Graduation 2022 Finalising

7TH

FLPC
GRADUATION

2022

TUN DR ISMAIL HALL A,WTCKL 15 OCTOBER 2022



Organising Chairman

Never in human history the whole world goes into total locked down all at the same time. Year 2020 was
a big test to all human being. We have to adjust to the challenges thrown at us such as wearing mask
whenever you are with a group of people and learning the new way of life.

FLPC Board directors realised that we have to do something to keep our members active not only in
selling but at least continuous learning to enhance our knowledge virtually. This also act (contributed) as
a way to make everyone to keep in touch virtually.

We started with short 1-2 hours virtual tea talks. The response was very encouraging then slowly classes
were organised to conduct our signature FCLP courses.

During this challenging time, students had to learn new ways of using
computers, tablets or handphone to attend virtual classes. Likewise, it
is even more challenging for the moderators as materials had to be
converted fully into soft copies. The uphill task was operating the
computer, switching between so many different gadgets, opening
folders and accepting that you are talking to yourself all alone in your
own room for few hours and not sure whether the students
understood or were receiving the knowledge properly. Finally,
everything went well and today we are having our graduation
ceremony.

I wish to thank NAMLIFA National Council and FLPC board for giving
this opportunity to organize the graduation.

My heartfelt appreciation and thanks to all the staff in NAMLIFA and
others whom has put in tremendous effort to make sure the
event is a success.

Lastly, I would like to wish everyone good health.
May your 2022 be one of the best ever.

Victor Kho Chui Ing

Lim Hsin Ying

Director, Consumer and Market Conduct Department Bank Negara
Malaysia

Thank you very much for inviting me to serve as the Guest of Honour at the National Association of
Malaysian Life Insurance and Family Takaful Advisor (NAMLIFA)'s 7th Financial and Life Practitioners
Council (FLPC) Graduation Ceremony. Since its establishment in 1996, Bank Negara Malaysia has
observed the FLPC growing from strength to strength, gradually enhancing the breadth and depth of its
academic programmes towards fostering the highest level of professionalism, ethical conduct and
technical excellence among its graduates and industry practitioners.

We are now living in world of increasing insecurity and heightened challenges. No matter how well we
plan and how many precautions we take, we can never rule out when an unforeseen event or medical
emergency may befall us. In such an environment, having the right insurance plan is key to ensuring such
calamities do not result in further financial distress to ourselves or
our loved ones. Even as we see the emergence of new channels
for promotion of basic insurance products to a new generation
of consumers, there will always be constant demand for
responsive and highly skilled agents who offer
personalised services and prompt assistance to help
their clients weather through the worst of storms.

It has been said: "The grace of God is like insurance.
It will help you in your time of need without any
limit". In which case, an insurance agent is like
an Angel! You are responsible for persuading
your clients to purchase the right policies at
the right times to ensure they can pursue their
dreams and live their best lives with peace of
mind. You appear like a miracle to guide your
clients or their beneficiaries through the
darkest moments and help them
find the light again. Agents who
take pride in their profession, who
continually enhance their skills and
ensure they always have the
consumer's best interest at heart,
are assets not just to the industry
but to the consumers they serve as
well.

It is my honour and privilege to
welcome the new batch of
graduates for this academic year.
I wish you a long and fulfilling career
in the agency force.
ConGRADulations to you all!

Matthew Kang

PBM Chairman, Asia Pacific Financial Services Association (APFinSA)

Abraham Lincoln once said, “Give me six hours to chop down a tree and I will spend the first four
sharpening the axe.”An axe is a strength multiplier. You can be the strongest lumberjack in the world, but
with a dull axe, you are in trouble. A lumberjack needs to always keep his axe sharpen for the next
chopping. Likewise, as Financial Advisors, it is needful for us to make sure our knowledge and skills are
kept up to date and sharpen always!And you have done just that by successfully completing and
graduating from your respective courses! My heartiest congratulations to you!It has not been easy for you
to be here today. The last two years have been especially tough because of the COVID-19 situation. You
preserve and you finally make it here! I am proud of your tenacity and the resilience that you have
displayed. And indeed, we are not defined by circumstances, but how we choose to respond to
circumstances. Our role as a Financial Advisor is a process of continuous learning. It is not about
how much we know, but how fast we learn, unlearn and relearn that matter
.Learning and our job as Financial Advisors are like the double helix
of our DNA. They are closely intertwined, and we should always
remember to put into practice in our job what we have
learned, and at the same time, continue to pick up skills. That
really is the essence of lifelong learning.Many of you already
exemplify this spirit of lifelong learning. You chose to enrol in
your respective courses not just in pursuit of the title and/or
designation that it might afford you. Instead, I believe it
reflects your lifelong pursuit to upgrade your skills and
knowledge so that you can better contribute to yourself, your
clients, your company and the financial services industry.You
will have the opportunity to come back to NAMLIFA and
APFinSA throughout your career. Please do come back and
continue to pick up new skills and share with your colleagues
what you have gathered and learned in the journey of your career
as a Financial Advisor. As you journey forward in your career and
benefit from the experience of NAMLIFA and APFinSA, I hope one
day, you will look back and define your success not just by how well
you have done for yourself. Remember that your success is
defined not just by taking care of yourself or your family,
but also by your contribution to your clients,
Industry, society and country.I wish you all
the very best and continue success. Be the
alumni who will always remember to pay it
forward for future batches of graduates to
do even better than yours.I hope to see
you in Singapore next year for the 4th
APFinSA Awards and the19th APLIC
Congress!
Best wishes to you, your loved ones
and your business!

