SAGY

Outcome-Oriented Digital Framework
for Implementing Saansad Adarsh Gram Yojana (SAGY)

1

About CDFI

CDFI was established in September 2014 with funding support from Bill & Melinda Gates Foundation, Michael and Susan Dell
Foundation, Omidyar Network, Tata Trusts, and institutional support from Institute for Financial Management and Research
(IFMR).The primary objective of the Centre is to reduce inequities in financial access and services using technology. The
Centre, therefore has been developing, testing and scaling innovative digital solutions in collaboration with its partners. CDFI’s
tech partners for innovations are typically small agile firms and startups, while it works with larger public and private partners
for testing and scaling. Some solutions are being implemented as part of large scale and impactful government programs.

Transforming Behpur village in Madhya Pradesh adopted by Member of Parliament,
Shri Sudhir Gupta under Saansad Adarsh Gram Yojana

Institutional Partner

Contents

01

Background

02

CDFI’s Outcome-Oriented Digital Framework for Implementing SAGY

03

Piloting Digital Framework in Collaboration with Member of Parliament

04

Next steps

05

Key Benefits of CDFI’s Outcome-Oriented Digital Framework

1 Background

Centre and various state is Maharashtra’s Village Social execute and monitor project activities.
governments are running large In order to pilot the framework, CDFI
scale rural development programs. Transformation Foundation’s team met Shri Sudhir Gupta, Member
Honourable Prime Minister Shri of Parliament from Mandsaur (Madhya
Narendra Modi launched Saansad state-wide initiative under which Pradesh). CDFI team accompanied
Adarsh Gram Yojana (SAGY) on 11th the Member of Parliament on his
October, 2014. The scheme’s goal development projects are being carried review visit to Balaguda village which
is to encourage every Member of has been transformed under SAGY.
Parliament to develop three Adarsh out across 400 villages. CDFI’s Sunidhi
Grams in his/her constituency by
March, 2019. Thereafter, five such platform is being used to manage and
Adarsh Grams (one per year) are to
be selected and developed by 2024. track project activities across the
In most of these programs, the emphasis
is on developing and implementing villages. Sunidhi is being used to define
village specific plans. Plans are
developed in consultation with local approval workflows, assign funds,
administration and gram panchayats.
If planned activities are not covered list project activities, set targets, During the visit, the Member of
under government programs, funds are
channelled from other sources such onboard service providers, define Parliament suggested that this
as MPLADS, CSR, and foundations.
and track milestones, upload proof framework can be used in transforming

of work completion, make payments Behpur, another village that he

to service providers and monitor/ has adopted under this scheme.

assess program implementation. CDFI thus initiated a pilot in April, 2018

to transform Behpur village using its

Using Sunidhi and other innovations, Outcome-Oriented Digital Framework.
CDFI has developed an Outcome-
Oriented Digital Framework to This report entails the details of
plan, execute and monitor rural activities carried out in this pilot. The
transformation programs. Under this key benefits of CDFI’s framework
framework, mobile and web based in carrying out rural transformation
platforms are used to (i) collect programs are mentioned in this report.
household and village level data
Some state governments are also (ii) analyse data and create village
specific development plan (iii)
running their own rural transformation

programs. One such program

1

In order to understand the requirements and processes involved in implementing SAGY, CDFI
team accompanied the Member of Parliament on his review visit to Balaguda village in Mandsaur.

The village was adopted by the Member of Parliament under SAGY in 2014

2

2 CDFI's Outcome-Oriented Digital Framework for
Implementing SAGY

As per CDFI’s framework there are four activities that should be performed for successful implementation of any
rural transformation program

A. Define B. Data C. Develop D. Execution,
program objectives, collection to village / block / tracking and
assess As-Is district specific monitoring of the
project themes, state of the transformation plan (including
outcomes and village / block / funds utilisation)
key performance plan
indicators (KPIs) district

