55+ Living Guide Fall 2014

The Ultimate Living Guide for Seniors and Those Who Love Them! Complimentary – Fall 2014

In this Issue:

Medicare
Made
Easy

It’s NEVER
TOO LATE
TO START
LIVING
HEALTHY!

Featuring 10 Best
DIGITAL
• Adult Apartments Tablets!

• Maintenance Free Living Which one is
right for you?
• Retirement Communities

• Products and Services

Exclusive Deals, Discounts and More: 55PlusLivingGuide.com

“ The house by the lake
was the right choice for me.
So was my Blue Medicare Advantage plan.”

Ed, Member

Turning 65? Make the best choice for your health care needs.
Get Your Guide to Medicare at bsneny.com/medicarekit
or call us at 1-877-258-7453 (TTY 711).
Oct. 1-Feb. 14, 8 a.m. to 8 p.m., 7 days a week
Feb. 15-Sept. 30, 8 a.m. to 8 p.m., Mon.-Fri.

BlueShield of Northeastern New York is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal. A division
of HealthNow New York, Inc., an independent licensee of the BlueCross BlueShield Association.
Y0086 H9788_MRK1370rev Accepted

2 . Please say you found them in 55+ Living Guide!

Starting in the Mid $300’s

The Gables at Delmar Features Include:
is situated near the
“Four Corners” in ◆ GE Stainless Appliances
the historical heart ◆ Gas Fireplace & Custom Mantle
of Delmar. One of ◆ Hardwood Flooring
the few suburban ◆ Gourmet Kitchen and Granite
locations in the Capital ◆ Custom Floor Plans
Region where you can ◆ Anderson Windows
stroll the community ◆ 2 Car Garage
sidewalks to the many ◆ Community Sidewalks
interesting stores,
Library, the Town Hall, ◆ Maintenance Free Exterior
coffee shops and

restaurants.

454 Delaware Avenue, Delmar, NY
Call Keystone Builders: 518-439-6828

Visit: KeystoneBuildersDelmar.com
email: [email protected]

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Browse Senior Apartments and
Retirement Communities
Senior Lifestyle Tips
Events Calendar

Always FREE! Visit Today:

55PlusLivingGuide.com

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55+ Living Guide fEroLdmeittotterhre

Publisher & CEO F rom the

Bill Petersen Heart
There are times in our lives
Art Director when things come full circle
and you realize you’re exactly
Lisa Mannix where you’re meant to be.
Last year we started this
Vice President Sales publication as a tool to help
& Marketing seniors and those that love
them. However, it wasn’t until one
Alison Michael of my parents recently became ill
[email protected] that it made me truly realize just
how relevant 55+ Living Guide is
Contributing Writers to me. Every ad, each article and
every senior I speak with all have
Diana Loeffel more meaning to me because
Rob Nazarian I’m living it. I’m helping to care
Sandy Padilla for my parents.
Bonnie L. Nelson
Debra A. Verni Most people don’t plan for things that can change their lives in a
heartbeat. I began to ask myself questions like; What will happen
Home Office with Social Security when mom or dad is no longer here? How
will this affect the person left? How much will Medicare pay for?
292 Washington Avenue Ext. What will happen to their retirement money if they require more
Albany, NY 12203 advanced care? Where will mom live? Does dad have a living will?
Ph: 518-713-4765 Who can help me put a plan in place? Is homecare an option?
Fax: 518-452-5434
The reason why I love what I do is because I get to help people
Visit and to provide useful information that can help adult children,
more advanced seniors & all those in between. Regardless of
55PlusLivingGuide.com where your age falls in the spectrum of being senior I want to
be able to make your life easier.
55+ Living Guide is a division of
The Renters Guide and is published Please check out our brand new website 55PlusLivingGuide.com
semi annually. to learn more information about housing options, sign up for
deals & discounts, read articles and find local events.
All information in this guide has been
supplied by owners, managers and I’m exactly where I was meant to be, doing what I love and
agents. We have made every effort to learning from all of you. I will continue to make this publication
assure accurate information, but may The Ultimate Living Guide for Seniors and Those Who Love Them!
be subject to errors and omissions. All
rental or sales terms and conditions were Warmly,
current at press date, but are subject to
change without notice. All rights reserved Alison Michael,
by copyright. 55+ Living Guide or parts
must not be reproduced in any form Director of Sales and Marketing
without permission from the publisher.
FFiinnddiittOOnnlliinneeaannddSShhaarreeiitt::5555PPlluussLLiivviinnggGGuuiiddee..ccoomm 55
All real estate advertised herein is
subject to the Federal Fair Housing Act,
which makes it illegal to advertise “any
preference, limitation, or discrimination
because of race, color, religion, sex,
handicap, familial status, or national
origin, or intention to make any such
preference, limitation or discrimination”
we will not knowingly accept any
advertising which is in violation of the
law. All persons are hereby informed
that all dwellings advertised are available
on an equal opportunity basis.

Goodbye Junk. Hello Relief!

SAVE$$

25 50OR
ON A FULL LOAD*
BOOK TODAY!ONA1/2LOAD*
Call 1.800.468.5865 or visit 1800gotjunk.com

By choosing us you help save billions
of pounds of junk from the landfill.

*To redeem this offer, present this ad at time of pickup. Valid only in the Albany area. Cannot be combined with any other offer and is not redeemable for cash. Not valid on single item or minimum charge pickups.

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Which digital tablet is right for you?

[see page 28]

Estate ContentsSUMMER/FALL 2014
Planning
Advice Independent Living Articles
12 Adult Apartments 18 New Trend in Family Vacations
See Page 43 28 Choosing the Best Digital Tablet
22 Affordable Apartments
In Every Issue 24 Retirement Communities 36 Safe Sun Habits
5 Editor’s Letter 31 Adult Communities for Sale
8 Glossary of Terms 32 Maintenance Free Living for Sale 43 Estate Planning Tips
9 Quick Check Guide 46 Medicare Made Easy
Adult Care Products & Service Providers
34 Enhanced Assisted Living 40 Your Resources for All Things Senior
38 Assisted Living
38 Nursing Care Find it Online and Share it: 55PlusLivingGuide.com 7
38 Memory Care

39 Continuing Care Options*

*See Quick Check Pages for Listings

Glossary of Terms

Independent Living

Adult Apartments: Apartment communities restricted by age, usually 55 and older.
Affordable Housing: Rental communities offering reduced rates based on a percentage of household income.

