VOL. 5 NO. 47 THURSDAY, FEBRUARY 9, 2023 BUSINESS & REAL ESTATE 19 CLASSIFIEDS 18 OBITUARIES 5 OPINION 8 TOWN CROSSING 5 SPORTS 13 Scouts Give Back pg 10 TROOP 104 Visit TapIntoKLT.net for the latest news. PRSRT STD US POSTAGE PAID WEST CALDWELL, NJ PERMIT #992 BY TOM BARTLEY CONTRIBUTING WRITER Taxpayers in the KatonahLewisboro School District are being asked whether, and by how much, they want to thank veterans and rst responders for their service. KLSD’s Board of Education is considering a package of tax-relief proposals for vets and others, including senior citizens and disabled persons. Although the various tax breaks—covering eligibility levels as well as dollar amounts—were authorized last year by state legislation, Albany neither mandates them nor makes up any revenue they cost the district, shifting that burden to other KLSD taxpayers. At their Feb. 2 meeting, board members generally supported proposed improvements in the tax-relief programs. But they were less enthusiastic about creating di erent taxing levels for di erent groups of residents without a complete nancial picture of the impact. Trustee William Rifkin appeared to sum up their unease. Although the board annually approves the schools’ $100 millionplus budgets and their subsequent hefty tax levy, that burden is meant to be shared evenly by district property owners. “Here,” Rifkin observed, “we’re picking people who will pay to honor [other] people, and we’re making the decision for them. It’s uncomfortable.” e board will hold a public hearing Feb. 23 on the various proposals, which are also under separate discussion by the Lewisboro Town Board. In the meantime, residents are invited to email questions and views to BOE@ klschools.org. e decision to turn to the community for feedback followed an 80-minute discussion at last week’s board meeting in which the trustees leaned toward increasing Veterans’ existing tax bene t to new top levels enacted by last year’s state legislation. Albany also eased eligibility requirements for tax breaks to the other groups. Volunteer re ghters and ambulance workers would now qualify for the bene t in two years, down from ve, and seniors and persons with disabilities would be given higher permissible income levels. In an email, School Superintendent Andrew Selesnick said the district does not yet have “precise language for resolutions that may or may not be adopted on Feb. 23.” But he told board members they would have to act by about March 1 to assure that the new bene ts could go into e ect in the 2024-25 school year. Other nearby towns and school districts have already enacted tax breaks for Veterans, seniors and the disabled. Bedford, for example, acted last spring on Veterans, approving the maximum permissible levels, and voted relief for seniors and disabled persons at year’s end. e Bedford Central School District also voted last year to give Veterans the top exemption levels authorized in the new state law. Selesnick sat in last week for Danelle Pacella, the district’s assistant superintendent for business, who had briefed the board Dec. 1 on potential Veterans-exemption increases. For his own discussion, SeleBoard of Education considers tax-relief proposals SEE KLSD PAGE 4 Following a big win on the road against Somers last week, Annabel Brennan and the Wolves are looking to make an impact in the postseason! Read more on page 14. HOPEMAZZOLA YOU’VE GOTTA HAVE HOPE Sales Vice President Licensed Associate Real Estate Broker cell: 914.714.0090 [email protected] hopemazzola.com MAZZOLA YOU’VE GOTTA HAVE HOPE 95 Katonah Ave | Katonah, NY 10536 If A Picture Paints A Thousand Words, Then This Amazing Story is A Best Seller! Meticulous and truly move-in ready, this sunny and spacious contemporary has been nicely updated and perfectly maintained. Located in Greenbriar with pool, tennis, basketball and clubhouse just moments from town, train, school and highways. Super low taxes! 4 BR/3 BA, 2,850sf $685,000
PAGE 2 – THE KATONAH-LEWISBORO TIMES THURSDAY, FEBRUARY 9, 2023 Visit TapIntoKLT.net for the latest news. THURSDAY, OCTOBER 27, 2022 VOL. 5 NO. 32 BUSINESS & REAL ESTATE 23 CLASSIFIEDS 22 LEISURE 21 OPINION 8 TOWN CROSSING 4 SPORTS 18 Wolves Top Edgemont pg 20 GOAL! Visit TapIntoKLT.net for the latest news. PRSRT STD US POSTAGE PAID WEST CALDWELL, NJ PERMIT #992 A record-breaking crowd gathered on Oct. 22 for the Golden’s Bridge Fire Department’s annual “Community Day at the Firehouse” event. See more photos from this awesome afternoon on page 12! PHOTO COURTESY OF GBFD BY TOM BARTLEY CONTRIBUTING WRITER Construction is expected to begin next summer or fall on almost $50 million in school-building upgrades approved last week by voters in the Katonah-Lewisboro School District. In the district’s rst capitalconstruction referendum in 20 years, residents signed o on security improvements at all ve of their schools, a clean-energy HVAC alternative for Katonah Elementary and multiple other brick-and-mortar projects, including new classrooms at Increase Miller. Balloting took place Oct. 18 at KLSD’s three elementary schools. Despite a comfortable 893 to 565 overall margin in favor of the $49,458,200 bond, School Superintendent Andrew Selesnick later acknowledged the size of the vote against the proposed project. “I can’t imagine there’s ever been a bond vote that passed unanimously, in any school district,” he told the KLSD school board’s Oct. 20 meeting. “I say that because we also want to acknowledge that it [the bond] didn’t have unanimous support and we want to remain mindful of those who didn’t support the bond.” Opposition was clear at Meadow Pond Elementary School, where 53 percent of South Salemarea residents rejected the project, 199 to 174. But elsewhere, voters registered their support in numbers strong enough to overcome that de cit. At Katonah Elementary, “yes” votes prevailed, 311 to 124, as they did at Increase Miller, 408 to 122. “We can pledge to continue being mindful of our entire community in the ways we move forward,” Selesnick continued at the Oct. 20 board meeting. “We try very hard to be thoughtful about all the work that we do and all the projects we put forward with the entire community in mind.” As he did in the hours immediately after the balloting, Selesnick expressed his gratitude for the voter turnout. “We really do thank everybody who came out,” he said, “regardless of how you voted. We appreciate the participation in the democratic process.” District o¡ cials now move into the next phase of the project, including what Selesnick described, in a letter to the KLSD community, as “further design and re nement.” Final plans must then be submitted to the State Education Department for approval. “We anticipate this phase will take approximately one year,” Selesnick said. “Once approvals are received, construction is projected to last approximately two years. If all goes smoothly, all aspects of the project will be complete by the beginning of the 2025-26 school year.” KLSD Trustee Liz Gereghty chairs the two key school board committees, Finance and Facilities, as well as a resident-experts panel that helped guide development of bond speci cs. She had thanked her volunteers weeks before the vote and observed, “Public education is the most important investment a community makes.” Voters approve $49.5 million bond for Katonah-Lewisboro School District Fire away! HOPEMAZZOLA YOU’VE GOTTA HAVE HOPE Sales Vice President Licensed Associate Real Estate Broker cell: 914.714.0090 [email protected] hopemazzola.com MAZZOLA YOU’VE GOTTA HAVE HOPE Sales Vice President Licensed Associate Real Estate Broker 914.714.0090 [email protected] hopemazzola.com 95 Katonah Ave | Katonah, NY 10536 What Would a Recession Mean for the Housing Market? If you’re wondering what a potential recession could mean for the housing market, here’s a look at what history tells us. Questions? Let’s connect. #UGottaHaveHope VOL. 5 NO. 33 THURSDAY, NOVEMBER 3, 2022 BUSINESS & REAL ESTATE 27 CLASSIFIEDS 26 LEISURE 20 OPINION 8 TOWN CROSSING 4 SPORTS 16 Wolves Win Big pg 16 PLAYOFFS Visit TapIntoKLT.net for the latest news. PRSRT STD US POSTAGE PAID WEST CALDWELL, NJ PERMIT #992 Please note that the Nov. 10 edition of The Katonah-Lewisboro Times will go to press before the Nov. 8 election results are available. Please visit tapintoKLT.net to view our full election coverage. BY BRETT FREEMAN PUBLISHER e race for New York’s 17th Congressional District has gained national attention as polls show it’s a tossup between Democrat Congressman Sean Patrick Maloney and Republican Assemblyman Mike Lawler. Maloney, who is chair of the Democratic Congressional Campaign Committee, currently represents the 18th district and was rst elected in 2012. He is running in this new district after redistricting took place in New York State. Congressman Maloney was raised in New Hampshire and earned his bachelor’s and law degree from the University of Virginia. Maloney served as a senior advisor in the Clinton Administration and after leaving the White House, he built a high-tech startup in New York and later worked for New York Governors Spitzer and Paterson. He and his husband, Randy Florke, have three children together and currently reside in Cold Spring. Meanwhile, Lawler represents New York’s Assembly District 97 in Rockland County. Assemblyman Lawler graduated from Suffern High School and went on to earn his degree in business administration from Manhattan College, where he graduated as the valedictorian. Lawler and his wife, Doina, live in Pearl River, and they have a baby girl. We asked the candidates a series of similar questions in separate interviews. You can Crime, infl ation and abortion at issue in Congressional race Both express support for Israel and Ukraine SEE CONGRESS PAGE 6 Assemblyman Mike Lawler Congressman Sean Patrick Maloney LOCAL REALTORS YOU CAN TRUST Ellen Schwartz and Devin McCrossan are Licensed Associate Real Estate Brokers affiliated with Compass. Kaitlyn ‘Katie’ D’Ambrosio and Catia Leon are Licensed Real Estate Salespersons. Compass is a licensed real estate broker and abides by Equal Housing Opportunity Laws. Lic. Assoc. Real Estate Broker M: 646.937.1897 • [email protected] 68-70 The Crossing, Chappaqua Lic. Assoc. Real Estate Broker [email protected] • M: 646.937.1897 387 Main Street, Armonk Ellen Schwartz Devin McCrossan THURSDAY, NOVEMBER 10, 2022 VOL. 5 NO. 34 BUSINESS & REAL ESTATE 31 CLASSIFIEDS 30 LEISURE 24 OPINION 10 TOWN CROSSING 7 SPORTS 20 Project Breaks Ground pg 16 PLAYGROUND Visit TapIntoKLT.net for the latest news. PRSRT STD US POSTAGE PAID WEST CALDWELL, NJ PERMIT #992 BY TOM BARTLEY CONTRIBUTING WRITER For more than 20 years, Coach Bill Swertfager has built John Jay High School’s wrestling program, from literally nothing to a perennial Section One contender. More signi cantly, he’s built a generation of young men and women who are now better adults thanks to the example he set and the life lessons he taught, scores of supporters told the Katonah-Lewisboro school board last week. Some 300 strong, a standingroom-only throng, they packed the board’s Nov. 3 meeting in the high school cafeteria to deliver