SOCIAL STUDIES GRADE 5

Unit 3

Unit 7Artistic values, art culture of Thailand including painting, sculpture,

architecture, nativity, pottery and music is valuable for making a
living. Art can create jobs that lets people make money which can
sustain families and the government has also used it to promote
tourism, making a lot of tourism money for the country.

Mental / Morality values, away from the mind or morality, most Thais
respect the Buddhism religion, making them humble, such as
respecting and obedience to elders. Also quickly accept and adapt
to the new, do not adhere to the old, which may be due to Buddhist
tranquility.

Legal values in the past, Thailand was ruled in an absolute

monarchy. Thailand adopted the Book of Percepts, which was the

law of the Brahmins. Later, during the reign of King Chulalongkorn,

the law was adopted as in Western countries until the regime was

transformed into democracy with a monarch as its head, a

constitution, and the highest law to govern the country. Such legal

evolution reflects the value of culture to the livelihood of Thais.

Manners and Respects value, of union culture, the proper conduct

of traditional Thai traditions such as filial piety, adult respect,

marriage traditions, and festivals. These are the same beliefs of all

Thai people who adhere to and it’s always been maintained. 44

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3
Unit 7Language and literature values, Thailand has its own unique

language which is very eloquent and uses lots of imaginative
idioms. They make Thai literature and music different and
interesting.

Notes
_________________________________________________________
__________________________________________________________
__________________________________________________________
________________________________________________

45
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3
Date: …./.…/…... Unit 7

Areclatitvinityg 1to: AThnasiwceurlttuhreequestions
Look at the following items. Write M if they are material
culture or A if they are artistic culture.

Thai silk fabric.
_____________

Respect to adults.
_____________

Respect to elders.
_____________

Thai Architecture.
_____________

Thai Pottery.
_____________

Brain Teaser
What is local wisdom?

46
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3 Date: …./.…/…...
UWnoridts7to Learn

Picture Word Meaning Thai Meaning

Wisdom (n) The fact of being ปัญญา

____________ based on sensible or

____________ wise thinking.

Decade (n) A period of ten ทศวรรษ

____________ years.

____________

Abundant Existing or available อดุ มสมบรู ณ์

(adj) in large quantities;

____________ plentiful.

____________

Preservation The act of keeping การสงวน,การ

(n) something as it is.

____________

____________

Restoration The action of การฟื้นฟู

(n) returning something

____________ to a former condition.

____________

47
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3

Thai local wisdom Unit 7

Thai people have had their own culture since before the Sukhothai
period. At the same time, the culture of other people has finally
become Thai culture. In addition, local wisdom, talent, and skills
have been accumulated and transferred over a long period of time.
Thailand’s local wisdom means the knowledge, ability, and skill of
local people learning, selecting, adopting, developing and
transmitting to each other to solve problems and develop Thai
lifestyle.

Agriculture

Thailand’s local wisdom means the knowledge,

ability, and skill of local people learning,

selecting, adopting, developing and transmitting

to each other to solve problems and develop

Thai lifestyle.
Artistic

Local art wisdom is often expressed in the form

of paintings, sculpture, nativity, music, folk

play. Examples are drumming of the North,

singing falcon and Isao music of the Central

and playing the South’s dance and Menorah. 48

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3

IndusUtrianl iatnd7handicrafts

Thailand has abundant natural resources, so local
people process natural resources into daily
necessities and products for sale and use in both
industrial and handicraft industries, such as making
furniture, sewing, matting and weaving as
handicraft wisdom.
Natural Resources and Environment
Local people have been using natural resources to
make a living, such as finding forest items for sale,
so these people love, cherish and help to maintain
them. Therefore, caring for the environment is very
important to sustain their livelihood.
Thai medicine
These are locally prepared remedies, treatments
by local healers and traditional massage therapy.
Such us herbs, traditional bone treatments, as
well as psychotherapy.

Fund and business, communities, forest divination.
Most villages do not have large shopping malls or shops for people
in the community to buy and sell products or treatments community
nurses in the form of cooperatives.

49
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3

Nutritional Unit 7
Thailand is rich, so each locality brings in raw materials and

medicinal herbs.

