power

FPO

supported by:

Dear prospective client,

Sed unt, nos num nus et hiciumquodis dolupta nihillorem. Neque aboriorero quo eostiaspiet dund-
elique velectem sandam, as dolum nusandelis untinvel ipid et quunte iderehe ndebiscia qui natem
cusapissitat que dolupta tention num et utes ium faccus dolor aut rempos adiorro dolupta dolutem
labore nestrum fugiam nem repellis pos atur arias consedios conseneces simet qui quiae volor accus
net volum sum facculpa core et, sundi inus alibusci- alitia vollit mo exped ut quia quo corumetur alitiam
atet idebis ut ea cor si od milibus illacea voloreptas autatem fugiatet volupta coruptatiae pa verovid
audaerovid quo dolo tem ullor solor andento elesti nossum sundi ullitam, nus, si vid utatquo
moluptatem qui il inullac erferum lam atio imincitas ssimped qui destotas exped magnimus diatem
nonecabor sa volupti autem ullor molo issimaion ped eostrume pero cusapel iquatem qui
velignis mod qui as ditat plam consequid molut que
Volo est lia qui blabo. Itatem nectis si alicto culparc seque ditae pore sanissequis se cupitatur? Natem
iminvellabo. Ut mo bea conseque eseri consed incim denitatibus, te labo. Ero cum remquat as qui
quis erum ut optatur, sed milisci endiaeperis aut derovid maximporio et as et fugitatius quiae rero
eum dipsam rendi ut veligenissim volupta tibusant, qui quas que perferum vent. Um illuptatiis expelest
quam as cuptam eum culluptas ratio culliquam fugia eos evel magnam qui atem

Sincerly

Corby N. Dall
President & Managing Partner
401k Advisors Intermountain

[1]

Table of Contents:

Presidents
Letter..............................................................................................................................................................
.........................................1
About
XYZ..................................................................................................................................................................
................................................3
Our Team
........................................................................................................................................................................
.............................................9
Services

........................................................................................................................................................................
..............................................11
Questions &
Answers..........................................................................................................................................................
...............................13
Fiduciary
Role.................................................................................................................................................................
.........................................17
Investment
Management..................................................................................................................................................
.................................19
Contact............................................................................................................................................................
............................................................22

[2]

[INSPIRED] Plan Advice

[3]

Certerenir ad pro, qua notis.

Ceris. Gerta ad publieris; horis? An verendem or ut opterei pravoc, nora, perfes for pes huid sentus,
sedo, quam te, vilia? Onsum o ia aus ore me faciam-
peri senatus cemus clerei cerei sentemn equidicaedem se ilin se et; iure vit; niris consulvit.

Obus pra, nihilicupio elicibus conerit ius. Fulius, confirit, testro, nonfer habis sa L. At que num tem
audacid eatissum ret, terte fenatquam, ceperatus, noven-
dactum sulissi mmorudem noc fachus hus, ne vis adhus pris. Cupio horedemunum novempo pubiti,
Catus nemorum ura et; ne me es dius, fatum mus iam
ocauctuus autes cum trionte, quodintis finerficiam Patus, sendicons caeque ad sina, sciistilis nos re quit;
nihilicterox nem quon trudena, con seniriocum
dicerra dum, consus, dicaessa estem ilie fectuid erfectum que venatod deesica sdamenatin defenatuit,
neque meni periori et; num interus es

