AIRA NEWS I-News Auspicious Year of the Rabbit, AIRA International Advisory (Singapore) Private Limited has moved its office to Bangkok Bank Building in the center of business district in Singapore. Khun Nalinee Ngamsettamas, Chief Executive Officer of AIRA Capital Plc visited the new office, and also welcomed Mr.Keisuke Ogawa CEO/CIO Kenedix Asua Pte.Ltd , Mr. Mark Chester Ng Executive Director CA Indosuez Wealth Management and Mr. Kazuhiro HARA Corporate Officer General Manager SUMITOMO MITSUI TRUST BANK LIMITED who came to congratulate. New Home AIAS Singapore Can be contacted at AIRA International Advisory (Singapore) Private Limited 180 Cecil Street, Bangkok Bank Building, #11-04, Singapore 069546 Tel.6223 2796 & 6223 2797
AIRA NEWS I-News Chinese New Year of this year, Khun Nalinee Ngamsettamas Chief Executive Officer and Khun Suttiporn Tanthikul Managing Director, of AIRA Capital Public Company Limited, and Khun Akrawit Sooksai Chief Executive Officer of AIRA Factoring Public Company Limited, along with executives and employees paid respect to Tai Sia Hook Zhou Shrine at Chamchuri Square Building for prosperity and praying for employees to be successful in their careers as well. Currently, technology has been widely used in work relevant to documents as it is economical, convenient, fast and able to easily process and store data. Google Form is another application that will help with work, especially in terms of questionnaires or surveys. Human Resource and Administration department of AIRA Capital Public Company Limited or AC thus organized a training session to teach how to use basic Google Form for AC employees to use this tool correctly and efficiently. Khun Sawittree Boonnark, Assistance Vice President was the lecturer. For prosperity on Chinese New Year AC organizes Google Form training program
When it comes to bonds, there are many interesting types. Last issue we talked about bonds that promote sustainability or Sustainability-Linked Bond (SLB) also known as green bonds. This issue contains stories about debt instruments that people who like to gamble are interested called “Lucky draw or Prize Bond” Many people who buy lottery tickets hope to win big prizes. Some people buy lottery tickets because they feel like they have new hopes in life all the time or like the feeling of excitement to be encouraged. But the point is if the lottery is not won, the money used to buy was fleeting. Some people therefore prefer to buy GSB lottery that has the opportunity to win prizes and still receive interest and principal back upon maturity. And did you know that investing in some types of bonds also has a chance to win great prizes as well!!! Even though now in Thailand there is no bond type to win luck, sell or allow investors to hold, aboard there is a type of bond called “Prize Bond” that is favored by people who like to gamble. Prize Bond is awarded randomly to bond holders at regular intervals, for example weekly, monthly or quarterly, issued by government agencies to promote savings of citizens and to invest money in various government projects, for example, in the UK it is called a Prize Bond as a Premium Bond and in New Zealand it is called a Bonus Bond. I-Smart Prize Bond are sold at coupon rate and no interest paid. Investors will win prized at specific intervals over the life of the prize bond. The more units an investor purchases, the higher the chances of winning. To diverse the chance of winning to investors; therefore, the investment value in Prize Bond that investors can purchase is determined. Prize bond are available in various age groups that last unit indefinitely both types of redeemable and non-redeemable bond that must be held until maturity in order to receive the principal back. Investors can continue to cross fingers. Prize Bond prized randomly distributes come in many forms, such as a single prize of a large sum or many prizes in descending order like a lottery, 1st prize and 2nd prize until the last prize of a few hundred baht.
