Helping Protect
Your ChildrenWhat You Value Most...
Our Mission Experience and Stability
Each year, more than 450,000 children are We have earned an A+ (Superior) Financial
Strength Rating from A.M. Best Company
reported missing*. AIL rmly believes children
are our future, and it is our mission to help (rating as of 6/15).
keep them safe. We provide these kits at no AIL and NILICO boast combined assets of more
cost to parents/guardians, the school or child than $3.2 billion with more than $50.4 billion of
care center. life insurance in force for working families.
About AIL Community Service
W. An international company, AIL is recognized Our state and local agencies are involved
as one of the largest providers of in charity, fund-raising events, community
supplemental insurance in North America. projects, scholarships and food banks to name
Our superior customer service, from initial a few. It’s what we do and it’s how we support
contact through the life of a policy, sets AIL our marketplaces.
apart from the competition.
For over 60 years, our commitment to working Food Banks
families has been respected and appreciated American Income’s eld force is one of the
by over 20,000 different groups. The groups largest contributors to food banks in North
represent members of: credit unions, America. The food they collect provides
associations, fraternal organizations, sporting support throughout the year for food drives,
groups, labor unions, licensed professionals women’s shelters, and other areas of need in
and non-pro t organizations. the community.
AIL is licensed in 49 states, the District of
Columbia, Canada, and is registered to carry
on business in New Zealand. National Income
Life Insurance Company, AIL’s wholly owned
subsidiary, is licensed in the state of New York.
AIL’s executive offices are located in Waco, Texas.
*Key Facts. National Center for Missing and Exploited
Children. www.missingkids.com/KeyFacts [June 17, 2016]
No-Cost Value-Added Benefits
For all families who Health Services Discount Program*
request a no-cost
Child Safe Kit®, an AIL This discount program provides members and
representative will: their families with discounts at point of service
on vision, hearing and chiropractic services,
• Personally contact the family to arrange as well as prescription drugs. Members can
an appointment receive discounts up to 60% on prescriptions,
vision and chiropractic care and hearing aids.
• Deliver and review the Child Safe Kit(s)® This program is not insurance, so members are
• Deliver Health Services Discount Card not required to ll out forms. All they need to
do is show the discount card when they visit a
information* and a Family Information Guide participating pharmacist or health care provider.
• Review voluntary supplemental insurance
Family Information Guide
bene ts available
• Request a non-perishable food item for the When emergencies occur, families can
minimize stress and confusion by having their
food bank critical information organized in one place. We
will provide every member with a document
Child Safe Kit® that helps him or her catalog information such
as bene ciaries, estate data, professional
Endorsed by the International Union of Police contacts and health records.
Associations, the American Federation of
School Administrators and the American *Not Available in all areas.
Federation of Teachers, this kit provides
parents with the tools they need to gather vital
information for use by authorities in the event a
child is reported missing.
Supplemental Insurance Benefits:
Helping secure futures with affordable, permanent, portable supplemental insurance benefits for working families.
Supplemental insurance benefits are not a sideline at AIL, it’s what we do. We take that
responsibility seriously with a proven history of helping working families and currently serve
more than 2 million policyholders.
Head Start Hospital Indemnity
Give your child a head start in life. This life (Form H34000 series)
insurance program not only provides an
immediate death bene t, but allows your This plan provides a xed bene t when a
insured children the option to purchase member is in the hospital due to an illness or
additional insurance in the future (up to accident.
$150,000) regardless of the child’s future
health or occupation. Cancer Protection
Freedom Of Choice (CNM, C10000 and C20000 series)
(Final Expense Plan) Policies provide speci c coverage for
treatment of cancer or a single sum bene t
A life insurance plan designed to take care of when an insured is diagnosed with cancer.
immediate nancial needs placed on a family
when a loved one passes away. As the name Critical Illness
implies, families have the freedom of choosing
the funeral home, location, and type of funeral (Form C10000 series)
when it is needed.
This policy pays a one time lump sum payment
when an insured is rst diagnosed with a
covered critical illness.
Term Insurance Terminal Illness Rider
Various terms are available to cover the (Form B5000 series)
needs of a temporary nature such as to pay
off a mortgage or other loans, family income This rider can be added to a life insurance
protection, etc. The bene ciary can request a policy at no cost to the insured.TheAccelerated
lump sum payment upon the insured’s death Bene t pays fty percent of the coverage face
or can request the bene ts be spread out over amount when the insured is diagnosed with a
several years to provide a monthly bene t terminal illness and has a life expectancy of
amount to help them adjust to the loss of the less than 12 months (24 months in IL, MA and
insured’s monthly income. WA). The policy premiums remain the same
after payment of the Accelerated Bene t to
Accident Policy the insured and the bene ciary receives the
remainder of the policy proceeds upon death
(Form A71000 series) of the insured.
