APR_Print

So far, one (1) national workshop and five (5) Additionally, CDFI is now supporting MeitY to carry
regional workshops have been conducted for out two research activities:
government officials in Guwahati, Hyderabad, • Identifying challenges in adoption of digital
Bhopal, Chandigarh and Thiruvananthapuram. payments
CDFI is presently working with MeitY on deploying • Assessment of incentivisation offered by various
‘EPR portal’, a web based platform for data Central Government Ministries in promoting digital
compilation, periodic updation and support for payments and effectiveness of the same in view of
monitoring expedited adoption of EPR framework MDR and convenience fee charged for digital
across Central & State ministries. payments

CDFI initiatives in partnership with MeitY

Supporting Central
Line Ministries &
Departments to
Develop their
Digital Payments

Transformation Plan

Developed Framework Conducted EPR
& Guidelines for Awareness Workshops
for Adoption of Digital
Electronic Payments Payment in Government
& Receipts (EPR)
Departments at
for the Government Central & State Level

Developing Dashboard 51
for Tracking Adoption

CDFI - Annual Progress Report | April 2017 - March 2018

CDFI support to Digidhan mission MeitY vide their letter dated 5th March, 2018
appreciated CDFI’s support during 2017-18 for
CDFI team has been providing strategic and achieving over 80% target of enabling 2500
operational support for Digidhan mission to MeitY. crore digital transactions.
CDFI team was instrumental in the design of the
following incentive schemes to popularize CDFI team has supported MeitY in allocating
payments through BHIM UPI: targets for banks in terms of digital payment
transactions and POS deployment targets for FY
• ‘BHIM Cashback Scheme for Individuals’ 2018-19.
• ‘BHIM Incentive Scheme for Merchants’

CDFI and Digidhan team conducting capacity building program on digital 52
payments and awareness generation for SHG women on 19th July, 2017
CDFI - Annual Progress Report | April 2017 - March 2018

08

SUPPORT TO DEPARTMENT OF POST FOR
SETTING UP THEIR PAYMENTS BANK

India Post Payments Bank (IPPB), one among the 11 The platform has been launched with over 800 users
entities who received Payments Bank license from at central, circle and branch levels. The tracker assists
RBI, is 100% owned by Department of Post (DoP). in monitoring rollout activities of 650 branches and
Leveraging the department’s network of 155,000 155,000 access points in various phases offering
post offices, reach (over 11 crore existing account snapshots of implementation progress at micro and
holders), and resources (over 300,000 postmen and macro levels. The first set of branches and access
gramin dak sewaks), IPPB aims to deliver simple, points are expected to go live in June 2018 and
low-cost, quality financial services at the doorstep complete commissioning of IPPB network is
to its customers predominantly in rural areas all over scheduled to be completed by Nov, 2018.
the country. IPPB will have 650 branches and
155,000 access points in a hub and spoke model As part of the engagement, CDFI is also
covering 129,000 rural areas and 25,000 urban areas. conducting field research to understand
CDFI has been engaged with Department of Post preferences regarding usage of existing
since 2015 for providing strategic and program remittance products by migrant labourers and
management support in IPPB rollout. provide inputs for design of an appropriate new
CDFI is assisting DoP in the domains of regulatory remittance product. The product is expected to
compliance, organizational design, human resources, address the needs of 1.2 crore migrant labourers
preparation of training modules & schedules, branch in the country and their households in rural areas
layout designs, etc through expert resources and serviced by IPPB outlets. Field surveys have been
researchers. CDFI has also developed a web based conducted and recommendations are being
tracker platform for monitoring rollout of branches finalised.
and access points including deployment of
infrastructure, resources and facilities.

CDFI - Annual Progress Report | April 2017 - March 2018 53

ACTIVITY STATUS OVERVIEW 5

The cumulative activity status of CDFI as on 31st March, 2018

Serial Activity Started Completed
no Digital pay- • Financial Inclusion & MIS Dashboard
ment • Financial Inclusion MIS & Dashboard • SHG dashboard for AP SERP
1 projects/ • BETS – TB Care • BETS –TB care
platforms/ • BETS – Maternal and Child Nutrition • BETS - Maternal and Child Nutrition
2 financial • SANKALP • Platform for VSTF
services and • Vidyasaarathi • Vidyasaarathi
products • Chhattisgarh Financial Inclusion Dashboard
• SHG dashboard for AP SERP • Promoting cashless transactions
Policy Briefs • KANCHI through a rebate on income tax
• Platform for VSTF • Study of Administration of Scholar
• Sunidhi ships by Government
• DigiVAARTA using Samwad • Convergence of schemes to enhance
• BETS e-Nikshay adoption rate of Apprenticeship Protsa-
• BETS Telangana han Yojana
• IPPB Dashboard • Electronic payments & receipts frame
work
• Promoting cashless transactions through a • Digital alternatives for delivery of ICDS
rebate on income tax – Working paper
• Study of Administration of Scholarships by • Framework for Social Security Platform
Government Transforming benefit transfer – DBT
• Convergence of schemes to enhance portal & SSP (servam)
adoption rate of Apprenticeship Protsahan • Driving adoption of digital tools in
Yojana rural India
• Electronic Payments & receipts framework • Legal consent architecture for
Digital alternatives for delivery of ICDS – data sharing
Working paper • Understanding exclusion due to use of
• Framework for Social Security Platform digital technology in welfare programs
• Legal consent architecture for data sharing • SECC updation and data exchange
• Transforming benefit transfer - DBT portal & • Policy brief on analyzing impact of MD
Social Security Platform (Servam) charges on debit cards transaction
• Driving adoption of digital tools in rural India
• Understanding exclusion due to use of
digital technologyin welfare programs
• SECC updation and data exchange
• Policy brief on analyzing impact of MDR
charges on debit cards transaction

