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With Calderdale still in local lockdown at the time of writing, it's more important than ever that we support local restaurants, pubs, shops and businesses (and each other!) where we can. As children return to school and autumn approaches, we hope our gardening, beauty, recipes and local news boost your spirits!

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Published by The Grapevine Magazine, 2020-09-08 05:33:49

The Grapevine Halifax Issue 150 September 2020

With Calderdale still in local lockdown at the time of writing, it's more important than ever that we support local restaurants, pubs, shops and businesses (and each other!) where we can. As children return to school and autumn approaches, we hope our gardening, beauty, recipes and local news boost your spirits!

Keywords: Halifax,West Yorkshire,Calderdale,Community,Shop local,local business,baking,recipes,nutrition,back to school,gardening,finance,local,local history

THE fremsNhaegwlook


September ‘20 Edition 150

Distributed to 10,000 homes
and businesses in Halifax

Local Lockdown Treats Can you support us this month?
Back to School
Nostalgia By donating money, food, clothing, toiletries or
Get ready for Autumn your time – we can continue to help those who need us the most in our community

Find out more -

Welcome to September - new season and our community’s new normal FREE


Editor’s Note: Halifax Edition

This September looks very 10,000 homes and businesses in Hipperholme,
different to September 2019 Lightcliffe, Shelf, Northowram, Norwood Green,
and we all know why. Shibden, Southowram

We’re all slowly getting used to living Charity appeal – Mothershare 4
in a very different way right now locally.
At the time of writing – Calderdale is still in a local Plan your bounceback with us 6-7
lockdown and we’re waiting to hear this week if
anything changes. Nostalgia – memories from 1982    8

We’ve got used to living from week to week to see Best post lockdown road trips         11
what the latest guidance is and that will always take
some getting used to. #staysafe – packaging and covid 15

It really is key for us to support the independent Back to school & active kids 16-20
shops, businesses, pubs and restaurants that are
operating in very difficult times. Beauty boost 21

It’s been so encouraging to see that the Eat Out to Autumn garden show 24
Help Out scheme has had an amazing take up locally. 
That scheme has now come to an end so hopefully #staysafe – spotting Sepsis in adults 26
that support will continue throughout September
as we go back to school, back to work and back to a Local lockdown treats 30-31
new way of living, shopping and socialising.
Preparing your home for Autumn 44-45

Thanks for the great feedback on the new look Testimonial of the month      
magazine – we hope to grow and adapt to whatever
you want from your local community mag – so get in “I have been inundated with phone
touch and give us your thoughts. calls from The Grapevine Mag spring
edition – you guys have been keeping
Stay safe in September and we’ll be back next me so busy after lockdown unknowingly
month. – thank you.  We’ll be advertising again
when we’ve caught up!”
Helen Simon Manning
SAM Decorating
Contact us

[email protected] Why not call in for Advertise from Free advert design
077918 91623 a chat?  Find our office just £47 ex vat Free feature writing at 6 The Boat House, Reach 20,000 local Guidance and advice
Wharf Street, Brighouse homes and businesses on maximising your
@thegrapevinemag – follow us HD6 1PP (just around Online directory and
on Facebook to find out the from Jeremy’s).  Give us social media results
latest local news a call first to make sure
included 3
@thegrapevine.magazine we’re around.

Mothershare provide Charity of works to be carried out.
vulnerable families with Despite the council’s
equipment and clothing best efforts the building

on a referral basis at the Month continues be in a
no charge to them. Mothershare desperate state of repair.
Mothershare offers We can’t thank CMBC and
a vital and important Threeways enough for
not for profit service to giving us the opportunity
vulnerable families in to spend this much
Calderdale. They have time here and build our

been building their service into the invaluable

service up for over 5 years and it's based community resource it is today.

on their own experience, knowledge and We have had consistent leak and water

situations. Mothershare's mission is to damage to multiple rooms making it

provide vulnerable children and families impossible to store our essentials safely.

with a range of important items that can This has also forced us to move out of our

make the difference between having office space due to a ceiling leak and work

something and nothing. From buggies amongst the clothes and equipment.

to beds, cots to cradles, baby gates to bouncers, The building is so broken down and derelict now that

toys to t-shirts and much, much moreThey offer it is attracting anti-social behaviour. We regularly

this free support because they believe every child have people breaking in, pushing down our sale rails

deserves the best start in life, but they recognise that and damaging our stock.
sometimes, some children and families need a bit of This also impacts greatly on our staff and volunteers
extra support and help. That's why at Mothershare
safety. We need to provide them with a safe and
are passionate about helping Calderdale families in
clean working environment in which to provide our
  We have found a potential new home - but we need
How we helped someone out today
your help to make this a reality!

Due to the pandemic we have had to cancel our

Jacqui and Olivia made an emergency visit to major fundraising events which are an important

the womens refuge again today. A cot, mattress, source of revenue for us. This has greatly impacted

bedding, clothing, nappies our budget.

, toiletries and as always We are hoping to raise £7000

a little token to let these from all our lovely followers

amazing ladies know we are and supporters to make this

here for them as they pick happen. This will enable us

up the pieces and plan a to secure our new home and

safe future. cover our overheads for the

  first year.
Please donate what you can
Mothershare Appeal – and spread this far and wide
to make this possible for us.
we need your help! We would be so grateful to
be able to safely and securely
  continue our mission to end
New home appeal child poverty in Calderdale.
Unfortunately, we have had If you think you can help, please click on the link
to make the very sad decision below:
to move locations of Mothershare HQ.
Our current site is full of safety hazards and risks,
leaks, flooding, damp and heating issues. Over the Thank you, Team Mothershare
last few months this has deteriorated greatly and  
due to Covid 19, it has not been possible for essential


4 Interested in advertising? Call us on 077918 91623 or email [email protected]

Please tell advertisers you heard of them through ‘The Grapevine’ 5

BOLUeBt’sNACToCgeEtKher Leafle
– launching Menus – Price
our brand Special Offe
new website
New Shop Ope

In your new ‘Post-Covid’ way of working – we can help you amend your  
marketing message locally to let customers know how you are operating to
keep them safe and reassured. We’re now planning our October editions –
get in touch during September and we’ll get you booked in to

bounce back with us! Here’s why.... TGHHARLEIAFAXPEEDVITIIONN
• Distribution to 20,000 local homes and businesses with 2 magazines
covering excellent areas Helping local busi
• Excellent value for money Local edit – shop
• People read our magazines from cover to cover as we have a mixture of
features and editorials to keep readers interested Community ev
• Free, professionally designed artwork for your advert – we even write the
editorials free for you too! Shibden, Stump Cros
• Professionally written and designed

Call Helen to plan your bounce back on 077918 91623
E: [email protected] |

6 Interested in advertising? Call us on 077918 91623 or email [email protected]


Expert THE
marketing support GRAPEVINE

Brighouse & Halifax

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Local Defibrillator Fundraising
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@thegrapevinemag @thegrapevine.magazine @thegrapevinemag 7

Please tell advertisers you heard of them through ‘The Grapevine’

Lifestyle & Leisure

Memories from 1982
By Chris Helme

Hello Everyone, it is good to
be back with you. We have
all been living through some
strange times, and sadly they
are not over yet.