full-throated support for Coach Bill. ey appealed to keep him at the wrestling program’s helm, beseeching school o cials in public a week ago after a complaint made in private more than a year ago put the coach’s job in jeopardy. In the spring of 2021, an unidenti ed person asserts, Swertfager slapped a player on the backside in a girls juniorvarsity softball game. Neither the KLSD administration nor the school board, bound by privacy regulations, is permitted to identify the complainant. One account making the rounds among the coach’s supporters insists that neither the player nor her parents have taken issue with his actions. Instead, this version holds, one of the girl’s teammates, “uncomfortable” with seeing the touch, complained about it. Swertfager, for his part, says he has no recollection of delivering what is the sports world’s longtime, spontaneous gesture of support or congratulations. “I have no idea who the player was that I supposedly did it to, or who the teammate was who was uncomfortable with it,” he said in an interview last weekend. “I simply don’t remember the incident. I am not saying it didn’t happen; I am just saying I don’t remember it.” ough he has been an integral part of John Jay’s athletic establishment for more than two decades, Swertfager is not a full-time KLSD employee. e owner of the Cross River-based marketing rm AIA Promotional Source, he draws only a token stipend from the school treasury. Whoever is varsity wrestling coach this winter will be paid $8,140 for the season. Still, the 63-year-old Swertfager noted in the interview, “I have dedicated my entire adult life, 40 years, to coaching boys and girls in seven sports, including softball, baseball, track and eld, boys and girls soccer, football, basketball and, of course, wrestling. ousands of young men and women without a single blemish on my record for anything.” e school board had been expected to appoint all coaches for winter sports at ursday’s meeting but ultimately put the matter over to the next meeting, Nov. 17, after a crescendo of voices insisted Coach Bill be retained. Swertfager had the rst word. Addressing the school board for Coach Bill Swertfager speaking before the Board of Education on Nov. 3. PHOTO: TOM BARTLEY Outpouring of support for John Jay coach following complaint SEE COACH PAGE 28 HOPEMAZZOLA YOU’VE GOTTA HAVE HOPE Licensed Associate Real Estate Broker Sales Vice President cell: 914.714.0090 [email protected] hopemazzola.com MAZZOLA Licensed Associate Real Estate Broker Sales Vice President 914.714.0090 [email protected] hopemazzola.com 95 Katonah Ave | Katonah, NY 10536 UH, OH! THEY’RE TALKING ABOUT ‘ME’, AGAIN! "Hope pulled out all the stops during the purchase of our home. She reached out to her contacts, connected us with her invaluable resources, negotiated on our behalf, and got us the keys to our dream house in a timely manner. She made herself available to us at all times, had our best interest at heart, and did not stop working for us - even after the closing. I can't say enough good things about Hope; without her on our team, there is no way my husband and I would have gotten our house." — CS, Purdys NY Your Local Expert. #UGottaHaveHope Another great transaction with 1. Clip the short form on the page 2. Fill out the information. 3. Mail it to P.O. Box 864, Mahopac, NY 10541 4. Or Visit www.halstonsubscribe.com 5. Or Scan our QR Code to Subscribe. Please print your first and last names and address legibly, sign and date (all required to continue receiving your subscription to this newspaper). YES, I wish to receive a FREE 3-year subscription to The Katonah-Lewisboro Times. YES, I really enjoy The Katonah-Lewisboro Times, and I’d like to continue receiving it for 3 years, along with a monetary contribution this year. (Please print legibly.) First (Required) (Required) (Required) (Required) (Required. Please print legibly.) 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THURSDAY, FEBRUARY 9, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 3 HOME, AUTO, BUSINESS, LIFE & HEALTH 914-232-7750 www.forbesinsurance.com Forbes Helps You Through the Process! Frozen Pipe Damage Claims Driving You Crazy? BY CAROL REIF STAFF WRITER P t to you Punxsutawney Phil for predicting six more weeks of winter; if Cluxatawney Henrietta says spring is going to come early, then I’m going with that. Instead of seeing her shadow (or not) like the Pennsylvania groundhog, the barnyard bird has gained meteorological fame by laying an egg (or not). Westchester’s very own weather forecaster resides at Al DelBello Muscoot Farm in Katonah. On ursday, Feb. 2, Groundhog Day, dozens of bundled-up folks both big and small braved the cold to hear Cluxatawney’s prediction. Kicking o the event was a clutch of county o cials -- including County Parks Commissioner Kathy O’Connor -- who crowed about Muscoot’s many assets and contributions. e farm has built up the excitement of Groundhog Day over the last ve years by “putting Cluxatawney Henrietta in the spotlight,” O’Connor had said earlier. She noted ursday that Muscoot’s not just a great place where people can visit its historic buildings or hike its wooded trails, it’s a real farm. Cows, horses, donkeys, sheep, goats, pigs, turkeys, ducks, and, of course, chickens live there. Due to the pandemic, the Groundhog Day event was previously held online. County Legislators Erika Pierce of Katonah and Vedat Gashi of Yorktown and Deputy County Executive Kenneth Jenkins were there as well. “ is place is a real gem and a real community resource,” Pierce said, mentioning Muscoot’s numerous programs, summer camps, and farmers market. As members of the crowd waved signs indicating they were either on “Team Spring” or “Team Winter,” farm manager Jonathon Benjamin took the stage to read Cluxatawney’s poetic proclamation while the avian soothsayer murmured approvingly. (When asked why one little guy was on the “Team Winter” side, his mom explained: “He really wants to go sledding.”) “Good Morning to all my twoand four-legged farm friends! Today is Feb. 2nd and you know what that means? It’s time to predict the weather. More winter or early spring? e chickens have been chattering and the news travels fast, All the farm animals wonder Will the winter weather last? Will the goats take o their coats? Will the sheep ditch their sweaters? e turkeys have been talking to the horses who say ‘neigh’ to more chilly weather. Each year you all visit and ask What will it be? is morning I even got a call from a Phil in Punxsutawney. Today has been EGGciting and I’m ready to say I predict an early spring Have a Happy Groundhog Day!” Grinning, Benjamin plucked Cluxatawney from her special crate and held her oval-shaped present aloft. Both the pro-spring and the pro-winter folks clapped and cheered, the latter maybe a tad less enthusiastically. ey all then retreated to the farm’s nice warm activities center for snacks and chickeninspired crafts. e grown-ups noshed on cream cheese and bagels and sipped co ee while the little ones nibbled on cookies and fruit and drank hot cocoa. e feathered celebrity modestly retired to her coop where she was rewarded, Benjamin said, with cracked corn and oats for her e orts. To see Cluxatawney do her stu visit https://www.youtube. com/watch?v=ME59UkMVbos Early Spring? Muscoot meteorologist makes ‘fowl’ prediction BY GINO DE ANGELIS STAFF WRITER Lewisboro’s Planning Board is currently soliciting applications to ll a vacancy, as board member Greg La Sorsa did not seek reappointment in November of 2022. “Turnover is common on volunteer committees,” Planning Board Chari Janet Andersen explained. “It is an expected component of the board role.” ere is no set timetable for when a board vacancy needs to be lled, she said. However, the board would prefer to be at full capacity as often as possible. “It’s preferable to ll vacancies as soon as possible because the variety of experiences and viewpoints of a full board help in assessing an application,” Andersen added. “Also, without a quorum, the board cannot function.” e duties of the planning board include reviewing applications for building and site plans, adjudicating wetlands violations, and participating in comprehensive plan preparation. Board members are expected to meet one evening each month to discuss and approve or deny applications, as well as being available for site visits to better understand applications. “Availability for meetings is important, as no actions can be taken without a quorum,” she added. Members of the board are appointed by the Town Board after their applications are reviewed, and most members tend to have prior experience with other town volunteer organizations. “Knowledge of our town code and of municipal operations is a help, as is experience reading site plans and wetland reports,” she said. “It is also helpful to be acquainted with the various town hamlets and the content and purpose of a comprehensive plan.” Andersen directed all interested parties to send an application to Supervisor Tony Goncalves at [email protected] “A letter expressing the reasons for interest in the position and a resume would be appropriate to provide,” she said. Lewisboro Planning Board seeks new member Farm manager Jonathon Benjamin with Cluxtawney Henrietta as she made her prediction. PHOTOS: CAROL REIF Farm manager Jonathon Benjamin with Cluxtawney Henrietta, Commissioner of the Westchester County Department of Parks Kathy O’Connor, County Legislator Vedat Gashi, County Legislator Erika Pierce, Deputy County Executive Kenneth Jenkins, and Orion Lesko
