04/19/2018 ISSUE 16

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 51

INSIGHT GAMES

READ ON A SCREEN OR USE YOUR PAPER WEST NORTH EAST
7 8642 10 9 3
By Phillip Alder - Bridge Columnist Q876543 J 10
8 AKQ4 10 9 7 5 3 2
As mentioned last week, books from Master Point Press are typically available in Q 10 5 3 9872 KJ4
standard book form or as a PDF computer file that you can open and read or print.
SOUTH
Strangely, given how useful it is, “Should I or Shouldn’t I?” by Marc Smith, which runs AKQJ5
to 241 pages, is in PDF format only. The well-written book, as an addendum to the title AK92
points out, covers the difficult subject of drawing trumps in suit contracts. J6
A6
How quickly should South draw trumps in this seven-spade deal after West has led the
diamond eight? Dealer: South; Vulnerable: East-West

North’s four-heart response was a splinter bid announcing at least game-going values in The Bidding:
spades with a singleton (or void) in hearts. Then came four control-bids before the jump
to seven. SOUTH WEST NORTH EAST OPENING
1 Spades Pass 4 Hearts Pass
Declarer normally counts losers in the long-trump hand, but when in a grand slam, he 5 Clubs Pass 5 Diamonds Pass LEAD:
cannot afford any. He should count winners. 5 Hearts Pass 6 Diamonds Pass 8 Diamonds
7 Spades Pass Pass Pass
Here, South has 12: five spades, two hearts, four diamonds and one club. So he needs
only one ruff in the dummy for his 13th winner. This means that declarer, after taking the
first trick with his diamond jack (honor from the shorter side first), can immediately draw
three rounds of trumps and claim.

If he starts with the heart ace and a heart ruff, East overruffs the dummy, gives West a
diamond ruff and receives a second ruff for down three.

Apart from Master Point Press, books may be purchased from Baron Barclay Bridge
Supplies (baronbarclay.com) and The Bridge World (bridgeworld.com).

52 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™
SOLUTIONS TO PREVIOUS ISSUE (APRIL 12) ON PAGE 74
INSIGHT GAMES

The Telegraph ACROSS DOWN
1 Bellow (4) 1 Porridge mix (4)
4 Whirl (4) 3 Poured (6)
8 Yearn (4) 4 Private (6)
9 Steps (9) 5 Editions (6)
11 Except when (6) 6 Medics’portable bed (9)
13 Arbitrator (7) 7 Not that? (4)
15 Recognition (6) 10 Opponents (7)
16 Has a hint (of) (6) 12 Sections in play (4)
18 Searched for (6) 13 Consequent (9)
20 Kalahari, e.g. (6) 14 Freight (anag.) (7)
22 Pocket (7) 17 Location (4)
23 Couch (6) 19 International agreement (6)
25 Nuclear emissions (9) 20 Tasks (6)
26 Geometrical shape (4) 21 Guard (6)
27 Observes (4) 23 Item of clothing (4)
28 Philosophy with exercises (4) 24 Yearn (4)

How to do Sudoku:

Fill in the grid so the
numbers one through
nine appear just once
in every column, row
and three-by-three
square.

The Telegraph

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 53

INSIGHT GAMES

ACROSS 74 Ukase selling 66 Earthly goal of a The Washington Post
1 Tennessee 75 Slangy followers 9 Home of Jules Verne
77 The way, to expedition MY EXPLOSIVE CAREER By Merl Reagle
Williams’s Odysseus
Maggie Beijing 10 Unknots 68 Scented bag BRADLEY H. REINER, DMD
7 Slogs 78 Really smell 11 Planes for VIPs 69 That guy’s
12 Past, to Picasso 79 That Stephen 12 Full of vim and 73 People watch it HAGEN V. HASTINGS, DMD
18 Proportionately
19 They are driven King feeling vinegar on Fourth of July Family, Cosmetic & Laser Dentistry
20 California 81 59 Across 13 Catcher under a night Caring Dentistry for the Entire Family
institute where 76 Mollifiers
Fritz Perls taught truckful grate 78 Chart anew
Gestalt 83 Singer 14 Out of danger 80 Chicago hub
21 War lover’s 15 ___ Romeo 82 1963 John
justification? Pendergrass 16 Knock away, Wayne film,
23 Sound of nuclear 84 Stands up to Donovan’s ___
destruction? 87 Name for a farm as a pass 83 House cover
24 Serena Smash 17 Thunder Bay’s when painting or
25 Hombre’s home: dog fumigating
abbr. 89 ___-de-lance prov. 84 Gave Gerber’s
26 Nuclear 90 What XX means, 18 Acad. tests 85 Friend of
attraction? 22 Second tel. line François
28 Arms buildup? sex-wise: abbr. 27 Pound ___ 86 Scams
32 Win ___ nose 91 Overactor 88 Rodents in the
33 She who’s shorn 93 Start of a carol (do a cop’s job) family
36 Like Mitty’s “life” 29 Too soon to 90 Pay for in a big
37 Female praying title way
figure 95 Kind of make good 92 ___ in (make
39 Reagan and 99 Ear assault kindling money in a big
Sinatra 100 Gassy prefix 30 Actor way)
42 Rock producer 102 Only place where Auberjonois 94 Flight navigation
Brian 31 Actor Calhoun syst.
43 Craft crammed nuclear issues 34 Old Faithful’s 96 Knock one’s
with critters are black and state: abbr. socks off
44 Fly like an eagle white? 35 Govern ending 97 Silly as ___
46 Comics sections, 105 With 111 Across, 38 50-50 98 “___ have no
old-style the propositions bananas”
47 Roast host theme of this 40 British upper- 101 Lanchester and
50 Loopy Louis puzzle crusters Maxwell
51 Pipe down, 109 “___, then B ... ” 41 ___ public 103 Carnival city
Navy-style 110 ___ Alamos 43 Actress Beverly 104 Forsyth’s
53 Blue hue 111 See 105 Across D’___ The Dogs ___
54 ___ rat 112 Bird’s-eye view 45 Black Sea 106 Usually nicer rds.
(slangy toddler) of World War III? country 107 Glazed finish for
56 Mr. Edison: abbr. 116 Spain and 47 Old French coin, fabrics
59 Iron-rich Portugal or new European 108 Arts degs.
Minnesota range 117 Without ___ in currency 111 Woody’s
62 Decorative the world 48 Countless Husbands and
vessel 118 Needle-shaped 49 “____ just agree Wives co-star
63 Put ___ (sail) 119 Items of real to disagree” 113 Actress Sandra
65 With 70 Across, worth 52 Attended 114 Trifecta, for one
the trouble with 120 Rhyme or reason 54 He probably has 115 History chapter,
fallout? 121 Record again shingles perhaps
67 Riposte to a DOWN 55 Loan sharks
bomb advocate? 1 Lozenge 57 Hilton or
70 See 65 Across 2 Class in Sheraton
71 Cranky household skills alternative
conditions 3 Before, once 58 Part of a
72 Triennia parts: 4 Tech preceder caveman’s
abbr. 5 “___ cast away name, in the
stones” comics
(Ecclesiastes) 60 Kept afloat
6 “I can ___ hint” 61 Accustomed (to)
7 Pei or wan 63 “Hath not ___ a
preceder thorn,
8 Do better at Plantagenet?”
(Henry VI: Part I)
64 Regarded highly

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54 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

INSIGHT BACK PAGE

Anger mismanagement is keeping close friends apart

BY CAROLYN HAX – and you’re at the very bottom rung of the effort
Washington Post ladder.

Dear Carolyn: The behavior She’s still inviting you to things one-on-one, so all
you need to do now is accept, meet up and say what
of a person whom I considered you feel. Such as: “You were right that I had become
unbearably negative.
to be my closest friend changed
“I still feel bad for that.
– irritable, sarcastic, snippy and “With time to reflect, I also feel hurt and angry
that you lashed out and didn’t just talk to me. I had
mean, mostly to me but also to to ask what was wrong for you to tell me.
“Also upon reflection, I see I didn’t talk to you
my partner. This went on for right away, either: I noticed your irritation with me
for months before I finally brought it up” – as you
months.When I finally brought note in your letter.
“So I wonder what you think about this, and how
it up, this person told me it was we can be better to each other – and maybe why we
didn’t communicate more kindly, more honestly,
my fault. I had become “negative,” it was intolerable and sooner.”
As your recent reflections have shown you, it
and a “vacation” from the friendship was required. doesn’t sit well to be accused of something by
someone who is guilty of the same – even if to a
I won’t dispute the negativity accusation. I guess I lesser degree.
So the first step in testing the viability of this
slipped into that mode and needed to change before friendship is for you to make it clear that whatever
you ask of her, you ask the same of yourself and
it became permanent. But although I was shattered more.
That’s the first piece of the answer to whether
with guilt when accused and accepted total respon- this friendship can be saved.
The next piece is hers: whether she’s willing and
sibility for the “problem,” I have since been thinking able to bring this same humility to her interactions
with you and apologize for her part.
about it. I have an issue with the manner in which Then you find out whether these pieces fit. I
hope for your sake they still do. 
this person handled the situation: I am extremely

hurt and even angry. I did not inflict my negativity

on anyone deliberately; I wasn’t even aware of be-

ing negative at the time. I feel that this person chose

to be hurtful rather than constructive as a friend

would be.