The plan provides bene ts for accidental Descriptions above are summaries and provide very brief
death and dismemberment as well as hospital descriptions and are not an insurance contract. Product
con nement and intensive care treatment if availability varies by state and some products are not
related to an accident. In addition, the policy available in all areas. Complete details of the bene ts, terms,
pays a bene t if the member has emergency conditions and exclusions of speci c policies and availability
room treatment as a result of an accident when should be obtained from the agent or American Income Life.
treated within 72 hours of the accidental injury.
InternaJtiOonHaNl SEe. cOre’KtaErEy-FTEreasurer
LETTERS OF ENDORSEMENT DCoeehIuovaCneTrmeralichprcnhTPomLpyPiufeAhalmfphiorldiWadfraoCrttomorneeemumoatmPfStteh’neyroeteiLslaiseveeitnarc.ell:osfnicoeiiwtdtaTaefiectiutitrfneshotnsahhnSiAae.nceenngtsyadanaheaeimctnarftdrIAceew’faoeenndshdeealmIdleclrfmKaywneicetoifnuAaeoactohdiimhhedtrrtsalrimihueiyryoyil’tcaecnvodssspaleeawpateir.lLettrnocndoirtioIietiiihoodsuywcniotfu’ietdn.oaeaorinlesstsesinrlduehcathsssfroqntetleiIaatieibrnunxoadUosmisnhygbikccteen,cbohnioiuenroakloteriivamtitenfonralefeeinifidyffgnddnnsefediet.icvgrahcrntosdLaipaoebounefaeetinldoupiwfgnadrvPoteuespndaiteonsachcttognanulonaporertieiktpotdcntrrnAie(iyodpuoesgtd8nd,otlgfm.o0gaoAeewuhttMnr0cmfoehArsshtd)ArCseiioectiimnno4hccknhmhroggc9aeheeetiipialen5leracadipdpclri-mpitcIorio1ntiliScnoaioiusfrp2azaficapntnltoe1neaunofdiosr3ngIoebnam.stInhsendianinktIcttreeaountdayciipollotctrioLprsrmlhstetnpyeimoeientsrwfqe,aodoaaoetemuwsfhvLlsg;Aote,Liaaeeshrfirgsvkfamotietynefsliimerrooetniyeoivanaufostsrouiailhndctirunvcurn,cieederagemnradycrasnrCNf’eiohCanetoNsg6lnuhicmayhrpnl0fadeitmdiaacelbihtld’yomibradpdeaosotennerrtSpintSaloiosanloioageariafltfedesfneeleffIye,soceti.noa.ttktsciknuhn.ioidtigtwms.piealrlt
Sincerely,
Endorsed and supported by the nation’s SInatmerAna.tCioanbarlaPl resident
leading law enforcement union, as well as
AFSA and AFT, our Child Safe Kits® add Legislative Affairs Office • Washington, DC
an extra level of assurance for the family
and are a great tool to show your ongoing
support and commitment to the community.
The National Voice for Education Leaders A Union of Professionals
oAfmTeearicchaenrsF,eAdFeLr-aCtIiOon
WsmTeeEniVcrecdnCereCrnuiCensJealcWdtArnaieDateDsiyGmiraovtPsuroEsiCPotvreiLncaemrotDeymJealLrreaetadeCVraaCyeelryopkooaiGiJBmiyrsBBnnmFohenMergcGAinePedMegrerdaofeaaaOirdftiuinGaorasrnlrneeNthcPrPircumldcytAepnynircSQeioMoaiNcerinlrasAneidgtscDmpvPiweoauWasnPrSg-aBfhaWme(aWusnlrBafaa2olFisdahrosi(drilogswCltid0r2acElyanaeylolthanillirarw2c0rerooxiWraaomanfimewirsetha)ass2nnntnsuFtooeel/ssaeeteetS9)watantAsRTnaonneki@r@ntbn89pioawcdNLswFya&tel1t68SiineetWeATAin.i1Sa-6Ailb@utad40vathAFFt-aoiifie24e1tsofoUsSASoer0o2amhnA1AkAFn9n1i4ia7rsaanU1iS0sltossdghA8innOmDstaiotSTofdainpfetnnenimr,htrac.eSnhtoDieeierWrnnvaeatCgt.P,cfsifonhAtNereiair2aihdnoepgn0fWrAmpagnKhe0aefotorp3potemlFanefioys6WpyarevrtrtyS,gpesm,icpproeSoaAcaenhrrkortuniauaasiootaaanDnrresmdtnIripttflgicAitnnsDuecloiocsssaeeFpatcchnWfot,rmnhlesbrsnraeoteiifeeap.iraoio/lntndtuenl/nnnlvdylhoattdrtyerslrdhegafeWnoi,la,rpmit-ictecnteatcgshnaiorataoooitAiinieegonei’ggonowcnosdshdmahrnycdlainsiowaatpittoalteessprpvsonproubnoPuurelhedfewrifeetrlprcosstiykeosSopathsayipisouanlaonhconoritntrndthirolgauosoaIdhetdeockpurnithfonnhsoeeefcocaoemucagtilhomttaaltahrphhAdhmeurdiaiipeetran.tltldvereeoodrhitsdmeadTnor’ioisiiLssnttmtvchruii.siitmninwhisefauaipFtdiedgoigtpoiastoueieloChetpIontrslrarnenlet.onyhlanaootasslr,tiinteefvcuofltotyaavdtyherrrtptdnoaahersiiionnngnedrueS6piggfricAsna0rcoscCfeifea.asIaroiyeheLntemCnmPnrreidvdfiorloIaaitioidoeldynmtnmrltrinoveisegemSotom,aippnslsbdnaAyrfaarteenif.itotnrnyIefhdsiieIvuiLyonguoricncKisaongpuad(ehaetut.AtpriiendahitnsogFolotsc.eIaygtlnhorLnhoyfbtureip,i)tierlnnp.htktrdeeaishgtoronicn’nhotasvuvodtittiithnsaregsndhradserkccieeeeintvthaaoChcdteebostmuheuhhsssolosrreseibenoleoleydbud,cusfnoiesagaatiuSnsifhnaeeeaeltffysietssoSDfeSrc.gkirILneeishntctsAouSaaIieurppnrcmasrraifypTacaenefCunA-breelenltheAeldTtythwrerlalseamiNk,geyyiremoncaDhleilCeJSndfaoedtyhiasopetseecnnhtusoSrydhhhcatchh’tiuipthpoeasarnoalircoordnpiieedfrulstawPesspeeogotoAinrlSryaaeceiiwornionfraromatrfsiIreyeyssafhfnftukAaeneo-eomycaeaimTndwrtrmnuoknar,imiIregecmcioldietettylaaaoharaadlfreah’msentaikssenoliycsemuLloedieeaffaoeprmtnaiivrnlioexywacrfvtlmeoerphditacouiIseorttionviunoIsesietlfnrgnanercteifcadthieendossatscmisaeteuiuttmdnhho.eoaandrriaetiexnbglaAaedluntitdntoetnheoAeomttLacrcucshieneonfaumeieteotitsnfcfdrsocereeriCbiea.eiavaintnrrcretpIhoticegeiidienainnlicethm.oc,oasn.easefFtonindrfphontrosiqorInesskaetrdnipurvsiFnniecnpe.ftiteoagyefhcaogvolnwvf.dkmaom.etordeehnlhtpnrryiureekitmlMa.cn’6iyoestetChi0eouoieostonheurypcysdntxairotecflianpaiducsaooinnndethmlrmfSrdgdrdsiiii,lepaTbmenhdmpArfouendeperuriatamcolirstenpvcpkeiatneiaheirentstdoribctheyatnsiutgtldroc’v,hiyssaruouahev,,ealncnsescimyhIattClhIaeooopbnanildhfouwiyldpcndiifrtsnopolefghrodcefrrmevoefohernpeflfsSeceroie.rerlmadiC,rsodLaOfictt’Ihantte,AieAhsheTufPtigSydcMniiielDrhlJrmaaAolndottCioiomnRaadlMhfMsnnlTdrvaDuSluuJiheyrLdniwpriaUKaotb,TiaduaeSgorv.dorcDhCtynJoeeraHaiKeuihunSJRbneahewdirDmcaelJs.Jaei.PerDacebetniAsu,as.NMrFelQaKnShcenhieEPnyMndatNlOvMThnyJrrcsrmeKhuiryavcGEyay.oiMLkharTdiihMeKwaoldDinSsrcaainMdRerEitlyJK.wdoeHrLtalchodcltBuatdlwhoi.HKkeFJfmh.lRaMLehieeiFatbotaGSlseaonKaesCntlhJceygaVtleaClileonioraraehrratloteedeEraarcyrcrJoe.IFwaybdltseraeuldCeyhervXka.dgSknddIPnLaarAyylAAtwniEneEeaEFoevaPtDl.rnsCBRoreCrsnMC.RranJmPly..ABwroyo2rarRa.nUCREcWEDriB5Yrurenn.h0nAwEuSidEeThuAonn5rorAnDe2od.ITaStzIgArywDaskngVtAe5AorA-sIwFizAmeaoFovDthoEl8hFE.hRiWysTLFiNa-bneeTNFawE7JssiYeTSVfTnznraaoltNhT9Te-reHttirahIPTwhg.hetTHwCi-omoPazRneuu4TtnrSEnrorriSaEgbe4eessJggpgnPlARaonale0hteRi,rhScrnc0cIetEsDUhecPereSEaeRnCIyErrDmEesdARE2puN0vlcTo0ea.y0tNe1ioe.nsW.
AG-2720(R6-16) Bug