Being the September Returning to the featured photograph, we have
magazine, this month is from the left the 1982 Brighouse Gala Queen Donna
usually the start for the Cantrell, Peter Charles (second from the right) who
new term at school, with is a familiar face and a long-standing member at
children brimming over with Brighouse Rotary. This was taken at the Brighouse
enthusiasm, but this term is Round Table Donkey Derby in Wellhome Park and
going to be different. Then was a very popular event.
we would normally have
organisations beginning to Do you have any relatives who were born in
look forward and possibly Brighouse or its surrounding communities and
start planning some of the now live overseas? I am looking for those people
end of year activities. With for a new book project I am working on. I would
the even stricter rules on be pleased to hear from you about your Brighouse
safe-distancing and face relatives overseas.
masks, will we be able to
have any of the traditional autumn and end of year Issue number 10, of my quarterly nostalgia magazine
activities and get-togethers? Brighouse and District Heritage Newseum, is
available now. If anyone missed any of the back-
For our featured photograph, I am taking you back copies during the lockdown period please contact me
38 years, to September 1982. It was the occasion of on 07854755756 or
the annual Brighouse Round Table Donkey Derby, email: [email protected]
in Wellholme Park. Perhaps that was an event you

This was also the year when Dean Clough Mills,
the giant carpet manufacturing complex Crossley’s
closed down. At the time it was described as one of
the biggest disasters in Halifax’s industrial history.
It was reported that almost 500 employees were to
lose their jobs. Now, 38 years later the Dean Clough
site is the home of 150 companies, art galleries,
restaurants, Phoenix FM96.7 community radio
station and the Viaduct Theatre, where the Northern
Broadsides theatre group are based.

Over these last few months, I have often heard
people say, ‘It will be good to get back to normal’, but
what will the normal be in the future? Now, there is
food for thought!

8 Interested in advertising? Call us on 077918 91623 or email [email protected]

Lifestyle & Leisure

Please tell advertisers you heard of them through ‘The Grapevine’ 9

Lifestyle & Leisure
10 Interested in advertising? Call us on 077918 91623 or email [email protected]

Lifestyle & Leisure

Please tell advertisers you heard of them through ‘The Grapevine’ 11

Lifestyle & Leisure
12 Interested in advertising? Call us on 077918 91623 or email [email protected]

Lifestyle & Leisure

Serves 8 Make the most of the abundance of home-grown
Ready in 1 hour 40 mins, apples at this time of year with this delicious
plus chilling and cooling deep-dish apple pie. Serve with cream, custard
or ice cream.
Ingredients for the
pastry case and filling Method
• 500g ready-made 1. For the pastry case, roll out two-thirds of the pastry on

shortcrust pastry, thawed a lightly floured surface and use to line a greased 23cm
if frozen round spring-form cake tin (the pastry needs to come right
• Flour, for dusting up the sides of the tin). Chill in the fridge. Preheat the oven
• 1kg eating apples, peeled, to 190C, 170C fan, gas mark 5. Place a baking sheet in
cored and diced the oven to heat up.
• 100g caster sugar 2. For the filling, place the diced apples in a bowl and stir in
• 2 tsp ground cinnamon the caster sugar, cinnamon and lemon juice. Spoon the
• 1 tbsp lemon juice mixture into the pastry case. Brush the rim of the pastry
• 1 egg, beaten case with beaten egg. Roll out the rest of the pastry to a
Ingredients for the circle large enough to cover the filling, and drape over the
crispy topping filling. Pinch the edges together to seal then trim off any
• 40g unsalted butter excess pastry. Brush the top with beaten egg.
• 40g light soft brown sugar 3. Bake the pie on the preheated baking sheet for 40-45
• 50g toasted flaked almonds minutes until the pastry is pale golden.
4. For the crispy topping, heat all the ingredients in a medium
TIP Replace the apples pan and let bubble for 2-3 minutes. Remove the pie from
with diced pears if liked, or the oven and gently spread the hot mixture over the top
try a mix of both. of the pie. Return the pie to the oven for a further 10-15
minutes until the topping is crunchy. Serve warm or cold.

Please tell advertisers you heard of them through ‘The Grapevine’ 13


For details contact: 01422 200334 / email: [email protected]





14 Interested in advertising? Call us on 077918 91623 or email [email protected]


Packaging and touching a surface or object that has the virus on it,”
Coronavirus says the US health agency, the Centers for Disease
risks Control (CDC) on its website. However, it adds that
“this is not thought to be the main way the virus
Traces of the coronavirus were reportedly found spreads”.
on packaging in China recently, on consignments of In fact, it is chiefly thought to spread directly from
frozen shrimp and frozen chicken wings from South person to person:
America. This has again raised questions about • Between people who are in close contact with one
whether coronavirus can be transmitted via food another (within 2m (6ft))
packaging. • Through droplets produced when an infected
person coughs, sneezes or talks
What are the chances? • When droplets land in the mouths or noses of
In theory, it may be possible to catch Covid-19 from nearby people (or they are inhaled into the lungs)
packaging material. Dr Tang says that proving someone had picked up the
Laboratory-based studies have shown that the virus virus through packaging would also be difficult.
can survive for hours, if not days, on some packaging It would be necessary to ‘’exclude any recent
materials - mostly cardboard and various forms of exposure from any other source’’ - including
plastic. What’s more, the virus is more stable at asymptomatic social contacts - to be certain that
lower temperatures, which is how many foods are food packaging-related exposure was the true cause
transported. of an infection.
However, some scientists have questioned whether
these results could be replicated outside the lab. How can I stay safe?
Dr Julian Tang, associate professor of respiratory The World Health Organization says “There is
sciences at the University of Leicester, says that in currently no confirmed case of Covid-19 transmitted
the outside world, environmental conditions change through food or food packaging”. But it does list a
rapidly, meaning that the virus can’t survive as long. number of precautions you can take to avoid cross-
And Emanuel Goldman, professor of microbiology contamination.
at Rutgers University, has also pointed out that the It says there is no need to disinfect food packaging,
lab studies used samples of up to 10 million viral but “hands should be properly washed after handling
particles, whereas the number of viral particles in food packages and before eating”. If you’re shopping
- for example - an aerosol droplet sneezed on to a for groceries, use hand sanitiser before entering the
surface, was likely to be only about 100. shop if possible, and wash your hands thoroughly
Writing in The Lancet in July, he said: “In my opinion, afterwards, and also after handling and storing your
the chance of transmission through inanimate purchased products.
surfaces is very small, and only in instances where It should also be safe to have groceries delivered
an infected person coughs or sneezes on the surface, if the delivery worker follows good personal and
and someone else touches that surface soon after food hygiene practices. You should also wash your
the cough or sneeze (within one to two hours).” hands after accepting deliveries from outside the
How could the virus be transmitted? household.
The transmission risk is generally based on the Check out latest Government guidelines
assumption that workers in food packaging plants
might touch contaminated surfaces, then touch their
eyes, nose and mouth.
Scientists do not now think this is the main route of
transmission for most Covid-19 cases.
“It may be possible that a person can get Covid-19 by

Please tell advertisers you heard of them through ‘The Grapevine’ 15

Back to School

Many children are going back to school in September, some for the first time in several months. It’s natural
for children to feel a bit anxious about starting a new school year. Those feelings are likely to be heightened
after so long off, especially if the school experience is different to what they remember.

Prepare your child Encourage excitement
If your child hasn’t gone back to school yet, find out As well as any concerns, don’t forget to talk about
what, if anything, is likely to be different compared everything that’s positive about returning to school,
to before the pandemic. Explain to your child what to such as seeing friends, playtime and even school
expect. Younger children may benefit from acting out dinners – which tend to be rather better than when
some things at home, such as keeping their distance we were at school!
in the queue. Clinical psychologist Dr Emma Millar
recommends asking if the school can “take pictures Dr Emma Millar says, “Discuss what they’re excited
or videos of the changes so your child knows what to about. They may have really missed lots of things about
expect, as that will aid the transition process.” school and therefore be more excited about going
back than worried. Children pick up on how we’re
Talk to your child feeling, so if you remain calm and positive about
Children often clam up if you ask them directly them returning back to school, then that will really
how they’re feeling or how their day went. But it’s help them to feel reassured.”
important that they know they can talk to you and
that you won’t dismiss their concerns. Some children Get back into a routine
are more likely to open up when they have your full Most children prefer at least some level of routine.
attention. Others prefer it when they don’t need Your child may have been going to bed a lot later
to make eye contact with you, such as when you’re over the last few months, not showering as often
driving, cooking dinner or doing an activity together. and having more screen time. Help them to adjust
Recognise that you can’t ‘solve’ their concerns, but back into a more structured routine over a couple of
that you can discuss coping strategies together. weeks.