Other eligibility guidelines may also apply for certain communities such as age or disability requirements.

Retirement Community: Independent living with amenities such as meals, transportation and activities

usually included in a monthly fee. Some communities may require an entrance fee or buy-in.

Adult Communities for Sale: Housing units restricted by age. These properties are generally ADA

accessible and may not require any ‘HOA’ fee.

Maintenance Free Living For Sale: Desirable housing units which may or may not be restricted by age.

These can be single family homes, duplexes, townhomes or condos.


ADULT CARE

Enhanced Assisted Living Residence (EALR): This type of residence bridges the gap between assisted

living centers and nursing care homes by providing additional services such as an enhanced care for those who
have become frail or physically compromised. Services may include assistance with walking or getting out of bed,
diabetic management, navigating staircases, and transportation. Each EALR facility determines what specific
enhanced care or services they offer.

Assisted Living Residence (ALR): Residences for seniors where assistance with activities of daily living

is provided, as needed. In New York all ALR’s provide or arrange for housing, 24hr on-site monitoring, personal
care assistance (bathing, dressing, grooming, eating, transferring etc.) and/or home care services. The goal
is to provide each resident with respectful care, provide dignity, autonomy, independence and privacy in a
comfortable residential setting. Assisted Living facilities do NOT provide 24 hour care.

Nursing Home Care: Housing that offers the highest level of care for older adults outside of a hospital.

While they do provide assistance in activities of daily living, they differ from other senior housing in that they
also provide a high level of medical care. A licensed physician supervises each resident’s care and a nurse or other
medical professional is almost always on the premises.

Memory Care: Communities offering specialized programs for residents suffering from Alzheimer’s disease or

other forms of memory loss. Memory care facilities allow a person experiencing memory loss to maintain a level
of independence while relying on the safety and security of being in a residential facility with a professional staff

Continuing Care Options: Facilities or residences that have the ability to offer increased levels of care

within their organization beyond independent living on a need for basis. This may include assisted living,
enriched living, memory care and /or skilled nursing and beyond.

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Quick Check Guide

Property Information Adult Apartments Enhanced Assisted Living
Affordable Apartments
55PlusLivingGuide.com Retirement Community
Adult Community For Sale
Maintenance Free Living For Sale Assisted Living Nursing Home Memory Care Continuing Care Options

See ad Community Location Independent Living ADULT CARE
Page

27 Avila Albany X X

38 Beacon Pointe Memory Care Community Clifton Park X

30 Beechwood Troy X X X X

23 The Beltrone Living Center Colonie X X

13 The Bentley Clifton Park X X X

30 Beverwyck Slingerlands X X X

23 B’nai B’rith Parkview Apartments Albany X X

17 Brook Pointe Apartments Schodack X

22 Cambridge Woods Cambridge X

32 Central Square Schenectady X

26 Coburg Village Rexford X

16 Columbia Crest Cohoes X

20 The Cornerstone Apartments Green Island X

23 DePaul Housing Management Various X X X

30 Eddy Hawthorne Ridge East Greenbush X X X

25 Eastwyck Village North Greenbush X X

26 Embury Apartments Saratoga Springs X X X X

33 The Enclave Halfmoon Halfmoon X

3 The Gables at Delmar Delmar X

30 The Glen at Hiland Meadows Queensbury X X

30 Glen Eddy Niskayuna X X








55+ Living Guide • 292 Washington Ave. Ext. Suite 104, Albany, NY 12203 • 518-713-4765 • [email protected]

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Quick Check Guide Adult Apartments Enhanced Assisted Living Continuing Care Options
Affordable Apartments
Property Information Retirement Community
Adult Community For Sale
55PlusLivingGuide.com Maintenance Free Living For Sale

Assisted Living Nursing Home Memory Care

See ad Community Location Independent Living ADULT CARE
Page

32 Glen Meadows Halfmoon X

14 Greenbush Terrace East Greenbush X

22 Highland Square Glenville X

16 Highpointe Malta X

33 Hiland Crossings Queensbury X

35 Home of the Good Shepherd Saratoga Springs X X X

35 Home of the Good Shepherd Malta X X X

35 Home of the Good Shepherd Wilton X X

35 Home of the Good Shepherd Moreau/South Glens Falls X X

38 Ingersoll Place Assisted Living Niskayuna X

34 Judson Meadows Glenville X X

24 Kingsway Court Schenectady X X

24 Kingsway Village Schenectady X X

22 Kirby Village Saratoga Springs X

22 Malta Meadows Ballston Lake X

22 Marina Woods Halfmoon X

33 The Meadows at Mill Hill Guilderland X

30 Milton Village Balston Spa X

16 Northern Pines Wilton X

26 Parkland Gardens Saratoga Springs X X

26 Prestwick Chase Saratoga Springs X

12 Saratoga Six Saratoga Springs X X








55+ Living Guide • 292 Washington Ave. Ext. Suite 104, Albany, NY 12203 • 518-713-4765 • [email protected]

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Quick Check Guide

Property Information Adult Apartments
Affordable Apartments
55PlusLivingGuide.com Retirement Community
Adult Community For Sale
Maintenance Free Living For Sale
Enhanced Assisted Living
Assisted Living
Nursing Home
Memory Care
Continuing Care Options

See ad Community Location Independent Living ADULT CARE
Page

22 Saratoga West Saratoga Springs X

14 Serafini Village Apartments Guilderland X

15 The Spinney at Pond View Castleton-on-Hudson X X

21 The Spinney at Van Dyke Delmar X X

31 Stone Creek New Scotland X

38 Teresian House Albany X

16 Van Allen Glenmont X

20 Waterside Apartments Cohoes X

12 Westbrook Queensbury X

16 Whitehall Court Albany X

17 The Willows Queensbury X

16 Wilton Commons Wilton X

34 Woodlawn Commons Saratoga Springs X X X X

33 Woodscape II Saratoga County X

35 Wynwood Niskayuna X X













“There is a fountain of youth: it is your mind, your talents,
the creativity you bring to your life and the lives of people you love.
When you learn to tap this source, you will truly have defeated age.”