The Staff EDITORIAL TEAM TOM WALOGORSKY EDITOR: 914-302-5830 [email protected] WHIT ANDERSON SPORTS EDITOR [email protected] ADVERTISING TEAM PAUL FORHAN (914) 806-3951 [email protected] BRUCE HELLER (914) 486-7608 [email protected] LISA KAIN (201) 317-1139 [email protected] CORINNE STANTON (914) 760-7009 [email protected] JAY GUSSAK (914) 299-4541 [email protected] PAM Zacotinsky 845-661-0748 [email protected] PRODUCTION TEAM TABITHA PEARSON MARSHALL CREATIVE DIRECTOR PHOTOGRAPHER [email protected] NOAH ELDER DESIGNER [email protected] EXECUTIVE TEAM BRETT FREEMAN CEO & PUBLISHER 845-208-8151 [email protected] Deadlines THE KATONAH-LEWISBORO TIMES DEADLINE THE DEADLINE FOR ADVERTISEMENTS AND EDITORIAL SUBMISSIONS IS THE THURSDAY BEFORE THE NEXT PUBLICATION DATE. FOR MORE INFORMATION, CALL TOM WALOGORSKY AT 914-302-5830 OR EMAIL [email protected] Location 118 N. BEDFORD ROAD SUITE 100 MOUNT KISCO, NY 10549 PUBLISHED WEEKLY BY HALSTON MEDIA, LLC ©2023 HALSTON MEDIA, LLC PAGE 4 – THE KATONAH-LEWISBORO TIMES THURSDAY, FEBRUARY 9, 2023 BY GINO DE ANGELIS STAFF WRITER e in-person workshop for the Lewisboro comprehensive plan update project was a success, according to Comprehensive Plan Steering Committee Chair Katie McGinn. “ ere were some great little cluster conversations,” McGinn said. “ e vibe I got is that people liked that, because it was structured as an open house, it was really exible. So you could stay and chat and mingle if you wanted to, but if you didn’t want to you could come and you could leave your feedback pretty quickly.” e purpose of a comprehensive plan is to communicate a town’s vision for future development and to provide policy recommendations to make that vision possible, according to the steering committee. e current workshops are part of the community engagement phase of the project. In addition to the in-person workshop, there was another virtual workshop held on Feb. 6 and a second scheduled for ursday, Feb. 9. “We have over 110 people registered for the virtual meetings,” McGinn said. “According to the consulting team, that’s really good turnout.” Participants in the workshops are asked what they think are strengths and weaknesses of the town, as well as what they would like to see implemented in the new comprehensive/master plan. ose that could not attend the workshops are also able to participate via a survey on the steering committee’s page on the town website. “We also have a survey that’s open until February 15,” McGinn added. “ e questions for the survey and for the virtual and for in-person workshops were all exactly the same. We tried to make many di erent opportunities to participate.” Comprehensive plan workshops get underway snick came armed with a slide show now posted on the KLSD website (klschools.org). It separately discusses each of the groups and estimates—as far as possible—how much those proposed breaks might cost the remaining taxpayers. While the cost of better exemptions for Veterans, a readily countable number, can be closely calculated, pinning down others, like the number of seniors/ disabled and their income levels, was impossible. Still, in a school district survey, most of the 560 responding KLSD residents supported the better tax breaks despite the lack of a complete picture of their - nancial impact. In the absence of hard numbers, Trustee Rifkin made what he called a “guesstimate” of a $200 increase on the average tax bill of property owners paying for the maximum permitted bene t improvements going to the other groups. “I thought this was going to be thousands of dollars being shifted around, asking other people to pay a signi cantly higher tax bill,” he said, adding that while “nobody wants to pay $200 more than they have to . . . I wasn’t overly troubled by the total.” Only Veterans would see their levels of exemption increase; for rst responders, seniors and disabled, the changes would come in eligibility rules. Seniors and persons with disabilities, for example, now exempt some portion of their property based on income: 50 percent of value if they earn less than $29,000 and between 5 and 45 percent, depending on income, ranging from $29,000 to $37,399.99. e exemption percentages would stay the same under the proposed changes but qualifying incomes would rise from a new low of earning less than $50,000 to as high as $58,399.99. Fire ghters and ambulance personnel would continue being able to exempt 10 percent of their home’s value, but eligibility to do so would come sooner under the proposed change from, ve years to as few as two. Tax breaks for those who wore the uniform are the most complex, with multiple possible bene t levels depending on whether a veteran also served in a combat area or was disabled. e new bene ts would increase exemptions voted in the district in 2015. KLSD now KLSD FROM PAGE 1 SEE KLSD PAGE 6 Point B Planning, LLC d/b/a/ AtwoB (“AtwoB”) is a registered investment adviser. A copy of AtwoB’s current written disclosure statement discussing AtwoB’s business operations, services, and fees is available at the SEC’s investment adviser public information website or from AtwoB upon written request. This article is for information only and should not be considered investment advice. 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UP TO Don’t miss your chance to lock in rebates and incentives today— VALUED UP TO 50% of your Heat Pump project while program funding lasts… CALL NOW TO SEE IF YOU QUALIFY! South Salem Presbyterian Church 111 Spring Street, South Salem SILENT AUCTION Sunday, Feb. 12, from 11 a.m. to 1 p.m. South Salem Presbyterian Church is giving you a great opportunity to pick up a gift basket for a loved one for Valentine’s Day. Please join in and mingle with friends from the community, while enjoying delicious baked goods made by the children of the church, and bid on a beautiful basket. Friendly Squares Dance Club FREE SQUARE DANCING FUN NIGHTS Monday, Feb. 13, from 7:30 to 9 p.m. Singles, couples, and families welcome! Modern Western Square Dancing is a lot of fun, great exercise for both the body and mind and an opportunity to meet new people and make new friends. e attire is casual and no experience is necessary. To be held at the Katonah Methodist Church Parish Hall, 44 Edgemont Road, Katonah. For more information, visit www.friendlysquares.com Katonah Village Library 26 Bedford Rd, Katonah, NY 10536 www.katonahlibrary.org COMMUNITY GREEN READ Wednesday, Feb. 15 at 6 p.m. Join Bedford2030 and Katonah Village Library for a Community Green Read culminating in an author chat with Florence Williams. e author of “ e Nature Fix” will discuss the mental and physical health bene ts of spending time in nature. is book will be available at the library (book or ebook) and at local bookstores. Info and register: https://katonahlibrary.org/event/community-read-and-conversation-with- orence-williams/ AARP TAX AIDE Certi ed AARP Foundation Tax-Aide volunteers provide FREE income tax preparation for people with low and moderate income with special attention to those age 60 and older. Sign up at the library (in-person or by phone), to have a tax packet emailed to you and make an appointment to meet your TaxAide volunteer. (Appointments are Tuesdays only from 10:30- 2:30). Tax returns - Federal and OBITUARIES Marjorie Seidel Kochard Marjorie “Marge” Seidel Kochard, 92, of Charlottesville, VA, and formerly of South Salem, NY, passed away peacefully on January 27, 2023, at the Colonnades Senior Living facility in Charlottesville. Marjorie Elizabeth Seidel was born on May 23, 1930, to the late Ruth Reeser Seidel and Robert Henninger Seidel. She graduated from Mount Penn High School in 1948 and from Juniata College in 1952 with a BA in English. After graduating, she then taught English at a small school in York Springs, PA. and married her high school sweetheart, Walter “Bud” Henry Kochard, Jr. on June 27, 1953. ey lived at Fort Knox, KY, until December 1953 when Bud left the Army to go back to Penn State, where he graduated in 1956. eir rst child, Lawrence Edward Kochard was born in Pennsylvania in 1956 and Ruth Emily Kochard was born in 1961. ey lived in New York from 1957 to 1990, when they retired to Charlottesville. Marge was a devoted wife, mother, grandmother and friend. She was always there to support her children, and greatly enjoyed her roles as Girl Scout leader and horse show mom. She was an active and well-loved member of the First Congregational Church of Ridge eld, CT, which she attended while living in New York. She was a die-hard Mets and UVA sports fan. Some of her last words were, “He was a baseball player.” She and Bud were lifelong tennis players and golfers. One of her favorite “true” stories she liked to tell was about Bud making a hole-inone at Farmington Country Club when he had Alzheimer’s, and how excited he would have been had he fully realized what he had achieved! Each year until she was almost 90, Marge corresponded with 11 friends from college in a “Round Robin” where they kept each other up-to-date on all their family news. Intelligent, humble and organized, Marge had many talents. She was an avid cook, reader and gardener, proli c crossword puzzle solver, and tough to beat Scrabble and bridge player. She passed on her love of games to her children and grandchildren. Her needlework was beautiful and perfectly stitched. At the end of each day, she enjoyed a glass of wine. Missing her already are her son, Larry and his wife, Jennifer, of Charlottesville, her daughter, Ruth Kochard of Montpelier, VA., her six grandchildren, Christopher, (Carolyn) Kochard, Matthew, (Morgan) Kochard, Emily Kochard, Elizabeth Kochard, Michael (Angela) Butterworth and Emma Butterworth; her two great-granddaughters, Carson and Jane Kochard; her cousin Bill and his wife, Jean Robertson, and many nieces, nephews and friends. She was preceded in death by her beloved husband and TOWN CROSSING SEE CROSSING PAGE 6 SEE OBITUARIES PAGE 6
PAGE 6 – THE KATONAH-LEWISBORO TIMES THURSDAY, FEBRUARY 9, 2023 Contact ANTHONY J. ENEA, ESQ. Managing Member • Fluent in Italian 914.948.1500 WHITE PLAINS • SOMERS • WWW.ESSLAWFIRM.COM • Asset Protection • Elder Law • Medicaid Applications (Nursing Home/Home Care) • Guardianships (Contested/Non-Contested) • Wills, Trusts & Estates Past Chair of Elder Law Section of NYS Bar Association “Super Lawyer” In Elder Law for 16 consecutive years Do you understand the difference between an irrevocable and a revocable trust? CALL NEW YORK’S ELDER LAW TEAM 914.948.1500 State - will be done on site (at the Katonah Library), signed by the taxpayer and submitted electronically. Expect to be at the library for an hour. Lasdon Park and Arboretum 2610 Amawalk Road, Katonah AMAZING BUTTERFLIES EXHIBIT rough May 7 Amazing Butter ies invites you to shrink down into the undergrowth to become one of the most extraordinary creatures on earth. Dates, times and tickets are now available by visiting www. lasdonpark.org. Embark on a challenging journey teeming with friends and foes revealing the unusual relationship between caterpillars, butter ies and their natural surroundings. Adventure through the leaves, learn how to move like caterpillar, discover an ant that reaps the reward of an unusual friendship, then transform into a butter y and take ight! Together, families will explore this interactive experience and learn the surprising challenges butter ies face every day. Become a caterpillar and nd your way through a secret, wild world. As you navigate the terrain lled with challenges around every twist and turn, take on puzzles, games and exciting interactivities. e brave can even take to the air and soar down the butter y zip slide. lifelong best friend, Bud, and her brother, Bob Seidel. e family would like to thank the caregivers at the Colonnades for their loving care and support. A family memorial service will take place at a later date. In lieu of owers, contributions may be made to First Presbyterian Church, 500 Park Street, Charlottesville, VA. 22902; the Alzheimer’s Association: https:// www.alz. org/?form=alz_donate or Juniata College, 1700 Moore Street, Huntingdon, PA. 16652. (814)641-3420. Condolences may be shared with her family at hillandwood.com. Ellen Elizabeth Hilpl Ellen Elizabeth Hilpl, 67, a former Pound Ridge, NY resident most recently of the Village of Millerton since 2017, died Tuesday, January 31, 2023, at her home in the village. Born May 26, 1955, in Port Chester, NY, she was the daughter of the late John E. and Norman Dean (Lasher) Hilpl of Pound Ridge. Ellen Elizabeth was a graduate of William Patterson College, receiving a bachelor’s degree in 1979 and the College of New Rochelle receiving her master’s degree in 1984 in education as well as a