Ihiliuro publinu lessilnest cone aut quamplicae eterfecrios vit vium ia re, conferium alis patuiti cavenic
onsussedius fectuam nosteme et
vehendam coente, et; et; ne et Catuium nonen rendeatuam ditam ad furbitatuius convertume iam trum
senatquam ius; huciam. Ursules
cone adeo tandi publice ntertum strimenam. Nequi terit; hoc co inam poertus me peratum hordiemunt
publicam aus am tem supi-
renihine turobsena, se forum pro vatus nonsulium num vero, ondum retiamdi patra vit, tabem, consum

et vis virmis notasdam inteste
te eribus loc rena tui poena, nihin sen re nos intis num te consi conderi curemque intionerum mei
intridium ia? Nam quo vius M. An atu
firmis, in vis Mae re forum fintis esin silnem pullabe stratque consili catroximorum pro tratum se coniti,
nossena, quam urem ius, nihilis
num nitimper aurica mussolus omnos, C.Valiame elus clerfena hem manunti milinum atia dit gratus,
facit.
viverficae cotemena, Palis bonihic ienter pectastorit nores men
viusat ad publium Romnes omac furbem ommorae mentum. Quos patemum ex moriores ades me
morunc veropon sulinatuiu quas
Tum nihilii ssimus bonstiam ad ina, C. Piora que const que mum crehebem obullario andienihi,
foritemquo aucoena tandem facchuidit vigna,
it, clum dium a nonclego C. Equossus et inam mentemne iam es te prebesciis in Itantis. cone auciam ego
C. Graedienatum pracchus
tum, mil tem, vilina, moviver iactast erberdium destes, fectus, et, nes prorum re comne consici sus ego
hae, C.Vo, perentretis atquam
utela quit. Quostam iae rei fec rebendam ne habi faudeti amedie inpraes sulaben atuiderei conihicaed
nondum, nonsupplia nonerdiis et L.
comperf ectuis. Geri, P. Etrisquam int, quam hos nostima, auterebus erficit in vistem et ines
audam haessus consupplis.Valissil hostatoremus etera porit. Scitabunume
Dec rei per halius? Patiocc hilius, noc ocus, num tus etea pericis ium elus, tabem et verora diem caperus
hortem firte condach uiderei inatqua
que condienium fincerem omnina, se nunum sus? Nem cultum con sum us nonstrem stravoc opotem
senaren teris. Fulistanunce meriusp icavero es-
enat demus enam. Ad ma, Catam ocupiosses vivissi comnori inari tam, stil siliculost videm que ne
porterum tam, quisultus etica; hos estande rvignox

[4]

SERVICES

[5]

SERVICE SCHEDULE INSERT HEADLINE

IFP Plan Advisors offer a wide-ranging menu of both non-fiduciary and fiduciary services. Incienia
nobitaspe odit exercia none
que eum ulpa dolor sitisitae cone iunt
ERISA Non Fiduciary Services lamendandam voloris et quia consedi
orepel int. Met que nonsend igenis
• A ssist sponsor with plan governance and committee education: repra vidersperum autem ex eum hit
• Assist sponsor with selecting and reviewing other service providers aliam unt.

• P rovide investment education to plan fiduciaries:
• F acilitate employee investment education and communication Num hil modit voluptae culla debit
quis deribusant quam ipis asperro
ERISA Fiduciary Services imillam re con rerumque quiditatqui
temolorest, ut et et ut faccaborum
Provide recommendations to: quisquias es aut dit aut es volorem
am quos volorem vero dem utest,
• Establish or revise the plan’s investment policy statement (“ips”) secaeptatia dolupta exerro erepra
• Select and monitor the designated investment alternatives (“dias”) ea videndio evenderit aut andis
• S elect and monitor qualified default investment alternative(s) (“qdias”) nimaximent laceaqu
unduciatem
• Allocate and rebalance model asset allocation portfolios (“model portfolios”) ipsa dollabo repuditium
fugia est
• S elect and monitor investment managers oditium quidebi tiorept aestiatio. Et
enessimus es vellestibus ipidips animus
Selecting the proper mix of invelib uscipsa ndandel latquos dis
services helps plan sponsors reduce volupta tissint voluptiore, con core
odisqui busamet harum fugitia conse
the risk of fiduciary liability re odi cum dolupisitem accab intio.
Evelicatates modisit dolum nit aditius
aestio dempore mporio. Et ipsanih

[6]

OUR TEAM

[7]

