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Beauty Health_New Hire Guide FINAL_20230804

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Published by Velu Vijay, 2023-08-07 12:01:29

Beauty Health_New Hire Guide FINAL_20230804

Beauty Health_New Hire Guide FINAL_20230804

2023 NEW HIRE GUIDE


2 | BeautyHealth New Hire Guide 2023 Dear Won Team, At BeautyHealth, we offer comprehensive benefits and are proud to provide market competitive, high quality, equally accessible and financially flexible offerings to meet your needs and your family’s. We recognize that benefits serve as an integral and valuable component of your total rewards package at BeautyHealth. We always look for new ways to evolve our benefits to better support you and your family’s total wellbeing. Whether it’s physical, emotional, financial or social, we offer many ways to support you and your family across all aspects of your wellbeing. Please take a moment to read through this brochure and familiarize yourself with the tremendous benefits available to you as an employee of BeautyHealth. Sincerely, Human Resources


BeautyHealth New Hire Guide 2023 | 3 We Believe Everyone deserves to feel good about themselves. We Work With Purpose We don’t just make great products, we build confidence. We are a purpose driven company Our Vision Become the world’s leading beauty health and wellness platform, fuelled by a community of engaged providers, aestheticians and consumers. 


4 | BeautyHealth New Hire Guide 2023 Table of Contents At BeautyHealth, we are committed to providing you with a comprehensive, high quality and affordable employee benefits program that meets your family’s needs. We recognize that benefits serve as an integral and valuable component of your total rewards package. Please take a moment to read through this brochure and familiarize yourself with the tremendous benefits available to you as an employee of BeautyHealth. This brochure is intended to be a summary of the benefit plans we offer. FINANCIAL BENEFITS Basic and Voluntary Life and AD&D Insurance 22 Short Term and Long Term Disability Plans 24 Voluntary Accident Insurance 26 401(k) Retirement Plan 27 Financial Wellness 28 PERSONAL BENEFITS Employee Assistance Program (EAP) 30 Virtual Care 31 Pet Insurance 32 Additional Value Added Benefits 33 2023 Holiday Schedule 37 OVERVIEW WorkForce Junction Call Center 5 Making the Most of Your Benefits 6 New Hire Enrollment & Eligibility 7 How To Enroll 8 WELLNESS BENEFITS Medical Plans Overview 10 Medical and Prescription Plans 11 Health Savings Account (HSA) 14 Dental Plan 16 Vision Plan 18 Flexible Spending Accounts (FSA) 19 Employee Contributions 38 Key Terms To Know 40 Contact Information 42 Legal Notices 44


BeautyHealth New Hire Guide 2023 | 5 Benefit Call Center Contact the Call Center if you need: „ An explanation of your benefits „ Assistance enrolling in your new benefits „ Help understanding eligibility requirements „ Assistance with Explanation of Benefits (EOBs) and Provider Billings „ Reviewing enhancements to your plans „ Help resolving claim issues „ To order ID Cards „ Help selecting in-network providers „ Plus much more! The Benefit Call Center is here to help you get the most from your benefits! Benefit programs are complex and can be difficult to understand. That’s why BeautyHealth engaged outside experts who can get your questions answered and problems resolved. They specialize in understanding the technical nature of benefits and how to work with our benefit vendor partners, so you don’t have to. For Questions Call: 925-338-2035 Please select “1” to speak to a Benefit Advocate. Hours of Operation Monday - Friday 7:30 a.m. – 4:30 p.m. PT Email Anytime [email protected]


6 | BeautyHealth New Hire Guide 2023 Making The Most Of Your Benefits Preventive or Diagnostic Care Getting preventive care is one of the most important steps you can take to manage your health. That’s because when a condition is diagnosed early, it is usually easier to treat. And regular checkups can help you and your doctor identify lifestyle changes you can make to avoid certain conditions. Our plans cover preventive visits at no costs. Preventive visits can include annual exams, wellness visits, immunizations, screenings, well-baby/child exams, and well-woman exams. Refer to your benefit summary for a complete list of covered services. Emergency Room Vs. Urgent Care Clinics Emergency visits should be used for a true medical emergency – such as any situation of a life threating condition, chest pain, shortness of breath, serious bodily injury, severe abdominal pain, or loss of consciousness. Otherwise, for non-emergencies, call your doctor, your nurse line, or go to an urgent care clinic for basic illness/ injury, stiches/sutures, fever. This will save you a lot money and time. In-Network Care Your copay or coinsurance will be lowest when you go to an innetwork provider. If you go to an out-of-network provider, they may balance bill you for additional charges if their fees are more than the carrier’s maximum allowed amount, or they may not be covered at all depending on the plan you select. You will be responsible for covering this out-of-pocket expense. Review Your Medical Bills and Explanation Of Benefits (EOB) Make sure you always check your medical bills and explanation of benefits for accuracy. Medical billing is complicated and mistakes can easily happen. Make sure to contact your provider and/or carrier if you believe there may be an error. Prescriptions If you need a medication, you can save money by asking your doctor if there are generics or generic alternatives for your specific medication. Generics are safe and effective. They are the equivalent of brand-name drugs and usually cost less than brand drugs. You can also use the mail order program for maintenance drugs which provides three times the quantity of a retail prescription at only twice the cost. Our goal is to help you and your family members stay healthy and use your benefits program to its best advantage. Here are a few things to keep in mind.


BeautyHealth New Hire Guide 2023 | 7 New Hire Enrollment and Eligibility New Hire Enrollment is your opportunity to enroll in benefits for the remainder of the plan year (through December 31, 2023). You will have 30 days from your date of hire to enroll in benefits. The benefits you elect will be effective on your date of hire and remain in effect until December 31, 2023. Who’s Eligible? Coverage for full-time employees working 30 hours or more per week are eligible for benefits on date of hire, including: „ Your legal spouse „ Your domestic partner „ Your children up to age 26, including: » Biological children, step children, legally adopted children and children placed for adoption » Children who are the subject of a Qualified Medical Child Support Order » Children for whom you are legally appointed as guardian or limited guardian (cannot be temporary guardian) » Children of your domestic partner Who Is Not Eligible? Members who are not eligible for coverage include (but not limited to): „ Parents, grandparents, and siblings „ Employees who work less than 30 hours per week, contract employees, interns or employees residing outside the United States Qualifying Life Events The benefit elections you make will remain in effect until the end of the plan year, unless you are affected by a Qualifying Life Event (QLE). Examples of QLEs include: „ Marriage „ Birth, adoption or placement for adoption of an eligible child „ Divorce, legal separation or annulment of marriage „ A significant change in you or your spouse’s health coverage that is attributable to your spouse’s employment or change in work status (when coverage is maintained through your spouse’s plan) „ Death of spouse or dependent „ Loss of dependent status „ Becoming eligible for Medicare or Medicaid during the plan year Login at mybeautyhealthbenefits.com, choose the life event change on the home page, make desired changes, and upload supporting documents if any. This must be done within 31 days of the event. Only benefit changes which are consistent with the QLE are permitted.


Open your internet browser and go to Mybeautyhealthbenefits.com Step 1 Enter your username under the First Time User? Username: Work email address You will receive a link to create your password once you register your Username Step 2 8 | BeautyHealth New Hire Guide 2023 How To Enroll To enroll or change your benefits, follow the steps below. YOU MUST ENROLL WITHIN 30 DAYS OF YOUR START DATE. YOUR BENEFIT COVERAGE WILL BE EFFECTIVE ON YOUR DATE OF HIRE. mybeautyhealthbenefits.com


BeautyHealth New Hire Guide 2023 | 9 Your Health is Your Wealth Wellness Benefits


10 | BeautyHealth New Hire Guide 2023 Comprehensive and preventative coverage is important in protecting you and your family from the financial risks of unexpected illness and injury. A little prevention usually goes a long way – especially in healthcare. Routine exams and regular prevention care provide an inexpensive review of your health. Small problems can potentially develop into large expenses. By identifying the problems early, often they can be treated with little cost. Comprehensive healthcare also provides peace of mind. In case of an illness or injury, you and your family are covered with an excellent medical plan through BeautyHealth. Note: If you use in-network providers, your cost will be less. BeautyHealth offers you medical plan options through Blue Shield of California. California Employees „ HMO Access „ HMO Access+ Full Network All Other States „ PPO Standard „ PPO HDHP w/HSA Medical Plans Overview Remember You can call the Call Center for all your benefits questions. Hours of Operation Weekdays, 7:30 a.m. to 4:30 p.m. PST Email Anytime [email protected] Call: 925-338-2035


BeautyHealth New Hire Guide 2023 | 11 Local Access+ HMO Access+ HMO Full Network Deductible None None Out-of-Pocket Maximum (includes coinsurance & copays; excludes deductible) Individual: $3,500 / Family: $7,000 Individual: $3,500 / Family: $7,000 Referrals Yes Yes Preventive Care for Adults & Children Covered at 100% Covered at 100% Primary Care Office Visit (PCP) $25 copay $25 copay Specialist Office Visit $25 copay $25 copay Access+ SpecialistSM Office Visit $40 copay $40 copay Urgent Care $25 copay $25 copay Lab and X-ray (MRI / MRA, CT Scans, PET Scans) No charge No charge Inpatient Facility Fee (Hospital Stay) 25% coinsurance 25% coinsurance Outpatient Surgery Ambulatory Center: 15% coinsurance Outpatient Hospital: 30% coinsurance Ambulatory Center: 15% coinsurance Outpatient Hospital: 30% coinsurance Emergency Room $150 copay (copay waived if admitted) $150 copay (copay waived if admitted) Prescription Drugs (30 day-supply) Tier 1 $10 copay $10 copay Tier 2 $30 copay $30 copay Tier 3 $50 copay $50 copay Tier 4 (excludes Specialty Drugs) 20% up to $250 per prescription 20% up to $250 per prescription Mail Order Pharmacy (90 day-supply) Tier 1 $20 copay $20 copay Tier 2 $60 copay $60 copay Tier 3 $100 copay $100 copay Tier 4 (excludes Specialty Drugs) 20% up to $500 per prescription 20% up to $500 per prescription Medical Plans – HMO For California Employees Only, the primary difference between HMO Local Access & HMO Full Network is the network of providers for each plan. Please note that HMO plans do not allow you to go out-of-network.


