WELCOME TO THE UNJSPF PRE RETIREMENT PENSION PRESENTATION

To choose
or not to
choose . . .

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Upon separation from service 52
you may:

• Elect a benefit . . .
Withdrawal Settlement

or

Monthly Lifetime Benefit

Or

• Defer making a benefit choice
(for up to 36 months)

Separation from Service:
Not sure about what to choose?

• Any participant may opt to defer payment of a 
benefit or making a benefit election for a maximum 
period of 36 months.

• To do so, the only action needed is to
submit page 1 of form:

– Pens.E/6 (for those with less than 5 yrs CS)
OR

– Pens.E/7 (for those with 5 yrs CS or more)

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Separation from Service:
Not sure about what to choose? (cont.)

• Bottom part of page 1 of Pens.E/6 form to be 
completed and signed by participants with less 
than five years of CS opting to defer payment of 
their benefit. Do not submit page 2 with the 
above.
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Separation from Service:
Not sure about what to choose? (cont.)

• Bottom part of page 1 of Pens.E/7 form to be completed and 
signed by participants with five years or more of CS opting to 
defer a) payment of their benefit or b) making a benefit choice.
Do not submit pages 2 and 3 with the above.

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IF YOUR CHOICE IS MADE…

Fill page 2 of Pens.E/6 or
Pages 2 and 3 of Pens.E/7

DO NOT FILL AND
DO NOT SEND PAGE 1

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CAUTION

Once your benefit is processed . . .
It is NOT possible to change your 

Benefit Election

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If you have made up your
mind…

Payment Instructions (form
Pens.E/6: you have less than
5 years of CS

-Bank Document showing
the account should be
included
-Add email address to
facilitate communication
-Fill it on our website (if
possible) prior to printing,
and signing, thus avoiding
misinterpretation of
handwritten numbers and
letters

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PAYMENT 
INSTRUCTIONS
Page 2 of form E/7 to 
make the choice of 
the type of benefit

CHECK ONLY ONE BOX

CHECK
ONLY ONE BOX

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If you have made up your
mind…

Payment Instructions (form
Pens.E/7: you have 5 years
or more of CS

-Bank Document showing
the account should be
included
-Add email address to
facilitate communication
-Fill it on our website (if
possible) prior to printing,
and signing, thus avoiding
misinterpretation of
handwritten numbers and
letters

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After Separation from Service

• Benefit Letter – providing details of your entitlements
• Completion and return of Certificate of Entitlement (CE)
• Quarterly Statement/Notification
• CEO Annual Letter informing on developments and changes in 

Regulations
• Pension Statement (tax purposes) – on request the first time and 

automatically after first issuance
• Deduction for after‐service health insurance (ASHI) – on request
• Change of payment instructions and/or mailing address
• Emergency Fund
• AFICS / FAFICS

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While in receipt of your benefit:
The Certificate of Entitlement (CE)

• A CE is sent each year to all beneficiaries who have been 
receiving a benefit for more than six months (i.e. in 
payment before May of the year in question) to confirm 
continued entitlement to the benefit in payment.

• Mailing starts during the last week of October.

• The CE must be returned to the Fund duly completed, 
carrying the beneficiary’s ORIGINAL 
signature/thumbprint (authenticated if necessary

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While in receipt of your benefit:
The Certificate of Entitlement (CE)

• A CE reminder is sent in January to the beneficiaries who 
have not sent back the October CE

• The July benefit would be suspended if we do not receive 
back either the October CE or the January reminder

• After suspension, the benefits are reinstated with 
retroactive effect whenever a CE is received. Benefits are 
forfeited if for two years the retiree has not returned the 
CE or claimed the benefit

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Your 
Certificate

of
Entitlement

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