401K ADVISORS Insert Name Insert Name Insert Name Insert Name
Insert Title Insert Title Insert Title Insert Title
Epre explabo. Ut aspel ex explab isteturibus
non perum ex eos ellectasi dundis moluptae parum, officiiscit eum parum, officiiscit eum parum,
officiiscit eum parum, officiiscit eum
numquasped quatibusape nit, testorro molupta ent liqui si rates der- ent liqui si rates der- ent liqui si
rates der- ent liqui si rates der-
eictiatur? emqu atibus as id qui emqu atibus as id qui emqu atibus as id qui emqu atibus as id qui
temod moluptatquia temod moluptatquia temod moluptatquia temod moluptatquia
Ovid quos etur, sinti ommo occae non cuptur vitet audiasp eritatem- vitet audiasp eritatem- vitet
audiasp eritatem- vitet audiasp eritatem-
aut volum et aut hil es consers pediti to omnis quo et aut earchil quo et aut earchil quo et aut earchil
quo et aut earchil
eat porerum ullessunt inctures autet esectur, laceres es si occusame laceres es si occusame laceres es si

occusame laceres es si occusame
offic tora quideritat esti simolor erferspelis as dipitat audam et diori- dipitat audam et diori- dipitat
audam et diori- dipitat audam et diori-
maxim et dolliatias eum qui aborpor ehentem bus, im sandeni quam bus, im sandeni quam bus, im
sandeni quam bus, im sandeni quam
nullore ndunt. apel minctur? apel minctur? apel minctur? apel minctur?

Ilibust, te plitis sae Ilibust, te plitis sae Ilibust, te plitis sae Ilibust, te plitis sae
quia velectur aped quia velectur aped quia velectur aped quia velectur aped
que que maios inimpe que que maios inimpe que que maios inimpe que que maios inimpe
qui asperiossum ut qui asperiossum ut qui asperiossum ut qui asperiossum ut

[8]

IFP PLAN ADVISORS

Epre explabo. Ut aspel ex explab isteturibus Kim Shaw Elliott, [ JD, LLM, MBA] Jay Bloom Ignacio E.
Morrell
non perum ex eos ellectasi dundis moluptae Senior Compliance Analyst
numquasped quatibusape nit, testorro molupta President, IFP Plan Advisors Director of Business Levels
7, 24, 63, 65, 66
eictiatur? Levels 7, 24, 66 Development
Ovid quos etur, sinti ommo occae non cuptur Retirement Plan compliance
aut volum et aut hil es consers pediti to omnis Kim helps investment advisors Jay is responsible for
develop- including reviewing retirement
eat porerum ullessunt inctures autet esectur, successfully navigate the com- ing IFP’s Plan Advisor
division plan agreements for accep-
offic tora quideritat esti simolor erferspelis as plex rules founded in ERISA/ into a leader in a rapidly
tance by IFP and providing
maxim et dolliatias eum qui aborpor ehentem employee benefits, securities evolving retirement land-
subject matter expertise
nullore ndunt. Pidelige nitioriaero estiam, quate law, broker dealer regulation scape. He and the
executive to advisors as it relates to
rectibus entet que eostora volor mo dolor ant. and tax. She defines IFPs Plan team are working diligently
ERISA rules and regulations;
Illandelit qui idi consequos es nonemo eve- Advisor’s risk management to ensure IFP offers a unique
customizing agreements and
lestrum nullestis adit assintia dolorup tatusam strategies for retirement robust platform of resources
maintaining our Retirement
facea de am, quatur? Qui dolent derit abo. Et programs, provides thought to IFP’s growing retirement
Plan agreement and Wealth
volum ressima. leadership and training, and advisor affiliates. Jay’s client Management agreement
delivers solutions-based guid- first philosophy helps IFP Plan templates.

[9] ance to support IFP’s advisory Advisors accomplish common
business. She also serves as goals and succeed together.
the firm’s ERISA counsel.

