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2 SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 F Cover photos credit: Waynes: Mike Wallace & Chad Greenway; Gordon: UPI Smart Reader is published bi-weekly by Carmichael Communications Editor & Publisher/Frank J. Carmichael • Assistant to the Publisher/Reanna Stockdale • Sales/Kim Carmichael, Donny Stancato Editorial Manager/Jason Hedman • Ad Design & Layout/Glen Kelly, Kristin Monticelli • Reception/Sarah Coleman Carmichael Communications 1420 63rd Street, Kenosha, WI 53143 July 13, 2023 - Volume 21 Number 14 262-564-8800 • 1-800-568-6623 • www.hap2it.com Tyree Singleton admits to having a gambling addiction, but says that he can manage his habit. He says he started out playing roulette but his heart led him to sports betting. “I’m arrogantly confident in my sports knowledge in many different sports, so I feel like whatever bet I’m going to make I’m making to win,” he says, checking the FanDuel app on his phone from the comfort of his apartment living room in Philadelphia, where he is watching what else: sports. As the Denver Nuggets finished off the Miami Heat in Game 5 of the NBA Finals to win the team’s first championship in franchise history, he wasn’t celebrating the win. He’d lost money thinking that Miami could win the series. It was a long shot, so he wasn’t upset about losing. And he didn’t care about the Finals MVP – Nikola Jokić’s impressive closeout performance of 28 points with 16 rebounds and four assists. He lamented that in the closing minutes, Jimmy Butler of the Heat made two 3-pointers – he bet Mr. Butler wouldn’t. He lost a chance to turn a $7 bet into $69. Small $7 bets don’t seem like much, but when you place multiple bets a day on multiple sports, via a tap on your phone, it adds up quickly. “Every day that I don’t bet is a missed opportunity. I don’t look at it as I’m saving money. I think that there’s a bet out there that’s guaranteed; I should take advantage of this. I’m leaving money on the table,” Mr. Singleton says. He has made $1 parlay bets, or multiple wagers, that have left him flush with four-digit wins. Mr. Singleton is one of a growing number of Americans placing sports bets, both in person and online. Sports betting is now legal in 38 states and the District of Columbia, helped along by a 2018 Supreme Court decision that struck down a previous sports betting ban. Sports wagers generated a record $31.11 billion in the first quarter of 2023, reports the American Gaming Association, delivering a record revenue to the industry of $2.79 billion – a 70.1% increase over the first quarter of 2022. With that level of increase – and an estimated 7 million adults dealing with a gambling addiction, according to the National Council on Problem Gambling – comes more debate about regulation and the activity’s long-term effects on society. “In and of itself, I don’t think it’s a problem. I think there are things connected to sports betting that make it more likely that some people will develop problems,” says Lia Nower, director of the Center for Gambling Studies at Rutgers University School of Social Work. Research shows new bettors are young and mostly male, Dr. Nower says. Almost 90% of sports wagering is done online, she says, and there is no way for operators to police when underage kids are using a relative’s or older friend’s account with permission. Because gambling is so glamorized in society, most people don’t think that they can develop serious consequences from it, she adds. Her fear is that the generation growing up now won’t see sports as entertainment, but will only associate athletic competition with betting. Her biggest pet peeve: lack of government oversight. “The federal government is making millions of dollars off this, too,” she says. “Gambling winnings are taxable, so it’s not like the federal government is not benefiting. They’re just not doing anything to help people.” She suggests establishing and funding an office of problem gambling, noting that there is no federal money being put toward this now. According to the American Gaming Association, since 2018 Americans have wagered $220 billion legally on sports betting. That has generated $3.7 billion in federal and state taxes. The state portion, about $3.1 billion, has helped fund things such as health care, education, and infrastructure, as well as problem gambling resource funding. The association released research in 2023 suggesting that 85% of American adults agree with the Supreme Court’s decision on loosening betting rules, and 77% support sports betting being legal in their state. A Pew survey from last year found that 57% of American adults say sports betting is neither a good nor bad thing for society. An eye on advertising The Supreme Court’s 2018 decision, which ruled the Professional and Amateur Sports Protection Act (PASPA) unconstitutional, put oversight in states’ hands. States allocate money toward setting gambling standards in person and online, checking sportsbook providers, and offer education and protections for consumers. The power to oversee gambling needs to stay at a state level, says Casey Clark, senior vice president of the American Gaming Association. “If you look at what PASPA did when it was in place for 25 years, it’s pretty clear that the federal government trying to oversee sports betting was an abject failure, except for perpetuating and growing a massive illegal marketplace that was done by these offshore websites or corner bookies. And often illicit activity is tied to other illicit activity,” Mr. Clark says. In total there are 5,000 regulators in states across the country committed to monitoring gambling, he says. States will work together and tweak their response as time goes on, he says, noting that some states, like Utah, will flat-out not allow sports betting. Other states have thought about banning or limiting gambling advertisements, including flashy commercials with celebrities espousing the benefits of placing bets online and through apps. Mr. Clark says that his group believes that such bans would violate the First Amendment. Even so, one U.S. congressman, Paul Tonko, a Democrat from New York, is forging ahead. He introduced the Betting on Our Future Act in February, which would ban all sportsbook advertising – which he says has “run rampant” after the 2018 high court decision – on the internet, TV, and radio. So far, it hasn’t gotten much traction. “I am pursuing this legislation to start a conversation in Congress about the real harms associated with disordered gambling, and the threat that constant deceptive advertising imposes on millions of vulnerable Americans,” Representative Tonko writes via email. Promotion of a known harmful product is no different than the heyday of tobacco advertising, he says, when cigarette companies created catchy slogans and sponsored television shows. “That’s why the inspiration for the text of this bill comes directly from the Public Health Cigarette Smoking Act, which banned tobacco advertising in 1969,” he adds. Mr. Tonko says alarm bells went off when he learned that there are colleges and universities signing milliondollar deals with entities such as Caesars Sportsbook to bring betting to campus. The potential effects on young people, and research that shows a relationship between gambling product ads and increased gambling activity, inspired him. Advertising is useful because it helps gamblers know what the legal sportsbooks are, Mr. Clark of the American Gaming Association counters. “It’s the primary way that we market responsible gambling content, tools, and problem gambling resources,” he says. “Everything that we put out has content on how people can get help if they need it, and I think restricting that kind of advertising is just going to put up a barrier to support for anybody who might need it.” Efforts to help Other countries have already started exploring safeguards, including limits on advertising. Australia, for example, bans sports betting advertising on TV from 5 a.m. to 8:30 p.m. and during live games. In the United Kingdom, where online betting started in 2005, the government reports that more than 400 deaths by suicide a year are linked to gambling. The government has opened gambling clinics for children because 55,000 of almost 400,000 problem gamblers were between the ages of 11 and 16. As Americans bet billions on sports, society wrestles with rapid growth People gamble at the Native American-owned Graton Resort and Casino in Rohnert Park, California, in 2013. In-person gambling is allowed in some outlets in California, but Californians voted against online sports betting in a November 2022 election. story continues on page 4
For decades, New Jersey has been a national leader in the legalization of gambling, from casinos to online sports betting. Now in a state where the percentage of compulsive gamblers is three times the national average and half of middle schoolers gamble, legislators are weighing a bill that would teach high school students the difference between luck and predictable reality. “We should do everything we can to help these kids understand the risks [of online gambling] and how to make rational decisions,” Assemblyman Dan Benson, co-sponsor of the gambling education bill, told the SportsHandle website. One of the bill’s more rational mandates: provide students with lessons on “probability versus predictability.” Efforts to help young people change their views about luck would be a timely antidote to the latest survey by the NCAA. The college sports giant found 58% of 18- to 22-year-olds engage in at least one sports betting activity and, among the riskiest players, 70% believe “consistent sports gambling will increase their monetary earnings.” The NCAA prohibits athletes or coaches from participating in sports wagering on any sports activity. Yet nearly a quarter of male collegiate athletes bet on sports last year. With a majority of states having legalized sports betting since 2018, the NCAA is finding it difficult to maintain what it calls the “purpose and meaning” of sports – let alone support universities in teaching the superiority of reason and knowledge over the superstition of luck. Sports-betting scandals this year at NCAA schools in Iowa and Alabama have further forced the association to beef up education programs aimed at preventing the corruption of games by athletes and staff. The college scandals have served as a wake-up call for all youth sports. “Let’s maintain the purity of high school sports” from the rise in gambling, said Karissa Niehoff, head of the National Federation of State High School Associations, in a May 24 video. No other country has so much of its gambling market focused on unpaid amateur athletes, according to the National Council on Problem Gambling. The sudden increase in sports betting among young people has finally led to a rethink of new ways to preserve the honest competition of sports – with its displays of excellence – as well as the teaching of virtue and merit over a belief in luck. If the New Jersey bill passes and students are taught to discern what is predictable and true, the state may become a leader of a different sort. Getting a handle on sports betting University of Alabama head coach Brad Bohannon was fired in May after a report of suspicious bets involiving his team. New Jersey’s new take on supersized sports betting New Jersey has long prided itself as a leader in legalized gambling. It launched a lottery in 1970 and soon after allowed casinos in Atlantic City. About a decade ago, online betting was allowed, and then in 2018, after winning a victory at the Supreme Court, the state opened a door to online sports betting. Since then, people in New Jersey have legally wagered more on sports than people in Nevada, where the practice has long been allowed. Earlier this year, New Jersey proudly proclaimed a new first in the nation, albeit one aimed at solving a problem it helped create. The state now requires online gambling operators to track whether players show signs of excessive gambling and, if so, intervene in their behavior and offer corrective steps. “It is no coincidence,” said state Attorney General Matthew Platkin, “that our announcement comes just a week ahead of one of the biggest days in sports wagering, serving as a reminder of how devastating a gambling addiction can be.” He was referring, of course, to the Super Bowl matchup between the Philadelphia Eagles and the Kansas City Chiefs. The number of Americans planning to place online wagers on the game is expected to increase 66% over last year, according to a survey by the American Gaming Association. The total amount in legal and illegal bets is expected to double, reaching $16 billion. That’s largely a result of more states – 36 – having some sort of legalized sports betting as well as a massive rise in ads for online gambling. Just over half of all American adults now live in places where sports betting is legal. At the same time, 71% are “very” or “somewhat” concerned that the increasing availability of sports betting will lead to more people becoming addicted to gambling, according to a 2022 survey by The Washington Post and the University of Maryland. And the fastest-growing segment of gamblers are children and young people, according to A customer makes a sports bet at the Ocean Casino Resort in Atlantic City, NJ on February 6, 2023 story continues on page 4 0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 3 Kenosha Funeral Services and Crematory Prepay for your funeral now and the price will be guaranteed. 8226 Sheridan Rd. 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A w h s g s Ju c t d a lo b c r s p w t c fi fi p n d C a O a e c t C e r n – c s fl h s t m a fo w t o w m w 4 a a c c fr t d a s w A a t le f t in y F 4 SMART READER JULY 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 Amid growing calls in South Korea to ban the ageold practice of consuming dog meat, an opposition lawmaker introduced a bipartisan bill in parliament on Wednesday that would completely phase out the industry over the next five years. The Special Act, introduced by Democratic Party Assembly Member Han Jeoung-ae and cosponsored by 11 lawmakers, looks to outlaw the breeding and slaughtering of dogs for human consumption. "In Korea, dog eating is still practiced because it is a long-standing custom," Han said in a press release. "It is not only clearly illegal under the current law, but also goes against the heightened awareness of our citizens about animals," she said. "Considering changing social attitudes and Korea's status in the international community, dog eating is a custom that should be abolished now." The proposed legislation includes provisions for closing dog farms and subsidies for assisting farmers in transitioning to new livelihoods. Han developed the bill in coordination with international charity Humane Society International, which has closed 18 farms in South Korea since 2015 under its Models for Change program and found homes for more than 2,700 dogs in the United States, Canada, Britain and the Netherlands. "This is an historic moment for animal welfare in South Korea, which hopefully marks the beginning of the end for the dog meat industry in our country," Borami Seo, HSI Korea director of government affairs, said in an emailed statement. "It's clear that there is significant societal and political momentum to end South Korea's dog meat era once and for all." Attitudes about dog meat have changed dramatically as pet ownership has skyrocketed over the past several years. According to a survey conducted by Nielsen Korea in October, 87.5% of South Koreans said they would never eat dog meat, a seasonal tradition that lingers primarily among older generations. Public support for a ban has also continued to climb, with 56% favoring making the practice illegal, according to the Nielsen survey -- a figure that spiked from less than 35% in 2017. The crusade to end dog meat consumption crosses political party lines as well. South Korean first lady Kim Keon-hee has been an outspoken advocate, saying she would push for a ban during the term of her husband, President Yoon Suk-yeol, which ends in 2027. Falling demand, negative public opinion and activist pressure have already led to the closure of many of the country's largest slaughterhouses and markets in recent years. Still, HSI estimates that roughly 1 million dogs are being bred across South Korea to be killed for human consumption, with many farms operating illegally. Han and animal rights advocates expressed hope that Wednesday's bill would be the first step in ending the practice once and for all. "Discussions on dogeating bans are spreading around the presidential office and the ruling party, so I know that the government's position is changing in a forwardlooking manner," Han said. "I look forward to the complete end of the dogeating problem in Korea, starting with this Special Act, which we have been preparing for a long time," she said. By Thomas Maresc South Korean lawmaker introduces bill to ban dog meat for humans A difference between what has happened in the U.K. and the U.S. is how the systems were built, Mr. Clark says. Yes, the U.K. is implementing safeguards now, he notes, but it is retrofitting its system since sports betting has been legal for many years there. That’s in contrast with the American market, which is new and has protective infrastructure built into it from the inception. That infrastructure includes the American Gaming Association issuing a marketing code in 2019, after the high court ruling. The AGA updated its Responsible Marketing Code for Sports Wagering in March, adding protections for college-age students and athletes, and banning the term “risk free” in advertising. In medical terms, gambling disorder is the only behavioral addiction formally recognized by the American Psychiatric