info : www.thaibma.or.th For example, the UK Prize Bond was first issued in 1956, known as Premium Bond, issued by the National Savings and Investments :NS&I. Currently has 23 million holders, with an outstanding value of 58 billion pound. Investors can sell back Premium Bonds at any time and receive a refund equal to the coupon rate. The minimum investment is 25 pound and the maximum investment is 50,000 pound per person, where 1 pound is equivalent to 1 Premium Bond. Investors must hold Prize Bonds for at least 1 month in order to eligible to win prizes. Each month, the system will randomly pick numbers. If the investor holds the Premium Bond with the corresponding number assigned at random, the prize will be awarded. Odds of winning are 1 in 24,500, with a total of nearly 4 million prizes per draw, 1st prize worth 1 million pound and final prize worth 25 million pound. Be noted that all prizes are tax exempt. making it a popular gift for newborns to purchase prize bonds. This is considered a very valuable gift because there is a chance to win prizes continuously or will be sold for money and will receive a refund according to the price of the ticket. However, if the investor has not rewarded for a long time, it will make investments not grow, resulting in the loss of purchasing power according to the inflation rate. In the ASEAN region, the Philippines first issued a prized bond in early 2020, called the Premyo Bond, to encourage people to save and use the proceeds for government projects, which received great attention from investors, totally sold for 4.961 billion pesos, higher than the original limit of 3 billion pesos. Overseas Prize Bonds are very popular especially in countries with relatively low deposit interest rates. Buying Prize Bonds will give you a chance to get higher returns. In addition, in Ireland and England, prize bonds are also allowed for investors to be purchased for children under the age of 16 In Thailand Prize Bonds have not been released, but the closest thing seems to be the Government Savings Bank Lottery, which is considered a way for saving money that can still win luck. However, investors should divide their savings to invest in various assets to diversify risks and increase the opportunity to receive higher returns with an appropriate level of risk. Remark: investment comes with risk, should carefully study the information before making a decision
It’s time to submit tax returns for year 2020. For anyone who earns more than 120,000 baht per year, it is your duty to file “Personal income tax” annually. Be prepared to write down the date in your calendar carefully, because if the tax filing deadline is over, you may face penalties or fines. This article has gathered what you need to know here. Timeline for tax filing File personal income tax for the year 2023 of the income for the year 2022, tax filing within January 1 – April 10, 2023. In case of those who submit paper tax documents until March 31, 2023. If anyone filed their taxes late or forgot to submit them on time, they will also be subject to fines. You can submit file the tax returns retrospectively by yourself at Area Revenue Branch office but will be punished by paying fines. Documents to prepare before filing income tax year 2022 1. Documents showing income such as a withholding tax certificate (50 thawi sheet) from the employer, a document that indicates the total income that year, funds or other reserve funds that are deducted. 2. List of tax deductions that collected throughout the year, such as alimony for father-mother, child, or support for a disabled person, etc. 3. Supporting documents for tax deductions for filling out tax filing forms, such as child support allowances, amount of fund purchase, certificate of payment of life insurance premiums, health insurance premiums, annuity life insurance premiums, interest on housing loans, expenses for purchasing goods or services and the right to rebate from government projects, etc. I-Trick
You can check the tax payment rates and discount list in this table. You might get a tax refund. Prepare your own deduction documents well and fill out all the information at the Revenue Department website www.rd.go.th before the deadline. info : www.greenygrass.co.th
Anyone who is a clean eater or healthy must definitely know the cereal called “quinoa”. Nonetheless, there are many people who, upon hearing the name, wonder what quinoa really is, so this article will to introduce it to you. Quinoa is a Pseudo-cereal that looks like a legume originated in an area of the ancient indigenous Incas of South America, known as Pseudo- cereal because quinoa is actually not a grain, but it is a family of beets, Spinach, Tumbleweed and Swiss Chard. Even though it is Pseudo cereal, there are so many benefits that it is known as “Superfood” as well. Quinoa for Health 1. Quinoa contains up to 12-18% protein and essential amino acids that can be found in milk. If eating clean or on diet, if you want protein that is essential to your body besides chicken, Quinoa is helpful too. 2. Quinoa is high in antioxidants that helps reduce the risk of cancer and helps nourish the skin to shine brightly. 3. Quinoa is high in calcium. Anyone who does not like milk or is allergic to milk can eat quinoa to provide the body with enough calcium for growth, maintain strong bones and teeth. 4. Quinoa is high in fiber which not only helps promoting good digestive and excretion system, but also helps control blood sugar level to normal level. 5. Quinoa is low in cholesterol and is suitable for anyone who wants to reduce the amount of cholesterol in the body or people who want to control their weight and diabetic, fatty arteriosclerosis patients. 6.Research has shown that taking 50 grams of quinoa daily for 6 weeks may reduce total cholesterol level, bad cholesterol and triglyceride fats. Nevertheless, different levels of fat are only slightly reduced and eating quinoa may also lower levels of good cholesterol, hence consumption should be controlled. Benefits of Quinoa What is Quinoa? I-Health