master’s degree in music. For many years Ellen Elizabeth was a beloved kindergarten teacher at Pound Ridge Elementary School in Pound Ridge where she would dress up every Halloween as the beloved “Mother Goose.” Her teaching career lasted for over 25 years, and she retired in 2010. She was also a recognized teacher of voice and stringed instruments, certi- ed in the Suzuki method of teaching violin. She had a magni cent voice and enjoyed singing from the pews at Christ Trinity Church in She eld, MA, where she was an active and much-loved member. For many years she assisted the Franciscan Friars at Graymoor in Garrison, NY, with their musical selections, and she also had the opportunity to sing on Broadway in New York City. She was an avid cat lover and had a great a ection for horses as well. Her easy laugh and infectious good humor will be greatly missed by all who knew her. Ellen is survived by three brothers, Mark Hilpl and his wife Christina of Cortland Manor, NY, Peter Hilpl and his wife Lisa of Uxbridge, MA, and Neil Hilpl of Pound Ridge; her dear uncle, Paul Lasher of Utica, NY, and several cousins and many close friends. In addition to her parents, she was also predeceased by her brother, Michael Hilpl of Antioch, TN in January 2000. A funeral service will take place on Saturday, February 11, at Christ Trinity Church, 180 Main Street/CT Route 7, Shef- eld, MA 01257 at 11 a.m. e Rt. Rev. Jack M. McKelvey will o ciate. Burial will follow in the Memorial Garden at Christ Trinity Church of She eld. A reception in Ellen Elizabeth’s honor will follow in the parish hall at Christ Trinity Church. Memorial contributions may be made to the Ellen E. Hilpl Memorial Fund at Christ Trinity Church at www.christtrinitychurch.org. To send an online condolence to the family please visit www.conklinfuneralhome. com. Arrangements have been entrusted to the Scott D. Conklin Funeral Home, 37 Park Avenue, Millerton, NY 12546. OBITUARIES FROM PAGE 5 provides a base bene t allowing anyone who served in uniform in wartime to exempt from property taxes 15 percent of their principal home’s assessed value, up to $12,000. at dollar cuto could rise as high as $75,000 under the maximum proposed revision. Under current bene ts, a veteran who served in an o cially designated combat zone can exempt another 10 percent of assessed value, up to $8,000. Under the proposed change, the 10 percent exemption would apply on up to $50,000 of the home’s value. Anyone in uniform who was service-disabled in wartime would see the current 50 percent additional exemption apply to as much as $250,000 of value, up from $40,000. KLSD FROM PAGE 4 CROSSING FROM PAGE 5
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Opinion PAGE 8 – THE KATONAH-LEWISBORO TIMES THURSDAY, FEBRUARY 9, 2023 2 TRACKS BRETT FREEMAN, PUBLISHER TOM WALOGORSKY, EDITOR TABITHA PEARSON MARSHALL, CREATIVE DIRECTOR Editorial O ice: 914-302-5830 [email protected] Letters to the editor and op-ed submissions may be edited. The views and opinions expressed in letters and op-eds are not necessarily those of Katonah-Lewisboro Times or its a iliates. Submissions must include a phone number and address for verification. Not all letters and op-eds will necessarily be published. Letters and op-eds which cannot be verified or are anonymous will not be published. Please send your submissions to the editor by e-mail at [email protected]. For more information, call the editor at 914-302-5830 118 N. BEDFORD ROAD, SUITE 100 MOUNT KISCO, NY 10549 ©2023 HALSTON MEDIA, LLC We would love to know what you think. Please take our survey by visiting halstonmedia.org/3YIegzp (the address is case sensitive) or scan the QR code. Who made a more compelling argument? Take our reader survey Scan the QR code to take this survey. The most recent reports by the Intergovernmental Panel on Climate Change, prepared and reviewed by thousands of scientists and experts from 195 countries, conclude that barring immediate concerted e orts to tame carbon pollution from fossil fuels, our world could be unrecognizable by the end of the century – within the lifetime of a child born today. Climate deterioration marked by worsening res, oods, droughts and extreme weather is already tracking worse than scientists’ predictions. Mass migrations, geopolitical upheavals, biodiversity loss and ecosystem disruptions are some of its other perils. For instance, if this winter ends without a su cient stretch of deep frost, we could see an overabundance of all kinds of pests right here in Westchester in the spring and summer. Mending our energy-extravagant ways will be a challenge, so it behooves us to kickstart the easiest actions without delay. Transitioning construction to all-electric buildings in New York State is one such impactful move that would actually save money and is worthwhile for its health and economic bene ts alone. With the U.S. becoming the world’s largest exporter of liqui ed natural gas, the era of cheap natural gas is over. e tens of thousands of new gas customers each year create enormous extra demand that increases pressure on everyone’s supply prices. Most New Yorkers are unaware that new gas hookups with service lines and meters costing thousands of dollars each are mostly given away for free and their cost is tacked onto everyone’s delivery charges. Not only would it be cheaper to construct and power new buildings with highly e cient and reliable cold-climate heat pumps, it could also o er cost reprieve to existing gas customers. According to the 2022 Clean Energy Industry Report, building electri cation and energy-e ciency is the largest segment of New York’s clean energy jobs that grew 13% over ve years. Mount Kisco-based Dandelion Energy has never stopped hiring since installing its rst geothermal heat pump in 2018 and has expanded into three neighboring states. Each year, its systems enable hundreds of new households to start heating and cooling their homes without paying astronomical utility bills or polluting their neighborhoods. e outdoor pollution from fossil fuels in New York’s buildings is estimated to be responsible for about 2,000 deaths each year, with about $22 billion in associated healthcare costs. Similarly, indoor pollution from leakage and combustion of gas is linked to myriad health risks, including asthma among children and dementia among the elderly. None of these bene ts have prevented the fossil-fuel industry and its allies from attempting to sow fear, uncertainty and doubt about our clean energy future with scaremongering over grid capacity and reliability and with culture wars over gas stoves. Our electric grid is stressed in the summer while the heat pumps add to the winter electricity demand. Major utilities like Con Edison support all-electric new construction to begin an orderly transition to a pollution-free buildings sector. According to the Energy Information Administration, 26% of U.S. homes are already all-electric; 33% rely on electricity for space heating, and 57% for cooking. A majority of Americans do not cook on gas. Even fossil-fueled heating doesn’t work during power failures without expensive generators. A look at poweroutage.us would reveal that beyond severe weather events, power outages are uncommon. However, almost every winter day, HVAC technicians and plumbers rush to rescue thousands of customers with broken boilers, furnaces and water heaters. e state of Washington recently mandated electric heat pumps for heating, cooling and hot water in all new buildings starting July 2023. e prohibition on fossil-fuel hookups in new construction in New York City and Montreal, which is colder than most of New York State, will start phasing in starting 2024. e technology is ready and economical; all we need for saving money while saving lives is to muster the political courage to stand up to special interests and hasten the transition to all-electric buildings. Hopefully, our legislature and Governor Hochul would do just that. Anshul Gupta is a research scientist and a member of the Westchester chapter of the Climate Reality Project, a 501(c)3 not-for-pro t international organization founded and led by former Vice President Al Gore. e case for all-electric Impact on climate, health & economics The Consumer Product Safety Commission (CPSC) caused quite a kerfu e last month when they announced they would recommend banning gas stoves due to indoor air pollution and climate change concerns. Agency commissioner Richard Trumka, Jr. said, “Besides barring the manufacture or import of gas stoves, options include setting standards on emissions from the appliances.” e reaction from gas stove enthusiasts was swift and spirited. Get your hands o my stove! e Internet memes were hilarious – from pictures of gas stove removal SWAT teams to “Don’t Tread On Me” ags with gas stove emblems. It turns out that 40% of the homes in the country and 94% of the restaurants rely on gas stoves, so the pushback was predictable. e “we didn’t really mean that” walkbacks started within days of CPSC’s announcement. e gas- re in ated trial balloon didn’t gain much altitude before crashing back to earth. You shouldn’t mess with grandma’s stove. Along with the White House, Gov. Hochul issued a statement assuring everyone that she was not coming for your stove, which was reassuring to some. However, she did say in her State of the State address that she will be phasing out the sale of fossil fueled heating equipment by 2025 and requiring the new construction for residential to be all electric by 2030 – a pretty aggressive timetable. She also wants to phase out fossil fueled vehicles following California when it comes to electric vehicles, eventually banning the sale of internal combustion engine (ICE) vehicles. She has joined California in requiring that all cars and light duty trucks sold in 2035 must be electric. Now, I think electric cars are cool, but they are expensive and they do have their limitations. If my six numbers come in on the lottery, I’ve got my eye on that Porsche EV I saw at the electric car show last summer. e sticker price starts at 100 grand. I’ve been relying on the quick pick for the lottery, which isn’t working. I think I need to be more thoughtful in my number selection strategy if I am going to succeed. Hybrids seem to make more sense to me than all-electric. ey deliver the range and exibility of ICE vehicles while providing the savings and reduced environmental impact of an EV. Interestingly, most owners of EV’s also own an ICE vehicle. I’m not sure if hybrids will be banned in New York, like they have been in Europe’s new targets, by 2035 or not. Details to follow. What doesn’t get much coverage is the impact on the electric grid that banning all these fossil fuel powered vehicles and appliances will have. Is there capacity? Clearly, there isn’t currently, and it is questionable whether it can be ramped up in time to meet the new demand. And what will the impact be on electric rates, which in New York are already among the highest in the country. EVs are cleaner than ICE vehicles, but not by as much as you might think. e majority of the electricity generated to charge those batteries comes from fossil fuels, and in New York only 6% of the power generation comes from renewable sources. EVs just move the ame from under the hood to the power plant. Also to be considered is that the energy devoted to mining and re ning the rare earth minerals needed for battery manufacturing is signi cant, not to mention environmental impacts and the fact that China has a stranglehold on the supply chain. Central planners always fail to account for the unintended consequences of their actions, which will be shouldered by their constituents. In this case, the unintended consequences will be the higher costs for vehicles, appliances and the energy to power them. New York’s actions will make our state even less competitive nationally. ese technologies, both in power generation and vehicle technology, need to be given time to evolve prior to mandates being handed down. Unintended consequences of all-electric mandates DON SCOTT IN CASE YOU MISSED IT ANSHUL GUPTA GUEST COLUMNIST