Association’s Diagnostic and Statistical Manual. “It feels identical to a hit of heroin or a hit of cocaine,” says Timothy Fong, a psychiatrist at the University of California, Los Angeles and co-director of the school’s Gambling Studies Program. Dr. Fong says that because sports betting has experienced rapid expansion in five years, natural questions arise about the possible damage that it’s doing versus the benefits that society gets from it. He acknowledges that increased revenue is a positive, and so are diminished criminal elements around illegal gambling, but that the flip side can be increased risk of addiction for people who are already vulnerable biologically and psychologically, or even worse, the introduction of gambling addictions to new people. He emphasizes that gambling addictions can be treated with therapies, medication, and support groups. Stopping cold turkey is unlikely, he says. Keith Whyte, executive director of the National Council on Problem Gambling, says 1-800- GAMBLER, a national hotline for people seeking help, gets a text, chat, or call every 90 seconds. All those people are referred to treatment specialists in their area. “If you stick with the selfhelp group, if you stick with therapy, if it’s available, roughly two-thirds of people [who] try to get help succeed,” he says. Mr. Whyte says the National Council on Problem Gambling isn’t proor anti-regulation, but is in favor of federal dollars being allocated to treat gambling addiction. Legislation addressing this is going to be introduced by Rep. Claudia Tenney, a Republican from New York, and will be called The GRIT (Gambling addiction Recovery, Investment, and Treatment) Act. It would set aside half of federal sports excise tax revenue and dedicate it to problem gambling treatment and research. “I got it!” Back in Philadelphia, losing money on the NBA Finals didn’t dull Mr. Singleton’s mood. While the Nuggets are celebrating at their trophy presentation, he clicks FanDuel open on his phone, smiles, and quickly switches the TV channel to baseball. “I got it!” he exclaims. The Philadelphia Phillies have just lost to the Arizona Diamondbacks, with a final score of 9-8. The $100 wager he made on Diamondbacks left fielder Corbin Carroll to get two hits for his three times at bat has come back as a $350 win for him. It is a Monday night, the beginning of a new week of gambling for him, off the back of an $800 tally the week before. He bought himself a new Google watch for $400 as a present. He is childless, lives alone, and is gainfully employed, he says. He has never ruined a relationship from gambling and has never asked people for money to support his habit. He loses money and loses sleep because of it sometimes. He wins big and pays his rent and buys material items at times, but ultimately, he says he isn’t hurting anyone by gambling. “I would need some real circumstances to stop, because I don’t plan to.” By Ira Porter A South Korean lawmaker introduced a bill that would ban the breeding and slaughtering of dogs for human consumption. Sports betting continued from page 2 A w h s g s J c t d a l b c r s p w t c f f p n d C a O a e c t C e r n – c s f h s t m a f w t o w m w 4 a a c c f t d a s w A a t l f t i y the National Council on Problem Gambling. Last year, Virginia was the first state to pass a law requiring educational materials on gambling as part of the curriculum in public schools. Similar bills are pending in a few other states. Since 2011, North Carolina has offered its schools a program called Stacked Deck that teaches the history and risks of gambling. A survey last year showed a noticeable drop in many forms of gambling among students who took the course. Wisconsin public schools have been offered a similar course since 2015. Perhaps the official body most concerned about an increase in sports betting – and its effect on sports – is the National Collegiate Athletic Association. Its website affirms the integrity of college athletics: “Sports competition should be appreciated for the inherent benefits related to participation of studentathletes, coaches and institutions in fair contests, not the amount of money wagered on the outcome of the competition.” New Jersey could soon become ground zero in the U.S. for a rethink of legalized sports gambling. “The nation’s love affair with sports betting may be having unintended consequences,” writes Lia Nower, director of Rutgers University’s Center for Gambling Studies, in a new study done for the state. The study found that sports betters in New Jersey were more likely than others who gamble to have high rates of “problem gambling” and excessive use of drugs and alcohol, and more struggles with mental health. The study also found the fastest-growing group of sports bettors are adults ages 21 to 24. No wonder gambling operators in the state are now busy tracking wagers, ready to offer help for behavior that could easily be avoided. New Jersey betting continued from page 3
story continues on page 8 Air travel hits snags. Which solutions will take off? Several days of held-up holiday air travel, due to storms and logistics, have given way to slightly bluer skies this week. But the lateJune tide of flight delays and cancellations has signaled the risk of more summer disruptions. This is raising questions around responsibility and long-term solutions. That’s because the industry faces a confluence of weatherrelated uncertainties, surging demand from airline passengers, and challenges with labor supply and technology. The structural challenges won’t be quick to fix, experts say. “It’s going to take time to find lasting solutions to the problems that we have right now,” says Stephen West, director of the Air Traffic Collegiate Training Initiative at the University of Oklahoma. Americans, meanwhile, are raring to jet – and experts expect demand to continue to soar. Following the official end of the COVID-19 public health emergency this spring, a record number of people – nearly 2.9 million individuals – were screened at airport checkpoints last Friday, surpassing a 2019 high. People are purchasing flights “albeit the prices are higher,” says Paula Twidale, senior vice president of travel at AAA. “Keep in mind, also, that they’ve saved a lot of money not traveling for a couple years.” That demand collided with factors like storms in the Northeast and reports of staffing issues. In the week leading up to July 4, more than 47,000 flights were delayed and some 4,000 were canceled, according to FlightAware, an aviation intelligence company. While cancellations have dipped from 4.5% last Wednesday to around 2% yesterday, delayed arrivals still hover at about a quarter of scheduled flights. Bad weather aside, last week the Federal Aviation Administration (FAA), airlines, and unions took turns pointing fingers, leaving many frustrated flyers to problem-solve themselves. Among those inconvenienced was 16- year-old Tanish Chauhan. On June 28, he waited for news of his luggage at the Denver International Airport baggage claim. “Exhausted,” he called himself, standing in a long line around midnight. Due to two canceled United Airlines flights, the high schooler, who was headed home from Seattle to Newark, New Jersey, ended up stranded solo in Denver. Hotels declined to book him as a minor, so his parents scrambled to find a family friend who hosted Tanish last-minute. He arrived home Friday, four days later than planned. His checked bag is still missing. Ways to improve Weather is the leading cause of air travel disruptions, but the risks are being amplified currently by a tight supply of key personnel – and in some cases also by wobbly computer systems. The airline with the most cancellations in recent days, United, issued a July 1 letter signed by CEO Scott Kirby calling last week “one of the most operationally challenging weeks I’ve experienced in my entire career.” He cited a range of ways to improve, including updated crew scheduling technology. Other observers have called for equipment upgrades industrywide; faulty scheduling technology was one factor behind major disruptions at Southwest Airlines last year. The United executive joined peers at other airlines casting blame on the FAA for reducing arrival and departure rates. The FAA, in turn, blamed the weather and said the agency had added new East Coast routes since the spring. Still, the FAA has faced air traffic controller staffing shortages at critical facilities without a plan to solve the problem, posing “a risk to the continuity of air traffic operations,” an independent government audit found last month. The report also notes that the pandemic delayed controller training, which can take more than three years. That means increasing hiring and training of controllers is necessary, but that won’t pay off in the immediate future, says Delayed travelers wait for air traffic to resume at Ronald Reagan Washington National Airport in Arlington Virginia on June 30th. 0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 5 FOR TICKETS & MORE INFO VISIT HAP2IT.COM OR CALL 800-568-6623 WE’VE GOT YOUR FAVORITE MUSIC COVERED! WE’VE GOT YOUR FAVORITE MUSIC COVERED! THE NATION’S LARGEST TRIBUTE BAND FESTI- VAL RETURNS FOR IT’S 6TH YEAR! THE NATION’S LARGEST TRIBUTE BAND FESTIVAL RETURNS FOR IT’S 6TH YEAR! 071323 ISLAND STAGE Fri. Aug 4 Sat. Aug 5 Sun. Aug 6 BEACHSIDE STAGE DOCKSIDE STAGE HARBORSIDE STAGE LIGHTHOUSE STAGE 6:30-8:30PM . . . . . TAROT WOMAN Tribute to DIO 9-11PM . . . . . . . SINS N’ ROSES Tribute to Guns N’ Roses 6:15-8:15PM . . . 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SUGAR WE'RE A FALL OUT BOY TRIBUTE Tribute to Fall Out Boy 9:00-11PM SMELLS LIKE DAVE GROHL Tribute to Nirvana and Foo Fighters 12-1:15PM EDGE OF THORNS Tribute to Savatage 1:45-3:15PM NIGHT SONGS Tribute to Cinderella 3:45-5:45PM MAIDEN CHICAGO Tribute to Iron Maiden 6:30-8:15PM JUDAS RISING Tribute to Judas Priest 9:00-11PM TNT CHICAGO Tribute to AC DC 2-4:30PM . ALL MY BROTHERS BAND Tribute to The Allman Brothers 5:15-7:45PM BEGGAR’S BANQUET Tribute to The Stones 8:30-11PM PHYSICAL GRAFFITI Tribute to Led Zeppelin Tribute to Rod Stewart 4:30-7:30PM CAROLINE TAPESTRY Tribute to Carole King & James Taylor 8-11PM MAGNEEN Tribute to Lenny Kravitz, Bob Segar and more 12-1:30PM WALL OF DENIAL Tribute to Stevie Ray Vaughan 2-3:30PM JAK CROWES Tribute to The Black Crowes 4-6PM FREEBYRD Tribute to Lynard Skynard 6:30-8PM BAD MOTOR SCOOTER Tribute to Sammy Hagar 12-1:30PM SOUTHBOUND Tribute to Southern Rock 2-3:30PM BAD ENOUGH Tribute to Bad Company 4-5:30PM THE CHAIN Tribute to Fleetwood Mac 6-8PM PETTY UNION Tribute to Tom Petty & The Heartbreakers 12-1:30PM CRY TOUGH Tribute to Poison 2-3:30PM THE CRUE Tribute to Motley Crue 4-6PM ROK BRIGADE Tribute to Def Leppard 6:30-8PM JAGGED LITTLE PILL Tribute to Alanis Morissette 12-1:30PM CABANARAMA Tribute to The Sounds of Summer with Jimmy Buffet, Bob Marley and more 2-3:30PM RICK SAUCEDO SHOW Tribute to Elvis 4-5:30PM THE MUSTANGS Tribute to The Bands Who Rocked Woodstock 6-8PM DARKSIDE Tribute to Pink Floyd 12-2PM 2 AGAINST NATURE Tribute to Steely Dan and more 2:30-4:30PM . . . . . . GUNPOWDER AND LEAD Tribute to Miranda Lambert and more 5-6:30PM PIECE OF MY HEART Tribute to Janis Joplin & Other Female Powerhouses 6:30-8PM ROLLIN’ JONES Tribute to The Rolling Stones 3 Days • 5 Stages • Over 50 Awesome Bands (BALLROOM) SCHEDULE SUBJECT TO CHANGE VIP OPTION AVAILABLE 3 DAY TICKET plus, taxes $35 & fees SAVE OVER 50% BUY NOW PRICES WILL GO UP! 1-4PM THE ROD STEWART EXPERIENCE YOU KNOW HIM AS THE CO-HOST OF "THAT METAL SHOW" ON VH1 AND THE VOICE OF SPECIAL ED ON "CRANK YANKERS" JIM FLORENTINE WILL BE HANGING OUT WITH US ALL WEEKEND INCLUDING A COMEDY SHOW FRIDAY & SATURDAY NIGHT!
a e th h B T to a B th B K C m tr F fa A h fa a a T S to y r la fe D b e e W a fo to th o h a a c d W ta It h H B a o K b b (n re C p h S (a N M v H P S F b V 6 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 During a cold spell on Christmas Eve, Ohio’s Buckeye Power Inc. came very close to rolling blackouts that would have left its 1 million mostly rural and lower-income customers without heat. Now, as the air conditioning season heats up, CEO Patrick O’Loughlin recently told Congress he is facing another hurdle: a rule proposed in May by the Environmental Protection Agency that would require plants like his to cut carbon emissions substantially by the 2030s. His company has already spent more than $1 billion over the past two decades to comply with previous environmental regulations and to implement “state of the art” emission reductions technology. But this rule, he testified June 6, involves unrealistic timelines for implementing technology not yet proven at commercial scale, and would force Buckeye to shut down its coal plants with “nearly no hope” of replacing that power by the EPA deadlines. “It’s going to force the retirements of several units like ours that right now provide the backbone of a reliable electric system,” said Mr. O’Loughlin. His company also generates electricity from natural gas, hydropower, biogas, and solar, but 80% comes from coal, he said. The debate over how to move America – and the world – toward cleaner energy without leaving customers in the dark has become increasingly urgent in recent years. Now it’s coming to a head over this proposed rule. If implemented, this EPA regulation would for the first time set legally enforceable deadlines for carbon emission reductions in the electricity sector, which is the No. 2 source of emissions in the United States. Advocates say the rule is crucial to America meeting its emissions reduction targets under the Paris Agreement, and that it is based on technologies that are cost-effective and have been “adequately demonstrated.” “We simply can’t meet our climate goals without substantial reductions from this sector,” says Andres Restrepo, senior attorney with the Sierra Club’s Environmental Law Program. Noting that a significant transition toward more green energy has been occurring over the past five to 10 years, he adds, “This rule will help speed that along.” Indeed, most proposed new projects are zeroemissions. But there’s a backlog in getting them approved and online – and their solar and wind power is intermittent rather than continuous like coal and gas. To be sure, fossil fuels also have reliability issues; recent emergencies like the 2021 Texas winter storm outages, which left 210 dead and more than 4.5 million without power, were due in part to natural gas fuel supply issues. Still, industry stakeholders and their GOP allies say that an overly hasty green transition could strain a grid already beset by rising demand, extreme weather events, and coal plants retiring faster than renewables can reliably provide a similar amount of electricity. The comment period for this EPA rule, which ends Aug. 8, has therefore become an outlet for a broad range of concerns about electricity affordability and grid reliability. As for the rule specifically, critics say the EPA’s modeling has overestimated the potential for emissions reduction and based its requirements on technology whose commercial viability has yet to be proven in the power sector. “There are fundamental questions about how economically feasible this technology could be at scale,” says Devin Hartman, director of energy and environmental policy at the R Street Institute, a think tank. How much difference would the rule make? Scientists have estimated that in order to cap global warming at 1.5 degrees Celsius (2.7 degrees Fahrenheit) above preindustrial levels – the target of the Paris Agreement, an international treaty on climate change that the U.S. rejoined under the Biden administration – the world will need to cut greenhouse gas emissions by 43% compared with 2019 levels by the end of the decade. Many climate scientists believe the world will miss that target. The EPA has regulated greenhouse gases in cars as well as oil and gas production, but has yet to do so in the electric power sector. The Obama administration had tried to cut emissions in the sector with its 2015 Clean Power Plan, which was later withdrawn by the Trump administration. Last year, the Supreme Court struck down a key principle of the plan in West Virginia v. EPA. Still, the sector has substantially decreased its emissions over the past decade, down to 1980 levels. Under this new rule, the EPA projects annual reductions of 0.6% to 5.7% compared with current levels during the period 2028-2042, with a cumulative reduction of 617 million metric tons. To achieve that, the EPA is using its authority under the Clean Air Act to propose new limits on how much carbon can be emitted by existing and new coal- and gas-fired power plants. It would apply a sliding scale of percentages and timelines depending on the type, age, and output of plants. To meet the targets, most would have to utilize carbon capture and storage technology or begin cofiring with cleaner fuels. Carbon capture and storage has become more affordable, due to $12 billion worth of incentives in the Inflation Reduction Act passed by Congress last year. And the technology has been used in other types of plants, including oil refineries, cement plants, and ethanol plants. Carbon capture has been used to cut carbon emissions by as much as 90% in a number of small-scale projects, and was first deployed at scale in the U.S. on a coal-fired power plant in 2017. That plant, Petra Nova in Texas, has since been idled. The EPA says that a Canadian coalfired power plant, Boundary Dam, also demonstrates the scalability of such technology, which the plant is using on one of its units with demonstrated capture rates of 90%. In an email, EPA said the agency “may determine a control to be ‘adequately demonstrated’ even if it is new and not yet in widespread commercial use” – something it did with sulfur regulation in the 1970s. The agency said it can also “reasonably project” how quickly technologies will improve, and set timelines accordingly. After the comment period closes, the EPA will finalize the rule, incorporating feedback as it sees fit. Once implemented, it will likely be challenged in court. But the EPA has sought to base the rule on solid legal footing by only regulating emissions, rather than by directly requiring certain types or proportions of electricity generation. The broader issue: a stressed grid The new rule comes against a backdrop of increasing concern about grid reliability as coal plants retire, extreme weather events stress the system, and overall demand rises, due in part to a move toward electric vehicles and new power-intensive sectors like cryptocurrency and artificial intelligence. “I would probably put [the rule] in the top three of challenges to grid reliability,” says John Chiles of GDS Associates in Marietta, Georgia, a consulting and engineering firm. Mr. Chiles is an expert on transmission services who has worked in different aspects of the industry for decades. While even some supporters say there are significant operational challenges in implementing the rule, which could affect reliability if not managed Proposed power plant emission cuts: Can US keep the lights on? Then Secretary of Energy Rick Perry (r) joins NRG Energy CEO Mauricio Gutierrez at Petra Nova’s carbon capture and enhanced oil recovery system near Houston in 2017. The plant has since been idled. story continues on page 8 $28 Eye Exam 262 - 554 -1121 • 3701 Durand Ave. Racine $18 Eyeglasses Place SR090822 Eyeglasses exam $49 without purchase of eyeglasses. See store for details. call 262.653.9132 SR032423 JR PROPERTIES 2409 - 52nd Street, Suite 3 • Kenosha 2 Bedrooms $875 Includes: FREE Cable Heat & Water John and Shelley Rogowski, Owners DT2023-2
