Benefits Booklet

Here at Card Factory, we are all about helping people celebrate their life
moments. We have a range of benefits available to our employees, some that
you can even share with your family and friends!
Take some time to ‘unwrap’ the benefits detailed in this booklet and if you
need any further information, or have any great ideas for benefits you’d like
to see in the future, please contact the benefits team on
[email protected]

Most of the information found in this booklet is accessible
through our benefits platform www.mycardfactory.co.uk
If you’ve not already signed up then what are you waiting for?
mycardfactory is the one stop shop for all things benefits, news
and best of all discounts at over 800 retailers.

Our Internal Communications Team are always looking for
new bloggers and offer a monthly guest blogger space, so if
you’ve something to shout about, or want to share with us
then please contact [email protected]

If you’re still not sure about signing up, here’s some testimonials from
Colleagues that have used mycardfactory, and how we helped them
celebrate their life moments.

“mycardfactory has been an amazing benefit
platform for us, because of discounts offered
it meant that we didn’t have to cut back on
anything that we wanted to celebrate one of
our biggest life moments…our Wedding!
Naturally, I was drawn to the sparlkly-ist,
platinum ring way out of our budget and I
was not willing to compromise…and I didn’t
have to! The discount offered at Ernest Jones
meant we saved £170 on our Wedding rings,
for us mycardfactory makes big luxuries,
affordable.”

Sonia, Resourcing Business Partner

“I recently planned a trip to the Cinema with my family and managed to
save over £20 on the tickets using mycardfactory. I also recently
purchased an experience day for my husband’s birthday, he enjoyed
tank driving and I got 10% off! Before I make any big purchases I always
check mycardfactory first for instant vouchers and any reloadable cards
that will come in handy (Asda, dining cards, Debenhams etc). This is a
great benefit and easy way to save money on everyday shopping and
those one time big purchases.”

Karen, Assistant Distribution Centre Manager

“I have used mycardfactory for booking.com and boohoo.com and
have saved almost £50. It was quick and easy to just go through
mycardfactory to the Booking.com website and book two hotels. This
cash back then cleared in my account after the stay and I then used it
on a New Look gift Card (with a further 10% added on) to buy myself a
new jacket. So technically the jacket was free!
I now use it for my online clothing sites as all it takes is an extra click or
two to save a few pounds.”

Laura, Studio

“If you use it properly, you can save a lot of
money. The site is easy to use, almost like a
Groupon for Card Factory. There are different
offers each day for retailers I use regularly and I
am able to view it at a click of a button.”

Jacqueline Butler, Store Manager, Ilford

“My Card Factory is a fantastic benefit offered to
all permanent employees. Since joining My Card
Factory in July 2017 I have made savings of £1,415
on everyday purchases including holiday savings
through Thomas Cook which I would have been
purchasing anyway. I view this as a £1,415 bonus,
tax free for just doing my shopping. Thank you
Card Factory.”

Marilyn Baker, Area Manager, South Region

What is SAYE you may ask? It’s a great benefit the Company offers to
employees which not only offers you a risk free way of saving, but also allows
the opportunity to benefit from any share price growth, which could result in
your money growing! Each year you will be invited to participate in the annual
SAYE scheme, where you can save directly from your salary from as little as £5
per month.

You can view and manage your Sharesave account online
at ybsshareplans.co.uk, you’ll need to register if you’ve
not already done so – just have your Sharesave account
number to hand to complete the process

Card Factory have partnered with Salary Finance who offer financial wellbeing
benefits that help employees live healthier, happier lives. They do this by
offering:

Financial Education: a range of tips and videos to help you better understand
your personal finances, as well as tools for budgeting and saving.

Low-cost Loans repaid through salary: employee loans at affordable rates with
higher acceptance than traditional lenders.

Employees can access Financial Education as well as loans repaid through
salary at www.cardfactory.salaryfinance.com

Card Factory have selected The Peoples Pension as our Pensions Provider, both
for auto enrolment and for salary sacrifice contributions. Your salary level
defines how you contribute to your pension and details will be issued to each
colleague after their 3rd month of employment.

Joining a workplace pension scheme
is a good thing as not only do you pay
in via your salary, Card Factory also
contribute (in line with government
regulations).

Tip: If you want to save more into your pension, you
can do that too. For more information, visit:
www.myproducts.bandce.co.uk/Account/LogOn

Looking for a new car? Have you thought about Personal Contract Hire vehicle?
If you like to change your car regularly this could be a great option for you. We
are pleased to be able to offer not only great discounted rates for all UK
employees, but this great benefit is also available for your family and friends
too.
For more info visit www.cardfactory.tilsungroup.com and check out our
Scorching Offers!

Card Factory are pleased to be able to offer all UK employees a great discount
through O2 on their personal mobile phone plans. You can get up to 25% off
with an O2 Refresh Airtime Plan. This benefit also offers 20% off accessories
and you can access O2 Priority, providing you access to gigs a whole 48 hours
earlier than general sale.

For more info visit www.o2.co.uk/open you’ll
need our 5 digit company code: CARDF

We are excited to share with you a great benefit in our portfolio, which
focuses on your wellbeing. Wellbeing is a broad topic and this service gives
you access to tools to support your mental, physical and financial wellbeing.
Not only do we want to help celebrate your life moments, we also want to be
here for you in those more difficult times. These services offer self-
assessments, free counselling, guidance and articles for self-help.

EmployeeCare

Go online, or download the app:
 To access EmployeeCare Online visit www.myemployeecare.com
 Download the mobile app from the Apple or Google Play stores; simply
search ‘LifeWorks’. Enter the username 72221 and password
employeecare to access the website and the app

This service is free of charge, available to ALL UK based
employees and is accessible online or over the phone 24/7.