12 | BeautyHealth New Hire Guide 2023 Full PPO Split Deductible In-Network Out-of-Network Deductible Individual: $750/ Family: $2,250 Individual: $2,250 / Family: $6,750 Out-of-Pocket Maximum (includes coinsurance & copays; excludes deductible) Individual: $5,250 / Family: $10,500 Individual: $9,500 / Family: $19,000 Referrals No No Preventive Care for Adults & Children Covered 100% Covered 100% Primary Care Office Visit (PCP) $25 copay 40% after deductible Specialist Office Visit $25 copay 40% after deductible Urgent Care $25 copay 40% after deductible Lab and X-ray (MRI / MRA, CT Scans, PET Scans) $25 per visit (non-hospital setting) / $50 per visit (hospital setting) 40% after deductible (limited to $350/day) (hospital & non-hospital setting) Inpatient Facility Fee (Hospital Stay) 20% after deductible 40% after deductible (limited to $600 per day) Outpatient Surgery Ambulatory Center: 15% coinsurance Outpatient Hospital: 30% coinsurance 40% after deductible (limited to $350 per day) Emergency Room $150 copay + 20% coinsurance (copay waived if admitted) $150 copay + 20% coinsurance (copay waived if admitted) Prescription Drugs (30 day-supply) Tier 1 $10 copay $10 copay + 25% Tier 2 $30 copay $30 copay + 25% Tier 3 $50 copay $50 copay + 25% Tier 4 (excludes Specialty Drugs) 30% up to $250 per prescription $250 copay + 30% of purchase price Mail Order Pharmacy (90 day-supply) Tier 1 $20 copay Not covered Tier 2 $60 copay Not covered Tier 3 $100 copay Not covered Tier 4 (excludes Specialty Drugs) 30% up to $500 per prescription Not covered Medical Plans – PPO


BeautyHealth New Hire Guide 2023 | 13 Full PPO Savings Two-Tier Embedded Deductible In-Network Out-of-Network Deductible (combined for medical and prescription drug) Employee Only: $1,800 Employee + Dependents: Individual $3,000 / Family $3,600 Out-of-Pocket Maximum Employee only: $4,500 Employee + Dependents: $4,500 Individual / $9,000 Family Employee only: $8,000 Employee + Family: $8,000 Individual / $16,000 Family Preventive Care for Adults & Children Covered 100% Covered 100% Primary Care Office Visit (PCP) 20% after deductible 40% after deductible Specialist Office Visit 20% after deductible 40% after deductible Urgent Care 20% after deductible 40% after deductible Lab and X-ray (MRI / MRA, CT Scans, PET Scans) Other labs and x-ray tests 20% after deductible (non-hospital setting) 30% after deductible (hospital setting) 40% after deductible (limited to $350/day) (hospital & non-hospital setting) Inpatient Facility Fee (Hospital Stay) 20% after deductible 40% after deductible (limited to $600/day) Outpatient Surgery Ambulatory: 10% after deductible Outpatient Hospital: 20% after deductible 40% after deductible (limited to $350/day) Emergency Room $150 copay + 20% after deductible (copay waived if admitted) $150 copay + 20% 20% after deductible (copay waived if admitted) Prescription Drugs (30 day-supply) Tier 1 $10 copay after deductible $10 copay + 25% after deductible Tier 2 $25 copay after deductible $10 copay + 25% after deductible Tier 3 $40 copay after deductible $10 copay + 25% after deductible Tier 4 (excludes Specialty Drugs) 30% after deductible to a max of $250 30% after deductible to a max of $250 + 25% of purchase price Mail Order Pharmacy (90 day-supply) Tier 1 $20 copay after deductible Not covered Tier 2 $50 copay after deductible Not covered Tier 3 $80 copay after deductible Not covered Tier 4 (excludes Specialty Drugs) 30% after deductible to max of $500 Not covered Medical Plans – High Deductible Health Plan (HDHP) with Health Savings Account (HSA)


14 | BeautyHealth New Hire Guide 2023 Health Savings Account (HSA) Our Health Savings Account (HSA) will continue to be provided through Health Equity. Employees who enroll in the Blue Shield HDHP plan will be able to take advantage of the tax-free contributions through payroll deductions into a savings account. Any money that you don’t spend grows year after year and can be used in the future, even after you retire. BUT WAIT THERE’S MORE! In 2023, BeautyHealth will kick start your savings by funding an individual HSA with $600 and for an employee with family coverage with $900! These annual amounts will be funded through the course of the year in each paycheck. What Is The Maximum That Can Be Contributed To My HSA? The employer and employee contributions count towards the annual max and cannot exceed the IRS annual max. This annual maximum is indexed and subject to change every year based on IRS regulations. The annual max for 2023 is $3,850 for individual and $7,750 for all other coverage. Individuals who are HSA eligible and age 55+ may contribute an additional $1,000 catch-up contribution to their HSA each calendar year. What is a Health Savings Account (HSA)? „ Triple Tax Advantage: Money goes in tax-free, can be invested and grow tax-free, and when used for qualified medical expenses it comes out tax-free „ You own it! Every penny you save in your HSA rolls over year to year, even if you leave the company „ Help pay for expenses not covered by your health plan „ After age 65, the money can be withdrawn for any reason, subject to normal taxes, without penalty „ It can be easily accessed using an HSA debit card What Are Common HSA Eligible Expenses? „ Doctor’s visit „ Prescriptions „ Diagnostic tests „ Dental & Vision „ Acupuncture „ Laser vision correction surgery View the full list of qualifying eligible expenses at: http://learn.healthequity.com/qme/ Make sure that you keep records of your receipts as you will need them to prove that you spent the money on qualified expenses if you are audited by the IRS.


BeautyHealth New Hire Guide 2023 | 15 Health Savings Account (HSA) Investment Options When it comes to retirement, everyone talks about the 401(k). But your HSA is one of the best accounts for saving for retirement. Not only can you invest your HSA and potentially capitalize on tax-free growth, but your HSA also delivers powerful tax advantages you can’t find anywhere else. HealthEquity makes it easy to invest your HSA dollars with their HSA Investment Desktop. Here’s how you can access: 1. Log into your HealthEquity member account at www.myhealthequity.com 2. Select ‘Health Savings Account’ from the left navigation pane 3. Select ‘Manage HSA Investments’ from the ‘HSA Investments’ card on your dashboard Once inside, you have several options to choose and manage your investments. „ View portfolio performance and allocation Set portfolio targets „ Research fund options and historical performance Buy, sell and trade funds „ Automatically reinvest earnings and rebalance investments TIP: You can launch onscreen step-by-step tutorials by clicking the ‘Show me how’ tab in the bottom right of the screen


16 | BeautyHealth New Hire Guide 2023 Dental Plans Overview Good oral care enhances overall physical health, appearance and mental well-being. Problems with the teeth and gums are common and easily treated health problems. Keep your teeth healthy and your smile bright with the BeautyHealth’s dental benefit plans administered by Anthem Blue Cross. DMO – California Employees Only „ The DMO plan is a dental maintenance organization plan which means you must stay in-network to receive benefits. In-network dentists are required to accept the contracted rate as payment-in-full. They even extend their discounted fees for services that are not covered by the dental plan, like cosmetic dentistry. Benefits are paid using a fee schedule. PPO – All Employees „ The PPO Plan is a Preferred Provider Program which enables you to see any dentist for services covered by the plan. However, you will have a cost advantage if you choose to see a participating DPPO dentist. You will save on in network services and have less out of pocket costs because there is a higher coinsurance level. If you visit a DPPO participating dentist, you will pay a little more out of pocket.


BeautyHealth New Hire Guide 2023 | 17 Dental Plans Dental Net HMO (CA Only) Dental Essential Choice PPO In-Network In-Network Out-of-Network* Annual Deductible N/A Individual: $50; Family: $150 Deductible waived for Diagnostic & Preventive Annual Benefit Maximum N/A $1,500 $1,000 Preventive Services (cleanings, exams, x-rays) $0 - $60 copay Covered 100% Covered 100% Basic Services – Fillings – Root canals – Periodontics $0 - $55 copay $70 - $140 copay $0 - $185 copay Covered 100% after deductible Covered 80% after deductible Major Services – Crowns – Dentures – Oral Surgery – Dental Implants $5 - $170 copay $0 - $315 copay $0 - $350 copay Not covered Covered 60% after deductible Covered 50% after deductible Orthodontia Services – Lifetime maximum – Dependent Children up to age 19 – Adults N/A $1,695 copay $1,895 copay $1,000 Covered 50% Covered 50% $1,000 Covered 50% Covered 50% To find a network dental provider, call Anthem Blue Cross Customer Service at 800-627-0004 or visit Anthem.com/ca Maximum Rollover „ The Dental Essential Choice PPO plan includes an Annual Maximum Carryover provision of $250 per year with a maximum lifetime total of $1,000. „ If you don’t use this money the next year, it carries over year and carryover dollars will be in addition to your annual max up to $1,000 „ To qualify for the $250 in a given year, you must submit at l13e ast one qualifying claim during the calendar year and all claims you submit cannot add up to more than $500 *You will pay less for services when you use in-network providers. The plan’s level of reimbursement is lower for services provided by out-of-network providers.