Green curry Black rice Fish kidney curry
North of Thailand South of Thailand

Philosophy, religion and tradition

Most Thais believe in the rule of karma. Local wisdom in
this area is often handed down through literature
teachings such as priestly tradition to preserve the
abundance of natural forests and merit making.

Preservation and dissemination of local intelligence

Study and collect information related to their local intelligence.
Collected information about Thai cultures of research groups are
turned into books for educational purposes.

Restoration
Some local wisdom is being forgotten or may be lost. This kind of
intelligence belongs to its own locality, such as bringing buffalo
back to help plow the fields instead of using tractors which
consume fuel. Buffalo plowing was revived and re-used thanks to
preserved local wisdom.

50

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3

PreseUrvantiiotn.7

Promising not to be lost from the locality, the people must have
conscience, recognize the value and importance of local wisdom.
Participate in various traditional and cultural activities, or learning

facilities. Such as the Sgt. Maj. Thawee Folk museum.

Sergeant Thawee is Sgt. Maj. Thawee Buranaket, a good
person of Song Kwai, Phitsanulok. He collected folk utensils
in the past to be Thailand's heritage and a lifetime learning
center of descendants and the community. The museum
inherits cultural, traditional, and lifestyle heritage and has
become worthy until now.

Development of local wisdom may change according to the times.
If you bring knowledge of science and technology to develop it to
suit modern lifestyles, it will also create added value as a career
and income for local residents such as production or OTOP

One Tambon, One Product' (OTOP) aims to promote the
unique products made by local communities, by utilizing
their indigenous skills and craftsmanship combined with
available natural resources and raw materials.

Transmission of intelligence. Local intelligence is
mostly personal knowledge, it is distributed to the
community by a family or teacher’s instruction,
51 recordings, or dissemination on the internet.

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3
Unit 7

Date: …./.…/…...

Activity 2: Answer the following
question about Thai local wisdom.

Identify which form of Thai local wisdom is shown in the picture.

Write ‘Agriculture’, ‘Artistic’, ‘Thai Medicine’ or ‘Natural resources

and environment’

Locally prepared

remedies and _________________________
treatments.

Local people have been

using natural resources

to make a living. _________________________

Local wisdom that is

expressed in the form

of paintings, sculpture _________________________

and music.

Local wisdom in

planting and

harvesting. _________________________

52
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3

Unit 7 Date: …./.…/…...

What have you learned?

Create a picture collage relating to Thai culture
1. Make a team with four members and discuss Thai culture
2. Use cut out pictures from old magazine and newspapers to
illustrate Thai culture and paste onto white cardboard.
3. Make your collage creative.
3. Choose one member to explain your slogan to the class.

Materials:
• White cardboard
• Coloring art materials
• Pencil
• Old magazine / newspaper

Notes
_________________________._________________________________

__________________________________________________________
__________________________________________________________
________________________________________________

53
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit Review Unit 3
Date: …./.…/…... Unit 7

1. It means the knowledge, ability, and skill of local people.

A) Language B) Local wisdom

C) Culture D) Locality

2. This culture includes the objects or belongings of human

beings, including a wide range of physical items.

A) Material culture B) Wisdom

C) Local intellectual D) Ethics

3. Culture that includes painting, sculpture, architecture, nativity

and music.

A) Material culture B) Non-material culture

C) Artistic culture D) Drawing

4. Culture that reflects the humble and respectful values of Thai

people.

A) Culture B) Mental and morality

C) Local intellectual D) Language

5. Gesture of greeting and showing respect to others of Thai

people.

A) Bowing B) Waving hands

C) Shaking hands D) Clapping

54
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 3

Unit 76. These are locally prepared remedies, treatments by local

healers and traditional massage therapy.

A) Green Curry B) Red Rice

C) Thai Medicine D) Farming

7. These are unique locally prepared food from different part of

Thailand using healthy herbs.

A) Language B) Local wisdom

C) Nutritional D) Tradition

8. This industry has played a big role in improving the lives of Thai

people over the last few decades as a source of income.

A) Fishing B) Exporting

C) Farming D) Production

9. It is the standard language in Thailand

A) Thai B) English

C) Chinese D) Spanish

10. This has a great influence in Thai culture in relating to Thai

values and their life perspective.