Start by phone:
Call 0800 917 9330. A qualified counsellor will assess your situation and
determine the most appropriate treatment journey for you. Be ready with your
company name and enough time to complete the set of core questions the
telephone counsellor will ask.

Second Medical Opinion

This service provides access to over 53,000 leading consultants worldwide.
They offer second opinions on diagnoses and treatments for almost any
condition.

Access an Expert
 Locates a world-leading expert on nearly any condition, arrange a full
review of the medical condition in question.
 Receive a full diagnosis, and comprehensive report with
recommendations
 Health questions answered, helps find the best doctor for the
condition

Online Portal
 Register for Doctor Online and e-mail medical questions confidentially
to an expert
 Receive answers to medical questions within 72 hours
 ‘Health Navigator’ helps check symptoms and get trusted advice
 Extensive library of wellbeing tools, videos and literature
 Access to FindBestDoc and FindBestCare
 Details of up to three expert consultants to provide appropriate
treatment

You can access the above services in the following ways:
Call 0800 085 6605
or register online:
www.canadalife.askbestdoctors.com/BDEU_CommunityRegistration

Treatment Sourcing

This service makes it easier for employees and their families to access
convenient private healthcare at competitive prices. (The cost of any
treatment will be payable by the patient, and not the company).

Multiple Choices
 Treatment Sourcing searches to find the most
suitable healthcare option available
 The price of treatment will be negotiated to a
competitive fixed amount to suit individual needs
with access to over 20,000 consultants, 450
private hospitals and NHS private patient units
throughout the UK

Fast and Efficient Booking Process
 Facilitate quick and convenient consultations,
test and procedures with unbiased, concise
information provided throughout

If you need to use this service, please
email your enquiry to [email protected]

We are pleased to be able to offer all of our colleagues a massive 50% off an
annual membership with PureGym, (in partnership with AXAPPP Healthcare).
To take advantage of this offer just visit www.axaactiveplus.co.uk, select your
required location and enter promo code QHVTOFTBLGG to receive the
discount.

As a PureGym member you’ll enjoy:
• Vibrant gyms with state of the art equipment, open 24/7
• Enthusiastic and supportive staff
• Up to 50 free classes a week

Working for Card Factory can save you money on everyday things, from your
weekly supermarket shop, trip to the cinema or that once in a lifetime holiday
you’ve been saving for!

Check out the offers by registering on www.mycardfactory.co.uk with your
employee number.

Card Factory Colleague Savings

We offer all of our colleagues a 15%
discount in store! All you’ll need is
proof of employment, your ID card
(support centre colleagues) or last
month’s payslip.

Prefer to shop online? Receive 15% cashback by shopping through Discounted
Shopping.

Save money on your everyday shopping

The office of National Statistics tell us that the average household spends an
average of £58 per week on food, which is a whopping £3,016 per year!

Don’t forget to download the app for savings on the
go, just search for SmartSpending in your app store –
easy as that!

How would you like to save money on your weekly shop? Of course you would,
so see below on just one way to do that:

1. Log in to mycardfactory
2. Navigate to Discounts
3. Down the left hand side of the page select the relevant ‘Retailer
Category’, in this case select ‘Groceries & Food’ and then ‘Supermarkets’

All you have to do is click on Asda and then ‘Top up / Request a Card’.

For this example we’re going to
use Asda, who currently have a
special offer of ‘Save 5%’ on a
reloadable card.

Select how much you would like to
load onto the card, i.e. based on
the above we will load £60 on
there and you will pay £57 – a
saving of 5%. Over the year, this
could see you saving £150.80 on
your annual shop (based on a
weekly shop of £60).

Special promotions and offers appear each week, so if you’re a keen bargain
hunter than log in every Monday to see the weekly deals!

FAQs

How do I get a card and how quickly will it arrive?
Request a card as above, if you order it before 5pm Monday to Friday it will be
dispatched the same day by first class post, you should receive within a
maximum of 3 days. Once you’ve received your card you will need to activate
it from your ‘My Account’ section on mycardfactory.

I have a card, how long does it take for my top up request to be loaded?
Your request will be loaded the next working day if you order before 11am,
Monday to Friday.

Can I use my reloadable card online?
The cards are for use in store only, however you can use it to buy just about
everything you’ll need in store for your grocery shop! The only things excluded
are petrol, third party concessions.

Please ensure you read the full terms and conditions of the offer prior to purchase

Save money on family days out

Do you remember the days when you could have a trip to the cinema, treat
yourself to popcorn (sweet, of course) and a drink and not break the bank?

1. Log in to mycardfactory
2. In the search bar type Cineworld.
3. You’ll see the different ticket options come up. Select the type of ticket
(i.e. Adult 2D cinema), and enter the number of tickets required. Then,
‘Add to Basket'
4. Navigate to your basket and it will look like the image below. It’s as
simple as order now and checkout!

Well those days are back, just by buying your cinema tickets through
mycardfactory! Here are the savings you can make for 2 adults in the following
simple steps:

Once purchased your Instant Voucher will appear under your account, ‘Instant
Vouchers’ and are ready for you to use, either online or in store. At the cinema
show the voucher on your phone screen to a member of staff.

Just by using mycardfactory you’ll save a massive £9.40 on your trip to the
movies for 2 people. If you use this once a month that’s a massive £112.80 per
year saving!

Tip: Download the SmartSpending from the App Store or
Google Play for even easier access to your vouchers.

Remember the popcorn and drinks? Yep, you can also buy a voucher for these
on here too so instead of paying £11 for 2 large drinks and one large popcorn
when you arrive at Cineworld, buy the voucher online and pay only £7.50.

You’ll save £12.90 on your evening at the movies, enjoy!

Please ensure you read the full terms and conditions of the offer prior to purchase