18 | BeautyHealth New Hire Guide 2023 NO ID CARD NECESSARY! Just give your provider your name, DOB, or SSN. Create an account at eyemed.com to view your benefits, verify eligibility, check claims, and find providers.more than $500 Vision Plan EyeMed Vision Plan In-Network Out-of-Network Eye Exam (once every 12 months) $10 copay Up to $40 allowance Lenses (once every 12 months) Single Vision Lenses $25 copay Up to $30 allowance Lined Bifocal Lenses $25 copay Up to $50 allowance Lined Trifocal Lenses $25 copay Up to $70 allowance Frames (once every 24 months) $0 copay, 20% off balance over $130 allowance Up to $91 allowance Contact Lenses - in lieu of lenses (once every 12 months) Conventional: $0 copay; 15% off balance over $130 allowance Disposable: $0 copay; 100% of balance over $130 allowance Up to $130 allowance Vision Insurance is a valuable benefit for you and your family. Regular eye examinations can not only determine your need for corrective eyewear but also may detect general health problems in their earliest stages. Protection for the eyes should be a major concern to everyone. Through our EyeMed vision plan, you’ll receive great benefits on your exam and eyewear at an affordable price. You’ll get quality care that focuses on your eyes and overall wellness. To find an EyeMed doctor who’s right for you, call Customer Service at 866-723-0513 or visit eyemed.com. Online, you can also view your benefits, verify eligibility, and claims status.


BeautyHealth New Hire Guide 2023 | 19 Flexible Spending Account (FSA) Health Care Flexible Spending Account A Health Care Flexible Spending Account (FSA) provides you with the ability to save money on a pre-tax basis (by lowering your taxable income) to pay for any IRS-allowed health expense that is not covered by your health care plan. Examples of these types of expenses include deductibles, copayments, coinsurance payments and allowed dental and vision care expenses not covered by the plan. For 2023, the maximum annual amount you can contribute to a Health Care FSA is $3,050. BeautyHealth offers three types of Flexible Spending Account (FSA); Healthcare, Dependent Care and Commuter, all administered through WEX. These accounts help you save money by allowing you to pay for healthcare, dependent care & commuter expenses with pre-tax dollars. Dependent Care Flexible Spending Account A Dependent Care Flexible Spending Account (DCA) provides you with the ability to set aside money on a pre-tax basis for day care expenses for your child, disabled parent or dependent so that you and your spouse can work. The IRS has set the maximum allowable contribution per calendar year for a Dependent Care Flexible Spending Account as follows: „ $5,000 for a married couple filing jointly / single parent „ $2,500 for a married person filing separately Important: Save your FSA receipts – WEX may ask you to substantiate claims. You may also need to provide documentation to the IRS in the event you are audited. FSA Rules 1. You must designate how much money you wish to contribute to each FSA account at the time when you first enroll. Monies set aside for one account cannot be moved to the other account. 2. You may change your contribution during the Plan Year only if you experience a Qualified Life Event. 3. It is important to carefully review your estimated expenses since, under IRS regulations, any unspent funds remaining in each account after the end of year runoff shall be forfeited. This is called the “Use it or Lose it” rule. 4. You can only enroll in this offering if you are not enrolled in the HDHP Medical Plan


20 | BeautyHealth New Hire Guide 2023 Commuter Reimbursement Account A Commuter Reimbursement Account (CRA) allows you to put money from your paycheck aside each month, before taxes are taken out, for qualified parking and transit benefits like train passes or parking near our office. The IRS sets the maximum dollar amount you can set aside each month as a part of your commuter benefit. The 2023 monthly pre-tax contribution limit is: „ Transit: $300 „ Parking: $300 Flexible Spending Account (FSA) Common Dependent Care Eligible Expenses „ Before and after school care „ Child care „ In-home dependent care „ Day care in a facility „ Nursery school and adult care Common Medical Eligible Expenses „ Copayments,coinsurance, and deductible expenses „ Dental care (e.g. exams, fillings, crowns) „ Vision care, eyeglasses, contact lenses „ Chiropractic care „ Prescription drugs and overthe-counter drugs and medicines Commuter Commuter Expenses „ Public Transportation - Buses, Trains, Subways, Ferries etc. „ Parking - Meters, Garages, Lots „ Ridesharing – Uber, Lyft „ Bike Maintenance and Repairs


BeautyHealth New Hire Guide 2023 | 21 “Our believe success will come from passion & hard work” Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Financial Benefits Your Health is Your Wealth


22 | BeautyHealth New Hire Guide 2023 Basic Life/AD&D insurance (100% Employer Paid) YOUR LIFE AND DISABILITY INSURANCE IS THROUGH NEW YORK LIFE. Basic Life Insurance Life insurance provides financial security for the people who depend on you. Your beneficiaries will receive a lump sum payment if you die while employed by BeautyHealth. The company provides basic life insurance and disability benefits to you at no cost. BeautyHealth provides all full time active employees with basic life and AD&D coverage at 1 times your basic annual salary up to a maximum of $250,000. BeautyHealth also provides you the opportunity to purchase additional life insurance to provide additional financial protection for your family. You may purchase voluntary coverage for your spouse and or children, even if you do not purchase coverage for yourself. Spouse coverage may not exceed 100% if your company provided basic and voluntary life insurance combined. Accidental Death and Dismemberment (AD&D) Accidental Death and Dismemberment (AD&D) insurance provides payment to you or your beneficiaries if you lose a limb or die in an accident. BeautyHealth also provides AD&D coverage to you at no cost to you. This coverage is in addition to your company-paid life insurance described above. You also have the opportunity to purchase additional AD&D coverage.


BeautyHealth New Hire Guide 2023 | 23 Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Voluntary Life/AD&D Insurance (100% Employee Paid) Voluntary Life and AD&D Insurance You have the option to purchase additional Life/AD&D insurance to supplement your basic benefits already provided by the company. These benefits are available for both you and your dependents at group rates, which you pay 100% of the premium costs through convenient after-tax payroll deductions. You and your dependents can enroll up to the guaranteed issue amount listed below without having to complete a health questionnaire. Any amount elected above the guaranteed issue level will require the health questionnaire to be completed. Coverage Amount Guarantee Issue Employee $10,000 increments, up to lesser of 5x salary or $500,000 $100,000 Spouse $5,000 increments up to $250,000 Cannot exceed employee’s benefit amount Coverage ends at age 70 $25,000 Child(ren) Birth to 14 days: $500 15 days to 6 months: $1,000 6 months – 26: $1,000 increments up to $10,000 All Guaranteed Issue


24 | BeautyHealth New Hire Guide 2023 Disability Plans (100% Employer Paid) Protecting your income stream can provide you and your family with peace of mind if you ever become disabled and cannot work for a certain period of time. We are pleased to offer all employees a Short Term and Long Term disability plan at no cost to you through New York Life. Short-Term Disabilty (STD) The company sponsors your STD plan. This plan pays you a cash benefit if you cannot work due to an injury, illness, or on maternity leave for a short time period. Benefits may be reduced by income from other sources like PTO. Plan Provisions Percentage of Income Replaced 60% Benefits are subject to offset where State Disability plans are applicable Maximum Benefit $2,500 per week Elimination Period 7 days accident, 7 days sickness Maximum Benefit Duration 26 weeks Notes: Disability Benefits are taxable when paid for by your employer.


BeautyHealth New Hire Guide 2023 | 25 Disability Plans (100% Employer Paid) Long-Term Disabilty (LTD) The company also sponsors your LTD plan which pays you a certain percentage of your income if you cannot work due to an injury or illness which prevents you from performing any of your job functions over a long period of time. It is important to know that benefits are reduced by income from other benefits you might receive while disabled like workers’ comp & Social Security. Plan Provisions Monthly Benefit 60% Maximum Benefits $12,500 per month Benefits Begin 180 Days Maximum Benefit Duration Reduction Benefit Duration to SS Normal Retirement Age


26 | BeautyHealth New Hire Guide 2023 Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Voluntary Accident Insurance (100% Employee Paid) Voluntary Accident Insurance is available through CIGNA. Accidents can come out of nowhere, causing inconvenience and unexpected bills which is why we are still offering our Accident Insurance through Cigna. We are bringing you robust coverage at affordable rates. Accident Insurance pays a lump-sum benefit for covered accidents that occur off the job & includes accidents from common to more serious events. Benefits received can then be used for out of pocket costs such as copays, deductibles or even personal expenses such as child care! Examples of covered injuries and expenses include: Accident Insurance Your Bi-Weekly Cost Employee $4.34 Employee + Spouse $7.12 Employee + Child(ren) $9.58 Employee + Family $12.95 The plan is available to all eligible active employees. You may enroll your spouse or domestic partner ages 17 to 64 and dependent child(ren) until their 26th birthday. The Accident Insurance plan is also portable. You may take the coverage with you if you leave the company or retire without having to answer health questions. Cigna will bill you directly. Wellness Incentive Benefits Your Cigna Supplemental Health plan also comes with a Wellness Incentive benefit. This benefit is paid to each covered person who completes at least one wellness treatment, health screening test or preventive care service. „ Broken bones „ Burns „ Torn ligaments „ Eye injuries „ Ruptured discs „ Concussion „ ER treatment „ Doctor office visit „ Hospitalization „ Physical/Speech therapy „ Occupational therapy