THURSDAY, FEBRUARY 9, 2023 OPINION THE KATONAH-LEWISBORO TIMES – PAGE 9 J ust like McDonald’s, we love to see our clients smile. But all too often, prospective clients approach us with a disastrous plan: they want to advertise for just one week. You know…to try us out. As our client, unless you have an urgent call to action because of an event planned next week, this is what my sales colleagues will tell you to do with your money: “Use the $150 (or whatever you planned to spend based on ad size) and take your wife or husband out to dinner.” While we don’t like to turn down a sale, we are not going to let a client waste their hard-earned cash on an ill-advised marketing approach. Oneand-done ads rarely see much success and the client will be unhappy with the results (and they’ll tell the world they were unhappy with the results). Seasoned marketing professionals will say that advertising frequency (repetition) separates winning campaigns from losing ones, among other important approaches. ey will also say that just like a business owner needs to pay essential expenses like rent and utilities, they also need to dedicate money towards building their brand’s awareness and image. “Fifteen minutes could save you 15% or more on car insurance.” I could recite that quote in my sleep. Or if you decide to go with your local Allstate insurance agent, you’ll be “in good hands.” ese brands have simple, memorable messages that are repeated all day long, 365 days per year. Of course, small businesses don’t have multi-billion-dollar budgets. But most industry associations are able to recommend a percentage of a business’s budget that should be devoted to marketing. is is true whether you own or run a restaurant, an insurance, law or medical practice, or if you are in real estate, home improvement or retail. Ideally, you should take that marketing budget and divide it by 52 or 26 weeks, and that is what you should spend every week or every other week annually. If a year or 26 weeks is outside of your budget, then perhaps go with the idea of ighting, where you run four to six weeks at a stretch a few times per year. While the size of the ad is important, we’d rather you run a smaller ad repeatedly versus running a full-page ad just once or twice. You’ll have more success with the repetition of a smaller ad than you would with a one-hit wonder. For seasonal businesses, divide your budget by the number of weeks in your season, but be sure to start several weeks early to build awareness before your prospective clients start making purchasing decisions. If you have an urgent call to action, it’s important that you advertise more than just one week. You should be promoting the event a few weeks before the sale and during the sale week. is is not self-serving. You don’t need to spend any of your marketing budget with us. at is our advice whether you decide to advertise in newspapers, on radio, on the Internet, on cable/streaming TV, or all-of-theabove. Any salesperson who wants to take your money for one week of advertising is doing you a disservice. Marketing your business for the long-haul is a necessary expense. As Nike says, “Just do it!” Marketing is all about repetition Marketing is all about repetition BRETT FREEMAN MARKETING 101 Welcome to “News & Notes,” where we look at the happenings here in Westchester County. Here are some of my favorite, fun February facts… e groundhog saw its shadow; I will eat too much at our friends’ Super Bowl party; my wife will not be too happy with the wilted owers and stale candy I give her for Valentine’s Day, and I will hurt my back watching her shoveling snow. So, re up a hot cocoa and sit back and enjoy this week’s “Funky February” edition of “News & Notes.” Speaking of shoveling snow, a shout out to my fellow columnist, Lize Lubbe, as she recently wrote a piece on “Minimizing Snow Shoveling Injuries.” My mistake was reading the article to my wife, ouch! Spring is right around the corner, and local high school students will soon be starting the search for their perfect prom out t. e Community Center of Northern Westchester is once again looking for donations to give students a large selection of items to choose from, free of charge. We can help by donating any gently used formalwear and giving it a second life for a young person in need. Lots happening locally this month MARK JEFFERS NEWS & NOTES SEEJEFFERS PAGE 12 Providing Solutions to Live More Independently Stair Lifts & Ramps Mobility Scooters Reclining Lift Chairs Patient Handling + Lifts Portable Oxygen Hospital Beds Barrier Free Showers Bathroom Safety Ramps, Rentals & more! 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S – THURSDAY, FEBRUARY 9, 2023 PAGE 11 The Consumer’s Choice for Discount Heating Oil! SAVE WITH OUR LOW C.O.D. PRICES! • No Contracts or Commitments • Oil Burner & A/C Service/Tune-ups • Quality Heating Oil • Senior Citizen & Volume Discounts • Heating, Cooling & Generator Installations • Price Matching (Restrictions apply) Order online at: www.codoil.com CALL US TODAY AND SAVE! 914.737.7769 SAVE WITH OUR LOW C.O.D. Tour Your Future At The Tech Center at Yorktown For Middle and High School Students February 13th and 14th 8:00am-10:00am and 12:00pm-2:00pm • Visit over 40 programs within our career academies • Learn about opportunities to earn high school academic credits, college credits, and national technical certifications • Please see your home school counselor for further information and a permission slip. Information Contact: Samantha Vredenburgh at 914.248.2427 or [email protected] PAYMENT OPTIONS all and activate the ms and conditions. arranty* useholds from stchester every were joined by eers and Troop emary Arnold, Alison Biddle, and Noelle Milosavljevic. To learn more about the Mount Kisco Interfaith Food Pantry and how you can help, visit www. mountkiscofoodpantry.org our Scouts! 0 gives back
PAGE 12 – THE KATONAH-LEWISBORO TIMES OPINION THURSDAY, FEBRUARY 9, 2023 JEFFERS FROM PAGE 9 e Je ers household certainly could use this event, “Let’s Get Organized via Zoom,” hosted by the Bedford Hills Free Library from 3 to 4 p.m. ursday, Feb. 16. Presented by Pavla Bitterlichova, Chic Organizer, clean out those closets and donate! ere will be tips on how to sort and where to locally donate clothing, books and housewares. Handouts will be provided with tips and tricks. Let your loved ones know you care. Join Bedford 2030 at the Katonah Village Library from 2 to 3 p.m. on Saturday, Feb. 11, to make upcycled Valentine’s Day cards with native seeds, and send a love letter to the earth. Bring beautiful paper scraps or remnants with you; materials will also be provided. e good folks at the Paramount Hudson Valley eater have some great shows in February. Los Lobos appears at 8 p.m. on Friday, Feb. 17. en, at 8 p.m. Saturday, Feb. 25, the Paramount presents a very special evening titled “Broadway Perspectives: A Concert Celebrating Diversity,” which is a unique recognition of Black History Month. Created exclusively for their venue by New York Casting Director/ Producer Stephen DeAngelis, ve Broadway artists of color will celebrate their identity through their art by recreating their most memorable musical performances and honoring the icons that came before them. For more information, visit paramounthudsonvalley. com. My daughters will tell you that I have zero computer knowledge, so I am very excited that my friends at the Bedford Hills Free Library will be hosting “Digital Smarts,” from 4 to 5 p.m. on Tuesday, Feb. 14. Presented by Katherine Whymark, content will be tailored to registrants’ questions regarding smartphones, tablets, laptops, Chromebooks and desktops. Topics will include di erent search engines and search engine tips and tricks. Did you know that February is National Pet Dental Health Month. I just nished brushing my daughters’ dogs’ teeth and I’m a bit nervous, as ossing is next; wish me luck. We would like to dedicate this week’s column to all our local re ghters and police o cers. ank you for your service and for all you do. Yesterday morning when I opened the refrigerator door, I burst out laughing. e shelves of my refrigerator displayed an almost empty container of half and half, a small jar of mayonnaise, half an avocado, one apple, a container of pesto sauce, and a package of chocolate pudding cups. Hilarious! Is this what it means to be a starving artist/writer? Fortunately, it was my grocery shopping day, so the refrigerator shelves would be re-stocked by the afternoon. When I think of the refrigerators I have had in various kitchens over the years, it is interesting to re ect back on how my eating habits have changed. My rst refrigerator as a grown-up was the old refrigerator in the fourth oor walk-up apartment on East 76th Street. I walked home from work each day and stopped along the way at the fruit market, sh market, specialty stores and the small grocery store to purchase ingredients for dinner. I was exing my culinary muscles and preparing all kinds of interesting recipes, including Cajun shrimp, sautéed scallops, risotto, Hungarian lecso sausage, tacos and lasagna. I also stocked up on ingredients for bread baking as well as making cookies, brownies and cheesecakes. I remember one Saturday morning dedicated to defrosting that old refrigerator, chipping away at the layers of ice taking over the freezer compartment. I had read about using a hairdryer to melt the ice faster, but did not want to somehow electrocute myself in the process. Years later, taking a walk down the memory lane of past refrigerators, I remember when I kept my new refrigerator in Cross River stocked with grapes, apples, carrots, soda, sour cream, butter, eggs, milk and heavy cream. You never knew when friends might stop by. I was prepared to whip up a batch of scones with fresh whipped cream or brownies to go with our late night co ee! In my refrigerator in the house near Lake Kitchawan, I can clearly remember stocking packages of pepperoni, sliced bologna, bacon, kielbasa, mozzarella and cheddar cheese. at was the year before I got food poisoning eating lunch from a chicken fast food place. I became a vegetarian for life after that! After