If your child doesn’t want to talk about how they’re Make sure they get enough sleep
feeling, you could try reading together and talking We all struggle to cope with our emotions when
about how the character feels in different situations. we’re tired. Children can find it even more difficult,
so work towards getting them back into an earlier

16 Interested in advertising? Call us on 077918 91623 or email [email protected]

Back to School

From a selection of girls and boys school shoes –
available from Pediwear Halifax

Hush Puppies Olivia £39.99

bedtime, including at weekends. Remember that Dr Martens kids selection £58.95
children need more sleep than adults. Six to thirteen
year olds can need up to eleven hours of sleep a A selection of Cath Kidston and Superdry bags,
night. rucksacks and pencil cases

Mindfulness and meditation 30% off all bags and 50% off Cath Kitson
Mindfulness and meditation can help children and – in store now at Harveys of Halifax
adults to feel calmer, less jittery and more in control.
Older children might benefit from Headspace’s
guided meditations. For younger children, try the
‘Sitting Still Like a Frog’ book and CD by Eline Snel.

More information
‘Helping your Child with Fears and Worries’ by Cathy
Creswell and Lucy Willetts is definitely worth a read.
The authors are clinical psychologists who specialise
in supporting children and young people. The book
is packed with practical advice on helping children
to deal with fears, worries and anxiety. It covers
everything from phobias to separation anxiety. And
it’s aimed at parents, so is not written like a medical

The following websites also have lots of resources and
information you might find useful:



Extra support
All children feel anxious and worried sometimes.
However, up to 15% of children experience anxiety
disorders, which can stop them enjoying day-to-day
life and lead to more long-term issues. So, if your
child is struggling and you’re worried, don’t be afraid
to ask for help. Your child’s school may be able to
offer advice. It’s also worth speaking to your GP to
see if your child can be referred for extra support.

Please tell advertisers you heard of them through ‘The Grapevine’ 17

Active Kids


THEATRE WORKSHOP [email protected]


Do you enjoy Acting, Dancing & Singing?
Would you like to make new friends?
Have fun & take part in musicals?
Age 5 years and upwards

Apply Now

Tel: 01422 200334

11, St James Street, Halifax. HX1 5SU

18 Interested in advertising? Call us on 077918 91623 or email [email protected]

Active Kids

Football Needs

Just like every other aspect of the economy, Helping Your Local Team
football has suffered a significant loss of revenue The biggest risk to most smaller teams during
during the coronavirus pandemic. this pandemic is the inability to balance their
For anyone in love with the beautiful game, books. Dwindling income from match-day
two questions arise: firstly, how will football revenues and ticket sales have left many clubs
clubs survive amid social distancing and other with deficits that they will struggle to clear.
measures? Secondly, what can supporters do to More than ever, the support of their fans is
keep their local teams alive? essential for survival.
● Buy a season ticket even if you know you are
The Impact of Coronavirus So Far
The impact of the lockdown on football included unlikely to make it to every game.
a premature end to League One and League ● Many clubs have turned to fundraising in
Two seasons. English Premier League and
Championship games did manage to resume in an effort to stay afloat so if you can see an
early June behind closed doors, which allowed opportunity to both support and spread the word
the leagues to progress to a natural conclusion. about their plans, make every effort to do so.
However, from lost match-day revenues through ● Sales of replica kits and badged wear – from
to cancelled contracts for ancillary services e.g. scarfs to bags – really make a difference both
advertising and sponsorship, all clubs face a in club’s revenues and in keeping the club’s
cash-flow squeeze. name known in your local area.
The big clubs are generally more financially
secure anyway and did manage to recover some Staying Safe at Football Matches
revenue from television rights at the end of last There are going to be social-distancing
season. The story is very different for the lower measures in place – that’s a given. But every
league and non-league teams, which rely on football lover has a role to play to ensure football
supporter attendance for the bulk of their income. matches remain safe in order to keep stadiums
open. Yes, it’s uncomfortable to wear a mask –
The Future of Football in the New Season but not half as uncomfortable as catching the
Even if, by the time you read this article, the virus. Yes, your team can’t hear you shouting or
government guidance has changed to allow cheering as clearly, but ironically it’s that very
football attendance, social-distancing rules activity that is ideal for sending the virus out
will reduce the number of people allowed in to beyond the usual two metres.
watch the game live. Lower league teams have Support for your local team means more
smaller turnouts anyway, meaning the financial today than ever before. Whether it’s through
impact will continue well into the new season and fundraising, buying team merchandise or a
perhaps in the years to come. season ticket, there is something every football
fan can do to help.

Do you run a local footy club?  Need help, volunteers or players? 

Let us know and we’ll feature you in our next mag…[email protected]

Please tell advertisers you heard of them through ‘The Grapevine’ 19

Health, Beauty &AcWtiveellbKeiidnsg
20 Interested in advertising? Call us on 077918 91623 or email [email protected]

Health, Beauty & Wellbeing

Please tell advertisers you heard of them through ‘The Grapevine’ 21

Health, Beauty & Wellbeing

Are you eating
Discover the benefits of
increasing your fibre intake
– by Guts UK charity

Fibre is the indigestible parts of foods based in fibre. Not forgetting peas, beans, nuts, seeds and
on plants that does not get absorbed into our potatoes (with the skin!)
body. Many of us are aware of fibre and know it’s an
important component of any healthy diet, yet most
of us don’t eat enough of it.

We didn’t used to believe that fibre did very much. There are a number of simple steps you can take
We knew that the human body couldn’t digest it, to increase your fibre intake, like swapping bread
so assumed it just ‘travelled’ through our digestive for wholegrain, opting for whole-wheat pasta or
system. Little did we know, fibre is vital for gut choosing potatoes with skins like baked potato,
health, preventing constipation and even bowel wedges or new potatoes. Think about adding beans,
cancer. lentils or chickpeas to stews, curries and salads too.

Perhaps most importantly, fibre is the food for “If you are planning to increase the amount of fibre
over 100 trillion microorganisms living in your in your diet, you should do this gradually,” Julie
gut. This ‘good gut bacteria’ is vital to your well- continued. “Increasing your fibre intake suddenly
being, defending against harmful microorganisms can cause symptoms such as wind and bloating”.
and easing absorption of some essential vitamins. The science never lies. A paper published in the
Therefore, it’s important that we feed it! Lancet medical journal that analysed 185 studies
The current advice is to eat at least 30g of fibre in the and 58 clinical trials discovered just how important
diet per day but unfortunately, the vast majority of fibre can be in contributing to a long and healthy life.
the UK population just don’t eat enough of it. “The paper suggests that if you shifted 1,000 people
“The average person in the UK eats less than 20g from a low fibre diet (less than 15g) to a high-fibre
of fibre per day, which is less than two thirds of one (25-29g), it would prevent 13 deaths and 6 cases
the recommended amount (30g). Through recent of heart disease,” Julie explained. “It’s simple - the
research, we know that additional fibre in the diet more fibre we eat, the better!”
reduces the risk of chronic common conditions, such Guts UK is the charity for the digestive system.
as bowel cancer, cardiovascular disease, strokes and The digestive system is truly fascinating, but it is
type 2 diabetes” Julie Thompson, specialist dietitian very complex. Millions are affected by digestive
and information manager at Guts UK charity told us. diseases, yet our guts have been underfunded and
Foods that are rich in fibre include wholegrain misunderstood for decades. With new knowledge
cereals, whole-wheat pasta, oats and wholegrain and research, we can diagnose earlier, develop
bread. Fruit and vegetables such as berries, pears, kinder treatments and ultimately, a cure. Learn more
oranges, broccoli, carrots and sweetcorn are also rich at, call 01484 483 123 or email
[email protected] – we’re here to help.