Summer’s in full swing – and it’s the perfect time to enjoy all the great things there are to see and do right here in the Kenosha Area! Be A Tourist In Your Own Town! Here are some ideas to get you started: Axe throwing is available at Boundless Adventures in Bristol Woods Park and at the brand-new Hold My Beer business in Downtown Kenosha. Biking in Kenosha County means you have more than 130 miles of bike trails to choose from. Corn and Jerry Smith Farm go hand-in-hand. The farm’s Sweet Corn Fest is August 12-13 with their homegrown sweet corn, family activities, live music, and more. Drive-ins give you a feeling of nostalgia; visit The Spot Drive-In or Big Star Drive-In for lunch tomorrow. Electric Streetcars bring you to museums, restaurants, shops, the lakefront, art galleries, festivals, and more in Downtown Kenosha. Food, beverages, and entertainment can be enjoyed at Taste of Wisconsin, July 27-29. Golf and disc golf courses make for a fun outing. Historic district walking tours are available through the Kenosha History Center on select days; we have four historic districts full of amazing history and architecture. International cuisine sure is showcased during Kenosha Restaurant Week in the winter; get a taste of Mexico, Germany, Italy, and Asia all year-long here. Jazz can be enjoyed at the HarborPark Jazz, Rhythm & Blues Festival on August 19, as well as at many of the free outdoor concert series. Kayaks, stand up paddle boards, duck-themed pedal boats, and Aquacycle Trikes (new this year) can be rented through the Kenosha Community Sailing Center. Lighthouses are great photo opportunities and we have two: the 1866 Southport Lighthouse (available to climb) and the North Pier Lighthouse. Markets come in many varieties here: Kenosha HarborMarket and Kenosha Public Market on Saturdays, Kenosha Art Market on the third Sunday of the month at Union Park, and the Wilmot Flea Market at the Kenosha County Fairgrounds on most Sundays. Nature hikes and other programs can be enjoyed at Chiwaukee Prairie State Natural Area, Hawthorn Hollow Nature Sanctuary and Arboretum, Pringle Nature Center at Bristol Woods Park, and Richard Bong State Recreation Area. Outdoor dining options are plentiful in the Kenosha Area and include rooftops, decks, patios, and gardenlike settings. Pedal bike party time: gather your friends and make a reservation with Lakeshore Pedal Tours. Queen Elizabeth visiting the English city of Bristol on a summer day in 1574 is what the immersive Bristol Renaissance Faire is all about. Rodeos are big fun and the Kenosha County Fair hosts one on August 18, complete with bull riding, bareback riding, barrel racing, and more. Sandcastles are waiting to be constructed at our beaches. “Trout and Salmon Capital of Wisconsin” describes Kenosha’s fishing scene; book an excursion with the Kenosha Charter Boat Association. Uke’s Harley-Davidson is celebrating the HarleyDavidson 120th Anniversary Homecoming through July 16. Victorian mansion tours can be enjoyed at Durkee Mansion the first and third weekends of the month. Witch stands for Red Witch II Sailing Adventures; book a day sail or sunset sail today. XBH represents rooting for the Kenosha Kingfish to get many extra-base hits at historic Simmons Field. Yoga outdoors can be enjoyed at Petrifying Springs Park and Hawthorn Hollow. Ziplining among the trees at Boundless Adventures should also be on your summer itinerary. Learn about these activities and more on our website VisitKenosha.com and engage with us on social media. Take photos as you explore Kenosha and submit your favorite ones to our photo contest at VisitKenosha.com/Photos. Visit Kenosha has been Kenosha’s official travel resource since 1986. Summer Fun: From A to Z by Meridith Jumisko, Visit Kenosha Meridith Jumisko is Public Relations Director at Visit Kenosha. Contact her at [email protected] 0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 7 ROCKY LAPORTE 14/15 JULY SUMMER 2 02 COMEDY 3 EVENTS 5125 6th Ave. Kenosha 5125 6th Ave. Kenosha If It’s Not Live, You’re Not Living! If It’s Not Live, You’re Not Living! FOR EVENT TICKETS & MORE ACTS VISIT HAP2IT.COM STOP IN 1420 63RD ST. M-F 10AM-4PM OR CALL (262)564-8800 M N in o Drink imum! “New favorite comic” -Tim Allen MR. SHOWTIME DAVID SCOTT 21/22 JULY AUGUST 18 & 19 KEVIN FARLEY • AUGUST 25& 26 CHRIS BARNES • SEPTEMBER 1 & 2- MIKE BALL • SEPTEMBER 8 & 9 TIM MEADOWS • 071323 NICKY SMIGS 28/29 JULY 284K 4/5 JIM FLORENTINE AUG SONYA WHITE 11/12 AUG DT2023-2
This might be the most important column I’ve written in my 30 years as a syndicated columnist. There’s a very high probability you have lithiumion batteries in your home. You need to understand the danger to your home and to you and your loved ones. Six months ago, a home near mine burned almost to the ground because power tool lithium-ion batteries ignited a fire. Fortunately, no one was seriously injured in the fire, but lithium batteries are causing death and permanent injuries to many across the country and the world. That fire caught my attention, and I decided to begin to gather information for this column. Early in my investigation, I reached out to the public relations person of a major power tool company here in the USA. I asked to interview the top battery engineer to try to discover what might have gone wrong at my neighbor’s house. The PR professional ignored my request. I made a second request, reaching out to a different PR person from the company. That request was also ignored. I’ve done expert witness work in lawsuits for the past three decades and surmised the corporate attorneys had instructed the PR folks to not engage the press on battery issues. The silence should concern you. Early in my investigation, I set up a Google Alert using the words “lithium battery fire.” Each morning, I receive links to a plethora of stories from around the world about fires caused by these power packs. Many of these stories share a few common elements. Many fires happen while the battery is being charged. Many fires are traced to replacement batteries that may or may not carry the Underwriters Laboratories (UL) label. Many fires have mismatched batteries and chargers. In almost all cases, the batteries explode like a miniature bomb, igniting nearby combustible materials. I’ve watched countless videos showing batteries igniting and exploding violently. Get out of your head the image of a scented candle starting a blanket on fire. Replace that with an image of a powerful firework exploding spraying sparks, hot plasma, and flames out like a blowtorch. Add to this that a lithium battery fire emits extremely toxic fumes. The fire can produce temperatures in excess of 1,000 degrees F in seconds. Nearby combustible materials such as furniture, carpets, bedding and so forth can ignite, creating a conflagration in seconds. As I was writing this column, I received my daily summary from Google and there was a video made by the UL Fire Safety Research Institute showing an explosion and fire inside a simulated residential twocar garage. The battery was in "thermal runaway," an uncontrollable, self-heating state. The heat in the battery caused a violent explosion that blew the large garage door out into the driveway! The fire department experts offer up these tips about how you can best protect your home and family. Once a battery is charged up, unplug it. Charging a lithium battery creates heat. Avoid overnight, unsupervised charging. Never charge a lithium battery in direct sunlight, as the sun’s infrared rays can easily heat the battery on its own to over 150 F. If your battery gets damaged, emits an odor, changes color, or gives off excessive heat, stop using it and do not store it near any combustible materials. Never throw away a lithium-ion battery in the trash. Garbage truck fires are becoming more common. Fires at trash and recycling transfer stations and facilities are causing millions of dollars in damage. You can protect yourself by using lots of common sense. First and foremost, read the instructions that come with the tool or product and follow them to the letter. Only charge your lithium batteries when you can observe them. Consider charging the batteries on non-combustible surfaces and far away from combustible materials. Lithium batteries are all around you — and they can catch fire Ask the Builder with Tim Carter Subscribe to Tim’s FREE newsletter at AsktheBuilder.com. Tim offers phone coaching calls if you get stuck during a DIY job. Go here: go.askthebuilder.com /coaching Tim Carter joins Happenings Q&A on Tue. July 25th at 1:30 pm on AM1050 WLIP. These common items you may have in your home contain lithium batteries that can catch fire and explode training director Mr. West, who is also a former air traffic controller. It isn’t a simple problem to solve, in part because controllers aren’t easily interchangeable. These professionals “have to be trained for their individual piece of airspace,” he says, adding that staffing challenges around other roles like pilots must also be addressed. As one point of progress, however, the FAA has agreed with recommendations put forth by the Department of Transportation’s Office of Inspector General. The agency also plans to increase its annual hiring of controllers. Such solutions rely on Capitol Hill, where Congress is running out of time to extend the government’s funding and authorities for air travel. The five-year FAA Reauthorization Act runs out at the end of this fiscal year on Sept. 30; House and Senate bills are still in committees. By Sarah Matusek Air travel continued from page 5 well, some say it’s not as difficult as the industry is making it out to be. The rule will not affect the plants used at crunch times – so-called peaker plants. In addition, if a plant announces it plans to retire and a grid operator determines that will undermine reliability, the operator can require the plant to stay online for a time – preventing a sudden dropoff in electricity supply. Some of the key challenges with reliability are unrelated to this rule, including the backlog of new green energy projects trying to win the various approvals needed to get up and running. The patchwork of federal regulations, state policies, and NIMBYism can draw out the process for years. Part of the challenge is that no one government agency was designed to manage a major energy transition like this, leaving jurisdictional gaps and overlaps that Congress has not tried to clarify since a failed clean energy bill in 2009. The responsibility and requirements for pollution, grid operations, reliability rules, and incentives for clean energy technologies are spread across federal and state agencies. Jay Duffy, litigation director for the advocacy group Clean Air Task Force, calls for a “whole of government” approach that draws on the expertise of the various agencies to achieve the clean energy transition. But industry also needs a nudge, he testified on June 6. “History shows that pollution control options can be developed, available, and cost-reasonable, yet sit on the shelves gathering dust until some regulation or incentive pushes or pulls an industry to reduce their pollution.” By Christa Case Bryant Energy continued from page 6 8 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 V o c A r p R p o i c a m c r m h P m w p t t a MAAM, The City of Kenosha & Happenings Magazine Present Every Tuesday July 11-August 29 at 6pm IN PENNOYER PARK Sound provided by Tribute Entertainment (262)220-4062 071323 Co-Sponsored By: Shannyn Franklin July 11 Peacetree Allstars July 18 Indigo Canyon July 25 Crosstown Drive August 1 Vinyl Remix August 8 Yesterday’s Children August 15 Midnight Crow August 22 Sean McKee Band August 29 Boys And Toys July 11 Peacetree Allstars July 18 Indigo Canyon July 25 Crosstown Drive August 1 Vinyl Remix August 8 Yesterday’s Children August 15 Midnight Crow August 22 Sean McKee Band August 29 Boys And Toys Bindelli’s Bindelli’s DELIVERY HELP NEEDED Part-time position available to deliver Happenings Magazine. Fill Out An Application At 1420-63rd St., Kenosha, WI • Must be a dependable individual w/ your own vehicle & automobile insurance • Must be available on Wednesday afternoons & Thursdays mornings • Must be familiar with Kenosha & Racine • Must be able to lift & carry at least 50 lbs Mon. - Fri. 11am-4pm DELIVERY SR030923
f e e f n s o s r A t r d n k a n d n, y n e d r p r ” e s n a . t n d n t r n r t 0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 9 health lifestyle community Kenosha County Aging & Disability Resource Center news Your Kenosha ADRC Update Virtual Pilot Study in Kenosha for Medication Management Have you ever wanted to be part of a pilot study? This may be your chance! The Kenosha County ADRC will be offering Kenosha residents a chance to be a part of a pilot study this summer. Med Wise Rx is a skills-based educational program created by the University of Wisconsin School of Pharmacy to improve older adults’ communication with pharmacists and other providers for safer medication management. Medication management can be challenging. Medication errors can result in unwanted effects from medicines, and worse, falls, hospitalizations and even death. Poor communication and medication coordination problems with multiple people prescribing a person’s medications can increase these errors even more. Med Wise Rx offers participants the opportunity to build knowledge and skills. The pharmacist is important to help people manage their medications and address their medication-related concerns. Yet, patients and caregivers often are unsure what questions to ask their pharmacist or how to ask them. In Med Wise Rx, participants gain confidence in talking with their pharmacist, as well as what to ask about their medicines and how to ask for a medication check-up. To be eligible you must be: • Kenosha County resident • 65 years old or older • Taking 4 or more medicines regularly (includes nonprescription drugs and/or vitamins) • Able to navigate and join the two Zoom meetings • Able to participate in phone interviews and provide feedback Med Wise Rx participants will meet for two 1.5-hour classes, separated by one week for home practice. It’s free, convenient, and empowering! Participants will receive up to $125 in thank you gift cards for participating in this study. Participants who sign up will be randomly assigned to one of two groups. Wednesdays, 1:30 – 3 p.m., August 2 and 16 OR October 4 and 18, 2023. Groups will meet virtually on Zoom, from the comfort of their home or office. To register call Haleigh Couch, Health & Wellness Coordinator with the Kenosha County Aging & Disability Resource Center at 262- 605-6624 or email [email protected] This project is a partnership between the UW School of Pharmacy, the Kenosha County ADRC, and the Community & Academic Aging Research Network. Memory Screen Mondays The Kenosha County Aging & Disability Resource Center (ADRC) offers free, confidential memory screens every Monday, 8 a.m. - noon. Memory screens are suggested for anyone concerned about memory changes, at risk of Alzheimer’s disease due to family history, or who wants to check their memory now for future comparison. Some memory problems can be readily treated, such as those caused by vitamin deficiencies or thyroid problems. In general, the earlier the diagnosis, the easier it is to treat memory loss. Memory screening can: Provide relief for individuals concerned about normal memory loss Lead to diagnosis of treatable conditions Offer the ability to make lifestyle changes early when they have the greatest potential for positive effect and the opportunity to participate in making future decisions Warning signs of dementia include forgetting people’s names and events, asking repetitive questions, loss of verbal or written skills, confusion over daily routines, and personality changes. Screening results are not a diagnosis, and individuals who have concerns are encouraged to pursue a full medical exam. Appointments are recommended. Interested persons may call the ADRC at 262- 605-6646 to make an appointment.