that transformative experience in April 1996, my refrigerator contained heads of romaine lettuce, fennel bulbs, yogurt, chunks of havarti with dill cheese and lots of fruit. Years later after a nasty nationwide salmonella scare involving romaine lettuce, I stopped buying lettuce and fresh spinach. ese days, when the power goes out (as it seems to do quite often), I despair at losing the entire contents of my refrigerator of yogurt, half and half, mayonnaise, butter, eggs, cheese and pudding cups. Don’t even get me started on having to throw out the expensive melted ice cream in the freezer! We’ve come a long way from the days when families had to cut out large blocks of ice from the local pond in the winter to store in the ice house on the family farm. In the early 1900s, lucky families could purchase an ice box to keep a few items cold. ey had to buy large blocks of ice delivered by the ice man with his horse and wagon. e ice man had to climb up and down those tenement apartment stairs hauling the chunks of ice on his back! In 1913, Fred W. Wolf invented the rst electric-powered refrigerator for home use in America. It consisted of a refrigeration unit on top of an ice box. In 1918, William C. Durant introduced the rst mass produced home refrigerator with a self-contained compressor. Kim Kovach needs half and half in her morning co ee! Visit her at kimkovachwrites.com. A writer’s refrigerator KIM KOVACH READING, WRITING & CHOCOLATE > edwardjones.com | Member SIPC IRT-1948K-A New job, new retirement account options Changing jobs? Consider these 401(k) options: • Leave the money in your previous employer’s plan • Move it to your new employer’s plan • Roll it over to an Individual Retirement Account (IRA) • Cash out the account subject to early withdrawal penalties We can talk through your financial goals and find the option that works best for you. Judi R McAnaw Financial Advisor Somers Financial Center 332 Route 100 Suite 300 Somers, NY 10589 914-669-5329 > edwardjones.com | Member SIPC IRT-1948K-A New job, new retirement account options Changing jobs? Consider these 401(k) options: • Leave the money in your previous employer’s plan • Move it to your new employer’s plan • Roll it over to an Individual Retirement Account (IRA) • Cash out the account subject to early withdrawal penalties We can talk through your financial goals and find the option that works best for you. Judi R McAnaw Financial Advisor Somers Financial Center 332 Route 100 Suite 300 Somers, NY 10589 914-669-5329 > edwardjones.com | Member SIPC IRT-1948K-A New job, new retirement account options Changing jobs? Consider these 401(k) options: • Leave the money in your previous employer’s plan • Move it to your new employer’s plan • Roll it over to an Individual Retirement Account (IRA) • Cash out the account subject to early withdrawal penalties We can talk through your financial goals and find the option that works best for you. Judi R McAnaw Financial Advisor Somers Financial Center 332 Route 100 Suite 300 Somers, NY 10589 914-669-5329 > edwardjones.com | Member SIPC IRT-1948K-A New job, new retirement account options Changing jobs? Consider these 401(k) options: • Leave the money in your previous employer’s plan • Move it to your new employer’s plan • Roll it over to an Individual Retirement Account (IRA) • Cash out the account subject to early withdrawal penalties We can talk through your financial goals and find the option that works best for you. Judi R McAnaw Financial Advisor Somers Financial Center 332 Route 100 Suite 300 Somers, NY 10589 914-669-5329
THURSDAY, FEBRUARY 9, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 13 Sports BY RICH MONETTI CONTRIBUTING WRITER With the postseason approaching, the good showing the girls bowling team put on had hopes of a Sectional berth. Unfortunately, a third place, 11- 6, nish in the league is all the Wolves can point to. But on Wednesday, Feb. 1, there was no sign of empty frames, and senior Stephanie Halsey was the rst to express the mark the team left on her. “It’s been a blast. It’s going to be sad, but I have a lot of great memories,” said Halsey, who had a 395 in the loss to Yorktown on Monday (1/30), a 381 in Wednesday’s loss to Panas and a 381 in ursday’s (2/2) victory over North Salem. Taking third place as one solid takeaway, Halsey didn’t tippy toe around what she will miss the most. “How energetic everyone is,” she assured. Back the other way, the bowler kept the good cheer going and was sure the underclassmen would miss more than her 133 average. “I hope it’s my charming personality,” she joked. A good bet for Kayleigh Plutzker, the sophomore had no problem expressing the bond she feels. “I’m starting to cry, because they feel like my siblings,” said Plutzker, who had a 373 on Monday, a 423 on Wednesday and closed the season with a 360. Still, disappointed the team failed to make the postseason, Plutzker showed strong signs of lling Halsey’s leadership void. “If you are a team captain, always help your teammates out. at’s the best thing you can do,” she said. “Make them feel welcome and never exclude.” Time, on the other hand, will do that number on Kayla Petre. A senior, she was not too disappointed in missing Sectionals. “I didn’t think we were going to make it from the beginning,” revealed Petre, who nished up with a 336, 339 and a 427. Even so, the Wolf was proud of the improvements to her game and was certain of the legacy she left behind. “To do good bowling,” Petre deadpanned the inside joke. e setup then made, she stayed in her lane in terms of what will be missed. “ ey just give me so much craziness to feed o .” On the boys’ side, the young team does not have much moving on, and David RoitmanChamberlain had good reason to not know his current average. “My score has been climbing,” he said. “I had a 105 today and recently had my best with a 131.” In this, the freshman knows why the pins are falling. “I have improved my focus and my hand alignment,” he said during the 7-0 loss to North Salem on Wednesday. On the upswing, Bart Kolano’s 92 average was not as important as getting a handle on the centrifugal forces in play. “Learning how to curve the ball,” said the freshman, “It’s the best way to throw. e spin makes the pins go ying.” Still, a work in progress, Kolano outlined the specs for hitting a hook. “As you throw it, one arm goes up, the other goes down, and it spins the ball,” said Kolano, who nished up with a strong 132 versus North Salem. Around the bend, Conner Harty is trying to master the skill too. “When you throw the ball straight, you have to have almost a perfect ball,” said the freshman. “But with a spin, the angle gets wider, and you have more room to hit the spot.” at said, next year Harty sees the overall odds elevating for the boys. “Knowing all these guys are playing next year, having more experience, we will be a lot better,” asserted Harty, who had game highs of 139 and 135 this week. e same hope for Coach Plutzker, he cannot lose either. “I have been doing this for 17 years. I love it. I love coaching the kids. I love watching them grow, improve, continue to learn and get better. at’s the goal,” he concluded. Wolves end season on a high note John Jay girls left to right: Sky Corradino, Kayla Petre, Sasha Oliver (in pink) Stephanie Halsey, Kayleigh Plutzker. PHOTOS: RICH MONETTI Conner Harty Bart Kolano BOWLING
PAGE 14 – THE KATONAH-LEWISBORO TIMES SPORTS THURSDAY, FEBRUARY 9, 2023 BY RICH MONETTI CONTRIBUTING WRITER After defeating Somers in their previous matchup (1/26) at home, the Wolves traveled to Tusker territory for a rematch on Friday, Feb. 2, and into the second period, the rivals hammered each other hard again. A 15-14 game said as much, but too many John Jay weapons turned the game and left the same results. Five points by Miranda Martin and the back door left unattended three times gave the visitors a 26- 14 lead, and Jay never looked back. e game began on the Somers’ side when Ava Giudice buried a three, but the 3-0 lead didn’t last. Ava Kelley put back a Shannon Nolan miss, Annabel Brennan nailed her own three, and Kelley made due again with a short jumper. Somers stayed strong, though. Lyndsey McCollugh put back Alexa Warycha’s miss, and after Brennan hit another three, Giudice made it a 10-7 game on a baseline jumper. e guard then stood tall on the defensive end. Giudice drew a charge on Brennan, and play went back the other way. Unable to convert, Somers was far from done with Brennan. Seeing an opening above the paint, the senior marked the clear territory, and in a ash, she put a bang on the boards for two more. Not ready to give in, Giudice kept John Jay honest. She sank one from the line at the end of the rst, and to start the second, fed the ball into Warycha, who rolled to the hoop for a 12-10 score. So Nolan and Kelley got back into the act. Kelley spotted Nolan on the baseline and she beelined to the rim for the and-one score from the line. Up by ve, John Jay still had to contain Giudice and Warycha. Lauren McCartin caught her guard on the cut for two in the paint, and Warycha got the put back for a 15-14 game. Big mistake, John Jay was o - cially done playing. After Martin dropped two from the line, the Wolves continued the curriculum on the backdoor. First Brennan turned the tumblers for Nolan, and then Brennan was on the receiving end from Jess Martin. On the other hand, the front door for Somers was not open. Warycha in the paint, Kelley stood tall on the block, and certainly welcoming a spot on the scoresheet to this point, the Wolf was back to the role she relishes. “I like to facilitate the game,” said the senior. “Although I don’t score as many points, I try to create opportunities.” Almost on cue, Nolan and Brennan took advantage of Kelley’s good work and veri ed the notion. Nolan hit Brennan for a reverse layup and thus proved something else. e unspoken senior synergy is not just a Puccio, Brennan thing. “We have been in sports together since the third grade,” said Nolan. “So we kind of know each other. If one brings the heat, then the next does. It’s contagious.” Nonetheless, Martin showed she had a mind of her own. e center hit another three for a 26-14 lead. Still, McCollugh kept the game in reach with a three to close the half, but the Wolves already had breathed in the scent of fear. e third quarter saw Puccio kick the frenzy into high gear because of a call. Unhappy with a traveling whistle that took away a lay up, she got a determined steal over the midline and then played give-and-go with Nolan for a 30- 17 advantage. From there, the girls spread the wealth to put on the nishing touches. Kelley facilitated to Brennan on the cut, Puccio hit a short baseline jumper, and Martin brought down the house on a long three. A 37-19 lead with a minute to go in the third was just about it and had Kelley looking forward. “I think we got a great chance in Sectionals, and we are going to ght hard for it.” Wolves continue to shine Victory over Somers Mia Puccio PHOTOS: RICH MONETTI Jess Martin GIRLS BASKETBALL 855.281.6439 I Free Quotes American Made Family Owned Award Winning Could your kitchen use a little magic?