~ Sophia Loren

55+ Living Guide • 292 Washington Ave. Ext. Suite 104, Albany, NY 12203 • 518-713-4765 • [email protected]

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Independent Living • Adult Apartments

Westbrook

www.schermerhornholdings.com
[email protected]

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Adult Apartments • IInnddeeppeennddeenntt LLiivviinngg

55+ Active Senior
Living Community in

CLIFTON PARK

Sales Office Open:
Mon–Sat: 10–4
Sun: Noon–4

Walk to Restaurants and Shopping

Variety of exceptional floor plans.

1 Bedroom • 2 Bedroom • 2 Bedroom with Study
Ceramic Tile in Kitchen & Bath • Granite Counters
Stainless Steel Appliances • Pewter Fixtures • Master Bath
Walk In Closets • Heated Garage • Fitness Center • Library

RENT or OWN

For Details Please Call

518-371-RENT (7368)

8 Wall St. • Clifton Park

BentleyCondominiums.com

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Independent Living • Adult Apartments

GBT SrLiving_hlfpg_7.25x4.75 1113_GBT SrLiving_hlfpg_7.25x4.75 1113 11/18/13 10:13 AM Page 1

GREENBUSH TERRACE offers luxury
adult residences* complete with the
high-end finishes that fit your lifestyle. An ideal location,
just minutes from downtown Albany and convenient to all the Capital Region has to
of fer. Our complex of fers unparalleled services and completely maintenance-free living.

*welcome applicants age 55 and above

MATURE LIVING AT ITS BEST!

1,2 &2BR with Den Floor Plans

I Spacious Walk in Closets,
I Extra storage in select units
I Elevator
I Washer/Dryer in Unit
I Assigned parking
I Central Air/Heat
I On Call Maintenance

GREENBUSH TERRACE

95 Gilligan Road
East Greenbush, NY 12061

518-477-7093

SERAFINI VILLAGE APARTMENTS — For those 50 years old and better!

1941-1949 Western Ave
Guilderland, NY 12203

(518) 355-4720
[email protected]

SerafiniBuilders.com

A Family Serafini Village, is our senior One Bedroom apartment homes from $710
Operated citizens’ complex for people Two bedroom apartment homes from $890
Business 50 years and older. Conveniently
~ 70 Years ~ located in the heart of Guilderland Featuring:
of Experience and just minutes from Crossgates • wall-to-wall carpeting
Mall, 20 Mall and Grocery • fully equipped kitchen with dishwasher
shopping. Almost anything you • air conditioned
need to enjoy your lifestyle is • sliding door onto deck or patio
nearby. Call (518) 355-4720 • ceiling fans (in some units)
today to see what we have to offer. • off street parking
• security lights
• coin operated laundry facilities or W/D hookups
• These units are extremely energy efficient

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Adult Apartments • IInnddeeInppdeennepddeeennndtteLLniivvt iiLnniggving

A “55 and Better” community in
historic Castleton-on-Hudson, NY

designed with your
quality of life in mind.

OPPOrTuNITY AWAITS YOu AT THE SPINNEY AT POND VIEW.
Stay close to your family, friends, and neighbors while enjoying
spacious, cottage-style living in a beautiful park like setting.

WHAT Our rESIDENTS ArE SAYING:

“We were ready to simplify our lives, we “You push your garage door opener, drive into
were not ready to give up our independence your attached garage, 6 steps from your car and
and privacy”. your groceries are on your kitchen counter”.

“No entrance fee, no monthly charges, and so many “All the social and recreational activities, fitness
amenities and activities included in our rent”. classes and health seminars foster a wonderful
“It is like living in your own house, all on one floor, sense of community”.
no one over or under you, with a private front “We looked around a lot ...the moment we
porch and back deck”. saw The Spinney, we knew we were home”.

THE SPINNEY AT POND VIEW

A Different “55 & Better” Active Adult Community

Discover the difference!
Hours: M–F 9–5pm / Sat. 10–4pm / Sun. 11–3pm

2500 Pond View, Castleton-on-Hudson, NY 12033 • 518-479-0800
[email protected] • www.thespinneyatpondview.com

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Independent Living • Adult Apartments

Providing a Foundation
To House America –Since1995

www.ahfinc.net Garry J. Kearns

Executive Director

Columbia Crest

90- 1 & 2 Bedroom Apartment Homes
Rent: 1 Bedroom $350–$796* | 2 Bedrooms $914–$1,065*

427 Columbia St., Cohoes, NY 12047 | (518) 235-4558

Highpointe

82- 1 & 2 Bedroom Apartment Homes
Rent: 1 Bedroom $518–$845* | 2 Bedrooms $939*
30 Rockrose Way, Malta, NY 12020 | (518) 583-7977

Northern Pines

36- 1 & 2 Bedroom Apartment Homes
Rent: 1 Bedroom $502–$622* | 2 Bedrooms $728*
120 Northern Pines Rd., Wilton, NY 12831 | (518) 581-8959

Van Allen
110- 1 & 2 Bedroom Apartment Homes
Rent: 1 Bedroom $510–$795* | 2 Bedrooms $602–$1,065*
ALL 790 Rte. 9W, Glenmont, NY 12077 | (518) 767-0923
ProPerties
incLude Whitehall Court
HeAt And
72- 1 & 2 Bedroom Apartment Homes
Hot WAter Rent: 1 Bedroom $592–$616* | 2 Bedrooms $720*
in rent! 360 Whitehall Rd., Albany, NY 12208 | (518) 446-1920

Wilton Commons

36- 1 & 2 Bedroom Apartment Homes
Rent: 1 Bedroom $495–$606* | 2 Bedrooms $715*
100 Wilton Commons Dr., Wilton, NY 12831 | (518) 581-7696

*Rents are based on income guidelines determined by the area’s median income.