BeautyHealth New Hire Guide 2023 | 27 Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. 401(k) Retirement Plan (Administered through Newport Group) Team members are eligible to join the 401(k) Retirement Savings plan on the first day of the month following one month of employment. Contributions You can contribute up to 100% of your eligible compensation up to the annual IRS limit – (2023 = $22,500). Elections can be divided between two plans: „ Traditional 401(k) account Pre-Tax „ Roth 401(k) account Post-Tax If you are over 50, you may also make a catch-up contribution of $7,500 up to the maximum (2023 = $30,000) after you have contributed the maximum level into the regular plan. ENROLL ONLINE TODAY www.newportgroup.com Click Login – Plan Participant Username: Your Full SSN, no dashes Password: Your Date of Birth (MMDDYYYY) Tip: You are able to log into the website after you receive your 2nd paycheck. ROLL MONEY IN You can rollover money into your account from another 401(k) plan at any time. Contact [email protected] or call 1-844-749-9981 to get started! Meet Your Match The Company offers a Safe Harbor Match of 4% to 5% Employee Contribution (100% employer match on the first 3% of your compensation plus 50% of your salary deferrals between 3% & 5%) of your compensation. All are subject to Safe Harbor Rules and will be eligible for matching following 6 months of employment. VESTING You are immediately 100% vested in your own contributions and the Safe Harbor match! BeautyHealth realizes the importance of saving towards retirement and offers a traditional 401(k) plan (pre-tax) and a Roth 401(k) plan (post-tax), provided by Newport Group to assist you. By participating in one or both of these plans, you can use tax-deferred (401(k)) or post-tax (Roth 401(k)) funds to save for your retirement while benefiting from the employer match!


Call a Retirement Counselor at 800-967-9948 or make an appointment at www.captrustadvice.com. Financial Wellness (through CAPTRUST) Captrust helps manage your finances so you can focus on the nonfinancial aspects of your life. Retirement Counselors are available to provide you with individual, unbiased investment advice, and to assist you with your retirement plan investment decisions. This service is available to you at no cost as part of your retirement benefits package. Captrust services include: Captrustadvice.com There are a number of resources available to you on the participant website: „ Schedule your appointment with a financial advisor. „ Access helpful articles on a range of topics. „ Check your progress with financial calculators. „ Watch informative three-minute videos from CAPTRUST subject matter experts. „ Register for easy-to-understand topical financial webinars. „ View recordings of prior webinars. Financial Wellness „ CAPTRUST services and technologies help you address difficult financial challenges—from managing student loan debt to securing retirement. „ CAPTRUST’s financial wellness and advice services meet you where you are in your career, with the help you need to answer the most pressing questions about your various financial goals. Retirement Blueprint® „ CAPTRUST Retirement Blueprint® technology allows our financial advisors to give you personal retirement planning advice. „ The financial advisor will help you identify your goals and your risk tolerance. „ The financial advisor will take you through various “what if” scenarios to optimize different retirement strategies. „ You will have the opportunity to implement advice on the spot with assistance from your financial advisor. „ You will have access to your blueprint immediately after your consultation. „ A reminder will be sent to you on an annual basis to update your blueprint. 28 | BeautyHealth New Hire Guide 2023


Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip Personal ex ea commodo consequat. Benefits Take Time For What You Need BeautyHealth New Hire Guide 2023 | 29


30 | BeautyHealth New Hire Guide 2023 Employee Assistance Program (EAP) We understand that life often comes with challenges that can impact your overall physical and mental health. To help you through difficult times, BeautyHealth offers the Employee Assistance Program (EAP) through BHS, at no cost to you. The EAP is designed to help resolve problems, both small and large, that affect the well-being of you and your family. The EAP is a 100% confidential service through BHS. You and members of your household have unlimited free telephonic consultations with EAP counselors 24/7, online access to additional resources, and EIGHT free face-to-face counseling sessions, per person per year. The EAP can assist with issues including: „ Depression „ Substance abuse „ Managing stress and anxiety „ Coping with grief and loss „ Legal and financial questions „ Workplace effectiveness In addition, your EAP can assist with both financial and legal information, resources and tools. Financial professionals are available to help with anything from saving for college to retirement planning and estate planning. Attorneys can assist with divorce and family law, landlord and tenant issues, bankruptcy and more. Call 800-327-2251 for urgent needs or access information online at portal.BHSonline.com Company code: BeautyHealth (100% Employer Paid)


BeautyHealth New Hire Guide 2023 | 31 Virtual Care Blue Shield of California also offers the following programs, allowing access to care 24/7. Teladoc Teladoc provides 24/7 access to a network of board-certified doctors who can treat many of your non-emergency medical issues when your doctor is not available. You can talk to a Teladoc doctor anytime, through the convenience of your smartphone, tablet, or computer with a webcam. Sign up for free today at Teladoc.com/bsc or call 800-835-2362. „ 24/7 access to doctors to assess your condition „ Medical conditions such as cold, flu, allergies and more „ Teladoc doctors can send a prescription to the pharmacy of your choice Nurse Help 24/7 SM „ Call NurseHelp 24/7 and speak with a registered nurse anytime you have health-related questions. Experienced registered nurses are available 24 hours a day, 7 days a week to answer your health questions at no charge and all calls are confidential. „ Call 877-304-0504 and get private, personalized assistance 24 hours a day.


32 | BeautyHealth New Hire Guide 2023 Pet Insurance Whether they have two legs or four, every family member deserves quality health care. That’s why with Nationwide Pet Insurance, you get the freedom to use any vet including specialists and emergency providers. Policies are available for dogs, cats, birds, reptiles and other exotic pets. To obtain a quote, visit www.petinsurance.com/hydrafacial to enroll online, or call 877-738-7874. You can enroll in this plan at anytime as plans are issued on an individual basis depending on your zip code, pet species, and plan that you select! 32 | BeautyHealth New Hire Guide 2023


BeautyHealth New Hire Guide 2023 | 33 Additional Value Added Benefits Here are some other valuable programs that you are eligible to participate in at no additional cost to you which are provided by BlueShield of California Identity Protection As an eligible Blue Shield medical plan member, you can now get identity protection services through ID theft protection. Eligible members can receive services such as identity repair assistance, identity theft insurance, and credit monitoring for you and your covered family members. It makes good sense and best of all, it’s no charge! You can access these services by calling 866-274-3891 or visit experianidworks.com/blueshieldca. Discount Programs To help you save money while you’re working on your health, Blue Shield members can receive discounts on various health and wellness programs. Blue Shield members can get access to 10,000+ fitness centers nationwide for just $25/month (brought to you by Blue Shield in partnership with Tivity Health), save up to 25% off on acupuncture and chiropractic services and much more. For details on Blue Shield’s Discount Programs, log on to blueshieldca.com/wellnessdiscounts. Life Referral Is Available 24/7 Call 800-985-2405 Life Referrals 24 /7 Everyone can use a hand sometimes, and LifeReferrals 24/7SM offers convenient support to help you meet life’s challenges. A simple phone call connects you with a team of experienced professionals ready to assist you with a wide range of personal, family, and work issues. Financial, Legal, and Mediation „ Request referrals for consultations with professionals about legal matters such as wills, landlord/tenant issues, retirement planning and tax preparation „ Unlimited telephonic financial consultations „ 60-minute consultation with an attorney per issue and receive 25% discount on additional consultations Community Resources A specialist can provide you with useful information and referrals to a wide range of resources, including: „ Child and elder care „ Transportation assistance „ Meal programs „ Smoking cessation programs BeautyHealth New Hire Guide 2023 | 33


34 | BeautyHealth New Hire Guide 2023 Additional Value Added Benefits Wellvolution® We know we could be healthier, but life is busy and things get in the way. Wellvolution® is the simplest way to work wellness into your day. Wellvolution® is an online, interactive program that reward you when you adopt and maintain a healthy lifestyle habit focusing on healthy eating, physical activity, stress management, and smoking cessation. Sign up at wellvolution.com to join the Wellvolution® today. Solera4me Solera4me is a 16-week lifestyle change program also known as the Diabetes Prevention program that is available to Blue Shield members over the age of 18. It’s a cutting-edge program that helps you lose weight, adopt a healthy lifestyle, and significantly reduce your risk of developing type-2 diabetes. To learn more, visit solera4me.com/shield. Quitnet® Get the help you need to quit smoking with encouragement and support from the longest-running online support community in the world. Sign up at wellvolution.com. BeautyHealth has partnered with amazing vendors to bring you some added perks as a member of the team!