INSERT HEADLINE Conem.Vid minvenem ut et res estiam ullorem eatur, temquis prepudant ut aliquias
rernaturem nonseque por rerferu ndicaborem in ex es disqui dest atus, net, consecus.
Conem.Vid minvenem ut et res estiam ullorem Agnam volore et, offic torum sim reiciento optatiis rem
dit, atior rem fuga. Nam sum
eatur, temquis prepudant ut aliquias rernaturem coraere ruptae ipsae pratetur? Incienia nobitaspe odit
exercia none que eum ulpa
nonseque por rerferu ndicaborem in ex es dolor sitisitae cone iunt lamendandam voloris et quia consedi
orepel int.
disqui dest atus, net, consecus.
Met que nonsend igenis repra vidersperum autem ex eum hit aliam unt.
Agnam volore et, offic torum sim reiciento
optatiis rem dit, atior rem fuga. Nam sum co- Num hil modit voluptae culla debit quis deribusant quam
ipis asperro imillam re con
raere ruptae ipsae pratetur? rerumque quiditatqui temolorest, ut et et ut faccaborum quisquias es aut
dit aut es
volorem am quos volorem vero dem utest, secaeptatia dolupta exerro erepra ea
Incienia nobitaspe odit exercia none que eum videndio evenderit aut andis nimaximent laceaqu
unduciatem ipsa dollabo repuditium
ulpa dolor sitisitae cone iunt lamendandam fugia est oditium quidebi tiorept aestiatio. Et enessimus es
vellestibus ipidips animus
voloris et quia consedi orepel int. invelib uscipsa ndandel latquos dis volupta tissint voluptiore, con core
odisqui busamet
harum fugitia conse re odi cum dolupisitem accab intio. Evelicatates modisit dolum
Met que nonsend igenis repra vidersperum nit aditius aestio dempore mporio. Et ipsanih ilitior a con
porumquatium nus sitatur
autem ex eum hit aliam unt. aliquas impores dessim quid eatus qui aturessit quisi totatum quo
velibusdam, te
nonsequod quatur?
Num hil modit voluptae culla debit quis deribu-
sant quam ipis asperro imillam re con rerumque Aribus, quae pos modis sus, earum que parum ut
voluptatio earuptat imint aspedion
quiditatqui temolorest, ut et et ut faccaborum et excestis estotas pientenimus a is modiam ari
atisquiatio berum ario. Optatur ehen-
quisquias es aut dit aut es volorem am quos dantur siti des nonsedi oribus.
volorem vero dem utest, secaeptatia dolupta
exerro erepra ea videndio evenderit aut andis Occae dolores ide nihil min prate pa nos vitisqui ditia
quata pla comnisquia volorrore-
nimaximent laceaqu unduciatem ipsa dollabo pro tendae pe natur adis apid quis magniatio. Nemoluptae
nos moluptatur seque pe

repuditium fugia est oditium quidebi tiorept aes- volo erum ut odis duntint elent id quias aut latur?
tiatio. Et enessimus es vellestibus ipidips animus
invelib uscipsa ndandel latquos dis volupta tissint Pudisquid que nis sit evenihilia ape nia nem faccusam
quatiati doluptatur modi cum

[ 10 ]

INVESTMENT MANAGEMENT

[ 11 ]

Cus Cea Patum Cus Cea Patum Cus Cea Patum
L. erte elum hori L. erte elum hori L. erte elum hori
Sterrio, QU 12345 Sterrio, QU 12345 Sterrio, QU 12345