President

It gives me great pleasure in congratulating our graduates who will be receiving their scrolls during the
7th FLPC GRADUATION CEREMONY.

I wish to thank and congratulate the Organising Chairman, Mr Victor Kho, FLPC Board Chairman, Mr SK
Samy and the FLPC Board members for successfully organising the Graduation ceremony.

Consumer awareness along with complex needs on financial risk management demands best advice
from Life Practitioners. The FLPC program was carved to equip Life Practitioners with the necessary
knowledge, skills and exposures to provide best advice and suitable products that fulfils consumers’
needs.

Ladies and gentlemen, the ever-evolving Life Insurance & Takaful industry demands for greater creativity
in reaching out to the uninsured or under-insured population, the demand for
highly knowledgeable and professional Practitioners has never been
greater. We at Namlifa propagate “life-long learning” and would
continue providing our members with relevant education programs
through the FLPC Board.

Namlifa is also ready to play a significant role in assisting Bank
Negara and ITOs to help professionalise the Agency Force through
the LP101 (Personal Insurance) module that inculcates professional
approaches in Sales Cycle. We are proud to announce that our
graduates sustain longer in their business, thanks to NAMLIFA’s
education programs.

At this juncture, I wish to commend all our students who volunteered to
invest in themselves, seeking to upgrade their business excellence and
to continue their relevance in the Life Insurance and Takaful industry.

Finally, I wish to record my highest appreciation to
Namlifa Branches office bearers, course
moderators and lecturers, Namlifa staff
and each and every one of you for the
culmination of the 9th FLPC Graduation
Ceremony. I too urge every Namlifa
member to adopt the “ life-long
learning” approach in their career.

Best wishes towards a joyous
Graduation Ceremony. Thank you.

G.Saseedaran

FLPC Chairman

The COVID19 pandemic affected the whole world. Despite signs of recovery, this crisis continues to
challenge the notion of financial stability.

We, in the business of life insurance and financial planning are first-in-line recipients of insecurities and
apprehensions of clients over their future. More than ever before, the trust we worked so hard to earn,
must prove its worth through the sound advice and valuable information we dispense, that could make a
lot of difference in the lives of our clients.

It is therefore our responsibility to be trustworthy and well-informed, so that what we may share and pass
on, valued advice to our customers. This is our professional mandate.

In NAMLIFA, continuing education by completing FChFP is the badge of professionalism. Indeed, all the
awards that we may reap from companies do not make or guarantee you to be a
successful financial advisor and life insurance intermediary. But the trust and
confidence of your clients speak a world of difference in your personal
success.To all graduates and many others who are in the midst of
completing FChFP, keep marching on through a spirit of professionalism
embedded deep within you.

I salute you!

S. K. Samy

National Council Members

G.Saseedaran
President

Major Leow Nan Chung Krishnan Appanu Mani Raja Chandran
Deputy President 1st Vice President 2nd Vice President

Sathiaseelan P.Kuppusamy Teeru Prakash Naidu Nelson Tan Chor Heng
Secretary General Assist.Secretary General Treasurer General

Chew Siew Lay DR.Alan Tan Tek Tai Ong Joo Lee
Assist. Treasurer General Council Member No.1 Council Member No.2

Periyasamy Chinnappaian Karem Husin Wooi Yu Thong
Council Member No.3 Council Member No.4 Council Member No.5

S.K.Samy A.M.Naidu
FLPC Chairman Immediate Past President

Financial And Life
Practitioners Council Board

S.K.Samy
FLPC Chairman

Karunamoorthy Victor Kho Chui Ing Thechinamoorthy
Vice Chairman & Examination CPD & Compliance Director Webinar Director