American Housing Foundation, 297 River Street, Troy, NY 12180

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Adult Apartments • IInnddeeppeennddeenntt LLiivviinngg

Luxury Communities for Active Seniors 55+

The Willows

2 BEDROOM APARTMENTS
STARTING AT $935 (Heat Included)

2 BEDROOM COTTAGES
STARTING AT $1200

536 Bay Rd Suite 2
Queensbury, NY 12804
Phone: (518) 798 - 0674
www.schermerhornholdings.com
[email protected]

Maintenance Free Lifestyle!

Call for more information Brook Pointe Apartments
or to make an appointment
Beautiful Country Setting in Town of Schodack for Adults 50+.
to tour the property:
n 1 and 2 Bedrooms
(518) 477-2100 n Rents Starting at $900
n Full Baths with Large Showers or Walk-in’s
2055 East Schodack Road n Elevator
Castleton, NY 12033 n Fully Equipped Exercise Room
n Secure Building
[email protected] n Private Garages
FinningProperties.com/brook_pointe.com

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TRAVEL

Hot Travel Trend: L et’s face it, traveling can be exciting,
life changing and transformational
Multigenerational for families of every age. As 70 becomes
the new 50, 60 the new 40 and 50 the
Vacations new 30, family members are more
active than ever right now and enjoy
What is it and How Do I Get Some? traveling together. Travel is one of
the most rewarding gifts parents
BY DIANA LOEFFEL, CTC and grandparents can give to their
children. Whether exploring the world
A new trend has been emerging... far from home or staying together at
Extended family travel has become a nearby resort or camp it creates a
more and more popular. Today’s chance for everyone to get to know
baby boomers often want to include each other and share and create lasting
adult children and grandchildren memories and powerful bonds that
on their travel adventures. money can’t buy.

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travel is fatal T raveling with your
to prejudice, grandchildren or adult
bigotry and children does not have to
narrow be limited to theme parks
mindedness! or beaches or cruises,
although all of these can be
~Mark Twain options. Family vacations
can include cabin rentals
20 in state or national parks;
vacation home rentals on or
near the beach; houseboat
and RV rentals, ranch stays,
bicycle trips, cruises and of
course those all-inclusive
resorts. These are just some
of the family vacation options. We definitely cannot leave out the traditional
American favorite vacation—the road trip in the family car or van, even if it
dredges up memories of the hilarious Chevy Chase film “National Lampoon
Vacation”!! Regardless of which type of vacation is considered, it must be

tailored to your specific budget and goals.

Here are some tips for multigenerational travel:

1 Have a family discussion. grandson had been given a chance to 5 Capture & preserve your vacation memories.
offer his opinion and included in the
Plan the trip together. This cements the planning of the trip. Keep a journal to remember and
“buy-in” process. Talk about interests, share these special moments. Be sure
activities and even dream destinations. ALLIGATOR and take lots of pictures, remembering
Share suggestions with one another to to include your family in some!
help figure out what you all would like 3 Pack a great attitude. Pictures of ‘just’ scenery can be
to be sure this trip together included. anyone’s family trip but including a
You might be surprised by some of Attitude is everything when vacationing family member in the picture makes
the suggestions! with the family. Try to stay flexible and it your own! This is what makes the
positive! Relax and go with the flow. This vacation a lasting memory and leaves
2 Discuss expectations and goals for the vacation. is a cliché, but absolutely imperative when a legacy for the future. n
taking a vacation together with the family.
Parents and grandchildren should talk Children learn from watching how adults Diana Loeffel, owner of
about what they are looking forward to: react to different situations! Try to be spon- Old Farm Travel. Awarded
including meals and/or shared activities. taneous. Some of the best vacation experi- the Certified Travel Counselor
If only a part of the group is paying for ences are the serendipitous happenings! designation (CTC) the Institute
the trip this discussion is particularly of Certified Travel Agents
important. A grandparent once told 4 Build in “private” time apart from the group. in 1992. Diana served
me about a trip taken with her young two terms as President
teenager and didn’t realize until later that Shared memories are a goal, but if young- of the Caribbean Tourism Organization.
the vacation had included way too much er children are in the group, they will Active member of WITS (Working in Travel
sightseeing which was enjoyable to her, need time to burn off energy! Service) Capital District: Upstate NY, Western
but not that pleasurable for the young MA & So. VT Travel Agent Community.
man. Obviously more action activities For more information contact Diana at
had needed to be scheduled! The trip [email protected] or 518-235-1413.
would have benefited both of more if the

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Independent Living • Adult Apartments

We’ll Design a Special to Meet Your Needs!

The Waterside: Luxury Apartment
Living for Adults 50+.
LOCATION is everything...
directly off I-787 but uniquely set
back with peaceful views of the
Mohawk River and Golf Course.

• 1 and 2 Bedrooms Hours: Tue-Fri: 9–5 / Sat: 9–3 (Sundays and Mondays by appointment)
• Rents Starting at $875 Proudly operated by Finning Properties, a small, locally owned company.
• Elevator
• Washer/Dryer Hook Ups www.finningproperties.com
• Beautiful Community Room
• Modern Fitness Center
• Secure Building

Waterside Apartments • 1100 Waterside Way, Cohoes, NY 12047
518-235-2220 • visit: watersidenow.com • email: [email protected]

All Utilities Included!

Convenient Location: n Maintenance Free Lifestyle n Elevators
One minute off I-787. n Adults 55+ n Riverside Setting
Ten minutes to downtown n Rents Starting at $950 n Fully Equipped Exercise Room
Albany! Minutes away from n 1 and 2 Bedrooms n Secure Building
shopping and services in
nearby Troy, Watervliet

and Latham.

