BlueSky Prospect Brochure

THE BLUESKY DIFFERENCE

As Fiduciaries, We Always Put Our Clients' Needs Above Our Own

BlueSky Wealth Advisors' mission is to be indispensable in helping our clients improve
their lives through the application of financial planning and investment strategies that
address the unique circumstances and goals of each individual or family we serve.
As an independent, fee-only advisor, we believe independence leads to objectivity. We do
not sell any products, earn commissions, accept or pay referral fees, or otherwise receive
compensation from any source other than our clients. Clients pay a flat fee based on their
needs and the complexity of their situation – free from the conflicts and constraints
encountered when an advisory fee is determined solely by the size of their portfolio.

THE BLUESKY APPROACH

Creating value for our clients means more than excess returns on an
investment portfolio. When we say value, we are speaking about our
client's return on their investment with us. As our value benchmark,
we consider how successful they would be financially and emotionally
if we were not present.

- David L. Blain, CFA
Founder and CEO

THE BLUESKY PLANNING PROCESS

Our Proprietary Planning Method Considers All Aspects of Your Financial Life

This approach to planning is based on a complete understanding of all the financial
components of your life. We also use a values-based discovery process which helps uncover
the monetary and intangible life goals that truly matter to you. With so many variables and an
ever changing economic environment, the evaluation and decision-making process we follow
is critical to helping you achieve your objectives. This process has been developed over many
years of working with clients just like you – we know what to expect and are familiar with
many of the opportunities and challenges that lie ahead. It's this experience, when combined
with discipline and structure, that allows us to plan and guide you effectively.

OUR PLANNING SERVICES

TAX PLANNING REAL ESTATE

MAINTAINING YOUR WEALTH IMPROVING ASSET PERFORMANCE
There are tax implications in virtually every Whether assessing a portfolio of investment
financial move you make – from saving for properties, assisting in the purchase of your
retirement to buying a house. Structuring first property, or evaluating the equity you
your affairs in a tax-efficient manner is vital have accumulated in your home, BlueSky
for wealth accumulation and preservation. has skilled advisors with experience in many
Our significant tax-planning expertise, areas of real estate. We can advise you on
coupled with your tax preparer or one of strategies to maximize its overall
our tax partners, provides a sound path to effectiveness in your financial plan.
good tax decisions.
INSURANCE
EQUITY COMPENSATION
PROTECTING WHAT MATTERS MOST
LEVERAGING YOUR OPTIONS Protecting you and your family against
When reviewing your equity compensation unforeseen risks is a fundamental part of
plan, we consider numerous factors among any financial plan. We methodically review
the multiple paths to choose from. From your existing insurance policies including
finding the right time to exercise your long-term care, property & casualty, life,
options or systematically reducing your disability and health coverages. If we
concentrated stock position, we will help discover gaps or recommend changes, we
decide the best strategy based on your work with your agent or one of our
overall financial plan. preferred providers to make the necessary
adjustments.
RETIREMENT
ESTATE PLANNING
GAINING FINANCIAL INDEPENDENCE
Achieving financial independence is different LEAVING A MEANINGFUL LEGACY
for everyone. Maybe you are looking for a At BlueSky, our advisors understand that
traditional retirement plan that allows you to creating and implementing an estate plan is
spend more time with family or maybe you critically important. We recognize it's not just
wish to devote more time and resources to a about wealth transfer, it's about minimizing
meaningful cause. Whatever the case, our the financial and emotional burden for those
advisors can successfully help you reach your you leave behind. In conjunction with your
personal definition of financial attorney, or one we recommend, BlueSky
independence. can help ensure the legacy you envision
becomes reality.

BLUESKY INVESTMENT MANAGEMENT

Our Investment Management Process is Tailored to Evolve with Your Financial Goals

Your Willingness Desired
Financial Returns
to Take
Goals Risk

Ability to Needed
Assume Returns

Risk

Investment
Policy

Statement

Model Portfolios

Customization

The BlueSky investment management process takes into account your willingness to assume
risk, your ability to assume risk, your needed returns, and your desired returns. Based on
these parameters, we tailor one of our proprietary models to your speci c circumstances and
recommend an investment allocation for your assets. We document this recommended
portfolio, your overall objectives, and our strategic implementation plan into a written
Investment Policy Statement (IPS). From that point, your BlueSky advisory and professional
investment team will manage your accounts based on this IPS. Management includes
continually monitoring your portfolio’s performance, proactively looking for opportunities,
keeping the portfolio in line with your allocation targets, conducting tax-loss harvesting, and
managing inflows and outflows of cash.

CLIENT EXPERIENCE

ADVISORY TEAM ADVANTAGE

We are proud to be one of the few advisory firms that employs a true team approach to
serving clients. At BlueSky, you're not just assigned one advisor – you have a team of
advisors. Beyond this dedicated advisory team, there are other investment professionals
and client service specialists who will also play a role in helping you achieve your goals.
Through this team-focused service model, we leverage the expertise of all our talented
employees, no matter where they are located. Our model proves to be extremely effective
when providing solutions to clients with complex financial needs.

TECHNOLOGY ENHANCED RELATIONSHIP

BlueSky Wealth Advisors utilizes some of the most advanced technology available today.
We use these tools not only to keep you informed, but to assist the advisory teams in
making better planning decisions. Through our interactive client portal, you can view your
full financial life in one place including all BlueSky-managed accounts, company retirement
plans, bank accounts, credit cards, real estate values, and even your spending by category.
The portal also offers a collaborative space to share and store your customized financial
plan, important documents, and communications with your advisors. We've also woven
industry-leading security into everything we do.

ONGOING COMMITMENT

During the initial planning phase of our relationship, we will meet with you between four and
six times, depending on the complexity of your needs. During this time we will explore your
goals, circumstances, and outline our recommendations. Since planning is an ongoing
process, we don’t stop there. We continually monitor your situation, proactively look for
opportunities, and schedule periodic planning sessions with you. In these sessions, we will
address prior actions we've taken, future actions required, and the overall state of your
financial health. We can conduct these meetings in person, by video conference, or by
phone. Of course, we are also available outside of scheduled meetings.

New Bern, NC | 252.633.0107
Pleasanton, CA | 925.846.3768
Santa Clara, CA | 408.657.6880

www.BlueSkyWA.com