Soak the quinoa in water for 10 minutes, then bring it to a boil to cook the quinoa. It looks like short, white and yellow rice, when cooked, it will be soft and crunchy with a slight chewiness. While boiling olive oil or a pinch of salt can be added to add flavor. Cooked quinoa can be substituted for rice or to make porridge, fried rice, sushi, put it in salads, fries or even put it in desserts like muffins, cupcakes, etc. Currently, though there is no clear scientific evidence showing that quinoa has any negative effects on the body, eating too much may adversely affect the body in terms of getting to much Phytates. Phytates in quinoa may inhibit the absorption of some important minerals like iron and zinc. In addition, eating quinoa may contribute to various minerals joining together until kidney stones are formed. For pregnant women and women who are breastfeeding, there is no definitive scientific evidence that it is safe for health. Therefore, those who are pregnant or breastfeeding should use this cereal with caution. People with allergies if you have an allergic reaction such as swollen lips, swollen tongue, rashes, etc., it may be possible to be allergic to quinoa or allergic to chemicals that may remain in quinoa. Consequently, you should stop taking and consult with doctor. How to eat quinoa Side effects of eating quinoa Quinoa is a popular food among those who take care of themselves. However, every food has advantages and disadvantages. As a result, finding information before eating is essential in order to get the most nutrition. info : www.sanook.com/health
For all motorists whether driving a private car or public vehicle, a driver’s license is required to show that we are legitimate driver. This license needs to be renewed. How to renew a driver’s license in 2023, What to do? What documents to prepare? Can you register online? How much does it cost? You can check all details step by step here. A driver’s license is a necessity that all car users must carry with them at all times to confirm that the driver has the knowledge and ability to drive a car or motorcycle or allowed to drive different types of vehicles according to the law and has already passed the test from the Department of Land Transport. Types of driver’s license renewal in 2023? 1. How to change driver’s license from 2 years (temporary) to 5 years? 1.Renew from 2 years (temporary) to 5 years : Because a 2-year driver’s license is for those who have recieved a new driver’s license for the first time. When expired, it must be renewed for a 5-year period license. Evidence/documents required for renewing 1. ID card 2. Original driver’s license 3. Medical certificate, date not more than 1 month from date of renewal. Procedures for renewal of driver’s license test 1. Driver’s license renewal can be done by walk-in or book an appointment through the DLT Smart Queue application, available for IOS and Android operating systems. 2. Physical proficiency test (Test for color vision required to drive, deep vision test, wide vision test, foot reaction test) 3. Pay the fee (Closing payment at 3.30 p.m.) / Take a photo and print a driver’s license / Issue a driver’s license 2.Renew from 5 years to 5 years : A general driver’s license that is currently used will be obtained after 2 years of temporary license. Renewing a driver’s license from 5 years to 5 years has additional training steps, but it’s not too difficult because nowadays, training can be done through an online system. I-Know
How much is the renewal fee - Car 505 Baht - Motorcycle 255 Baht Qualifications of applicants for a 5-year driver’s license 1. Hold a 2-year temporary personal car driver’s license, temporary personal tricycle driver’s license or a temporary personal motorcycle driver’s license. 2. Qualified and not prohibited under Section 46, such as age not less than 18 years old, not already holding a driver’s license of the same category or not being in the process of having a driver’s license to be seized or revoked. 3. Never having been sentenced to the final judgement or fined two or more times for one of the following driving offenses (Unless the last sentence has been released for not less than 6 months) - Violating traffic signals or markings - Driving while intoxicated with alcohol or other intoxicants - Obstructing traffic unlawfully - Exceeding the speed limit allowed by law - Negligent or terrifying actions which may cause harm to persons or property - Driving without regard for the safety or suffering of others A provisional driving license must not have expired for more than a year. If it has expired more than a year, additional testing is required. 