BeautyHealth New Hire Guide 2023 | 35 Additional Value Added Benefits BeautyHealth has partnered with amazing vendors to bring you some added perks as a member of the team! Tickets At Work Take full advantage of our partnership with TicketsatWork as we bring you exclusive access to savings on movie tickets, theme parks, hotels, tours, Broadway and Vegas shows & more. 3 steps, 60 seconds to enjoy these perks! Sign up today! 1. Visit www.ticketsatwork.com 2. Click “Become a Member” box at the top of the homepage 3. Then, create an account with your email address and company code „ Go to fitnessyourway.tivityhealth.com/bsc to enroll in your preferred gym package and get your member ID number. „ Find participating gyms by clicking “Locations” at fitnessyourway.tivityhealth.com/bsc. „ Take your ID number to your preferred gym. „ Sign the gym’s waiver, get your gym key fob and start working out. Place your order by calling 800-331-6483. OR visit www.ticketsatwork.com Company Code: HydraFacial For pricing information visit https://fitnessyourway.tivityhealth. com/bsc. Limitations apply. See Program Agreement for details. Fitness Your Way enrollment fee is $19 plus applicable sales tax. *Offer available to members 18 and over who have benefits with a participating Blue Cross Blue Shield health care plan. Fitness locations are not owned or operated by Tivity Health, Inc. or its affiliates. Fitness Your Way membership entitles member to use the fitness location facilities and amenities available to the holder of a basic membership at the fitness locations. Facilities and amenities vary by location. Active & Fit Direct Choose from more than 11,900 participating fitness centers nationwide at a discounted rate. This program is offered through American Specialty Health Fitness, Inc offered through Anthem. „ The cost to sign-up is $28/month. Initial signup requires first two month’s payment and a one-time $28 enrollment fee. „ For more information – log into anthem.com/ca, choose Care, and select Discounts. Fitness Your Way by Tivity Health Fitness Your Way® is your flexible, no-excuses fitness discount program brought to you by Blue Shield of California. „ Enroll* in one of our flexible gym packages to work out at multiple gyms where you live, work and travel, and take virtual classes. „ Gym packages starting at $19 a month and one time enrollment fee $19.


36 | BeautyHealth New Hire Guide 2023 Additional Value Added Benefits You have access to the following programs at no cost to you through New York Life. New York Life Group Benefit Solutions (NYL GBS) Secure Travel New York Life Group Benefit Solutions (NYL GBS) Secure Travel offers pre-trip planning, assistance while traveling and emergency medical transportation benefits for covered persons traveling 100 miles or more from home (see your plan for details). „ Pre-trip Planning „ Traveling Assistance „ Emergency Assistance To learn more, call 888-226-4567 Email: [email protected] Policy# OK971622 Group# 57 NYL GBS Survivor Assurance At New York Life Group Benefit Solutions (NYL GBS), we know losing a loved one is difficult. And we understand how challenging it can be for beneficiaries to manage their loved one’s insurance benefits among other pressures during such a difficult time. That’s why, as part of NYL GBS Survivor Assurance program, we offer services to support beneficiaries when they need it most, including. „ A NYL GBS Survivor Assurance account in your name „ Employee Assistance & Wellness Support „ Financial, Legal, Estate Support If you have questions about your Assurance account: Call: 800-570-3778 weekdays between 8:00 am and 7:00 pm, (EST) Website: guidanceresources.com Web ID: NYLGBS NYL Group Benefit Solutions We know financial and legal challenges can be very stressful for you and your family. That’s why New York Life Group Benefit Solutions provides our Financial, Legal & Estate Support program to help you navigate these issues, at no additional cost. Leaving you with fewer worries. Our suite of value-add resources includes: „ FinancialConnect® „ LegalConnect® „ EstateGuidance® To learn more, call 800-344-9752 Website: guidanceresources.com Web ID: NYLGBS Life Assistance Program Life. Just when you think you’ve got it figured out, along comes a challenge. Whether your needs are big or small, New York Life Group Benefit Solutions (NYL GBS) is there for you with our NYL GBS Life Assistance Program. It can help you and your family find solutions and restore your peace of mind. This is just another example of how we are committed to Putting Benefits To Work For PeopleSM. Our suite of value-add resources includes: „ Employee Assistance Program „ GuidanceResources „ Well-being Coaching To learn more, call 800-344-9752 Website: guidanceresources.com Web ID: NYLGBS 36 | BeautyHealth New Hire Guide 2023


BeautyHealth New Hire Guide 2023 | 37 2023 Holiday Schedule For 2023, we will provide 13 company paid holidays in total (11 stated and 2 floating). Floating Holiday Overview What is a Floating Holiday? A Floating Holiday is a paid day off of your choosing. You decide what two holidays you want to celebrate – it could be your birthday, your anniversary, any holiday that we don’t already celebrate as a company, or any other day you’d like. Why Floating Holidays? Our diversity is one of the things that we value, and you’ve told us that there are holidays that you and your family like to celebrate that are outside of those we offer today. This could be Veteran’s Day, Good Friday or even your own birthday! Do they rollover year to year? Floating Holidays do not roll over from one year to the next. They are “use it or lose it”! So, take a look at the calendar and talk with your manager. Don’t forget to enter your requests in Workday. What else should I know? Floating Holidays need to be planned. Like PTO, you will need to obtain prior approval from your manager and input the time into Workday. All employees must enter the Floating Holiday in the Time Tracking System for processing whether they are a part of the Standard or Permissive PTO plans. MARK YOUR CALENDARS January 2 New Year’s Day Monday January 16 Martin Luther King Jr. Day Monday February 20 Presidents Day Monday May 29 Memorial Day Monday June 19 Juneteenth Monday July 4 Independence Day Tuesday September 4 Labor Day Monday November 23 Thanksgiving Day Thursday November 24 Day after Thanksgiving Friday December 22 Christmas Eve (Observed) Friday December 25 Christmas Day Monday Non-exempt employees must work their scheduled workday before and after the holiday in order to be paid for the holiday, unless you are absent with prior permission from your manager. BeautyHealth New Hire Guide 2023 | 37


38 | BeautyHealth New Hire Guide 2023 2023 Employee Contributions Blue Shield Access + HMO (California Only) Bi-Weekly Cost Employee Only $30.96 Employee + Spouse $142.40 Employee + Child(ren) $105.25 Employee + Family $179.54 Blue Shield Access + HMO Full Network (California Only) Bi-Weekly Cost Employee Only $43.84 Employee + Spouse $152.31 Employee + Child(ren) $110.77 Employee + Family $189.23 Blue Shield PPO (All States) Bi-Weekly Cost Employee Only $112.52 Employee + Spouse $345.58 Employee + Child(ren) $255.44 Employee + Family $435.73 Blue Shield HDHP (All States) Bi-Weekly Cost Employee Only $47.08 Employee + Spouse $146.42 Employee + Child(ren) $108.22 Employee + Family $184.62 Medical Plan Contributions Dental Net HMO (California Only) Bi-Weekly Cost Employee Only $3.42 Employee + Spouse $10.22 Employee + Child(ren) $9.82 Employee + Family $18.40 Dental Essential Choice PPO (All States) Bi-Weekly Cost Employee Only $8.78 Employee + Spouse $25.70 Employee + Child(ren) $35.86 Employee + Family $52.78 Dental Plan Contributions 38 | BeautyHealth New Hire Guide 2023


BeautyHealth New Hire Guide 2023 | 39 2023 Employee Contributions EyeMed Vision Bi-Weekly Cost Employee Only $3.37 Employee + Spouse $6.40 Employee + Child(ren) $6.74 Employee + Family $9.91 Cigna Bi-Weekly Cost Employee Only $4.34 Employee + Spouse $7.12 Employee + Child(ren) $9.58 Employee + Family $12.95 Vision Plan Contributions Voluntary Life/AD&D Rates Voluntary Accident Contributions Employee Age Bi-Weekly Rates 15–29 $0.0351 30-34 $0.0392 35-39 $0.0577 40-44 $0.1002 45-49 $0.1551 50-54 $0.2354 55-59 $0.3757 60-64 $0.6282 65-69 $1.0190 70-74 $1.6560 75-79 $2.9317 80-84 $5.7766 85-89 $9.5091 90+ $14.8911 Per $1,000 for Employee & Spouse Voluntary Child Life/ per $1,000 $0.0771 Voluntary AD&D per $1,000 $0.0194 BeautyHealth New Hire Guide 2023 | 39


40 | BeautyHealth New Hire Guide 2023 Key Terms to Know HSA – A Health Savings Account (HSA) is an account created for individuals who are covered under HDHP plans to save for medical expenses that HDHP’s don’t cover. Contributions are made into the account by the individual or the individual’s employer and are limited to a maximum each year. Individual Deductible - The dollar amount a member must pay each year before the plan will pay benefits for covered services. In-Network - Services received from providers (doctors, hospitals, etc.) who are a part of your health plan’s network. In-network services generally cost you less than out-of-network services. Out-of-Network - Services received from providers (doctors, hospitals, etc.) who are not a part of your health plan’s network. Out-of-network services generally cost you more than in-network services. With some plans, such as HMOs and EPOs, out-of-network services are not covered. Out-of-Pocket - Healthcare costs you pay using your own money, whether from your bank account, credit card, Health Reimbursement Account (HRA), Health Savings Account (HSA) or Flexible Spending Account (FSA). Out-of-Pocket Maximum – The most you would pay out-of-pocket for covered services in a year. Once you reach your out-of-pocket maximum, the plan covers 100% of eligible expenses. Preventive Care – A routine exam, usually yearly, that may include a physical exam, immunizations and tests for certain health conditions. Summary Plan Description (SPD) – Required by Employee Retirement Income Security Act (ERISA) law to make available to employees of BeautyHealth’s medical, dental, voluntary life and disability plans, and flexible spending accounts. These documents summarize each insurance plan and provide valuable information on plan coverage, services, and legal rights. Allowable Charge - The most that an in-network provider can charge you for an office visit or service. Balance Billing - Non-network providers are allowed to charge you more than the plan’s allowable charge. This is called Balance Billing. Coinsurance - The cost share between you and the insurance company. Coinsurance is always a percentage totaling 100%. For example, if the plan pays 70%, you are responsible for paying the remaining 30% of the cost. Copay - The fee you pay to a provider at the time of service. Deductible - The amount you have to pay out-of-pocket for expenses before the insurance company will cover any benefit costs for the year (except for preventive care and other services where the deductible is waived). Explanation of Benefits (EOB) - The statement you receive from the insurance carrier that explains how much the provider billed, how much the plan paid (if any) and how much you owe (if any). In general, you should not pay a bill from your provider until you have received and reviewed your EOB (except for copays). Family Deductible - The dollar amount a family must pay each year before the plan will pay benefits for covered services. FSA – A Flexible Spending Account (FSA) is one of a number of tax-advantaged financial accounts that can be set up through a cafeteria plan of an employer in the United States to pay for copayments, deductibles, prescriptions and other health care costs. HDHP – A HDHP is a high-deductible health plan with lower premiums and higher deductibles than a traditional health. Being covered in a highdeductible health plan (HDHP) is also a requirement for having a health savings account (HSA). Medical Terms 40 | BeautyHealth New Hire Guide 2023