CDFI has developed a framework for captured at regular intervals to assess beneficiaries for these programs.
executing each of these activities using the progress. Payments can be made For activity no. B i.e. data collection,
digital platforms. These platforms directly in the bank accounts of service CDFI’s mobile app ‘SANGRAH’ is used.
provide a scientific mechanism to providers. Dashboards are provided
clearly define and set goals for any rural to stakeholders to regularly monitor For activity no. D i.e. execution of
development program. Data collection program activities remotely. Detailed rural development programs, CDFI’s
is enabled using a smartphone and progress reports and fund utilisation program and fund management
an analytics platform is used to reports can be generated for every platform ‘Sunidhi’ is used. Sunidhi is
analyse gaps and develop detailed village and also for the entire program. currently being used by Maharashtra
transformation plan. A program and Government to manage its ambitious
fund management platform is then used For activities no. A & C as program to transform 400 villages
to execute and track project activities mentioned above, CDFI’s business in drought-hit areas in the state.
as per the plan. Evidence based intelligence platform ‘SANKALP’
tracking of activities at the field level is is used. Currently, Chhattisgarh
carried out using a simple smartphone. Government is using the platform to
Assets created can be geotagged. assess existing programs, design
Photographs and videos can be new programs and identify unique

3

CDFI’s digital innovations to implement SAGY

Data Business Program management
collection Intelligence platform & tracking platform

SANKALP

1. Collect 1. Define objectives, outcomes & KPIs 1. Create users and set approval workflows
household level 2. Create projects and allocate funds
data for the village 2. Assess and analyse data collected 3. Track and report project progress
using a simple for the village 4. Document completed work
mobile app 3. Create village development plan 5. Geotag assets created
(VDP) 6. Collect data to track KPIs

7. Monitor activities (MIS and dashboards)

8. Make payment to service providers
9. Track fund utilization and generate reports

4

PILOT OBJECTIVE

1. Execute rural development programs with
transparency and effectiveness

(i) Design Village Development Plan (VDP) based on
extensive data collection and analysis

(ii) Execute and monitor development activities using technology

2. Use data and technology in
effective and swift decision making

5

Member of Parliament Shri. Sudhir Gupta
announcing Behpur as SAGY village
in a gram sabha

6

3 Piloting Outcome-Oriented Digital Framework in Collaboration
with Member of Parliament

Shri Sudhir Gupta, Member of As of now, activities no. A & B (as been analysed and a VDP has been
Parliament, Mandsaur selected mentioned in section 2) have been created. In the next step, VDP will be
Behpur village as another vilaage to completed and activity no. C has been discussed and approved by the Gram
be covered under Saansad Adarsh partially completed. Using CDFI’s Panchayat, local administration and
Gram Yojana. Development projects digital platforms, SAGY program and Member of Parliament. On approval,
in Behpur village are to be planned, its outcomes have been defined, projects will be implemented and
executed and monitored using CDFI’s household level data has been tracked using CDFI’s Sunidhi platform.
Outcome-Oriented Digital Framework. collected for Behpur village, data has

MANDSAUR

Madhya Pradesh district map

Behpur
village

7

Demographic profile of Behpur village

Total Population 3,778
Male – 1,953 | Female - 1,825
Adults (18+) 2,725 | 0-6 year old children 290 | 6-18 year old children 763

Households 745 APL-583
BPL-162
OBC- 361, SC-101
ST-50, Oth – 233

Size of adult population 2,725 0 - 6 year old children 290 6-18 year old children 763
Male – 1,368 | Female - 1,357 Male – 156 | Female -134 Male – 428 | Female - 335

Male 33% (451)| Female 19% (257) 83% (618 Households)
Adults who have studied beyond class 10 Households with farming as primary occupation

8

A. Define SAGY objectives, outcomes and key performance indicators in SANKALP

The goals and sub-goals have been taken Goals are assigned weightages such that
the sum of all weightages are equal to 100.
as outlined in SAGY guidelines. There This weightage can be easily adjusted
based on the needs of a particular
are 8 goals : personal development, village. For e.g. if the focus of a program
is on economic development, a higher
human development, social weightage is assigned to that goal. SANKALP

development, economic development,

environmental development, basic

amenities and services, social

security and good governance.

9

8 GOALS AS PER SAGY GUIDELINES

Personal development Social development Basic amenities & services

Human development Economic development Good governance

Social security Environmental development

Program goals creation on SANKALP

10

Similarly under each goal, the sub- Creating sub-goals and respective KPIs on SANKALP
goals have been assigned weightages
such that the sum of weightages of
sub-goals under each goal is 100%.