CDFI - Annual Progress Report | April 2017 - March 2018 54

Serial Activity Started Completed
no Program • Program support for Expenditure
Support • Program support to Expenditure Management Commission
3 Projects Management Commission • Program support to DFS for PMJDY
• Program support to DFS for PMJDY communications study
communications study • Program support to DBT Mission and
• Program support to Department of Posts MeitY for developing consulting frame
for setting up payments bank work for SSP implementation
• Program support to DBT Mission and MeitY • Program support to AP - SERP
for developing consulting framework for SSP • Program support to DBT Mission for
implementation SSP branding
• Program support to MeitY for EPR
framework
• Program support to DBT Mission for SSP
branding
• IPPB implementation dashboard
• Program support to MeitY for promotion of
digital payments
• Program support to AP - SERP

Research • Samwad I • Samwad I
• Digital Lottery experiment in GKSF
studies/ • Cashless framework for Kirana • Going Cashless : Perception, Usage and
digital behaviour towards digital payments in
4 experiments • Digital Lottery experiment in GKSF India : Pre and Post demonetization-
• Samwad II Study
• Design of remittance products for migrants • Samwad II
• BETS maternal and child nutrition • BETS maternal and child nutrition
impact study impact study
• Dynamic credit risk model for estimating • Improving engagement in PMJDY
educational loan repayment accounts
• Going Cashless : Perception, Usage and

behaviour towards digital payments in India : • Lottery as an incentive for promoting

Pre and Post demonetization digital transactions

• Improving engagement in PMJDY accounts

• Lottery as an incentive for promoting digital

transactions

5 Case studies • Case study on CSR platforms • Case study on CSR platforms
on projects/ landscape assessment in India landscape assessment in India
platforms/ • Case study on Odisha seed subsidy • Case study on Odisha seed subsidy
financial DBT program DBT program
services
and products 55

CDFI - Annual Progress Report | April 2017 - March 2018

Serial Activity Started Completed
no Workshops
• Payments Bank: The Way Forward • Payments Bank: The Way Forward
6 • Inclusive India Summit • Inclusive India Summit
• MeitY Workshop • MeitY Workshop
• Social Security Platform: The Way Forward • Social Security Platform: The Way
• Learning Exchange with Afghan Delegation Forward
• Learning Exchange with Bangladesh • Learning Exchange with Afghan
Delegation Delegation
• Framework for management and sharing of • Learning Exchange with Bangladesh
data Delegation
• DBT Portal & Social Security Platform – • Annual function workshop
Solutioning Workshop • DBT Portal & Social Security Platform –
• Annual function workshop Solutioning workshop
•Workshop on Electronic Payments & •Workshop on Electronic Payments
Receipts & Receipts
•Workshop on Electronic Payments & •Workshop on Electronic Payments
Receipts (Guwahati) & Receipts (Guwahati)
•Workshop on Electronic Payments & •Workshop on Electronic Payments
Receipts(Hyderabad) & Receipts(Hyderabad)
•Workshop on Electronic Payments & •Workshop on Electronic Payments
Receipts (Bhopal) & Receipts (Bhopal)
•Workshop on Electronic Payments & •Workshop on Electronic Payments
Receipts(Thiruvananthapuram) & Receipts(Thiruvananthapuram)
•Workshop on Electronic Payments & •Workshop on Electronic Payments
Receipts(Chandigarh) & Receipts(Chandigarh) Maternity
Maternity Benefit Program – Demonstration Benefit Program – Demon stration and
and Hands on orientation of the software Hands on orientation of the software
•Workshops to train Nodal Officers/Master •Workshops to train Nodal Officers/
Trainers on PMMVY-CAS and PMMVY Master Trainers on PMMVY-CAS and
Guidelines (Bhopal,Delhi, Panchkula, Patna, PMMVY Guidelines (Bhopal,Delhi,
Lucknow, Ahmedabad, Bhubneshwar) Panchkula, Patna,Lucknow, Ahmedabad,
•Workshop on effective implementation and Bhubneshwar)
management of CSR projects • Workshop on effective implementation
•Workshop on IPPB dashboard presentation and management of CSR projects
and demo •Workshop on village transformation
• Workshop on village transformation through SAGY
through SAGY

7 Blogposts • Available on CDFI website • Available on CDFI website
and articles

CDFI - Annual Progress Report | April 2017 - March 2018 56

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www.cdfi.in • [email protected]

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