10 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 Western Kenosha County Transit Listening Sessions to be Held Kenosha County Aging & Disability Resource Center will host listening sessions to discuss Western Kenosha County Transit. Kenosha County is interested in public feedback and suggestions regarding this rural public transportation. Western Transit currently provides public door-to-door service for those residents living west of I-94. The next listening session will be held on Monday, June 20, 10 a.m. at Salem Community Library, 24615 89th Street, Salem. If you are unable to attend but have comments or suggestions to share please email [email protected] or call Lauren Coffman, Mobility Manager at 262-605-6646. You’re There for Them, We’re Here for You Kenosha County ADRC to Offer Powerful Tools for Caregivers Powerful Tools for Caregivers is a free, sixweek, educational series, intended to teach skills on how to take care of yourself while caring for a loved one. The class helps family caregivers reduce stress, improve self-confidence, communicate feelings better, balance their lives, increase their ability to make tough decisions and locate helpful resources. The Kenosha County Aging & Disability Resource Center is now accepting reservations for its next Powerful Tools for Caregivers course. The classes will be held Tuesdays, August 1 – September 5, 2 – 4 p.m., at the Kenosha County Job Center, Room North 2. To register, call 262-605-6646 or click the red registration button at http://adrc.kenoshacounty.org. The ADRC also offers classes in Spanish, call for dates and information! Memory Café Memory Café is a place for persons with Mild Cognitive Impairment, early-stage Alzheimer’s, or related dementia, and their care partners to socialize and have fun. Join the Kenosha County Aging & Disability Resource Center’s Dementia Care Specialist, Susan Johnson, and the Alzheimer's Association on the second Tuesday of every month, 1-2 p.m. The next meeting will be on August 8, 2023, Kenosha Southwest Neighborhood Library, 7979 38th Avenue. Registration is required for new members. Call Alzheimer's Association 800-272-3900. Going on Medicare? Learn about the decisions you’ll need to make Are you going on Medicare soon? Take the guess work out of navigating Medicare and the decisions you will need to make! The Kenosha County ADRC offers no-cost, unbiased, Medicare workshops for those who are new to Medicare, or those who want to learn more. Trained benefit specialists will be available to answer your questions and discuss the decisions you’ll need to make, including the basics of Medicare coverage, options for private health and drug coverage, and public benefits that can help with health care costs. Upcoming Medicare 2023 Workshops to choose from: • Wednesday, July 19, 10 a.m. – noon at Paddock Lake Village Office, 6969 236th Ave. • Wednesday, August 9 10 a.m. – noon at Bristol Village Office, 19801 83rd St. Due to limited seating, reservations are required. Call the ADRC at 262-605-6646 or 800-472-8008 to make a reservation or to learn more. . Your Kenosha ADRC Update A i a K s a a c a p n i y r s a b h r o R t a n K p a A a C m F M c l n f R C e c h f s d s y p q f C D b e t 2 Y A
0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 11 Advance Directives important for anyone age 18 and over Kenosha County ADRC offers free support Advance Directives are legal documents that allow you to communicate decisions and wishes about medical care to family, friends and health care professionals, in the event you are no longer able to make those decisions. In Wisconsin this is particularly important as Wisconsin is not a next-of-kin state. This means, should you become incapacitated for a short or long-period of time, your closest family members don’t have the legal right to make health care decisions for you, should you need them to. An advanced directive allows you to choose the person you feel would be best at understanding and supporting your health care decisions. The person you choose, referred to as your agent, can be anyone, family or friend. The Kenosha County Aging & Disability Resource Center encourages adults, 18 and over, to be proactive in planning. With just a little time and thought, completing an advance directive is not hard. Trained staff at the ADRC are available to guide Kenosha County residents through the paperwork. Appointments are Wednesdays, 9 a.m. - noon. There is no fee. Interested Call the ADRC at 262-605-6646 to for more information and to schedule an appointment. Caring for an adult family member or friend? Family Caregiver Support Group Meets in-person and virtually The role of a family caregiver, while rewarding, can also be challenging when trying to balance life’s responsibilities along with supporting the needs of another individual, family member or friend. The Kenosha County Aging & Disability Resource Center (ADRC) offers a Family Caregiver Support Group, the first Thursday of every month. Family caregivers often don’t see themselves as caregivers, they simply think of themselves as the husband, sister, daughter or friend. Defined, a family caregiver is a person who provides support for an adult who needs assistance with daily living activities, such as cooking, driving, shopping, laundry and paying bills. If you are a family caregiver, this group is for you! Join fellow caregivers, either virtually or inperson, as you share your experiences, ask questions and learn from others. The group is facilitated by the ADRC’s Margaret Ricchio, Caregiver Support Specialist, and Susan Johnson, Dementia Care Specialist. The next meeting will be Thursday, August 3, 4-5 p.m. In-person location is 8600 Sheridan Road, entrance D. To register, learn more or to receive the virtual link, call the Kenosha County ADRC, 262-605-6646. August Medicare Minutes Choosing Between Original Medicare and Advantage Plans Medicare Minute presentations are offered monthly by the Kenosha County Aging & Disability Resource Center. These free programs provide information on a wide range of Medicare topics. August’s Medicare Minutes will focus on the Medicare Complaints and Beneficiary Resources (appeals). The program will be offered virtually on Monday, August 14, 2023, from 10 – 11 a.m. Medicare Minutes are developed by the Medicare Rights Center as a State Health Insurance Program (SHIP) National Technical Assistance Center service. The Medicare Rights Center is a national, non-profit consumer service organization. They are one of the SHIP (State Health Insurance Assistance Program) National Technical Assistance Center partners. To participate and for reservations call the ADRC 262-605-6646. A Zoom link will be provided. Be a Volunteer Guardian! Are you looking for a volunteer opportunity? You could be a Volunteer Guardian! The Kenosha County Aging & Disability Resource Center provides training for community members to advocate in health, welfare and/or financial issues for vulnerable adults. Volunteers are then court appointed as the legal decision maker. The program provides training, support and on-going assistance for the volunteer guardian to successfully and capably perform their responsibilities. In as little as one hour each month, you can positively impact the quality of life of an at-risk adult. For more information or to apply, call the ADRC at 262-605-6646 Your Kenosha ADRC Update Sit or Stand Desk 5403 52nd St. • 262-656-1717 Kenosha, WI 53142 • bandlofficefurniture.com060123 Locally Owned & Operated for Over 30 Years New and Like New SAVE NOW NEW OFFICE FURNITURE 35% OFF STOP IN & SEE TODAY! HUGE Rummage and Bake Sale Fri. July 21 8:00-3:00 Sat. July 22 8:00-3:00 Sun. July 23 Noon-3:00 Clothing, Shoes, DVDs & Books 1/2 price on Saturday Everything 1/2 price on Sunday (cash sales only) Faith Lutheran Church 8500 Durand Ave., Sturtevant SR062923
I've received a lot of emails recently from readers trying to calculate how much they paid in Social Security taxes over the years and then wanting to compare that to what they will get out of the system in return. More often than not, they are trying to prove that Social Security is a rotten deal. While considering my response to these folks, I thought back to a column I wrote on this topic. I guessed it was just a couple years ago, but when I checked, I wrote the column way back in 2010. I decided I'm going to reprint the column today. I think it bears repeating, so here is that column I wrote 13 years ago. "I'm writing this at two o'clock in the morning, so I'm not sure if the message I'm trying to convey in this column is a startling revelation ... or the mindless meanderings of a halfasleep brain! Let's find out. There I was trying to sleep. But I was troubled by some recent comments from readers about Social Security that were running through my head. That's the downside to spending your entire adult life either working for the Social Security Administration or writing a newspaper column about Social Security issues. Instead of dreaming about my lovely wife, or dreaming about ... well you know, the kinds of things guys dream about ... boring old me was thinking about Social Security as an investment. Those mindless musings were prompted by a recent email I received, one that included comments similar to those I've heard from people almost every day for the past 40 years. The comment generally goes something like this: 'If I could have invested all that money Social Security took out of my paycheck, I'd be a millionaire today!' In fact, the most recent such claim, the one that prompted my sleepless night, came from a guy who somehow calculated exactly how rich he'd be. And he had it down to the penny! He said his investments would have netted $7,466,847.69. Yup, had that big, bad government not stolen from his paycheck in the form of Social Security taxes, he'd have over 7 million dollars. Oh, and don't forget that 69 cents! My normal response to such allegations takes two tacks. For one thing, such calculations assume they would have religiously invested every nickel of their Social Security tax each week for the past 40 years or so. And, of course, they also assume all of their investments would have paid off and that the markets don't collapse just before they were planning to tap into their personal Social Security goldmine. Also, in this guy's case, I pointed out in my emailed response to him that if he claims he would have gotten back $7 million, I'd guess other Social Security taxpayers could expect the same. In fact, assuming this guy is Mr. Average, that means some people would make better investments and some would do worse. So we'll assume that the average taxpayer would get $7 million from their Social Security investment account. Well, there are about 150 million Social Security taxpayers in this country. If they each will get $7 million, that comes out to more than one quadrillion dollars! I mean, is this a great country or what? Sign me up for this guy's Social Security plan tomorrow! (Actually, I'm not sure if that "quadrillion" number is right. My little desktop calculator didn't go that high, so I did some oldfashioned math with pencil and paper -- and I haven't been in an arithmetic class since 1968! But it really doesn't matter if it's a quadrillion dollars or a gazillion dollars; it's a heck of a lot of money, and somehow, apparently, our economic systems could handle all that personal wealth accumulation!) So, let's get back to my normal responses to claims of lost personal wealth because the inefficient government forced people into paying Social Security taxes. The social security Maybe Social Security Is Just Another Tax We Pay with Tom Margenau If you have a Social Security question, Tom Margenau has the answer. Contact him at thomas.margenau@comcast. net. To find out more about Tom Margenau and to read past columns and see features from other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com. Tom Margenau joins Happenings Q&A on Mon. July 31 at 12:30 on AM1050 WLIP. continues on next page 12 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 July 21 at 7:00pm uly 21 at 7:00pm Fun for the whole family! Fun for the whole family! 5125 6th AVE. KENOSHA FOR EVENT TICKETS CALL 1-262-564-8800, STOP IN 1420 63RD ST. M-F 11am-4pm OR VISIT Young & old can enjoy this nationally touring act as they play all the Disney hits, from The Jungle Book to The Lion King, and even Frozen. You'll find a cast of talented musicians and Disney princesses ready to rock their heart out-and yours! 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Aging brains benefit from regular exercise, good night's sleep, study finds Getting regular exercise can help protect against mental decline in an aging brain. But poor sleep can take away those benefits. A new study found that people who were more active, but slept less than six hours on average, had faster cognitive (mental) decline. After 10 years, their cognitive function was equivalent to that of their more inactive peers. "Our study suggests that getting sufficient sleep may be required for us to get the full cognitive benefits of physical activity. It shows how important it is to consider sleep and physical activity together when thinking about cognitive health," said lead author Dr. Mikaela Bloomberg, of University College London (UCL) Institute of Epidemiology & Health Care, in England. "Previous studies examining how sleep and physical activity might combine to affect cognitive function have primarily been cross-sectional -- only focusing on a snapshot in time -- and we were surprised that regular physical activity may not always be sufficient to counter the long-term effects of lack of sleep on cognitive health," Bloomberg added in a university news release. The new study included more than 8,950 people in England who were aged 50 and older. Participants were asked how much sleep they get on an average weeknight and were divided into three groups: those who averaged fewer than six hours; those who got the optimal six to eight hours; and longsleepers, those averaging more than eight hours each night. Each was also scored based on the frequency and intensity of self-reported physical activity and divided into two groups: more active (top-third of scorers), and less active. To assess participants' mental function, they were asked to recall a 10-word list, both immediately and after a delay. They also took a verbal fluency test, in which they were asked to name as many animals as they could in a minute. People were excluded if they self-reported a dementia diagnosis or had test scores indicating some mental impairment. The study found that six to eight hours of sleep per night and higher levels of physical activity were linked to better cognitive function. Those who were more active also had better mental function no matter how long they slept when the study began. The researchers noted that this changed over the 10-year study period, with those sleeping fewer than six hours having more rapid decline. This decline was true for folks in their 50s and 60s, but those 70 and up maintained the mental benefits of exercise even with shorter sleep. "It is important to identify the factors that can protect cognitive function in middle and later life as they can serve to prolong our cognitively healthy years and, for some people, delay a dementia diagnosis," said study co-author Andrew Steptoe of the UCL Institute of Epidemiology & Health Care. "The World Health Organization already identifies physical activity as a way to maintain cognitive function, but interventions should also consider sleep habits to maximize longterm benefits for cognitive health." One limitation of the study is that participants self-reported on their sleep duration and physical activity. The findings were published in the July issue of the The Lancet Healthy Longevity. By Cara Nunez Social Security continued from previous page make to these folks is that Social Security was never meant to be a personal investment scheme. It is and always has been just what its name implies: a social insurance system. It guarantees a basic level of support for you and your spouse if you retire or become disabled, or for the young children of a family breadwinner who dies. But what kept me up tonight is that I got to thinking something more radical: maybe Social Security isn't a social insurance program or an investment. Maybe it's just another tax we pay. So why do we think of it in terms of an investment? Of course, I know part of the answer to that question. Social Security has always been touted as the one government program where you pay an earmarked tax into the program, records are kept of those taxes and your earnings, and then someday you get a benefit that is based, in part, on those numbers. In other words, there is a 'return on your investment.' But why is that really different than any other tax we pay? You pay federal income taxes, and in return you get the world's largest military force. You get national parks. You get medical research programs. You get embassies all over the world to serve our needs in foreign countries. You get a highway system. You get air traffic controllers to keep you safe when you're flying across the country. The list goes on and on. And for the state and local taxes you pay, you get schools and libraries. You get your garbage picked up and your streets plowed. Do we ever say, 'If I could have invested those state taxes I paid, I would have built a much nicer library'? Or 'If I could have invested those federal income taxes, I would have come up with a cure for cancer by now.' So why do we think that way with Social Security? Maybe Social Security is simply another tax you pay. And instead of getting back a school or a tank or a new visitor center in a national park, you get a pension." So, was I on to something all those years ago? Or should I have just kept my mouth shut and not shared my middle-of-the-night musings with my readers? 0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 13 7110 74th PL, Kenosha, WI • (262) 694-1500 “Located next to Menards” AS YOUR CERTIFIED GM SERVICE CENTER... WE USE GENUINE GM PARTS 30 day guaranteed lowest price! We will meet or beat any advertised price on any tire we sell! Lifetime Free Tire Rotations With the purchase of 4 tires We offer over 18 different manufactures of tires including BFGoodrich, Bridgestone, Michelin, Goodyear and more! SOUTHEASTERN WISCONSIN’S LARGEST TIRE DEALERSHIP Transmission or Coolant Flush Parts & Labor on any add-on GM Accessory Oil Change & Lube Balance & Rotate Tires 4 Wheel Alignment Battery Replaced PALMEN BUICK GMC CADILLAC 7110 74th Pl. Kenosha (262) 694-1500 Cannot be combined with any other coupons. See advisor for details. Expires 8/13/23. PALMEN BUICK GMC CADILLAC 7110 74th Pl. 