22 Interested in advertising? Call us on 077918 91623 or email [email protected]

Health, Beauty & Wellbeing

Please tell advertisers you heard of them through ‘The Grapevine’ 23

24 Interested in advertising? Call us on 077918 91623 or email [email protected]


Please tell advertisers you heard of them through ‘The Grapevine’ 25

Business, Finance & Te#cshtanyoslaofgey

Feeling ill? Seek Dr Daniels also warned
medical attention that there is potential
for as many as 20% of
A West Midlands NHS doctor is urging people to seek Covid-19 survivors to be
medical attention straight away if they are feeling at risk of sepsis within
unwell, following growing evidence that people are 12 months of being
going to GPs and doctors too late. discharged from hospital.
Dr Ron Daniels BEM, an intensive care doctor at The UK Sepsis Trust
University Hospitals Birmingham NHS Foundation has launched its Blurred Lines campaign to raise
Trust, working at Heartlands and Good Hope awareness of the problem, which could save the
Hospitals, said it was imperative that people laid Government millions of pounds and save lives.
aside their fears of “catching Covid-19” at GP Dr Daniels said a £1 million investment in awareness
surgeries and other healthcare facilities. of the symptoms of sepsis, made right now, could
“We are now in a position of unintended save as much as £200 million in treatment and
consequences and after effects on mental health as benefits.
a result of lockdown, which means people are not About 245,000 people are affected by sepsis in the
presenting with symptoms early,” he said. UK with at least 48,000 people losing their lives
“We’re not seeing a holistic approach to these every year.
conditions, perhaps because we’re focusing The UK Sepsis Trust and the York Health Economics
unilaterally on Covid-19. In making decisions around Consortium have calculated that for every patient
reopening or restricting society, we need to look at who is diagnosed early there is a cash saving to the
PCR tests <which test for viruses and viral fragments> NHS of more than £5,500, which means that 20,000
in the context of case fatality rates, ICU occupancy sepsis patients could cost society more than £1
and how many tests are being done. billion in patient care and benefits.
“There is a perceived fear around Covid-19 but Dr Daniels said: “Covid-19 is a disease caused by the
this has to be balanced by issues caused by other immune system over-reacting to infection, which is
health problems. We’re seeing people come into exactly what sepsis is. The question to ask is: if I feel
hospital who are severely ill who would’ve presented ill, could it be sepsis?”
earlier, were it not for Covid-19 and this is a In adults, sepsis may feel like ‘flu, gastroenteritis
massive problem because we’re seeing some severe or a chest infection at first, with early symptoms
pathology. including fever, chills and shivering, a fast heartbeat
“There’s huge anxiety among the population at the and quick breathing.
moment even when there are very few patients in Other symptoms of sepsis or septic shock include
hospital with Covid-19. You’re very unlikely to bump feeling dizzy or faint, confusion or disorientation,
into a patient with Covid-19 in a hospital in the West nausea and vomiting, diarrhoea and cold, clammy
Midlands at the moment. and pale or mottled skin.
“Of course, we have to be mindful of Covid and For details about The UK Sepsis Trust,
follow the guidelines but the NHS has capacity and visit
it is open for business – we are urging anyone who is
unwell to seek medical attention.” HOW TO SPOT SEPSIS IN ADULTS
Dr Daniels, who is also Founder and Executive • Slurred speech or confusion
Director of The UK Sepsis Trust, said clinicians are • Extreme shivering or muscle pain
seeing late cancer, sepsis, pneumonia and heart • Passing no urine (in a day)
attack presentations. • Severe breathlessness
“We are also seeing young, healthy people who have • It feels like you’re going to die
developed sepsis as a consequence of pneumonia,” • Skin mottled or discoloured
he said. It is vital to seek medical attention
immediately if you or another adult has
these symptoms.

26 Interested in advertising? Call us on 077918 91623 or email [email protected]

Business, Finance & Technology

Please tell advertisers you heard of them through ‘The Grapevine’ 27

Business, Finance & Technology

Business Owner
Finance Q & A’s
By Debbie Story, Sleigh & Story, Brighouse

Q. I am a sole trader trading as a graphic designer. - keep a separate summary of VAT; and
I am voluntarily registered for VAT and I have several - issue correct VAT invoices
commercial clients who are also registered for VAT.
Due to the coronavirus outbreak my graphic design In the UK, VAT records must be kept for at least six
business is very quiet, so to supplement my income years (or ten years if the trader uses the HMRC VAT
I want to buy and sell bicycles to private individuals. mini-one-stop-shop (VAT MOSS) service). VAT records
Can I run the bicycle business as a different non VAT- may be kept on paper, electronically or as part of a
registered business whilst keeping the graphic design software program (e.g. book-keeping software) - but
business registered for VAT? whichever method is used, the records must be
accurate, complete and readable. HMRC can
A. HMRC’s VAT Registration manual at VATREG02200 visit businesses to inspect record-keeping
states that ‘In all cases it is the person (natural or and impose penalties if the records are not
legal) rather than the business which is registered, in order.
so a trader must take into account all their business
activities’. Therefore, in your situation it may be Sleigh & Story Ltd, Thornhill Brigg Mills,
beneficial to deregister the graphic design business for Thornhill Beck Lane, Brighouse HD6 4AH.
VAT purposes. You can always re-register as and when You can follow Sleigh & Story on Facebook, or Twitter
this side of your business picks up again. @sleighandstory.

Q. My father died in 2019 and my brother and I The information contained in this article is of a general
inherited a small commercial business unit. Probate nature and you are advised to obtain specific professional
is nearly complete now. If we sell the property in advice before you take any action.
the future, will capital gains tax be payable on the
disposal proceeds?

A. The acquisition value for future
capital gains tax computation
purposes will be the market value at
the date of death. This is known as
the ‘probate value’. Capital gains tax
will be calculated under the normal
rules on any increase in value from
that date until the date of disposal.

Q. How long do I need to keep VAT
records for?

A. VAT-registered businesses must:

- keep records of sales and

28 Interested in advertising? Call us on 077918 91623 or email [email protected]

Business, Finance & Technology

Please tell advertisers you heard of them through ‘The Grapevine’ 29

Local Lockdown Treats

We all need a local treat – especially at the moment – here’s a highlight and a
few ideas of what delights are available locally this month

Holdsworth House

Take a look at the new summer pavilion at
Holdsworth House – meaning more guests can
enjoy the garden during the last month of lighter

evenings and warmer days hopefully

True North Restaurant

Based in Dean Clough, this fab restaurant had the genius idea
of running free flowing dishes.
How does it work? “Well-executed little plates of familiar
flavours delivered by a team who are happy to see you. If
one dish works its particular charm, ask for seconds and they
shall arrive. It’ll cost you £21 per person plus booze, which is
thoroughly reasonable to say that you won’t need to eat for 3
weeks afterwards.” Tables from 6pm.

Gin Lane UK, The Piece Hall

As true gin lovers – this pic made us really want to nip
right down there and find out more (research purposes
only of course!) Inspired by Middle Eastern spice bazaars

– Batch have created a truly charismatic signature gin
containing botanicals such as frankincense, myrhh, fresh

lemongrass, clove, nutmeg and allspice.
Being served, right now, over heaps of ice 


Eureka opened again last month and are very excited to
welcome families back.!You're guaranteed a quiet visit as
they are  limiting the number of visitors.Pre-booked tickets

only - get yours now. 

30 Interested in advertising? Call us on 077918 91623 or email [email protected]

The Shibden Mill Inn

The Shibden Mill Inn are running Crust
and Craft from the garden – Craft Beer and
delicious fresh sourdough wood fired pizzas

Harveys of Halifax

Jackie, the Estee Lauder Manager at Harveys
of Halifax is giving away '10 day samples' of
doublewear foundation.
Call in to get yours or to find out more about
their range of cosmetics as a lift me up.