In order to objectively track the
outcomes, key performance indicators
have been identified for each sub-goal
and a target / benchmark value has been
set. International / national benchmarks
have been used where applicable. In
other cases, data from Balaguda village
(a model SAGY village in Madhya
Pradesh) has been used as benchmark.

Activity Output – Goals, sub-goals and respective KPIs
created on SANKALP

11

Data collection conducted by ISRN team members in April-June,2018
of each household in Behpur village

12

B. Data collection and analysis

A comprehensive data collection exercise from the people. Survey questionnaire
was conducted by CDFI in partnership was based on data collection template
with Indian Social Responsibility Network provided by SAGY. Data collection
(ISRN) to assess the as-is state of was done using CDFI’s mobile app
Behpur village vis-à-vis goals set for the ‘Sangrah’. This exercise was conducted
program. Data was collected for each over a period of three months (April
household in the month of April - June - June 2018) and all 745 households
2018 in Behpur village on the parameters in Behpur village were covered.
defined in the framework. Infrastructure,
amenities and services available in the
village as well as the potential for future
economic and human development
were identified in discussions with
gram panchayat officials, patwari,
anganwadi worker and ASHA worker.

A meeting was conducted with District
Planning Officer, Mandsaur seeking his
support for the smooth functioning of the
survey. This was followed by a meeting
with stakeholders of Behpur to apprise
them about the nature of the survey.
ISRN also mobilised the community in
Behpur to ensure effective participation

13

Comparison of Behpur data with benchmark data

Balaguda village had been transformed into a model village under SAGY initiative between 2015-17. Various household and social
parameters of Behpur village was thus benchmarked with it and other international standard to understand its present standing.

100% 10100%0% 100% 100% 110000%% 100%

% 93.6%100% 93.6% 100% 100%81.2%
90%
81.2% Actual numbers of Behpur data

68.9% 68.9% 80%

32% 32%

Households without
25% access to electricity 52

Proportion of PropoPrrtoiopnorotfion of Proportion of Proportion of PropPorrotpioonrtoiof n of Proportion of Households without piped
twophiooetPphpulreiuosapclepceathcordtioiercotwlsiidntosaysntewotwropiftiohethhploeuapuclciaotspcrtenieicohndsiontesywlcdtasiotewnrhitohpuciospenehndoewlcdtasiotewnrith lPivhrioonupgsoienrthipooluilnvhdcioocsnhufagosiuenshhpeaoPusvlhdrcionoscugpasloieavhrithcohnihcoouagpeolnsvhdrisueinioonsvsshufgapetostousleeadchctcsocoaeilldesssthstapovhriionvugasteeahctocoeilldessststo water connection 232
f connection houses private toilets
y Households not living in

pucca houses 507

100% 10100%0% 100% 100% 100% Households without access
to private toilets 140
% 93.2%100% 93.28%4% 83% 100%
BPL households
84% 63.6% 63.6% without LPG usage 12

60% APL households
without LPG usage 9
11 11
Adults without
1 bank accounts 992
0.8

Proportion PropoPrtoiopnortion Proportion Number of NuPmrobpeor ortfion of Proportion of
ouLhsPooeGuPfhsrouBeoolshPfdpaoALsoglPrwdetLishiotowhnuLitsPhoheGfohouuLBslsPPdeoaGLshfgwoAuelsPidtaLhsgwehitohuLsPeoGhf oAulsPdaLsgweith (pNeurAm1T0bM0es,r0o(p0pfo0epAruT1lM0atb,saPi0oad0rnnou0k)pltaosc(rphtpcoiaooebpavAnruauidTn1nnoluM0agtkfslt0tsiaso,c0nhc0)aovuinngtsbaadnukltaschcaovuinngts
population)
LPG usage

Behpur data Benchmark data
Behpur data Behpur datBaenchmark daBtaenchmark data*APL - Above poverty line *BPL - Below poverty line

14

100% 100% 100% Actual numbers of Behpur data
73% 86%
100% 100% 100% No. of children to be enrolled in higher
80% 90% secondary schools 63

5% No. of children to be enrolled
in high school 25
25% Proportion of Proportion
children enrolled of school children No. of children to be given
Proportion of in (h9igthh-s1c0htohPo)hlrsooupsoerthioolndosf ICT skills 950
children in higher PwriothpoICrtTiosnkoilfls
f hoPurosephoortlidossnewoc(iof1thn1dtha-r1y2stchh)ool living in pucca households No. of children who need to be enrolled
piped water houses having access to either in anganwadi or schools 158
connection private toilets
No. of children under 6 who need
to be immunized 191

