2021 LAPPL Benefit Information Brochure

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2021 benefits

information

LAPPL offers members and their families the
richest and most comprehensive benefits
which include:
- Delta Dental

- PPO and DHMO plan options
- MetLife Life/AD&D

- Basic Life/AD&D automatically
included at no cost to members

- Supplemental Life/AD&D available
to members and their eligible
dependents

- MetLife Long Term Disability (LTD)
- MetLife Pet Insurance
- LAPPL Legal Defense Plan
- The Holman Group Member Assistance

Program (MAP) and Substance Abuse
Benefits (SAB)

- Automatically included at no cost
2 to members

LAPPL 2021 Benefits Trustees

• Corina Lee, Committee Chair Trustee
• David Abdalian, Secretary Trustee
• Jeretta Sandoz
• Jamie McBride
• John Eastburn
• Joseph Kalyn
• Scott Blackman
• Rosalind Curry

LAPPL Insurance Staff

• Sandra Dominguez, Insurance Supervisor
• Sandy Avila, Benefits Representative
• Sara Rate, Benefits Representative
• Daniel Kim, Insurance Analyst

3

dental
LAPPL partners with Delta Dental, the largest provider of dental benefits in
the country, to offer the most comprehensive dental benefits available to our
members. Highlights of the Delta Dental plan include:

• Three in-network cleanings per year included at no cost to you!
• In-network Diagnostic and Preventive procedures are not applied to your

calendar year maximum
• A cost estimator tool to help budget your costs for covered benefit

procedures is available at www.deltadentalins.com
• Out-of-nework annual maxium and lifetime orthodontia reduced effective

7/1/21. Please see table below for details.
• Out-of-pocket dental costs will qualify for reimbursement under the Flex

Spending Account (FSA)
• To continue Delta Dental into Retirement, please be sure to contact the

LAPP insurance staff two months prior to retirement date
• Please note, Active and Retired members can only enroll in one association

sponsored dental plan

Provider Type LAPPL Delta Dental PPO Out-of-network

In-network

Calendar Year Maximum $2,000 $1,000
(per person)
Diagnostic & Preventive
Waiver Included

Calendar Year Deductible None $70/ $210
(Individual/Family)
100% (Waived for Diagnostic ,
Diagnostic and Preventive 90%/ 10% Preventive, & Orthodonta)
Basic Services
Major Services 80%/ 20%
80%/ 20%

Crowns 60%/ 40% 50%/ 50%
Bridges 50%/ 50% 50%/ 50%

Dentures 50%/ 50% 50%/ 50%
Implants 60%/ 40% 60%/ 40%
50%/ 50% 50%/ 50%
Orthodontia
(Including adults & children) (Including adults & children)
Orthodontia Lifetime Max
(per person) $2,250 $1,000
Night Guard
(Once every 5-years) 80%/ 20% 80%/ 20%
Lifetime TMJ-MPD Max
Single Coverage $500
$0.00 per pay period

Family $15.50 per paycheck

*Outside of the open enrollment period, the ability to add or delete dependents or to make

4 other modifications to your plan is severely limited by Internal Revenue Service Section 125.
This is a summary of benefits only. Refer to the actual policy for details.

LIFE INSURANCE

NEW! Effective July 1, 2021, the League has negotiated an additional $10k
increase to Basic Life/AD&D coverage for a total of $185K for members at
NO COST!
This may not be enough based on your specific needs. If something were to
happen to you, make sure your loved ones would be able to meet financial
obligations.
For an additional cost, members can enroll in additional coverage year-round
with Evidence of Insurability(EOI). A Statement of Health (SOH) form must be
completed and sent to MetLife for review and coverage approval.

COVERAGE:

• NEW 7/1/21! All officers are auto enrolled in $185K of Basic Life and
Accidental Death & Dismemberment (AD&D)*

• All supplemental coverage includes matching AD&D benefits
• Supplemental Life Insurance maxes out at $1M or 10x your annual base

salary, whichever is less, and is subject to EOI
• Supplemental Spouse/Domestic Partner Life Insurance available up to the

lesser of 100% of your supplemental life coverage or $300k, subject to EOI
• Supplemental Child Life Insurance costs $1.07 bi-weekly and provides

$10,000 of coverage for each of your children
• 80% Accelerated Benefit Option (ABO) is available in the event of a

terminal illness.
• Basic Life/AD&D can be ported/converted at the time of retirement to an

individual policy with MetLife.
• Retirees are eligible to remain on the Active Supplemental Life/AD&D for

24-months (Coverage will end at the end of 24-months. At which time,
MetLife will contact you with the option to port/convert coverage).
• If continuing coverage into retirement, please contact the LAPPL
Insurance Department two months prior to retirement date.
• Dual Spouse Life/AD&D coverage is available for members if their
Spouse/Domestic Partner is an active LAPPL member.
• Dual child dependent Life/AD&D coverage is available to active LAPPL
members.
• Basic Life/AD&D and Supplemental Life/AD&D coverage includes
additional benefits. Please refer to the MetLife Value Services flier for
more details.