Good Karma Coffee House

A reason to love school drop off mornings again! After
the school run treat yourself to something delicious

locally such as this mouth-watering homemade mixed
seed Granola Bowl and Biscoff Latte

Good Karma Coffee House, Brighouse 

All aboard!

Get on board the Shibden Land Train

Happily taking you on a scenic tour of Shibden Estate


Please tell advertisers you heard of them through ‘The Grapevine’ 31

Director, of JH Wills and Powers of Business, Finance & Technology
spouse then goes into care it doesn’t take

Attorney Jolene Head explains why some much time for a persons estate to diminish

homeowners are leaving it too late or from £120,000 to £14,250 when the average

simply doing nothing at all to protect their

CryueogrWuruleanrottifouranulslmdesiyalnoyduhloimkeetforopmrotbeecitnghard- earned assets.
weekly cost of care is £900.00.”

“I dealt with one particular case when a
client had left all his estate to his wife in
his will and she subsequently went into

Jocalree.nTeheHesetaatedthat the wife inherited was

£280,000 taking into account the property

WCaoWnuuodtfWlruarCrdrroleoufeekdyunrgmrgoletyuoruudbolremlnaaeuunylttibioltnilkeitoeuoirgseokinnunlettssligaopketkeostpaeaartpnkyonoretdtopnfoWaetrobcWaehtpootobcaartuhtytoyWeptoyauycfcahitouaottytoacunrr?iytftauro?yoyfcnoaoufraryaumurnyomrcidofyluioaacuyoldmayrurhrohieocdleoaymo??mrheeeo?me30shtt“LJ“awDtc“£“posrhiLAs£ctt“Awr“eaoohhniaMIhhoWeenWMIei1oavium5eoahuunmwhelrerhcqcde4aeerhm0evreteiceohatticeaeopneAhDsht,urhsaicnre0ahhaehctf2bsveelveiiyarosdlorathaoitvefvettalhm,y5iooAoiyeentdhotrtt0eonitugmedrereInomnAvcahe0wrruoHswcdneaerd0etodptardpouiiirs,dthihoutdftriasyocaebttceeld0n-ontnul-ellhaaofhhoAiDLA“hs“arAetyy.neabuuaetenhiaytyeiaorn”-hefeeWMwpeitlonglshfnubtooaadeaoryiatuueydepfmmlleswwiweqpadLrelnihstrdgoeatJvlioarolrtuceriytmsssbtttliaocsHnttcrroLueheeioon,rwiiadeteoeosnehhaesrptunbhtvaallnreaoieaysdJwrxtedsocrccniiescemllalis-(neoootWiiyroalltttoetsltrrrecapneidntiaadfidtntteyhhoonolccyAaieareeeeortnarrenahltrchholodttletcecegoihJusiewlwaiiseeer.dsablanehfhoudbwfalael”ecaotthlHAariyeeaanli-neir.aAaasrananyyoansl”nu,sdsaneteonatrkaeiswi£faiLaiunttllehstrnudmuJuonshvoleangrlioslsspaWleirswwnsoeeslvoLds1enliyteaetietnheesoosrrief.nHsdtss4bvawlrhacearir”hgcablcrotevsviiadnsheeaatrltotgidiadaJ,seLintlleteatioroodediseet2meuiilthcvnwstvgHllnossailotvvonrnsllhtmradaasr5smrnundaPaaaniyiti.oslccAwyi.caeniiigaeaisndi0lneesrseoveattoldtwntnoloigtiaWewtmgusr.raabeaysereauwaesylid”gfohlwAtettleogn?bgHcntsointenndreaeaarolooawthb£kAheoleaittmT£ioteuteceustetxhtnsssetgdewaellolhhwrnou1shuusei-epifoim1rplpslsilatapelsa4osaatenidxo.sae4ssreirhlatttattrPpluibhhcctoosev,ttlliadahetefocrgc,itLr2tiothooatdeoalalw£p2utausuerAeitatssooytodattue5ithofnaesns5eitrnetwaattt1ohflrtsDsocwrn0isnscatoasseewhi2v0cserAsexltteiegctditohhetowtaeemt.tiVlele0)dfaaserahaetyetpwrieypatbcrYeriathrlititaEfslleilnP,tarerodwllttssbbbr0htllieooesaorthnheswdemaoRhryLryolacwihtwauoanuer0wuttoouefhdoesedsorhTiietowtnesoorvftetJtlotta0ertuuydpnyhsfohanoelieseIoceceeeetrosLnrutoie-SglalltqshuaeaaaesycslsoodpetrtttorEnbrhlsulttnlnooebtlJwiooohnsescstarshbdycottiiwtemhtwkeraeotfaaouahsoenhetleertaleotasltnhtar0yefseereerhsetweeorL7yidtiecwsde8enhrrosott5ydsoHsec6et‘thL“tAiatdet£otmtdtuohhhhhaaIhotsf99eoauecewnlsleaaeeeh2n2ael£dHcdl,teosmwf“y9itt,itth“cbhcloahaia£4rrb8IpsbwhaoraoIttv0aeowolueew6o2s0uhhuhdodneerhkred3ouAemm8,lrrt0rciotree8mau6oeaddakasiti0ebaahuhcey0usvtahuesenonkbpldc,£yhtiaohdeterlyl0r0nl“esdefto’mstc£thco“de£wtfteehtooait1cdtpIehhhrieeln0Ipltlaaohtwtt2atcfr92eftidmpvkwtowobmeye.idchhwoushsaee0r0pdoosuw8eco2eae£irleTordemn,eeoenaorhaivyeetaeedclet,,0swaunreevltih£4ribtkfap80ea.etcwitecnhttneehrhtn4ttthseehaeal,wtLtswi6ofy2sl0rlsacTcyihhu0ad0£snwnsoeoiottoJprnealyaloa8tyw,hrooglrstfeekeoh0iti0lot0e8ta1lhfwafeisiwrtneirepattnwtnhL0touacat2nayceeatnoimycaw0huso0hticchc.oehanben£tsathiatnve0i,raoednnacnehulnleecotw0ha0aeoelTr,carot2liiledetosttteennhe,[email protected]£tur,paiyschhineohnere,atlfbwneoelnisek00ecnpwultiaea’neo1swtocsairetufeetnAsermattgmanahdidi4dimo,0sgsltttrathheetohsapfsrr0rtlfnadctepfuoooehtenree,tt£notosehsievaahoaa£sie2”eac0pmowwsisrtl£ayictgdaafett2eskpdhician.notlpe5ctop9sraahito0sartnrhcen9rcssittliem8eohsuaa0lprseaiotpaf2ratortrsnoothherl4guacpt0nei£tdoghet0dfhsieteerelrai,rnhltairhntshceasosesrnwdaensa8ba0stee,t1dtohyeccihintcr,iutch0aekiyiotadiltsout4ssteeer0trnsLt.asetyacdshrcsthheanysihoebitm0m0lotiuo,tatonwte0hnetuowicarcvoaat2tbelmaneoiiocefs0£hhs0hiloewdtqhncglcradetsmrnetc5esutoscten,oebmwanaw£d9waae.easothuatr0stsuanirco”bqpfscuiotmnterndr4anth,av0,lfecdnedeneofhh”triotltwwwaaebeuutfante6atctetAwiskaa.hona.ot0te.omeiecwtreveuhstrteenwsteyaohhrotn,sttmohoTsruiwohed.ea,f8nihei4dsnfrntt0tse.”woateLttdhtahotugtiesnaeca0eao,lee’t.hnocoathtshehaeehit0tpynaikhyouifcnaiedslrcmc0tcishvevvnnefutneiwyowsatvte.cgeohhetccnotceseaenso”weatiiihiiidnoprsoiwiwngaeidiwaeioosretnhihllmstitmrnkiehshnaivleaehdsuehtnorslwtnubaiuepangeaewseyelmgewriatsennrhwegelanpsannsontarddds,recdytlhthenehiiratta’trtiiataftniaainetewnetterkoeiestfemthvtih’meanitnheens,itnptdorctearioardetertstnihee,aiereksonopaoadnrcecrawrevefietoetgtsoiaydhisehnvstaegnds

from being taken to pay afobrouytoiutr? care?person whcoarme afedeesa.”will thought that they would be calmieonutnhtaodf lteimfteatlol hloisokesbtactek taot whihsawt aifseseints that