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14 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 books Civil rights leader and scholar W.E.B. Du Bois spent decades attempting to turn his painful reckoning with World War I into a definitive account of Black soldiers’ participation in the global conflict. For more than 20 years after the war, Du Bois worked on a manuscript he titled “The Black Man in the Wounded World.” But while his considerable labor resulted in an ambitious and sprawling draft approaching 1,000 pages, he was unable to complete the project. Now, historian Chad L. Williams has written a first-rate intellectual history exploring the complicated reasons behind that failure in The Wounded World: W.E.B. Du Bois and the First World War. By the time the war broke out in 1914, Du Bois was, in Williams’ words, “Black America’s foremost thinker and leader.” Author of the seminal 1903 essay collection “The Souls of Black Folk,” he was the first African American to earn a doctorate from Harvard and was a co-founder of the NAACP. He had a powerful platform as editor of the NAACP’s monthly magazine, The Crisis. Though a pacifist, Du Bois used his considerable influence to urge readers to support the war effort. In a July 1918 editorial, he wrote that “the colored race” ought to “forget our special grievances and close our ranks shoulder to shoulder with our own white fellow citizens and the allied nations that are fighting for democracy.” At the time of the editorial’s publication, Du Bois was being considered for a government appointment, as a captain of military intelligence. “Du Bois, who had just months earlier offered blistering criticisms of the government, now astonishingly offered The Crisis as a platform of wartime propaganda,” Williams writes. The editorial – which, Williams adds, “smelled of calculation and opportunism” – severely damaged its author’s reputation. Readers bristled at the idea that they should set aside their urgent concerns about lynchings, segregation, and rampant discrimination to announce themselves as loyal patriots. As Williams, who teaches history and African and African American studies at Brandeis University, notes, “The democracy that [President] Woodrow Wilson extolled and promised to make safe around the world felt like a distant reality” to Black Americans. In addition to jockeying for the military appointment, however, Du Bois sincerely believed that the sacrifices of Black troops overseas would hasten the cause of equality at home. He ended up becoming bitterly disillusioned by the racism Black soldiers and officers endured at the hands of their fellow Americans. He managed to get press credentials to travel to France, where he investigated unfounded rumors of Black officers’ incompetence. He heard from the men themselves about white officers’ constant attempts to humiliate and undermine them. Alarmed by explosions of racial violence in America in the period after the war, Du Bois immediately began work on his history. But his self-imposed deadlines would come and go as the enormity of the task weighed on him and other projects distracted him. He put out a call in The Crisis for Black veterans to send him their photographs and documents for use in the book. Many responded, mindful of his promise that their precious artifacts would be returned. As his project stretched over years, his materials became disorganized and he failed to fulfill that A mild-mannered, solitary librarian discovers his powers Patrick deWitt, a droll satirist with a pointed taste for the bizarre, made his name with novels full of clever literary hijinks, including “Undermajordomo Minor” and “The Sisters Brothers.” His last book, “French Exit” (2018), was a loopy mother-son “tragedy of manners” that channeled both Noël Coward and Wes Anderson. In his new novel, The Librarianist, a quirky, affectionate portrait of an introverted loner who makes some surprising connections late in life, DeWitt tames the outlandishness without sacrificing his offbeat humor. His bemused sense of compassion for his characters recalls Anne Tyler, with whom he shares a soft spot for misfits, along with a firm conviction that even supposedly ordinary people lead extraordinary lives. We meet Bob Cosmic, a retired, 71-year-old former librarian, in the mint-colored house in Portland, Oregon, he inherited from his mother, who raised him on her own. DeWitt’s mild-mannered hero is a man with “a gift for invisibility.” Despite lacking both friends and family, “this absence didn’t bother him, and he felt no craving for company.” Long divorced under painful circumstances we eventually learn about, Bob is content to experience the world mainly through books. He is “not unhappy” with his quiet life spent “reading, cooking, eating, tidying, and walking,” and “had long given up on the notion of knowing anyone, or of being known.” But, as we also eventually learn, his life was not without its moments of drama and excitement. A chance encounter with a disoriented woman in the local 7- Eleven on one of his daily walks turns out to be a momentous turning point in Bob’s solitary life. He offers to escort the woman back to the senior center where she lives, and, impressed by the place and the caring, capable woman at its helm, decides to volunteer his services as a reader to the motley group of residents. It quickly becomes apparent that the glory of Russian literature is lost on the residents, about half of whom have dementia. What they need is affable companionship. The director, Maria, suggests that instead of books, Bob should circulate himself. As Bob connects with residents like Linus Webster, a gregarious man in an electric wheelchair with “gargantuan appetites running unchecked across the length of several decades,” but also “an animation about him that spoke of a defiant life force; something like joy, but mutant,” he wonders about their lives. And this causes him to review his own. The novel scrolls back to key episodes in Bob’s youth and early adulthood, including his one and only great friendship with a man named Ethan Augustine, who is his opposite in every way: as unreliable as Bob is dependable, as lively as Bob is staid, as outgoing as Bob is introverted. When Ethan, a handsome roué who's frequently on the run from outraged husbands, meets Bob for lunch at The Finer Diner, a joint which smelled of burned coffee and wet rags, he asks, “Finer than what?” Bob’s friendship with Ethan unfortunately coincided – or should we say collided – with his one and only love affair and marriage, to a funloving free spirit who can’t understand why Bob reads so much. She'd rather that he focused on living – and on her. The longest flashback is to Bob’s strangest escapade, when he ran away at 11 and, in a crumbling Victorian seaside hotel, took up for a few days with a pair of traveling stage performers who seem like walk-ons from an Elizabeth McCracken story. It’s a peculiar digression inserted into the novel just when we’d rather be hearing about recent developments in Bob’s life, but we come to understand its significance. Bob has always been everybody’s straight man, but he’s not as unruffled by events as his placid demeanor might indicate. Some experiences take decades to resonate, including this advice from the seaside hotel manager: “Someday, Bob, when you’re an aged specimen like me, and you find yourself suddenly enamored of folding the laundry or edging your lawn, remember your long-gone friend Leslie More telling you to accept whatever happiness passes your way, and in whatever form.” Young Bob responded with a noncommittal “Okay.” But old Bob understands. Old Bob also finally articulates an answer to the question about why he reads so much. His explanation is at the crux of “The Librarianist,” and indeed of deWitt’s work: “There is the element of escape, which is real enough. ... But also we read as a way to come to grips with the randomness of our being alive. To read a book by an observant, sympathetic mind is to see the human landscape in all its odd detail, and the reader says to him or herself, Yes, that’s how it is, only I didn’t know it to describe it. There’s a fraternity achieved, then: we are not alone.” In case we are in any doubt, Bob underscores his point: “I do believe that, at our best, there is a link connecting us. A lifetime of reading has confirmed this for me.” “The Librarianist” offers further confirmation. By Heller McAlpin more on next page Patrick deWitt’s novel “The Librarianist” offers a quirky, affectionate portrait of a retired librarian who discovers friendship and community late in life. ‘The Wounded World’ probes one of W.E.B. Du Bois’ greatest regrets
0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 15 PRINT & E-BOOKS NONFICTION PRINT & E-BOOKS FICTION 1. Too Late (Hoover) 2. Fourth Wing (Yarros) 3. The Five-Star Weekend (Hilderbrand) 4. It Ends With Us (Hoover) 5. Happy Place (Henry) 6. Lessons in Chemistry (Garmus) 7. It Starts With Us (Hoover) 8. Verity (Hoover) 9. Icebreaker (Grace) 10. Love, Theoretically (Hazelwood) 1. Outlive (Attia/Gifford) 2. The Wager (Grann) 3. Killers of the Flower Moon (Grann) 4. The Body Keeps the Score (van der Kolk) 5. I’m Glad My Mom Died (McCurdy) 6. Unbroken Bonds of Battle (Jones) 7. The Art Thief (Finkel) 8. Crying In H Mart (Zauner) 9. The In-Between (Vlahos) 10. 1964 (McCartney) NEW YORK TIMES BEST SELLERS promise. Williams quotes letters from veterans fruitlessly beseeching Du Bois to return their belongings. Through Du Bois’ correspondence and his periodic applications to foundations to help support his work, Williams is able to trace his subject’s changing historical understanding of the war, culminating in his eventual belief that, in the author’s words, World War I “held no redemptive value.” Instead of ushering in a new era of democracy, as he had hoped, Du Bois concluded that the war had, in Williams’ words, “reinforced white supremacy, imperialism, capitalist greed, and reckless militarism.” Du Bois had lived through another catastrophic world war by the time he died, at age 95, in 1963. Over the course of his long life, he produced dozens of works of nonfiction and fiction. Through dogged research, Williams has illuminated the mystery of the book that could not be written and that haunted its author to the end. By Barbara Spindel Why a librarian’s debut novel explores forgiving the unforgivable Terah Shelton Harris spends her days reading books for a living. Since the Alabamabased librarian and travel writer is surrounded by the brilliant words of others, it only makes sense that she would eventually craft her own prose. Ms. Harris was featured in a debut authors panel at the Publishers Weekly U.S. Book Show in May, where she spoke about her novel, One Summer in Savannah, which was published July 4. It is a novel about love and loss, and it deals with the sensitive subject of sexual assault. Monitor staff writer Ira Porter sat down with Ms. Harris in New York for a brief chat. If there is one sentence or paragraph that sums up the book, what would it be? It’s about a woman who conceived a child via sexual assault and has to decide whether or not to allow her attacker’s family into her daughter’s life. What was your motivation for writing it? There were two events that served as motivation for this book. The [Charleston,] South Carolina, church shooting [in which nine people were murdered in a 2015 hate crime], and days after that event, the survivors, they forgave the shooter. And that’s when I realized I know nothing about forgiveness, because I was shocked that they forgave them. And they basically taught me that there’s nothing that you can’t forgive, when I thought that there were things, acts, behaviors, crimes that, you know, it was fine not to forgive. And then the second event was when I learned from someone really close to me that she conceived a child through sexual assault. She used the words and she practices the act of forgiveness every day. So I had a theme after I discovered the South Carolina church shooting, but I didn’t have a story. She basically gave me the story that I needed when she said that she practiced the act of forgiveness every day. You’re a librarian. How close is this book to what you read as a librarian? I read hundreds of books for work, for pleasure every year, and I am drawn to stories that stick out, stories that I’ve never read before, something that’s different. Recently [I read] “Chain-Gang AllStars” [by Nana Kwame AdjeiBrenyah], “House of Cotton” [by Monica Brashears], “Adelaide” [by Genevieve Wheeler] – those are stories that really resonated [with] something [inside] me, that stuck out. That’s when I realized that if I was to ever write a book, I wanted to write something that would stick out as well, something that people have never really either heard of before or read something similar to that. My patrons are also drawn to those stories. They love the tried-andtrue dedicated writers in the John Grishams and James Pattersons, but they also seek debut authors and they also seek those unique stories. I wanted to be able to offer my patrons something like that. What are your thoughts on the current threats to close libraries and punish librarians for letting people borrow certain books? Banning books has consequences, and it’s not the consequences that people think of. When someone decides to pull a book off the shelf, you’re basically saying that this information is not readily available to the person that needs it the most. But also when that happens, when librarians fight against this [and] they do not pull the books off the shelf, their funding is threatened. My library is funded by the state, the county, and the city. If the city pulled our funding, we would not have a library. There are consequences that come along with that. Libraries, I love to say, are about more than books. I’m a collection development librarian, but I’m also the deputy director of my library. There are so many things that I do, that we do, that have nothing to do with books. My library circulates 30 hot spots that provide internet access to people at home, and they can check out the hot spot and have internet for two weeks at home. You know, they don’t talk about the women that come in and thank us, that just had a child and say, “Thank you for having this hot spot, because I take classes from home and I can’t bring my child to the library because she’d be too loud.” You know, when you close libraries, when you cut funding, that’s what you’re cutting. My library is a rural library, so we are also passport agents. When you cut funding and my library closes, where would people go to get passports? We’re also notaries. In my state, they stopped notarizing marriage certificates for same-sex couples, so they come to the library to get married. Where would they go if we were notaries but we didn’t do that? So that’s an unexpected consequence that people don’t think about when they think about banning books and protecting the children. But what about everything else that libraries do that will be affected if they cut the funding? What are your writing habits? I love to write anywhere I can. I keep a notebook in my car, in my purse, everywhere. I write whenever I can. My characters speak to me, so I don’t see scenes in my head. I can be at my desk or at lunch or taking a walk, and the characters speak to me. I’ll just write them down. I just document what is being said to me and being told to me as it’s being fed to me. I write at night, because I work a full-time job. ... I’m up pretty early in the morning, so I like to write in the morning, but I don’t necessarily agree that you should write every day. Whenever it’s available to you and whenever you can. I just write whenever the character starts speaking to me. As a debut author, why should people gravitate toward you? Why should they read your book? I love that question, because “One Summer in Savannah” will be unlike anything that they’ve read before. It’s different. It’s heavy. And we bring a piece of our history to everything that we read, but I would ask for people to take a chance and to be openminded about a topic that is rarely covered in fiction. Conception after sexual assault is rarely covered in fiction, and it’s something different. It’s also eye opening to people when they started reading because they didn’t think about the consequences of something like this. It’s giving a voice to all the Saras of the world who people don’t realize are out there. Some of the research that I did, I was talking to a specialist about the number of women that conceived children through sexual assault, and she said, “Whatever number you find, double it,” because there’s not accurate numbers because so many of these cases go unreported. If people are interested in reading and learning about unfortunate circumstances that happen to people, then they can pick up “One Summer in Savannah.” What are you currently reading? I just finished “Chain-Gang AllStars.” That book was so fascinating to me. And I just downloaded “Lone Women” [by Victor LaValle], and I’ll finish that today. I’m actually behind on my reading. By Ira Porter Du Bois continued from page 14 Terah Shelton Harris is author of “One Summer in Savannah.”
16 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 One way to get real peace of mind: Start doing something creative. Americans who engage in creative activities -- from crafting to playing the piano to painting --- report better mental health, according to a new poll from the American Psychiatric Association. "We live in stressful times, and sometimes our jobs and responsibilities can drain our energy and our mental health," APA President Dr. Petros Levounis said. "Creative activities aren't just for fun, they can help us take a step back from the daily grind, use our brains differently, and relax. Picking up that paintbrush or solving a tricky puzzle can truly move us to a different mindset," Levounis said in an APA news release. About 46% of American adults say they use creative activities to relieve stress or anxiety. Those who rate their own mental health as "very good" or "excellent" tend to participate in this kind of creative fun more than those who say their mental health is "fair" or "poor," according to the Healthy Minds Monthly Poll. This poll was conducted in June among 2,202 adults. Things are looking up: About 77% of American adults said their current mental health was good or better, compared to 63% in early 2023. Of those reporting very good or excellent mental health, about 7 in 10 engaged in creative activities, compared to 50% of adults who reported good mental health and 46% of those citing fair or poor mental health. Of course, the survey can't prove that tapping into your creative side will improve your mental health. Still, "creative activities are an excellent way to express oneself and to take some time off from the everyday routine," said APA CEO and Medical Director Dr. Saul Levin. "When we think about positive actions that boost our mental health, creative pastimes are along the lines of talking to friends, walking in nature and exercising, among other good options. APA is pleased to call attention to these positive actions as part of the public discussion on mental health," Levin added. About 65% of those polled said they engaged in creative activities in their free time. About 37% took up these hobbies because they were bored, 19% while working and 14% in times of crisis. When asked what they did creatively to relieve anxiety or stress, 77% said they listened to music, 39% solved puzzles, one-quarter engaged in singing or dancing and about another quarter pursued drawing, painting or sculpting. Crafting, creative writing, and concert-going were other popular stressrelievers. Some folks said they created online content for fun, others played a musical instrument or visited art museums. Roughly 1 in 10 engaged in other activities such as gardening or cooking. By Cara Munez Mental health gets a boost when expressing yourself creatively, poll finds Certain foods are key to reducing heart disease risk, so it's important to eat them to stay healthy. A globally focused study looked at foods commonly considered to be healthy to better understand this. Consuming fruits, vegetables, legumes, nuts, fish and whole-fat dairy products is key to lowering the risk of cardiovascular disease (CVD), including heart attacks and strokes. The study was led by scientists at McMaster University and the Population Research Health Institute (PHRI) in Hamilton, Ontario, Canada. The investigators noted that there are various ways to achieve a healthy diet -- for example, including moderate amounts of whole grains or unprocessed meats. For the study, the researchers analyzed data from multiple studies that included 245,000 people in 80 countries. They derived a diet score from PHRI's ongoing Prospective Urban and Rural Epidemiological (PURE) study. The team used that to measure health outcomes in different parts of the world and in people with and without prior heart disease. "Previous diet scores -- including the EAT-Lancet Planetary Diet and the Mediterranean diet -- tested the relationship of diet to CVD and death mainly in Western countries," senior author Salim Yusuf, principal investigator of PURE, said in a university news release. "The PURE Healthy Diet Score included a good representation of high, middle and low-income countries." The score focused on exclusively protective, or natural, foods. "We were unique in that focus. The other diet scores combined foods considered to be harmful -- such as processed and ultraprocessed foods -- with foods and nutrients believed to be protective of one's health," said study first author Andrew Mente, a PHRI scientist. "There is a recent increased focus on higher consumption of protective foods for disease prevention," he added. "Outside of larger amounts of fruits, vegetables, nuts and legumes, the researchers showed that moderation is key in the consumption of natural foods." Moderate amounts of fish and whole-fat dairy were linked with a lower risk of heart disease and premature death, Mente said. "The same health outcomes can be achieved with moderate consumption of grains and meats -- as long as they are unrefined whole grains and unprocessed meats," he added. Worldwide, nearly 18 million people died from cardiovascular disease in 2019 -- about 32% of all deaths, according to the World Health Organization. Heart attacks and strokes caused about 85% of these deaths. Based on the healthy diet score, a typical day should include two to three servings of fruit, two to three servings of vegetables, one serving of nuts and two servings of dairy. The diet should also include three to four weekly servings of legumes, and two to three servings of fish. Whole grains could be substituted at one serving daily, as could unprocessed meat or poultry. By Cara Munez Study outlines 6 foods that may lower risk of heart disease health About 46% of American adults say they use creative activities to relieve stress or anxiety, according to an American Psychiatric Association poll. Based on the healthy diet score, a typical day should include two to three servings of fruit, two to three servings of vegetables, one serving of nuts and two servings of dairy f f .