BeautyHealth New Hire Guide 2023 | 41 Key Terms to Know Prescription Drug Terms Brand Name Drug - A drug sold under its trademarked name. A generic version of the drug may be available. Generic Drug – A drug that has the same active ingredients as a brand name drug, but is sold under a different name. Generics only become available after the patent expires on a brand name drug. For example, Tylenol is a brand name pain reliever commonly sold under its generic name, Acetaminophen. Dispense as Written (DAW) - A prescription that does not allow for substitution of an equivalent generic or similar brand drug. Maintenance Medications - Medications taken on a regular basis for an ongoing condition such as high cholesterol, high blood pressure, asthma, etc. Oral contraceptives are also considered a maintenance medication. Non-Preferred Brand Drug - A brand name drug for which alternatives are available from either the plan’s preferred brand drug or generic drug list. There is generally a higher copayment for a non-preferred brand drug. Preferred Brand Drug - A brand name drug that the plan has selected for its preferred drug list. Preferred drugs are generally chosen based on a combination of clinical effectiveness and cost. Dental Terms Basic Services - Generally include coverage for fillings and oral surgery. Diagnostic and Preventive Services - Generally include routine cleanings, oral exams, x-rays, sealants and fluoride treatments. Most plans limit preventive exams and cleanings to two times a year. Endodontics - Commonly known as root canal therapy. Implants - An artificial tooth root that is surgically placed into your jaw to hold a replacement tooth or bridge. Many dental plans do not cover implants. Major Services - Generally include restorative dental work such as crowns, bridges, dentures, inlays and onlays. Orthodontia - Some dental plans offer Orthodontia services for children (and sometimes adults too) to treat alignment of the teeth. Orthodontia services are typically limited to a lifetime maximum. Periodontics - Diagnosis and treatment of gum disease. Pre-Treatment Estimate - An estimate of how much the plan will pay for treatment. A pre-treatment estimate is not a guarantee of payment. Pre-treatments are done before you get care, so that you will know early if it is covered by your dental plan. BeautyHealth New Hire Guide 2023 | 41


42 | BeautyHealth New Hire Guide 2023 Contact Information COVERAGES CARRIER WEBSITE/EMAIL PHONE All Benefit Questions WorkForce Junction Call Center [email protected] 925-338-2035 Medical Insurance Blue Shield of CA www.blueshieldca.com 855-599-2650 Health Savings Account (HSA) Health Equity www.myhealthequity.com 877-857-6810 Flexible Spending Account (FSA) WEX www.wexinc.com/discovery-benefits 866-451-3399 Dental Anthem Blue Cross www.anthem.com/ca HMO: 800-627-0004 PPO: 844-729-1565 Vision Eyemed www.eyemed.com 866-800-5457 Basic Life and AD&D New York Life www.newyorklife.com 800-225-5695 Voluntary Life and AD&D New York Life www.newyorklife.com 800-225-5695 Disability Insurance New York Life www.newyorklife.com 800-225-5695 Voluntary Accident Insurance Cigna www.cigna.com 800-754-3207 401(k) Retirement Plan NewPort Group www.newportgroup.com 844-749-9981 Employee Assistance Program BHS portal.bhsonline.com 800-327-2251 Pet Insurance Nationwide petinsurance.com/BeautyHealth 877-738-7874 Teladoc Blue Shield of CA www.Teladoc.com/bsc 800-835-2362 NurseHelp 24/7 Blue Shield of CA www.blueshieldca.com 877-304-0504 Life Referrals 24/7 Blue Shield of CA www.blueshieldca.com 800-985-2405 Identity Protection Blue Shield of CA experianidworks.com/blueshieldca 866-274-3891 Solera4Me Blue Shield of CA www.solera4me.com None Wellvolution Blue Shield of CA www.Mywellvolution.com None For questions regarding your benefits or reordering ID cards, coverage, and claims questions, you may contact our carriers directly or reach out to our benefits advocate team. Remember: You can call the Call Center for all your benefits questions. 925-338-2035 / [email protected] (Available Monday through Friday 7:30 am to 4:30 pm PST) 42 | BeautyHealth New Hire Guide 2023


BeautyHealth New Hire Guide 2023 | 43 Benefits At Your Fingertips Be sure to download our partner’s mobile applications to get access to your plans right at your fingertips! Blue Shield of California HealthEquity Mobile EyeMed BHS APP Teladox Benefits by WEX Sydney Health (Anthem) Newport Group BeautyHealth New Hire Guide 2023 | 43


44 | BeautyHealth New Hire Guide 2023 Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip Legal ex ea commodo consequat. Notices 44 | BeautyHealth New Hire Guide 2023


BeautyHealth New Hire Guide 2023 | 45 Annual Legal Notices Women’s Health & Cancer Rights Act If you have had or are going to have a mastectomy, you may be entitled to certain benefits under the Women’s Health and Cancer Rights Act of 1998 (“WHCRA”). For individuals receiving mastectomy-related benefits, coverage will be provided in a manner determined in consultation with the attending physician and the patient, for: „ All stages of reconstruction of the breast on which the mastectomy was performed; „ Surgery and reconstruction of the other breast to produce a symmetrical appearance; „ Prostheses; and „ Treatment of physical complications of the mastectomy, including lymphedema. These benefits will be provided subject to the same deductibles and coinsurance applicable to other medical and surgical benefits provided under the plan. Therefore, the following deductibles and coinsurance apply: CALIFORNIA EMPLOYEES Plan 1: Access+ HMO SaveNet (Individual: 25% coinsurance and deductible None; Family: 25% coinsurance and deductible None) Plan 2: Access+ HMO Full Network (Individual: 25% coinsurance and deductible None; Family: 25% coinsurance and deductible None) ALL OTHER STATES Plan 3: Blue Shield Standard PPO (Individual: 20% coinsurance and $750 deductible; Family: 20% coinsurance and $2,250 deductible) Plan 4: Blue Shield PPO HDHP w/ HSA (Individual: 20% coinsurance and $1,800 deductible; Employee + Dependents: 20% coinsurance and $3,000 Individual & $3,600 Family deductible) If you would like more information on WHCRA benefits, please call your Plan Administrator at [email protected]. Newborns’ And Mothers’ Health Protection Act Group health plans and health insurance issuers generally may not, under Federal law, restrict benefits for any hospital length of stay in connection with childbirth for the mother or newborn child to less than 48 hours following a vaginal delivery, or less than 96 hours following a cesarean section. However, Federal law generally does not prohibit the mother’s or newborn’s attending provider, after consulting with the mother, from discharging the mother or her newborn earlier than 48 hours (or 96 hours as applicable). In any case, plans and issuers may not, under Federal law, require that a provider obtain authorization from the plan or insurance issuer for prescribing a length of stay not in excess of 48 hours (or 96 hours). BeautyHealth New Hire Guide 2023 | 45


Annual Legal Notices Premium Assistance under Medicaid and the Children’s Health Insurance Program (CHIP). If you or your children are eligible for Medicaid or CHIP and you’re eligible for health coverage from your employer, your state may have a premium assistance program that can help pay for coverage, using funds from their Medicaid or CHIP programs. If you or your children aren’t eligible for Medicaid or CHIP, you won’t be eligible for these premium assistance programs but you may be able to buy individual insurance coverage through the Health Insurance Marketplace. For more information, visit www.healthcare.gov. If you or your dependents are already enrolled in Medicaid or CHIP and you live in a State listed below, contact your State Medicaid or CHIP office to find out if premium assistance is available. If you or your dependents are NOT currently enrolled in Medicaid or CHIP, and you think you or any of your dependents might be eligible for either of these programs, contact your State Medicaid or CHIP office or dial 1-877-KIDS NOW or www.insurekidsnow.gov to find out how to apply. If you qualify, ask your state if it has a program that might help you pay the premiums for an employer-sponsored plan. If you or your dependents are eligible for premium assistance under Medicaid or CHIP, as well as eligible under your employer plan, your employer must allow you to enroll in your employer plan if you aren’t already enrolled. This is called a “special enrollment” opportunity, and you must request coverage within 60 days of being determined eligible for premium assistance. If you have questions about enrolling in your employer plan, contact the Department of Labor at www.askebsa.dol.gov or call 1-866-444-EBSA (3272). 46 | BeautyHealth New Hire Guide 2023 BeautyHealth Employee Benefit Guide 2023