A) Food B) Wisdom

C) Music D) Buddhism

_____ / 10

55
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Grading Myself Unit 3
Date: …./.…/…...Unit 7

I have learned I CAN I CAN DO
about… I KNOW … ANALYZE …

…

Thai culture
Thai local wisdom

Teacher’s Evaluation Parent’s Evaluation

56
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Production of goods

Unit 4 and services

Factors influencing production
of goods and services

Factors of production

Learning Concepts

Factors of production

Factoofrsgoinofdlusenacnidngseprrvoicdeusction

Unit 4

Words to Learn Date: …./.…/…...

Picture Word Meaning Thai Meaning

Goods (n) Items that add สินคา้
some kind of

benefit to the lives
_____________ of the people who
_____________ consume them.

Resources (n) The things or ทรพั ยากร

_____________ services used to

_____________ produce goods.

Services (n) It’s an act or use บริการ

for which a

_____________ consumer is willing

_____________ to pay.

Intangible (adj Unable to be สมั ผสั ไมไ่ ด้

_____________ touched.

_____________

Allocation (n) The division of การแจกจา่ ย

_____________ things into shares

_____________ or portions.

58
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Hands on

Production of goods and services

Goods and services need resources but there are limited supply in
the world. Deployment is the process of allocating resources to make
the most of them. There are human needs that need to be met within
the limited scope of available resources. Then there are things that
people want too.

Goods are any object or Services are intangible by
product that is useful. nature. It can provide us comfort
knowledge, entertainment.
Mobile phone
Mobile repair

Television TV repair

Car Auto service

59
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Factors of Production

Factor of production refers to resources that are used for
production.

Land includes the “gift of nature” or natural
resources not created by human effort.

Capital includes the tools, equipment and
factories used in production.

Labor includes people with all their efforts and
abilities.
Entrepreneurs are individuals who starts
businesses or bring products to the market.

Production Process
Production is the introduction of production factors, to produce a

product or introduce a service when there is consumer demand.
What is produced?

The process of production to make an idea to reality. Usage of

capital such as finance, land, building, raw materials, equipment

and manpower. How is it produced?

Consumers or buyers who need to satisfy their need or wants from
a product or services that is produced.

Who is it produced for?

60
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Date: …./.…/…...
rAeclatitvinitgy 1g:oAodnsswaenrdthseerqvuiceesst.ion

Look at the pictures write either ‘goods ‘or ‘service’.
Thai silk fabric
____________________
Facial
_______________________
Mobile phone
_______________________
Clothing apparel
_______________________
Dental check up
_______________________

Brain Teaser
What influences production of good goods and services?

61
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Words to Learn Date: …./.…/…...

Picture Word Meaning Thai Meaning

Capital (adj) In economics, it’s a ตน้ ทนุ การผลิต
______________ man-made resource
______________ of production.

Entrepreneur (n) A person who ผปู้ ระกอบการ

organizes and

operates a financially

______________ risky business or

______________ businesses.

Consumer (n) A person that uses ผบู้ รโิ ภค
______________ a commodity or
______________ service.

Technology (n) The application of เทคโนโลยี

scientific knowledge

______________ for practical purposes,

______________ especially in industry.

Behavior (n) The way in which พฤติกรรม

_____________ one acts or

_____________ conducts oneself.

62
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

oFfatchteorgsoinofdluseanncdinsgetrhveicperso.duction

Goods manufacturers and service operators must consider a

number of factors such as land, labor, capital, technology and

consumer behavior.

Technology
The application of scientific knowledge for practical purposes,

especially in industrial processes, inventing or thinking of new

methods. In order to meet human needs, state-of-the-art

technology creates new tools, machines and methods in the

manufacturing process, which makes it more efficient or

economical.

Traditional Food production Conventional

Farming

Consumer behavior
Deals with the various stages a consumer goes through before
purchasing products or services for his end use.

63
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Income decides the purchasing power of an individual and thus, the
more the personal income, the more will be the expenditure on other
items and vice-versa.

lAevpeel rmsoankewsitbhiga phiugrhchinacsoems.e A person with a low income level
makes a smaller purchase.

Price of a product or service has a significant effect on how the

consumer behaves. If the price of a particular item rises, most

consumers will substitute the item with other cheaper and

acceptable choices as to maximize the level of enjoyment that can

be attained within the same or a smaller budget.