0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 17 DEAR MAYO CLINIC: My 4-year-old daughter already has had three ear infections this winter. When she isn’t feeling well, our entire family is miserable. The pediatrician says she may continue to get more infections and it is just her body. Why do some kids get ear infections so easily? And is there anything I can do to prevent the infections and help her feel better faster? ANSWER: Our ears — home to the smallest bones in the body — are amazing organs. They help us hear and experience the world. They also help maintain balance. They are selfcleaning, and the outer part of the ear never stops growing. Yet, as your family has discovered, ear infections can cause pain and discomfort. Infections can occur in the middle ear, in the air-filled space behind the eardrum that contains the tiny vibrating bones of the ear. Middle ear infections, which are the most common ear infections, are caused by a bacterium or virus that infects fluid that builds up in the middle ear. Ear infections often are a direct result of a common cold, allergy or other upper respiratory illness. These illnesses are more common during the winter months, so ear infections also are most common during this time of the year. Children are more susceptible to ear infections because of the size of their eustachian tubes. These are narrow channels inside the ears that allow drainage to the back of the nose and prevent fluid in the middle ear from building up. Children's eustachian tubes are shorter, narrower and straighter than those of adults. These tubes can become inflamed or irritated, and then they don't drain appropriately. This results in middle ear fluid building up, which can lead to an ear infection. Some common signs of an ear infection in children include: • Ear pain, especially when lying down. • Tugging or pulling on the ear. • Trouble sleeping. • Hearing difficulty. • Headache or fever. • Fluid drainage from the ear. The best treatment for an ear infection depends on many factors, including the age of the child and the severity of the symptoms. Most ear infections clear up on their own within a week without medical treatment. For many kids, it is recommended to use the wait-and-see approach before prescribing antibiotics for ear infections. For kids 2 and older, antibiotics are not recommended if they have mild inner ear pain in one or both ears for less than 48 hours and have a temperature of less than 102.2 F. Antibiotics may be beneficial for some kids with ear infections. Your health care team can explain the potential side effects and concerns about antibiotics creating strains of resistant disease. You can lessen your daughter's pain associated with ear infections by using a warm compress; topical numbing ear drops; and overthe-counter pain medications, such as ibuprofen or acetaminophen. Use these medications as directed on the label. Ear infections sometimes are unavoidable, especially with small children. However, you can reduce your daughter's risk by: • Using a hair dryer to dry out her ears after swimming or bathing. • Encouraging her to wash her hands often. • Avoiding secondhand smoke. • Protecting her ears from loud noise by using earplugs. Don’t use any object to clean out her ears. This can damage the inner ear or skin, lead to bacteria entering the ear canal or cause pain. Recognizing the challenges with persistent ear infections, do speak with your daughter's primary care team or pediatrician if she continues to have frequent infections. Some children need ear tubes surgically placed to drain the fluid and prevent future infections. — Luke Andera, M.D., Otolaryngology-Head and Neck Surgery, Mayo Clinic Health System, La Crosse, Onalaska and Prairie du Chien, Wisconsin Mayo Clinic Understanding ear infections f f . At least 45% of U.S. tap water has PFAS chemical contamination, according to a new study by the U.S. Geological Survey. The USGS study checked for 32 types of PFAS "forever chemicals." PFAS, or polyfluoroalkyl, can cause serious health problems, including cancer, from long-term exposure. There are more than 12,000 types of PFAS and not all of them can be detected by current tests, according to the USGS. "USGS scientists tested water collected directly from people's kitchen sinks across the nation, providing the most comprehensive study to date on PFAS in tap water from both private wells and public supplies," USGS research hydrologist Kelly Smalling said in a statement. "The study estimates that at least one type of PFAS -- of those that were monitored -- could be present in nearly half of the tap water in the U.S. Furthermore, PFAS concentrations were similar between public supplies and private wells." For the study, scientists collected tap water from 716 locations. The study found that most of the chemical exposure was found near urban areas and potential PFAS sources. In March, the Biden administration announced new national drinking water standards allowing EPA to test public water systems for six types of PFAS chemicals and to take action to reduce PFAS levels in water supplies. In 2022 a study found these chemicals are linked to the most common type of liver cancer. 3M, a major manufacturer of PFAS chemicals, announced a $10.3 billion settlement with public water suppliers nationwide after the company was accused of contaminating drinking water. In June of that year the EPA warned that these PFAS "forever chemicals" cause negative human health effects at much lower levels than previously thought. The USGS study took samples from private wells in addition to samples from public water sources. Because the burden of private-well maintenance falls on the owners, information remains scarce and limited to testing for just a few contaminants due to the high cost. "This circumstance leads to the increased probability of unrecognized contaminant exposures and adverse health effects to private-well dependents and illustrates the continued need for comparable assessments in both privatewells and public-supply at the point-of-use," the USGS study said. PFAS 'forever chemicals' found in at least 45% of U.S. tap water A U.S. Geological survey has found PFAS "forever chemicals" in at least 45% of U.S. tap water, including private wells. health
18 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 Let’s say this very quietly, lest we upset the privileged. Because a majority of the white U.S. Supreme Court justices, plus their most reliable Black peer Clarence Thomas, don’t want us mentioning, much less worrying, about race. Not in the admission processes used at some of the nation’s most prestigious colleges and universities, anyway. In this, the justices are echoing the hyperconservative and busy-body mindsets that demonstrate at school board meetings across the county. These voices are astounded that teachings on slavery, the slaughter of indigenous nations, or the racist attitudes that infused our first immigration laws, all might get too much attention during the school day. Or they are upset that a public library might promote the works of accomplished Black authors like Toni Morrison. Don’t mention race so much, they plead. It might make a white person feel bad. This is an astounding ask in America, where race has permeated so much of our past and present. In fact, it is so inconceivable to deny how race impacts life in America that the absurdity of the Supreme Court’s recent decision outlines how thoughtful citizens can react. Namely, they can provide even more personal, deeply-researched and honest assessments of how race continues to impact their lives, carefully intersecting it with class and so many other factors of living in the U.S. In short, we need to do even more convincing, more sharing of truth. Here are the basics of what occurred: In an expected decision, the Supreme Court’s conservative majority attempted to put a stake through the efforts of universities and colleges to consider race in admissions processes. But they did not totally kill it. And that is important to understand. Despite what quickly became an almost hyperbolic reaction to the 6-3 decision, there is hope. The court considered efforts at Harvard College and the University of North Carolina to diversify their student bodies, an important goal as the nation’s future depends on fully utilizing the differing experiences and talents of many people, of all races. We are increasingly a more diverse nation. There’s strength in utilizing everyone’s talents. The majority opinion, written by Chief Justice John Roberts Jr., found that the programs at UNC and Harvard “lack sufficiently focused and measurable objectives warranting the use of race, unavoidably employ race in a negative manner, involve racial stereotyping and lack meaningful end points.” There were also some serious contortions in the justice’s interpretation of the landmark Brown v. Board of Education of Topeka decision that desegregated public schools. Segregated schools were found then to be inherently unequal because race was so salient in Dear Chief Justice, here’s an essay to help you understand race in America today with Mary Sanchez Readers can reach Mary Sanchez at [email protected] and follow her on Twitter @msanchezcolumn. It may not have had the significance of the E m a n c i p a t i o n Proclamation, or the civil rights legislation of the 1960s, but last week’s ruling by the Supreme Court that affirmative action in college admissions violates the 14th Amendment’s equal protection clause is an important advancement toward equality for all. Reaction to the 6-3 decision has been mostly predictable. Many on the left, including President Biden, moan that it is a setback and they promise to try to circumvent the ruling. The president claimed it is not “a normal court.” To a liberal, normal is only when the court rules in their favor. Those on the right say discrimination against Asians and others who qualified for admission to Harvard and other elite universities that based admission decisions partly on race are hailing the ruling as just and fair, because they believe a student’s admittance or denial can now be based solely on merit and not ethnicity. The court’s ruling does, however, allow for students in their application essays to describe difficult upbringings which can be used as part of the process for deciding who gets admitted and who doesn’t. To some, affirmative action was code not only for discrimination, but condescension. It implied that because of slavery and systemic racism, Blacks were incapable of succeeding without the help of government. Is that not a form of racism, especially when so many Blacks have demonstrated success in politics and many other professions? Why aren’t these success stories being told more often and used as examples of what others can do if they put their minds to it? It is always helpful to define words. To discriminate means “to make a distinction in favor of or against a person or thing on the basis of the group, class, or category to which the person or thing belongs rather than according to actual merit.” That’s the rotten fruit of affirmative action. Justice Clarence Thomas, who knows something about a difficult upbringing and what it takes to succeed, penned a rejoinder to what he called Justice Ketanji BrownJackson’s “race-infused worldview.” He said the majority "sees the universities’ admissions policies for what they are: rudderless, race-based preferences designed to ensure a particular racial mix in their entering classes." Thomas added: “Individuals are the sum of their unique experiences, challenges, and accomplishments. What matters is not the barriers they face, but how they choose to confront them. And their race is not to blame for everything — good or bad — that happens in their lives.” For those who are concerned that some Black students might not be fully prepared for college-level work, especially at elite schools, there is a solution, consistent with their work and study ethic. It is school choice. Nothing could better prepare a young person of whatever race or background like attending a good school that can provide the education foundation – along with other right choices – that can lead to a successful life. We know which party opposes school choice and favors affirmative action. That would be the Democratic Party, which remains in the pocket of the Teacher’s Union and their political contributions. It is a disgrace that so many politicians would deny children (they don’t deny theirs) a proper education. In his essay “The Purpose of Education,” Dr. Martin Luther King Jr. wrote: “We must remember that intelligence is not enough. Intelligence plus character – that is the goal of true education.” The elimination of affirmative action and the spreading of school choice can add to character and intelligence, allowing everyone to compete on an equal plane for admission to any college they wish to attend. A step toward true equality with Cal Thomas Readers may email Cal Thomas at [email protected]. Look for Cal Thomas’ new book “America’s Expiration Date: The Fall of Empires and Superpowers and the Future of the United States” my turn continues on next page Members of the Supreme Court sit for a new group portrait following the addition of Associate Justice Ketanji Brown Jackson, at the Supreme Court building in Washington, Oct. 7, 2022 Supporters of affirmative action protest near the U.S. Supreme Court Building on Capitol Hill on Thursday, June 29, 2023, in Washington, D.C.