*You must designate a beneficiary for your Basic and Supplemental Life coverage 5

LONG TERM
DISABILITY (ltd)

Benefit MetLife LAPPL offers a fully insured LTD*
Covered Salary 66.67% plan through MetLife that covers
Monthly Maximum you for injuries and illnesses you
Benefit Duration $10k sustain on-duty or off-duty.
SSNRA**

• If you are injured off-duty, benefits will be paid once your 60-day
elimination period has been met and your claim has been received
and approved by MetLife

• If you are injured on-duty, benefits will be payable after IOD/State
Rate pay has been exhausted and your claim has been received
and approved by MetLife

Features: Limitations:
• Survivorship benefit • Pre-existing condition - 6/12 months
• Mental/Nervous Illness Limitation
- 3 months***
• Rehabilitation Program - 12 months of benefits
• Substance Abuse Limitation
Incentive
• Work Incentive - 12 months of benefits
• Family Care Incentive • Offsets (such as, but not limited to,
• Moving Expense Incentive
pensions, sick and personal time off
which is not Anderson Time)

Log on to www.lapplbenefits.com to review your official policy
document for further information. If you have any questions
pertaining to the LTD plan, please contact the LAPPL Insurance
Department at 800-736-7070.

*LTD elections made outside of your new hire window requires evidence of
insurability (EOI). A Statement of Health (SOH) must be completed and submitted to
MetLife for coverage approval.

**SSNRA (Social Security Normal Retirement Age; LTD benefit period is determined
by Own Occupation and Any Occupation definitions. Please contact the LAPPL
Insurance department for more information.)

***Member must be on LTD claim at the time of death. Beneficiary designation is
required for the LTD survivorship benefit. Please log on to www.lapplbenefits.com to
update your beneficiary designation.

6

metlife LTD FAQs

What if I am not currently enrolled in the Long Term Disability (LTD) plan?
You can enroll in the LTD plan at any time during the year. However, you must
complete and return a Statement of Health form to MetLife to be considered for
coverage.
What does “Pre-Existing Condition” mean and how would that affect my claim?
The Pre-Existing Condition for your policy is 6/12.
The first number (6) refers to the period (in months), PRIOR to your effective date
of coverage, that is looked at to determine if you were treated for a condition. If
you were treated for a condition during this time, it is considered pre-existing and
your claim may be denied.
The second number (12) refers to the exclusion period. A claim submitted during
this period, following your effective date of coverage, will be denied if it is related
to a pre-existing condition.
When should I file my LTD claim?
We recommend starting the claim filing process as soon as possible to avoid a
delay in benefits once the 60-day Elimination Period has been met, even if you are
going to be receiving IOD or State Rate benefits.
If you have been injured on duty, your LTD benefit will become payable once your
one-year IOD pay and one-year State Rate pay has been exhausted.
Please note, pending IOD claims could result in an over payment of LTD benefits
which would require you to pay back some or all of your LTD benefit to MetLife.
If you experience an injury or illness off duty, your LTD benefit will become
payable once your 60-day elimination Period has been met.
Is there a waiting period before my benefit is payable?
Yes, there is a 60-day Elimination Period from the date of disability before your
benefit is payable. If you are receiving IOD or State Rate pay longer than 60 days
from your date of disability, the Elimination Period will be met as soon as IOD and
State Rate pay has stopped.

This document is not a replacement for the plan policy or booklet. Please refer to your
official documents for further information. If you have any questions pertaining to the LTD
plan, please contact the LAPPL Insurance Department at 1-800-736-7070.

7

metlife LTD FAQs cont.

