personal finance

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The plan your personal situation, identify
for our your dreams and goals, and
lives & understand your tolerance for risk.
Lifetime Long-term relationships that
Planning encourage open and honest
communication have been the
cornerstone of our foundation of
success.

Earned Earned income- income we earn
Income & when someone pays us in the form of
Skill hourly wages, regular salaries or tips.
Demand & Family income- depends on both the
Supply number of family members who
work and the amount of money each
person is paid Unearned income-
includes profits we earn from
owning a business, the money we
make from collecting rents on
property we own, the income we
receive in the form or interest and
dividends from our investments or
the non-salary payments we receive
from the government.

The Consumer Life In customer relationship management (CRM),customer life
Cycle & Income cycle is a term used to describe the progression of steps a
Over the Life Cycle customer goes through when considering, purchasing, using,
and maintaining loyalty to a product or service.

Property & Unearned Tax rules are different for unearned income. Most investment

Income from income gets taxed at a rate that's lower than most folks' ordinary

Financial Assets & income tax rate. Those with very low incomes will pay 0% on

Transfer Payments qualified dividends and long-term capital gains, while most

people will pay 15%. High earners will pay 20%.

Federal Income A tax bracket is a range of income amounts that are taxed at
Taxes & Other a particular rate. Each filing status has its own tax brackets,
Deductions from but the tax rates are the same for all filing statuses. Most of
Pay us pay income taxes across several tax brackets, which is
what makes our tax system "progressive".

Paying for What It’s important to understand that moving into a higher
We Buy tax bracket does not mean that all of your income will
Budgeting be taxed at a higher rate. Instead, only the money that
you earn within a particular bracket is subject to that
particular tax rate.

Renting vs. Buying When you buy a home, you pay for things you don't have
to pay for as a renter: loan interest, property taxes,
insurance, and even maintenance and repair costs. ... The
cost of housing in your area: In most cases, people rent
because houses are just too expensive, but it all depends on
the market in your area

Vacation & "Vacation Ownership" in the Philippines today. A
Leisure membership to this prestigious club allows members
to explore exotic cultures and popular destinations
and stay in some of the world's best resorts and
hotels. Since its launching in 2006, AVLCI has the
largest sales and marketing force in the Philippines
and it is for this reason that AVLCI has the most
number of members. AVLCI is duly registered at the
Securities and Exchange Commission since 2006