The Cornerstone Apartments • 24 George St, Green Island , NY 12183 • 518-266-9111
[email protected] • www.finningproperties.com/Cornerstone

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Adult Apartments • IInnddeeppeennddeenntt LLiivviinngg

at Van Dyke

The Spinney at Van Dyke,
a brand new “55 & Better”
Active Adult Rental Community

comes to DELMAR!

Located off Van Dyke Road and Rte 32 Extension, close to Elm Avenue Park
Filling up fast ... Rent a cottage in Phase 1 – Reserve one in Phase 2.
CALL NOW TO RESERVE YOUR COTTAGE!

Tuesday & Friday: 12 – 6pm / Saturday & Sunday: 12 – 4pm
Van Dyke Road, Delmar, NY 12054
Call 518-479-0800 for info.

[email protected] • www.thespinneyatvandyke.com

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Independent Living • Affordable Apartments

For Residents
Age 62+

Income Guidelines Apply

www.belmontmgmt.com

Saratoga West

32 One Bedroom Apartment Flats

11 Kirby Road, Saratoga Springs, NY 12866 | 518-581-9738

Cambridge Woods

24 One Bedroom Apartment Flats

2 Cambridge Woods Lane, Cambridge, NY 12816 | 518-677-5584

Kirby Village

32 One Bedroom Apartment Flats

9 Kirby Road, Saratoga Springs, NY 12866 | 518-583-4608

Malta Meadows

32 One Bedroom Apartment Flats

5 Applewood Drive, Ballston Lake, NY 12019 | 518-899-1552

Marina Woods

32 One Bedroom Apartment Flats

2000 Marina Drive, Halfmoon, NY 12065 | 518-348-0213

Highland Square

28 One Bedroom Apartment Flats

88 Saratoga Road, Glenville, NY 12302 | 518-399-6481

Belmont Management Comany, Inc., 215 Broadway Street, Buffalo, NY 14204 | Phone: 716.854.1251

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Affordable Apartments • IInnddeeppeennddeenntt LLiivviinngg

Spectacular ViewsshoWpOpaliknWvigncgeeadnirtssetralshn,comeiutnsooerugemkststa,iuanornadngntcsit,ymsbPeudcsaictareral nfnaskcpioli!irtctieatsi,on. B’nai B’rith

Parkview Apartments

n Servicing Disabled & Residents Ages 62+
n 24/7 Emergency Maintenance

n On-Site 24 hr Laundry

n Weekly Shopping Trips

n Congregate Lunch Program Mon.–Fri.

BB’ri’nthai n ATM & Vending Machines On-site
Parkview n Secure Entry System
APArtments n Studios $725 / One Bedroom $882
n Subsidized Rental Units Available
mybnaibrith.com n Rent=30% of Income

n All Utilities Included! Call Today!

400 Hudson Ave., Albany, NY 12203 | Office Hrs: Mon–Fri 9-5 | 518-465-2293

SENIOR COMMUNITIES for independent seniors, 55+

1-2 Bedroom Apartments You’ve worked hard all your life.
and Cottages Now it’s time to enjoy it!

Albany, Delaware,  No more home maintenance headaches
Rensselaer, Saratoga and  Plenty of activities & choices for a variety of interests
 Free Ciccotti Center membership
Schenectady Counties  Safe & secure, beautiful grounds, & so much more
Fully Accessible  Owned & operated by Colonie Senior Service Centers,
Pet Friendly
Social Activities Inc., a 501(c)3 non-for-profit organization

Health and Wellness Come see our beautiful community!
Community Computers
1 & 2 bedroom apartments & suites!
DePaul Housing Management
with The Crossings & the Ciccotti Center in our backyard!
41 North Main Avenue, Albany NY 12203
518-459-0183 ■ depaulhousing.com Call 459-2711 to schedule a private tour!

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Independent Living • Retirement Community

Since 1975 We’ve
Touched Thousands

of Lives.

One
atatime.

A full continuum of care
in the family tradition.

KingswayCommunity

323 Kings Road Schenectady, NY 12304 • kingswaycommunity.com

518-393-8800

Senior Apts. | Home Care | Car Service | Respite | Adult Day Service | Assisted Living | Memory Care | Rehabilitation | Skilled Nursing | Child Day Care
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Retirement Community • IInnddeeppeennddeenntt LLiivviinngg

TYhisoius trhelliiffee..

At Eastwyck Village, we put the “living” in retirement
living. In fact, many of our residents tell us that life
begins at Eastwyck.

Our residents live active and rewarding lives without
the worries and expense of homeownership. They enjoy
Eastwyck’s ease and elegance and thrive in a community
that offers:
8 Elegantly appointed accommodations
8 Senior Engaged Life program, which includes:

5 Health and fitness facilities and classes
5 Lifelong-learning courses

(computers, cooking, art, and more)
5 Year-round social events and group outings
5 Resident concierge services

Come see the Capital District’s best value in senior housing for yourself.
Call to meet with an Eastwyck representative and take a personal tour.

518-874-1638 One Eastwyck Circle, North Greenbush, NY
EastwyckSeniorLiving.com

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Independent Living • Retirement Community

Independent Senior Living

Meet Your Changing Needs

All the Comforts of Home
Recently renovated | New kitchen & walk in showers
Friendly, caring community | Convenient transportation
Social & educational activities | 24-hour security staff

Café meals available | Health services on campus
Income and Age Eligibility Apply |

133 Lawrence Street | Saratoga Springs, NY | 518.587.3300
www.TheWesleyCommunity.org | www.facebook.com/TheWesleyCommunity

Affordable Elegance
with Saratoga Springs
Winning Lifestyle!

• Gourmet Menu
• Monthly Housekeeping
• Crafts, Exercise & Games
• Daytrips & Shuttles to

Shopping & Restaurants
• Cruises, Concerts, Museums
• Snow Removal & Landscaping
• This is just the beginning...

100 Saratoga Blvd., Saratoga Springs, NY 12866
518–584–7766 | 800–298–5661 | prestwickchase.com

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Retirement Community • IInnddeeppeennddeenntt LLiivviinngg

At Avila, ‘Live More, Worry Less!’