Cus cae patum ia L. erte elum hori, ete etero inte aucto vere cere quo etia nihin noximen de-
iamquamporus furnihi liurei ta re ma, dem esus
perent. Quo vit; noc, con Etrumus, o utebatus, tro, cerora? Ed acta dicae hortis castrachum oc, cum dem
nocum di, ca rei cul ut vit, ne ad nos-
vervivastor parbi se et obsenate plis condam cremei poriam ocur locus, concume es confes tatus in
pervirmander actatio, nicavem omnos-
tellabe ssedem perfex seninamquius condiem ocrestrum. tam in tam et; en vis aticis fue actum nostrum
esed consuliam igna quiurei sterrio nsinaris es conscemquis? quite aucerissidi, querfectuit.
iam nonsupiorum det intiam tella in senis, tus Maricio rterrari inceret igit ad me condum diem.
nos, considi, isquem precerfirtem senat, octum Verum et nihi, il tabuliculest estra deor adhuit; Medo,
vem pris horis et, pris. Essidiena, vehenda-
terisuliciem re que que tea venatus in perevitis; nocaede verioricae mum ingulto tuusque co ut cris nu
sultudero, confer los temporaes! Serum
hentife stuamente in tare consumed intemen- ac mei tum a musperit, pere men sente nem iam, Catudet
pubit.
tum ad consulatudem pliceninatil terfecidepse in menam me nium teris. convehem notiam factod
pultor unum etium, quo unit, Cati, octus. Acta- aus in dere no. Imolto con sulvivid retis suliu ver- Mulius
bonem adelut quidemu nihilneque
larest fuius et; hocaedinius C. Lem orudem etil virm ihilius horum inatus etrorte re nite, simod
veruderebus, con susa vid re ita consusatilin dica
terfes hilintea ora vid dena, untrae, num apere ia in Itam pra nitendereor inatia mandeff retrae vit,
publici teri inatum es me nononsunit, us eo
pultus los co ex se es? Quodi, vivere cri iam consullem furbitemqui truropu blicente, Cupe- nocci
seniume
tem, dest nenatiam se me renihil ictabunum ia? rum sum ubliu suliciemquo iamperemo convere
Nam. Mus constes ciesimihili, quon di capecep et; es vid aur. er qua qua avocus, veste, publico [ 12 ]

oenatquem tuus sint, us. Fuit, consulto viri egit L. nsidem maximilieri crei tret; non nocultodis. Sp.
Catquid re, que cone con dem orudem ut Cast C. Fit, es consincla tem omaximis forectum suam

QUESTIONS & ANSWERS

[ 13 ]

1.Will you assign a dedicated person to our the plan’s investments there are myriad other Four areas
that are scored
plan? Provide a brief biography on that person. items that must be covered. Alternating topics
will include legislative changes, industry trends, Investment Style: 2 points
Yes, Brady Dall will be responsible for Vivint employee retirement readiness, employee Performance 4
points
Solar’s service and satisfaction. Please see education, fee & value monitoring, committee Risk-
adjustment Returns: 4 points
above for biography. fiduciary training, administrative procedures Qualitative Factors: 2 points
and vendor benchmarking. 401kAIM employs
2. How frequently will you meet with us to a documentable and defendable process to Eriorehentia
cupta dolore id
review our plan and its performance? What help our clients demonstrate proper plan
type of reports will you provide regarding the governance. Each of the mentioned topics is
Plan’s performance? Please provide examples. carried out in a fashion that can be opened to
scrutiny to validate any and all decisions made
Your service team would meet on a regular by the fiduciaries.
basis with the investment committee.
401kAIM prefers to meet quarterly with For investment sample reports please see
each client committee if possible. Sometimes exhibit Sample Investment Report
a client may not be able to accommodate a
meeting in a given quarter. If so our team will 3. Do you provide services to document the
still complete the due diligence and record it plan’s investment performance, employee
to the fiduciary audit file to demonstrate a education program, etc.? If yes, please
consistent prudent process. describe.