ALABAMA—Medicaid myalhipp.com 1-855-692-5447 ALASKA—Medicaid The AK Health Insurance Premium Payment Program myakhipp.com 1-866-251-4861 Customer [email protected] Medicaid Eligibility: dhss.alaska.gov/dpa/Pages/medicaid/default.aspx ARKANSAS—Medicaid myarhipp.com 1-855-MyARHIPP (855-692-7447) CALIFORNIA—Medicaid Health Insurance Premium Payment (HIPP) Program http://dhcs.ca.gov/hipp Phone: 916-445-8322 Fax: 916-440-5676 Email: [email protected] COLORADO—Health First Colorado (Colorado’s Medicaid Program) & Child Health Plan Plus (CHP+) Health First Colorado Website: https://www.healthfirstcolorado.com/ 1-800-221-3943/ State Relay 711 CHP+: https://www.colorado.gov/pacific/hcpf/child-health- plan-plus CHP+ Customer Service: 1-800-359-1991/ State Relay 711 Health Insurance Buy-In Program (HIBI): https://www.colorado.gov/ pacific/hcpf/health- insurance-buy-program HIBI Customer Service: 1-855-692-6442 FLORIDA—Medicaid flmedicaidtplrecovery.com/hipp 1-877-357-3268 GEORGIA—Medicaid A HIPP Website: https://medicaid.georgia.gov/health-insurance-premiumpayment-program-hipp Phone: 678-564-1162, Press 1 GA CHIPRA Website: https://medicaid.georgia.gov/programs/ third-party-liability/childrens-health-insurance-programreauthorization- act-2009-chipra Phone: (678) 564-1162, Press 2 INDIANA—Medicaid Healthy Indiana Plan for low-income adults 19-64 Website: http://www.in.gov/fssa/hip/ Phone: 1-877-438-4479 All other Medicaid Website: http://www.indianamedicaid.com / Phone 1-800-403-0864 IOWA—Medicaid and CHIP (Hawki) Medicaid Website:https://dhs.iowa.gov/ime/members Medicaid Phone: 1-800-338-8366 Hawki Website: http://dhs.iowa.gov/Hawki / 1-800-257-8563 HIPP Website: https://dhs.iowa.gov/ime/members/medicaid- a-to-z/hipp HIPP Phone: 1-888-346-9562 KANSAS—Medicaid www.kdheks.gov/hcf 1-785-296-3512 KENTUCKY—Medicaid Kentucky Integrated Health Insurance Premium Payment Program (KI-HIPP) Website: https://chfs.ky.gov/agencies/dms /member/Pages/kihipp.aspx Phone: 1-855-459-6328 Email: [email protected] KCHIP Website: https://kidshealth.ky.gov/Pages/index.aspx Phone: 1-877-524-4718 Kentucky Medicaid Website: https://chfs.ky.gov http://www.dss.mo.gov/mhd/participants/pages/hipp.htm Phone: 573-751-2005 To see if any other states have added a premium assistance program since July 31, 2022 or for more information on special enrollment rights, contact either: U.S. Department of Labor Employee Benefits Security Administration www.dol.gov/agencies/ebsa 866-444-EBSA (3272) U.S. Department of Health & Human Services Centers for Medicare & Medicaid Services www.cms.hhs.gov 877-267-2323 Menu Option 4, Ext. 61565 LOUISIANA—Medicaid http://dhh.louisiana.gov/index.cfm/subhome/1/n/331 Phone: 1-888-695-2447 MAINE—Medicaid Enrollment Website: https://www.maine.gov/dhhs/ofi/applications-forms Phone: 1-800-442-6003 TTY: Maine relay 711 Private Health Insurance Premium Webpage: https://www.maine.gov/dhhs/ ofi/applications-forms Phone: -800-977-6740. TTY: Maine relay 711 MASSACHUSETTS—Medicaid and CHIP http://www.mass.gov/eohhs/gov/departments/masshealth/ Phone: 1-800-862-4840 MINNESOTA—Medicaid https://mn.gov/dhs/people-we-serve/seniors/health-care/ health-care-programs/programs-and-services/other-insurance.jsp Phone: 1-800-657-3739 MISSOURI—Medicaid Website: http://www.dss.mo.gov/mhd/participants/pages/hipp.htm Phone: 573-751-2005 MONTANA—Medicaid dphhs.mt.gov/MontanaHealthcarePrograms/HIPP 1-800-694-3084 NEBRASKA—Medicaid Website: http://www.ACCESSNebraska.ne.gov Phone: (855) 632-7633 Lincoln: (402) 473-7000 Omaha: (402) 595-1178 NEVADA—Medicaid Medicaid Website: https://dhcfp.nv.gov Phone: 1-800-992-0900 NEW HAMPSHIRE—Medicaid Website: https://www.dhhs.nh.gov/oii/hipp.htm Phone: 603-271-5218 Toll free number for the HIPP program: 1-800-852-3345, ext 5218 NEW JERSEY—Medicaid and CHIP http://www.state.nj.us/humanservices/dmahs/clients/medicaid/ Medicaid Phone: 609-631-2392 CHIP Website: http://www.njfamilycare.org/index.html CHIP Phone: 1-800-701-0710 NEW YORK—Medicaid www.nyhealth.gov/health_care/medicaid 1-800-541-2831 NORTH CAROLINA—Medicaid www.ncdhhs.gov/dma 1-919-855-4100 NORTH DAKOTA—Medicaid www.nd.gov/dhs/services/medicalserv/medicaid 1-844-854-4825 OKLAHOMA—Medicaid and CHIP www.insureoklahoma.org 1-888-365-3742 OREGON—Medicaid http://healthcare.oregon.gov/Pages/index.aspx http://www.oregonhealthcare.gov/index-es.html Phone: 1-800-699-9075 PENNSYLVANIA—Medicaid http://www.dhs.pa.gov/provider/medicalassistance/ healthinsurancepremiumpaymenthippprogram/index.htm Phone: 1-800-692-7462 RHODE ISLAND—Medicaid Website: http://www.eohhs.ri.gov/ Phone: 855-697-4347, or 401-462-0311 (Direct RIte Share Line) SOUTH CAROLINA—Medicaid www.scdhhs.gov 1-888-549-0820 SOUTH DAKOTA— Medicaid dss.sd.gov 1-888-828-0059 TEXAS—Medicaid gethipptexas.com 1-800-440-0493 UTAH—Medicaid and CHIP Medicaid: health.utah.gov/medicaid CHIP: health.utah.gov/chip 1-877-543-7669 VERMONT—Medicaid www.greenmountaincare.org 1-800-250-8427 VIRGINIA—Medicaid and CHIP Medicaid: www.coverva.org/programs_premium_assistance.cfm 1-800-432-5924 CHIP: www.coverva.org/programs_premium_assistance.cfm 855-242-8282 WASHINGTON—Medicaid www.hca.wa.gov/medicaid/premiumpymt/pages/index.aspx 1-800-562-3022 ext. 15473 WEST VIRGINIA—Medicaid Website: http://mywvhipp.com/ Toll-free phone: 1-855-MyWVHIPP (1-855-699-8447) WISCONSIN—Medicaid and CHIP www.dhs.wisconsin.gov/publications/p1/p10095.pdf 800-362-3002 WYOMING—Medicaid wyequalitycare.acs-inc.com 1-307-777-7531 Paperwork Reduction Act Statement According to the Paperwork Reduction Act of 1995 (Pub. L. 104-13) (PRA), no persons are required to respond to a collection of information unless such collection displays a valid Office of Management and Budget (OMB) control number. The Department notes that a Federal agency cannot conduct or sponsor a collection of information unless it is approved by OMB under the PRA, and displays a currently valid OMB control number, and the public is not required to respond to a collection of information unless it displays a currently valid OMB control number. See 44 U.S.C. 3507. Also, notwithstanding any other provisions of law, no person shall be subject to penalty for failing to comply with a collection of information if the collection of information does not display a currently valid OMB control number. See 44 U.S.C. 3512. If you live in one of the following states, you may be eligible for assistance paying your employer health plan premiums. The following list of states is current as of July 31, 2022. Contact your State for more information on eligibility – Annual Legal Notices BeautyHealth Employee Benefit Guide 2023 BeautyHealth New Hire Guide 2023 | 47