Director

Certified Personal
Insurance Planner

KASTURI AGALYA NAGESWARY MUNIAMMAH
KANNIAPAN KUPPUSAMY ADTSUWOM MUTHU

NAVLAKAN THAMILSELVAM SARASVATHI A P VISALATCHY
PERUMAL SELUMBAN J.R JEYAGANTHAN KALANSIEM

YEOGESWARY KUMARAN A L PRITHINAH
ARIKRISHNA SHANMUGAM SIVASUBRAMANIAM

Certified Personal
Insurance Planner

AMBIGAI A/P NADAN SIVASHANKAR A/L PARASRAMAN
BALU A/L RAJAGOPAL SUBRAMANIAM A/L PERIASAMY
BARATHI A/P KUMAR SUBRAMANIAM A/L SIVENJALAM
BHAARATHA RAO A/L CHANDRA RAO SUNDRAM A/L GOVINDARAJOO
CHANDRA A/P APPARAO TAN LAY PENG
CHEW YONG TAI TAN LEE LIM
CHONG SIEW CHING TAN LEI AI
DHAKSHAYENY A/P KATHIRESAN TANANI A/P SEVAKUMAR
DHINEESH PERIYASAMY TENG PHAIK GHIM
DINESH A/L BALASUBRAMANIAM THAMIL CHELVI V. DHARMALINGAM
ELIZEBETH A/P VIJAYAN THINESH A/L MADHAVAN
GOON MEI LEAN THINESH KALIKUMAR A/L LOGANATHAN
JEREMY A/L JOSEPH J. NAESARAJOO VINOTH KUMAR
KALAISELVAN A/L MUNIANDY VINOTHENI A/P ARUMUGAM
KOH KIAN GUAN YIO SOK CHUAN
KOH YONG QUAN YUVANESWARY A/P ARNASALAM
LAU HUI LENG
LAU SAU CHIEN
LETCHUMI A/P RAMAKRISHNAN
LIM LAY LING
LOGESWARY KANAN
LOH EE SIEW
LOH MEI LIN
LOH PEI CHIN
MALAR VILEE A/P DHARMALINGAM
MALATHI ABADIAN
MANISHA A/P ARUMUGAM
MUMTAZ A/P OMAR FAROOK
NELASH KUMAR A/L SADANANTHAN
NG SIONG YEN
PAN LING FENG CHARLEY
PARTHIBAN A/L VEERASAMY
PRASHATH A/L MARUTHAVRERAN
PREVIN A/L SIVAKUMAR
PUVAN SAKKRAWARTI A/L ASA THAMPI
RAFIDAH BIBI BINTI A OMAR
RAVEEN A/L PANIRSELVAN
RAVINTHRAN A/L SUBRAMANIAM
RICHARD A/L PAKIASAMY
ROBERT JOHN A/L L. KOLANDASAMY
ROSNA BANU BINTI MOHAMED YUSOF
SAFIAH BINTI SULTAN
SANDRIGA SRIRAMAN
SANJAY KUMAR A/L SADANANTHAN
SANTHA A/P RAMACHANDRAM
SHAHUL HAMID MARICAN BIN OMAR FAROOK
SIM WEI HOE

Certified Life Planner
And Marketeer

GAJEINTDRAN AMUTHA GOPAL KUMARAN ADTSUWOM
MATHRAVEERAN PERIASAMY MUNIANDY

LAU KEE PING NITHTIA SANTHIA NAGARAJAN
PERIASAMY VEALAN SIVAPERUMAL

VOON KING DEIVANEI SRILEKHA JEYASRI
SIONG SUBRAMANIAM JAGADISH JAYASIMMAN

PAUL RAJ A L
HARUDAS

Fellow Certified Life
Practitioner

ASOKAN KITTOO BONG CHEE CHAN KAH CHIA WOON
THIEN YEE SEN

CHOO SIEW ERIC LAU GOH YIK HUI GOWRY KV
KEAN SHI JIE GANESAN

HEE YIEN YIEN HENG HUI NAH JESTINE ONG JONG CHIEW
POOI KUAN MEI

KAREM BIN KATHARINE CHAI KAYATRI LEE HUI CHIN
HUSIN FUNG LING NYANASEGERE

LEE SIONG YEN LIEW SZE CHIN MAGESHPARI MOHANAA
MUNISAMY BATUMALAI

Fellow Certified Life
Practitioner

NYANAMANI PARAMESUARY PREMNATH PUI JIN TECK
RAMU CHAMIAPPAN DEVARAJ

RALIKRISHNAN SHONITHA SOORIKALA TEH KUANG
WONG DEWI ANNAMALAI TONG

TEOH PENG THILAGARANI THILLAISELVAN THONG FUI
HOI PERIASAMY SEGARAN FUI

VIMALAH WONG LIONG YAP POW
MURUGIAH KHIONG KEONG



Establishing a Trust Fund using Insurance or Takaful Funds

01 Objective: To create a fund upon the death of a policy owner (PO) or
participant (P), whereby the moneys are professionally managed by trust
company. It is to be gifted to the beneficiaries over a period of time, according
to the wishes and intention of the PO or P.

02 The PO or P must create the fund by purchasing a suitable life insurance policy
or family takaful contract. The initial sum assured will represent the basic fund
value.

03 Discussions must be held with a chosen trust company (trustee) as to the
intentions of the PO or P (settlor) and all the relevant terms and conditions of
the trust which will be stated in the trust deed which will be prepared by the
trust company.

04 A trust deed is therefore an agreement between the settlor and the trustee.

05 A trust deed is therefore an agreement between the settlor and the trustee.

06 There are initial fees and expenses to be paid to the trustee and when the
claim arises, management fees and expenses will be charged. This will depend
on the trust company.

07 The trust funds thus established, will not be considered as part of the estate of
the policy owner.

08 The trust created will usually be an irrevocable trust ie. it cannot be revoked
without the consent of the trustees.

09 The fund established may only be deemed “creditor proof” only if it satisfies
the relevant bankruptcy rules – as an example and in simplest terms, the trust
should be created at least 5 years prior to any bankruptcy proceedings com-
menced against of the settlor.

10 The documents required for this arrangement include an absolute assignment,
a trust deed, a power of attorney and others as required by the trust company.

K.KARUNAMOORTHY

Social guarantors and
bankruptcy…

01 When a person takes a loan from a bank, it will
usually require one or more persons to be
guarantors.

02 If the borrower defaults on the loan, the bank
may eventually proceed to take legal action to
recover the debt. If it succeeds, it will obtain a
judgement order from the courts.