Since the confrontation this person has occasion-

ally reached out with email invitations to activities,

both one-on-one and group, but I am now very self-

conscious and feel that the friendship is over. It would

take a lot of effort to rebuild and I’m not sure it’s even T.: It sounds as if you haven’t even talked with
your friend about your new insights on the situa-
possible. Is there any value in trying? I wish I could tion. When you haven’t yet exercised the power of
your truth, you still have many possible outcomes
just shrug it off, but it is still a pretty deep wound.

— T.

SHOCK TALK: HEART EXPERTS
DEBATE BENEFITS OF ‘LIFEVEST’

56 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

HEALTH

Shock talk: Heart experts debate benefits of ‘LifeVest’

PHOTOS BY DENISE RITCHIE

Orthopedic Foot Conditions Including BY TOM LLOYD Zoll Medical Group, located in Pitts-
Bunions • Hammertoes • Corns • Calluses • Heel Pain Staff Writer burgh, Pa., is a subsidiary of the Asahi
Ingrown & Fungal Toenails • Diabetic Foot Care • Arthritis Kasei Group. Its LifeVest first garnered
Warts • Injuries • Custom Orthotics & Diabetic Shoes The best laid plans of mice, men – FDA approval in 2001 and has been
and biotech engineering companies – continuously updated since.
Same Day Appointments sometimes go awry.
According to the Cleveland Clinic,
Over 30 Years Take, for example, the Zoll LifeVest, “there are two main components to
of Experience a wearable defibrillator designed and the LifeVest: a garment and a monitor.
engineered to be worn by heart pa- The lightweight garment is worn un-
772-567-0111 tients at risk for sudden cardiac arrest. der clothing and contains electrodes
to pick up the patient’s electrocar-
DUAL BOARD CERTIFIED MEDICAL Dr. Daniel Wubneh, a personable diogram or ECG. The monitor, about
& SURGICAL FOOT SPECIALIST and erudite cardiologist with the In- the size of a paperback book, is worn
VERO BEACH PODIATRIST dian River Medical Center, says “I around the waist like a fanny pack or
1285 36TH ST think it’s a great tool for the right pa- from a shoulder strap.
SUITE 203 WWW.KALISHFOOTCARE.COM tient,” but he freely admits it’s not for
everyone and is also quick to point out “The monitor reads the patient’s
there seem to be at least some flaws in ECG continuously. If the patient has
the product. ventricular tachycardia (rapid heart-

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 57

HEALTH

beat) or ventricular fibrillation (rapid, I think the decision on who should tor the week after they had a heart at-
uncontrolled, ineffective heartbeat), wear [these vests] should be a tack were just as likely to suffer sudden
the device sounds an alarm to verify cardiac death in the next three months
that the patient is non-responsive. If shared patient-physician decision ... as patients who received conventional
the patient is conscious, the patient it needs to be on the right patient. therapy.”
has time to respond to the alarms by – Dr. Daniel Wubneh
pressing two buttons to stop the treat- While Wubneh sees the potential
ment sequence. If the patient does not which] she had just passed out. But monitors the patient’s heart, deliver- benefits of this high-tech device, he
respond, the device warns bystanders she actually had ventricular fibrilla- ing a treatment shock as needed to re- insists “I think the decision on who
that a shock is about to be delivered. tion arrest. Cardiac arrest. And it took store the patient’s heartbeat to a nor- should wear [these vests] should be
If the arrhythmia continues and the about 45 seconds [for her LifeVest] to mal rhythm.” a shared patient-physician decision,”
patient still does not respond, a treat- deliver the appropriate shocks. She adding “it needs to be on the right pa-
ment shock is delivered through the was defibrillated twice. And she re- However, it went on to say, “it is tient.”
garment electrodes.” gained spontaneous circulation and aware that in certain cases the Life-
became coherent and came to the Vest 4000 may not be able to deliver Is there an easy answer to what con-
That shock, according to Wubneh, is hospital and we were able to treat her a life-saving treatment shock to a pa- stitutes “the right patient”?
“between 150 and 200 joules.” and she walked out of here.” tient due to a fault that prevents the
device from charging its high-energy No. But Wubneh contends that pa-
Zoll says “the LifeVest is used for a That said, other news in 2018 has capacitors.” tients should work with their cardiolo-
wide range of patient conditions or been less kind to Zoll’s LifeVest. gist and then decide for themselves.
situations, including following a heart The news was worse in March. After all, they are the ones who have a
attack, before or after bypass surgery In a January article, MedCityNews An article on FierceBioTech, a web- “vested” interest in the outcome.
or stent placement, as well as for those reported “a patient who died when a site endorsed by the Massachusetts
with cardiomyopathy or congestive Zoll LifeVest failed to work has led the Institute of Technology Department “I will say,” Wubneh concludes,
heart failure that places them at par- manufacturer Zoll Medical and the of Biological Engineering, stated “a “speaking as a physician, there are
ticular risk,” and Wubneh can vouch FDA to issue a safety alert for physi- phase-three trial of Zoll Medical’s [doctors] who are on both sides of this
for at least one case in which it per- cians and patients using the wear- LifeVest has missed its primary end- argument.
formed flawlessly. able heart monitor and external defi- point.
brillator.” “The study found that people who “I think it seems that those who have
“I recently had a patient a few weeks started using the wearable defibrilla- experienced a patient being saved by
ago,” Wubneh explains, “who was vis- The FDA said “ideally, the LifeVest [these vests] seem to be a little bit more
iting from out of town. A lovely wom- in the camp of support for it,” but ul-
an who was on vacation here and she timately, it’s the patients’ decision to
had just been fitted in a vest about a make.
month or maybe two months prior to
her coming here. She had what she Dr. Daniel Wubneh is with the In-
thought [was] a single episode [in dian River Medical Center. His office is
at 3450 11th Court, Suite 102. The phone
number is 772-778-8687. 

58 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

HEALTH

BMI issue weighs on knee/hip replacement candidates

BY TOM LLOYD 4 million a year, while an additional
Staff Writer 340,000 Americans will get a “new hip”
each year.
Hip and knee replacements are two
of the most common surgical proce- But “weight.” There’s more.
dures performed today. According to Dr. Megan Hill at Vero
Orthopaedics & Neurology, even if
The American Academy of Ortho- your hip or knee does need replacing,
paedic Surgeons predicts that by 2030 you may still have to wait.
the number of total knee replacements And lose weight.
performed in this country will grow Here in Vero Beach, your BMI (body
a whopping 670 percent to roughly mass index) can red-light or green-

Jenn Davison and Dr. Megan Hill. PHOTOS BY DENISE RITCHIE

light your joint replacement surgery. of Bone & Joint Surgery last July says
According to Hill, a board-certified “our data shows it’s not necessary to
ask patients to lose weight prior to [hip
family medicine and preventive care or knee replacement] surgery.”
physician, “the Indian River Medi-
cal Center [where VO&N surgeries are Nonetheless, if you want your sur-
performed] says that you cannot have gery performed by VO&N, it must still
joint replacement surgery done with a comply with the IRMC rules.
BMI greater than 40.”
In any event, the Centers for Dis-
That, incidentally, is not a univer- ease Control defines BMI as “a person’s
sal or even area-wide restriction. A weight in kilograms divided by the
University of Massachusetts Medical square of their height in meters.”
School study published in the Journal
Even the AAOS admits “being de-

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 59

nied hip or knee replacement sur- HEALTH
gery until you lose enough weight is
discouraging. Being given a number in constant contact or ask questions
on the scale to hit before scheduling without having to make office visits.
a surgery feels like another massive
roadblock. After all, losing weight Finally, Hill boasts that unlike
isn’t easy – especially when you’re in many commercially advertised diet
chronic pain with limited mobility” plans, ITG does not require patients
because of failing hips or knees. “to buy all these [food items] and
keep buying them in order to keep
That, according to Hill, is precisely the weight off. We teach you how to
why VO&N launched its ITG (or “It’s live a lifestyle without having to pur-
the Greatest”) weight loss program: a chase all those things and spend all
low-carbohydrate, low-calorie keto- that money.”
genic diet designed to burn fat.
Dr. Megan Hill can be reached at Vero
“We’ve had some really good suc- Orthopaedics and Neurology at 1155
cess stories within our practice,” says 35th Lane in Vero Beach. The phone
Hill. “And I wanted something that I number is 772-569-2330. 
could offer to the community. Hav-
ing a physician manage it and being
able to just offer an additional healthy
lifestyle product for our patients,” she
claims, “goes hand-in-hand with or-
thopedics.”

One of those in-practice examples is
VO&N’s own CEO Jenn Davison.

While asking any woman about her
weight is probably still a social taboo,
the 5-foot-1 Davison blithely volun-
teers that information.

“I was 142 pounds starting in Au-
gust of last year,” exclaims Davison,
“and now I’m down to 120 pounds.
So I’ve lost 22 pounds. It’s changed
my life for good. I’ll never go back to
eating the way I was before because
I feel 10 times better, my inflamma-
tion I feel has gone down significant-
ly, I have more energy, I feel a little
bit more active and for me it’s been a
great health change.”

In fairness, bariatric weight loss sur-
gery can and does routinely produce
even greater weight loss in even less
time, but as Hill quickly points out, “I
had a couple patients who would prob-
ably have benefited from the bariatric
surgery, but they didn’t qualify within
terms of their insurance.”

Other patients, Hill and Davison
agree, simply don’t want to face back-
to-back weight-loss and hip or knee
replacement surgeries.

Moreover, the two contend, the ITG
diet can produce long-lasting results.