It’s about a lifestyle focused on your health and well being.

Ávila is the Capital Region’s premier retirement community offering a dynamic lifestyle
for seniors. Come sample a wide array of lifestyle options and amenities.
See how you can ‘Live More and Worry Less.’

• Spacious One Bedroom, Two Bedroom • Scheduled Transportation to Medical

and Cottage Floor Plans Available Appointments, Shopping & Special

• Indoor Aquatic and Fitness Center Events

• An Extensive Calendar of Recreational, • Bi-weekly Housekeeping Service

Social & Educational Programs • All Utilities, Standard Cable and

• Nutrition & Wellness Programs Internet Service

• A Variety of Dining Options • 24 Hour Staffing

• Wide Range of Volunteer Opportunities

Come visit us, you’ll be glad you did!

SM Avila Retirement Community
100 White Pine Drive | Albany, NY 12203
Live More, Worry Less
Phone: 518.452.4250 | avilaretirementcommunity.com

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TECHNOLOGY

Which
Tablet is
right for
you?

Choosing the Best Tablet

B Y R obert N a z ar i an

If you’re in the market for a tablet, you might be a little frustrated, trying to figure out which one is the best for you.

Step 1: Choose Tablet Size Step 2: Tablet OS
The first thing to determine is what size you want. After you have decided on the size, now it’s time to

Tablets range from 7-inches to 10.1-inches. When pick an operating system (OS). You should be looking

tablets first came out, the norm was 10-inches, but at either Apple’s iOS or Google’s Android. Together
smaller tablets have grown in popularity quite a they represent 98% of the market share. Microsoft
bit. Smaller tablets are lighter and easier to hold for does offer Windows 8 tablets, but they haven’t
extended periods of time. However, seniors may find proven themselves like Apple and Google. Unless
larger screens easier to view and larger tablets may you feel a strong alliance to Microsoft, you are always

be easier for those with arthritis easier to handle. better off spending your hard-earned money on a

Before you purchase any tablet, you should go to the proven product.

store and hold them to see what fits you the best.

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Apple or Google?

SO the question is Apple or Google? Well you certainly can’t go wrong with either, but the bottom line is that if you are
already be in the Apple ecosystem, it makes sense to stay with Apple. Apple tablets do tend to be on the more expensive side.
Android tablets offer similar functionality. One of the advantages of Android is that a number of manufacturers make tablets
so there is more competition, meaning lower prices and many more choices in terms of display sizes. Apple’s iPad is by far the
most popular in the U.S., but Android is quickly gaining ground. Applications (Apps) will define your user experience. As far as
apps go, you will find all the popular apps for both Apple and Google, but developer support for niche apps favor the iPad at
present. Once you have decided on what OS and size you want, choosing a tablet is pretty simple.

Below are my tablet recommendations:

Apple Tablets Android Tablets Amazon Tablets

iPad Air 9.7-inches: $499 (16GB) Google Nexus 7 Amazon Kindle Fire HD: $139 (8GB)
The iPad Air is one of the lightest 7-inches: $229 (16GB) Kindle Fire HD 8.9”: $269 (16GB)
and thinnest tablets around, not The Nexus 7 is Google’s premier Kindle Fire HDX: $229 (16GB)
to mention its gorgeous display. Android tablet, and is by far the Kindle Fire HDX 8.9”: $379 (16GB)
If $499 is in your budget, you best deal. It has a gorgeous display
can’t go wrong, but you can also and is perfect for those who want Amazon offers probably the
grab last year’s model, the iPad something a little smaller. Note: best value, but I don’t generally
with Retina Display for $399. a rumored Nexus 8 could be recommend them. They do run
The main difference is that it released after publication. It will Android, but Amazon modifies
won’t be as thin or light. By far sport a slightly larger screen (8.4 it heavily. Instead of built-in Apps
the best deal might just be the to 8.9-inches) and priced around such as Gmail,Google Maps, and
iPad 2. It has been discontinued, $299. Plus, this might mean an You Tube, you must use the Web
but some retailers still have them opportunity to get the Nexus 7 browser Instead of downloading
for $299. The display isn’t as good at a reduced price. from the Google Play Store, Apps are
as the newer models, but they locked into Amazon’s own curated
still have a lot of power. Samsung Tablets: Appstore. The only reason to buy an
Galaxy Tab 4/7.0: $199 (8GB) Amazon tablet is for their Instant
iPad Mini with Retina Display Galaxy Tab 4/8.0: $269 (16GB) Streaming Video service, which
7.9-inches: $399 (16GB) Galaxy Tab 4/10.1: $349 (16GB) is currently available on other
If you’re looking for something Samsung offers a number of tablets Android devices. However, there
a little smaller, the iPad Mini is from economical to high-end, and are many other streaming options
a perfect tablet. 7.9-inches is the the Galaxy Tab 4 series represents available on competing tablets.
sweet spot of display sizes, and the best value. You have three sizes Amazon does offer a fantastic
just like the iPad Air, the display to choose from: The 7.0 is 7-inches, selection of books,. Good news is,
is stunning. Similar to the iPad the 8.0 is 8-inches, and the 10.1 is if you choose a non-Amazon tablet,
Air it’s one of the more expensive 10.1-inches. Another nice feature you can still purchase and read
tablets in its category. If you of the Galaxy Tabs is the microSD all of your books using the Kindle
don’t mind a lesser quality card slot, which allows you to app, available for both Android and
display, you can save yourself easily add more storage. The only iOS. The basic Kindle Fire HD is
$100 and buy last year’s version limitation with these tabs is the essentially last year’s model, and the
for $299 (16GB). display resolution isn’t as good as newer HDX offers a better display
other offerings, but still more than and battery life.
adequate for most people.

Robert Nazarian is Editor In Chief at Talk In conclusion, choosing the right tablet can feel like a daunting task, but if you limit
Android and is a technology enthusiast. yourself to Android or Apple iOS, and stick with the name brands, you can’t go wrong.