THURSDAY, FEBRUARY 9, 2023 SPORTS THE KATONAH-LEWISBORO TIMES – PAGE 15 BY RICH MONETTI CONTRIBUTING WRITER Getting in the win column the previous week (1/24) versus North Salem, John Jay hoped to tack on another victory on Senior Night. Tuesday, Jan. 31, the Wolves and Bears battled hard, and the game remained close until the end. But the big night nally turned to the one-two punch that the boys have relied on all season. Liam Lynch hit a oater and a three, and Will Sanz dropped a triple for a 56-47 lead that sealed the deal in the 60-54 victory. e game began with the same big guns. Lynch sank two from the line, and Sanz put back Craig Galea’s miss for a 4-2 lead. Sanz then got Ben Gold into the act by grabbing the defensive board, and a few passes around the key sent the guard o glass for the layup. Still, Brewster was big inside and out too. Matthew ompson had a put back, Lucas Cabiati dropped three, and after Sanz had his own follow and Lynch went coast-to-coast, William Dignan tied the game at ten with a triple. 3:24 left in the rst, Ryan Giner boxed ompson out for the defensive rebound, and taking the cue, Lynch did not feel cramped when he let it y from 25 feet. A long wait, the crowd was rewarded with a 13-10 lead. Even so, Cabiati answered right back, but Lynch was not o ering a multiple choice on the other end. O the curl, the senior launched and his splashdown checked the box to end the quarter. A 16-13 lead, Lynch got to the line for one to start the quarter, and then got Giner cooking. Driving baseline, Lynch kicked to the corner and his backcourt mate swished for a 20-13 lead. Now in gear, Giner took a pass from Sanz and down went another. Up 23-13, there was still no coasting. Dignan got another corner three, Steven Switzer went o glass for two, and Dignan followed his own miss for a 26-20 score at halftime. Intermission ending, Giner still had more to go. In the corner, he hit another three, and John Jay looked good with a third punch. However, Brewster was not nished either. Dignan hit a layup and put back, Switzer added a deuce, and ompson got to the rim and hit a technical for a 31- 29 de cit. e pressure on, the Bears brought it down on Galea in the paint. Tripled up, no problem - the senior found Sanz for an easy layup. But Cabiati answered back with three, and ompson’s drive through the paint gave Brewster their rst lead. Not for long, Galea and Sanz had more tricks up their sleeve. Lynch o target with an airball, Galea made the save out of bounds to Sanz, and he regained the lead for the Wolves. 2:25 left in the third, Brewster got one last gasp on top. At the top of the key, ompson spotted Switzer underneath, and the guard gave Brewster a 36-35 lead. So now it was someone else’s turn to get hot. Jay Uppal nailed his own three to regain the lead, and opened the fourth in the corner to give his team a 43-40 advantage. Undeterred, Dignan’s put back and two from the line kept it close, and added to ompson’s elbow jumper and a foul shot by Switzer, the game stood at 48-47. Less than ve minutes remaining, Lynch’s subsequent drive showed he had enough of losing this season. With rm and nesse, the guard navigated through four defenders, and the layup gave the Wolves a 50-47 lead. Sanz then pulled down the defensive rebound on the next possession and had Lynch clapping for the ball in the corner. No doubt, the guard was feeling it, and after three more went down for Lynch on the play, his teammate made some noise. Same spot, Sanz stepped in and gave John Jay a 56-47 lead. A lot of whistles and foul shots to follow, the nal nail was never in doubt. But last Friday (2/3), Somers was too much to handle and the Wolves fell 63-33. John Jay gets a win on Senior Night Ben Gold against Somers. PHOTOS: RICH MONETTI Liam Lynch Peter Giner BOYS BASKETBALL
PAGE 16 – THE KATONAH-LEWISBORO TIMES SPORTS THURSDAY, FEBRUARY 9, 2023 BY RICH MONETTI CONTRIBUTING WRITER On Tuesday, Jan. 31, John Jay/ Somers/North Salem went to under Ridge and were supposed to come out of the gates at 4:30p.m. e starting time passed, and almost on cue, the temperature seemed to drop. But Rosie Binette put a warm spin on the plummeting temperatures nonetheless. “I guess it makes you go faster, because the sooner you get down the mountain, the sooner you get your jacket on,” she joked, and the rst-place nish (23.92) helped make the point. e cold had an advantage at her feet, though. “ e cold helps,” she said. “Last week we had a meet where it was all slush.” Making States last year, she knows what to do to make the grade again. “Ski fast,” she joked. e same goes for the boys rstplace nisher, but States are not his only goal. “Last year, I wanted to nish top 10 in the Skimeister, and I was able to do that,” said Luke Spieler. “ is year, I’m going for top ve.” e senior had no problem with the icy fake snow either. “ e conditions are pretty good for racing,” he assured. His teammate, Porter Bysshe, agreed, and o an eighth-place nish (30.08), the eighth grader offered a little insight. “Really getting down to the ice layer, you got to get more aggressive out the gates.” He didn’t let his cold toes get in the way either, and at the top of the mountain, the girls keep the kinetics up by aligning under the banner of “misery loves company.” “We stretch together and just try to stay moving and stay warm so we can nish,” said Ellie Sheridan. ird place with a 27.15, she hopes the postseason keeps the girls around the camp re. “I think it would be fun if we could make it to States by winning Sectionals,” said the junior. Chris Marchini already knows the feeling from his appearance at States last year, and a return requires no need to diverge. “I’m going to continue to do the same things I did last year,” he asserted. “I’m going to work through practice, maintain the same energy and just ski.” Not a stretch in the least, he de nitely radiated the sentiment, and the frigid temperatures didn’t stand a chance of bringing him down. “I love skiing. It’s my favorite thing in the world,” said Marchini, who took fourth with a 29.16. Danielle Dziedzic weathered the storm too and has her sights set beyond last year’s horizon. “I made Sectionals and was close to States,” she said. “I’m going to get there.” And she knows what to do in order to make up the di erence. “I have to work on my starts and nishes, and lean forward and push through,” she said after nishing second with a 26.75. 14th place for Sean O’Meara, he saw a double edge to the ice. “It makes it harder to turn, but you can go faster,” said the freshman. Not the only thing out of sight, Coach Dan Collea pointed to having six out of nine boys qualifying for Sectionals the previous week at Mount Southington and putting six girls in the top 15. “It’s unheard of,” he boasted. At the same time, Collea downplayed the steering of this ship and passed o the success to his skiers. “I would like to take credit, but these kids have been skiing since they could walk,” said the coach. In fact, he gave more props to geography. “I do not know what it is about this area, but the kids take it pretty seriously.” A few weeks to go, time will definitely tell and is certainly on this team’s side. Combined team warms up the slopes at Thunder Ridge seriously.” A few weeks to go, time will definitely tell and is certainly on this team’s side. 4:30p.m. e starting time passed, and almost on cue, the temperature seemed to drop. But Rosie Binette put a warm spin on the plummeting temperatures nonetheless. “I guess it makes you go faster, because the sooner you get down the mountain, the sooner you get your jacket on,” she joked, and the rst-place nish (23.92) helped e cold had an advantage at her “ e cold helps,” she said. “Last week we had a meet where it was Making States last year, she knows what to do to make the e same goes for the boys rstplace nisher, but States are not his “Last year, I wanted to nish top 10 in the Skimeister, and I was able to do that,” said Luke Spieler. “ is year, I’m going for top ve.” e senior had no problem with “ e conditions are pretty good His teammate, Porter Bysshe, agreed, and o an eighth-place nish (30.08), the eighth grader of- “Really getting down to the ice layer, you got to get more aggresHe didn’t let his cold toes get in the way either, and at the top of the mountain, the girls keep the kinetics up by aligning under the banner of “misery loves company.” “We stretch together and just try to stay moving and stay warm so we can nish,” said Ellie Sheridan. ird place with a 27.15, she hopes the postseason keeps the girls around the camp re. “I think it would be fun if we could make it to States by winning Sectionals,” said the junior. Chris Marchini already knows practice, maintain the same energy and just ski.” Not a stretch in the least, he de nitely radiated the sentiment, and the frigid temperatures didn’t stand a chance of bringing him down. “I love skiing. It’s my favorite thing in the world,” said Marchini, who took fourth with a 29.16. Danielle Dziedzic weathered the storm too and has her sights set beyond last year’s horizon. “I made Sectionals and was close to States,” she said. “I’m going to get there.” And she knows what to do in order to make up the di erence. “I have to work on my starts and nishes, and lean forward and push through,” she said after nishing second with a 26.75. 