No. of children under 6 who need
to be dewormed 100

100% 100% 100% 100% 100% 100%
84% 98% 61%
100% 100%
60%

75.2%

1 52.8%
0.8

Proportion Proportion of Proportion of Number of Proportion of
of APL children and children under ATMs Percenatdaugletsohfasvcihnogols
6 who are (per 100,000thatbaarnekealecctoruifnietds Proportion of Proportion of
households wityhoung people enrolled either population) children under children under
LPG usage at the end of in schools or in
primary school anganwadis 6 years who 6 years who
are fully have been
dewormed
immunized

Behpur data Benchmark data

15

Transformation framework for Behpur village set on SANKALP

Achieved or close to benchmark value Achieved 80-100% of benchmark value
Achieved 60-80% of benchmark value Achieved below 50% of benchmark value

16

C.Creating Village Development Plan (VDP)

Once the overall program has been funds allocated, nodal department Member of Parliament Local Area
defined and priority areas identified, and guidelines were captured for all Development Scheme (MPLAD) or
activities to be carried out to achieve government programs in the state. Corporate Social Responsibility
set targets were detailed out. In All state sponsored schemes (CSR) will be explored to fund these
order to identify these activities, addressing the gaps (with respect to activities. Outcomes, milestones
existing government programs the benchmark value) were identified and timelines were clearly defined
impacting each KPI were identified. A and attached to the KPI. In cases for each activity. This formed the
database of all government programs where the gap could not be covered development plan for the village.
running in Madhya Pradesh was by existing government programs,
created in SANKALP. Details such additional activities were defined.
as objective, target beneficiaries, Alternate funding sources such as

Activity Output – Statement 1 and 2 as defined in SAGY guidelines is generated i.e.
VDP for Behpur village showing activities, milestones, timelines, responsible
agency and expected outcomes for Behpur village.

17

Indira Gandhi National Old Age Pension Scheme

A database of all government programs running in
Madhya Pradesh was created in SANKALP.

18

Statement 1: Summary of all Areas of Work
Plan Name: Behpur-SAGY Village : Behpur

Serial no. Area Of Work Sector Sub-Sector Funding (Scheme Line Budget Completion Priority
/ Strategy) Department / Time
Agency (₹) (In Months)

Education

1 Completion Human Education Sudama pre- State 2,00,000 2 Months High
of pre-matric development matric scholarship HRDD 1 Days
education scheme State
HRDD
Computer Economic Employment 6 Months
literacy development oriented computer 2 Days
2 Education training scheme for 34,00,000 Medium

SC/ST candidates

3 Electricity Basic Education Benchmark value State - - Low
connections amenities has been achieved RMDD
to schools (or bettered)

4 Completion Human Education Free admission State 18,000 1 Months Medium
of primary development under Right to HRDD 1 Days
education Education Act

Child Health

Social Security

Personal Development

Statement 1 - The ‘Areas of work’ to be undertaken for development to be identified and categorised sector wise. Each such ‘Area of work’ to be
mapped with the various schemes of Government of India/ State Government along with line departments who are responsible for the activity.

19

Statement 2:
Plan Name: Behpur-SAGY Village : Behpur

Serial no. Area Of Work Milestones Milestone Responsibility Outcome
Timeline
152 students
Education in 9th-10th
standard
1 Completion Scholarship for every 01-12-2018 Department of 34 students in
of Pre-Matric pre-matric student Education 12th standard
Education 89 students in
class 11th and
2 Computer Employment oriented 01-04-2019 Department 12th standard
literacy training on computers of Labour 9 Children under
for school children 14 who are not
in school
3 Completion Scholarship for students 01-12-2018 Department of
of pre-matric in 11th and 12th Education
education

4 Completion Enrollment of children 01-11-2018 Department of
of primary under 14 years in primary Education
education school

Child Health
Social Security
Personal Development

Statement 2 to be filled up for each identified scheme. Each scheme broken down into tangible milestones with expected timelines and outcomes