Visit his website at www.talkandroid.com
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Independent Living • Retirement Community

Feel right at home

at an Eddy Senior Living community.

The area’s most trusted provider of high-quality senior independent living communities, The Eddy,
offers options and amenities to make your life safer, easier, better. From beautiful apartments and
cottages to delicious dining and exciting social events … we have it all.

Beechwood, Troy The Glen aT hiland Meadows, Queensbury
Beverwyck, Slingerlands eddy hawThorne ridGe, East Greenbush
Glen eddy, Niskayuna

Call (518) 280–8385 today to schedule a tour,
or call us toll free at (877) 748–3339.
Visit us at eddyseniorliving.com.

55LVGCHC2014

FREE WORKSHOPS

IN YOUR NEIGHBORHOOD

Put “Life” Back Living Healthy NY Diabetes can be
in Your Life. Community Workshops prevented.
The National Diabetes
Living Healthy NY Prevention Program
Community Workshops in New York State is a
offers the latest in evidence-based health and wellness classes to the workshop proven to prevent diabetes for people who have pre-
Capital Region. Through these workshops, you will discover fresh and diabetes or who are at risk for diabetes.
practical ways to deal with chronic conditions, chronic pain, balance and Join us in these lifestyle change group sessions (1 hour a week,
diabetes. Learn to manage and take control of your health! for 16 weeks) led by a trained Lifestyle Coach and learn how to:
Make healthy lifestyle choices, improve food choices, increase
Search for a workshop near you at your physical activity, and maintain weight loss.
www.ceacw.org/find-a-workshop or
e-mail [email protected].

Register Now for Free!
518-442-5585 or www.CEACW.org/find-a-workshop

Get the tools and support you need to CENTER FOR EXCELLENCE www.ceacw.org/find-a-workshop
start living your life with a healthier you! [email protected]
Living Healthy NYINAGING&COMMUNITYWELLNESS
Community Workshops

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Adult Community For Sale • Independent Living

Build the Home of Your Dreams Today! Stone Creek

Visit Our Beautiful Model Home: Estates of New Scotland
Tuesday & Thursday 1 pm – 4 pm 1882 New Scotland Ave.
Slingerlands, NY 12159
or Sunday 12 pm – 3 pm
Custom-built town
homes constructed with
superior craftsmanship!
• 55+ Community
• Single Level Living
• 100% ADA Compliant
• No Home Owners
Association
• 5 Years FREE Lawn
Care & Snow Removal

Call: (518) 462-7491

stonecreekestatesny.com

Volume 25 • Issue 2 • Spring/Summer 2014 Free!

Experience Distinguished Living at Search online to view
more than 140 apartment

communities by city,
price range, or size at:

RentersGuideAlbany.com

See Cover Story Pg 11 [email protected]
(518) 456-6626

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IndIenpdeenpdeenndtenLtivLinivging • Adult Community For Sale • Maintenance Free Living

Central Square

An Award-Winning Community for People 55+

A Family Not Your Manufactured Homes of Yesteryear...
Operated Affordable Living at It’s Best!
Business
with 60 Years ◆ Gated Community
Experience ◆ Centrally located on Central Avenue in Colonie
Serving All ◆ Quiet, tree lined roads wind through 30 acres of
of Your
Real Estate Needs beautifully landscaped & maintained grounds
◆ Conveniently located near: Shopping, Restaurants,

Golf Courses, Parks and Airports
◆ Financing is available for qualified buyers

Currently For Sale: For More INForMAtIoN CALL:
Brand New,
518.374.0030
2 Bed / 2 Bath
Sectional Homes! 2115 Central Avenue
Schenectady, NY 12304
Used homes are also available for sale. CentralSquareCommunity.com

Phase 1 now available

call For Plans and Prices

•129 lot community •Starting in the high $200s
•Single Family Homes •Town of Halfmoon on Upper Newtown Road
•Maintenance Free living •2 Decorated Model Homes

woodbridge Model

open thursday, Friday, saturday,
sunday, Monday 12-5

www.abelebuilders.com Dir: Exit 9 off I-87. Rte 146 East. Left at Toyota dealer.
First right on Upper Newtown. 1.5 miles on right.

Ferdinando Bruno 373.2122
Lic. R.E. Salesperson
The Rubinger Team [email protected]

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Maintenance Free Living • Independent Living

For over 50 years The Michaels Group name has been
synonymous with quality, design and energy efficiency.
They continue to build homes and create neighborhoods
in the best locations, developed with innovate design that
offer a varying lifestyle with exceptional customer service.

GUildErlaNd WOODSCAPE II
SaraToGa
CoUNTY

55+ Maintenance Free Townhomes Maintenance Free Single Family Homes
from the $280’s from the low $200’s

hiland HalFMooN

c ro s s i n g s
QUEENSbUrY

Luxury Townhomes & Single Family Villas Resort Style Maintenance Free Homes

from the $200’s Final Phase Opening Soon from the $200’s

Building Communities for Generations... by Our Family for Your Family.

www.michaelsgroup.com

For information on any Michaels Group Neighborhood or Homes, please contact:
Cynthia Quade, RE Broker 518-376-2965 or [email protected]

“New York ENErGY STar® Certified Homes raise the standard for comfort and energy efficiency.”
NY ENERGY STAR® Certified Home featuring enhanced air sealing & insulation, High performance
windows & doors, High efficient heating and Cooling systems giving you a home that provides a lower
cost of ownership and is safer, healthier and more comfortable than conventional homes.

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ADULT CARE • Enhanced Assisted Living

APARTMENTS NOW AVAILABLE

Studio, one bedroom AMENITIES:
and two bedroom
apartments  Full service hair salon
 Billiard table
INCLUDing:  Private dining room
 Beautiful sunroom
 Heat, A/C, phone, cable
and internet access leading to patio & pergola
 Landscaped courtyard
 All meals and snacks,  Park-like grounds
 Activities  Common areas to
 Comprehensive services to
congregate and socialize
meet your needs.