As Davison puts it, “I’ve seen plenty
of people who can drop 50, 60 pounds
in a six-month period, but then you
look at them a year out, they’re up
60 or 70 pounds. I don’t really care
where you are in six months, I care
what you’re able to maintain for the
next year, two years, three years be-
cause it’s harder on our bodies to
drop weight and re-gain weight, and
with ITG not only are we getting you
to drop your weight, but we’re teach-
ing you healthy, manageable lifestyle
changes that you can maintain.”

To aid in that plan, VO&N monitors
its ITG patients with weekly phone
calls and offers a special email ad-
dress through which patients can keep



Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 61

ON FAITH

Too many of us are talking and too few are listening

BY REV. DRS. CASEY AND BOB BAGGOTT the conversation when we are in the mutual understanding and respect ony of our modern world just might
Columnists company of others. We forget, he said, with some concerted effort at hearing resolve itself into something more me-
that listening can be a greater service one another. If we all spoke a little less lodious, more harmonious. How good
The great Shema, perhaps the old- than speaking. and listened a little more, the cacoph- are you at listening? 
est daily prayer of Judaism, begins with
the invitation to “hear.” The Rule of Bonhoeffer is on to something.
Benedict, a document for the govern- Haven’t we all known times when we
ing of religious communities, which has felt that no one was offering us the
probably been in longer successful and simple respect which can be conveyed
continuous usage than any other, be- by listening to us? Perhaps there were
gins with the word “listen.” Given such times as children when our parents or
emphasis upon listening and hearing teachers would not listen to us. Per-
among faithful people, it came as no sur- haps our own teenage children or our
prise when we noticed recently that the spouse fail to listen to our sage advice.
great German pastor and theologian of Maybe it seems as if our neighbors,
the 1930s, Dietrich Bonhoeffer, had ded- our work associates, or even our elect-
icated an entire chapter of his book, “Life ed officials are ignoring us. We’d like to
Together,” to the subject of listening. be heard.

Bonhoeffer had organized an un- But are we listening? Our modern
derground community of theological world allows us endless opportunity for
students who shared his commitment self-expression via the Internet and so-
to resistance of the Nazis. Compas- cial media. And yet, we’re told, that many
sion, trust, understanding and mutual people report being more lonely and iso-
support were essential in Bonhoeffer’s lated than ever. Perhaps too many of us
community if the members were to are talking and too few are listening.
avoid detection by the authorities as
they daily worked and prayed for the If we’re wondering how to relearn the
end of the brutal governing regime. ancient, invaluable art of listening, where
would we begin? A good starting point
As Bonhoeffer wrote about the es- might be rereading the treasured biblical
sential role of listening for his commu- story of the boy Samuel. One night, the
nity, he noted that we so often think story goes, Samuel was awakened by a
we have to contribute something to voice calling his name. He ran to the old
priest, Eli, assuming Eli had called. But
Eli instructed Samuel to go back to sleep.
This pattern of hearing his name called,
running to Eli, and being told to go back
to sleep repeated itself several times un-
til Eli eventually perceived that the call in
the night to Samuel was from God. He
instructed Samuel to reply, if his name
should be called again, “Speak, Lord, for
your servant is listening.”

That may just be the best spiritual
advice ever given. Maybe hearing our-
selves called to compassionate out-
reach or meaningful service would be
the result of some dedicated listening
on our parts. Maybe relationships and
communities would rediscover trust,

62 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

ST. EDWARD’S

Growing pains, then gains for St. Ed’s baseballers

BY RON HOLUB
Correspondent

First-year head coach Steve Beare Aidan Taylor takes a high pitch. cusing primarily on fundamentals and Jackson Jennings.
wants to take St. Ed’s baseball program mechanics. They understand that ev-
forward by going back to the basics on PHOTOS GORDON RADFORD ery play is made based on fundamen- Michael Mangieri fires to first base.
the field – and at the same time en- tals. Obviously one of our strengths is
couraging his players to exercise the everything. It’s not about one particular that we have a good group of kids. They These kids are my brothers and I hope
brainpower required for sustained part of the game. You have to finish ev- come from a strong background here they take the next step next year.”
success. Recent results indicate that ery single pitch, every single at-bat, and at St. Edward’s. They are on the mature
the plan is taking shape as the season every inning to the final out of the game. side and everybody is starting to adapt Jennings will give baseball a try
rounds third and heads for home. and apply what we have been teaching. when he enrolls at Florida Southern
“What we are trying to implement We are steadily climbing the ladder in the fall. Appropriately, there was no
The Pirates lost five straight at the here is to make sure that even when we with each game that we have played.” doubt about the starting pitcher on the
start, but have since rebounded to win are losing, we are playing like we are evening he was honored.
three of their last four. A 5-3 victory winning. By finishing every game we Of course, pitching can accelerate
over Fort Pierce Westwood on Senior will see if we can take a (potential) loss any climb toward prominence, and “On Senior Night at home I couldn’t
Night last week was further confirma- and maybe push it into a win.” the Pirates may have a good one for think of anything better than to start
tion that this very young team is listen- the next two years. Sophomore Casey Jackson,” Beare said. “He’s got very
ing and buying in. “There’s an adjustment period for ev- Richey struck out nine and fired a com- good velocity and he’s been throwing
eryone. We are moving players around plete game one-hitter in an 8-0 shutout well for us all year. He’s our sole senior
Jackson Jennings and Casey Richey and trying them in positions that they of Glades Day. His ERA is a very re- and I couldn’t think of anyone better to
stifled FPW on one hit while Michael are not accustomed to. Doing that will spectable 2.75. put on the bump.”
Mangieri provided just enough of- be beneficial for the entire team. I un-
fense with a triple and two RBIs. The derstand everybody wants to play cer- Through nine games the offense St. Ed’s is playing an independent
new coach might have been just as im- tain positions, but we want everyone to has been paced by Richey (.318), Aidan schedule this year. There were only five
pressed when Jennings easily swiped understand that this is about the team. Taylor (.318) and Will Miller (.300). The games to go at the start of this week be-
two bags to manufacture the first run, one and only homer belongs to Jack- fore the season ends April 27. 
or when the infield pulled off a nifty “We are getting back to basics and fo- son Jennings.
6-4-3 double play, and how the defense
was errorless throughout. Senior Night also belonged to Jen-
nings and his family. Before he took
The learning curve is on the ascen- the mound he told us, “I’ve played 12
dency for this group consisting of one total seasons of sports here at St. Ed’s
senior, one junior, four sophomores, (including football and basketball),
four freshmen and one eighth-grader. and this being the last one is kind of
gut-wrenching.
“I wouldn’t necessarily call it grow-
ing pains,” Beare said when asked “We are super young this year, but
about the construct of his roster. “I be- there are flashes of excellence from
lieve we graduated seven seniors last everybody on this team. This is a de-
year and that was a tough loss. Obvi- velopmental year with a new coach
ously we have some younger kids now, trying to figure out where we stand. We
which is great. What we are trying to are going to be good over the next few
do is tap into a lot of talent that is un- years. I wish this team the best of luck.
tapped right now.

“Baseball in a thinking man’s game. A
lot of what we are trying to do is philo-
sophical. For Senior Night we intro-
duced a theme called ‘Finish.’ I think
in this day and age kids in a lot of sports
sometimes forget that they have to finish

Your Vero Beach Newsweekly ™ Style Vero Beach 32963 / April 19, 2018 63

BY OLIVIA BUXTON SMITH
The Telegraph

Could spring finally be in the air? ding the saccharine qualities pastels ted midi dresses and skirts, boiler suits
Whether temperatures will finally be- are often associated with. Wear any- (with Max Mara as a reference, you’ll see
gin to rise, or not, it turns out that pastel thing too tight or too short, and you risk why) and wide leg trousers are all great
shades, which were ubiquitous on the butchering the trend. Opt for long, loose options that are as comfortable as they
spring/summer 18 catwalks, are not, as or relaxed silhouettes instead. Knit- are chic. 
you might have assumed, the preserve
of sun-drenched days.

Indeed, Net-a-porter has reported
that searches for ‘pastel’ products has
increased threefold since last Septem-
ber, declaring pastel pink the most com-
monly searched shade, closely followed
by pastel blue. This is in part due to the
influx of pastel coats and knitwear that
we’ve witnessed from designers, but we
can also thank the flattering, easy-to-
wear qualities of desaturated tones for
their new omnipresence.

Global search engine Lyst’s findings
concur, revealing pastel suits as the cat-
egory with the most marked increase in
search traffic – up 25 percent in 2018,
and pants and skirts not far behind.

It seems ice cream hues might be
the perfect antidote to our change-
able weather after all. Here’s how to
adopt them in a grown up way ...

Checks please
Heritage checks offer an excellent
means of offsetting powdery hues. A
check coat or plaid blazer will be ex-
actly what’s needed to ensure your
mint trousers or lilac dress is suitable
for the office.
Slightly oversized, androgynous cuts
are advisable. Think, a boxy coat or a
roomy double breasted blazer teamed
with your favorite pastel pieces. A pair
of mannish oxford shoe will provide a
similar effect.

