Demica Brochure

Working Capital Solutions
powered by Demica

Welcome to Demica

We are a rapidly growing FinTech providing working capital solutions to large
corporates and banks with a broad range of trade receivables finance and supply chain
finance products. We focus on multinational clients all over the world, across industries
and sectors.

The unique combination of technological expertise and substantial financial experience
of the team allows us to speak the language understood by finance and treasury
professionals, procurement and IT departments, both within the banks and the
corporates. We engage in arranging, advising, funding, reporting
and servicing transactions.

Transactions can either be funded by a client’s relationship banks, our bank and
non-bank investor partners or through our own SPV, MORE Finance. MORE Finance can
provide the client a conduit into the non-banking capital markets. In this case, we
structure the transaction to the investor’s criteria, which are defined by their appetite
and our market focus.

$110bn 50 135 240

We facilitate $110bn of Over 50 banks and We finance receivables Our platform interfaces to
receivables and payables institutional investors and payables from over over 240 ERP &
fund our programmes. 135 countries specializing
p.a. over $12bn of accounting packages,
financing. in cross border, bank and insurance
multi-jurisdictional
systems providing daily
transactions. invoice level data.

330 +1 million 4 million MS Azure
Over 1 million invoices
More than 330 processed per day. Over 4 million items make Our resilient and scalable
multinational corporation up our largest single client cloud solution.

programmes. portfolio.

Trade Receivables Finance Portfolio monitoring
Transaction set-up
Our trade receivables finance solutions AML
provide clients with committed, flexible
financing ranging from $30mn to $1bn.
We have a dedicated product team with
extensive trade receivables finance and
securitisation experience. We undertake
modelling and sensitivity analyses to
optimise advance rates and offer
bespoke structuring, placement and
execution services, including preliminary
analyses of the accounting impact and
evaluation of legal and technical aspects
of the transaction.

Demica acts as an independent advisor,
enabling our customers to ‘own’ the
structuring process. Our platform
supports automated, multi-currency,
multi-jurisdiction, multi-operating
companies with daily data processing.
Our platform is able to apply eligibility,
selection and pricing criteria, helping
increase the granularity of reports and
reduce operational complexity.

Trade Receivables
Finance Structure

This assumes a Trade Receivables Securitisationtransaction

Supply Chain Finance Funders- Cashflowdisplay

Our Supply Chain Finance solutions Suppliers - Flexiblemanual funding
enable our clients to optimise their
cashflow and increase liquidity through Buyers - Onboarding dashboard
the extension of payment terms with
suppliers who may elect to be paid early Supply Chain Finance Structure
at a relatively lower financing cost. Our
solutions are designed to benefit both
the client (buyer) and their suppliers. We
apply a collaborative approach and
analyse deeply the financial benefits for
both the buyers and the suppliers.

Our platform has a long reputation of
being very flexible with the ability to
process data from multiple and virtually
any ERP system. It is also scalable,
currently processing millions of invoices
daily. Lastly it has a friendly design and
intuitive usage patterns. Our user-
friendly supplier onboarding tool is an
essential part of our SCF platform.

We undertake modelling and
sensitivity analyses to optimise
advance rates and offer bespoke
structuring, placement and
execution services, including
preliminary analysis of the
accounting impact and evaluation of
legal and technical aspects of the
transaction.

Demica again acts as an
independent advisor, enabling
our clients to ‘own’ the structuring
process. Our platform supports
automated, multi-currency,
multi-jurisdiction, multi-operating
companies with daily data processing.

Benefits to Corporates Benefits to Banks

Independent advisory White label opportunities

Bespoke structures adapted to Broad product offering
the clients requirements
Cloud-basedsolution
Multi-funder platform
Ease of integration with
Access to a universe of over multiple bank systems
50 capital partners

Efficient transaction
management

2018 RFIx Award Winner 2019 Global Finance Award Winner
Non-Bank Supply Chain Best Supply Chain Provider
Finance Provider of the Year of the Year - Non Bank

2019 Trade Finance 2019 RFIx Award Winner
Global Award Winner Supply Chain Finance Technology
Best Supply Chain Financier Solution Provider of the Year

Our Solutions

SCF Financial Services Technology Platform
TRF
Buyer Analysis Integration,Data Processing& Reporting
Analysethe financial effectof implementinga SCF Fully configurableprocessesto fit specificclient
solution,and adviseon the beststructurefor each client requirements
Supplier Analysis PaymentsFeatures& Syndication
Establish the financial benefitsfor suppliersand Our platformfacilitatesseveral paymentoptions for
set programme pricing buyersand funders
Funding SupplierOnboarding Tool
Help sourceand selectfunding partnersfor the Configurableonline tool designedto onboard large and
programme,and coordinatethe executionprocess small suppliers
Execution Project Management
Stakeholder managementto ensurethat the Align resourcesacrossfundersand the company to
programmeruns smoothlyand objectives are met meet project deadlines

Data Analysis Processing
Extensive modellingand sensitivityanalysis to Automateddata processingand invoice exception
optimise advancerate handling
Structuring Detailed Monitoring
Enable our customersto ‘own’ the structuringprocess Multi-OpCo,multi-jurisdictionand multi-currency daily
Placement reporting
Assistin pricediscovery,leading to a competitive Risk Mitigation
processto optimisefunding terms Advancedrules engine applieseligibility,selection and
Execution pricing rules to each asset,enhancing riskmonitoring
Driveexecution in line with termsagreed and deliver Project Management
on budget Align resourcesacrossfundersand the company to meet
project deadlines

Contact Niklas Sandberg

Maurice Benisty Coverage & Origination

Chief Commercial Officer [email protected]
[email protected] T: +44(0) 20 3958 5929

Demica Limited

3 More London Riverside
London SE1 2AQ

T: +44 (0) 20 7450 2500
www.demica.com
[email protected]

Regulated activities are under taken by Demica Limited’saffiliate, DemicaFinance Limited (DFL),
which is authorisedand regulatedby the UK Financial Conduct Authority (FCA).
To the extent that this document constitutes a financialpromotion for the purposes of the
Financial Services and MarketsAct 2000, it is issuedby DFL and is intendedonly for persons who
are Professional Clients or EligibleCounterparties for the purposes of the FCA rules.

Copyright Demica Limited 2019, all rights reserved.