Home & Decor - May 2015

PROPERTY

five-room flat and keeping one room as storage and also of tenancy terminations, subsequent
space as she and her family were living with her renewals, and changes to your tenants’ particulars
parents in their flat. within seven days of these changes.

“I didn’t realise that I had to notify HDB that Make sure that you continue to live in the flat
I had leased out two rooms to tenants,” she with the subtenants during the period of subletting.
says. “Worse still, as I was not living in the flat, If you are found not doing so, the registration
I was considered to be subletting my whole flat for the subletting of bedrooms will be revoked
illegally!” Fortunately, as she had satisfied the automatically. You will also be considered to be
minimum occupation period of five years, she was subletting the whole flat without HDB’s approval.
given only a stern warning and allowed to seek Action will be taken against such flat owners under
approval for subletting the whole flat. the Housing and Development Act – and you could
be forced to give up your unit.
“Our HDB flat is our first and only property
and we definitely intend to live here in the future. Intend to rent out your whole flat? This is
If I had been forced to give up my apartment allowed only for Singaporeans; Permanent
because of my negligence, I cannot imagine what Residents (PRs) can no longer do so.
I would do. Buying a new home will be far too
expensive for us now,” shudders Madam Tan at HDB owners must have completed their
the thought. minimum occupation period of five years (or three
years, for those who bought an unsubsidised flat
Over the years, it can be hard to keep up and without getting a CPF grant before Aug 30, 2010),
comply with the latest HDB subletting rules, with unless in exceptional cases, such as those which
all the changes. Read on to find the answers to involve an overseas posting.
your burning questions, as a would-be “landlord”.
If you are living abroad during the subletting
I AM A HDB FLAT OWNER. WHY DO I NEED period, remember to appoint an attorney to act
TO INFORM HDB IF I WANT TO RENT OUT for you in the management of the flat. Seek prior
MY FLAT? approval from HDB online (www.bit.ly/1xhYihg)
or in person at any HDB branch office. Each
As a HDB flat owner, you don’t actually “own” the application costs $20.
unit, even if you paid a cool $1 million for it, as
some Bishan and Queenstown maisonette buyers WHAT KIND OF TENANTS CAN I RENT TO?
did. You only own the lease for 99 years. This
differs from private properties built on 99-year Anyone who is a Singapore citizen, Singapore PR,
leasehold land; such owners actually own the or a non-citizen holding an Employment pass,
land for the period of the lease. S-pass, work permit (construction workers,
Malaysian nationals only), Student pass, Dependent
It may sound bewildering, but this technicality pass or long-term social visit pass, with validity of at
has not really affected HDB flat owners when least six months.
they buy and sell their homes. Once you have
fulfilled your minimum occupation period of It is your duty to verify your potential tenant’s
five years (or three years, if you bought an immigration status at the Immigration and
unsubsidised flat without getting a CPF grant Checkpoints Authority’s iEnquiry website (https://
before Aug 30, 2010), you are free to sell and ienquiry.ica.gov.sg/home.do), and their employment
profit from your flat. pass or S-pass validity using the Ministry of
Manpower’s (MOM) website (www.bit.ly/1CR18uA).
However, if you want to make some rental
income, technically, HDB is the real landlord; However, from May 1, 2015, workers in
you are only renting your flat’s lease from them. the marine and process sectors, including the
If you want to rent out your spare bedroom or the chemicals and pharmaceutical sectors, will no
whole flat, it is considered to be subletting the longer be allowed to rent HDB flats. This is due
lease that you rented from HDB. That’s why you to MOM’s long-term plan to “house marine and
need to keep to HDB’s rules. process non-Malaysian work-permit holders in
purpose-built dormitories and approved workers’
HOW DO I APPLY FOR HDB’S PERMISSION? quarters with facilities which better cater to the
If you are only subletting a room, you don’t need workers’ needs”.
HDB’s approval to do so. However, you must
inform HDB (www.bit.ly/1HKTMIm) within seven If your tenants are from these affected
days of the commencement date of the subletting, industries, don’t worry, they are allowed to stay
on till the end of your existing subletting approval
or registration.