Annual Legal Notices HIPAA Notice Of Privacy Practices Reminder Protecting Your Health Information Privacy Rights The HydraFacial Company is committed to the privacy of your health information. The administrators of the The HydraFacial Company Health Plan (the “Plan”) use strict privacy standards to protect your health information from unauthorized use or disclosure. The Plan’s policies protecting your privacy rights and your rights under the law are described in the Plan’s Notice of Privacy Practices. You may receive a copy of the Notice of Privacy Practices by contacting [email protected]. HIPAA Special Enrollment Rights The HydraFacial Company Health Plan Notice of Your HIPAA Special Enrollment Rights Our records show that you are eligible to participate in the The HydraFacial Company Health Plan (to actually participate, you must complete an enrollment form and pay part of the premium through payroll deduction). A federal law called HIPAA requires that we notify you about an important provision in the plan - your right to enroll in the plan under its “special enrollment provision” if you acquire a new dependent, or if you decline coverage under this plan for yourself or an eligible dependent while other coverage is in effect and later lose that other coverage for certain qualifying reasons. Loss of Other Coverage (Excluding Medicaid or a State Children’s Health Insurance Program). If you decline enrollment for yourself or for an eligible dependent (including your spouse) while other health insurance or group health plan coverage is in effect, you may be able to enroll yourself and your dependents in this plan if you or your dependents lose eligibility for that other coverage (or if the employer stops contributing toward your or your dependents’ other coverage). However, you must request enrollment within “30 days” after your or your dependents’ other coverage ends (or after the employer stops contributing toward the other coverage). Loss of Coverage for Medicaid or a State Children’s Health Insurance Program. If you decline enrollment for yourself or for an eligible dependent (including your spouse) while Medicaid coverage or coverage under a state children’s health insurance program is in effect, you may be able to enroll yourself and your dependents in this plan if you or your dependents lose eligibility for that other coverage. However, you must request enrollment within 60 days after your or your dependents’ coverage ends under Medicaid or a state children’s health insurance program. New Dependent by Marriage, Birth, Adoption, or Placement for Adoption. If you have a new dependent as a result of marriage, birth, adoption, or placement for adoption, you may be able to enroll yourself and your new dependents. However, you must request enrollment within “30 days” after the marriage, birth, adoption, or placement for adoption. Eligibility for Premium Assistance Under Medicaid or a State Children’s Health Insurance Program – If you or your dependents (including your spouse) become eligible for a state premium assistance subsidy from Medicaid or through a state children’s health insurance program with respect to coverage under this plan, you may be able to enroll yourself and your dependents in this plan. However, you must request enrollment within 60 days after your or your dependents’ determination of eligibility for such assistance. To request special enrollment or to obtain more information about the plan’s special enrollment provisions, contact [email protected]. Important Warning If you decline enrollment for yourself or for an eligible dependent, you must complete our form to decline coverage. On the form, you are required to state that coverage under another group health plan or other health insurance coverage (including Medicaid or a state children’s health insurance program) is the reason for declining enrollment, and you are asked to identify that coverage. If you do not complete the form, you and your dependents will not be entitled to special enrollment rights upon a loss of other coverage as described above, but you will still have special enrollment rights when you have a new dependent by marriage, birth, adoption, or placement for adoption, or by virtue of gaining eligibility for a state premium assistance subsidy from Medicaid or through a state children’s health insurance program with respect to coverage under this plan, as described above. If you do not gain special enrollment rights upon a loss of other coverage, you cannot enroll yourself or your dependents in the plan at any time other than the plan’s annual open enrollment period, unless special enrollment rights apply because of a new dependent by marriage, birth, adoption, or placement for adoption, or by virtue of gaining eligibility for a state premium assistance subsidy from Medicaid or through a state children’s health insurance program with respect to coverage under this plan. 48 | BeautyHealth New Hire Guide 2023


Annual Legal Notices Medicare Part D – Prescription Drug Coverage Important Notice About Your Prescription Drug Coverage Under the Plan and Medicare. Please read this notice carefully and keep it where you can find it. This notice has information about your current prescription drug coverage under the Plan and about your options under Medicare’s prescription drug coverage. This information can help you decide whether or not you want to join a Medicare drug plan. If you are considering joining, you should compare your current coverage, including which drugs are covered at what cost, with the coverage and costs of the plans offering Medicare prescription drug coverage in your area. Information about where you can get help to make decisions about your prescription drug coverage is at the end of this notice. There are two important things you need to know about your current coverage and Medicare’s prescription drug coverage: 1. Medicare prescription drug coverage became available in 2006 to everyone with Medicare. You can get this coverage if you join a Medicare Prescription Drug Plan or join a Medicare Advantage Plan (like an HMO or PPO) that offers prescription drug coverage. All Medicare drug plans provide at least a standard level of coverage set by Medicare. Some plans may also offer more coverage for a higher monthly premium. 2. The HydraFacial Company has determined that the prescription drug coverage offered by the medical plan is, on average for all plan participants, expected to pay out as much as standard Medicare prescription drug coverage pays and is therefore considered Creditable Coverage. Because your existing coverage is Creditable Coverage, you can keep this coverage and not pay a higher premium (a penalty) if you later decide to join a Medicare drug plan. When Can You Join A Medicare Drug Plan? You can join a Medicare drug plan when you first become eligible for Medicare and each year from October 15th to December 7th. However, if you lose your current creditable prescription drug coverage, through no fault of your own, you will also be eligible for a two (2) month Special Enrollment Period (SEP) to join a Medicare drug plan. What Happens To Your Current Coverage If You Decide to Join A Medicare Drug Plan? If you decide to join a Medicare drug plan, The HydraFacial Company coverage could be affected. See below for more information about what happens to your current coverage if you join a Medicare drug plan. Since the existing prescription drug coverage with Blue Shield of California plans are creditable (e.g. as good as Medicare coverage), You can retain your existing prescription drug coverage and choose not to enroll in a Part D plan; or you can enroll in a Part D plan as a supplement to, or in lieu of, your existing prescription drug coverage. If you do decide to join a Medicare drug plan and drop The HydraFacial Company prescription drug coverage, be aware that you and your dependents may not be able to get this coverage back. When Will You Pay A Higher Premium (Penalty) To Join A Medicare Drug Plan? You should also know that if you drop or lose your current coverage with under this Plan and don’t join a Medicare drug plan within 63 continuous days after your current coverage ends, you may pay a higher premium (a penalty) to join a Medicare drug plan later. If you go 63 continuous days or longer without creditable prescription drug coverage, your monthly premium may go up by at least 1% of the Medicare base beneficiary premium per month for every month that you did not have that coverage. For example, if you go nineteen months without creditable coverage, your premium may consistently be at least 19% higher than the Medicare base beneficiary premium. You may have to pay this higher premium (a penalty) as long as you have Medicare prescription drug coverage. In addition, you may have to wait until the following October to join. For More Information About This Notice Or Your Current Prescription Drug Coverage… Contact the person listed below for further information. NOTE: You’ll get this notice each year. You will also get it before the next period you can join a Medicare drug plan, and if this coverage through The HydraFacial Company changes. You also may request a copy of this notice at any time. For More Information About Your Options Under Medicare Prescription Drug Coverage… More detailed information about Medicare plans that offer prescription drug coverage is in the “Medicare & You” handbook. You’ll get a copy of the handbook in the mail every year from Medicare. You may also be contacted directly by Medicare drug plans. For more information about Medicare prescription drug coverage: „ Visit www.medicare.gov „ Call your State Health Insurance Assistance Program (see the inside back cover of your copy of the “Medicare & You” handbook for their telephone number) for personalized help „ Call 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. Remember: Keep this Creditable Coverage notice. If you decide to join one of the Medicare drug plans, you may be required to provide a copy of this notice when you join to show whether or not you have maintained creditable coverage and, therefore, whether or not you are required to pay a higher premium (a penalty). Date: January 1, 2023 Name of Entity/Sender: The HydraFacial Company Contact: Pamela Harvey, Vice President, Total Rewards Address: 2165 Spring Street, Long Beach, California, 90806 Phone Number: 800-603-4996 BeautyHealth New Hire Guide 2023 | 49


Annual Legal Notices Availability Of Summary Information As an employee, the health benefits provided by The HydraFacial Company represent a significant component of your compensation package. They also provide important protection for you and your family in the case of illness or injury. The HydraFacial Company offers a variety of benefit plans to eligible. Notice Of Certain Deadline Extensions And Summary Of Material Modifications This document provides notice of the potential expiration of the deadline relief that began on March 1, 2020 and an explanation of how that expiration will affect certain deadlines tolled under prior guidance applicable to ERISA plans. Specifically deadlines cannot be tolled for longer than one-year, so depending on the date an individual action would have been required, some deadline extensions will be expiring on February 28, 2021. Whether deadlines are tolled or resume will depend on the specific date you were required to take action or provide notice to the plan. This is a Summary of Material Modifications (“Summary”) to the extent those extensions applied to ERISA benefits under the <Plan Name> (“the Plan”). You should take the time to read this Summary carefully and keep it with the Summary Plan Description (“SPD”) document that was previously provided to you. If you need another copy of the SPD or if you have any questions regarding these changes to the Plan, please contact The HydraFacial Company during normal business hours at 2165 East Spring Street, Long Beach, CA 90806, telephone number (800) 603-4996. End Of Relief Period Extending Certain Deadlines In Response To The Covid-19 Crisis Will Depend On The Date An Individual Action Would Have Been Required With Some Deadlines Resuming Feb. 28, 2021 On April 28, 2020 Multi-Agency guidance extended certain deadlines that apply to group health plans that fall within the COVID-19 outbreak period beginning March 1, 2020. Those deadlines included and were limited to the following: „ The 30-day period to request special enrollment under HIPAA (or 60-day period as applicable to CHIP enrollment requests); » employees, spouses, and new dependents are allowed to enroll upo marriage, birth, adoption, or placement for adoption; » employees and dependents are allowed to enroll if they had declined coverage due to other health coverage and then lose eligibility or lose all employer contributions towards active coverage; » employees and their dependents are allowed to enroll upon loss of coverage under a state Children’s Health Insurance Program (CHIP) or Medic aid or who are eligible to receive premium assistance under those programs; „ The 60-day election period for COBRA continuation coverage; „ The deadline for making COBRA premium payments; „ The 60-day deadline for individuals to notify a plan of a COBRA qualifying event or determination of disability; „ The deadline for individuals to file an ERISA benefit claim under the plan’s claims procedure (including a H-FSA run out period deadline that ends during the outbreak period); or „ The deadline for claimants to file an appeal of an adverse benefit determination, a request for an external review, and to file information related to a request for external review for an ERISA plan. The period that these deadlines can be tolled is limited to one year. On Feb. 28, 2021, one year from March 1, 2020, some of the above timelines will no longer be tolled. Individual timeframes listed above that are subject to deadline relief will have the applicable deadlines disregarded only until the earlier of: (a) 1 year from the date they were first eligible for relief, or (b) 60 days after the announced end of the National Emergency (the end of the Outbreak Period). On those individualized applicable dates, the timeframes for employees/participants with periods that were previously tolled will resume. 50 | BeautyHealth New Hire Guide 2023


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