Sweet suiting and sky-blue for spring.
Structured tailoring will counterbal-
ance sugary tones. If you’re concerned Chalky combinations
that wearing pastels will leave you look- If tonal dressing is one way to don
ing like you’ve been rummaging in your dusty tones, color blocking pastels is
daughter’s closet, rest assured a piece of the other. For the chicest combinations,
tailoring will help avoid this. seek out super soft variations; the least
Take your style cues from Michael saturated sherbet yellow, the palest
Kors’ spring/summer 18 show, where powder blue and the lightest lilac – and
the lilac suit trousers paired with a layer them up.
matching jacket looked nothing short of Alternatively, opt for a print combin-
polished. ing multiple pastel shades. These will
make for the most heavenly dresses,
Monochrome in marzipan shirts and trousers, which can be paired
Tonal dressing is a sartorial tech- with sandals in summer.
nique perfect for nailing the glamor-
ous, tidy and chic triumvirate. And Languidly luxe
it works. Pastel hues lend themselves Shape and cut are essential to shed-
particularly well to top-to-toe dress-
ing. Just ask Joseph’s creative director
Louise Trotter, who offered up looks
comprising head-to-toe lilac, blush

64 Vero Beach 32963 / April 19, 2018 Style Your Vero Beach Newsweekly ™

Meet Needle and Thread – and its dresses to flatter everyone

BY CHARLIE GOWANS-EGLINTON Coffin spotted a gap in her own ward- beads boast ruffles or lace instead. But Hannah Coffin.
The Telegraph robe, and those of her girlfriends. She Coffin has hit on a look that appeals to
launched the brand, of which she is women of all ages. Drew Barrymore, 43, ranked in the top five dress brands on
At a stylish friend’s wedding in De- creative director and CEO, in 2013. is a fan, as is 53-year-old Sarah Jessica global fashion search platform Lyst over
cember, both the groom’s mother and Parker. Dame Helen Mirren, 72, wore the past year and they’re number one
sister wore embellished dresses – the Her average shopper ranges from a Needle & Thread dress with semi- for pastel versions.
mother a beaded high-neck, long-sleeve 25 to 35, and – a rarity in the current sheer sleeves and multicolored flower
top half with floor-length tulle skirt, the fashion climate – is loyal to the brand, embroidery on the red carpet last year. The bridal market is no small factor.
sister an embroidered minidress. Both returning to buy again and again. As While many labels will flatter only a Those pastels quickly became favorites
were by London label Needle & Thread. for the dresses themselves, there is an specific size or shape, there’s an under- for wedding parties (for model Kate Up-
overt femininity that runs through ev- standing here that some women always ton’s Tuscan nuptials in December, her
In her former job as womenswear erything. Core colors are pastels; those steer toward low-cut necklines but love four bridesmaids wore pale pink dresses
design director at All Saints, Hannah pieces not encrusted with sequins or long sleeves, or choose to cover their by the brand). Wedding dresses seemed
legs. That breadth of silhouette has in- an obvious next step.
advertently given Needle & Thread age-
less appeal. “The emails were coming in thick and
fast from the consumer – telling us that
The focus is on beautiful dresses, she wanted this dress in white, does this
though not necessarily championing come in ivory, do you do this in a long
the latest trends, and not necessarily sleeve, have you got a veil to go with
cool. If that reads as a criticism, you this.” In early 2016, Needle & Thread’s
misunderstand me. Many brands seek bridal collection debuted at Net-a-Por-
out the most fashion-forward, “cool- ter and Harrods.
est” customer – women who will wear
much-hyped labels like Vetements Sales are up 49 percent year on the
and Off/White, or spend $850 on year. An impressive figure – though
Balenciaga’s sell-out Triple S sneak- small fry compared to the previous
ers. Needle & Thread might not ap- year’s 94 percent increase, thanks to the
peal to her – but as Coffin well knows, launch of bridal and the brand’s own
she’s vastly outnumbered by women e-commerce site. They’re gratifying fig-
looking not for the cutting edge, but ures for Coffin, who had to take external
the flattering, the beautiful, the still- investment – and sell stakes in the busi-
stylish-in-a-year’s time. ness – when her own savings ran out.
She talks me through her next three-
“When I had my entrepreneurial year plan in meticulous detail over tea.
hat on, I felt that we didn’t really have Territory expansion is a priority: So far,
brands that were unashamedly femi- Needle & Thread has only a few stock-
nine. A lot of brands feel the pressure ists in the Middle East, but is perform-
to be cool, to be relevant, to be styled ing very well there, which is perhaps not
with certain other brands, and actually surprising when you remember those
I think that space is occupied.” long-sleeved, modest options.

Instead, Coffin has carved out her Product diversity will be a focus too,
own space in the market. Rather than partly thanks to a string of copycats.
ploughing tens (or even hundreds) of Coffin sighs over the expense of claim-
thousands into establishing a presence ing for intellectual property infringe-
at fashion week, Coffin has invested in ment. “Nike rely on their tick. The athlei-
her team – 35-strong in London, and sure brands, the denim brands, they’ve
just less than half that in India, where got the advantage of a button, or brogue
the clothes are produced. By keeping stitching on Church’s shoes – they have
production in one country, and working branding. Our branding is our motifs.”
closely with factories, Coffin stops costs
from spiraling. When a brand’s aesthetic is so widely

Which brings us to the price. Needle
& Thread bridges the gap between high
street and designer, with $400 price tags
catering to that in-between sweet spot.
The brand was picked up very early on
by Asos, where it still sells. At the other
end of the market, Net-a-Porter has in-
creased its buy by nearly three quar-
ters in the last year alone, and Needle &
Thread has so far designed seven exclu-
sive collections for the e-tail giant.

New drops arrive eight times a year, as
opposed to the usual designer calendar
of four, alongside 10 or so core styles that
have yet to run out of steam: priced $250
to $600, customers don’t seem to tire of
them. Needle & Thread has consistently

Your Vero Beach Newsweekly ™ Style Vero Beach 32963 / April 19, 2018 65

copied – and indeed, when its own de- her dresses to, its trendiness dated it to ing the brand, as well as offering a low- & Thread at that summer wedding,
signs are selling on this scale – over- that summer alone. er entry price-point. you’ll likely be the only one to choose
saturation becomes a problem. Self Por- your specific dress.
trait – one of Needle & Thread’s direct A wider spread of product – from Rather than focusing on one recog-
competitors in the affordable occasion- the Victorian blouse Coffin is wearing nizable dress of the season, frequent The breadth on offer also means
wear market (also launched in 2013, also at our meeting to the sweatshirts cur- new drops and exclusives for different there’s somewhere to go if shoppers
followed up with a bridal collection) – rently selling out for $150 online – is stockists mean that while you may not ever do tire of those signature dresses.
provided the sell-out dress of 2015, the key in Coffin’s mind to future-proof- be the only woman wearing Needle So far, though, it seems there’s no dan-
strappy lace Azalea. Guests wearing it ger of that. “My cousin’s getting married
to a wedding would find themselves in in May,” says Coffin, “and she’s wearing
good company, inadvertently match- the brand. I’ve got another cousin get-
ing other guests and even bridesmaids. ting married in the autumn, she’s wear-
Instead of becoming a timeless staple in ing one of our dresses too.” She laughs.
women’s wardrobes, as Coffin intends “It’s quite a wide appeal.” And that’s
quite the understatement. 

66 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

DINING REVIEW

First Bites: Post & Vine joins 14th Avenue dining scene

BY TINA RONDEAU
Columnist

After a long wait, Post & Vine has
debuted as the newest addition to the
14th Avenue dining and drinking scene
– and a number of Vero residents al-
ready seem enthusiastic about its re-
laxed bistro vibe.

Headline news: The food is good,
but this isn’t exactly fine dining. The
casual ambiance is as much of the at-
traction as the food here. Come wear-
ing a sports jacket, or come in shorts.
Post & Vine offers a variety of tempting
appetizers to enjoy with a cocktail, beer
or glass of wine; salads, sandwiches or
burgers if you’re in the mood for some-
thing light; and a short list of tasty,
well-executed entrées for those seeking
a full-meal.

Look & Feel: The outdoor dining
area is what makes Post & Vine unique.
While other restaurants have most of
their dining area inside, with small
courtyards or patios, the spacious cov-
ered deck that opens out from the bus-
tling bar area is where most of Post &
Vine’s dining will take place. There’s
nothing else quite like this in Vero.

Food: Over the course of two meals, Marinated Garlic Skirt I welcome your comments, and encour-
my husband and I sampled two soups, Chicken. Steak. age you to send feedback to me at tina@
two large salads, four entrées, and two verobeach32963.com.
desserts. capers, and was served with jasmin rice Chocolate
and crunchy roasted Brussels sprouts. Cake. The reviewer dines anonymously at
For starters, we had the tomato lentil Both very good dishes. restaurants at the expense of Vero Beach
soup and the lobster bisque (both $7 for Prices: Prices for starters range from 32963. 
a cup, $11 for a bowl). My husband on our first visit had the $7 to $14, with salads, sandwiches and
garlic skirt steak ($22) and on our re- burgers mostly in the $8 to $12 range, Hours:
The tomato lentil was a hearty vege- turn tried the grilled mushroom meat- and entrées running $15 to $22. Daily, 3 pm to late
table-broth soup made with tomatoes, loaf ($15). The skirt steak was cooked Beverages: Full Bar
onion, carrot, garlic, green lentil, kale, perfectly and was very tender. The Pets: Post & Vine says pooches are ab-
curry, cumin and thyme. But the bet- meatloaf, a blend of pork, beef, sautéed solutely welcome. Address:
ter of the two was the lobster bisque, a crimini mushrooms and some carrots, 1919 14th Avenue,
rich, creamy soup with chunks of lob- was topped with a brown sherry mush- Initial impressions: Post & Vine is just
ster and finished with aged sherry. room gravy. Excellent. getting started, and it’s hard to tell where Vero Beach
it’s going. But it is unique, and it’s cer- Phone:
Next, we sampled the roasted beet For dessert, we tried the Key Lime tainly an interesting addition to Vero’s
salad ($9) and the Caesar salad ($8). pie on our first visit and the chocolate downtown dining area. It’s very much (772) 907-5159
For an upcharge, these salads can be cake on our second (both $7). Either one worth a visit.
ordered with grilled chicken, steak, makes a fine way to end a meal.
shrimp or soft-shell crab. But for dinner
salads, either of these was big enough Drink: As befits its name, Post & Vine
for two to share. The beet salad was has a nice selection of moderately priced
particularly good with candied wal- wines, and it offers the beers and cock-
nuts and goat cheese. tails one would expect at its lengthy bar.