0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 19 America celebrated the Fourth of July last week and honored the Declaration of Independence, Thomas Jefferson's great creation. Some 247 years later, how well is the United States doing in carrying out its noble intent and aspirations? Rereading the first few lines provides context for this assessment. And perhaps the most meaningful line in the entire document is underscored in bold. "We hold these truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable rights, that among these are life, liberty and the pursuit of happiness...That whenever any form of government becomes destructive of these ends, it is the right of the people to alter or to abolish it, and to institute new government." Over the past few years, government has become "destructive of these ends." That so many institutions across society are held in contempt and disrespect is symptomatic. It is difficult to name any institution that is held in some regard (I can only think of Washington's fire and rescue service that is superb). Further, consider the two most likely candidates to win their party's nomination for president in 2024: President Joe Biden and Donald Trump. Both are in serious trouble that could be very destructive to government and governing. For the moment, Trump is more exposed, having twice been indicted and losing a civil suit for sexual harassment. Conceivably, the current indictment over classified materials could be expanded. Anyone who has read the indictment presented by Special Counsel Jack Smith would be stunned by the alleged criminal charges. And two other investigations are still pending in Georgia and on Jan. 6. An August trial date has been set. It may be deferred. But whether Trump is found guilty or acquitted, almost certainly massive protests and even riots can be expected. Trump's apparent total disregard of the law and handling of classified material would have been inconceivable to the Founding Fathers. Yes, Jefferson had his vice president, Aaron Burr, tried for treason. Burr was acquitted. However, since then, only Watergate forced a president to resign before he would be impeached and convicted of high crimes and misdemeanors. Biden is also in extremis or close to it. He faces three potential politically existential threats to winning the nomination and a second term. The first is age. Biden looks and acts like an old man. Whether 80 is the new 40 or 50 or not, Biden is plagued by his age and visual image. Much of his party believes he is too old to run. Second is Kamala Harris. People here and abroad genuinely fear that she could become president if Biden is incapacitated. At 82 if elected, Biden's mortality and ability to serve in arguably one of the most stressful jobs on the planet is by no means assured. And then there is Hunter Biden. No parent should be afflicted with a son whose past conduct was so disgraceful. Given the president's prior tragedies, including the loss of a wife and child in a car crash and then his son Beau dying of cancer, Biden can be excused for supporting Hunter Biden. However, the recent revelations about the plea deal that Hunter Biden received over failure to pay income tax and falsifying an application for a gun permit raise profound questions that the president must answer. Two IRS whistleblowers have come forth questioning why Hunter Biden received what appeared to be preferential treatment. The possible contradiction between what Attorney General Merrick Garland said giving the prosecutor "all the authority" he needed to conduct the investigation into Hunter Biden's taxes and David Weiss, who asserted he did not have that scope, must be resolved. That he was paid $85,000 a month by Burisma, a Ukrainian energy company for unknown services, as well as from Chinese and Romanian entities, is at least suspicious. Then there is the truly destructive nature of American politics -- revenge. Make no mistake. Republicans are out for blood to avenge Democrats' twice impeachment of Trump. The House is on the warpath. While no one knows, Joe Biden could be impeached, even though the chances of being convicted by the Senate must be zero. The upshot is that the 2024 election could be between a former president convicted of serious crimes and another who may well have been impeached and otherwise highly discredited by his age, vice president and son. This might make the Burr trial trivial by comparison. Joe Biden vs. Donald Trump shows how destructive government has become with Harlan Ullman my turn Dr Harlan Ullman is senior adviser at Washington's Atlantic Council, the prime author of "shock and awe" and the upcoming book "The Fifth Horseman and the New MAD: How Massive Attacks of Disruption Became the Looming Existential Danger to a Divided Nation and the World at Large." Harlan Ullman joins Happenings Q&A on Thu., July 27th at 1pm on AM1050 WLIP. Former President Donald Trump speaks at Trump National Golf Club Bedminster in New Jersey after earlier in the day appearing at Miami federal courthouse facing 37 federal charges involving the handling of classified documents on June 13. America. The passage of nearly 70 years since that ruling doesn’t necessarily mean the finding is moot. Understand that the use of race in admissions has long been simply that: one factor among many. Quota systems are, rightfully, not allowed. Rather, admissions offices have long looked at a host of factors including grades, test results, the academic heft of a student’s coursework, volunteer work, as well as individual talents and skills. If you want to see starkly unfair advantages, don’t focus on race. Instead, look at how many elite colleges and universities rely on legacy and sports-based admissions. These factors give applicants a bigger leg up in gaining acceptance. These factors often benefit white students because of their family’s wealth, prior access, and because the sports considered are often squash, lacrosse and fencing – sports that are pricey and not offered at most public schools. They are also sports unlikely to ever inspire a Spike Lee film (or a box office hit like White Men Can’t Jump). For the majority decision, Roberts wrote: “Nothing in this opinion should be construed as prohibiting universities from considering an applicant’s discussion of how race affected his or her life, be it through discrimination, inspiration or otherwise.” Here is where Roberts’ opinion offers – not quite an olive branch – but a place to begin an adaptive approach to the ruling. The sentence points to the essays that many schools require applicants to write. They allow students to offer an individualized assessment of themselves, their many strengths, struggles, and what could be their future successes if granted access to and a diploma from a given institution. The group that brought the originating court case, Students for Fair Admissions, is vowing to monitor the reactions in higher ed and how well administrators implement the ruling. Bring it on. The outpouring of more individualized reckonings with race will be beneficial. America has too often failed to educate fairly about our shared history. Our nation is enriched by revisiting and revising previously flawed scholarship that too often showcased only one race’s view of historical events, most often a white majority one. Whether it was intentional or not, whites controlled earlier narratives. College aspirants might even see fit to send a copy of their essay to the U.S. Supreme Court. There are six mindsets there that could use some broadening of perspective. Sanchez continued from page 18
20 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 The Supreme Court has recently ruled that the Biden administration’s plan to cancel $430 billion dollars of federal student loans for those who earn less than $125,000, is not going to happen. For the 26 million Americans who had already applied with the Department of Education for the onetime loan cancellation of $10,000 – $20,000, as well as for all of the 45 million federal borrowers, the repayment clock will start ticking again, after three years of relief. Here are the most common questions that I have fielded about student loans: When do my payments restart? October 1 is D-Day for student loan borrowers. If you have not heard from your loan servicer, get in touch with them to confirm your personal information, loan amounts, interest rates and payment plans. Confirm that you have auto-debit enrollment — doing so will keep you on track for the resumption of payments and help avoid missed payments and penalties. What if my financial situation has changed? You are not alone. According to the Consumer Financial Protection Bureau (CFPB), many student loan borrowers (especially younger ones) are now struggling with payments on their other debts, which are piling up alongside their student loans. If your life has changed, whether due to more debt or a drop in earnings, check out the DOE Loan Simulator to determine if a different repayment plan better meets your needs or if consolidation might help. What is the Biden “temporary onramp”? The day of the decision, President Joe Biden unveiled what he called an on-ramp for repayment that acknowledges that although most student loan borrowers have outstanding debt that is less than $25,000 on their own educational loans, there could be a readjustment period. While borrowers are expected to pay, struggling borrowers who miss payments will receive a 12- month reprieve. The DOE will not report anything to credit agencies, preventing a hit to delinquent borrowers’ credit scores, nor will they consider these loans delinquent, put them into default, or refer them to debt collection agencies. Should I consider an Income-Driven Repayment (IDR) plan? These plans are geared towards borrowers who are unable to afford their previously scheduled repayment plans and is based on what you earn (currently 10% of your discretionary income.) Earlier this year, the Biden administration proposed changes to IDRs, which would cap payments at 5% of income. That change would raise the amount of income that is protected from repayment, and would forgive loan balances after 10 years of payments, instead of 20, for borrowers with original loan balances of $12,000 or less. In remarks delivered at the end of the day that the Supreme Court’s decision was released, Biden reiterated that these changes to the IDR plan would indeed go into effect. What About Public Service Loan Forgiveness (PSLF)? PSLF was not part of the decision, which means that those who work FULL TIME for government, the military or non-profit organizations may qualify for student loan forgiveness or cancellation. The Administration had previously eased some of the rules for PSLF, so if you did not previously qualify for the program, you should check in again to see if you can do so now. With three months before loans restart, should borrowers start paying now? If you have other, high interest debt, concentrate on that first. Additionally, if your job includes a retirement plan with a match, do that before paying extra on your student loans. And if you have run down your pandemic savings, replenish your emergency reserve fund so you have six to 12 months of expenses. If you have checked all of those boxes, repaying student loans now, while there’s still no interest, will shorten the amount of time on your loan. Student loan cancellation canceled! with Jill Schlesinger jill on money It’s officially summer, which means you might be tempted to shut down and drown out anything financial. Not so fast. You may not be able to control inflation, the path of the economy, or the direction of financial markets, but there are many areas where a little attention can reap great benefits. Beware of ‘junk fees’ The Biden Administration has called for companies to end “junk fees,” which are designed either to confuse or deceive consumers. They range from bank overdraft and non-sufficient funds fees, credit card late payment fees, hotel resort fees, airline baggage and change fees, service fees added to the cost of concert or sporting events, and cable fees. One way to fight these pernicious fees is to methodically review the categories of spending where they usually pop up. Doing this all at once is a bear, so focus on one each month. Start with areas where the fees are most expensive, like banking, where you can often limit fees by consolidating accounts and using direct deposit. For credit cards, if you are carrying a balance, higher interest rates are making it tough to keep up, which makes it even more important to eliminate all other fees. Create an automatic payment to the card company, even for a low amount, so you can avoid late fees. This is also a good idea for all recurring bills, like rent and utilities. For those who have multiple credit cards, get rid of those with high annual fees. Doing so may temporarily cause your credit score to drop, but it will likely be worth it over the long term. Next, examine your cell phone bill and see if there is a lower rate plan available with your current provider or see if a move to a cheaper provider makes sense. Finally, review all streaming services and cancel those subscriptions that you don’t really use. Clean up investment accounts More and more workers are changing jobs frequently, leaving a slew of orphaned retirement accounts in their wake. Try to combine all like accounts (i.e., all Roth’s, all Traditional) into one place. If you have a good current workplace plan, you may be able to roll old accounts in. Otherwise, you can simply choose the place that is easiest for you to navigate and roll the money in there. While you are at it, try to consolidate all post-tax brokerage accounts into one. Combining accounts makes it easier to monitor your entire portfolio, ensure that your money is properly diversified, and allows you to see whether you can dump expensive managed mutual funds, in favor of cheaper index funds. Boost retirement contributions Most retirement plans have a way to automatically increase your contribution levels. These “autoescalation” features can help you slowly, methodically, and painlessly increase the amount you save for retirement each pay period. Read your homeowner’s or rental insurance policies The time to figure out what is in your policy is not in the aftermath of a severe event, but before it occurs. As a reminder, most standard homeowners’ policies cover structural and water damage only in limited circumstances, like when a falling tree knocks a hole in a roof or breaks a window, allowing rain to fall inside. Most policies do not cover damages that result from rising water, unless you live in a designated flood zone and have purchased insurance through the government’s National Flood Insurance Program. Start or complete estate planning What would mid-year money be without me nudging you to prepare your will, power of attorney, and health care proxy. If you don’t want to hire a qualified estate attorney, there are plenty of online choices. Jill Schlesinger, CFP, is a CBS News business analyst. A former options trader and CIO of an investment advisory firm, she welcomes comments and questions at [email protected]. Check her website at www.jillonmoney.com Mid-year money with Jill Schlesinger Supporters of student debt forgiveness demonstrate outside the U.S. Supreme Court on June 30, 2023, in Washington, D.C. It’s officially summer, which means you might be tempted to shut down and drown out anything financial. Not so fast, writes Jill Schlesinger. t w W w t t A t f t w a t g t T f Y t t
0 FOR ADVERTISING RATES CALL 262-564-8800 SMART READER July 13, 2023 21 a w, r m e e d e d r e r d u d e Dear Cathy, I believe people should adopt because there are so many babies that would love a good home. When you adopt, you get a wonderful family member, but sometimes you also get problems created by previous owners. I have rescued four boxers. When our girl Zoey died last October at 19 years old, my husband and other little girl boxer were so sad that we decided to see what the humane society had to offer. We adopted the saddest American bulldog I had ever seen. Whoever dropped her at the shelter was very mean to her. They even pierced her front elbows; you can still see the holes. I am writing to you because she gets really scared when we try to clean her backside (she gets poop stuck there) and won't let us trim her nails. She gets very upset and tries to bite me. How can we help her understand we mean her no harm? We want her to know we love her. - Hilary, South Jordan, UT Dear Hilary, I am sure she knows you love her and mean her no harm. But if she has been traumatized before coming to live with you, it is going to take time for her to learn to trust again. Dogs don't understand intentions; they understand experiences. The only way to address her fears is to make sure her positive experiences outweigh her past negative experiences. You can do this by desensitizing her negative experiences one step at a time. To begin, start with the first trigger that upsets her. With the nails, it will likely be seeing the nail clipper. She probably freaks out almost immediately. So, pull out the nail clipper and sit it on a chair, table or floor where she can see it. Talk to her sweetly and give her a few treats or a little peanut butter on her paw to lick off as a distraction. When she relaxes, sit with her for a few minutes and then put the nail clipper away. Repeat this over and over again until she doesn't react to seeing it anymore. Once that happens, move on to the next trigger, which might be you holding the nail clipper in your hands. Repeat the process above. Then touch her paw with the nail clipper on the side or top of her paw. Repeat the process above. Then touch her toe with the nail clipper. Repeat the process above. Then touch her toe like you are going to cut the nail, but don't. Repeat the process. When you feel she is ready, cut one nail, then give her a treat and walk away. When she's ready, cut the nails on just one paw, and so forth. I think you get the idea. This can take weeks to accomplish, so be patient. Use this technique with any negative experience to rebuild a dog's trust. Because you will likely need to trim her nails before you get all the way through this desensitization process, take her to the vet for that so she doesn't lose all her learning and trust with you. As for the caked fecal matter on her bottom, you don't have much time for baby steps here. Put a little peanut butter on the roof of her mouth (to distract her) and have someone hold her still while you hold a wash cloth soaked in warm water on her bottom. If you soak the area, the fecal matter should loosen from the fur, which will make it easier to remove. Dear Cathy, I look forward to your column. Other than goldfish won at the church bazaar, which rarely survived the walk home, I have never owned a pet due to housing restrictions. I had a career in counseling people, but I am fascinated to read the various techniques you offer for pet training and "communicating" with your pet. A great column even for a non-pet owner! - Anthony, Westbury, NY Dear Anthony, Thank you for the compliment. I am glad you find the column interesting. I hate that you have never been able to have a pet though, because of housing restrictions. Everyone should be able to have an animal companion at some point in their lives. I think responsible pet owners make the best tenants. I hope you don't mind me using your letter to send a quick message to church and school bazaars. Please don't give fish as prizes. They deserve our care too. Pet World with Cathy Rosenthal Building trust with traumatized dog takes patience and time As well as being a recuring guest on Happenings Q&A, Cathy M. Rosenthal is a longtime animal advocate, author, columnist and pet expert who has more than 30 years in the animal welfare field. Send your pet questions, stories and tips to [email protected]. Screen time restricted for gorillas The Toronto Zoo is asking visitors to help limit screen time for certain primates by refraining from showing cellphone videos to the facility's gorillas. Hollie Ross, behavioral husbandry supervisor at the zoo, said keepers have not yet noticed any significant behavioral changes in the primates, but officials want to ensure the animals' lives remain as natural as possible. "We just want the gorillas to be able to be gorillas," Hollie Ross, behavioral husbandry supervisor at the zoo, told CP24. "And when our guests come to the zoo, we want them to be able to see gorillas in a very natural state, and what they would be doing naturally -- to sort of connect with them on that level." Officials said gorilla named Nassir has been seen showing a particular interest in the videos on visitors' phones. Nassir, born in 2009, is "fascinated by videos and screen time would dominate his life if he had his way," the zoo's website states. "We've had a lot of members and guests that actually will put their phones up to the glass and show him videos," Maria Franke, the zoo's director of wildlife conservation and welfare, told The Toronto Star. "Nassir is so into those videos. It was causing him to be distracted and not interacting with the other gorillas, and you know, being a gorilla. He was just so enthralled with gadgets and phones and the videos." Ross said Nassir and his fellow gorillas are already allowed to watch videos including nature documentaries under controlled circumstances. Turtle lays eggs on crowded beach A turtle protection charity in South Carolina shared details of a "highly unusual" incident where a loggerhead sea turtle crawled onto a crowded beach in broad daylight to lay her eggs. The South Carolina United Turtle Enthusiasts, or SCUTE, posted photos to Facebook showing the loggerhead laying her eggs while a crowd of onlookers watch from a safe distance. SCUTE member Bill Raley said turtles are easily spooked by the presence of humans and normally wouldn't lay their eggs in the middle of the day. "It's highly unusual," Raley told WPDE-TV. "I've been here 17 years and I've never seen one come in at this time of day before." SCUTE members later relocated the eggs to a safer location higher up in the dunes. Escaping with a little help from their friends... A wallaby is on the loose in Oklahoma, and the animal's owner said a dog might be to blame for the escape. Gil Gilbreath, who operates petting zoos for his church, said his wallaby, Roo, escaped from his fenced-in back yard and has been seen hopping loose in Blanchard. "It's a chain link gate and I guess a dog must have hit the latch," Gilbreath told KOKH-TV. "I have a dog that likes to play with him through the fence." Gilbreath said Roo was spotted by neighbors near his home, but the marsupial fled into the woods. Blanchard police have been using a drone to try to locate Roo. "If we can at least get him out in the open and get people to fence him into a smaller area so we can throw the net over him," Liesl Welu with Blanchard Animal Control said. In other news, a white peacock is on the loose in a Quebec town after being released from its barn by a curious pony. Graham Batty, whose hobby farm is home to about 40 animals, said he looked out his window last week and saw the two white peacocks he purchased about two years ago wandering loose on his back lawn. Batty said he determined his pony, Sparkles, had let the peacocks out of the barn by unlocking the stall door with her nose. The farm owner said he was able to quickly capture one of the peacocks, but the other flew the coop. Residents have been reporting sightings on social media.