03 Upon obtaining the judgement order, the bank
will proceed to enforce it against the borrower
or the guarantor or the both of them. Very
often, when it is determined that the borrower is
unable to repay the loan, the bank will seek to
enforce the judgement against the guarantor.

04 There are several ways to enforce the
judgement and if the debt exceeds the
minimum amount of RM 100 000 effective 23rd
October 2020, (previously RM 50 000 and prior
to that RM 30 000), the bank may initiate a
creditor’s petition for bankruptcy against the
guarantor.

05 In the past, many individuals were declared
bankrupt because of such circumstances.
However, after 6th October 2017 when the
Bankruptcy Act amendments came into effect,
creditors are prohibited from commencing
bankruptcy proceedings against “social
guarantors”.

06 Social guarantors are persons who are said not
to have profited from the loans taken by
borrowers, for which they stood as guarantors
including education loans, hire purchase loans
for personal or non-business uses, and housing
loans for personal dwelling.

Fellow Chartered
Financial Practitioner

LIM YUEN SEONG CHONG KOK AN YAP PENG HONG
HELEN LAM BOON LUN YEOH ENG HOCK, DAVID CHEW SOO MOI
TENG LUEN FOONG EMILY CHUA SIOK LIAN KOK FOOK ON, MICHAEL
CHONG CHING SHON KENNY ETHAN HEONG KONG CHEE KULASINGAM A/L KANDIAH
OOI TONG HOON HARBHAJAN SINGH LAU KOK SING
CHAI KON LIM HOGULABALAN A/L PARAMASIVAM LEE KAM SANG
CHEONG YOKE LENG KHO CHUI ING REGINALD YOGANATHAN HUNT
CHONG SOON FUN MARGARET KOK KUAN CHOOI TAN CHUN TAK
CINDY LIM WAN NEO LEE BEE SENG WOO CHIN ONN
GANESAN KASEE LOH CHOON FOONG ANNA LING ENG MING
GUNASEGARAN A/L SUBRAMANIAM MOY OOI THYE LAI SAU KAM
HARRY SIM NG CHA BENG TAN SAI LUI IRENE
LEE BOON WAH PUA LIAN KENG TAN SIEW ENG
LEE KIM HOCK RAMASENDERAN A/L SUPPIAH JACKIE TAN PUEI LING
LIEW KONG LENG RONALD LEONG YIK SENG LIM ENG HOH
LIM HANG KHENG SAKTHITASAN A/L VEERIAH WONG YUN FOO
MIMI GOON VIKNESWARAN A/L GANESAN TAN MOOI IM
NG KEE BENG WONG KAM KIN WONG MAY SAN
OOI SIOK HONG ZAFIDAH YAAKUB HELEN POH GAIK CHENG
SUBRAMANIAM A/L KULATHUNGAM LAW KIM NOI @ LAU KIM NOI, KRISTY ONG HAN HOO
TAN CHUAN HONG POEDJO SOESILOTOMO LIAU VUI MIN
TAN THIAM HIN, ALLEN WONG YAP WEI LEE TUAN NEW
TEO KAY BOCK ANIZAH TEO @ TEO CHING KIM CHAN BOON KIAT
CHAN JOCK LAN CHIN SHOK VUN, SHEVONNE CHIN KHIOK VOO
CHEW FA @ KU NEE KHER QUAH SUAT NGAN CHONG KIN FATT
CHONG LAM POO KER CHIN HENG RAYMOND CLARENCE PHANG TENG BONG
ENG SEW KEE HO SIEW KHIONG FOONG YOK KOK
GOH DIENG MING MEHDI TEOW CHIN YEN @ TEO AH NGO FRANCIS SIRAI PINDDY
LOH HAM KING HII CHING CHIONG HUONG YU MEE
LOKE KEOW, ALICE TEH LI LING HARRIET YII SII ING MARY
ONG MUI KEOW HII PIK HUONG KANG KING HUA RICHARD
PUSHPA A/P MEIYAPPAN KONG SHEU FUNG TONG SHIH YEE
RAMASAMY/ A/L SIMAMUTHU LAU MEE CHOO VOON CHUI CHOO ALICE
RUMAYEE A/P K. MUTHUSAMY/ LOI CHAI JOON WONG JOON SIONG
TAN LING CHIEW AGNES SIM KIA YEAN WONG SIONG CHIN, BILLY
TANG SIN LUAN FLORENCE TANG PICK KING WONG SUNG HIE
WONG NAM SENG TIONG ING CHAI TAN MENG CHU
LOW BENG WATT, FRANK FELIX WONG GAH MUK BONG KEE CHIN JAMES
WONG CHAI SOON WONG SOON YIONG YEO SUNG KHENG
GANESAN NARASAMMULU WONG SOONG SENG POH CHO WANG
SIAH CHU YONG WUAN THONG LOK NG TSU MAE
KAN CHOON LEONG ALIN @ CHIU FOOK WAH LEE LUI LIANG
NG BOON TIAH LEE HUI MIN YONG SENG AIK
ABDUL NASIR BIN ALI TEOH LING LING KAN YOKE LING
LEONG SIEW MIANG, ANGELINE CHIA YIT LING TANG HENG KEONG
CHAN KUAN YOW DORIS LEONG KOOI CHEE GOH GEOK HOI JASYLYN
CHAN KWOK MENG CHUA LEAN KEE @ ALICE JASMINE YAP KIAN GIAP
CHIN SET FONG KHOR LING LING LIANG SWEE CHET