How much will I get paid?
Your benefit covers up to 66.67% of your covered monthly earnings from a
monthly minimum benefit of $100 to a monthly maximum benefit of $10,000.
Why did I receive a benefit payment less than 66.67% of my monthly earnings?
Your LTD benefit is limited to a monthly maximum benefit of $10,000. Your
disability benefit amount may also be offset by certain other income you might be
receiving while on disability, such as, another group disability plan from outside
employers working off duty. Please refer to your LTD policy to determine what
qualifies as ‘Other Income’.
How do I file a claim?
You can access the LTD claim form by logging into the LAPPL benefits website or
by contacting the LAPPL Insurance Department. The entire claim packet must be
completed and sent to MetLife to process a claim.

1. Required Member Section (A)
a. The Member Section can be completed and submitted to
MetLife by you and includes:
• Claim form
√ Be sure to sign pages 2, 3, and 4
√ If you answer “yes” to receiving income from other
sources, please be sure to provide details and/or
documentation
• Beneficiary designation form
b. The Authorization form must be completed and submitted to
MetLife so that MetLife can request additional information from
your physician(s) on your behalf

2. Optional Member Documents (B)
a. To ease the claims process, please complete:
• Electronic fund request form
• Authorization for non-attorney representative form
b. If you are using Anderson time, please submit a copy of your
Use of Accrued Time Off Election form

3. Required Physician Section (C)
a. Forward the Physician Section to your doctor or treating
physician:
• Please be sure to complete and sign section 1
• Provide to your physician to complete the remaining
information
• Ask that your physician return the form directly to
MetLife on your behalf

This document is not a replacement for the plan policy or booklet. Please refer to your
official documents for further information. If you have any questions pertaining to the LTD
plan, please contact the LAPPL Insurance Department at 1-800-736-7070.

8

metlife LTD FAQs cont.

Note: The required Plan Sponsor form of the claim will be completed by LAPPL
and submitted to MetLife on your behalf
• All forms should be sent to MetLife:

P.O. Box 14590
Lexington, KY 40512
Fax: (800) 230 - 9531
Please provide a copy of your claim form to the LAPPL Insurance Department at
[email protected] to track the progress of your claim.
Please note: Any person who knowingly presents a false or fraudulent claim for payment
of a loss or benefit or knowingly presents false information in an application is guilty of a
crime and may be subject to fines and confinement in prison.

Why is there a delay with my benefit payment?
To process your claim accurately, MetLife must receive all documentation and
may request that additional information be submitted. Examples of additional
documents can include ongoing pay stubs, Injured on Duty pay, State Rate
notices, Medical information, Pension Award letters etc.
I’ve been receiving my disability benefit for 24 months, why am I receiving a
request for additional information?
During the first 24 months (known as the Own Occupation period), the plan pays
benefits if you are unable to perform the duties of your own job.
After 24 months (known as the Any Occupation period) the plan pays benefits if
you are unable to perform the duties of any job for which you may be reasonably
expected to perform. MetLife will need documentation that you are unable to
perform any work for which you might reasonably become qualified.
The Claims Examiner will contact your attending Physician(s) directly for medical
documentation; although they may ask you for updated information concerning
your medical condition, education, training, and experience. You will be notified
by MetLife when a final determination is made.

This document is not a replacement for the plan policy or booklet. Please refer to your
official documents for further information. If you have any questions pertaining to the LTD
plan, please contact the LAPPL Insurance Department at 1-800-736-7070.

9

metlife LTD FAQs cont.

What if, after 24 months, it is determined I can return to work under another
occupation?
MetLife considers you to be partially disabled if you return to work and you are
unable to earn 80% or more of your predisability earnings.
You will continue to receive a monthly benefit from MetLife, subject to the Limit
on Work Incentive provisions, up to the maximum benefit period, so long as you
remain partially disabled as defined under the Plan.
If my illness or injury is sustained while not on duty, would I have to exhaust my
sick time?
The LTD policy does not require members to exhaust their sick time before a
benefit is payable. If a member elects to exhaust sick time while out on disability,
the LTD benefit will be reduced by the paid sick time.
If my injury is sustained off duty, will I get paid after the 60-day Elimination
Period? How much? Will I receive benefits from State Rate as well?
Yes, Long Term Disability benefits could be payable if you are eligible and
participating in the plan on the date of your disability, you satisfy the definition of
disability as stated in the policy, your claim is medically supported, and you have
satisfied the required ‘Elimination Period’.
Your benefit covers up to 66.67% of your covered monthly earnings to a maximum
benefit of $10,000 a month.
No, State Rate is only paid for claims injured on duty.