CruerCgrueurgrleuranlettaniotrtinuorslnueslseas nadnd aWbhoauttciatn? you do32hAhADr“ssbecam££oleMieaoiotunma11yfinqautrrumsd22tcocovtudceihpa“raL“ohAciA00helisrhtniyceneWM-arol,,uleoahtruunme00egqtydogreetdrv3etcco)ttic00eeouhiwiiaeomhhaet0odbvhcsltn00ryssheiefrnyalu,ooaiypoitnt“retsspw£r-ee£eelandntoneJAhhoeedrIieropviwc£oe95eeovtiniuhfeeiincsrIerfeaenhouuha0f5aslo0ercrttnle-i£cdeaaeeyytc.rgtsssaJue0ates0r0lathf”nfeo1itllsyehrHeohlattr0niv.viplesaww,aaenoreL4fh0nti0elniogamec,eaeItlsbevlsrhsocw0,0dtpoonWiiaseha0etorrt2dseaehlleaottd0hi£.ereeticHyntriesll”e0n5oartneleeltreth0k1dearlbdienyyolccyrt0atenheawenseglo4baldetseifyoiabwilor.abpigaoiahsnhwawn”.,olilAsorutrnietnsut2tnontatvaeedlithsoeogkaudnhh£tiadut5tsttitnesdiwrtaeladmrse(hgennltt1oe0leistaataspteosivwiidhhs4hrhifnohneenx.bctttgsdeesteiatcc,eeeentoaooYedaentrh2pubtratmahcaoataiaohPrtrss5shrniatssdstellotawrosatiweoisuhii0eioalusehemutuvtleienctllutmnnelderyayycireeetwtthorrctebcadgipnatvrhoeguarorvvathbteooaovottL?dseieeinehrliorasaiwnvhiivwoeuvnupuenesfvvoorrndldliemttCioiwrmeridsntaitssparniighhancdiianveiennrametLiigrotigtfmaaalahogeeaieuesedlgsfhdeeevg?gdtlotssledtrstityfao£io(rsnsecetauhoTsshotpccnhoisseaihlwwhauseneci1sseefaaoaomeeppgsoasnr4xerotnttaoesslenhytauuirawcoogsser,tshnfnstmite2rLystwii£pptusurfAewmhon’dtuee5rekh0trtoto1hltesDsecgh0oinydl7aesaoe2seaycthlueeche7im.tVilal0)furaaseaoserc9rYriahktaEfln,ellsiolionis10hieevondsedmaRrm8sea0oudsdsrTtvd9ot0euIce1tcf£“mwscothenu-Sgha6shrIplatf2Einho2einceusardo8e£3ttem,hctdtoet££tetp‘wp“icsvc0wunehhhod4nbkatof9u.2aeNiihrrtac,etshes6deae0rrlT8ooihu0r2ac££o,elylweleoy,hti7eth,0wppltilt0£e841vhb8ti.b8mtt2acee,wfmiywawr60s02y0tT5ihuo0ehdee0eodrralhh68n,oaLt‘Atthi“00niruloot0ee8dttiehicteteo,shhaIt0aluetsyyd09oaallysa0ewusu0nhtepshewytbaestae,hf2hlkd0lnciaww0c0telbltooesdoevoft9eitntdegtaidhoahaoiowe0rldthh0uaesfbvhworrtanaoytpsoetv0aluunowseeatkdh0apheecwutnesetkaysgeded3eednAmlrlarlyeoiiadlareh6eopeddstrttssitltnadeeietpabiauairnhshhettuaeupeen£sonshibppstygdieynhtesiansnetnelrhrrnaantbasef1’[email protected],ctaoitdiao4aetsehtnehtrlatuaastosnrvtsoayktottbmyo.nh,tithtessoarletaereonobo2abftnciohT£ohrh,csetoeaqdvoeactseddnic5lucvastihaetangdaedf9weetitenhuth0ua’tethceetfsrlgLntntahbagnye0icharoweterowhtiqlwwJprerraecetwpemwoiaklshaod0ekeserrlagoeunuincrpLfrtnhosaniachesreite.pihhsoohi”loio4fwwnwt0etnystabiateev[email protected]oi4fintvidte.sAehraicsotntoeneneaol”wotnhclsareecwetoaey’oshytaitiwAnelucttheihtnhtaviemtspehsngottrmeoupceensrhuwswchtehhenseiresnwogaweohplmntnpmofathedraihs,craecteedeoherithtueivi’orsgirarthaniadcietaiensbmnecrtooiesefpprmor.nrtrvtc,trmeencicaddtgtyedf,etanbrnapirhlraieioaoatosaadnrteitsdotckioiostgyhitiheeca.reeytkoaolunmenahauenncty,pdcritpawrhe.rmlyteoavudv”ankietstwioeveeattgwaieeosioospiaiorspatynnetrmcrcssoewnhsonreuvotesteootaegsoirttcutyodtgniafyrdderhhifashfhnabtfvksnsis.oottanihctatveroeeyghntohhfrwsodeenindos.eLdaoeugte,rshahnkouifsisvveagocctaiisiniaenlmalwgle

Business, Finance & Technology
the property away they can seek to have instead of gifting the entire estate to one

the person who received the asset pay for another but it is important that couples

the care.” act now as it isn’t something that can be

by you and as such you could be told to leave “Othcheirldtrheannfrcoamrelofeseinpgloauntniifntgheoiur srpcoliuesnetswas to
“thWeeprreocpoemrmtyeonrdtchheapnrgoinpgetrhtye cwoauyldinbwehtiachken havereumsaerdryt.he type of planning we offer to
yinotuooawccnoyuonutripfryoopuerrtcyhfirlodmreanjdoiinvtortecendanocryitfo a prevent their children from losing out if their
ttehneaynhcay-dinf-icnoamnmciaolndainffdicluealtvieesthsoe pitrcoepretratiynolyn spouReseadwearss otof Trehme Garrrayp.evine are offered a free 30
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cyoouupolewsnacytonuorwparospiteirstny’tfrsoommeathjoining tthteant acanncybe our office or over thBe UphSoInNeEbSySca&lliFnIgNANCE
dtoonaetwenhaenncoyn-ienp-caortmy mdieosnoarnhdasleaasvterothkee, as they 0800 0614 295 .
property on trust for the surviving spouse

as the property would no longer by owned another but it is important that couples
act now as it isn’t something that can be
done when one party dies or has a stroke,
as they will not be in a position to give us

instructioBnUs.”SINESS & FINANCE

by you and as such you could be told to leave “Other than care fee planning our clients
68 West Sthtreeperot,pSerotywoerrtbhye pBrroipdegrety, cHoXul6d 3beAtNak. eOnpenihnagvehuosuedrsth9e:3ty0paemof-p6l:a3n0npinmg we offer to

 01422 ti6nh5teo8yah0cac0do8ufinnt[email protected]r.tuaoirknilfy wspwprweovu.ejsnhet-wwthaiesliltrso.ccrheoiml.duarkrerny.from losing out if their

isn’t something we would recommend”. Readers of The Mirfield Word are

“We recommend changing the way in which offered a free 30 minute consultation in
you own your property from a joint tenancy
to a tenancy-in-common and leave the our office or over the phone by calling
propperrotpyearwtyayonthteryusctafnosretehketsouhrvaivveing spousienstead o0f 8gi0ft0in0g6th14e e2n9t5ire. estate to one

the person who rePcleeaivseedtetlhl aedavsesretitseprasyyofourfound thaemnoitnhTehrebMuitrifitelids Wimoprdo! rtant that couples 31
the care.” act now as it isn’t something that can be