2. How to renew driver’s license from 5 years to 5 years? Evidence/documents required for renewing 1. ID card 2. Original driver’s license 3. Medical certificate, dated not over 1 month from renewal date 4. Evidence of online driver’s license training. You can save a screenshot or capture a QR Code image to be shown to the relevant staff. Procedures 1. Undertake training through the e-Learning system via dlt-elearning.com 2. Driver’s license renewal can be done by walk-in or book an appointment using the DLT application available for iOS and Android operating systems. 3. Physical proficiency test (Test for color vision required to drive, deep vision test, wide vision test, foot reaction test) 4. Pay the fee (Closing payment at 3.30 p.m.) / Take a photo and print a driver’s license / Issue a driver’s license. Driver’s license renewal fee 2023 - Car 505 Baht - Motorcycle 255 Baht Qualifications of applicants for a driver’s license 1. Currently holding a persoal car driving license, personal tricycle driving license, personal motorcycle driving license, road roller driving license, tractor driving license or another type of driver’s license. 2. The applicant still has the qualifications and is not prohibited from holding that type of driver’s license. 3. The original driver’s license must not have expired for more than 1 year. If it has expired more than 1 year, an additional test is required. info : Department of Land Transport
For those who are looking to travel to intersesting places in February, today we have five popular tourist attractions that are suitable for you to visit in February. Some places can only be visited during this month. Book your lover and let’s hang out. If you don’t go now, you’ll have to wait until next year. Take advantage of this month, book now make your lover smile and be happy. Well, let’s go and see which places we are recommending. Let’s start with the island of Koh Larn, near Bangkok, easy to travel to, by bus or self drive, only 2 hours away from Bangkok. Beautiful sea near Bangkok, a popular place in the hearts of many people who have been there and have returned many times, especially if you go during the monsoon season in Febuary, you will enjoy clear blue sky, clear water, and white sand. Importantly, there are few visitors, perfect for a peaceful getaway. There are many activities from parachute, boat, ski boat, and scooter and car rentals are available at friendly prices for tourists to drive around the island. The second place is, Khao Kho, Phetchabun Province, the name of the large and small mountains in that area. Khao Kho is considered to be a very suitable attraction for trekking enthusiasts such that you must list Khao Kho to be one of the mountains that you must conquer once. Come to see the sea of mist in February at Khao Kho, it’s as beautiful as the mist of the top of the mountain. Khao Kho has many scenic viewpoints, including the viewpoint for viewing the sea of mist, watching the flowers, turbine, view of the mountains as far as the eye can see. Koh Larn Khao Kho Check-in
info : kawtung.com Moving on to third place, Stawberry Farm, Samoeng District, Chiang Mai Province. The largest strawberry growing area in Thailand. It is open for tourists to enjoy the beauty of the farm in the strawberry picking season in February every year. It is considered to be a tourist attraction of Chiang Mai that should not be missed during this time of the year. If you are planning a trip to Chiang Mai during this month, a visit to a strawberry farm is a must. Another place to travel in February in Chiang Mai is Mae Kampong village. A small village in the middle of the valley, not far from the city of Chiang Mai. Full of trees and serenity, come to experience the fresh air, inhale natural oxygen, relax body with a simple but warm lifestyle, full of happiness and cuteness of northern people who have adapted to live harmoneously with nature here together with the forest, river, and stream. There are many new experiences that will not be forgotten which makes Mae Kampong Village a popular tourist attraction in Chiang Mai. In this village of Mae Kampong, you’ll find beautiful wooden houses lined up on either side, local food shops, souvenir shops and more. Take a leisurely, stroll and feel the cold wind at the begining of the year. The good weather in the woods, and slow-life atmosphere will definitely suit everyone. Those who pay homage to the Buddha must come to worship the Buddha’s footprint, located at Khao Khitchakut National park, Chanthaburi Province, the travel destination for merit-making in Febuary. It is opened for worship during this month every year, so this is the time when people flock here to worship, pay homage to the Buddha’s footprint, packed tightly to receive merit together. For this year, Khao Kitchakut Mountain Tradition 2023 opens between 22 January – 22 March 2023. Khao Khitchakut Samoeng Strawberry Farm Mae Kampong Village We have included all the places to visit in February. There are many types of attractions and activities to join. Hiking, mountain trekking, scenic views, beautiful sea, everything is here to please everyone. Have a fun trip! Let’s charge up our energy levels before coming back to work everyone.
