toasted country bread for an easy appetizer.
PAGE 22 – THE KATONAH-LEWISBORO TIMES CLASSIFIEDS THURSDAY, AUGUST 24, 2023 DIVORCE $389 - Uncontested divorce papers prepared. Only one signature required. Poor person Application included if applicable. Separation agreements. Custody and support petitions. 518-274-0380 Drive Out Breast Cancer: Donate a car today! The benefits of donating your car or boat: Fast Free Pickup - 24hr Response Tax Deduction - Easy To Do! Call 24/7: 855-905-4755 COMPUTER & IT TRAINING PROGRAM! Train ONLINE to get the skills to become a Computer & Help Desk Professional now! Grants and Scholarships available for certain programs for qualified applicants. Call CTI for details! 844-947-0192 (M-F 8am-6pm ET). Computer with internet is required. TRAIN ONLINE TO DO MEDICAL BILLING! Become a Medical Office Professional online at CTI! Get Trained, Certified & ready to work in months! Call 855-543-6440. (M-F 8am-6pm ET). Computer with internet is required. ARE YOU BEHIND $10k OR MORE ON YOUR TAXES? 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THURSDAY, AUGUST 24, 2023 BUSINESS & REAL ESTATE THE KATONAH-LEWISBORO TIMES – PAGE 23 1 DETAILS OF OFFER: Offer expires 10/31/2023. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months $0 money down, $0 monthly payments, 0% interest when you purchase four (4) or more windows or entry/patio doors between 6/25/2023 and 10/31/2023. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Subject to credit approval. Interest is billed during the promotional period, but all interest is waived if the purchase amount is paid before the expiration of the promotional period. Financing for GreenSky® consumer loan programs is provided by federally insured, federal and state chartered financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. CA License CLSB #1050316. Central CA License #1096271. License #RCE-50303. OR License #198571. WA License #RENEWAP877BM. WA License# RENEWAW856K6. All other license numbers available upon request. Some Renewal by Andersen locations are independently owned and operated. "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. © 2023 Andersen Corporation. All rights reserved. This was delivered via your local newspaper. RBA13228 Save on Windows and Doors! AND 40% OFF1 BUY ONE, GET ONE Interest accrues from the date of purchase but is waived if paid in full within 12 months. Minimum purchase of 4. $0 Money Down $0 Interest $0 Monthly Payments for 12 months1 866-944-1728 Call by October 31 for your FREE consultation. When you retire, you’ll experience many changes — should one of them involve your living arrangements? The issue of downsizing is one that many retirees will consider. If you have children, and they’ve grown and left the home, you might find yourself with more space than you really need. Of course, this doesn’t necessarily mean you must pack up and scale down yourself. You might love your home and neighborhood and see no reason to go. But if you’re open to a change, you could find that moving to a smaller house, a condo or an apartment may make sense for you. Let’s consider some of the advantages of downsizing: • You could save money. Moving to a smaller space could lower your utility bills and upkeep costs. • You could save effort. A smaller home will mean less maintenance and cleaning. • You could de-clutter. Over the years, most of us accumulate more possessions than we really need. Downsizing gives you a chance to de-clutter. And you can do some good along the way, too, because many charitable organizations will welcome some of your items. • You could make money. If you’ve had your home for many years, it’s certainly possible that it’s worth more — perhaps a great deal more — than what you paid for it. So, when you sell it, you could pocket a lot of money — possibly without being taxed on the gains. Generally, if you’ve lived in your home for at least two years in the five-year period before you sold it, you can exclude $250,000 of capital gains, if you’re single, or $500,000 if you’re married and file taxes jointly. (You’ll want to consult with your tax advisor, though, before selling your home, to ensure you’re eligible for the exclusion, especially if you do own multiple homes. Issues can arise in connection with determining one’s “primary” residence.) While downsizing does offer some potentially big benefits, it can also entail some drawbacks. First of all, it’s possible that your home might not be worth as much as you had hoped, which means you won’t clear as much money from the sale as you anticipated. Also, If you still were paying off a mortgage on your bigger home, you may have been deducting the interest payments on your taxes — a deduction that might be reduced or lost to you if you purchase a less-expensive condo or become a renter. Besides these financial factors, there’s the ordinary hassle of packing and moving. And if you’re going to a much smaller living space, you may not have much room for family members who want to visit or occasionally spend the night. So, as you can see, you’ll need to weigh a variety of financial, practical and emotional issues when deciding whether to downsize. And you will also want to communicate your thoughts to grown children or other family members who may someday have reason to be involved in your living space. In short, it’s a big decision — so give it the attention it deserves. This article was written by Edward Jones for use by your local Financial Advisor, Judi McAnaw, a resident of Katonah. She has an office at 200 Business Park Drive, Suite 107, in Armonk. Judi can be reached at 914-669-5329. Should you downsize when you retire? If you’re open to a change, you could find that moving to a smaller house, a condo or an apartment may make sense for you.’ -Judi McAnaw Edward Jones Financial Advisor JUDI MCANAW GUEST CORNER
PAGE 24 – THE KATONAH-LEWISBORO TIMES THURSDAY, AUGUST 24, 2023 @2023 DOUGLAS ELLIMAN REAL ESTATE. EQUAL HOUSING OPPORTUNITY. 83 KATONAH AVENUE, KATONAH, NY 10536. 914.232.3700. *SOURCE: 2023 DOUGLAS ELLIMAN ELLIE AWARDS. When it comes to selling real estate, local expertise has never been more important. An award-winning 20-year veteran and top-producing broker at Douglas Elliman, Melissa is raising her family in Katonah and has deep roots in the Northern Westchester community. Melissa has successfully leveraged Douglas Elliman's New York City reach by matching exceptional Westchester homes with the right buyers. If you’ve been considering a move, now is a great time to contact Melissa. It pays to work with a professional with local expertise and first-hand knowledge of the community. Contact Melissa today. 2023 Gold Award Winner - Top 12% of Agents Company Wide* 2023 #4 Agent - GCI & Transactions in Westchester* 2023 Top Real Estate Agent by Westchester Magazine Melissa Frank Lutz Licensed Associate Real Estate Broker O: 914.232.3700 | M: 646.765.8691 [email protected] Relax This Summer And Let Melissa & Douglas Elliman Work for You! Deep Local Knowledge. Broad Expertise. If you have considered selling your home, the active Summer real estate season is an optimal time to put your home on the market. Call Melissa today to get started.