For entrées, we tried four of the Service: For a new restaurant, ser-
five selections currently offered on vice was both attentive and knowl-
the menu. The first evening, I had edgeable.
the marinated chicken ($16) and on
our second visit I had the chargrilled
salmon ($19).

The char-grilled chicken breast was
topped with artichokes, sundried toma-
toes, feta cheese and fresh basil in a lem-
on beurre blanc. The salmon filet was
topped with the lemon beurre blanc and

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 67

WINE COLUMN

Host a wine party for serious tasting – or just for fun

BY DAVE MCINTYRE The person who brought the crowd fa- So get your group together and form a June: Italian white wines. There is
vorite earns bragging rights until next wine club. Alternate hosts each month. incredible variety in Italian whites,
The Washington Post time. You may also skip the spit cups The host chooses a theme and sets a from grechetto, Gavi, Soave, fiano,
– walking around with glass, plate and price range, and each guest brings an Roero D’Arneis, to vernaccia, Verdic-
The reader’s question was straight- spit cup can be precarious – but it’s appropriate bottle and some food. chio and many more. Warning: Your
forward, but pointed in several di- still a good idea to have a dump bucket guests will immediately think of pi-
rections. She was to attend a rosé handy if someone doesn’t want to fin- For themes, the possibilities are not grigio, so I suggest the host sup-
party, and was asked to bring food. ish a wine. seemingly endless. Here are some plies that and tells everyone else to
What would be a suitable match? suggestions to get you started over bring something different.
One essential you don’t want to ne- the next six months:
Without knowing more about the glect is food. And don’t plan on hav- July: American wines for Indepen-
plans for the event, I offered a few ing the tasting first and food later – May: Rosé, duh. It’s perfect for dence Day. Lots of leeway here: Pick a
quick suggestions. But my mind that’s a recipe for intoxication. Even springtime, as the 2017 rosés are state or region. An Oregon wine party
raced with possibilities for a year’s when spitting, it’s good to have some pouring into the market and we all would include lots of pinot noir, but
worth of wine parties. food between tastes. want to decide which ones to stock guests could include some chardon-
up on for summer. nay, pinot gris and Riesling to show-
Some questions to ask yourself case the state’s variety. Or toast the
when planning such a thing: Is this fireworks with U.S. sparkling wines.
for serious study of wine, whether
you are new to it and exploring to see August: The dog days of summer
what you like, or studying for some call for some “cool-climate” wines.
certification of expertise? (We’ll call Cool-climate generally means ar-
this a wine tasting.) Or will this be eas where it is challenging to ripen
more of a social event centered on grapes because the growing season
wine? (Which we’ll call a wine party.) is cooler than others. Think West So-
noma Coast, Michigan, New York’s
For either, you’ll need decent Finger Lakes, or the newer wine re-
glasses. For a wine tasting, you will gions of Chile and Argentina.
need brown lunch bags to conceal
the wines and a marker for number- September: If you didn’t do U.S.
ing the bags; serving them “blind” bubblies in July, you could cool down
reduces any bias we get from the la- in September by exploring sparkling
bel or the price. Each guest will need wines from around the world, saving
a white background – a sheet of pa- the expensive ones such as cham-
per or a cloth napkin will do – to best pagne for December. Think cava,
appreciate the wines’ color. They will prosecco, Crémant de Limoux.
also need cups to spit into. Red Solo
cups are ideal, as are coffee mugs or October: German Rieslings for a
your collection of cups from college classy Oktoberfest party. Compare
football games. Finally, you’ll need at wines of the Mosel with those of Rhe-
least one dump bucket for everyone inhessen and Pfalz. Add some from
to empty their spit cups into Austria, Australia, New Zealand or
the United States for comparison.
For a wine party, you may want to
skip the brown bags, though it can be These ideas should goad your
fun to have everyone vote for their fa- thirst for exploration and discovery
vorite wine and then do a big reveal. of new wines. 

68 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

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70 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

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Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 73

PETS

Bonz says ‘Ahoy there’ to Pirate in Key West

Hi Dog Buddies! Pi sat on the corner, an my pooch pals Charlie
Brown an Shadow, an swim in
Last weekend, me an my Assistant alert an adorable, while his the ocean with my girlfren Dai-
took a mini get-away, an I made a new sy (she’s a Golden Retriever).
pooch fren – a 16-month-old Portu- Dad waved to the humans Coconuts are fun, also: I totally
guese Water Dog, full of Youthful Exu- shred ’em. An Dad an me play
berance. He (an his Dad) have a Key walkin’ or drivin’ by; or ridin’ with my Chuck-It: he flings a
Lime (pie an other stuff) shop in Key ball all the way across the dog
West, an he’s Official Greeter. I KNOW, in one of those big red trol- park, an I run like the wind
right? after it. That totally poops me
leys. He pretended to throw out, which I think is Dad’s Plan.
We were takin’ a liddle stroll along
Elizabeth Street, when, in front of a the pie at ’em, but it was “By Sunset (which is a Big
bright yellow an green store on the Deal down here but I’m not
corner, we spotted a human holdin’ a stuck to his hand. The hu- sure why) I’m ready for bed. I
big yummy-lookin’ green pie, wearin’ a pile up lotsa rugs in my Sleep
green jacket an poofy green hat shaped mans were laughin’ an wav- Spots, then I rotate during the
sorta like a mushroom. Beside him, night: closet, floor, then the
wearin’ a green halter, was a middle- in’ an hollerin’ “Hi, Pirate!” bed with Dad.
sized pooch with curly white hair an big “Oh, an, guess what? I’m so stoked!
black fluffy circles around his eyes that Everybody knew him. He was I’m gonna be on the COV-er of a CAL-
made him look like a pie-rat. Or Zorro. endar we’re doing. It’ll be pickshurs of
FAY-muss! me and my pooch pals. Isn’t that Cool
“Dawg,” I said. “Whazzup?” (Bein’ off Kibbles?”
the clock, I was in a laid-back, island A liddle boy, walkin’ by “Woof! Totally!”
state of mind.) I didn’t wanna leave, but we hadda
with his Mom, plopped right Pirate get back home.
“Oh, goody,” he said, wiggle/waggin’ down on the sidewalk next “Oh, wait, Mr. Bonzo, I almost forgot.
over for the Wag-an-Sniff (an a Euro- to Pi, and started patting Here’s a bag of my special Key Lime dog
pean Double Smooch). “I love meetin’ biscuits, for your trip. They’re all natu-
pooches who come from Afar. Do YOU him an talkin’ to him. Pi gave ral.”
come from Afar? What’s your name? I’m Heading home, I was thinking about
Pirate Carpenter. You can call me Pi.” him nuzzles an gentle nose “How did you get all the way down the exuberant, big-hearted “lap dog”
who lives on an island and loves every-
On the Spur-of-the-Moment, I had an bumps. here?” body. And those Key Lime pooch treats
IDEA. “I’m Bonzo. I’m a journalist, down kept me in the Island Mood all the way
from Vero Beach for the weekend. That’s “I love my job, especially the liddle “It was scary, leavin’ my pooch Mom back to “Afar.” Till next time,
sorta Afar, I think. Ackshully, I write a
newspaper column about pooches: a humans,” he said. “One time, when an litter, an flyin’ far, far away by myself. The Bonz
story an PICKshur. The minute I spotted
you, I knew you’d be a great innerview. the Disney ship was in, I got to play The humans were nice an stuff, an I be- Don’t Be Shy
Whaddya think? Got some time to yap?”
with six liddle humans all at one time. haved like Mom taught us to, but I was We are always looking for pets with
“Are youWOOFIN’? A COL-umn about interesting stories.
ME? In the PAY-per? With a PICK-shur? Woof! Those were the Best Tummy Rubs homesick.”
Ab-so-woofin’-LOOT-ly!” He nudged the To set up an interview, email
human in the green hat. “This is my Dad, EVER!” “I can imagine.” [email protected].
Kermit. We’re business partners. We can
yap soon as I finish my shift, if you don’t “You’ve got a Super Cool Dog Biscuits “But that’s OK, cuz soon as me an
mind hangin’ out for a bit.”
job,” I observed. Dad saw each other, even though I was
“Of course,” I said. “Us journalists are
flexible.” When Pirate finished his shift, we just a liddle fluffmuffin, I ree-llized I had

went back to his office. Even though he a Forever Home.

was bigger than me, he jumped smack “I’ve been learning Basic Dog Stuff,

into his Dad’s lap. His front legs flopped like Sit, Stay, Down and Don’t Jump Up

over one side an his caboose hung over (that’s the hardest cuz I really, really, re-

the other, an he was happy as anything. ally like to Jump Up).”

“So, how’d you two get together?” A lady walked in an gave Pirate a pat

“Dad’s fren hadda Portuguese Water on the head.