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“tabfthhoNsytiyt“preesohWtooyrnhcecpotuoa’aeeaytpeourorsrtrepnheeewosearrla.onfcmnty”on6edyonadpede8mnyofeswtioa0ocnnhrmWbseyuh1t0aits-yunsroerni41eutntugnwpchr42cis-sidrewtoceha2t2otcoiulcefp2oseySmohdl6ieuwoadvrta6ir5mtuferohnttrnf5hedy8iuigoiccg8geelofiunthd0nrhlhust0lootagt0ue,rlrnmi0tnederiSt8rags8chvdsasbkoaeoienssvlermwsojeesiwotbnattfmeioieeavygtpnpljryerecadotjosonbtentiyptwlonhtreoedloyftennetto”[email protected]@ydehkjhgjh-ew-,aaid“awno0RosOHicnsolpufst8lieonttfsXotlhhrnea0rlte.us6hruecoedo0swe.yeorcwefce3drtf0hrt.woiiwuhAascobea6i.seakanunlNou1lnfsis4toftrkon..tir”ceTiont2oOsaeoie9tnhrrsvw3epe’b5pteim0eemefasw.reoMrainwmpentwtmryihorpwiina.yernderjl.ttghapwfiuahpenio-ntiehsh.wnsnejtlioohoigttdicnrnilh-uoltgwhseahWnr.toaabcssitscultouoyolo9racs.lrugautc.c:sdca3inpaltkvirotl0leebaoeiln.oiasekuruntneemsskg,in-6:30pm
the property or the property could be taken have used the type of planning we offer to

into account if your children divorced or if prevent their children from losing out if their

SQWCOOi“tUIshWLCnNOeLI’eyStASTUsErLhCoeLaDTAcmTdHoNIASemIfTTStBinhIAmEOAaiNnDNDenCgnVcOOIdiENwaNRNGlceEThdTwDOAaiHfoUnNfNPEiuglEcDLeTliuaIdnTNEsRlOegtLrEEieEtetCeTAcPhslEHloNHesPIamEVodDOlweEvCmiNaaeTtUAsryHEecteiReFnsiEOtenRRredrOtRlEsE”walNEyF.aiAhnoFdT3RuIilvC0cyCehOhErIeMRUtaIirCSsIRdNeUSroOUsMEfRosTFyTtpfhSeFoEfoeUTeIaumCuArPdfEseNoteeShFdurCrO.wnosEauRdaSogfst,hfhrt‘eTeoTemhhr3eeienm0GTMramahrperiieynMrv.fuiinirtefeie’elldcdoWWnosrudo!lrtdataiorne in 33

Business, Finance & Technology

IAnLatcek orfest

With the Bank of England’s interest rate at a Between the 2007-8 financial crash and the
historic low of 0.1%, you might think it couldn’t economic uncertainty of Brexit, the committee
possibly go any lower. The economic challenge has had plenty of reason to use low rates to ease
of COVID-19 could change that, with speculation economic concerns. With the economic impact of
that the rate could actually drop to zero or even the lockdown and changing consumer behaviour
a negative figure. It brings to mind a topsy-turvy posing an unprecedented challenge, going into
world of banks paying people to borrow money negative territory could be the only way to use
and savings shrinking away, but what would it the rate cut tactic again.
actually mean in the real world? Indeed, the Bank of England confirmed in May
Let’s start by recapping exactly what the Bank that it is considering negative rates for the first
of England interest rate is. Otherwise known time ever in this country. It’s a highly unusual
as the base rate, it’s the interest rate the Bank tactic but has been used in the Nordic region and
of England charges banks and other financial Japan in the past decade.
institutions to borrow money. It’s important The effects are still an unknown quantity,
because it strongly affects the rates those banks however. With mortgages, many tracker rates
apply to loans and savings. Sometimes it’s a have a minimum floor so homeowners wouldn’t
direct link such as with tracker mortgages. In get negative rates. In countries which have had
other cases the link is looser: cynics often note a negative rate, a few lenders have dropped the
that banks are quicker to pass on base rate rises variable interest rate charged to borrowers below
than they are to pass on cuts. zero.
The Bank of England’s Monetary Policy Usually in those cases, the customer would
Committee reviews the rate regularly to decide if continue to make the same monthly payment
a change is needed to meet economic goals. The but more of it would go toward paying off the
committee might cut the rate to try to stimulate capital rather than the interest, so eventually the
the economy, for example by making purchases mortgage would be paid off earlier. The banks
on credit more affordable. It might increase the doing this assume the negative base rates will
rate to try to keep inflation under control: if you’re be a ‘short sharp shock’ rather than a long-term
spending more on your mortgage, people have economic policy.
got less cash to splash and drive up prices.

34 Interested in advertising? Call us on 077918 91623 or email [email protected]

Business, Finance & Technology General

Best calendar app:
Fantastical 2

The best location-aware calendar app on
Apple devices works on the Mac, iPhone
and Apple Watch, with support for multiple
calendar accounts and reminders. Its main
draw is the use of natural language, so for
example you can see “meet Sue at Starbucks

at noon on Tuesday”.

Best to-do app: Across
Microsoft To Do 3. Powdered form of sodium chloride
Formerly known as Wunderlist, Microsoft
To Do is a free app for Apple and Android used at mealtimes (5,4)
that makes it easy to plan your day, stay 8. Monarchy on the coasts
on top of to-do lists and stay organised. It
integrates brilliantly with other Microsoft of the Arabian Peninsula (4)
services such as Outlook email and it’s 9. ‘Arm’ of an octopus (8)
ideal for work and play. 10. Metal paper fastener (6)
13. The Hunter constellation (5)
Best everything app: 14. Musical accompaniment added
above a basic melody (7)
IFTTT is short for If This Then That, and it 15. Brick carrier (3)
enables you to create rules: if this happens, 16. World’s swiftest mammal (7)
17. Former French unit of currency (5)
do that. You can use it to automate smart 21. Capital of Saudi Arabia (6)
home hardware, to send articles to a read- 22. Italian sponge cake, coffee and brandy dessert (8)
later app, to post your Instagram photos to 23. ___ Marx, founder of modern communism (4)
Twitter, to add calendar events and much 24. Spicy pork and beef sausage (9)

more. It’s a Swiss Army knife for tech. Down
1. Children’s game involving a stone and lines marked

on the ground (9)
2. Animals or plants which live on a host (9)
4. Ancient Mexican civilisation (5)
5. Oil extracted from the flax plant (7)
6. George Bernard ___, playwright (4)
7. Singer who had a hit with To Sir, with Love (4)
11. Sailing boat with two parallel hulls (9)
12. Capital of Sweden (9)
14. First note in the tonic sol-fa scale (3)
15. Hawk that hunts over meadows and marshes (7)
18. Name of the bear in the epic Reynard the Fox (5)
19. Presidential assistant (4)
20. Army’s temporary living quarters (4)

Please tell advertisers you heard of them through ‘The Grapevine’ 35

Homes & Interiors

ai157858737743_Waxman Tile Showroom 60x90 SKIRCOAT GREEN - JAN 2020 - MAIN.pdf 1 09/01/2020

Waxman Open

Tile Showroom 7 days

free parking











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SUNDAY 10am - 4pm 01422 371723