NOW AN ASSISTED LIVING COMMUNITY OPEN

39 Swaggertown Road Glenville, NY 12302

Call 518-831-2400 for a Tour
www.JudsonMeadowsAssistedLiving.com

Baptist Health Enriched Housing Program, Inc.

Meet Your Loved One’s Changing Needs

A Community of Care and Commitment

Independent Living
Enjoy a carefree lifestyle | Secure your future needs

Enriched Living
Twenty-four hour staff on duty | RN Program Coordinator on site
Scheduled transportation | Weekly housekeeping, laundry & linen service

Three nutritious meals served daily in our restaurant
Medication assistance | Social & cultural activities and more...

156 Lawrence Street | Saratoga Springs, NY | 518.691.1563
www.TheWesleyCommunity.org | www.Facebook.com/TheWesleyCommunity

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Enhanced Assisted Living • Assisted Living • Independent Living

Enhanced Assisted Living

w w w. h o m e o f t h e g o o d s h e p h e r d . c o m Choose a Place Where
Excellence is the Standard

• 24-hour care, RN on site, medication
• Customized care plans for each resident

including nursing assessments and skilled
nursing tasks
• Private suites, daily activities, transportation
• Meals, housekeeping and laundry services
• A continuum of care which allows residents
to “age in place”

A Choice Instead of a Nursing Home

For More Information Call :
Moreau (518) 792-1000 • Saratoga (518) 584-3317 • Malta (518) 581-2800 • Wilton (518) 580-0702

REWARDING Lifestyle

A new way of living that never grows old.

Imagine watching your loved one regain an enthusiasm for life with all the service and support they need in a friendly,
encouraging environment. That vision can become a reality at our Brookdale® community. Each resident receives a care plan
designed to meet their specific needs so that they can enjoy a dignified lifestyle that is rich, rewarding and enables them to
live as independently as possible. Our staff of attentive professionals is on-site around the clock so residents can embrace
life by enjoying all the things they love to do.

To learn more or to schedule your personal visit, call (518) 346-6935.

ALL THE PLACES LIFE CAN GO is a Trademark of Brookdale Senior Living Inc., Nashville, TN, USA. WYNWOOD® NISKAYUNA
® Reg. U.S. Patent and TM Office. 06070-ROP01-0514 SC Enhanced Assisted Living
1786 Union Street | Niskayuna, New York 12309

brookdale.com

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FITNESS

SAFE SUN
Protect your skin from aging and skin cancers – year round!

Whether male or female, child, adult or Senior is cumulative and occurs even when you are taking
(55 years of age and up), it is never too late to short walks, driving in a car or sitting by a window
protect and prevent radiation exposure. Ultra- at home or office. UVA rays contribute to aging and
violet A and B rays attack skin cells and skin cell are constant year round while UVB rays contribute
proteins at all ages and eventually lead to sunburn, to sunburn and are considered the summertime
spotty pigment (think sunspots), destruction of burning rays.
elasticity, thinning and fragility, sagging, deep
lines and grooves, premature and accelerated aging Physician distributed sunscreens and sun blocks
as well as various skin cancers. are the only FDA approved products to reverse
and prevent eventual irreversible damage to all
While you may love the sun, without year round skin structures. Did you know that in addition
use of medical grade full spectrum sunscreens and to blotchy pigment, dark spots, patchy redness,
newer sun blocks containing absorbent titanium pre-malignant and malignant moles, lines and
and zinc, you are unnecessarily ruining your skin wrinkles, UVA and UVB contribute to cataracts
barrier and will certainly begin to look older and macular degeneration? It is equally important
much sooner than you can imagine. Sun damage to choose eye wear with UVA and UVB protection.

by Sandy Padilla

Manager Consultant
Advanced Laser Medspa
Clifton Park, NY

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Sun damage has a cumulative on Today.
the newest medical
your skin, especially your face. grade (purified pharmaceutical grade) skin
conditioners have absorbable vitamins
Left untreated it contributes and minerals that instantly absorb and are
neither oily nor greasy, non-perfumed and
Reveal YOUR to premature aging and no longer pasty white. While some may
contain wrinkle reducers and smoothers,
healthy, younger possible skin cancers. most help to reverse already visible signs
looking skin The top photo below of suns damage as well as protect against
illustrates age acquiring more visible signs of damage.
The mineral sun blocks are either clear
learn more: spots as a result (invisible) or with pigment added to even
of sun damage. The out the appearance of blotchiness. Both are
AdvancedLaserandMedSpa.com uncommonly gentle, highly protective,
and a pleasure to wear.
bottom photo shows Reflective Physical Particles (purified
minerals) ingredients are healthier than
significant improvement, chemical sunscreen filters, as designated
by the E.P.A., and decrease irritation and
on the same patient, after allergic skin reactions to many sunscreens
containing: Avobenzone, Octocrylene,
receiving several months Octinoxate, Oxybenzone, Octisalate,
Parabens, Oils or Ecamsule. Dermatologists
treatments at Advanced Laser recommend Titanium and Zinc sunscreen
filters. Topically applied minerals sun
Medspa - using a plan devised block also contain skin conditioners, also
vitamins proven to contribute to skin health
specifically for her skin. that can be used on people with Lupus/
Rheumatology eczema and psoriasis.
The result is a smooth, even Remember to apply to ear tips, nose, lips,
cheeks and back of the hands as well as tops
complexion that took years off and backs of the neck and chest, bellies
arms, shins, calves and shoulders. This
this patients appearance! applies to all skin types (tints).

Sun Damage
Before

AFTER The correct time to apply proper skin
TREATMENT products is 45 minutes, while still in your
room, before sun exposure. Think about
1/8th inch thick massaged in, and re-
applied every 2 to 4 hours, depending on
level of activity. Also wear light weight
shirts, hats and glare UVA-UVB reducing
sunglasses. There is no such thing as “water
proof ” suntan lotion. These suggestions are
appropriate for walkers, golfers, gardeners,
bikers and every one participating in
outdoor activities, year round!

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