147

PROPERTY

I’VE GOT A SPACIOUS UTILITY ROOM As a H flat owner, you don t
IN MY FLAT. CAN I RENT IT OUT? actually own the unit. You only
own the lease for 99 years. If you
No. You can only sublet bedrooms; the living
room, the bomb shelter or utility rooms want to rent out a bedroom or
do not count. If you own a two-room flat the whole flat it is considered to
or a smaller unit, you cannot lease out the be subletting the lease that you
bedrooms and can only sublet the entire flat,
to a maximum of four people. rented from HDB.

For William, the maximum number of
people he can house in his three-room flat
is six. This means he has breached HDB’s
regulations even if his tenant doesn’t mind
the squeeze. Four-room or bigger units
can take a maximum of nine occupants,
regardless of how many bedrooms your unit
has. Such owners can sublet a maximum of
two bedrooms.

WHAT’S THE MINIMUM SUBLETTING
PERIOD?

Six months. Subletting on a short-term basis
via websites such as Airbnb and Roomorama
are strictly not allowed in HDB flats.

HOW LONG CAN I LEASE OUT MY
WHOLE HDB FLAT FOR?

Previously, owners could do so for three
years per application, regardless of the
nationality of the tenants. However, since
Jan 16, 2014, if at least one of your foreign
subtenants is not a Malaysian, this will be
halved to 18 months.

Foreign tenants are also now subject to
the new Non-Citizen Subletting Quota, which
was enforced to prevent “foreigner enclaves”
from overwhelming any neighbourhood. This
is set at 8 per cent and 11 per cent at the
neighbourhood and block level respectively,
and applies to subtenants who are Singapore
PRs and foreigners. However, it does not
apply to Malaysians.

If you intent to rent to foreign tenants,
make sure you check with HDB (www.bit.
ly/1CR2DZD) to ensure that the quota is
not full yet, before you sign on the lease.
Otherwise, you can sublet your whole flat
only to Singaporeans or Malaysians.
This quota does not apply for subletting
of rooms.

148 text STELLA THNG photography ZAPHS ZHANG art direction YEW XIN YI



FIX IT

LINEN LOVE

High-quality bed sheets are an investment. Learn how to properly care
for them to ensure that they last a long time.

WASH REGULARLY • Linen is a soft yet durable WHEN TO REPLACE
Dirt, dust, oil and sweat build up natural fibre. The more Bedding can last for many years,
quickly on bedding. The longer frequently linen sheets are but too frequent and improper
they accumulate on the sheets, washed, the softer they washing will break down even
the more stress is put on the become. The material dries high-quality bed linen. Replace
sheet fibres. Grubby sheets quickly, so the sheets don’t them when the fabric gets
are also more appealing to need a long or hot drying thin, shows fading, or develops
microscopic mites. setting. Better yet, air-dry them. pills (small balls of fluff on the
surface). If the edges of the
It’s a good idea to change • Bamboo fibre sheets are best sheets look shabby and frayed,
your bed sheets and pillowcases laundered with cold water it’s time to retire them.
once a week, or every two weeks. and soap made for natural
Pillow protectors and mattress fibres, or with neutral pH levels. ','
covers also require washing at Colours may run during the <28
least once a month. first few washings, so .12:
make sure to wash this
SPECIAL FABRICS material separately. While it’s tempting to crank
• Silk is strong, but needs special up the heat on your washer
ROTATE YOUR BEDDING thinking it will make your
laundering to keep its fibres Keep at least three sets of sheets sheets cleaner, hot water is
intact. Wash silk items by hand per bed. This way, you can have actually harsh on fibres, and
the first few times. Afterwards, one set on your bed, one in the hard on colours. Always use
you can switch to machine laundry, and one tucked away in cool or lukewarm water and a
washing, but choose the gentle the closet. By rotating the sheet gentle wash cycle to extend the
or hand-wash cycle and resist sets, they will last longer and lifespan of your bedding.
the urge to use the extra spin won’t wear out as quickly.
cycle option.