36 Interested in advertising? Call us on 077918 91623 or email [email protected]

Homes & Interiors


Please tell advertisers you heard of them through ‘The Grapevine’ 37

Homes & Interiors

Let the light in
Check out the huge selection of Roller Blinds now available 

Window treatments are a generally better than sill-length,
key part of interior design, though not if radiators, window
adding colour, pattern, texture seats or furnishings are in the way.
and sophistication. They can Linings help curtains hang neatly
correct a badly proportioned and protect from fading, dirt and
window, disguise an condensation. Blackout linings are
unattractive view, filter bright ideal for bedrooms, while thermal
light and provide a visual link linings can be an effective insulator.
between inside and out.
Practicality comes first. Is the
window overlooked? What Blinds are great for modern
does it look onto? Is it an homes, bathrooms, kitchens and
unusual size or shape? Is there smaller rooms. Roller blinds are
room for curtains? What is the most basic style, or choose
below the window? Is blackout roll-up versions tied with tape or
necessary? Next, think about ribbon. Roman blinds suit most
your home’s style and what else rooms. Choose fabric that is mid-
is in the room, to narrow down
the options. weight and not too textured,
as blinds need to roll or fold
Curtains easily. Consider combining
more than one colour or
Colour, pattern, fabric weight and hanging pattern; perhaps a plain and
style are important. Grander curtains tend a sheer fabric, to allow light
to suit larger, period rooms, while simple through at the top of the
curtains better suit modern properties. window while giving privacy
Check the heading: usually, a tape (pulled beneath. Plain blinds can be
to form either loose gathers or more boosted with a good-looking
formal pleats) is hooked onto curtain pull or trim. For a dressier
rings, but tab, tie, eyelet or hemmed look, add curtains as well.
tops are other choices.

Curtain poles come in a variety of Shutters suit both old and new
materials, with simple or ornamental properties. They are expensive
finials. Curtain track is sometimes but good at blocking sound
better: it can be mounted on walls or ceilings, and light, and can provide extra
bent around bays, and needs less clearance. security. Both plain and louvred shutters offer privacy
and light control, and can be left as natural wood or
Maximise natural light by fitting a pole or track painted. They can be made in a variety of styles and
wide enough to allow the curtains to be drawn fitted within a reveal or to fold back against the walls.
away from the window. Floor-length curtains are

38 Interested in advertising? Call us on 077918 91623 or email [email protected]

Homes & Interiors

Please tell advertisers you heard of them through ‘The Grapevine’ 39

Homes & Interiors
40 Interested in advertising? Call us on 077918 91623 or email [email protected]

Homes & Interiors

Please tell advertisers you heard of them through ‘The Grapevine’ 41

Homes & Interiors

Local Utility Solutions

D&G are a new company recently set up locally to Perhaps you know you need a groundworks service
provide drainage and groundworks for all types of but are unsure of where to start – the team at D&G
sites and customer requirements. offer a free no obligation quotation and advice

Run by Laura and Samuel service too. 
Harrison, together they have
experience in the groundworks Laura continued “We are
industry for over 10 years. based in Keighley and know
the importance of building
Laura told us - “From day 1 – up an excellent customer
we’ve set the business up to service reputation locally so
offer 24 hour emergency call we can assure you of a prompt,
outs, free no obligation quotes, efficient service – we want you
a team of City & Guilds trained to recommend us as we build
staff, reliability and flexibility – our business up in the area!”
so we can adapt to whatever  
you as a customer needs from

42 Interested in advertising? Call us on 077918 91623 or email [email protected]

Homes & Interiors

We are specialists in loft ladders and hatches for easy and
safe access to your loft. We also provide boarding, lighting
and insulation solutions. Call us now to find out how we can
help you turn your lost space into a really useful loft space.

Call Jack to book a FREE survey & quotation

01484 810686

Please tell advertisers you heard of them through ‘The Grapevine’ 43

Homes & Interiors

Preparing your home for
a cosy Autumn

Autumn is a beautiful season, with its orange and yellow leaves and bright red berries. It’s the perfect time
to wrap up for a walk – then come back to an inviting home. Follow these tips to get the most from your
four walls this autumn.

Ramp up the warmth and cosiness Cosy up at bedtime

As the days and evenings become colder, you’ll need Turn your bedroom into a warm, restful haven by
to think about keeping warm. First things first – get adding some thicker textiles to the bed. Just by
yourself some soft throws and blankets. Then attend adding a few accessories, you can make an instant
to the bigger stuff, like making sure your radiators are transformation from summer to autumn. Wooden
all bled and having your boiler checked. floors bit too cool on the tootsies in the winter? 
Treat yourself to an indulgent, thick rug.
If you’re lucky enough to have a working fireplace
or wood-burning stove, now’s the time to
prepare it for use. It’s important to have your
chimney swept and tested once a year. Look
for a chimney sweep who’s registered with
the National Association of Chimney Sweeps
or the Guild of Master Chimney Sweeps. Stock
up on firewood and kindling, and invest in a
couple of baskets to store it next to the fire.
Most importantly, make sure your smoke
alarms are all working.

Prepare for wholesome dining

With autumn comes delicious food: warming Autumnal Lighting for cosy nights in
soups, roast dinners and hearty breakfasts. David Hunt Antler Floor Lamp complete with Cream
Prepare a dining area where you can enjoy shade £750
some cold-weather fuel with friends or David Hunt Antler Table lamp with base and shade
family. Collect some bare twigs or branches Complete £246
during an autumn walk and put them in a vase, as David Hunt Hopper Table Lamp complete with 100%
these homeowners have done. The display will last Silk Shade in Taupe £303
all winter, and then you can replace it with spring Harrison Lighting, Halifax
flowers. Special discount available now on the above products
  - more details on the Harrison Lighting website
Locate a window seat

Even if you’re not planning to venture outside often,
it’s still nice to capture daylight from the comfort of
an armchair. Rearrange furniture so some of your
seating is facing a window. On a cold, crisp day,
you can cosy up with a blanket and a book while
watching the leaves fall from the trees.

44 Interested in advertising? Call us on 077918 91623 or email [email protected]

Homes & Interiors

Seat with a view Relight the Fire
Albury Blue Lifestyle Swivel Recliner £569 Pacific Energy Wood Burning Stove £349
The ultimate in comfort and stylish design – in range If you’re lucky enough to have space for a wood
of colours burning stove – delight in the pleasure of a real fire
Stone Dam Mills, Halifax Waxman Tile Showroom, Elland

Touch of Greenery Woodland Inspiration for floors
Keep in touch with the greenery – lots of small indoor Woodland Inspiration Rug
potted plants scattered around add class The Woodland range takes inspiration from the
From a selection at Simply Flowers, Brighouse natural world featuring designs made up of wood and pebbles.Selection available – from £65.95
  Stone Dam Mills, Halifax

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Homes & Interiors
46 Interested in advertising? Call us on 077918 91623 or email [email protected]

Homes & Interiors

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Homes & Interiors
48 Interested in advertising? Call us on 077918 91623 or email [email protected]

Homes & Interiors

HanNew&WPorrokcinegduProelsiciesg + PPE Are you thinking
about a new
CSOEVCIUDR-1E9 bathroom?

dwashing + Social Distancin Taking care of everything from design to
installation we can help you:

• Make your dream bath or shower room a reality
• Provide a relaxing space to escape & unwind
• Add value to an existing home
• Modernise a tired design
• Make a new property feel like your home

Book your free design appointment & quote: Visit our Mirfield Concession
Online: Showroom for Inspiration & Advice:
Call: 01924 480571
Email: [email protected] Whiteleys Garden Centre,
Far Common Road, Mirfield, WF14 0DQ
Facebook: More Bathrooms

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EST. 1989

Kitchens | Bedrooms | En-suites

We’re open!
Call us to book
your one to one

Home Visits Available

social distancing
measures in place


Family run business celebrating 31 Home consultations & Free design service

successful years

Studio located in Mirfield Your project fully managed from start to finish

Very competitively priced

Supply and fit or supply only available

We will BEAT any genuine like for like

City and Guilds Qualified Carpenters quotation
66 Interested in advertising? Text ADVERTISE to 07856 929 036 or email [email protected]

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