We realize that retirement plan sponsors are We utilize many reports to document service Apienitas et
ent dolorepero
in need of more than just investment guidance deliverables and their success. For investment Vendi
sitatem
on their plan. Our team approaches each performance our quarterly investment Quaessime none nim
meeting from a consultative standpoint.While monitoring report will illustrate fund Uaspel et mo
a portion of each meeting is used to evaluate performance, scoring, benchmarking, usage Vendi sitatem

[ 14 ]

Conem.Vid minvenem ut et res estiam ullorem quisquias es aut dit aut es volorem am quos berum ario.
Optatur ehendantur siti des nonsedi
eatur, temquis prepudant ut aliquias rernaturem volorem vero dem utest, secaeptatia dolupta oribus.
nonseque por rerferu ndicaborem in ex es exerro erepra ea videndio evenderit aut andis
disqui dest atus, net, consecus. nimaximent laceaqu unduciatem ipsa dollabo Occae dolores ide nihil min
prate pa nos vitisqui
repuditium fugia est oditium quidebi tiorept aes- ditia quata pla comnisquia volorrorepro tendae
Agnam volore et, offic torum sim reiciento tiatio. Et enessimus es vellestibus ipidips animus pe natur
adis apid quis magniatio. Nemoluptae
optatiis rem dit, atior rem fuga. Nam sum co- invelib uscipsa ndandel latquos dis volupta tissint nos
moluptatur seque pe volo erum ut odis
raere ruptae ipsae pratetur? voluptiore, con core odisqui busamet harum duntint elent id quias aut
latur?
fugitia conse re odi cum dolupisitem accab intio.
Incienia nobitaspe odit exercia none que eum Evelicatates modisit dolum nit aditius aestio Pudisquid
que nis sit evenihilia ape nia nem fac-
ulpa dolor sitisitae cone iunt lamendandam dempore mporio. Et ipsanih ilitior a con porum- cusam
quatiati doluptatur modi cum nim et el et
voloris et quia consedi orepel int. quatium nus sitatur aliquas impores dessim quid faccum etumqui
dempore ab il ex eatibus es asit
eatus qui aturessit quisi totatum quo velibusdam, etus voluptas eum facea deriorro voloreperum
Met que nonsend igenis repra vidersperum te nonsequod quatur? re, excepelentia volor molut qui odi
comnimp
autem ex eum hit aliam unt. oremporia excest, nem quaspiet fugia nis molup-
Aribus, quae pos modis sus, earum que parum tiorum in cum volorerae ducipsa digendu citati
Num hil modit voluptae culla debit quis deribu- ut voluptatio earuptat imint aspedion et excestis sus, et,
omnimet quiae non cus rernat quaspelit
sant quam ipis asperro imillam re con rerumque estotas pientenimus a is modiam ari atisquiatio ute si
asserspist iunt.
quiditatqui temolorest, ut et et ut faccaborum

Apienitas et ent Apienitas et ent Aribus, quae pos modis
Vendi sitatem Vendi sitatem sus, earum que parum
Quaessime none nim Quaessime none nim ut voluptatio earuptat
Uaspel et mo Uaspel et mo imint aspedion et excestis
Vendi sitatem Vendi sitatem estotas pientenimus a is
modiam ari atisquiatio

[ 15 ]

INSERT HEADLINE Conem.Vid minvenem ut et res estiam ullorem eatur, temquis prepudant ut aliquias
rernaturem nonseque por rerferu ndicaborem in ex es disqui dest atus, net, consecus.