Why did I get a notice to pay back monies I received?
Benefit overpayments can occur for several reasons.
This includes (and is not limited to):

• You returned to work
• You received Other Income* or benefits MetLife was unaware of
• You were granted a retro pension
• Your sick/personal time was converted to IOD
* Please refer to the LTD policy for ‘Other Income’
When an overpayment is discovered, MetLife will send you a letter, explaining the
circumstances surrounding the overpayment and requesting full reimbursement.
A MetLife overpayment specialist will work with you on your repayment options.

This document is not a replacement for the plan policy or booklet. Please refer to your
official documents for further information. If you have any questions pertaining to the LTD
plan, please contact the LAPPL Insurance Department at 1-800-736-7070.

10

metlife pet insurance

NEW! LAPPL has partnered with MetLife to provide members access
to the MetLife Pet Insurance plan.

MetLife MetLife
Accident and Illness Accident, Illness,

and Wellness

Max Annual Benefit $1,000 - Unlimited

Deductible $0 - $2,500

Reimbursement 65% - 100%

Accidents and Injuries Covered

Wellness Not Covered Covered

Exclusions Pre-existing conditions; Elective procedures;
Additional Services Dental care; Prescription food; Behavior training;

Boarding; Remains disposal
Cremation benefits

Rates Varies based on Breed, Age, Gender, and Zip code
(Monthly rates subject to change with age)

Please note this is a summary only. Please refer to the actual policies and proposals for
complete details.

How Does it Work?

1. Visit metlife.com/LAPPL or call 1-800-GET-MET8 to request a quote

2. Select and enroll in the coverage that’s right for you
and your pet

3. Download MetLife’s mobile app
4. Take your pet to the vet
5. Pay the bill
6. Send the bill and your claim to MetLife via the mobile app,

online portal, email, fax or mail
7. Receive reimbursement by check or direct deposit if the

claim expense is covered under the policy
8. For every quote issued, MetLife will donate $10 to the LAPD

K9 unit.

11

legal

LAPPL provides the best legal protections available!

• $16.00 per pay period effective 8/14/21
• Director one-hour attorney referral
• Administrative representation
• Criminal defense services*
• Personnel complaint interviews
• Advisor during grand jury proceedings
• Assistance with Skelly responses
• Representation in civil actions*
• Payroll reimbursement (up to 30 days per year)

• Non-legal members provided a lifetime of 5-days
• And More!
*For qualification requirements, please log on to
www.lapplbenefits.com and reference the LAPPL
Legal Plan booklet for details

Please note, if you cancel the LAPPL legal plan, you
will not be eligible to re-enroll for at least 3 years.
For questions regarding the legal plan contact the
LAPPL insurance Department at:
800.736.7070 or email at [email protected]

12

Legal Services

Negotiations regarding salary, benefits, and working conditions is the main
responsibility of the League, but, as an additional benefit, the League assists
officers with legal problems. There are three primary ways that a League
member can seek legal assistance from the League. They are the Director
One Hour program, the Legal Plan, and requests through the Legal Committee.

Director One Hour Program
The League has panel attorneys that specialize in many areas of law. To name
a few: family law, estate planning, criminal defense, disciplinary, employment
law, civil litigation, discrimination, arbitration, writs, Worker’s Compensation,
personal injury, immigration, real estate, foreclosures, mortgage loans, estate
planning, retaliation, hostile work environment, disability pensions, copyrights,
trademarks, ranchises, small business, DUI, DMV hearings, probate, ADA
issues, landlord/tenant, bankruptcy, and construction law.
As a League member, the League will cover for a one-hour consultation with a
League approved panel attorney. The League is not involved with the actual
attorney/client relationship nor does it participate in any way with the legal
problem. It is only paying for the first hour. Any attorney time, or legal action,
after that first hour is the sole responsibility of the League member. Any
additional action must be arranged with a personal retainer agreement with the
attorney and paid for by the member.

Legal Plan
As a League member, you are eligible to join the Legal Plan. The Legal Plan
was started in 2000 with around 30% of the League membership joining. As of
July 2021, 97% of League members have enrolled in the Legal Plan. The
Department’s discipline system is our strongest recruiter.

Joining the Legal Plan costs $16 per pay period. It provides panel attorney
representation for all personnel complaint interviews, Boards of Rights, Skelly
responses where one or more suspension days are proposed, civil defense
in certain limited situations, criminal defense in certain limited situations,
appeals of Brady and ORWITS letters, Pitchess Motions in certain situations,
bench warrants and contempt proceedings for failure to appear
in on duty situations, grand jury subpoenas, and reimbursement for up to
30 suspension days per year (see the Legal Defense Plan Document on the
League website under the members tab for details).