Social media can become “Toxic” for love and relationships Nowadays, social media and mobile apps have become one of the factors that can cause problems in relationships like romantic relationships, friends, family or relationships at work. The first is the importance of being a space to show relationships of people as lovers that many couples often apparently show their relationship status. While many couples faced the ambiguity of not showing relationship status, unsure that it was just to keep privacy or trying to hide their partner as a secret or maybe trying to hide something anyway. While the advantages of social media is useful in connecting people closer. On the contrary, it makes people close to them feel more distant than before. Social media has become a double-edged sword that is asymmetrical with the exploitation of technology. It can eventually become toxic to relationship. Many couples regularly update their relationship on social media, including sweet, happy moments, flirtatious comments as well as posting to vent anger, condemn, speak sarcastically about each other when having fight, etc. If both of you are comfortable with this then there should be no problem. However, in case your partner is not like that, this could make him or her impatient. Rant and vent everything on social media I-Share
Nowadays, we often see many people looking at the mobile phone screen as we call it “Social bows”. Sometimes it makes you wonder what makes you so obsessed with your phone screen. Each day, it’s like being sucked in by a screen. Like meeting each other, but each person focussed their own phones leading to lost the opportunity to do bonding activities. Instead of eating and talking with the people in front of you, you ignore each other, don’t take care of other people or don’t do anything else, don’t do thing that should be done. This will cause for frustration and quarrels, and annoy each other. For couples, even though they love each other, they are dating or even if they are married, giving space to each other is very important. Being in love doesn’t mean you have to sacrifice your privacy. Being overly obsessed makes the other person uncomfortable, so if your partner is not acting so suspicious about social media and his personal mobile phone, you should not cross their line. The behavior of chasing mistakes with suspicion to the point where checking the phone, asking for the password of various social media accounts is something that should not be done as there’s nothing to hide in your relationship but you may need some privacy at some point as well. Having your entire mind focused on plowing social media, putting on headphones to watch short clips and ignoring when someone is talking might seem not matter. But do you know that you will fail to concentrate on talking to others at all? Hear or not listen, don’t understand but say you understand, sometimes unconsciously say yes, but when it’s time to actually do it, you find that you cannot remember the information. That’s why other parties get angry as he or she will feel like is talking to the air. You didn’t really understand and agree to everything. Focussing on your phone when talking to the person next to you shows carelessness and inattention. As a result, the outcome will not be successful. It makes them feel uncomfortable and embarrassed. Not everyone is comfortable sharing their private matters publicly, especially when arguing. It’s about two people, it should end with the conversation between two people. Why would they let the public know? Not daring to speak directly and posting on social media will make the issue escalate. Too addicted to mobile phones and social media. Cross line of privacy Ignore the voices of nearby people. Therefore, the use of social media or the use of mobile phones should be based on moderation in order to pay more attention to those around you, listen more. Even when we are alone, we should manage time properly as using a mobile phone too much may have a negative effect on our health as well. We may find other relaxing activities to do, such as cooking, exercising, reading book or listening to music. info : www.sanook.com
info: www.thairath.co.th Why do we need to know the blood type? Do you know what your own blood type is? It is important to us, because if something happens and we need to receive blood or donate blood, we can act immediately. Each person has a different blood type. In this issue, Little Acare will tell you that about each blood type, which type can we receive or give blood to? Blood types are divided into four main type: A, B, O and AB People with all blood types but are “Rh-negative (Rh-)” are rare blood types. Blood type + - is the blood type system known as Rh, which is divided into 2 groups: Most of Thai people are in the Rh + blood type, only 0.3% are RH – We can know our blood type by checking at an accredited medical center. If someone receives blood from a blood type that does not match their own blood type, the blood recipient’s immune system becomes activated and attacks the blood entering into the body, which can cause blood clots to form and result in kidney failure, blood circulation failure, shock and possibly death. Therefore, giving or receiving blood every time, the donor and recipient must be tested for blood type with the consent of the patient or relatives before receiving blood. We can only give and receive from compatible blood type because if the blood received does not match or not compatible, it may result in serious damage to death. Rh + blood type is blood that has the Rh Antigen on red blood cells but there is no antibody (Rh antibody) in the plasma. Rh – blood type is blood that does not have the Rh antigen on red blood cells and there is no antibody (Rh antibody) in the plasma, but can produce antibodies when receiving the antigen (Rh antigen) Which blood group is rare? 1 2 I-Care
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