Fellow Chartered
Financial Practitioner

LEE YOKE LENG YANG CHING YING KEEM CHUNG YEE
MANOHARAN A/L KANNAN YONG WAN CHON LEE MEEI LING
NGU KEE KEONG CHUNG MUH SHA LIM CHEW MIN JENNY
CHAN CHWEE HUA HONG PENG LIM TECK YONG
KOK LEE WAH ANG ENG SENG RAJU A/L PUNNASAMY/
TAY LANG HUA CHEW WOON ENG SOLOMON RAJ A/L IRUTHYA RAJ
YONG LIAN ENG KOH KER LIK YEOW SOO KHOON
RAMAN RAO A/L CHANDRIAH GLADYS LAW SUOK UNG LEE KHOON SAN
CHOCK LIN LEE SIA CHEONG LIN HO SOON SING
CHEN MENG LAI JENDY A/P VEERAYAH LIM ENG HUI
TAN CHEE HONG CHUA MOH HOON YAP CHEE MENG
LEE FOONG LENG NG AH MOI LIM YONG WEI
CHOY SOONG CHIA KUI HUAN CHOO YOKE YUE
WONG KUAN LEONG RICHAARD KO CHEN WEI JANNIE MAH KIEW
PUI CHAW VUI, JACK YONG HIONG KHIENG KHENG KIEN GIAP
NEO KWEE HUAY SOO TIONG KENG BALAKRISHNAN A/L B S MUTHU
MANISAGAR A/L BATUMALAY CHAN BENG EAN LAM YING SAR @ STELLA
P. KANNAIAH A/L PUNJOPEN LOGESWARY A/P S.VEERIAH FONG SHU LIE
NG KOK KHOON LAU SIE HO NG PENG CHAI
SHAFIAH WONG BT ABDULLAH CHIA SIEW YIN OO TEIK LENG
OOI SIN TEE CHOO SIEW CHIN LOW ENG HO
LIM YUN NEE CHUA SOO GEOK LEOW SU BE
HII AI HUNG FOO CHE MEN KANAISIN S/O ARASAN
YUEN WAI SENG LIM MENG CHOO NEE TIEN LOH
LING HENG KIONG TEE KEH LING KARUNAMOORTHY KUMARASWAMY/
SOO FUI CHEN WANG YUET FONG LIEW JUN KHIONG THOMAS
SIEW FOOK CHAN WONG KIE HUONG TAN PUAY HOON
TAN CHOON KIANG TRACEY WONG SWEE WAH YAP KIAN FONG
TAN AH CHOO OOI SOON CHUAN HON NYAN FOH, GEORGE
HII MEE HUONG QUEH CHONG LIANG CHUNG MEE LING
CHONG SIEK FONG TRACY TAN SOO HIN LEE NGIAT KHIM
V. THANGA VELU A/L A. VELU YAP HOY TAN EAN HOE LAWRENCE
TAN SIEW KIAN CHOONG YOKE CHIN MOK SIAW YING
LIEW YOON KEONG NG SIEW CHANG HELENA HON SHIUK LIAN
ONG KAH CHONG CHIA PHAY YING TEY CHIEW LAN
TAN SAY SUAT VINCENT BONG WEI FOO SEW LAN
CHANDRA A/P KUMARASAMY/ CHIA TUA MOI CHEONG KAM NGO
CHANG LEN YIN LO TECK JOO WONG YEN MEE
LAW CHEAH YING CHOONG KIM MENG KU AH GOOT
CHANG CHEE KIANG CHAI KOOI YOONG TAN BAK KOI
YAP KEAN WAI, ALVIN KHOO HUN KHIANG TAY CHEE LEONG
CHAI SIN TEEN LIM CHIN TIK LEE PEAK KEAT
KHOO BOON HOE RICKY GAN SING SHOO ROBERT CHEAH BOOY
LIM SENG KHOON CHENG NYOK FOI @ CHONG NYOK POY TAN KUAN POE
LUEH KAM FONG TAN JUI HUA WONG SOO FOON
LEE KOK WAN GAN CHIN SOON KIU KEE JUNG, VALENTINE
SIM AH YEM CHIA YEE YEAN ONG SAW HOON,SUSAN
KOAY KEAT SOON CHUA HAI YEE REDAS NOEL JAMES