NOTE: There is a rule that is sometimes misunderstood in the relationship 13
between Boards of Rights and suspension days. The Plan dictates that in
instance where the League hires an attorney for a Board of Rights, there is no
reimbursement for suspension days. You either get an attorney, or you get
reimbursement. The Plan does not pay for both. In an ordered board, there is
no decision to be made. You must got to a Board and an attorney must be
hired.

Legal Services cont.

However, where the situation is an opted Board (take the days or appeal to a
Board), there is a decision to be made. If you accept the suspension days, you
will be reimbursed. If you choose to challenge the suspension days, an
attorney must be hired and there will be no reimbursement for the suspension
days if the Board finds you guilty and recommends them. Choose carefully.
You should only go to a Board if you believe that you are not guilty. If you only
believe that the penalty is too harsh, you should opt for an Administrative
Appeal. ORS handles these and the object is to convince the chief that a
lesser penalty should be imposed. In an Administrative Appeal, unlike a Board
of Rights, the original penalty cannot be increased.
There is a reason that there is a 97% participation in the Legal Plan, and
very few complaints regarding Plan participation. That reason is the
professionalism and dedication of our Panel Attorneys. Many have decades of
experience handling LAPD cases and some are retired LAPD officers.
You can see who they are and the extent of their experience at the LAPPL
website, Members Only section. Go to https://www.lapd.com/members/
disciplinepanelattorneys.
Legal Committee
If you believe that you have a legal case that the League should finance, you
may make an appointment to appear in front of the Legal Committee. The
Committee is comprised of League delegates who have volunteered and been
appointed to sit on the committee. It meets the first Tuesday of every month.
The committee will listen to your request and make a recommendation to the
League Board of Directors. The Board retains the final decision as to whether
to fund the case or not. One of the most typical requests is for a writ to
challenge a Board of Rights or Administrative Appeal decision to the superior
court, or later, to appeal the decision of the superior court to the appellate
court.
The Committee has guidelines that it follows. In evaluating their
recommendation, the Committee considers whether the case is in the course
and scope of the officer’s duties; does the case affect the League membership
as a whole; is this the kind of case that the League wants to use to set legal
precedence; and is this a prudent expenditure of membership funds? The
Committee then sends a recommendation to the Board of Directors. The Board
uses the same criteria to make the final decision to fund or not.
Conclusion
Providing personal legal services is not the primary service of the Protective
League. Which is negotiating salary, benefits, and working conditions for its
members. But providing legal services is a valuable supplement. Accessing
all three of the above plans starts with a phone call to the League Legal Unit at
866-LAPPL4U.

14

member assistance
program (map)

The League’s Member Assistance Program is provided by The Holman
Group (Holman), which offers confidential, professional counseling
assistance and a 24-hour hot line seven days a week to assist in times
of personal crisis. LAPPL’s MAP has been created to support you and
your loved ones when you need it most. You have ten in-person or
telehealth sessions with a behavioral Counselor available to you per
person, per incident, per year – and your household members too.
Counselors are here to provide help to you and your loved ones on a
variety of areas and issues you may be struggling with; examples of
some issues include, but are not limited to:

• Family or marital problems
• Parenting challenges
• Child and elder care support
• Workplace stress
• Substance abuse benefits
• Grief/Loss
• Depression
• Financial
• Community and Work/Life Referrals

You can access your MAP benefits online at
www.HolmanGroup.com and enter username: LAPPL and
password: PPL2020 or you can call (888) 285-2858
If you are unable to reach The Holman Group by phone at
(888) 285-2858, please contact LAPPL’s Insurance
Department at (800) 736-7070. For after hours, contact
RACER for an on-call Director.

15

Monitored Referrals

Identify a problem.

LAPD Advocate or other Representative call and speak with Client Services (888)285-2858.

Troubleshooting Client Services speaks A: Verbal good for same
complications or issues, with member, completes phone call.
please reach out to the Intake, arranges for HIPAA
League Benefit Director. release to be signed by B: Signed Release good for
member then transfers up to a year.
member to Care Manager
C: Form can be downloaded
for Assessment. from the League website or

lapplbenefits.com.
D: Electronic version
can be emailed to email of

your choice.