Consumer taste refers to the products and services that consumers
consciously choose over others. Discover how changing consumer
preferences can influence the businesses trying to respond to
continuously evolving concerns and tastes.

Advertising is a necessity in a company. Advertisement can also
change the preferences of the consumer in emotional, rational and
creative ways. Advertising can significantly help in increasing the
sales of a company.

64
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Quality is the technical details involved in
producing a product. A quality product creates
unshakeable customer loyalty that generates
increased leads. When customers find a product
they trust, they return, make repeat purchases,
and recommend the product or service to others.

Other factors in production of goods and services

Oil prices Oil is the key energy used in the production of goods
and services, it powers machinery and transportation. If oil prices
increase, the costs of production increase and that is passed on
to the consumer as product prices increase.
Raw material prices if raw materials are more expensive,
manufactures may produce fewer goods and services to cover
costs and it will result in the price of the product increasing.
Number of competitors can affect product quality and price. If
there are a lot of similar goods or services then there is price
competition, more supply than demand which can lower prices.
Buyer or customer needs must be identified and met if a goods
producer or service provider wants to be financially successful.
Their needs must be met or exceeded.

65
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Date: …./.…/…...

Activity 2: Answer the question relating factors
influencing production of goods and services.

Write ‘agree’ if you think it is correct and ‘disagree’ if you think it

is incorrect.

Using advance technology in the

production of goods and services

slower and minimize the quantity of

production. _____________________

Advertising is significant to promote

a product and attract customers to

buy. _____________________

Oil price has a direct effect on costs

of production and price of the

product. _____________________

The less money you have the more

can you buy and the more money

you have the less you can buy. _____________________

Consumer preference does not

affect consumer behavior.

_____________________

66 SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Date: …./.…/…...

What have you learned?

Create a flow chart illustrating a process of production.
1. Make a team with four members and discuss a process of
production.
2. On some white cardboard draw a flow chart illustrating a
process of production.
3. Site an example product. (Goods or services)
4. Choose one member to present to the class.

Materials:

• White cardboard
• Coloring art materials
• Pencil

______N__o_te__s_________________.______________________________

__________________________________________________________
__________________________________________________________

67
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Unit Review Date: …./.…/…...

1. Production factor that includes the tools, equipment, and

factories used in production.

A) Land B) Capital

C) Labor D) Entrepreneur

2. A physical product that is useful.

A) Services B) Goods

C) Wants D) Capital

3. Production factor that includes people with all their efforts and

abilities.

A) Land B) Entrepreneur

C) Labor D) Capital

4. These products are intangible by nature. You can neither store

nor transfer them.

A) Needs B) Services

C) Goods D) Advertising

5. Production factor that includes the “gift of nature,” or natural

resources not created by human effort.

A) Land B) Capital

C) Labor D) Entrepreneur

68
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

6. Individual who starts business or bring a product to the market.

A) Entrepreneur B) Consumer

C) Labor D) Price

7__________deals with the various stages a consumer goes

through before purchasing products or services for his end use.

A) Technology B) Price

C) Consumer behavior D) Buyer
8. An influencing factor of production that maximize the quantity

of production.

A) Technology B) Consumer behavior

C) Price D) Quality

9. _______ refers to the products and services that consumers

consciously choose over others.

A) Consumer taste B) Advertising

C) Price D) Quality
10. It’s a way for a company to promote its product to attract

consumer.

A) Advertising B) Consumer taste

C) Income D) Quantity

_____ / 10

69
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 4

Grading Myself Date: …./.…/…...

I have learned I CAN I CAN DO
about… I KNOW … ANALYZE …

…

Production of goods
and services

Factors of production Parent’s Evaluation

Factors influencing
production of goods
and services.

Teacher’s Evaluation

70 SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5 Banks

The functional role of the bank
Loan

Learning Concepts Loan

Functional role

Brain Teaser
What are some of the roles of a bank?

Unit 5

Words to Learn Date: …./.…/…...

Picture Word Meaning Thai meaning

Stability (n) When something is ความม่นั คง
________________ strong or balanced.
________________

Income (n) money received for รายได้
________________ work or through
________________ investments.

Loan (n) a thing or money that เงนิ กู้
________________ is borrowed.
________________

Interest (n) money paid at a นา่ สนใจ
________________ particular rate for the
________________ money borrowed.