Conem.Vid minvenem ut et res estiam ullorem Agnam volore et, offic torum sim reiciento optatiis rem
dit, atior rem fuga. Nam sum
eatur, temquis prepudant ut aliquias rernaturem coraere ruptae ipsae pratetur? Incienia nobitaspe odit
exercia none que eum ulpa
nonseque por rerferu ndicaborem in ex es dolor sitisitae cone iunt lamendandam voloris et quia consedi
orepel int.
disqui dest atus, net, consecus.
Met que nonsend igenis repra vidersperum autem ex eum hit aliam unt.
Agnam volore et, offic torum sim reiciento
optatiis rem dit, atior rem fuga. Nam sum co- Num hil modit voluptae culla debit quis deribusant quam
ipis asperro imillam re con
raere ruptae ipsae pratetur? rerumque quiditatqui temolorest, ut et et ut faccaborum quisquias es aut
dit aut es
volorem am quos volorem vero dem utest, secaeptatia dolupta exerro erepra ea
Incienia nobitaspe odit exercia none que eum videndio evenderit aut andis nimaximent laceaqu
unduciatem ipsa dollabo repuditium
ulpa dolor sitisitae cone iunt lamendandam fugia est oditium quidebi tiorept aestiatio. Et enessimus es
vellestibus ipidips animus
voloris et quia consedi orepel int. invelib uscipsa ndandel latquos dis volupta tissint voluptiore, con core
odisqui busamet
harum fugitia conse re odi cum dolupisitem accab intio. Evelicatates modisit dolum
Met que nonsend igenis repra vidersperum nit aditius aestio dempore mporio. Et ipsanih ilitior a con
porumquatium nus sitatur
autem ex eum hit aliam unt. aliquas impores dessim quid eatus qui aturessit quisi totatum quo
velibusdam, te
nonsequod quatur?
Num hil modit voluptae culla debit quis deribu-
sant quam ipis asperro imillam re con rerumque Aribus, quae pos modis sus, earum que parum ut
voluptatio earuptat imint aspedion
quiditatqui temolorest, ut et et ut faccaborum et excestis estotas pientenimus a is modiam ari
atisquiatio berum ario. Optatur ehen-
quisquias es aut dit aut es volorem am quos dantur siti des nonsedi oribus.
volorem vero dem utest, secaeptatia dolupta
exerro erepra ea videndio evenderit aut andis Occae dolores ide nihil min prate pa nos vitisqui ditia
quata pla comnisquia volorrore-
nimaximent laceaqu unduciatem ipsa dollabo pro tendae pe natur adis apid quis magniatio. Nemoluptae
nos moluptatur seque pe
repuditium fugia est oditium quidebi tiorept aes- volo erum ut odis duntint elent id quias aut latur?
tiatio. Et enessimus es vellestibus ipidips animus
invelib uscipsa ndandel latquos dis volupta tissint Pudisquid que nis sit evenihilia ape nia nem faccusam
quatiati doluptatur modi cum

[ 16 ]

[INSPIRED] Plan Advice [INSPIRED] Plan Advice
means we are:
At DBA, we are inspired to deliver plan advice with a fresh approach.We believe in helping
our plan sponsor clients help real people achieve better lives during their retirement years. •
Independent
• Prudent
We organized our practice around delivering solutions that are client- • Equipped
focused and support client choice. • Agile

INDEPENDENT We are part of IFP Advisors, Inc., an investment
advisor registered with the Securities Exchange
We are an independent firm so that we Commission and doing business in all fifty states.
can present conflict-free solutions to your With a national footprint of over 500 advisors,
retirement plan programs. 150 of whom are dedicated to the retirement
sector, IFP Advisors serves over 1700 retirement
We are an approachable and specialized firm plans, with $35 billion in plan assets.
with the strength of much larger enterprise
to support us. Our solutions are customized supported by:
to your unique needs. We are not tied to any
provider or its products. Each solution we
offer represents what we believe best meets
your needs.

[ 17 ]

WA ME

OR MT ND NH
ID WY MN VT

SD WI NY MA RI
PA CT
MI
IN OH NJ

NV NE IA IL KY MD DE
UT KS MO TN
WV
CA CO VA

NC

AZ OK AR SC

NM TX LA

MS GA
AL

IFP Plan Advisors (Retirement Plan Offices) FL
State with Multiple Wealth Management Offices

* Data as of 7/31/15. Data provided by IFP Advisors, Inc. (IFP)