Fellow Chartered
Financial Practitioner

HAN MOON KEAT NG HOCK SENG NGU SIEW KHING
ENG PO YEIN TIONG CHEE TUNG NURSHAFINI BT A.HAMID
CHAN SHAK LUN SEAH KET THIAM @ SIA KET THIAM TAN LEE KIAW
RATNASINGAM A/L S. VELLAIN TAN SHIAH SHI TING TIONG CHI
VIJAYA LETCHUMI R RAJOO A/L MARAPPAN WONG POH KHUM
LEE YEW CHOO, GRACE GOH @ GOR CHIN TIEN NG WEI MING
KOEH CHEE GUAN GAN YOK MUI KONG TSEN PEAN
LIM THEAM HOCK MANIMARAN A/L RAJAGOVALLU TAN MEOW CHU @ TAN SOH CHU
NEOH BEE BEE PERIYASAMY/ A/L CHINNAPPAIAN SUBBIAH A/L RAMAMOORTHY
LIM JOO KHENG TEOH ENG YIH TAN HWE CHIN
CHAN LEE PENG APPLE WOO SAW KIEW TEOH KEAT POH
LIM KIM CHANG SELVARAJU A/L IYADURAI LOW LAI HAR
LOW EE CHAI CHEAH TENG BOON ONG BEE YAN
NG KENG CHOH HOW SEOK CHENG PHANG KAR YEW
TEO SONG HENG LIM SAY CHEONG YONG CHOOI TENG
CHEW LEE LEE OOI KAM FAR LIM SWEE SUEN, VIVIAN
FOONG HOCK SIN TANG NYUT KIOW,AGNES TAN CHENG LEARN
KHOO @ GOH AH HENG KHOR SIOK HOON TAN SOOK IN
KOH SIEW KIAU NG SIEW BUAY TAN HONG JOO
TAN AH WAH YAP CHEE TIONG LIM JEN CHANG
TAN HENG KANG HEE WAY KUANG TAN KIAN KEONG
TAN SIUW LIAN TIEW GEOK LIN NG TIEN CHOR
TIEW HAN GUAN SIOW KIM HONG HELEN FOO MAY YING
PANG MEE KONG SIOW CHEE CHIN OOI CHIN ANN
ALAN LING HING LUNG AU LAN FAR CHUAH TEONG CHOON
HU SU HO NG PIT MAY BUGH KEAN KEE
JANICE WONG BING CHIONG MATHEWS A/L K. K. GEORGE TANG WEY HON
TAN MEAU CHOO NG YOKE CHENG TAN BOON POCK JAMES
KIU NGIIK TIENG MONICA ANG CHAI LAN ELLEN SOO LINA
KUO CHIK HUI KUMAR A/L THURAISINGAM YAP JHEE HWA
NGU KIONG YUEN LUCY NG BOK HER @ JIMMY/ TAN BOON HONG
TEH GUAK KIM @ GUEH KIM LEONG CHUN WAH NEO SOON KIAN
TING HWONG SUI, JACKSON ZAWRA BINTI HJ MOHD YUNUS TEE KIAN HENG
AGATHA WONG AI NGO LEE CHOO YAN FARIDAH HANUM BT ABD RAHMAN
HA MEE HUNG PHANG TAN SANG LIEW YIN TENG
NGU TAK PING YAP LEN SENG MARGARET KONG KEH LING
PANG CHUI HUA LING TECK ING BOO JYA PIN
TIANG NIE PING LING CHI SONG CHUA TIA GUAN
TING GING HUONG LING YIU YAIN CHING SIEW MENG
NGU SHIN PUI LOI TUANG HOOK NG SIEW LENG
LIM HONG SIM TAN CHOO MENG PON SAU CHENG
THEN JUN SIEW, CECILIA TAN HOW LAI WEE KIM HIN
DYLAN REDAS NOEL TING TING HEE SIA KING NOO
LIM CHUI YING YOUNG KAH SUNG TAN BAN WAH
ROZANA BT RAZALI CHONG SZE LOON, DESMOND YEE FOONG HAR
SANAH BINTI BELWI GOH NGIENG HENG YII KIE PING
KANG LEONG CHENG HO HIE SIENG KANASHEGAR A/L SARAVANAN
LIAW SOO HUO KIU CHIU SIONG NG YIN WEE, JAMES