Dog like me, only brown. They’d stop by “This is Carina,” he explained. “She’s

Dad’s shop every day, an Dad ree-lized my Official Trainer, anna co-worker.

us Porties were, like, the perfect pooch She’s like my human Mom. She says

for people who live on an eye-lund, ya I’m Eager To Learn, an smart. When

know?” she gives me a Cuh-MAND, I do it, cuz

“Word!” I said. I know she Means Business. But, when

“So Dad went On Line an found Ju- Dad gives me a cuh-MAND, its seems

lie’s Porties in Ohio, which is WAAY far more like a Guideline, an sometimes

up. When he saw my pick-shur, he said, I do it, an sometimes I don’t. Specially

‘This is The Dog For ME!’ I mean, I’m ‘Don’t Jump Up.’ But I’m tryin’ to do bet-

adorable now, as you can see, but when ter.

I was a liddle pupster I was Totally Irre- “I also like to hang out with my hu-

sistible.” man pal Arthur (he’s a co-worker, too),

74 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

CALENDAR

ONGOING Rock City Gardens with cocktails, dinner and at Grand Harbor Golf & Beach Club to benefit shall’s “Transcending” for trumpet and strings
dancing under the stars to Gypsy Lane Band. Mardy Fish Children’s Foundation, which funds featuring trumpeter Louis Miguel Araya, plus
Riverside Theatre - Mamma Mia featuring $175. 772-584-9511 local after-school programs. $10 to $100; children Tchaikovsky’s “Romeo and Juliet” and Rimsky-
the music of ABBA, on the Stark Stage thru April 18 and under free. Tennisverobeach.com Korsakov’s Scheherazade, 3 p.m. at Vero Beach
29. 772-231-6990 19 Coastal Conservation Association High School PAC. 855-252-7276
Treasure Coast Banquet, 6 p.m. at In- 21 Fairy & Pirate Festival, 10 a.m. to 1
Vero Beach Museum of Art - Medieval To tergenerational Recreation Center, with Vegas- p.m. at McKee Botanical Garden – 25 Doug Berky, Large Mask Storyteller,
Metal: The Art & Evolution of the Guitar thru style games, auctions and raffles, cocktails and children wonderland with treasure hunts, fairy uses costumes, mime and music to
May 6, Paul Outerbridge: New Color Photo- dinner. $110, includes CCA membership. 904- houses, crafts and games. Standard admission. weave entertaining tales for children, 6:30 p.m.
graphs from Mexico and California, 1948-1955 982-4144 772-794-0601 at Vero Beach Museum of Art Leonhardt Audi-
thru June 3 and Shadow & Light: The Etchings of torium to benefit Gifford Youth Achievement
Martin Lewis thru May 13. 19 A Night of Hope, Salvation Army an- 21 Wheels & Keels at The Moorings Yacht Center educational programs. $10. 772-794-
nual Benefit Dinner, 6:30 p.m. at First and Country Club, featuring cars, 1005
French Film Festival at and around FIT’s Foo- Presbyterian Church with guest speaker Os- boats and motorcycles, 10 a.m. to 3 p.m., con-
saner Art Museum - 2 screenings/week at Foo- car Roan, retired Cleveland Brown NFL player. cluding with a ‘Red Carpet’ award ceremony to 27 Main Street Vero Beach’s Downtown
saner thru April 21. 321-674-8916 772.978.0265 Ext 104 benefit Wheels & Keels Foundation, supporting Friday Street Party, 6 to 9 p.m. on 14th
local charities. 772-559-9758 Avenue. Free. 772-643-6782
Environmental Learning Center – Lagoon 19 Senior Resource Association Silver
Tour d’Art exhibit; award winners from Sebas- Tones Spring Concert, The Three B’s: 21 ELC EcoTalks Speaker Series: Dolphin 27|28 Riverside Theatre pres-
tian River Art Club Beautiful Lagoon Fine Art Beatles, BeeGees and Beach Boys, 7 p.m. at Rescue on the Indian River Lagoon, 11 ents James and the Giant
Show, thru May 10. 772-581-8281 First Presbyterian Church. 772-569-0760 a.m. at Environmental Learning Center. discov- Peach performed by RCT students, 1:30 p.m.,
erELC.org 5:30 p.m., and 7 p.m., with post-show Kidspot
APRIL 20 A Decade of Dancing, celebrating refreshments & activities for children 12 and
10th anniversary of Healthy Start Co- 21|22 The Blue Angels highlight under. $10. 772-231-6990
19 Concerts in the Park: Don Bestor, 5 to alition’s Dancing with Vero’s Stars, 5:30 p.m. at the Vero Beach Air Show
7 p.m. at Vero Beach Museum of Art. IRC Intergenerational Center, with silent auc- at the Vero Beach Regional Airport to benefit 28 38th Children’s Art Festival, 10 a.m. to
$10 & $12. 772-231-0707 tion, refreshments, music and mingling with the Veteran’s Council of Indian River and the 3 p.m. at Vero Beach Museum of Art,
Vero’s Stars alumni and current dancers. Free. Vero Beach, Treasure Coast and Indian River Ex- with Indian River County Juried Student Exhibi-
772-563-9118 change Clubs. VeroAirShow.com tion Awards, family activities and Congressional
Art Competition. Free. 772-231-0707
Starlight and Sneakers to benefit The Space Coast Symphony presents
world premiere of Christopher Mar- 28 Charity Shoot to benefit Education
19 20-29 22Arc of Indian River County, 6 p.m. at Foundation, 10 a.m. at Windsor Gun
Mardy Fish Children’s Foun- Club, Indian River Trap & Skeet followed by BBQ
dation Tennis Championships lunch. Equipment provided. $125. Viewing and
lunch only, $35. 772-564-0761
Solutions from Games Pages ACROSS DOWN
in April 12, 2018 Edition 1 TERRY 1 TRAFFIC 28 Denim & Diamonds Gala, 6 p.m. at
4 TORY 2 RULETHEROOST Vero Beach Country Club to benefit
8 ALL 3 YEAR Special Equestrians of the Treasure Coast thera-
9 AXMINSTER 4 TOMBOY peutic riding program for individuals with dis-
10 FATE 5 RUNFORIT abilities. $125.
11 TOBOGGAN 6 STAGEWHISPER
12 COY 7 BRAN 28 Pioneer Dinner honoring five genera-
13 CHEERY 11 TOY tions of the DuBose Family, 6 p.m. at
14 WIGWAM 12 CRUSADER the Heritage Center to benefit Vero Heritage
16 SAT 14 WAG Inc. $75. 772-770-2263
17 CROSSING 15 MESSAGE
18 BIAS 16 SNOOTY
20 INSIDEOUT 17 CHIT
21 PEA 19 STUB
22 ARMY
23 BARGE

Sudoku Page 58 Sudoku Page 59 Crossword Page 58 Crossword Page 59 (WORD BUILDING)

VERO BEACH 32963 BUSINESS DIRECTORY

Advertising Vero Beach Services | If you would like your business to appear in our directory, please call 772-633-0753

This directory gives small business people eager
to provide services to the beachside community an
opportunity to make themselves known to island readers at
an affordable cost. This is the only service directory mailed
each week during season to all 11,000+ homes on the
Vero Beach barrier island. If you are interested in a listing
in the Vero Beach 32963 Business Directory, please
contact marketing representative Kathleen Macglennon at
[email protected] or call 772-633-0753.

ORCHID ISLAND HAVEN REPLETE
WITH EXQUISITE AMENITIES

707 Grove Place in Orchid Island Golf & Beach Club: 6-bedroom, 7 full and 2 half-baths,
8,928-square-foot riverfront home offered for $6,900,000 by Listing Agent: Scott Oberlink, broker,

and Heidi Levy, broker associate, Orchid Island Realty: 772-388-3888

76 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

REAL ESTATE

Orchid Island haven replete
with exquisite amenities

BY STEPHANIE LABAFF initially designed with an eye toward
Staff Writer traditional features. The new own-
ers wanted to open up the space and
The estate at 707 Grove Place in Or- add clean lines to complement the
chid Island is a testament to the end- exquisite elements already in place,
less possibilities of transitional style explaining the design helps them to
architecture, a relatively new design “live more deeply not widely.”
style achieved by meshing modern
and traditional elements to create a “It was a team effort to make the
unique space. The owners, part-time house what they wanted,” recalls Amy
residents of Orchid Island, were ini- Banov, architect and general contrac-
tially drawn to the property for the tor. “They wanted the architecture to
outdoor living areas and river access. be a palette for their artwork. They
It was a perfect spot to create a haven. appreciate those big walls and space
for highlighting their art,” she points
The spectacular spec home, de- out.
signed and built by Banov Architects
PA and Banov Construction LLC, was Now, the house is a blend of tra-
ditional and contemporary styles.

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 77

REAL ESTATE

According to Banov, “It was really a
personalization more than anything.
It doesn’t always work when you jux-
tapose two really different styles,
but we were able to keep the sweep-
ing staircase with the rod-iron metal
work and the fireplace that gives the
home a nice warm feeling.”

At the front of the house, the porti-
co draws the eye to the looming front
door, which opens into a two-story
foyer wrapped by a sweeping stair-
case of rod iron and wood. The foyer
leads to a formal living room with
arched transoms and a fireplace giv-
ing enhancing the unobstructed view
of the river.