22 F SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800 RE PL FO Lis G CO KE Ge the co me is join Ke an spe lan to tim inte at LIO so Ra sta We Sc Ha BE IN MC CA LE FREE CLASSIFIEDS! Can what you eat help calm psoriasis, a chronic inflammatory disease that affects the skin? It's identified by the development of thick, red patches with silvery scales, causing the area to itch or become sore. And it can occur anywhere on the skin, but it typically affects the scalp, face, elbows and knees. As with other autoimmune diseases, the exact cause of psoriasis is not known. In many cases, it appears to be influenced by genetics and environmental aspects, according to the Academy of Nutrition and Dietetics. Risk factors for individuals with psoriasis include an elevated body mass index, metabolic syndrome, cardiovascular disease and psoriatic arthritis. According to research, carrying excess body weight is associated with more severe psoriasis symptoms as well as a decreased response to medication and other treatments. A 2018 systematic review, published in JAMA Dermatology, looked at several diet-related factors and how they impact psoriasis severity. Researchers found that weight loss among individuals with a BMI in the overweight or obese range was associated with improved psoriasis symptoms. The researchers also found that despite an increased risk of celiac disease among individuals with psoriasis, evidence did not support the use of a gluten-free diet for controlling psoriasis severity among these individuals without confirmed celiac disease or gluten sensitivity. Some studies have found that foods with antiinflammatory properties may help in the management of psoriasis severity. Obtaining the recommended amount of omega-3 fatty acids has been considered beneficial; however, results have been mixed when evaluating the effectiveness of oral fish oil supplements and psoriasis severity, so obtaining them through dietary sources is better. Additional studies have investigated the effect of a Mediterranean dietary pattern in patients with psoriasis, so a trial of this type of eating style may be considered along with conventional treatment. Additionally, vitamin D deficiency is associated with increased severity of symptoms. However, studies have not found vitamin D supplementation to be helpful in managing psoriasis in the absence of a deficiency. The bottom line? Choosing more fruits, vegetables, fish, nuts, seeds, whole grains, lean meat and low-fat dairy is a healthy way to eat and may even help lessen symptoms of psoriasis. Choose the whole foods rather than supplements to get the most benefit. Q and A Q: Everyone seems to be talking about collagen. What is it and should I take it? A: Collagen is the most abundant protein in your body. You can find it in bones, muscles, tendons and ligaments, blood vessels, tissues and skin. As we age, we make less collagen. Poor diet can lower levels as well. Not enough collagen can result in more wrinkles, weak muscles, joint pain and gut issues. Supplements offer collagen from the skin of fish, pigs or cows. Collagen can come in powder, pill or liquid forms or as a cream. Researchers are still studying the effectiveness of collagen as a supplement. Our stomach breaks down most things we eat before they're absorbed into our bloodstream, so it's unclear if our bodies are benefitting from collagen supplements or not. Supplements are not regulated by the Food and Drug Administration. It's best to talk to your doctor to make sure collagen would be helpful. Charlyn Fargo is a registered dietitian with SIU Med School in Springfield, Ill. For comments or questions, contact her at [email protected] or follow her on Twitter @NutritionRd. food & recipes Charlyn Fargo joins Happenings Q&A on Thu. July 20th at 1:30 on AM1050 WLIP. Psoriasis and Your Diet Nutrition News with Charlyn Fargo Servings: 4 1 pound baby potatoes 3 tablespoons extra-virgin olive oil, divided 1 teaspoon herbes de Provence, divided 1/2 teaspoon kosher salt, divided 1/4 teaspoon freshly ground black pepper, divided 1 small bunch fresh asparagus, trimmed and cut in half 1 pint cherry tomatoes Four 4-ounce wild-caught salmon fillets 2 tablespoons balsamic vinegar 1/2 cup basil, chopped Preheat oven to 400 degrees. In 9-by-13-inch baking dish, toss potatoes with 1 tablespoon of olive oil, 1/2 teaspoon herbes de Provence, 1/4 teaspoon kosher salt and 1/8 teaspoon pepper. Cover dish with aluminum foil and roast until potatoes start to soften, about 30 minutes. Add asparagus to pan, toss vegetables to coat with oil and bake uncovered until potatoes start to brown and asparagus softens, about 15 minutes. Add tomatoes to pan and nestle salmon in vegetables. Sprinkle with remaining 2 tablespoons oil, remaining 1/2 teaspoon herbes de Provence, remaining 1/4 teaspoon salt, remaining 1/8 teaspoon pepper and the vinegar. Return to oven to bake for 10 minutes or until salmon is just cooked through and starting to flake. Sprinkle basil leaves over the top and serve. Per serving: 370 calories, 27 g protein, 26 g carbohydrates, 18 g fat, 5 g fiber, 296 mg sodium. Baked Salmon with Asparagus, Tomatoes, & Potatoes Serves 4 For the tostadas: 2 cups vegetable oil 4 (6-inch) corn tortillas 1/2 teaspoon kosher salt, divided For the ahi-chile: 1 pound trimmed sushi-grade sushi-grade ahi or bluefin tuna, cut into ¾-inch pieces 3/4 cup 1/2-inch fresh pineapple pieces 3 ounces English cucumber, peeled, halved lengthwise, and sliced thin (½ cup) 1/2 cup thinly sliced red onion 1/4 cup extra-virgin olive oil 1/2-1 serrano chile, seeded, sliced into thin rounds 1 tablespoon flake sea salt 1 teaspoon pepper 1/2 teaspoon Jugo Seasoning Sauce 3 tablespoons plus 2 teaspoons lime juice (2 limes) 8 thin slices avocado FOR THE TOSTADAS: 1. Line baking sheet with triple layer of paper towels. Heat oil in a medium saucepan over medium-high heat to 350 degrees. 2. Place one tortilla in hot oil and press flat with potato masher or tongs for 60 seconds. Flip tortilla and fry, without pressing, until stiff and very lightly browned, about 30 seconds. Transfer tostada to prepared sheet and sprinkle with 1/8 teaspoon kosher salt. Repeat with remaining tortillas and kosher salt. Let tostadas cool completely, about 10 minutes. (Tostadas can be stored in a zipper-lock bag for up to two days.) FOR THE AHI-CHILE: 1. Combine tuna, pineapple, cucumber, onion, oil, serrano, sea salt, pepper, and Jugo in a medium bowl. 2. To serve, place one tostada on each of four individual serving plates. Stir lime juice into tuna mixture until fully incorporated. Divide ahi-chile evenly among tostadas, then top each with two avocado slices. Serve immediately. These tasty tostadas offer a fresh spin on aguachile (“chile water” in Spanish) — a preparation that originated in Mexico. Fish (often shrimp) is quickly marinated in a mixture of lime juice, chiles, and sometimes additional aromatics. In this recipe, sashimi-grade tuna and sweet-tart pineapple are tossed in a punchy marinade and served over toasted corn tortillas with cucumber, red onion, and avocado. Ahi-Chile Tostadas
Look Who’s Getting Married! SR082419 Wedding Cakes Ours Come in all shapes, sizes and prices. We’re creative yet cost effective. 3526 Roosevelt Rd, Kenosha, WI 53142 (262) 652-3984 Being Sweet to You Is Our Business! 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Maximum 3 Listings Per Person. MISC G E R M A N CONVERSATIONALIST GROUP - KENOSHA/RACINE If you speak German or are enthusiastic about the German language and culture, come and join us. There are no membership fees and attendance is whenever you are available to join. Meetings will be held in the Kenosha and Racine area. This is an excellent group to practice speaking German as members' language skills are from beginners to advance and we all have a good time. Please contact me if you are interested in joining - Susan Blust at [email protected]. LIONS CLUB BINGO Come have some fun! Doors open at 4:00. Raffles, pull-tabs and pregames start at 6:45. Bingo 7:00-9pm. Wednesdays. 2700 9th St., Schlader Building, Winthrop Harbor. Food Sales. FOR SALE BEANIE BABIES - LARGE INVENTORY, INCLUDES MCDONALD'S LINE, PRICE VARIES. CALL 262-654-6485 - PLEASE LEAVE MESSAG SONY REEL TO REEL TAPE DECKS! TC-630 & TC-580 $200 OBO FOR BOTH. CALL KENT 262- 9 6 0 - 0 6 2 1 [email protected] MEDLINE WHEELCHAIR. BARELY USED. ASKING $100 OR BEST OFFER. SERIOUS INQUIRIES ONLY. IN KENOSHA AND CALL OR TEXT 808-359-8474. TWO SIDE-BY-SIDE BURIAL PLOTS AT SUNSET RIDGE MEMORIAL PARK, SECTION H, PRIVATELY OWNED. WILLING TO NEGOTIATE ON PRICE. PLEASE CALL ED - 262-914-5977 V.F.W. VINTAGE BANNER VETERANS OF FOREIGN WARS BANNER WITH LOGO, PROFESSIONALLY FRAMED UNDER GLASS. VERY LARGE & IN GREAT CONDITION. $175. LEAVE MESSAGE IF NO ANSWER. 262-914-4767 VIPER GOLF CLUBS, GREAT SECOND SET $100 OBO PLEASE CALL 262-960-0627 COMPOUND MITER SAW 10" $50 OBO PLEASE CALL 262-960-0627 SEARS RADIAL ARM SAW $50 OBO PLEASE CALL 262-960-0627 CIRCLULAR SAW BLADE 32" DIAMETER $60 OBO 262-654-6485 QUILTS, HANDMADE. FIVE, VARIOUS COLORS TO CHOOSE FROM. $54.00 EACH. PHONE 262-657-6049. SELLING MANY DVDS AND VHS TAPES OF VARIOUS GENRES. MAKE ME AN OFFER ON EACH OR THE TOTAL NUMBER YOU PURCHASE. 808-359-8474 A WICKER, WOODEN OAK BENCH WITH REMOVABLE CUSHION. MAKE ME AN OFFER; CAN TEXT PHOTOS. 808-359-8474 JASON/EMPIRE MODEL 218 7X35 BINOCULARS. FIELD 358 FT AT 1000 YDS. FULLYCOATED OPTICS, & CASE. NEVER USED. CASE HAS SHELF WEAR. $25.00262-620- 4301. IF NO ANSWER PLEASE LEAVE MESSAGE. COMPOND HUNTING BOW LEFT HANDED, SIGHTS, SILENCER, ARROWS, QUIVER, SOFT CARRYING CASE. $100.00 262- 620-4301 LEAVE MESSAGE IF NO ANSWER. COCA-COLA CRATE WOOD WAGON, Measures: 19-Inch Long. 14-Inch Wide. & 10-Inch High. Red Plastic Wheels Move. Which Are 5-Inch Around. Handle Is 14-Inch Long. Crate Says: Bottles: Jonesboro., Ark. Made Of Wood. Put In Yard, With Plants. Easy To Move Around. Colleen/262-758-7869. VINTAGE SOLID DARK BROWN WOOD ROCKER Strong & Heavy! Seat Measures: 21 By 18, And 2- Inch Thick. 40-Inch Tall, Counting Back Of Rocker. 18-Inch From Seat To Floor. 27-Inch Wide, At Widest Part (Rocker's Feet. Rock Baby Or Grandchild. Has Writing On Bottom, (Seat). $60, Obo! /Colleen-262-758-7869. WANTED. EXPERIENCED GRILL COOK FLEXIBLE HOURS, FUN ATMOSPHERE. LAKESIDE DECK AT THE WYNDHAM HOTEL CALL KIM 262-496-718 SINGER AND NARRATOR WANTED FOR ROGER MILLER TRIBUTE.CALL 262-554-8205. ASK FOR MARV. STREET PAVER BRICKS wanted Please call 262.697.3545 and leave a message. WANTED TO BUY: Vintage Movie Posters, Comic Books, LP Records, Vintage Toys, Horror VHS, Horror Memorabilia, Science Fiction Pulps & Magazines, Video Store Promotional Items. PH 262- 237-0318. WANTED TO BUY: Old Post Cards, B&W Photos, B&W Photo Albums, Vintage Advertising, Old Hunting Licenses & Advertising, Scrapbooks, Old Misc.Paper, Old Automobile Advertising, Fountain Pens, Gillette Razors & More. Local Collector/Neutral Safe & Secure Site to meet if desired. Cash Paid. Call or Text Stan 262- 496-1822 ARCADE DRIVERS SCHOOL is looking for classroom & driver instructors. Starting pay $17.00 per hour. If interested please call 262-637-9193 or email us at [email protected]. LOOKING FOR NURSES Aid for in home care. Call Barbara 262- 455-3953 SERVICES. I WILL DO SEAMSTRESS WORK, RUN ERRANDS, DO SHOPPING & DR. APPOINTMENTS., ETC.IF INTERESTED PLEASE CALL GAYLE AT 262- 748-4748 I'M LOOKING FOR house to share for reasonable rent in exchange for household needs for a senior vet consideration. 847- 340-3446 Ron. Kenosha/Union Grove area. LAWN MOWING SERVICES RELIABLE LAWN CARE SERVICES IN KENOSHA & PLEASANT PRAIRIE. CALL/TEXT 262-914-9796 [email protected] TAX & MEDICARE EXPERT. Appointments only. Se Habla Español. 262.833.7070 CHINESE LANGUAGE / CALLIGRAPHY LESSONS: Fun, fascinating and very cool. Beginning and advanced - all ages! Text Dr. Tim at 520.704.3832. FOR RENT Finished Suite private, in-home entrance, in Kenosha. For details call between 8:00 AM and 4:30 PM, 262-843-1630. DRUM LESSONS Private instruction. Band, orchestra, marching and drum set. Rock and many other musical styles. Learn to read music. Call Tom for details. 262- 818-2869. 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Send resume [email protected] apply within at 3500 Sheridan Road Zion, IL 60099 847- 872-1500 FREE HOME HEATING Fuel Oil Removal I will remove your unused home heating fuel oil for free..clean and safe . Inquire about tank removal also ... 262 818 1967 ..ask for Dave TYPING. I am an experienced legal secretary with excellent typing skills wanting to type for you at home. Please contact Alicia at 256-658-4484. TAX & BOOKKEEPING. 30 Years experience Audits handld enrolled agent appointment only call 262- 595-8242 CAREGIVER SELF-EMPLOYED live-in caregiver with 20 years experience giving 24 hr. care references. Looking for job. If you need me, please call Teresa 262-497- 0502. CUT AWAY GRASS Edging to last - not stringline - will help drainage. All with cleanup and haul away. Just call 262-654-2509. VEHICLES0 98 Mercury Grand Marquis GS Elder Owned 77K Original Miles Ask about price which is negotiable and will trade for other economical, reliable motorcar. Can text photos. 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24 SMART READER July 13, 2023 FOR ADVERTISING RATES CALL 262-564-8800SR071323 The Stella family has been serving Kenosha homemade Italian food & pizza since 1954. Open 4pm-Close Wednesday-Sunday Banquet Facility Available For Groups 20-100 www.casacapri.com Patio seating! atio seating! Full menu including: Authentic Italian Favorites • Steaks • Chops • Chicken Pasta & Fresh Seafood Senior Citizens Receive a 10% DISCOUNT SR121720 061523 AFFORDABLE INVESTMENT MADE EASY! AFFORDABLE INVESTMENT MADE EASY! Ask about our investment loan program that allows you to use 100% rental income to qualify. Great for owner occupied first-time buyers or investors. Washington Park Municipal Golf Course 2205 Washington Road • Kenosha, WI 262-653-4090 Beautiful 9 Hole Course In the Heart Of Kenosha Beautiful 9 Hole Course In the Heart Of Kenosha Not valid for league play. RESERVATIONS REQUIRED. One coupon per person - per visit. Not valid with any other offer. Valid through Sept. 30th, 2023. 2 FOR $29 Present this coupon for our twosome special 9 HOLES W/ CART FOR TWO PEOPLE $29 (Only Valid 10AM-3PM Weekdays and After 10AM Sat. & Sun.) 071323 Meet Me At Muni! 1 0 1 Ye a rs of F u n & F r i e n d s The #1 Trusted Moving Company in Racine & Kenosha AboutTimeMoving.com 4909 8TH AVE KENOSHA, WI 53140 GET MOVING! 262.222.2624 SERVICES • Moving & Packing • Apartment Moving • College Student Moving • Commercial Moving • Furniture Moving • Interstate Moving • Residential Moving HOURS: MON-FRI 8AM-8PM SAT-SUN 8AM-6PM 071323 $25.OO Off Any Move For New Customers