Fellow Chartered
Financial Practitioner

NG POI HUI, JACQUELINE LIM SONG HAW LOW KIAN HUAY
LEE WEE SIONG TAN SOON KEAT SAM PENG SAN
TEE HONG TENG YONG TICK FOO TAI HUI CHUNG
CHAN SIEW LUAN LIM YEAN MENG CHONG YIAN SUNG
SIVARAJ ARTHUR A/L S, ALBERT THAM WAI HONG LOW BOO KIM
NG KOOI ENG MAH PENG KOK LEE KEE BIAN
TEOH GAIK SEE WONG LEUNG HOONG KOO MOI
FONG WAI YEE NG CHIN KEONG TAN CHIN POH
LOW KAI FOO WONG CHEE MIN NG TEK CHAI
YAP ENG LEE ONG SIEW IM LIM CHOO KAW
CHIEW YOKE CHEE CORRINE ENG CHEN LEE CHOO CHUN LIN
PHILIP YEN AH MENG WONG AI FONG LEE KONG HIN
KEE HUA KHOON LIEW KHING ANN GOH CHEE GUAN
TEE CHEE EAN JONG JOON FATT PATRICK LAW YONG BAN
TEE WEE SEE LOW HUI CHUAN AUGUSTIN TANG ING TION
LEE LEONG GEN TAY CHOO GEOK KAM SIN POH WILFRED
TAN TING TIAM LIM ENG HUA LING HEY ENG @ HEI YOUNG
DR. LALITA VEERIAH FONG SIEW MOI WONG SU WANG
ONG GIN HONG LEONG KAM CHUN CHAN TUCK HOONG
CHUA YAN SAN LAI KOOI HIEN LIM NYOK MOI
MICHAEL B.H. CHUA KUEH SIANG HU CHOW FU SHUN DEREK
JENNY TENG HIE INN TSAI MAN LIAN, JANET CHAN KWOK WAH
YAP SIEW MOI HO CHIN AI LUI KI LAI HENRY
SADASHIVAN A/L KOCHUNNY NAIR KOH BEE GUAT PANG JENNIFER YUK CHUN
LYE SIEW FONG WANG SANG CHING CHAN CHRISTINE
CHEW CHEONG YEW KOO KA KIONG WONG LEE CHUN
POUR KAR AI KOO TIU HOI, MAY LEUNG YUET WAH
ONG KAM WING TAY SOO SEE LAM YEE TING
CHEONG CHOON KEONG AH SIEW @ HO AH SIEW LAW HON KIT DEREK
KRISHNANANDHA A/L V.S. SENATHIRAJAH YEE HUI MEN, CANDY JOVIN CHIM CHAI SHAN
ALLISON TAI MEI LING HENG JOCK MOI YIP TAK SHUN, HENRY
WONG SOON SIAW MOK HOW YEE SHING YUEN KWAN
TIONG MEE LANG YONG CHENG GEK YIP,VICKY KING LUN
TING MEE HUNG YEOW KEE BIAN OR TIN LOK
CHONG MUN YEE TAY CHEH SIONG LEUNG WAI KEUNG, LAWRENCE
ENG CHIN SOON KOO KAH PENG CHAN KING YUET
CHAN WENG KIT, LOUIS LAI YUEH YANN KARINA NG SIU YUNG
CHIA SU KUAN LIEW TZE KING LO SAU WAI
OH PANG LING LIM CHEE TIAN CHAN OI YAN, GLORIA
FOO YONG SIAN LOW SOON SENG MANSON CHAN MAN SHUN
GOH LAI ENG NG THIAN FA KELVIN TSAI HOI YUEN
JAW SOO LIN SIM CHOI KHANG CHUNG PUI KEE, THOMAS
KHOR CHIN GHEE TAN CHIAN HUEY FRANKIE CHEUNG KA HENG
LEW WAI SENG TAN FOR SENG @ TAN KIM WAN LEE PEI MEI
LIEW KIN MUN YONG SUK CHIN LIN SHO WEI
LIM EAN EAN CHANG CHEE KEONG JUANG SHUNG SHING
LIM JOO SEONG TAN BA BA YANG HUI CHIEN
TAN HUI MEANG CHIN AH KAN JILL LEE ( CHIEH LI)

Fellow Chartered
Financial Practitioner

CHIEN I CHEN CHAN LAI PING, AMY/ LIM SAI HUI
KAO LING FENG CHIU YIU KEUNG LING KUOK TAI
LEE LOK TUNG WONG SAU LING,IDY LING PUI HUNG
WILLIAM WONG SHUI LUN CHANG TE - YUAN TAN KOK WEI
KING CHAN POH NGO TIN TANG SUI ENG
LEUNG TSZ LUN LIEW SHIT MUI TIE KAH TUANG
WAN KA YEE KITTY CHEW LAY KEAN WONG TING TECK
KO FAI LIAO LENG LENG YEO ENG KIAN
MONICA KA YEE WONG LOO TIANG POH TAN KHENG HONG
LIM PHAIK CHIN ONG BOON NGOH BOO BOON PIN
SIU MUI SUSAN WAN TAN EE LYE BONG SIAW JAN
CHOI WAI HUNG HO SUK CHUN SUSANNA HUONG NGUOH YUIN
LAM WING FAI TSANG YU LAU HUA HIONG
LIU WEN NAN TAN POH BENG KANG KIM SIANG
LU CHIN-YUAN TYE CHIN NIEN KONG KAH LUN
LEE WAI KOK SHAO SHENG MAI YONG SUI
KHO BEE NA WONG SIU CHUNG SIMON TAN CHAI GEOK
LING TIAN CHIAW KWOK CHOI HAR TEE YAN CHIO
CHAI LAN YEN KONG WAI CHOI WILLIAM CHONG SAY FOH
CHEN WAN CHOO ZENG HUI BOCK SIANG SIN
CHENG KWEE LAN CHEN SHAO YANG FUN SEE LOONG
CHONG FOO CHONG HUANG QI HONG LEE BOON CHONG
GOH KIM ENG HUANG RUN XIANG LEE SHOK JING
GOH WEE KHENG DORIS ZHOU LEONG CHAI YUEN
HEAH SIEW PON HE JIN HONG LIM BEE LIAN
KHOO TECK BOON HO SHUN MON SIMON ONG LAI HONG
KOO CHIEW KHEONG YAN CHEN TAN SWEE POH
LAM CHUI PENG WANG JIAN GUO YAP TOW PING
LEE LAI HIM TAO ZHI JIAN YEN SHEY CHERN @ YAN SUN LIEN
LIM KIM CHUA QIU FENG YING YIT LEE KOK
PIONG SIK YEAN LI SUI HONG ONG KAM KHOW
LEE NYIT KIM WU JIE TAN MING CHOO
TAY PEI PHEN WANG JIAN SIM HUN BENG
YAP SIEW YIN, CRYSTAL ZHANG HUI PING WONG SING LIONG
LEE KONG MING DENG YUAN TIAN KIU CHIONG TUNG
WONG CHUI KUN HUANG ZHEN HUA ENG SIO BEE
PUA LIAN BENG SHAO JIAN PUA LIAN KOK
CHANG HAI YONG BAN HOAN KEONG TEONG GUEK CHENG
HEAH SIEW MOI WONG SUI NGUOK KIU MEE KUOK
SITI RAFIDAH BT ABDULLAH ROSA LING LEH TING WONG LEE CHENG
BONG KHENG LIONG LAU SEW PENG CHUNG CHON HIEN
CHIAM KIM CHUN ROY LAU KIN HOO CHEY LOY THAI
PANG SUN CHAI SIEW LING LAI MAY TENG
TAI YU TECK CHIONG SIONG YII LIM KOK CHING
CHANEL CHUN HUONG HOW TON LOK FUI MUN
LIM BEN SEE EVELYN KIU MEE SUNG TU SEE YEN
CHIU CHUI YI,JESSIE LEE BOK LIM LIEW SIEW LIAN
LEE LING LING EIEW ENG PENG