14th place for Sean O’Meara, he saw a double edge to the ice. “It makes it harder to turn, but you can go faster,” said the freshman. Not the only thing out of sight, Coach Dan Collea pointed to having six out of nine boys qualifying for Sectionals the previous week at Mount Southington and putting six girls in the top 15. “It’s unheard of,” he boasted. At the same time, Collea downplayed the steering of this ship and passed o the success to his skiers. “I would like to take credit, but these kids have been skiing since they could walk,” said the coach. In fact, he gave more props to geography. “I do not know what it is about this area, but the kids take it pretty A few weeks to go, time will definitely tell and is certainly on this practice, maintain the same enNot a stretch in the least, he de nitely ra- “I love skiing. It’s my favorite thing in the world,” said Marchini, who took fourth with a Danielle Dziedzic weathered the storm too and has her sights set beyond last year’s horizon. “I made Sectionals and was close to States,” she said. “I’m goAnd she knows what to do in order to make up the di erence. “I have to work on my starts and nishes, and lean forward and push through,” she said after nishing 14th place for Sean O’Meara, he saw a double edge to the ice. “It makes it harder to turn, but you can go faster,” said the freshNot the only thing out of sight, Coach Dan Collea pointed to having six out of nine boys qualifying for Sectionals the previous week at Mount Southington and putting six “It’s unheard of,” he boasted. At the same time, Collea downplayed the steering of this ship and passed o the success to his skiers. “I would like to take credit, but these kids have been skiing since they could walk,” said the coach. In fact, he gave more props to “I do not know what it is about this area, but the kids take it pretty PHOTOS: RICH MONETTI Left to Right: Daniella Dziedzic, Rosie Binette, Emma Klares, Mia Bourla. James Bysshe Mia Bourla Jared Castillo SKIIING BY RICH MONETTI CONTRIBUTING WRITER On Friday, Feb. 4, John Jay faced o versus BYSNS at the Brewster Ice Arena. e teams skated to a 2-2 tie after two thanks to Michael Mendicino and Walter Oestreicher nding the net for John Jay. But Steven Spaziani took the lead at 11:51 and Oestreicher sealed the game with an empty net goal at 24 seconds remaining. In goal, Dylan Rogers had 18 saves in the victory. Wolves claw out a win over BYSNS HOCKEY
THURSDAY, FEBRUARY 9, 2023 THE KATONAH-LEWISBORO TIMES – PAGE 17 LEISURE To solve a sudoku, the numbers 1 through 9 must fill each row, column and box. Each number can appear only once in each row, column and box. You can figure out the order in which the numbers will appear by using the numeric clues already provided in the boxes. The more numbers you name, the easier it gets to solve the puzzle! For puzzle solutions, please see theparamountrehab.com CLUES ACROSS 1. Functions 5. Records electric currents associated with contractions of the heart 8. Trigonometric function (abbr.) 11. Secret political clique 13. Type of gibbon 14. Nocturnal S. American rodent 15. Famed American playwright 16. Mesopotamian goddess 17. Abba __, Israeli politician 18. Long ridge of gravel and sediment 20. A place to stay 21. Actor Idris 22. One who behaves in a rebellious way 25. A way to measure movement 30. Distinguish oneself 31. Type of drug (abbr.) 32. Basketball great Baylor 33. Masses of salivary matter 38. Calls balls and strikes 41. Plant that grows along the ground 43. A recreational activity in the air 45. Consumes too much 47. Island nation 49. Pistol 50. Mixtures of soul and calypso 55. Ancient Greek City 56. Similar 57. Roughly trimmed tree trunk used in a Scottish game 59. Semitic fertility god 60. Born of 61. Frogs, toads, tree toads 62. School in the northeast (abbr.) 63. Soviet Socialist Republic 64. “__ the Man” Musical, baseball player CLUES DOWN 1. Fiddler crabs 2. Discount 3. Partner to “flows” 4. Ethnic group of Laos 5. Beloved “Seinfeld” character 6. Book of tickets 7. The last name of “Hermione” 8. Type of TV package 9. Helps to heal a cut 10. Town in Galilee 12. Actor Horsley 14. “Hocus Pocus 2” actor Ed 19. Bird-loving group (abbr.) 23. They respond when someone is sick 24. Emerged 25. Midway between south and southeast 26. Monetary unit of Afghanistan 27. Unit of work or energy 28. Indicates near 29. Famed river 34. For each 35. News organization 36. CNN’s founder 37. They __ 39. Areas off to the side 40. Satisfies 41. A spare bed 42. Legendary singer Diana 44. Frothy mass of bubbles 45. A kind of sorcery 46. River in South Africa 47. Philippine Island 48. County in China 51. S. American plant 52. Beverage containers 53. Edge 54. Protein-rich liquids 58. Moved quickly on foot Serving all Faiths since 1858 Cremations and Burials FUNERAL PREARRANGEMENT Both pre-payment and no-payment options • Only 1/4 mile from 684 exit 6. • Only 1 block from the Katonah • Less than 60 minutes from N.Y. City. • Railroad station. • Parking facilities for over 100 cars. • Monuments & inscriptions available. 4 Woods Bridge Road, Katonah • (914) 232-3033 www.clarkassociatesfuneralhome.com DANIEL B. McMANUS ~ Proprietor BRUCE E. REISDORF ~ Licensed Manager JOSEPH M. McMANUS ~ Director RONALD P. CERASO ~ Director MARISA A. GIULIANO ~ Director ADNER J. MONTENEGRO-LEE ~ Director CLARK ASSOCIATES FUNERAL HOME 845-279-9555 • TankRemovalServices.com Before you place your home on the market, contact ENVIROSTAR about replacing your aging underground storage tank (UST). It it required by most insurance companies prior to insuring property. We replace above ground tanks as well! Call us today for a free estimate and evaluation of your current above ground tank. WINTER SPECIAL! $100 OFF IN-GROUND TANK REMOVAL With this coupon only. Coupon must be presented at the time of the estimate. Not to be combined with any other offers. Expires 2/28/23 FREE ESTIMATES WE WILL MATCH OUR COMPETITOR’S ADVERTISED OFFER! We are the name you trust for environmental needs Since 1998 DON’T GET CAUGHT WITH AN AGING OIL TANK!
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Registration# 0366920922 CSLB# 1035795 Registration# HIC.0649905 License# CBC056678 License# RCE-51604 Registration# C127230 License# 559544 Suffolk HIC License# 52229-H License# 2102212986 License# 262000022 License# 262000403 License# 2106212946 License# MHIC111225 Registration# 176447 License# 423330 Registration# IR731804 License# 50145 License# 408693 Registration# 13VH09953900 Registration# H-19114 License# 218294 Registration# PA069383 License# 41354 License# 7656 DOPL #10783658-5501 License# 423330 License# 2705169445 License# LEAFFNW822JZ License# WV056912 CALL US TODAY FOR A FREE ESTIMATE BACKED BY A YEAR-ROUND CLOG-FREE GUARANTEE 1-855-478-9473 Mon-Thurs: 8am-11pm, Fri-Sat: 8am-5pm, Sun: 2pm-8pm EST BUSINESS & REAL ESTATE We all want to stay healthy and live independently throughout our retirement years. Unfortunately, that won’t be possible for some of us, so it’s a good idea to be prepared for health-related challenges — such as the need for long-term care. As you may know, long-term care covers a variety of services, ranging from occasional visits from a home health aide to full-time residency in a nursing home. But while these types of care may vary in duration and intensity, they all have one thing in common — they’re expensive. Genworth, an insurance company, reports these median annual costs: • Over $100,000 for a private room in a nursing home • Over $60,000 for the services of a home health aide Furthermore, Medicare typically pays very few of these expenses, which means the burden of payment will likely fall on you — or, even worse, on your adult children if you can’t a ord the care you need. Of course, you could hope that you will avoid these costs simply by not requiring any type of assistance — but the odds aren’t necessarily in your favor. In fact, someone turning 65 today has an almost 70% chance of needing some type of long-term care services in their remaining years, according to the U.S. Department of Health & Human Services. So, how can you protect yourself from the potentially enormous costs of long-term care? You could decide that you’ll pay out of pocket — if so, you’ll need to incorporate into your retirement budget a reasonable estimate of potential long-term care costs, and you may need to make some signi cant changes to your saving and investment plans. And the earlier you begin, the better. Your other option is to purchase some form of long-term care insurance. Essentially, three types of coverage are available: • Traditional long-term care insurance – A traditional long-term care policy covers long-term care expenses in your home or at a nursing facility. But policies will di er in terms of what services are covered and how bene ts are paid. And you may also be able to choose whether you want in ation protection. Also, with some policies, you can deduct the premiums from your state and federal taxes. (Your tax advisor can evaluate a policy you’re considering for potential tax bene ts.) • Hybrid long-term care insurance – In addition to providing coverage for home health care or a nursing home stay, a hybrid long-term care policy also o ers a death bene t, so if you never need long-term care, your family could bene t from the policy’s proceeds. • Life insurance with a long-term care rider – You can nd a life insurance policy that lets you add long-term care coverage through a “rider,” or optional add-on. With this type of policy, you can use some of the death bene t to pay for your long-term care needs. Which policy is best for you? ere’s no one right answer for everyone. A nancial professional can help you evaluate all your options within the context of your overall investment and protection strategies. But keep in mind that all long-term care policies tend to get more expensive as you get older, so if you’re considering this type of coverage, you may want to get started sooner rather than later. is article was written by Edward Jones for use by your local Financial Advisor, Judi McAnaw, a resident of Katonah. She has an o ce at 332 Route 100, Suite 300, in Somers. Judi can be reached at 914-669-5329. Edward Jones is also licensed insurance producer through Edward D. Jones & Co., L.P. Could you cope with long-term care costs? Of course, you could hope that you will avoid these costs simply by not requiring any type of assistance — but the odds aren’t necessarily in your favor. -Judi McAnaw Edward Jones JUDI MCANAW GUEST CORNER
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