Deposits (n) Amount of money เงินฝาก
________________ placed or kept in a
________________ bank account.

72

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Hands On

The Functional Role of the Bank

Money is important to everyone as we must have it to pay for everything in
our lives. Our earned income may not be enough for daily needs, so
banks, which are financial organizations, play a role in how we live.

The bank is a place that mainly
works in financial businesses such
as taking deposits, withdrawals,
lending, and other functions
depending on the purpose of the
organization.
Banks can be divided into three categories:

Central Bank, which plays .a role in maintaining the
financial system and financial stability.

Commercial banks, which accept deposits, offer checking
account services, give loans and offer basic financial
products and savings accounts to individuals and small
Sbpuesciniaeliszseeds.Bank, which have different specific purposes
such Government Savings Bank, Welfare Building Bank, and
Agricultural Cooperatives. Each bank has a different purpose.

73

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Deposit
Deposit is to put your money with the bank for
reasons such as saving money, safety, and hope for
returns in the form of interest. The depositor must
open an account with the bank, which gives the
depositor an account book.

Withdrawal
Withdrawal is to take your money from the bank so
that you can use it. You can get the money from a
bank teller using your account book or use the
automatic teller machines (ATM) with your bank
card.

Banks also offer other services such as bank transfers,
payment of goods and services through ATMs using
your bank card. Banks also provide online banking
services and mobile phone apps to simplify financial
transactions, in which customers can transact with
banks anytime and anywhere without having to come to
the bank.

74

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Banks also provide online banking services to simplify
financial transactions through channels, Internet
banking, and mobile phone banking, in which
customers can transact with banks anytime and
anywhere without having to come to the bank.

Deposit Interest is rewards paid by a bank or
financial institution to a person who owns
money under its terms and conditions. The
amount is different depending on the persons
situation and the type of deposit as well as the
amount of time of deposit.

Loan interest is the money that borrowers pay to banks or financial
institutions when they borrow money. You might borrow money from a
bank to buy a house or to start a business. The interest rate will depend
on many factors including its use, how long you borrow for, what collateral
you can offer the bank and your personal credit score. Loan interest will
always be a lot higher than deposit interest as the banks aim to make a lot
of profit from their customers.

75

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Activity 1: Tick true or false for the Date: …./.…/…...
following statements.

Statements True False

1. A deposit is putting or keeping money in the bank.

2. Banks are divided into 4 categories.

3. The money we earn through working is called
income.
4. Deposit interest is the money borrowers pay to banks

5. The bank is a place that works in financial
businesses.
6. To withdraw money, the account owner must prepare
a double account.

7. The bank gives money to those who want to borrow
it, interest free.

Brain Teaser
How can we borrow money from the bank to help us pay for things?

76

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Words to Learn Date: …./.…/…...

Picture Word Meaning Thai meaning

Borrowers (n) Someone who takes ผกู้ ู้

something from

______________ another and returns

______________ it.

Insurance (n) A thing providing ประกนั ภยั

_____________ protection against a

______________ possible event.

Regulations (n) A rule made by an ระเบียบขอ้ บงั คบั

______________ authority.
______________

Consumer (n) A person who buys ผบู้ รโิ ภค

goods and services
______________ for personal use.
______________

Inflation (n) The rate of increase เงินเฟอ้

______________ in prices over time.
______________

77

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Loan

The one who needs to borrow money is the borrower or debtor and the
one who gives money (the bank) is the lender or creditor. The borrower
promises to repay by a certain future date, the loan will be made based on
trust in the borrower or securities brought by the borrower called
collateral.

Collateral is what the borrower promises the bank in case they are not
able to pay back the loan. For example, your house/car/business. If you
cannot repay the money on time then the bank can lawfully take your
collateral and sell it to get the money back.

The one who needs money is the Borrower and the ones
who gives money is the lender. The borrower promises
to repay, in the future. The loan will be made based on
trust in the borrower or securities brought by the
borrower called insurance, which is the main principle.
Lenders are called creditors and loan applicants are
called debtors.

78

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Insurance/ securities is what the borrower gives the bank in case they
are not able to pay back the loan. For example, your
house/car/business.