Throughout the house, the rooms
feature modern light fixtures that
are works of arts themselves, adding
warmth and a touch of contempo-
rary style to the original traditional
decor. Ceiling details, custom mold-
ing, arched doorways, tray and cof-
fered ceilings add to the understated
elegance of the home.

At the northern wing of the first floor
is a den lined with floor-to-ceiling,
dark wood built-ins. This wing also
includes a guest bedroom with private
bath, powder room and elevator. A sec-
ond master suite is situated at the rear
of the house overlooking the pool.

The south wing of the house is ded-
icated to the communal living areas

78 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

REAL ESTATE

with a state-of-art kitchen, a family with family and even a neighborhood
room, laundry room, wine refrigera- party with more than 150 guests.
tor, access to the garage and stairway
to the carriage house. The formal staircase rises to the
upstairs living area where guests can
An oversize marble-topped island gather at the wet bar or step out onto
is the central feature in the kitchen, the open balcony the family calls
serving as a place to cook and gath- South Beach. On balmy nights, guests
er. The owners lowered the ceiling can lounge on the deck and watch the
to create a definitive space while re- spectacular sunset, cozy up around
moving the butler’s pantry and de- the fireplace over wine and cigars,
fined breakfast area to maintain an or pop back inside to play pool in the
open space. dark, wood-paneled billiards room.

With high-end appliances and The master suite encompasses the
a “secret” pantry, the house is northern wing of the second floor. A
equipped to handle most any size set of double doors close the master
crowd. According to the owner, “the suite off from the rest of the house and
house just soaks people in,” recalling open into a private antechamber. The
weeks when the house has been filled bathroom is a luxurious space with

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 79

REAL ESTATE

a soaking tub, double sinks, vanity, The southern wing of the second
walk-in shower with rain showerhead floor includes two en-suite bed-
and a frosted-glass water closet. Dark rooms and a large storage area with
cabinets contrasting with creamy a hallway that leads to the carriage
marble add to the richness of the el- house and back staircase. The car-
egant décor. riage house provides a private area
for long-term guests, a mother-in-law
His and her closets are located on suite or an apartment for live-in staff.
either side of the entry to the master Situated above the garage, the space
bedroom, which overlooks the riv- includes a kitchenette, studio, a gen-
er. The owners refer to their private erous living room, bedroom and full
space as “waking up in the cloud.” bath.
With pale blue walls and white ac-
cents, it’s easy to imagine watching “This is where we live,” says the
boats sail by while lying in bed or owner as she steps out onto the back
stepping out onto the balcony to en- patio, an area designed for optimal
joy the breeze. outdoor living with different levels

Ryan Weaver Insurance Inc. is a locally owned
and operated independent agency. Located in the
CenterState Bank Building, just off of Miracle Mile
and across from Classic Car Wash in Vero Beach.

Serving Vero Beach for over 10 years!
All lines of commercial or personal insurance available.

Contact any one of our professional agents for a quote!

Melissa and Ryan Weaver, 855 21st Street
Agency Owners CenterState Bank Building

2nd Floor – Vero Beach

(772) 567-4930

[email protected]
rweaverinsurance.com

80 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

REAL ESTATE

that define areas for intimate group- and lazy summer days by the lagoon- by mangroves along the river’s edge. Oberlink, Orchid Island Realty bro-
ings, including a covered dining and finished pool. A hot tub, wading pool A walkway leads down the expansive ker. “This is the tail end of the Peli-
lounge area and a pergola-covered for the little ones and a reflection lawn to the dock, boat lift and kayak can Island Wildlife Refuge right here;
seating area with a fire pit. pond round out this watery wonder- launch. “You can launch right off the and when the high tide comes in, the
land. backyard and kayak,” points out Scott fish hide under the mangroves mak-
The built-in barbecue, outdoor
bathroom and shower provide every- The house is sited on a private,
thing necessary for family cookouts beautifully landscaped lot buffered

FAMILY FRIENDLY - MOVE IN READY

Call for Appointment: (772) 453-2757 3BR/3BA POOL HOME -
Email: [email protected] CASTAWAY COVE WAVE IV

Completely Renovated 2017
Eat in Kitchen

Quartz Countertops
1st Floor Master Suite
Generous Closet Space
Wide Plank Oak Flooring

Fireplace
Dual Zone, High Efficiency A/C

Solar Heated Pool
Metal Roof
Corner Lot

4% Broker Cooperation
MLS number 201038

First Time Listed - $640,000

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 81

REAL ESTATE

ing this one of the best spots on the ary and the Environmental Learning
river to fish.” The dock features run- Center. It’s just minutes from shop-
ning water, electric and a fish clean- ping and restaurants on Ocean Drive,
ing station. Muskoka chairs at the end Riverside Theatre and the Vero Beach
of the dock provide the perfect spot Museum of Art.
for watching sea birds, dolphin and
manatees. In addition to the 18-hole champi-
onship golf course designed by Ar-
Orchid Island Golf & Beach Club is nold Palmer, Orchid Island offers a
a private resort community located wide variety of amenities, including
just north of Vero Beach with easy the Beach Clubhouse, Golf Clubhouse
access to Melbourne, Sebastian and and Tennis/Fitness Center. The beach
Vero. Orchid Island is ideally situated club offers private beach access, pool
between two environmental havens: and cabanas and the tennis center in-
the Pelican Island Wildlife Sanctu- cludes eight Har-Tru courts. 

VITAL STATISTICS
707 GROVE PLACE

Neighborhood: Orchid Island
Year built: 2006

Lot Size: 153’X309’
Home size: 8,928 sq. ft.
Construction: concrete block with stucco

Bedrooms: 6
Bathrooms: 7 full and 2 half
Additional features: gated, security-patrolled community, riverfront,
indoor and outdoor fireplaces, marble and wood flooring throughout,
den, drying closets, gourmet kitchen, wine refrigerators, carriage house,
impact glass and doors, security system, whole house generator, auto-
matic roll down screens, elevator, air conditioned 4-car garage, dock, lift,

fountain, pool and spa.
Listing Agency: Orchid Island Realty, 772-388-3888

Listing Agents: Scott Oberlink and Heidi Levy
Listing Price: $6,900,000

82 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

REAL ESTATE

Oodles of equity giving homeowners lots of options

BY KENNETH R. HARNEY These are crucial financial deci- of houses for sale, and pay-downs of To illustrate: Say you own a $400,000
Washington Post sions, but the abundance of equity is principal on existing mortgages. house with a $200,000 first mortgage
giving large numbers of owners op- balance. You’ve got $200,000 in eq-
Americans are awash in record tions they didn’t have before. ● As a practical matter, not all of this uity, putting aside transaction costs.
amounts of equity in their homes, can be turned into spendable cash. You’d like to transform some of it into
posing the question for millions: So Consider:● According to the latest Roughly $5.4 trillion is tappable, ac- cash to invest in a new business ven-
what do we do with it? Federal Reserve estimates, homeown- cording to data analytics and soft- ture.
ers control more than $14.4 trillion in ware firm Black Knight. That is, it
Leave it for a rainy day or retire- equity, up by nearly $1 trillion during could be extracted by owners using How much can you get? Most lend-
ment? Tap into it to remodel the 2017. This explosive growth is being loan types that require borrowers to ers require that the total mortgage
house? Make a down payment on a driven by increases in home values retain at least 20 percent equity after indebtedness secured by your home
vacation condo? and selling prices, tight inventories a transaction. not exceed 80 percent of the proper-
ty’s value – $320,000, in this case. So
Tour our beautiful new Ace 3 model! assuming that you qualify on credit
and other criteria, you might be able
TWO LAKEFRONT MOVE-IN READY HOMES! to pull out $120,000 from your equity.
TAKE ADVANTAGE OF GRAND OPENING PRICES!
There are three main ways you can
LOCATED AT 4331 BASELINE DRIVE IN THE BOULEVARD VILLAGE accomplish this:
& TENNIS CLUB IN VERO BEACH
Home-equity line of credit, or HE-
For more information or to schedule a tour, call Cathy at 772.342.0061 LOC. This is a credit line secured by
your home equity that allows you to
772.342.0061 • GHOHOMES.COM withdraw amounts you need when-
ever you choose. Typically, HELOCs
Prices and specifications are subject to change without notice. Oral representation cannot be relied upon as correctly stated representations of the developer. For correct representations, make reference to this advertisement and to the documents required come with floating interest rates tied
by section 718.503, Florida Statutes, to be furnished by a developer to a buyer or lessee. Images displayed may not be the actual property for sale, but may be model or other homes built of similar design. to an index, often the bank prime rate.
You pay interest-only for a preset pe-
riod, at which point your outstanding
balance comes due. Or the HELOC
morphs into full amortization mode,
requiring payments of principal plus
interest.

Here’s an example of current HE-
LOC terms from an active lender,
TD Bank: Your house is valued at
$400,000, you’ve got a $200,000 bal-
ance on a first mortgage at 3.25 per-
cent that you snagged when rates
were near historic lows. Assuming
you’ve got solid credit, you might
qualify for a $100,000 HELOC at an
annual percentage rate (APR) of 3.99
percent, with monthly interest-only
payments of $327.95.

Looks good. But there are complica-
tions: If you want to use that $100,000
for anything other than home im-
provement or purchase, your interest
payments won’t be deductible under
new tax rules. Also, with the Federal
Reserve planning to ratchet up inter-
est rates, your interest costs probably
will increase.