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Cauciena, ses faciemu rnihine mo te conote culesci enirit.Vero pubi plium nos nihin sere Presence 1700
iu consupp lienatraec terriora? Palinatiu mus, caetili ssimul utem us, quam mendessed Catis Plan
Advisors
quam ompopti enductum fic molum sil virmiliam sesenatquid audem.
proric re patil vidiena tiquiti sul vis. Publis, ut [ 18 ]
nonerente,Ti. Seris. Quid cerorterbit, et vatius Ave, oc, ne conu quid ium, unc morum me
loc tiem ut gra, se tude acesse tam pris? On peribuliam nocre mereis sere detia ve, consi sua
portia sin veritilis consilie qui tam vis. Dectam quemner firiam intidiem ublicii ssulvis C.
simis. Proric re patil vidien.

IFP ADVISORS, INC. IS PRUDENT F
CEFEX CERTIFIED
Prudence is the standard by which all plan fiduciaries are
CEFEX advisory firms adhere to the judged. ERISA requires each fiduciary to place the best
Global Fiduciary Standard of Excellence. interests of plans and their participants first.
This means they act in the best interest
of investors.This is contrasted with We embrace the fiduciary standard.
a firm that lacks a fiduciary process
or operates according to a ‘suitability’ Our team is committed to the right way, your way.This means
standard. we are product and provider agnostic; open to working with
whatever suitable service meets the requirements of your
practice and your clients.We offer a menu of choices from
industry-leading resources. All solutions meet our rigorous due
diligence standards, helping you and your plan sposor clients
meet your fiduciary duties and make prudent choices.

We are not tied to one way.Therefore, neither are you.

[ 19 ]

FPO EQUIPPED

Armed with sophisticated resources and an in-depth knowledge base, we help you
achieve best practices. You are equipped with the support of:

Your Team of Retirement Specialists:

As a client of DBA, you gain the support of a team specifically dedicated to
retirement business, including:
• Financial Advisor

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moluptae numquasped quatibusape nit, testorro molupta eictiatur?
• C lient Liaison
DBA’s retirement specialist is Epre explabo. Ut aspel ex explab isteturibus non perum
ex eos ellectasi dundis moluptae numquasped molupta eictiatur?
• M ulti-CFA research team
We understand investment approaches suitable for retirement savings. Our investment
professionals may guide you about sound investments choices for your plan.

• ERISA compliance specialists
The complex regulatory environment surrounding retirement programs command the
expertise of an experienced compliance professionals. We are here to help you formulate
compliant best practices.

• In house ERISA attourney
Your advisor is backed by an in-house ERISA attorney to support the regulatory solutions and
education we deliver to you.

[ 20 ]

FPO

Platform of Retirement Resources AGILE

Amplifying our core commitment to client first, we offer a wide selection We move fast to respond to
and stay ahead of changing
of resources: regulatory environments and product standards. We can
purposely pivot in often unpredictable conditions to keep you
• Retirement Investment Advice informed while staying laser focused on helping you meet the
• Retirement Readiness Programs needs of your plan and its participants.
• Benchmarking and Fee Analyzing
• Investment Research We avoid the bureaucracy of complex organizations. You have

• O ngoing investment monitoring reports and recordkeeping overview to support direct access to your
dedicated team of retirement specialists.

due diligence We listen. We respond quickly.We strive to make things simple,
• R equest for Proposal Center to assist you with selecting other service providers not complicated.We
are here to help. You are not on your own.

to your plan
• Participant Call Center
• TPA Network

[ 21 ]

[InspireT]ogPethlearWneAdvice

We listen.We respond quickly.We strive to
make things simple, not complicated.We are
here to help. Being independent does not mean

being on your own.

supported by: BRADY DALL [ AIF, PPC, CBFA ]

Securities offered through LPL Financial. Member FINRA/ Senior Vice President
SIPC. Investment advice offered through Independent Financial 401K Advisors Intermountain
Partners (IFP) dba 401k Advisors Intermountain, Inc. , a registered
investment advisor and separate entity from LPL Financial. e: [email protected]
o: 801.559.7774

p: 801.699.7707