Types of Loans

System Loans Non-system loans

System loans are loans from recognized Non-system loans are loans from

financial places with laws and financial sources that do not have laws

regulations. Such as banks, financial and regulations ruling the way they run

companies, and union banks. and are not under government watch or

control, which are very risky.

Consumers take out loans to buy goods

and services for daily use.

79

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

System Loans Non-system loans

Advantages Disadvantages Advantages Disadvantages
Easy for
consumers. There are Buy more goods Loans without

Good, bad, low complicated rules and services, proof may be
interest rates.
and regulations for helps easily taken

borrowing and it manufacturers and advantage of by

takes a long time. sellers and less creditors.

disadvantages for

lenders.

Failed payment Borrowers should
and the use of
securities are the Being more think about the
cause of inflated
prices. prepared to interest rates and

the ability to pay
receive a loan off their debts and
gives consumers a must study the
better chance to terms and
use their loans. conditions of the

contract in detail.

80

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Date: …./.…/…...

Activity 2: Answer the following questions about taking a loan.

1. What is a loan?
__________________________________________________________________
__________________________________________________________________
2. What types of loans are there?
a) ________________________________________________________________
b) ___________________________________________________________
3. What are some advantages of taking a loan?
__________________________________________________________________
__________________________________________________________________
4. What is collateral? Please give some examples.
__________________________________________________________________
__________________________________________________________________
5. What are lenders called and what are loan applicants called?
a) ________________________________________________________________
b) ________________________________________________________________

81

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

What have you learned? Date: …./.…/…...

1. Make a group of five to six people.
2. Create a board game and include key information about the unit.
3. You can come up with any design or rules for the game that you want.
4. Present your game to the class and explain how it must be played.

Some examples:

Materials:
Cardboard 50cm x 50cm
Colored pens Pencil
Coloring materials Paper

82

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

Unit Review Date: …./.…/…...

1. Another word for money received for working is called:

A) Income B) Finance

C) Deposit D) Withdrawal

2. Deposits are: B) Money taken out of the bank
A) Money placed in a bank. D) Cash
C) Income

3. A bank:

A) Is a place that works in financial businesses B) Is a business

C) Works in deposits D) A and B

4. An example of a specialized banks is

A) Central Bank B) Kasikorn Bank

C) Government Savings Bank D) Siam Commercial

5. Loan interest is: B) The extra money paid for borrowing
A) Money borrowed D) Money
C)The bank deposits

83

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 5

6. An item of value used to secure a loan.

A) Collateral B) Deposit

C) Interest D) Loan

7. Banks can be divided into 3 categories:

A) Withdrawal, deposits, lending B) Big, small, local

C) Central, commercial, specialized D) Interest, loan, deposit

8. A debtor is:
A) Someone who gives money B) Someone who loans money
C) Someone who can repay their loan D) A banker

9. There are two types of loans:
A) Money loan and deposits loan B) Bank loan and personal loan
C) System loan and non-system loan D) Cash and Cheque

10. Loans:
A) Can cause inflated prices B) Don't help manufacturers
C) Don't have any rules or regulations D) Are bad

__ / 10

84

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Grading Myself Unit 5

Date: …./.…/…...

I CAN I CAN DO
I KNOW … ANALYZE …
…
I have learned about…

The functhtieonBaalnRkole of
Loan

Teacher’s Evaluation Parent’s Evaluation

85

SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 6 SuCffoicoipeenrcaytivEecoannodmy

Cooperative

Sufficient Economy

Learning Concepts

Cooperative CooESpcuaeofnfrniacdotieimvneyts
SEucfoficnioemncyy

Unit 6 Date: .... /..../.......

Words to Learn

Picture Word Meaning Thai Meaning

Equality (n) When everyone ความเท่าเทยี มกนั

_____________ has

_____________ the same rights.

Independence Free to make your ความเป็นอิสระ
(n) own decisions.

_____________
_____________

Estate (n) An area of land อสงหารมทรพย์
_____________ that can be
_____________ developed.

Union (n) Association formedสหพนธแรงงาน
by a group of

_____________ workers to protect
_____________ their rights.

Solidarity (n) Unity of purpose ความสามคคี
_____________ interest or
_____________ sympathy.

