Types of Commercial Health Insurance
Just over 200 million Americans have health insurance coverage from
health insurance companies in PA. Here are the main types of
health insurance:-
Indemnity plan.
Staff Model HMO.
Group Model HMO.
Conventional indemnity plan.
Exclusive provider organization (EPO) plan.
Preferred provider organization (PPO) plan.
Health maintenance organization (HMO).
Source:- ncsl.org
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The Affordable Care Act of 2010 (ACA) has numerous provisions that affect the structure and extent of health insurance coverage. An indemnity plan reimburses the patient and/or provider as expenses are incurred. Conventional indemnity plans reimburse the patient and/or provider as expenses are incurred. HMO members, usually in return for a fixed, prepaid fee. A POS plan is an "HMO/PPO" hybrid sometimes referred to as an "open-ended" HMO when offered by an HMO. To know more visit here https://www.capbluecross.com/
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