Fellow Chartered
Financial Practitioner

SIEW MEE NGO H'NG PEI LIN HO CHI TAT, PATRICK
TAN TOONG FOON HOE SEONG CHONG CHEANG CHI LUN, ALMOND
WONG LEH HEE LEE ENG KOOY CHAN KA LEE, KELLY
NG SOO HING LEE LI CHENG YU WING HONG, ADRIAN
LIM SOK BOEY TAN BEE BEE CHENG PO LING, CLARIE
FOO CHUAN KHIM TAN ENG JIN CHAN SAI YIN, ALAN
LIM LAY HOON TAN KEAN SIN WONG SUK MUN, CATHY
TAN TOO KHOI TAN LAI KHOON LEUNG CHE WAH, VICTOR
KHOR HEE HOE FOONG TUCK WENG LEE PEGGY
TAN TEIK JOO KUAN SOUSA WONG SAU YU, MAY
CHEAH SIEW KEE LAY BENG YIN WAN SIU WA, RAYMOND
CHOO LEE SIAN ONG SIN CHUAN WONG CHI YAN, ALEX
KHOR JOO LENG ZALINA BINTI MOHD ISHAK WAN YUK LUN, ALEX
TAN TEIK KAH LIU DAI XIN LEE SIU PO
TEH AH MOO YOU DE XIN TO SIU LUN, DICKY
WONG JUNE KUEE XIANG LEI CHANG KIN KEI
CHAN CHIAW YAM YAO HAI FENG CHOW CHING YEONG, NELSON
CHUNG MAY LING XIAO FENG LUM CHEE KONG
TING NGA HUONG CHEN SHENG CHANG LEE SIEW TSUNG
TAN KOON EIN YIN JIA LIN TAN TECK SIEW
TAN JEE MOI YANG EN LIN LEE MAN HO EDDIE
LEE CHEANG BOON SU XIAO LIN LEE JE HO JEHO
CHIAM KOK HUAH, DONNY GUO RI YANG WONG SUK WAH
LIM SEE WOON HE LI XIN NG KOK WAH
SOO LI LI SHEN QUN TEO KIM HUATT
WONG HOUNG CHIN GUO YAN QUN LEE CHEN PENG
WONG LAN CHING LIN HONG KUNJU RAMAN A/L PARANGODAN
CHAN HONG MING, FRANK ZHENG DONG HONG FRANCIS @ PERENCH A/L THEVASAGAYAM
FUNG TAK SIU, SIMON MO JIA KAI CHEW HOI CHONG
WONG POH LENG HE AI MIN TAN KOK KUAN
NG OOI LING HE YONG JUN ONG KEE POO
LOW HANG LEONG ZHOU YING KALIAPPAN A/L NARASIMNAN
SUM LAI YOONG GUO XI WEN KOH SAI LI
TAN GEOK KUAN ZHOU HUA LEE CHENG PENG
SHIH SIEW MEI CHEN JIN GANG VIMALANATHAN A/L KRISHNAN
KHOR BAK KAR HUANG RI QIU YEOH LAKE HOON
LIEW KWEE KHOON FENG JIN XIONG DR SELVARAJAN A/L M R RAMIEN
TANG WEI MING LI ZHI MIN SETHU A/L KARUPPAN
CHIN SIEW CHOO WU WEN SHENG PATABISITHARAM A/L S.P. THAVASUNAIDU
SOH LIAN PECK TANG CHENG KUI RATNA SUBBARAYAN
YOW CHOOI KHENG, IRENE PHANG SIANG YANG LEONG YUET WAN
WONG CHEE KONG ZAINAL ABIDIN BIN WAZID CHEW CONG YONG
TAN KIM TEIK NADARAJAH A/L SINNIAH LOW SENG CHEE
PHOO MENG HONG KOLANDASAMY/ SAVARIMUTHU
LIAM PHAIK EAN WONG MEI YUK, REBECCA
CHEW LIAN HEOK HO WAI LING, GRACE
CHIAM BEE HO CHAN YAN CHUEN, IAN
CHIAM KOK SAN WONG CHUNG PO, BURNS

Sponsorship Company

Phone:
03 - 9281 3167

Mail:
WWW.NAMLIFA.ORG.MY

Lorem ipsum

Address:

Wisma NAMLIFA, 55, Jalan 3/93,

Taman Miharja, Jalan Cheras,

55200, Kuala Lumpur.