87
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 6

Hands on

Cooperatives

A Cooperative is an economic and social organization where all
members have a common goal. All members are equal and have
the right to vote in cooperative management. The members may
have a different number of shares. The characteristics of
cooperatives are:

Voluntary membership
Independence and equality Participation and sharing knowledge

There are different types of community cooperatives:

Agricultural Fishery Financial
Community
Cooperatives

Estate dcSisetotnrritbeeurtion
Union of tradesmen Credit union

88
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 6

Benefits of cooperatives include:

Low cost of goods Sense of Participation in Low cost of
andservices community decision making borrowing
and solidarity and knowledge money
sharing
How to apply cooperative principles in everyday life.
As individuals:
Children help parents do housework
and take care of their younger siblings.

Democratization: Students are encouraged to
participate in decision making at work.

At school:

Students practice :saving at school and learn how to
manage money.

Setting up school stores which students will learn
how to be socially responsible.

Promoting farming education where students acquire
agricultural skills.

Grants & loans are distributed to gifted students and
students in need. Students learn to manage limited
resources and to be responsible for the outcomes.

89
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 6

Date: …./.…/…...
Activity 1: Significance of Cooperation
Choose a or b as your answer to the following questions:

1. What type of cooperative can we expect to distribute land to
farmers?

a) estate b) credit union
2. Which behavior will make you less free and less independent in
your decision making?
a) saving money b) accumulating debt

3. Can cooperative exist without participation and sharing of
knowledge?

a) yes b) not

4. What is NOT a benefit of belonging to a cooperative?
a) hi cost of b) sense of community
borrowing money and solidarity
5. What is an example of applying cooperative principles in
daily life?

a) Parents receiving money b) a supervisor refusing to hear
from the government to his employees' opinion
buy books for their children

Brain Teaser
iCn0adnepyeonudneanmt?e a behavior that could make you more

90
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 6

Words to Learn Date: …./.…/…...

Picture Word Meaning Thai Meaning
Sufficiency (n) The amount of พลเมือง

______________ something that is

______________ enough.

Moderation (n) The quality of doing อปุ นิสยั
______________ something within
______________ reasonable limits.

ReasonablenessThe fact of being based สภุ าพ,ถ่อมตน
(n) on

______________ good judgement.
______________

Perseverance(n) Not giving up. ภาระผกู พนั
______________
______________

Ethics (n) The study of what is ความเห็นใจ

morally

right or wrong

______________ the sufferings of

______________ others.

91
SOCIAL STUDIES LEARNER MATERIALS GRADE 5

Unit 6

Sufficiency Economy

Sufficiency Economy is a philosophy based on the fundamental
principle of Thai culture. It is the concept of living along the middle
path and practicing self-reliance and self-sufficiency. Significantly,
there must be intelligence and perseverance which will lead to real
happiness in everyday life.

The Philosophy of Sufficiency Economy has three main principles:

Moderation Sufficiency at a level of not doing something
too little or too much at the expense of
oneself or others, for example, producing
and consuming at a moderate level.

People should use good judgement.
Therefore, such a person is fair and
practical.

Reasonableness

The preparation to cope with the likely
impact and changes that can happen in
the future.
Risk Management
How to apply the principles of Sufficiency Economy in everyday life

The accumulation of knowledge. Students should

study diligently. All planning should be based on

gathered knowledge.

SOCIAL STUDIES LEARNER MATERIALS GRADE 5 92

Unit 6

Ethics and virtues. All decisions, including financial
ones, should be based on your ethics and values.
We should always consider all the implications of
our business decisions.
Foundation building. A nation, business or
household should have a firm foundation to stand
on. For example, a business investing in training its
employees.
Usinglocalyavailableraw materials and resources, such as
wearing clothes producedfromlocalygrownfabrics.
“I may add that full sufficiency is impossible. If a family or even a
village wants to employ a full sufficiency economy, it would be like
returning to the Stone Age…This sufficiency means to have enough to
live on. Sufficiency means to lead a reasonably comfortable life, without
excess, or overindulgence inluxury, but enough. Some things may seem
to be extravagant, but if it brings
happiness, it is permissible as long as it is within the means of the
individual…”
His Majesty King Bhumibol Adulyadej birthday speech on 4 December,
1998

93 SOCIAL STUDIES LEARNER MATERIALS GRADE 5