20

4 Next Steps

D. Execution, tracking and monitoring of the plan (including funds utilisation)

The VDP generated by SANKALP will implementing its flagship village
be discussed with the gram panchayat,
District Collector and Member of transformation program. The
Parliament. VDP will be updated based
on their suggestions. Funding sources program seeks to transform 1,000
for activities not covered under any
government program will be identified. gram panchayats. The rural projects

Once the VDP is approved, involve digital connectivity, water Activity Output – Programs defined
development activities will be tracked in VDP succesfully implemented
and monitored using CDFI’s Sunidhi security, skills training, and improved and monitored using Sunidhi
platform. Sunidhi is a web, mobile and
cloud based product suite for end-to- agricultural, education, health and
end program and fund management.
Sunidhi is currently being used sanitation facilities. Government
by Maharashtra government for
and CSR funds are being used to

execute the program. Close to 1,000

projects have been created and are

being tracked using Sunidhi and

more than ₹ 1.95 crore funds have

been disbursed for these projects.

Benefits of using Sunidhi to implement, track and monitor Behpur transformation

1. All stakeholders (MP, District 3. Every stakeholder receives notification 5. Instant report generation
Collector, Corporates or Fund Providers) on completion of project milestones of on various aspects of program
get a transparent, efficient, cashless VDP through SMS and emails implementation as per VDP
and end to end tracking of all project
milestones 4. There is a provision for dynamic multi-
level committees in the Sunidhi platform
2. Quick and easily configurable to review and approve the workflow for
dashboards for each stakeholder can be programs as per aspecific VDP
obtained for customised reporting and
quick decision making

21

PROJECT AREA : BEHPUR VILLAGE , MANDSAUR , MADHYA PRADESH

NO. OF PROJECTS AMOUNT SPENT BENEFICIARIES IMPACTED
3 ₹ 10,00,000 1,536

OUTREACH MAP

MILESTONE COMPLETED

Provide scholarship to 152 students
Enrollment of 9 children in primary school
Employment oriented training to 34 students in 12th class

Program implementation and monitoring
dashboard on Sunidhi platform

22

5 Key Benefits of CDFI’s Outcome-Oriented
Digital Framework in Implementing SAGY

1. The Outcome-Oriented Digital has been digitised and is used to bank accounts of implementing
Framework has been aligned with identify existing programs under agencies only after providing a proof
SAGY guidelines. SAGY goals, which these activities can be covered of completion of set milestones.
sub-goals and KPIs to measure thereby minimising the amount of Member of Parliament, District
outcomes have been standardised additional funds required. Collector and fund providers get
and can be replicated by other MPs access to a real-time dashboard for
in their adopted villages anywhere 5. Amount of additional funds and monitoring program activities and
across the country. activities for which the funds are quick decision making.
required are clearly identified.
2. Data is collected for every 8. CDFI’s digital platforms are cloud
household in the village using a 6. With single click, VDP is generated based and can be used by anyone
mobile application and can be by the platform in SAGY format. with basic internet connectivity.
accessed from anywhere and CDFI’s framework reduces efforts, These platforms can be easily
anytime. time and resources required to customised to plan, execute and
develop a comprehensive village- track any kind of rural transformation
3. Data is sliced, diced and analysed specific development plan with program.
across multiple parameters using activities, implementing agencies,
CDFI’s analytics platform SANKALP funding sources, timelines, output
to assess current state of the village. and outcomes clearly identified.
Automated charts are generated by
SANKALP comparing village data 7. On approval, activities defined
with benchmark data to identify in VDP are executed and tracked
gaps and steps to be taken to bridge using CDFI’s Sunidhi platform.
these gaps. Using household level Implementing agencies, government
data, beneficiaries for each activity or private, get access to the system
and funds required are identified. to provide regular status update.
Payments are made directly in the
4. State Government scheme data

23

24

DELHI BENGALURU

5th Floor, B 35, Kiwani’s Bhawan, No. 135/5, 2nd Floor,
Qutab Institutional Area, 15th Cross J P Nagar, 3rd Phase
New Delhi - 110016 Bengaluru - 560 078
+91-11-41660681 +91-80-26596222

Website : www.cdfi.in | Email id : [email protected]

@indiaCDFI CDFI CDFI/IFMR Centre For Digital Financial Inclusion

Institute for Financial Management and Research, Chennai