Care Manager does Assessment

Assessment for Care Completed

Meets criteria for Inpatient care Meets criteria for Partial Hospital or
Referred to In-Network Facility Outpatient, Referred to In-Network Program
Sends HIPAA Release to Facility
Sends HIPAA Release to Facility

Care Manager Authorizes Care Continues Concurrent review with facility until discharge.

Client Services receives signed HIPAA release; follows up with LAPD Advocate or Other
Representative as needed.

16

LAPPL Benefit
Enrollment Website

LAPPL’s online enrollment platform provides our members with the
power to access their benefits when and where they need them.

www.lapplbenefits.com

• Review and update your personal information
• Review your current benefit elections
• Make benefit changes for the 2021 – 2022 plan year
• Add/Remove your dependents
• Update your beneficiary information
• Access benefit information

Get started

Visit www.lapplbenefits.com and
login by entering your username
and password. If you are a first-
time user, click on ‘Register’ to
set up your user name, password
and security questions

Forgot your password?

1. Visit www.lapplbenefits.com
and click on the ‘Forgot your
password?’ link.
2. Enter your social security
number, company key and date
of birth.
3. Answer your security phrase.
4. Enter and confirm your new
password, then click ‘Continue’
to return to this page and login

Register

As a first-time user, you will be
required to set up a username,
password and security question
using your SSN and Date of Birth

17

Important information! Make sure to log on to www.lapplbenefits.com and
enter your LAPPL login credentials to access your LAPPL benefit portal.
If your desktop or mobile phone keeps directing you to LAPRA’s login
screen, make sure you enter your LAPPL login credentials to access
your LAPPL benefit portal.

Begin Enrollment

Click ‘Start Here’ and follow the
instructions to enroll in your benefits
or waive coverage

Want to review your current
plan?

You have year-round access to your
benefit summary and specific benefit
elections at www.lapplbenefits.com.
1. Click on ‘Benefits Summary’
2. Review your current plan elections

Want more information on
LAPPL plans?

View the LAPPL Benefit Summaries
and other important documents in the
‘Reference Center’

Review and update your
personal information?

Be sure to update your personal
email address
If you are married or have a domestic
partner, please be sure they are
updated and listed as a dependent.
Please be sure to update your marital
status if you’ve recently been married
or divorced by adding or removing
them as a dependent.

18

Make your elections

Review your options as you walk through
the enrollment process. Select the plan(s)
you choose. Track your choices along the
enrollment bar which updates your total
cost.
If you have any questions as you go
through enrollment, please call the LAPPL
Benefits Service Center at 855-327-5019.
Use the ‘Reference Center’ tools to help
you make elections

Review your elections

Review, edit and approve your personal
information, elections, dependents and
total cost

19

Confirm your choices

Your enrollment isn’t complete
until you confirm your benefit
elections by clicking on ‘I Agree”

Required Actions

You may need to complete
required actions such as providing
documentation for dependent
verification or completing a
Statement of Health (SOH), if
applicable

Download Print

Download the MyChoice mobile Be sure to print your election
app for easier access to your information and confirmation
benefits information! number for future reference

20

LAPPL Benefit
Enrollment Mobile App

LAPPL’s online enrollment platform also includes the MyChoice mobile
app which allows members easy access to: view their benefit elections,
view beneficiaries, stay on top of important enrollment deadlines, store
images of your ID cards and much more!
Getting Started
Step 1: Log into your benefits portal account at www.lapplbenefits.com
and click on the MyChoice Mobile App icon. You will enter your cell phone
number and the link for the app will be texted to you. Enter your unique
access code when prompted.

Step 2: Download the MyChoice mobile app to your Apple or Android
mobile device. The link will be texted to you in Step 1. However, you can
also search for it in the App Store or Google Play.
Step 3: Launch the app on your device and input your Access Code from
Step 1. When you initially enter the app, you will be prompted to create a
4-digit PIN number for your security. If you ever forget your PIN, you can
simply request a new access code as in Step 1.

21

Off Payroll Updates

If you fall off payroll, you may be eligible to continue
your LAPPL benefits via direct bill. Please note, a $25
administration fee may apply.
Please contact the LAPPL Insurance staff as soon as
possible if falling off of payroll.

contact us

If you have any questions regarding LAPPL Benefits,
please contact our Insurance department.
1308 W 8th Street, 4th Floor
Los Angeles, CA 90017
Phone: 800.736.7070
Email: [email protected]
Web: www.lapplbenefits.com

los angeles police
protective league

1308 W 8th Street, 2nd Floor
Los Angeles, CA 90017

Revised 8/11/21