150 text VERLAINE RAMOS-MARQUEZ photography WINSTON CHUANG



PROJECT SHOWCASE

EVERYDAY OPULENCE

Given the luxe treatment, this apartment makes
its occupants feel as though they’re living in a palace!

Home to a couple and their
two young daughters, this
three-bedroom condominium
unit may have a footprint of
only 1,100sqf, but it has a
big and bold personality.

The home has a sumptuous,
baroque theme that’s inspired by
the homeowners’ wedding picture
(displayed in the dining area in a
gold-tone frame). “The husband
and wife are quite sentimental,
and wanted to recreate
the look and mood of their
wedding photo, in their home,”
explains Joanna Evangelista
of Vegas Interior Design.

While the husband wanted
red and black to be part of the
colour scheme, the wife preferred
a lighter palette. Joanna created
a theme that balances both,
controlling the use of these
colours and keeping the floors,
ceilings and most of the walls
white. She also included gold-

tone accents in the furniture and gold-and-white carved
for some glamour. The dark dining table to the quilted bed
damask-print wallpaper used headboards and ornate mirror
as wall features in the living frames, the luxurious look
room and master bedroom is consistent throughout the
was key, as it matched the one home. The designer even made
in the wedding picture. The sure that the shade of deep red
cornices and ceiling mouldings used for the soft furnishings
throughout the home were also and upholstery was the same.
a nod to the trimmings of the The couple spent over $60,000,
fireplace on the set in the photo. inclusive of the furniture, for
this grand, opulent look.
“All the furniture was custom-
made in Indonesia using teak WHERE TO GO
wood, and we had to wait two to Vegas Interior Design, #01-07
three months for them,” says Orion@Paya Lebar, 160 Paya Lebar
Joanna. From the high-back Road, TEL: 6252-5522
brass-studded dining chairs

152 text LOUISA CLARE LIM photos VEGAS INTERIOR DESIGN

FAIR 2015

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IN STORE

Tangy and Refreshing

Known for its environmentally friendly
home and personal-care products,
Method introduces a couple of
refreshing products that’ll make
cleaning a little more fragrant. The
ginger yuzu dish soap pump ($8.95 for
532ml) and Squirt + Mop hard-floor
cleaner ($6.50 for 739ml) balance
the citrusy scent of yuzu with a spicy
gingery kick, leaving your dishes and
floor smelling fresh all day!

Available at Cold Storage, Fairprice
Finest, Isetan and Meidi-Ya.

Turn up the Heat

Italian designer Umberto Palermo lends his
flair for elegant automobile designs to the latest
range of Andris series water heaters by Ariston.
The heaters’ clean-cut and curvaceous design is
far from an eyesore, so HDB homeowners won’t
have to worry about concealing it!

Ariston water heaters are available at all
leading sanitary, electrical and hardware
dealers. For a full list of dealers,
visit www.ariston-heater.com.sg.

Movie in a Pocket Sleeping on Clouds

Imagine being able to carry around a With Tempur’s Zero G Adjustable Bed
projector in your pocket! At 124mm Base, you can morph your bed into a
by 71mm, Canon’s Rayo R4 mini shape that’ll best contour to your body’s
projector is around the size of a needs. You can either elevate your legs
smartphone, and allows for 180 for increased blood circulation, or prop
minutes of playback time. your head up if you intend to do some
reading before calling it a day.
Simply hook it up to your
smartphone or laptop with a Mobile Try it out at the Tempur Sleep
High-Definition Link (MHL) or High- Boutique, #01-01 Seng Kee Building,
Definition Multimedia Interface (HDMI) 20 Martin Road, tel: 6933-7667.
cable respectively, and you can set up
a cinema-like experience anywhere.

Take it home for $499, at all Canon
authorised dealers.

154



buying guide

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156

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158

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WHERE TO BUY

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hommagelifestyle.com Tel: 6338-2822 com/singapore www.xtra.com.sg
www.minotti.com

160 photography ZAPHS ZHANG art direction YEW XIN YI