Cash-out refinancing. This involves
replacing your current first mortgage
with a larger one, allowing you to
pocket the additional funds. A down-
side here: The loan you exchange your
precious 3.25 percent rate for is likely
to cost at least one percentage point
more than your current loan. And you
should check with your tax adviser
on what precisely may be deductible
if your new total debt exceeds the
amount of your original mortgage.

Here’s an example of a $100,000
cash-out refi using the same scenario
above, provided by Paul Skeens, pres-
ident of Colonial Mortgage Group in

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 83

REAL ESTATE

Waldorf, Md.: Your new mortgage IS USING IRA ASSETS TO BUY REAL ESTATE WORTH IT?
amount on your $400,000 home will
be $300,000, with a new fixed-rate BY BENNY L. KASS end of each year, you actually have to Bottom line: It may not be worth it.
mortgage for 30 years at 4.375 per- Washington Post get your investment appraised, so as Talk with your advisers about other
cent, plus half a point (0.5 percent of to plug that number into your calcula- investments that may be available for
the loan amount). Your monthly pay- Dear Benny: We are interested in buy- tions. your IRA.
ment comes to $1,497.86. ing investment property. Currently, our
IRA is not producing the income we Contrary to popular belief, you can- Dear Benny: I have a friend who owns
Skeens says that in the present would like. Can we use some of our IRA not invest your IRA in property you his home outright. He is in financial dif-
rising-rate environment, most of his assets to purchase real estate? already own. Furthermore, even if the ficulty but refuses to look into a reverse
clients are opting for the fixed-rate property is a vacation home, you can- mortgage because an attorney friend of
cash-out refi instead of a HELOC. But – Anna not legally use it, even occasionally. his told him to stay away from reverse
Freddie Mac deputy chief economist Anna: The simple answer is yes, but And all expenses relating to the prop- mortgages. In my opinion, a reverse
Len Kiefer says both cash-outs and it’s complicated and full of risks. This erty must be paid from the IRA.
HELOCs are likely to grow in popu- column can touch only on the surface; CONTINUED ON PAGE 87
larity – the key difference being the if you remain serious, you must talk
rate owners have on their current with an attorney and a qualified finan-
mortgage. cial adviser.
The typical real estate investor can
Home-equity loan. These are tradi- get lots of tax benefits, such as deduc-
tional second mortgages and come with tions for property taxes and mortgage
fully amortizing fixed rates currently in interest, as well as the ability to depre-
the low and mid-5 percent range and ciate the property on your annual tax
higher, depending on your credit. return. However, if your IRA owns the
investment property, you cannot take
TD Bank, for example, quotes a rate advantage of any such tax benefits. In
of 5.31 percent APR for 15 years with fact, it is even more complicated if you
a payment of $805.98 for the same are over age 70½ and have to start tak-
$100,000 deal discussed above. Some ing the required minimum distribu-
lenders offer more-generous qualify- tions.
ing terms than HELOCs but have the Since the annual calculation is
same tax restrictions if you want to based on the balance of your IRA at the
deduct the interest.

Bottom line: If you’re among the
newly equity-affluent Americans,
check out your options with lenders.
Or just sit tight and enjoy the ride. 

84 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

REAL ESTATE

Real Estate Sales on the Barrier Island: April 6 to April 12

The real estate market on the barrier island had a near-record week with 26 transactions
reported, including eight for more than $1 million.

The top sale of the week was of a beach home in John’s Island at 620 Ocean Road. The residence
was placed on the market Nov. 29 for $7.695 million. The sale closed on April 10 for $7.3 million.

Both the seller and the purchaser in the transaction were represented by John’s Island Real Estate.

SINGLE-FAMILY RESIDENCES AND LOTS

SUBDIVISION ADDRESS LISTED ORIGINAL MOST RECENT SOLD SELLING
ASKING PRICE ASKING PRICE PRICE
$750,000
$950,000 $470,000
OCEANRIDGE 133 DEVONWOOD WAY 11/14/2016 $499,900 $820,000 4/6/2018 $435,000
OLD ORCHID 9655 E MAIDEN COURT 3/24/2018 $500,000 $480,000 4/6/2018 $400,000
$539,900 $385,000
BETHEL BY THE SEA 540 HOLLY ROAD 1/24/2018 $385,000 $500,000 4/6/2018 $950,000
$1,150,000 $407,000
SEASONS 9170 SEASONS TERRACE 2/16/2018 $430,000 $525,000 4/6/2018
$263,000
SEA OAKS 8801 LAKESIDE CIRCLE 01/05/18  $385,000 4/6/2018 $280,000
$730,000
CHARLESTON SQUARE 625 RIOMAR DRIVE 3/3/2017 $1,050,000 4/9/2018

VERO BEACH ESTATES 732 BANYAN ROAD 1/2/2018 $430,000 4/9/2018

TOWNHOMES, VILLAS, CONDOS, MULTIFAMILY AND INVESTMENT

CORALSTONE CONDO 1557 CORAL OAK LANE, #1804 10/24/2017 $269,000 $269,000 4/10/2018
CAMELIA 835 CAMELIA LANE, #6 5/17/2017 $275,500 $289,000 4/10/2018
BAYOU CONDO 550 RIOMAR DRIVE, #34 1/12/2018 $750,000 $750,000 4/10/2018

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 85

REAL ESTATE

Here are some of the top recent barrier island sales.

Subdivision: Palm Isl Plantation, Address: 522 Feather Palm Drive Subdivision: River Club, Address: 1321 River Club Drive

Listing Date: 1/17/2018 Listing Date: 1/17/2017
Original Price: $2,995,000 Original Price: $2,695,000
Recent Price: $2,995,000 Recent Price: $2,395,000
Sold: 4/12/2018 Sold: 4/10/2018
Selling Price: $2,800,000 Selling Price: $2,150,000
Listing Agent: Kay Brown Listing Agent: Christine McLaughlin

Selling Agent: Premier Estate Properties Selling Agent: Shamrock Real Estate Corp

Alex MacWilliam IV Christine McLaughlin

Alex MacWilliam, Inc. Shamrock Real Estate Corp

Subdivision: Riomar Cove, Address: 1655 Riomar Cove Lane Subdivision: John’s Island, Address: 900 Beach Road, #184

Listing Date: 11/8/2017 Listing Date: 1/14/2018
Original Price: $1,600,000 Original Price: $2,850,000
Recent Price: $1,600,000 Recent Price: $2,850,000
Sold: 4/10/2018 Sold: 4/11/2018
Selling Price: $1,500,000 Selling Price: $2,800,000
Listing Agent: Matilde Sorensen Listing Agent: Meg Norris

Selling Agent: Dale Sorensen Real Estate Inc. Selling Agent: Cliff Norris Real Estate

Fredi Ash John’s Island Real Estate

Berkshire Hathaway Florida John’s Island Real Estate

SallyWoods
PROFESSIONALISM
I N T E G R I T Y ~ R E S U LT S

KANSAS CITY COLONY BETHEL BY THE SEA OLD ORCHID

Riverfront lot located in a tranquil and wooded setting East of A1A, 3BR/2.5BA Mediterranean style townhome, Beautifully maintained 4BR/3BA lakefront home, Eleuthra
with approx. 120 feet of water frontage and dock in place one block to the ocean, 1st floor master, 2 private courtyards model, gated community w/pool, fitness center, tennis
$460,000
$945,000 $550,000

Y our satisfaction is my highest goal, real estate is a lasting relationship.

direct 772.492.5333 | cell 772.538.1861 | [email protected] | www.sallywoods.com

86 Vero Beach 32963 / April 19, 2018 Your Vero Beach Newsweekly ™

Here are some of the top recent barrier island sales.

Subdivision: Riomar Bay, Address: 760 Egret Point

Listing Date: 4/12/2018
Original Price: $2,200,000
Recent Price: $2,200,000
Sold: 4/11/2018
Selling Price: $1,920,000
Listing Agent: Not provided

Selling Agent: Not provided

Lucy Hendricks
& Jane Schwiering

Berkshire Hathaway Florida

Subdivision: Windsor, Address: 10605 Fife Avenue

Listing Date: 12/19/2016
Original Price: $2,100,000
Recent Price: $1,890,000
Sold: 4/10/2018
Selling Price: $1,650,000
Listing Agent: Betsy Hanley
& Laurin Lott Pohl
Selling Agent:
Windsor Properties

Laurin Lott Pohl

Windsor Properties

European Enchantment

with Contemporary Flair!

NEW LISTING

Exceptional 5BD/5BA
Lakefront Estate
in The Shores

Fabulous Entertaining Home!

$1,995,000
Gail Rosenow
Gail Rosenow Realty
(772) 532-4468

Your Vero Beach Newsweekly ™ Vero Beach 32963 / April 19, 2018 87

CONTINUED FROM PAGE 83 REAL ESTATE

mortgage sounds like the only way for To some extent, journalists may be part However, there have been signifi- meet (or talk) with a professional hous-
him to go since he has no wife or chil- of the reason people don’t like reverse cant changes in recent years. To get ing counselor. You have to know the
dren to consider when he passes. Any mortgages. Over the years, I often have a reverse mortgage, you now have to facts before you can get this kind of
ideas why people are afraid of reverse written that a reverse mortgage should demonstrate you have the ability to loan.
mortgages? be the last resort; see if you can get a pay your real estate tax and maintain
new loan or refinance your existing adequate homeowner insurance. Be- Yes, in your friend’s situation, since
– Cindy mortgage before looking at a reverse. fore you can get such a loan, you must he has no real family, a reverse mort-
Cindy: That’s a very good question. gage probably makes sense. 